Life Insurance Corporation Of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Excellent return on equity (ROE 37.8%)
- ✓Efficient capital deployment (ROCE 35.1%)
- ✓Attractively valued vs sector (P/E 8.8x vs industry 35.7x)
- ✓Virtually debt-free
- ✓Regular dividends — yield 2.5%
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
| BAJAJFINSV Bajaj Finserv Limited | ₹1,700 | ₹2.8L Cr | 28 | 3.49 | 13.2 | 10.5 | 5.13 |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
LICI · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% | 96.50% |
| FII | 0.06% | 0.14% | 0.19% | 0.16% | 0.07% | 0.10% |
| DII | 1.00% | 0.85% | 0.94% | 1.16% | 1.26% | 1.27% |
| Public | 2.43% | 2.49% | 2.37% | 2.17% | 2.15% | 2.13% |
Corporate Events
Bonus 1:1
To consider and approve the financial results for the quarter and financial year ended March 31, 2026 and final dividend, if any.
Dividend - Rs 12 Per Share
Dividend - Rs 6 Per Share
Interim Dividend - Rs 4 Per Share
Dividend - Rs 3 Per Share
Latest News
All news →LIC shares fall 6% on stake-sale speculation
*LIC shares fall 6% on stake-sale speculation*\nLIC shares extended losses over three sessions, dropping **6%**, amid market speculation of a potential stake sale by the government. The selloff reflects investor caution despite no official announcement. Trading volumes remained elevated, indicating strong retail participation.\n\n📊 *STOCKS:* LICI | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #LIC
Govt plans $1B LIC stake sale next month
*Govt plans $1B LIC stake sale next month.* The Indian government is preparing to sell **$1 billion** worth of shares in Life Insurance Corporation (LIC) next month, marking a key disinvestment move. The stake sale could impact market sentiment and F&O activity around the stock. Retail investors may watch for listing timing and price band. 📊 *STOCKS:* LICI | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #StakeSale
LIC, SBI among investors selling stake pre-NSE IPO
*LIC, SBI among investors looking to sell stake ahead of NSE's IPO.* Multiple pre-IPO shareholders, including **20 investors**, are expected to offload holdings. This could lead to **significant secondary market supply** and influence investor sentiment. NSE's IPO is one of the most anticipated in recent years. 📊 *STOCKS:* LICI, SBIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #IPO
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹2.4L Cr ▼2.3% | ₹2.4L Cr ▲7.5% | ₹2.2L Cr ▼7.6% | ₹2.4L Cr ▲19.3% | ₹2.0L Cr ▼11.8% | ₹2.3L Cr ▲9.0% | ₹2.1L Cr ▼11.2% | ₹2.4L Cr |
| Op. Profit | ₹12.4K Cr ▲30.3% | ₹9.5K Cr ▼9.4% | ₹10.5K Cr ▼51.3% | ₹21.5K Cr ▲80.3% | ₹11.9K Cr ▲81.1% | ₹6.6K Cr ▼32.6% | ₹9.8K Cr ▲524.9% | ₹1.6K Cr |
