Life Insurance Corporation Of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Excellent return on equity (ROE 37.8%)
- ✓Efficient capital deployment (ROCE 35.1%)
- ✓Attractively valued vs sector (P/E 9.5x vs industry 35.4x)
- ✓Virtually debt-free
- ✓Regular dividends — yield 2.3%
Today's Price Action
The stock trades at ₹431, unchanged from the previous close. The traded volume of 12,13,900 shares matches the 20‑day average, indicating that today’s activity is in line with typical market participation for the issue.
Valuation Snapshot
The trailing P/E stands at 9.54, comfortably below the broader financial‑services norm (sector P/E is reported as 0, reflecting a lack of comparable peers). A return on equity of 37.8 % underscores robust profitability relative to the capital employed.
Key Levels to Watch
The current price sits roughly midway between the 52‑week range of ₹361 (low) and ₹468 (high), with the upper band representing the nearest resistance and the lower band serving as the principal support. Open‑interest clusters
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
| BAJAJFINSV Bajaj Finserv Limited | ₹1,878 | ₹3.0L Cr | 29.8 | 3.86 | 13.2 | 10.6 | 5.13 |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
LICI · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% |
| FII | 0.06% | 0.14% | 0.19% | 0.16% | 0.07% | 0.10% |
| DII | 1.00% | 0.85% | 0.94% | 1.16% | 1.26% | 1.27% |
| Public | 2.43% | 2.49% | 2.37% | 2.17% | 2.15% | 2.13% |
Corporate Events
Dividend - Rs 10 Per Share
Bonus 1:1
To consider and approve the financial results for the quarter and financial year ended March 31, 2026 and final dividend, if any.
Dividend - Rs 12 Per Share
Dividend - Rs 6 Per Share
Interim Dividend - Rs 4 Per Share
Dividend - Rs 3 Per Share
Latest News
All news →LIC appoints new Chairman, management changes announced
*LIC appoints new Chairman, management changes announced.* The move follows regulatory norms for leadership rotation. **No immediate operational changes expected**. Investors await clarity on strategic direction under new leadership. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* Insurance | #MEDIUMIMPACT #ManagementChange
LIC appoints new Chief Compliance Officer
*LIC appoints new Chief Compliance Officer.* The move is part of routine corporate governance updates. No financial impact is expected from this change. Investors should monitor for further governance developments. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* Insurance | #LOWIMPACT #ManagementChange
Govt to sell ₹10,000 crore LIC stake next month
*Govt to sell ₹10,000 crore LIC stake next month* — The government is preparing to divest a **₹10,000 crore** stake in LIC next month, marking a major disinvestment move. This could significantly influence market sentiment and F&O trading volumes in the near term. The sale underscores continued government focus on asset monetization. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #LIC
