Union Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Strong return on equity (ROE 15.7%)
- ✓Attractively valued vs sector (P/E 6.2x vs industry 35.4x)
- ✓Trading below book value (P/B 0.9x)
- ✓Regular dividends — yield 3%
Today's Price Action
The stock trades at ₹176.20 with no intraday change, matching the 20‑day average volume of 3,56,44,813 shares. Steady participation indicates that the current price level is being defended by both buyers and sellers, with no immediate imbalance evident.
Valuation Snapshot
The price‑to‑earnings ratio stands at 6.23, well below the undefined sector average, implying relative cheapness on an earnings basis. A return on equity of 15.7 % reflects solid profitability for a lender of this size.
Key Levels to Watch
The 52‑week range of ₹125 – ₹205 places the market price about 13 % below the upper band, leaving modest upside potential before encountering historical resistance. Open‑interest clusters around the ₹180‑₹190 band, suggesting that market participants have positioned themselves near those levels.
Chart Pattern
On the daily chart, a bullish engulfing candle formed two sessions ago, followed by a morning‑star pattern the same day and a hammer five sessions earlier. These candlesticks signal a possible shift in short‑term momentum and a consolidation of buying pressure.
Data Summary
Key metrics include a market‑capitalisation that is not disclosed, a P/B of 0.0, and a P/E of 6.23 with a robust ROE
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
UNIONBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 76.99% | 74.76% | 74.76% | 74.76% | 74.76% | 74.76% |
| FII | 3.97% | 6.75% | 7.37% | 6.89% | 6.46% | 7.11% |
| DII | 12.28% | 12.24% | 11.38% | 11.22% | 11.94% | 11.63% |
| Public | 6.76% | 6.25% | 6.50% | 7.12% | 6.85% | 6.50% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 5 Per Share
To consider Fund Raising
Dividend - Rs 4.75 Per Share
Annual General Meeting/Dividend - Rs 3.60 Per Share
Annual General Meeting/Dividend - Rs 3 Per Share
Latest News
All news →Union Bank of India reports Q1FY26 financial results
*Union Bank of India reports Q1FY26 financial results*. The bank released its financial performance for the quarter ended June 30, 2026, highlighting key metrics including net profit, loan growth, and asset quality. Traders will focus on **NII**, **credit cost**, and **GNPA** for trading cues. The results may influence near-term price action. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank reports Q1 FY26 financial results
*Union Bank reports Q1 FY26 financial results.* The bank has submitted its financial results for the quarter ended June 30, 2026. Key metrics like net profit, NII, and **NPA ratio** will be closely watched by traders. Results may influence short-term price action and sector sentiment. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