| OPM | 5.0% ▲25.0% | 4.0% ▼20.0% | 5.0% ▼44.4% | 9.0% ▲50.0% | 6.0% ▲100.0% | 3.0% ▼40.0% | 5.0% ▲400.0% | 1.0% |
| Net Profit | ₹12.9K Cr ▲27.9% | ₹10.1K Cr ▼7.8% | ₹11.0K Cr ▼42.5% | ₹19.0K Cr ▲72.9% | ₹11.0K Cr ▲42.5% | ₹7.7K Cr ▼26.6% | ₹10.5K Cr ▼23.9% | ₹13.8K Cr |
| EPS (₹) | 10.22 ▲28.1% | 7.98 ▼7.9% | 8.66 ▼42.5% | 15.05 ▲73.0% | 8.7 ▲42.4% | 6.11 ▼26.7% | 8.34 ▼61.9% | 21.88 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹9.8L Cr ▲9.9% | ₹8.9L Cr ▲5.2% | ₹8.5L Cr ▲7.8% | ₹7.8L Cr ▲8.4% | ₹7.2L Cr ▲4.7% | ₹6.9L Cr ▲10.0% | ₹6.3L Cr ▲9.9% | ₹5.7L Cr |
| Expenses | ₹9.3L Cr ▲11.2% | ₹8.4L Cr ▲2.9% | ₹8.1L Cr ▲8.4% | ₹7.5L Cr ▲4.2% | ₹7.2L Cr ▲4.2% | ₹6.9L Cr ▲8.8% | ₹6.3L Cr ▲12.3% | ₹5.7L Cr |
| Op. Profit | ₹47.7K Cr ▼10.5% | ₹53.3K Cr ▲63.2% | ₹32.7K Cr ▼4.3% | ₹34.1K Cr ▲926.2% | ₹3.3K Cr ▲1419.8% | ₹-252 Cr ▲96.4% | ₹-6.9K Cr ▼217.3% | ₹5.9K Cr |
| OPM | 5.0% ▼16.7% | 6.0% ▲50.0% | 4.0% ▲0.0% | 4.0% | 0.0% | 0.0% ▲100.0% | -1.0% ▼200.0% | 1.0% |
| Other Income | ₹5.8K Cr ▲66.3% | ₹3.5K Cr ▼76.4% | ₹14.8K Cr ▲90.1% | ₹7.8K Cr ▼15.7% | ₹9.2K Cr ▼27.9% | ₹12.8K Cr ▼38.6% | ₹20.9K Cr ▲698.1% | ₹2.6K Cr |
| Interest | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Depreciation | ₹0 Cr ▼100.0% | ₹506 Cr ▲8.6% | ₹466 Cr ▲0.0% | ₹466 Cr ▲6.9% | ₹436 Cr ▲4.6% | ₹417 Cr ▲10.0% | ₹379 Cr ▲12.8% | ₹336 Cr |
| PBT | ₹53.5K Cr ▼5.0% | ₹56.3K Cr ▲19.7% | ₹47.0K Cr ▲13.4% | ₹41.5K Cr ▲241.6% | ₹12.1K Cr ▼0.1% | ₹12.2K Cr ▼10.3% | ₹13.5K Cr ▲65.2% | ₹8.2K Cr |
| Tax % | -7.0% ▼150.0% | 14.0% ▲7.7% | 13.0% ▲0.0% | 13.0% ▼80.3% | 66.0% ▼13.2% | 76.0% ▼5.0% | 80.0% ▲17.6% | 68.0% |
| Net Profit | ₹57.5K Cr ▲18.9% | ₹48.3K Cr ▲18.1% | ₹40.9K Cr ▲13.7% | ₹36.0K Cr ▲772.7% | ₹4.1K Cr ▲38.7% | ₹3.0K Cr ▲9.7% | ₹2.7K Cr ▲3.2% | ₹2.6K Cr |
| EPS (₹) | 45.42 ▲18.9% | 38.2 ▲18.1% | 32.34 ▲13.6% | 28.46 ▲773.0% | 3.26 | — | — | — |
| Div Payout | 11.0% ▼31.3% | 16.0% ▲6.7% | 15.0% ▲200.0% | 5.0% ▼78.3% | 23.0% | 0.0% ▼100.0% | 2.0% ▲0.0% | 2.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|---|
| Liabilities | |||||||||
| Equity Capital | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲0.0% | ₹6.3K Cr ▲6225.0% | ₹100 Cr ▲0.0% | ₹100 Cr ▲0.0% | ₹100 Cr |
| Reserves | ₹1.7L Cr ▲25.6% | ₹1.4L Cr ▲12.2% | ₹1.2L Cr ▲58.2% | ₹76.4K Cr ▲91.5% | ₹39.9K Cr ▲696.2% | ₹5.0K Cr ▼26.1% | ₹6.8K Cr ▲652.1% | ₹902 Cr ▲27.0% | ₹710 Cr |
| Borrowings | ₹1 Cr ▲0.0% | ₹1 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr ▼100.0% | ₹1 Cr ▼75.0% | ₹4 Cr ▼100.0% | ₹2.5L Cr ▼5.9% | ₹2.7L Cr |
| Other Liabilities | ₹57.7L Cr ▲0.0% | ₹57.7L Cr ▲4.3% | ₹55.3L Cr ▲5.7% | ₹52.3L Cr ▲15.5% | ₹45.3L Cr ▲6.8% | ₹42.4L Cr ▲11.0% | ₹38.2L Cr ▲17.8% | ₹32.5L Cr ▲2.8% | ₹31.6L Cr |