Govt plans $1B LIC stake sale next month
*Govt plans $1B LIC stake sale next month.* The Indian government is preparing to sell **$1 billion** worth of shares in Life Insurance Corporation (LIC) next month, marking a key disinvestment move. The stake sale could impact market sentiment and F&O activity around the stock. Retail investors may watch for listing timing and price band. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #StakeSale
LIC receives regulatory certificates from RTAs
*LIC receives regulatory certificates from RTAs* — Life Insurance Corporation of India has received certificates under Regulation 74(5) from its Registrar and Transfer Agents. This is a routine compliance filing with the stock exchange. No material financial or operational impact is expected. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* Insurance | #LOWIMPACT #Regulatory
LIC announces general updates for investor benefit
*LIC announces general updates for investor benefit*. Life Insurance Corporation of India has released general updates, including currency conversion of data into USD for global investors and analysts. The move aims to improve transparency and accessibility for international stakeholders. No financial figures or strategic changes were disclosed. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #LIC
Govt fast-tracks LIC, PSU stake sales to raise funds
*Govt fast-tracks LIC, PSU stake sales to raise funds* — The Centre is accelerating divestment plans, targeting sales of stakes in LIC and various PSUs to meet fiscal goals. Market participants expect heightened supply of shares, potentially impacting sentiment. The move signals strong government intent to meet **₹50,000–60,000 crore** disinvestment target this fiscal. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #divestment
LIC of India announces general updates
*LIC of India announces general updates.* No specific financial figures or strategic changes disclosed. Filing is routine in nature with no immediate market-moving details. Traders may await further clarity from the company. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* Insurance | #LOWIMPACT #LIC
LIC of India announces general updates for June 16, 2026
*LIC of India announces general updates for June 16, 2026.* The filing contains routine corporate information with no major financial or strategic announcements. **No significant numbers or operational changes** were disclosed. Traders may expect minimal market movement. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* Insurance | #LOWIMPACT #CorporateUpdate
LIC shares fall 6% on stake-sale speculation
*LIC shares fall 6% on stake-sale speculation*\nLIC shares extended losses over three sessions, dropping **6%**, amid market speculation of a potential stake sale by the government. The selloff reflects investor caution despite no official announcement. Trading volumes remained elevated, indicating strong retail participation.\n\n📊 *STOCKS:* LICI | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #LIC
