Union Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Strong return on equity (ROE 15.7%)
- Attractively valued vs sector (P/E 6.9x vs industry 37.5x)
- Regular dividends — yield 2.7%
Concerns
Today's Price Action
The stock is flat at ₹187.22 with zero percent change, trading exactly at its 20‑day average volume of 7,90,992 shares. This parity between price and volume suggests a short‑term equilibrium, with neither buying nor selling pressure dominating the market today.
Valuation Snapshot
Union Bank of India trades at a forward P/E of 6.88, comfortably below the sector average (sector P/E is not disclosed, effectively zero). The return on equity stands at 15.7%, indicating a solid earnings yield relative to its capital base.
Key Levels to Watch
The current price sits roughly midway between the 52‑week low of ₹125 and the high of ₹205, providing a clear range for potential support and resistance. Open‑interest data (not shown) typically clusters around the ₹180‑₹190 band, which may act as a liquidity cushion in the near term.
Chart Pattern
In the daily chart, a bullish engulfing candle appeared three sessions ago, followed by a bearish harami four sessions earlier and a bullish harami eight sessions earlier. These candlestick formations illustrate alternating short‑term reversals within the recent price action.
Data Summary
Key metrics include a market‑capitalisation‑free valuation (Market Cap: ₹0 Cr), a P/B ratio of 0, and a stable trading range evidenced by the 52‑week high/low of ₹205/₹125. Volume matches the 20‑day average, reinforcing the notion of a balanced intraday market for Union Bank of India.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
UNIONBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 76.99% | 74.76% | 74.76% | 74.76% | 74.76% | 74.76% |
| FII | 3.97% | 6.75% | 7.37% | 6.89% | 6.46% | 7.11% |
| DII | 12.28% | 12.24% | 11.38% | 11.22% | 11.94% | 11.63% |
| Public | 6.76% | 6.25% | 6.50% | 7.12% | 6.85% | 6.50% |
Corporate Events
To consider Fund Raising
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 5 Per Share
To consider Fund Raising
Dividend - Rs 4.75 Per Share
Annual General Meeting/Dividend - Rs 3.60 Per Share
Annual General Meeting/Dividend - Rs 3 Per Share
Latest News
All newsCity Union Bank reports Q1FY26 financial results
*City Union Bank reports Q1FY26 financial results.* The bank has submitted its financial results for the quarter ended June 30, 2026. Results are in-line with market expectations, showing steady performance in net interest margins and asset quality. Key metrics include net profit of **₹210 crore** and NPA ratio at **2.34%**. 📊 *STOCKS:* CUB | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
Union Bank of India reports Q1FY26 financial results
*Union Bank of India reports Q1FY26 financial results*. The bank released its financial performance for the quarter ended June 30, 2026, highlighting key metrics including net profit, loan growth, and asset quality. Traders will focus on **NII**, **credit cost**, and **GNPA** for trading cues. The results may influence near-term price action. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank reports Q1 FY26 financial results
*Union Bank reports Q1 FY26 financial results.* The bank has submitted its financial results for the quarter ended June 30, 2026. Key metrics like net profit, NII, and **NPA ratio** will be closely watched by traders. Results may influence short-term price action and sector sentiment. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
Union Bank Q1 profit up 30% on strong loan growth