| Total Liabilities | ₹59.5L Cr ▲0.6% | ₹59.1L Cr ▲4.4% | ₹56.6L Cr ▲6.5% | ₹53.2L Cr ▲16.1% | ₹45.8L Cr ▲7.6% | ₹42.5L Cr ▲11.1% | ₹38.3L Cr ▲9.4% | ₹35.0L Cr ▲2.1% | ₹34.3L Cr |
| Assets | |||||||||
| Fixed Assets | ₹4.8K Cr ▲5.0% | ₹4.5K Cr ▼78.8% | ₹21.3K Cr ▲3.2% | ₹20.7K Cr ▲0.9% | ₹20.5K Cr ▲15.2% | ₹17.8K Cr ▲0.3% | ₹17.7K Cr ▼37.2% | ₹28.2K Cr ▲12.0% | ₹25.2K Cr |
| CWIP | ₹0 Cr | ₹0 Cr ▼100.0% | ₹326 Cr ▼19.1% | ₹403 Cr ▲21.8% | ₹331 Cr ▲66.3% | ₹199 Cr ▲34.5% | ₹148 Cr ▼79.8% | ₹734 Cr ▲3.4% | ₹710 Cr |
| Investments | ₹55.8L Cr ▲0.2% | ₹55.7L Cr ▲5.2% | ₹53.0L Cr ▲6.5% | ₹49.8L Cr ▲17.3% | ₹42.4L Cr ▲8.1% | ₹39.3L Cr ▲11.6% | ₹35.2L Cr ▲18.2% | ₹29.8L Cr ▲2.6% | ₹29.0L Cr |
| Other Assets | ₹3.6L Cr ▲8.5% | ₹3.4L Cr ▼1.6% | ₹3.4L Cr ▲6.8% | ₹3.2L Cr ▲1.3% | ₹3.1L Cr ▲1.5% | ₹3.1L Cr ▲5.3% | ₹2.9L Cr ▼40.5% | ₹4.9L Cr ▼1.3% | ₹5.0L Cr |
| Total Assets | ₹59.5L Cr ▲0.6% | ₹59.1L Cr ▲4.4% | ₹56.6L Cr ▲6.5% | ₹53.2L Cr ▲16.1% | ₹45.8L Cr ▲7.6% | ₹42.5L Cr ▲11.1% | ₹38.3L Cr ▲9.4% | ₹35.0L Cr ▲2.1% | ₹34.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-26.2K Cr ▼186.6% | ₹-9.1K Cr ▼134.4% | ₹26.5K Cr ▼51.3% | ₹54.5K Cr ▲1541.2% | ₹-3.8K Cr ▼104.7% | ₹80.6K Cr ▲48.3% | ₹54.4K Cr ▲309.6% | ₹13.3K Cr |
| Investing CF | ₹34.7K Cr ▼15.0% | ₹40.8K Cr ▲258.9% | ₹-25.7K Cr ▲51.4% | ₹-52.8K Cr ▼521.7% | ₹12.5K Cr ▼91.6% | ₹1.5L Cr ▲467.3% | ₹-40.4K Cr ▼519.4% | ₹9.6K Cr |
| Financing CF | ₹-7.6K Cr ▼101.0% | ₹-3.8K Cr ▲14.3% | ₹-4.4K Cr ▼366.5% | ₹-949 Cr | ₹0 Cr ▲100.0% | ₹-2.6L Cr ▼1272.3% | ₹-18.7K Cr ▼36.2% | ₹-13.7K Cr |
| Net Cash Flow | ₹871 Cr ▼96.9% | ₹27.9K Cr ▲880.4% | ₹-3.6K Cr ▼595.0% | ₹722 Cr ▼91.7% | ₹8.7K Cr ▲132.3% | ₹-27.1K Cr ▼474.6% | ₹-4.7K Cr ▼151.2% | ₹9.2K Cr |
| Free Cash Flow | ₹-27.2K Cr ▼175.7% | ₹-9.9K Cr ▼138.2% | ₹25.8K Cr ▼52.1% | ₹54.0K Cr ▲1491.5% | ₹-3.9K Cr ▼104.5% | ₹86.8K Cr ▲62.3% | ₹53.4K Cr ▲373.8% | ₹11.3K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Inventory Days | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Working Capital Days | 45d ▲18.4% | 38d ▼2.6% | 39d ▼9.3% | 43d ▲2.4% | 42d ▲20.0% | 35d ▼44.4% | 63d ▼19.2% | 78d |
| ROCE | 35.0% ▼34.0% | 53.0% ▼27.4% | 73.0% ▼49.0% | 143.0% ▲9.2% | 131.0% ▲1355.6% | 9.0% ▲80.0% | 5.0% | — |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About Life Insurance Corporation Of India
Life Insurance Corporation (LIC) is the largest insurance provider company in India. It has a market share of above 66.2% in new business premium. The company offers participating insurance products and non-participating products like unit-linked insurance products, saving insurance products, term insurance products, health insurance, and annuity & pension products.[1]
Financial Services · Insurance