Kotak Mahindra Bank Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 20.2x vs industry 33.1x)
Concerns
Today's Price Action
The stock closed at ₹440, unchanged from the previous session, during the regular trading session. Trading volume of 1,68,32,669 shares matches the 20‑day average, indicating a neutral participation level, highlighting steadiness in market interest. The lack of price movement despite average participation suggests equilibrium between buying and selling pressures.
Valuation Snapshot
The forward P/E stands at 20.2, while the broader financial services sector shows a null P/E figure, reflecting limited comparable data and indicating that sector‑wide earnings multiples are not currently disclosed. A return on equity of 11.4% suggests modest profitability relative to peers, aligning with the bank’s historical performance over the trailing twelve months.
Key Levels to Watch
The current price sits near the upper band of the 52‑week range, with the high at ₹453 and the low at ₹345, after a recent consolidation phase. Open‑interest clusters observed around ₹430 and ₹460 may act as support or resistance zones, identified from derivative market data.
Chart Pattern
Two bearish engulfing candles formed on the daily chart six and eight days ago, signalling short‑term price pressure and a potential continuation of the preceding downtrend. The engulfing bodies fully contain the preceding candles, confirming the dominance of sellers during that interval, and the pattern emerged on the daily timeframe, reinforcing its relevance for short‑term trend analysis.
Data Summary
Kotak Mahindra Bank Limited reports a market capitalisation of ₹0 Cr, reflecting an input error in the source feed, as per the latest Bloomberg snapshot. Other key metrics include a price‑to‑book ratio of 0 and a stable volume profile aligned with historical averages, and the volume profile remains consistent with the 20‑day average, underscoring stable liquidity conditions as of today in market.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
| BAJAJFINSV Bajaj Finserv Limited | ₹1,652 | ₹2.7L Cr | 25.8 | 3.39 | 13.2 | 10.6 | 5.13 |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
KOTAKBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 25.91% | 25.90% | 25.89% | 25.88% | 25.88% | 25.88% |
| FII | 39.74% | 37.59% | 33.16% | 33.39% | 32.48% | 32.65% |
| DII | 21.38% | 23.40% | 27.69% | 27.88% | 28.79% | 29.13% |
| Public | 12.98% | 13.11% | 13.26% | 12.84% | 12.83% | 12.34% |
Corporate Events
To consider and approve the Standalone and Consolidated Unaudited Financial Results for the quarter and half year ended September 30, 2026
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 0.65 Per Share
Pursuant to Regulation 29(1) and Regulation 50(1) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations"), we wish to inform you that a meeting of the Board of Directors of
Face Value Split (Sub-Division) - From Rs 5/- Per Share To Re 1/- Per Share
Dividend - Rs 2.50 Per Share
Dividend - Rs 2 Per Share
Dividend - Rs 1.50 Per Sh
Latest News
All newsKotak Mahindra Bank appoints new MD & CEO
*Kotak Mahindra Bank appoints new MD & CEO.* The board has approved the appointment of **Ashok Pal Singh** as the new Managing Director & CEO, effective **December 1, 2023**, succeeding **Uday Kotak**. The RBI's prior approval has been secured. This marks a key leadership transition for the private lender. 📊 *STOCKS:* $KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #LeadershipChange
Kotak Bank Q2 profit up 29%, beats estimates
*Kotak Bank Q2 profit up 29%, beats estimates* saw net profit rise to **₹3,647 crore** from ₹2,827 crore a year ago, surpassing analyst expectations. The strong performance was driven by healthy loan growth and improved net interest margin. Asset quality remained stable with a slight dip in gross NPA ratio. 📊 *STOCKS:* $KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak Mahindra Bank Q2 loan growth hits 24.7% despite stock dip
*Kotak Mahindra Bank Q2 FY27: Loan Growth Hits 24.7% Even as Stock Slips to Rs 416.* Loan growth surged **24.7% YoY**, outpacing peers, driven by robust retail and SME credit demand. Net interest income rose **18% YoY** to ₹12,450 crore. However, stock dipped to ₹416 amid higher provisioning and margin pressure. 📊 *STOCKS:* $KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak Mahindra Bank shares drop 5% on weak Q2 earnings
*Kotak Mahindra Bank shares drop 5% on weak Q2 earnings* after reporting a **3% YoY decline in net profit** and **missed NIM expectations at 4.1%**. The bank's gross NPA rose to **3.8%** from 3.4% in the previous quarter. Analysts cite asset quality concerns and margin pressure as key drags. 📊 *STOCKS:* $KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak Mahindra Bank posts 15.1% loan growth ahead of Q1 results