Union Bank Q1 profit up 30% on strong loan growth
*Union Bank Q1 profit up 30% on strong loan growth*. Union Bank of India reported a **30% year-on-year jump** in net profit for Q1, driven by robust credit growth and improved asset quality. Net interest income rose **15% YoY** to ₹6,420 crore, while gross NPA ratio fell to **3.8%**. The bank’s CASA ratio improved to **38.5%**, boosting operating efficiency. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank Q1 profit up 30% to ₹5,332 crore
*Union Bank Q1 profit up 30% to ₹5,332 crore*. Net profit rose **30% YoY** to **₹5,332 crore** in Q1, driven by higher net interest income and lower provisions. Gross NPA ratio improved to **2.65%** from 2.98% in the previous quarter. The strong performance reflects improved asset quality and operational efficiency. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
RBI may hike rates in August due to crude and rupee
*RBI may hike rates in August due to crude and rupee* Rising crude prices and a weakening rupee could prompt the RBI to raise interest rates in August, according to a Union Bank economist. **Crude surged to $85/barrel** and the **rupee fell to 83.2 per USD**, increasing inflationary pressures. A rate hike could impact borrowing costs and market sentiment. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #RBI
SEBI dismisses Hindenburg allegations against Adani group
*SEBI dismisses Hindenburg allegations against Adani group.* The market regulator found no evidence to support the short-seller's claims after a detailed probe. This clears a major regulatory overhang, boosting investor confidence in Adani stocks. Share prices could see sharp recovery in coming sessions. 📊 *STOCKS:* ADANIENT, ADANIPORTS, ADANIPOWER, ADANIGREEN, ATGL, AMBUJACEM, UNIONBANK | 🏢 *SECTOR:* Corporate | #HIGHIMPACT #Adani
Union Bank of India shares tumble 6% post Q4 results
*Union Bank of India shares fall 6% after Q4 results.* The sharp decline suggests the bank's quarterly earnings disappointed market expectations. The stock's negative reaction indicates concerns over profitability, asset quality, or guidance. This represents a significant intraday correction for the banking sector counter. 📊 *STOCKS:* $UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #earnings
Union Bank Q1 NIM at 2.80% misses estimates
*Union Bank Q1 NIM at 2.80% misses estimates.* Net interest margin declined from **3.02%** in the previous quarter. Profit growth may be under pressure due to margin contraction. Analysts expected NIM around **2.95%** for the quarter. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #NIM
Union Bank of India to host investor presentation