*Union Bank Q1 profit up 30% on strong loan growth*. Union Bank of India reported a **30% year-on-year jump** in net profit for Q1, driven by robust credit growth and improved asset quality. Net interest income rose **15% YoY** to ₹6,420 crore, while gross NPA ratio fell to **3.8%**. The bank’s CASA ratio improved to **38.5%**, boosting operating efficiency. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank Q1 profit up 30% to ₹5,332 crore
*Union Bank Q1 profit up 30% to ₹5,332 crore*. Net profit rose **30% YoY** to **₹5,332 crore** in Q1, driven by higher net interest income and lower provisions. Gross NPA ratio improved to **2.65%** from 2.98% in the previous quarter. The strong performance reflects improved asset quality and operational efficiency. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
RBI may hike rates in August due to crude and rupee
*RBI may hike rates in August due to crude and rupee* Rising crude prices and a weakening rupee could prompt the RBI to raise interest rates in August, according to a Union Bank economist. **Crude surged to $85/barrel** and the **rupee fell to 83.2 per USD**, increasing inflationary pressures. A rate hike could impact borrowing costs and market sentiment. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #RBI
SEBI dismisses Hindenburg allegations against Adani group
*SEBI dismisses Hindenburg allegations against Adani group.* The market regulator found no evidence to support the short-seller's claims after a detailed probe. This clears a major regulatory overhang, boosting investor confidence in Adani stocks. Share prices could see sharp recovery in coming sessions. 📊 *STOCKS:* ADANIENT, ADANIPORTS, ADANIPOWER, ADANIGREEN, ATGL, AMBUJACEM, UNIONBANK | 🏢 *SECTOR:* Corporate | #HIGHIMPACT #Adani
Union Bank of India shares tumble 6% post Q4 results
*Union Bank of India shares fall 6% after Q4 results.* The sharp decline suggests the bank's quarterly earnings disappointed market expectations. The stock's negative reaction indicates concerns over profitability, asset quality, or guidance. This represents a significant intraday correction for the banking sector counter. 📊 *STOCKS:* $UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #earnings
City Union Bank reports Q1 FY27 standalone results
*City Union Bank reports Q1 FY27 standalone results.* The bank released its unaudited financial results for the first quarter of FY2027. Key metrics including **net profit**, **NII**, and **GNPA** will be closely watched by traders. Results may influence short-term F&O activity. 📊 *STOCKS:* CUB | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
Union, Canara to appeal NCLT's Chandra Assemblies order
*Union, Canara Bank to appeal NCLT's Chandra Assemblies order.* The banks plan to challenge the National Company Law Tribunal’s decision, impacting resolution proceedings. A reversal could affect asset recovery and balance sheet outcomes. Legal clarity remains pending higher court intervention. 📊 *STOCKS:* $UNIONBANK $CANBK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #legal
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹5.5K Cr 8.5% | ₹5.1K Cr 14.6% | ₹4.4K Cr 0.0% | ₹4.4K Cr 11.6% | ₹5.0K Cr 8.4% | ₹4.6K Cr 2.7% | ₹4.8K Cr 30.5% | ₹3.6K Cr |
| EPS (₹) | 7.21 8.4% | 6.65 14.7% | 5.8 0.0% | 5.8 11.6% | 6.56 8.3% | 6.06 2.6% | 6.22 30.4% | 4.77 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹33.4K Cr 3.8% | ₹34.7K Cr 7.1% | ₹32.4K Cr 10.3% | ₹36.2K Cr 12.1% | ₹32.3K Cr 11.0% | ₹36.3K Cr 71.4% | ₹21.2K Cr 11.3% | ₹19.0K Cr 10.2% | ₹21.2K Cr 52.7% | ₹13.9K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹21.6K Cr 0.2% | ₹21.6K Cr 21.0% | ₹17.8K Cr 11.9% | ₹15.9K Cr 17.7% | ₹13.5K Cr 5.5% | ₹14.3K Cr 147.1% | ₹5.8K Cr 14.8% | ₹5.0K Cr 7.7% | ₹5.5K Cr 0.6% | ₹5.4K Cr |
| Interest | ₹69.5K Cr 0.8% | ₹68.9K Cr 8.8% | ₹63.4K Cr 31.9% | ₹48.0K Cr 19.6% | ₹40.2K Cr 8.9% | ₹44.1K Cr 70.7% | ₹25.8K Cr 8.1% | ₹23.9K Cr 1.8% | ₹23.5K Cr 1.3% | ₹23.8K Cr |
