Union Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Strong return on equity (ROE 15.7%)
- ✓Attractively valued vs sector (P/E 6.4x vs industry 35.7x)
- ✓Trading below book value (P/B 1x)
- ✓Regular dividends — yield 2.9%
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
UNIONBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 76.99% | 74.76% | 74.76% | 74.76% | 74.76% | 74.76% |
| FII | 3.97% | 6.75% | 7.37% | 6.89% | 6.46% | 7.11% |
| DII | 12.28% | 12.24% | 11.38% | 11.22% | 11.94% | 11.63% |
| Public | 6.76% | 6.25% | 6.50% | 7.12% | 6.85% | 6.50% |
Corporate Events
To consider Fund Raising
Dividend - Rs 4.75 Per Share
Annual General Meeting/Dividend - Rs 3.60 Per Share
Annual General Meeting/Dividend - Rs 3 Per Share
Latest News
All news →SEBI dismisses Hindenburg allegations against Adani group
*SEBI dismisses Hindenburg allegations against Adani group.* The market regulator found no evidence to support the short-seller's claims after a detailed probe. This clears a major regulatory overhang, boosting investor confidence in Adani stocks. Share prices could see sharp recovery in coming sessions. 📊 *STOCKS:* ADANIENT, ADANIPORTS, ADANIPOWER, ADANIGREEN, ATGL, AMBUJACEM, UNIONBANK | 🏢 *SECTOR:* Corporate | #HIGHIMPACT #Adani
Union Bank of India shares tumble 6% post Q4 results
*Union Bank of India shares fall 6% after Q4 results.* The sharp decline suggests the bank's quarterly earnings disappointed market expectations. The stock's negative reaction indicates concerns over profitability, asset quality, or guidance. This represents a significant intraday correction for the banking sector counter. 📊 *STOCKS:* $UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #earnings
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹5.5K Cr ▲8.5% | ₹5.1K Cr ▲14.6% | ₹4.4K Cr ▼0.0% | ₹4.4K Cr ▼11.6% | ₹5.0K Cr ▲8.4% | ₹4.6K Cr ▼2.7% | ₹4.8K Cr ▲30.5% | ₹3.6K Cr |
| EPS (₹) | 7.21 ▲8.4% | 6.65 ▲14.7% | 5.8 ▲0.0% | 5.8 ▼11.6% | 6.56 ▲8.3% | 6.06 ▼2.6% | 6.22 ▲30.4% | 4.77 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹34.6K Cr ▼0.3% | ₹34.7K Cr ▲7.1% | ₹32.4K Cr ▼10.3% | ₹36.2K Cr ▲12.1% | ₹32.3K Cr ▼11.0% | ₹36.3K Cr ▲71.4% | ₹21.2K Cr ▲11.3% | ₹19.0K Cr ▼10.2% | ₹21.2K Cr ▲52.7% | ₹13.9K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹21.6K Cr ▲0.2% | ₹21.6K Cr ▲21.0% | ₹17.8K Cr ▲11.9% | ₹15.9K Cr ▲17.7% | ₹13.5K Cr ▼5.5% | ₹14.3K Cr ▲147.1% | ₹5.8K Cr ▲14.8% | ₹5.0K Cr ▼7.7% | ₹5.5K Cr ▲0.6% | ₹5.4K Cr |