*Union Bank of India to host investor presentation.* The bank informed the exchange about an upcoming investor presentation to discuss strategic and financial updates. While no major announcements were made, it signals proactive investor engagement. Such events may influence short-term trading sentiment. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InvestorPresentation
Union Bank of India shares stable after general updates
*Union Bank of India shares stable after general updates.* The bank informed the exchange of routine corporate updates with no major financial or strategic announcements. **No material changes** in operations or management were disclosed. Investors await next quarterly results for directional cues. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹5.5K Cr ▲8.5% | ₹5.1K Cr ▲14.6% | ₹4.4K Cr ▼0.0% | ₹4.4K Cr ▼11.6% | ₹5.0K Cr ▲8.4% | ₹4.6K Cr ▼2.7% | ₹4.8K Cr ▲30.5% | ₹3.6K Cr |
| EPS (₹) | 7.21 ▲8.4% | 6.65 ▲14.7% | 5.8 ▲0.0% | 5.8 ▼11.6% | 6.56 ▲8.3% | 6.06 ▼2.6% | 6.22 ▲30.4% | 4.77 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹33.4K Cr ▼3.8% | ₹34.7K Cr ▲7.1% | ₹32.4K Cr ▼10.3% | ₹36.2K Cr ▲12.1% | ₹32.3K Cr ▼11.0% | ₹36.3K Cr ▲71.4% | ₹21.2K Cr ▲11.3% | ₹19.0K Cr ▼10.2% | ₹21.2K Cr ▲52.7% | ₹13.9K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹21.6K Cr ▲0.2% | ₹21.6K Cr ▲21.0% | ₹17.8K Cr ▲11.9% | ₹15.9K Cr ▲17.7% | ₹13.5K Cr ▼5.5% | ₹14.3K Cr ▲147.1% | ₹5.8K Cr ▲14.8% | ₹5.0K Cr ▼7.7% | ₹5.5K Cr ▲0.6% | ₹5.4K Cr |
| Interest | ₹69.5K Cr ▲0.8% | ₹68.9K Cr ▲8.8% | ₹63.4K Cr ▲31.9% | ₹48.0K Cr ▲19.6% | ₹40.2K Cr ▼8.9% | ₹44.1K Cr ▲70.7% | ₹25.8K Cr ▲8.1% | ₹23.9K Cr ▲1.8% | ₹23.5K Cr ▼1.3% | ₹23.8K Cr |
| Depreciation | ₹1.2K Cr ▲11.1% | ₹1.1K Cr ▲21.0% | ₹896 Cr ▲20.3% | ₹745 Cr ▲0.0% | ₹745 Cr ▼18.0% | ₹908 Cr ▲117.7% | ₹417 Cr ▲11.5% | ₹374 Cr ▲1.6% | ₹368 Cr ▲52.7% | ₹241 Cr |
| PBT | ₹24.3K Cr ▲3.7% | ₹23.4K Cr ▲8.9% | ₹21.5K Cr ▲77.1% | ₹12.1K Cr ▲41.8% | ₹8.6K Cr ▲268.1% | ₹2.3K Cr ▲156.1% | ₹-4.2K Cr ▼5.5% | ₹-3.9K Cr ▲40.5% | ₹-6.6K Cr ▼1940.4% | ₹359 Cr |
| Tax % | 23.0% ▲0.0% | 23.0% ▼36.1% | 36.0% ▲16.1% | 31.0% ▼20.5% | 39.0% ▲277.3% | -22.0% ▲18.5% | -27.0% ▼8.0% | -25.0% ▼19.0% | -21.0% ▲63.8% | -58.0% |
| Net Profit | ₹19.4K Cr ▲7.8% | ₹18.0K Cr ▲30.7% | ₹13.8K Cr ▲62.1% | ₹8.5K Cr ▲61.7% | ₹5.3K Cr ▲83.9% | ₹2.9K Cr ▲191.7% | ₹-3.1K Cr ▼6.8% | ₹-2.9K Cr ▲43.9% | ₹-5.2K Cr ▼1009.6% | ₹573 Cr |
| EPS (₹) | 25.45 ▲7.7% | 23.62 ▲30.7% | 18.07 ▲45.1% | 12.45 ▲61.7% | 7.7 ▲72.3% | 4.47 ▲149.0% | -9.12 ▲45.0% | -16.58 ▲62.8% | -44.61 ▼635.5% | 8.33 |
| Div Payout | 20.0% ▲0.0% | 20.0% ▲0.0% | 20.0% ▼16.7% | 24.0% ▼4.0% | 25.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹7.6K Cr ▲0.0% | ₹7.6K Cr ▲0.0% | ₹7.6K Cr ▲11.7% | ₹6.8K Cr ▲0.0% | ₹6.8K Cr ▲6.7% | ₹6.4K Cr ▲87.2% | ₹3.4K Cr ▲94.2% | ₹1.8K Cr ▲50.8% | ₹1.2K Cr ▲70.2% | ₹687 Cr |