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹2.4L Cr ▼2.3% | ₹2.4L Cr ▲7.5% | ₹2.2L Cr ▼7.6% | ₹2.4L Cr ▲19.3% | ₹2.0L Cr ▼11.8% | ₹2.3L Cr ▲9.0% | ₹2.1L Cr ▼11.2% | ₹2.4L Cr |
| Op. Profit | ₹12.4K Cr ▲30.3% | ₹9.5K Cr ▼9.4% | ₹10.5K Cr ▼51.3% | ₹21.5K Cr ▲80.3% | ₹11.9K Cr ▲81.1% | ₹6.6K Cr ▼32.6% | ₹9.8K Cr ▲524.9% | ₹1.6K Cr |
| OPM | 5.0% ▲25.0% | 4.0% ▼20.0% | 5.0% ▼44.4% | 9.0% ▲50.0% | 6.0% ▲100.0% | 3.0% ▼40.0% | 5.0% ▲400.0% | 1.0% |
| Net Profit | ₹12.9K Cr ▲27.9% | ₹10.1K Cr ▼7.8% | ₹11.0K Cr ▼42.5% | ₹19.0K Cr ▲72.9% | ₹11.0K Cr ▲42.5% | ₹7.7K Cr ▼26.6% | ₹10.5K Cr ▼23.9% | ₹13.8K Cr |
| EPS (₹) | 10.22 ▲28.1% | 7.98 ▼7.9% | 8.66 ▼42.5% | 15.05 ▲73.0% | 8.7 ▲42.4% | 6.11 ▼26.7% | 8.34 ▼61.9% | 21.88 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹9.8L Cr ▲9.9% | ₹8.9L Cr ▲5.2% | ₹8.5L Cr ▲7.8% | ₹7.8L Cr ▲8.4% | ₹7.2L Cr ▲4.7% | ₹6.9L Cr ▲10.0% | ₹6.3L Cr ▲9.9% | ₹5.7L Cr |
| Expenses | ₹9.3L Cr ▲11.0% | ₹8.4L Cr ▲2.9% | ₹8.1L Cr ▲8.4% | ₹7.5L Cr ▲4.2% | ₹7.2L Cr ▲4.2% | ₹6.9L Cr ▲8.8% | ₹6.3L Cr ▲12.3% | ₹5.7L Cr |
| Op. Profit | ₹48.8K Cr ▼8.5% | ₹53.3K Cr ▲63.2% | ₹32.7K Cr ▼4.3% | ₹34.1K Cr ▲926.2% | ₹3.3K Cr ▲1419.8% | ₹-252 Cr ▲96.4% | ₹-6.9K Cr ▼217.3% | ₹5.9K Cr |
| OPM | 5.0% ▼16.7% | 6.0% ▲50.0% | 4.0% ▲0.0% | 4.0% | 0.0% | 0.0% ▲100.0% | -1.0% ▼200.0% | 1.0% |
| Other Income | ₹5.4K Cr ▲55.1% | ₹3.5K Cr ▼76.4% | ₹14.8K Cr ▲90.1% | ₹7.8K Cr ▼15.7% | ₹9.2K Cr ▼27.9% | ₹12.8K Cr ▼38.6% | ₹20.9K Cr ▲698.1% | ₹2.6K Cr |
| Interest | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Depreciation | ₹707 Cr ▲39.7% | ₹506 Cr ▲8.6% | ₹466 Cr ▲0.0% | ₹466 Cr ▲6.9% | ₹436 Cr ▲4.6% | ₹417 Cr ▲10.0% | ₹379 Cr ▲12.8% | ₹336 Cr |
| PBT | ₹53.5K Cr ▼5.0% | ₹56.3K Cr ▲19.7% | ₹47.0K Cr ▲13.4% | ₹41.5K Cr ▲241.6% | ₹12.1K Cr ▼0.1% | ₹12.2K Cr ▼10.3% | ₹13.5K Cr ▲65.2% | ₹8.2K Cr |
| Tax % | -7.0% ▼150.0% | 14.0% ▲7.7% | 13.0% ▲0.0% | 13.0% ▼80.3% | 66.0% ▼13.2% | 76.0% ▼5.0% | 80.0% ▲17.6% | 68.0% |
| Net Profit | ₹57.5K Cr ▲18.9% | ₹48.3K Cr ▲18.1% | ₹40.9K Cr ▲13.7% | ₹36.0K Cr ▲772.7% | ₹4.1K Cr ▲38.7% | ₹3.0K Cr ▲9.7% | ₹2.7K Cr ▲3.2% | ₹2.6K Cr |
| EPS (₹) | 45.42 ▲18.9% | 38.2 ▲18.1% | 32.34 ▲13.6% | 28.46 ▲773.0% | 3.26 | — | — | — |
| Div Payout | 11.0% ▼31.3% | 16.0% ▲6.7% | 15.0% ▲200.0% | 5.0% ▼78.3% | 23.0% | 0.0% ▼100.0% | 2.0% ▲0.0% | 2.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|---|
| Liabilities | |||||||||
| Equity Capital | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲6225.0% | ₹100 Cr ▲0.0% | ₹100 Cr ▲0.0% | ₹100 Cr |
| Reserves | ₹1.7L Cr ▲25.6% | ₹1.4L Cr ▲12.2% | ₹1.2L Cr ▲58.2% | ₹76.4K Cr ▲91.5% | ₹39.9K Cr ▲696.2% | ₹5.0K Cr ▼26.1% | ₹6.8K Cr ▲652.1% | ₹902 Cr ▲27.0% | ₹710 Cr |
| Borrowings | ₹0 Cr ▼100.0% | ₹1 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr ▼100.0% | ₹1 Cr ▼75.0% | ₹4 Cr ▼100.0% | ₹2.5L Cr ▼5.9% | ₹2.7L Cr |