| Interest | ₹69.5K Cr ▼1.8% | ₹70.7K Cr ▲11.6% | ₹63.4K Cr ▲31.9% | ₹48.0K Cr ▲19.6% | ₹40.2K Cr ▼8.9% | ₹44.1K Cr ▲70.7% | ₹25.8K Cr ▲8.1% | ₹23.9K Cr ▲1.8% | ₹23.5K Cr ▼1.3% | ₹23.8K Cr |
| Depreciation | ₹0 Cr ▼100.0% | ₹1.1K Cr ▲21.0% | ₹896 Cr ▲20.3% | ₹745 Cr ▲0.0% | ₹745 Cr ▼18.0% | ₹908 Cr ▲117.7% | ₹417 Cr ▲11.5% | ₹374 Cr ▲1.6% | ₹368 Cr ▲52.7% | ₹241 Cr |
| PBT | ₹24.3K Cr ▲3.7% | ₹23.4K Cr ▲8.9% | ₹21.5K Cr ▲77.1% | ₹12.1K Cr ▲41.8% | ₹8.6K Cr ▲268.1% | ₹2.3K Cr ▲156.1% | ₹-4.2K Cr ▼5.5% | ₹-3.9K Cr ▲40.5% | ₹-6.6K Cr ▼1940.4% | ₹359 Cr |
| Tax % | 23.0% ▲0.0% | 23.0% ▼36.1% | 36.0% ▲16.1% | 31.0% ▼20.5% | 39.0% ▲277.3% | -22.0% ▲18.5% | -27.0% ▼8.0% | -25.0% ▼19.0% | -21.0% ▲63.8% | -58.0% |
| Net Profit | ₹19.4K Cr ▲7.8% | ₹18.0K Cr ▲30.7% | ₹13.8K Cr ▲62.1% | ₹8.5K Cr ▲61.7% | ₹5.3K Cr ▲83.9% | ₹2.9K Cr ▲191.7% | ₹-3.1K Cr ▼6.8% | ₹-2.9K Cr ▲43.9% | ₹-5.2K Cr ▼1009.6% | ₹573 Cr |
| EPS (₹) | 25.45 ▲7.7% | 23.62 ▲30.7% | 18.07 ▲45.1% | 12.45 ▲61.7% | 7.7 ▲72.3% | 4.47 ▲149.0% | -9.12 ▲45.0% | -16.58 ▲62.8% | -44.61 ▼635.5% | 8.33 |
| Div Payout | 20.0% ▲0.0% | 20.0% ▲0.0% | 20.0% ▼16.7% | 24.0% ▼4.0% | 25.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹7.7K Cr ▲1.4% | ₹7.6K Cr ▲0.0% | ₹7.6K Cr ▲11.7% | ₹6.8K Cr ▲0.0% | ₹6.8K Cr ▲6.7% | ₹6.4K Cr ▲87.2% | ₹3.4K Cr ▲94.2% | ₹1.8K Cr ▲50.8% | ₹1.2K Cr ▲70.2% | ₹687 Cr |
| Reserves | ₹1.3L Cr ▲18.5% | ₹1.1L Cr ▲18.0% | ₹90.0K Cr ▲25.0% | ₹72.0K Cr ▲12.4% | ₹64.0K Cr ▲9.8% | ₹58.3K Cr ▲90.8% | ₹30.6K Cr ▲21.9% | ₹25.1K Cr ▲4.1% | ₹24.1K Cr ▲2.9% | ₹23.4K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹66.4K Cr ▲15.0% | ₹57.7K Cr ▲9.2% | ₹52.8K Cr ▲13.6% | ₹46.5K Cr ▲24.7% | ₹37.3K Cr ▼6.9% | ₹40.1K Cr ▲144.7% | ₹16.4K Cr ▲49.3% | ₹11.0K Cr ▲10.7% | ₹9.9K Cr ▼24.8% | ₹13.2K Cr |
| Total Liabilities | ₹15.9L Cr ▲5.0% | ₹15.1L Cr ▲7.8% | ₹14.0L Cr ▲8.8% | ₹12.9L Cr ▲7.9% | ₹11.9L Cr ▲10.3% | ₹10.8L Cr ▲94.8% | ₹5.6L Cr ▲11.4% | ₹5.0L Cr ▲1.5% | ₹4.9L Cr ▲7.8% | ₹4.6L Cr |