| Reserves | ₹1.3L Cr ▲18.6% | ₹1.1L Cr ▲18.0% | ₹90.0K Cr ▲25.0% | ₹72.0K Cr ▲12.4% | ₹64.0K Cr ▲9.8% | ₹58.3K Cr ▲90.8% | ₹30.6K Cr ▲21.9% | ₹25.1K Cr ▲4.1% | ₹24.1K Cr ▲2.9% | ₹23.4K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹66.4K Cr ▲15.0% | ₹57.7K Cr ▲9.2% | ₹52.8K Cr ▲13.6% | ₹46.5K Cr ▲24.7% | ₹37.3K Cr ▼6.9% | ₹40.1K Cr ▲144.7% | ₹16.4K Cr ▲49.3% | ₹11.0K Cr ▲10.7% | ₹9.9K Cr ▼24.8% | ₹13.2K Cr |
| Total Liabilities | ₹15.9L Cr ▲5.0% | ₹15.1L Cr ▲7.8% | ₹14.0L Cr ▲8.8% | ₹12.9L Cr ▲7.9% | ₹11.9L Cr ▲10.3% | ₹10.8L Cr ▲94.8% | ₹5.6L Cr ▲11.4% | ₹5.0L Cr ▲1.5% | ₹4.9L Cr ▲7.8% | ₹4.6L Cr |
| Assets | ||||||||||
| Fixed Assets | ₹11.6K Cr ▲18.8% | ₹9.8K Cr ▲5.9% | ₹9.2K Cr ▲4.5% | ₹8.8K Cr ▲23.1% | ₹7.2K Cr ▼1.8% | ₹7.3K Cr ▲54.3% | ₹4.7K Cr ▲26.5% | ₹3.7K Cr ▼2.1% | ₹3.8K Cr ▼1.8% | ₹3.9K Cr |
| CWIP | ₹64 Cr ▲8.5% | ₹59 Cr ▲63.9% | ₹36 Cr ▲63.6% | ₹22 Cr ▼40.5% | ₹37 Cr ▼41.3% | ₹63 Cr ▲16.7% | ₹54 Cr ▲22.7% | ₹44 Cr ▲29.4% | ₹34 Cr ▲61.9% | ₹21 Cr |
| Investments | ₹3.4L Cr ▼5.1% | ₹3.6L Cr ▲5.2% | ₹3.4L Cr ▲0.1% | ₹3.4L Cr ▼2.3% | ₹3.5L Cr ▲3.8% | ₹3.4L Cr ▲119.8% | ₹1.5L Cr ▲20.1% | ₹1.3L Cr ▲2.3% | ₹1.3L Cr ▲10.6% | ₹1.1L Cr |
| Other Assets | ₹12.3L Cr ▲8.1% | ₹11.4L Cr ▲8.7% | ₹10.5L Cr ▲12.1% | ₹9.4L Cr ▲12.1% | ₹8.3L Cr ▲13.4% | ₹7.4L Cr ▲85.6% | ₹4.0L Cr ▲8.2% | ₹3.7L Cr ▲1.3% | ₹3.6L Cr ▲6.9% | ₹3.4L Cr |
| Total Assets | ₹15.9L Cr ▲5.0% | ₹15.1L Cr ▲7.8% | ₹14.0L Cr ▲8.8% | ₹12.9L Cr ▲7.9% | ₹11.9L Cr ▲10.3% | ₹10.8L Cr ▲94.8% | ₹5.6L Cr ▲11.4% | ₹5.0L Cr ▲1.5% | ₹4.9L Cr ▲7.8% | ₹4.6L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-358 Cr ▼75.5% | ₹-204 Cr ▼101.0% | ₹19.9K Cr ▲229.1% | ₹6.1K Cr ▼83.3% | ₹36.3K Cr ▲77.0% | ₹20.5K Cr ▲367.2% | ₹-7.7K Cr ▲1.2% | ₹-7.8K Cr ▼227.6% | ₹6.1K Cr ▲192.0% | ₹-6.6K Cr |
| Investing CF | ₹-71 Cr ▼273.7% | ₹-19 Cr ▲98.6% | ₹-1.4K Cr ▲45.6% | ₹-2.6K Cr ▼359.0% | ₹-558 Cr ▲7.2% | ₹-601 Cr ▼59.4% | ₹-377 Cr ▼26.9% | ₹-297 Cr ▲5.7% | ₹-315 Cr ▼12.5% | ₹-280 Cr |
| Financing CF | ₹77 Cr ▼77.2% | ₹338 Cr ▲102.9% | ₹-11.5K Cr ▼7.8% | ₹-10.7K Cr ▼1255.5% | ₹-786 Cr ▲95.8% | ₹-18.9K Cr ▼193.6% | ₹20.1K Cr ▲1045.8% | ₹1.8K Cr ▼83.7% | ₹10.8K Cr ▲5.9% | ₹10.2K Cr |
| Net Cash Flow | ₹-351 Cr ▼405.2% | ₹115 Cr ▼98.4% | ₹7.0K Cr ▲198.4% | ₹-7.2K Cr ▼120.5% | ₹35.0K Cr ▲3182.8% | ₹1.1K Cr ▼91.2% | ₹12.1K Cr ▲291.3% | ₹-6.3K Cr ▼138.1% | ₹16.6K Cr ▲403.9% | ₹3.3K Cr |
| Free Cash Flow | ₹-388 Cr ▼76.4% | ₹-220 Cr ▼101.2% | ₹18.6K Cr ▲407.1% | ₹3.7K Cr ▼89.8% | ₹35.9K Cr ▲80.2% | ₹19.9K Cr ▲347.3% | ₹-8.1K Cr ▲0.2% | ₹-8.1K Cr ▼239.7% | ₹5.8K Cr ▲183.7% | ₹-6.9K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Union Bank of India
Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc.[1]
Financial Services · Banks