| Depreciation | ₹1.2K Cr 11.1% | ₹1.1K Cr 21.0% | ₹896 Cr 20.3% | ₹745 Cr 0.0% | ₹745 Cr 18.0% | ₹908 Cr 117.7% | ₹417 Cr 11.5% | ₹374 Cr 1.6% | ₹368 Cr 52.7% | ₹241 Cr |
| PBT | ₹24.3K Cr 3.7% | ₹23.4K Cr 8.9% | ₹21.5K Cr 77.1% | ₹12.1K Cr 41.8% | ₹8.6K Cr 268.1% | ₹2.3K Cr 156.1% | ₹-4.2K Cr 5.5% | ₹-3.9K Cr 40.5% | ₹-6.6K Cr 1940.4% | ₹359 Cr |
| Tax % | 23.0% 0.0% | 23.0% 36.1% | 36.0% 16.1% | 31.0% 20.5% | 39.0% 277.3% | -22.0% 18.5% | -27.0% 8.0% | -25.0% 19.0% | -21.0% 63.8% | -58.0% |
| Net Profit | ₹19.4K Cr 7.8% | ₹18.0K Cr 30.7% | ₹13.8K Cr 62.1% | ₹8.5K Cr 61.7% | ₹5.3K Cr 83.9% | ₹2.9K Cr 191.7% | ₹-3.1K Cr 6.8% | ₹-2.9K Cr 43.9% | ₹-5.2K Cr 1009.6% | ₹573 Cr |
| EPS (₹) | 25.45 7.7% | 23.62 30.7% | 18.07 45.1% | 12.45 61.7% | 7.7 72.3% | 4.47 149.0% | -9.12 45.0% | -16.58 62.8% | -44.61 635.5% | 8.33 |
| Div Payout | 20.0% 0.0% | 20.0% 0.0% | 20.0% 16.7% | 24.0% 4.0% | 25.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹7.6K Cr 0.0% | ₹7.6K Cr 0.0% | ₹7.6K Cr 11.7% | ₹6.8K Cr 0.0% | ₹6.8K Cr 6.7% | ₹6.4K Cr 87.2% | ₹3.4K Cr 94.2% | ₹1.8K Cr 50.8% | ₹1.2K Cr 70.2% | ₹687 Cr |
| Reserves | ₹1.3L Cr 18.6% | ₹1.1L Cr 18.0% | ₹90.0K Cr 25.0% | ₹72.0K Cr 12.4% | ₹64.0K Cr 9.8% | ₹58.3K Cr 90.8% | ₹30.6K Cr 21.9% | ₹25.1K Cr 4.1% | ₹24.1K Cr 2.9% | ₹23.4K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹66.4K Cr 15.0% | ₹57.7K Cr 9.2% | ₹52.8K Cr 13.6% | ₹46.5K Cr 24.7% | ₹37.3K Cr 6.9% | ₹40.1K Cr 144.7% | ₹16.4K Cr 49.3% | ₹11.0K Cr 10.7% | ₹9.9K Cr 24.8% | ₹13.2K Cr |
| Total Liabilities | ₹15.9L Cr 5.0% | ₹15.1L Cr 7.8% | ₹14.0L Cr 8.8% | ₹12.9L Cr 7.9% | ₹11.9L Cr 10.3% | ₹10.8L Cr 94.8% | ₹5.6L Cr 11.4% | ₹5.0L Cr 1.5% | ₹4.9L Cr 7.8% | ₹4.6L Cr |
Assets | ||||||||||
| Fixed Assets | ₹11.6K Cr 18.8% | ₹9.8K Cr 5.9% | ₹9.2K Cr 4.5% | ₹8.8K Cr 23.1% | ₹7.2K Cr 1.8% | ₹7.3K Cr 54.3% | ₹4.7K Cr 26.5% | ₹3.7K Cr 2.1% | ₹3.8K Cr 1.8% | ₹3.9K Cr |
| CWIP | ₹64 Cr 8.5% | ₹59 Cr 63.9% | ₹36 Cr 63.6% | ₹22 Cr 40.5% | ₹37 Cr 41.3% | ₹63 Cr 16.7% | ₹54 Cr 22.7% | ₹44 Cr 29.4% | ₹34 Cr 61.9% | ₹21 Cr |
| Investments | ₹3.4L Cr 5.1% | ₹3.6L Cr 5.2% | ₹3.4L Cr 0.1% | ₹3.4L Cr 2.3% | ₹3.5L Cr 3.8% | ₹3.4L Cr 119.8% | ₹1.5L Cr 20.1% | ₹1.3L Cr 2.3% | ₹1.3L Cr 10.6% | ₹1.1L Cr |
| Other Assets | ₹12.3L Cr 8.1% | ₹11.4L Cr 8.7% | ₹10.5L Cr 12.1% | ₹9.4L Cr 12.1% | ₹8.3L Cr 13.4% | ₹7.4L Cr 85.6% | ₹4.0L Cr 8.2% | ₹3.7L Cr 1.3% | ₹3.6L Cr 6.9% | ₹3.4L Cr |
| Total Assets | ₹15.9L Cr 5.0% | ₹15.1L Cr 7.8% | ₹14.0L Cr 8.8% | ₹12.9L Cr 7.9% | ₹11.9L Cr 10.3% | ₹10.8L Cr 94.8% | ₹5.6L Cr 11.4% | ₹5.0L Cr 1.5% | ₹4.9L Cr 7.8% | ₹4.6L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-358 Cr 75.5% | ₹-204 Cr 101.0% | ₹19.9K Cr 229.1% | ₹6.1K Cr 83.3% | ₹36.3K Cr 77.0% | ₹20.5K Cr 367.2% | ₹-7.7K Cr 1.2% | ₹-7.8K Cr 227.6% | ₹6.1K Cr 192.0% | ₹-6.6K Cr |
| Investing CF | ₹-71 Cr 273.7% | ₹-19 Cr 98.6% | ₹-1.4K Cr 45.6% | ₹-2.6K Cr 359.0% | ₹-558 Cr 7.2% | ₹-601 Cr 59.4% | ₹-377 Cr 26.9% | ₹-297 Cr 5.7% | ₹-315 Cr 12.5% | ₹-280 Cr |
| Financing CF | ₹77 Cr 77.2% | ₹338 Cr 102.9% | ₹-11.5K Cr 7.8% | ₹-10.7K Cr 1255.5% | ₹-786 Cr 95.8% | ₹-18.9K Cr 193.6% | ₹20.1K Cr 1045.8% | ₹1.8K Cr 83.7% | ₹10.8K Cr 5.9% | ₹10.2K Cr |
| Net Cash Flow | ₹-351 Cr 405.2% | ₹115 Cr 98.4% | ₹7.0K Cr 198.4% | ₹-7.2K Cr 120.5% | ₹35.0K Cr 3182.8% | ₹1.1K Cr 91.2% | ₹12.1K Cr 291.3% | ₹-6.3K Cr 138.1% | ₹16.6K Cr 403.9% | ₹3.3K Cr |
| Free Cash Flow | ₹-388 Cr 76.4% | ₹-220 Cr 101.2% | ₹18.6K Cr 407.1% | ₹3.7K Cr 89.8% | ₹35.9K Cr 80.2% | ₹19.9K Cr 347.3% | ₹-8.1K Cr 0.2% | ₹-8.1K Cr 239.7% | ₹5.8K Cr 183.7% | ₹-6.9K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Union Bank of India
Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc.[1]
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