| Other Liabilities | ₹57.7L Cr ▲0.0% | ₹57.7L Cr ▲4.3% | ₹55.3L Cr ▲5.7% | ₹52.3L Cr ▲15.5% | ₹45.3L Cr ▲6.8% | ₹42.4L Cr ▲11.0% | ₹38.2L Cr ▲17.8% | ₹32.5L Cr ▲2.8% | ₹31.6L Cr |
| Total Liabilities | ₹59.5L Cr ▲0.6% | ₹59.1L Cr ▲4.4% | ₹56.6L Cr ▲6.5% | ₹53.2L Cr ▲16.1% | ₹45.8L Cr ▲7.6% | ₹42.5L Cr ▲11.1% | ₹38.3L Cr ▲9.4% | ₹35.0L Cr ▲2.1% | ₹34.3L Cr |
| Assets | |||||||||
| Fixed Assets | ₹28.3K Cr ▲525.5% | ₹4.5K Cr ▼78.8% | ₹21.3K Cr ▲3.2% | ₹20.7K Cr ▲0.9% | ₹20.5K Cr ▲15.2% | ₹17.8K Cr ▲0.3% | ₹17.7K Cr ▼37.2% | ₹28.2K Cr ▲12.0% | ₹25.2K Cr |
| CWIP | ₹419 Cr | ₹0 Cr ▼100.0% | ₹326 Cr ▼19.1% | ₹403 Cr ▲21.8% | ₹331 Cr ▲66.3% | ₹199 Cr ▲34.5% | ₹148 Cr ▼79.8% | ₹734 Cr ▲3.4% | ₹710 Cr |
| Investments | ₹55.6L Cr ▼0.3% | ₹55.7L Cr ▲5.2% | ₹53.0L Cr ▲6.5% | ₹49.8L Cr ▲17.3% | ₹42.4L Cr ▲8.1% | ₹39.3L Cr ▲11.6% | ₹35.2L Cr ▲18.2% | ₹29.8L Cr ▲2.6% | ₹29.0L Cr |
| Other Assets | ₹3.6L Cr ▲8.5% | ₹3.4L Cr ▼1.6% | ₹3.4L Cr ▲6.8% | ₹3.2L Cr ▲1.3% | ₹3.1L Cr ▲1.5% | ₹3.1L Cr ▲5.3% | ₹2.9L Cr ▼40.5% | ₹4.9L Cr ▼1.3% | ₹5.0L Cr |
| Total Assets | ₹59.5L Cr ▲0.6% | ₹59.1L Cr ▲4.4% | ₹56.6L Cr ▲6.5% | ₹53.2L Cr ▲16.1% | ₹45.8L Cr ▲7.6% | ₹42.5L Cr ▲11.1% | ₹38.3L Cr ▲9.4% | ₹35.0L Cr ▲2.1% | ₹34.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-26.2K Cr ▼169.6% | ₹-9.7K Cr ▼136.6% | ₹26.5K Cr ▼51.3% | ₹54.5K Cr ▲1541.2% | ₹-3.8K Cr ▼104.7% | ₹80.6K Cr ▲48.3% | ₹54.4K Cr ▲309.6% | ₹13.3K Cr |
| Investing CF | ₹36.7K Cr ▼11.4% | ₹41.4K Cr ▲261.2% | ₹-25.7K Cr ▲51.4% | ₹-52.8K Cr ▼521.7% | ₹12.5K Cr ▼91.6% | ₹1.5L Cr ▲467.3% | ₹-40.4K Cr ▼519.4% | ₹9.6K Cr |
| Financing CF | ₹-7.6K Cr ▼101.0% | ₹-3.8K Cr ▲14.3% | ₹-4.4K Cr ▼366.5% | ₹-949 Cr | ₹0 Cr ▲100.0% | ₹-2.6L Cr ▼1272.3% | ₹-18.7K Cr ▼36.2% | ₹-13.7K Cr |
| Net Cash Flow | ₹2.9K Cr ▼89.8% | ₹27.9K Cr ▲880.4% | ₹-3.6K Cr ▼595.0% | ₹722 Cr ▼91.7% | ₹8.7K Cr ▲132.3% | ₹-27.1K Cr ▼474.6% | ₹-4.7K Cr ▼151.2% | ₹9.2K Cr |
| Free Cash Flow | ₹-27.2K Cr ▼160.5% | ₹-10.4K Cr ▼140.4% | ₹25.8K Cr ▼52.1% | ₹54.0K Cr ▲1491.5% | ₹-3.9K Cr ▼104.5% | ₹86.8K Cr ▲62.3% | ₹53.4K Cr ▲373.8% | ₹11.3K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Inventory Days | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Working Capital Days | 45d ▲18.4% | 38d ▼2.6% | 39d ▼9.3% | 43d ▲2.4% | 42d ▲20.0% | 35d ▼44.4% | 63d ▼19.2% | 78d |
| ROCE | 35.0% ▼34.0% | 53.0% ▼27.4% | 73.0% ▼49.0% | 143.0% ▲9.2% | 131.0% ▲1355.6% | 9.0% ▲80.0% | 5.0% | — |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About Life Insurance Corporation Of India
Life Insurance Corporation (LIC) is the largest insurance provider company in India. It has a market share of above 66.2% in new business premium. The company offers participating insurance products and non-participating products like unit-linked insurance products, saving insurance products, term insurance products, health insurance, and annuity & pension products.[1]
Financial Services · Insurance