| Assets | ||||||||||
| Fixed Assets | ₹11.7K Cr ▲19.4% | ₹9.8K Cr ▲5.9% | ₹9.2K Cr ▲4.5% | ₹8.8K Cr ▲23.1% | ₹7.2K Cr ▼1.8% | ₹7.3K Cr ▲54.3% | ₹4.7K Cr ▲26.5% | ₹3.7K Cr ▼2.1% | ₹3.8K Cr ▼1.8% | ₹3.9K Cr |
| CWIP | ₹0 Cr ▼100.0% | ₹59 Cr ▲63.9% | ₹36 Cr ▲63.6% | ₹22 Cr ▼40.5% | ₹37 Cr ▼41.3% | ₹63 Cr ▲16.7% | ₹54 Cr ▲22.7% | ₹44 Cr ▲29.4% | ₹34 Cr ▲61.9% | ₹21 Cr |
| Investments | ₹3.4L Cr ▼5.1% | ₹3.6L Cr ▲5.2% | ₹3.4L Cr ▲0.1% | ₹3.4L Cr ▼2.3% | ₹3.5L Cr ▲3.8% | ₹3.4L Cr ▲119.8% | ₹1.5L Cr ▲20.1% | ₹1.3L Cr ▲2.3% | ₹1.3L Cr ▲10.6% | ₹1.1L Cr |
| Other Assets | ₹12.3L Cr ▲8.1% | ₹11.4L Cr ▲8.7% | ₹10.5L Cr ▲12.1% | ₹9.4L Cr ▲12.1% | ₹8.3L Cr ▲13.4% | ₹7.4L Cr ▲85.6% | ₹4.0L Cr ▲8.2% | ₹3.7L Cr ▲1.3% | ₹3.6L Cr ▲6.9% | ₹3.4L Cr |
| Total Assets | ₹15.9L Cr ▲5.0% | ₹15.1L Cr ▲7.8% | ₹14.0L Cr ▲8.8% | ₹12.9L Cr ▲7.9% | ₹11.9L Cr ▲10.3% | ₹10.8L Cr ▲94.8% | ₹5.6L Cr ▲11.4% | ₹5.0L Cr ▲1.5% | ₹4.9L Cr ▲7.8% | ₹4.6L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-35.8K Cr ▼304.8% | ₹17.5K Cr ▼12.3% | ₹19.9K Cr ▲229.1% | ₹6.1K Cr ▼83.3% | ₹36.3K Cr ▲77.0% | ₹20.5K Cr ▲367.2% | ₹-7.7K Cr ▲1.2% | ₹-7.8K Cr ▼227.6% | ₹6.1K Cr ▲192.0% | ₹-6.6K Cr |
| Investing CF | ₹-7.1K Cr ▼274.1% | ₹-1.9K Cr ▼35.7% | ₹-1.4K Cr ▲45.6% | ₹-2.6K Cr ▼359.0% | ₹-558 Cr ▲7.2% | ₹-601 Cr ▼59.4% | ₹-377 Cr ▼26.9% | ₹-297 Cr ▲5.7% | ₹-315 Cr ▼12.5% | ₹-280 Cr |
| Financing CF | ₹7.7K Cr ▲317.7% | ₹-3.5K Cr ▲69.1% | ₹-11.5K Cr ▼7.8% | ₹-10.7K Cr ▼1255.5% | ₹-786 Cr ▲95.8% | ₹-18.9K Cr ▼193.6% | ₹20.1K Cr ▲1045.8% | ₹1.8K Cr ▼83.7% | ₹10.8K Cr ▲5.9% | ₹10.2K Cr |
| Net Cash Flow | ₹-35.1K Cr ▼392.0% | ₹12.0K Cr ▲70.8% | ₹7.0K Cr ▲198.4% | ₹-7.2K Cr ▼120.5% | ₹35.0K Cr ▲3182.8% | ₹1.1K Cr ▼91.2% | ₹12.1K Cr ▲291.3% | ₹-6.3K Cr ▼138.1% | ₹16.6K Cr ▲403.9% | ₹3.3K Cr |
| Free Cash Flow | ₹-38.8K Cr ▼345.3% | ₹15.8K Cr ▼15.0% | ₹18.6K Cr ▲407.1% | ₹3.7K Cr ▼89.8% | ₹35.9K Cr ▲80.2% | ₹19.9K Cr ▲347.3% | ₹-8.1K Cr ▲0.2% | ₹-8.1K Cr ▼239.7% | ₹5.8K Cr ▲183.7% | ₹-6.9K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Union Bank of India
Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc.[1]
Financial Services · Banks