*Kotak Mahindra Bank posts 15.1% loan growth ahead of Q1 results*. This strong loan growth signals robust credit demand and may point to healthy earnings. The bank will announce its Q1 results on July 18, drawing trader attention. Key metrics like NIM and asset quality will be closely watched. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak to acquire Deutsche Bank's private banking India business
*Kotak to acquire Deutsche Bank's private banking India business*. CAM has advised Kotak Mahindra Bank on the proposed acquisition of Deutsche Bank AG’s private banking and wealth management business in India. The move expands Kotak’s high-net-worth client base and footprint. Details of the deal size have not been disclosed. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak buys Deutsche Bank India retail business
*Kotak buys Deutsche Bank India retail business* has led to a positive market reaction. The acquisition strengthens Kotak’s retail franchise and is expected to add **₹2,500 crore** in AUM. Brokerages view the move favorably, citing strategic fit and minimal integration risk. The deal underscores Kotak’s aggressive expansion in wealth management. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak Mahindra Bank acquires Deutsche Bank's India retail and wealth business
*Kotak Mahindra Bank acquires Deutsche Bank's India retail and wealth business.* The acquisition includes **Deutsche Bank’s entire retail, private banking, and wealth management portfolio** in India, boosting Kotak’s high-net-worth customer base. This strategic move strengthens Kotak’s market position without disclosing financial terms. Regulatory approvals are pending. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak buys Deutsche Bank India's retail, wealth biz for ₹282 crore
*Kotak buys Deutsche Bank India's retail, wealth biz for ₹282 crore* — Kotak Mahindra Bank has acquired Deutsche Bank’s retail and wealth management business in India for **₹282 crore**. The move expands Kotak’s high-net-worth customer base and assets under management. The acquisition includes **₹3,000 crore** in client assets, strengthening Kotak’s private banking footprint. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak Mahindra Bank Q4 profit rises despite margin pressure
*Kotak Mahindra Bank Q4 profit rises despite margin pressure.* Net profit grew **12% YoY** to **₹3,421 crore** on stable credit growth and fee income. Net interest margin (NIM) remained under pressure at **3.83%**, down from 3.95% in Q3. Valuations stay elevated with stock trading above **2.5x P/B**. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹4.9K Cr 10.2% | ₹4.5K Cr 0.1% | ₹4.5K Cr 9.3% | ₹4.9K Cr 4.9% | ₹4.7K Cr 6.8% | ₹5.0K Cr 32.3% | ₹7.4K Cr 39.6% | ₹5.3K Cr |
| EPS (₹) | 4.95 10.2% | 4.49 0.2% | 4.5 9.3% | 4.96 4.9% | 4.73 6.7% | 5.07 32.3% | 7.49 39.5% | 5.37 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹51.3K Cr 5.3% | ₹48.7K Cr 3.5% | ₹47.1K Cr 40.5% | ₹33.5K Cr 7.8% | ₹31.1K Cr 4.2% | ₹29.8K Cr 32.0% | ₹22.6K Cr 14.3% | ₹19.8K Cr 17.6% | ₹16.8K Cr 13.3% | ₹14.8K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹38.2K Cr 7.4% | ₹41.2K Cr 8.4% | ₹38.0K Cr 46.3% | ₹26.0K Cr 2.7% | ₹25.3K Cr 7.3% | ₹23.6K Cr 39.6% | ₹16.9K Cr 4.6% | ₹16.1K Cr 18.0% | ₹13.7K Cr 17.3% | ₹11.7K Cr |
| Interest | ₹29.6K Cr 4.8% | ₹28.3K Cr 25.3% | ₹22.6K Cr 56.6% | ₹14.4K Cr 24.7% | ₹11.6K Cr 10.9% | ₹13.0K Cr 18.5% | ₹15.9K Cr 4.7% | ₹15.2K Cr 21.8% | ₹12.5K Cr 8.8% | ₹11.5K Cr |
| Depreciation | ₹1.0K Cr 9.7% | ₹941 Cr 18.8% | ₹792 Cr 32.2% | ₹599 Cr 24.8% | ₹480 Cr 4.1% | ₹461 Cr 0.9% | ₹465 Cr 1.5% | ₹458 Cr 19.6% | ₹383 Cr 5.8% | ₹362 Cr |
| PBT | ₹26.0K Cr 10.3% | ₹29.0K Cr 21.5% | ₹23.9K Cr 21.5% | ₹19.6K Cr 23.2% | ₹15.9K Cr 21.1% | ₹13.2K Cr 15.3% | ₹11.4K Cr 8.0% | ₹10.6K Cr 15.5% | ₹9.2K Cr 24.9% | ₹7.3K Cr |
| Tax % | 26.0% 8.3% | 24.0% 4.0% | 25.0% 0.0% | 25.0% 0.0% | 25.0% 0.0% | 25.0% 0.0% | 25.0% 24.2% | 33.0% 0.0% | 33.0% 3.1% | 32.0% |
| Net Profit | ₹19.3K Cr 12.8% | ₹22.1K Cr 21.5% | ₹18.2K Cr 22.0% | ₹14.9K Cr 23.5% | ₹12.1K Cr 21.0% | ₹10.0K Cr 16.3% | ₹8.6K Cr 19.3% | ₹7.2K Cr 15.1% | ₹6.3K Cr 24.7% | ₹5.0K Cr |
| EPS (₹) | 19.39 12.9% | 22.26 21.5% | 18.32 21.9% | 15.03 23.4% | 12.18 20.8% | 10.08 12.2% | 8.98 18.9% | 7.55 16.0% | 6.51 21.2% | 5.37 |
| Div Payout | 3.0% 50.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% | 0.0% 100.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹994 Cr 0.0% | ₹994 Cr 0.0% | ₹994 Cr 0.1% | ₹993 Cr 0.1% | ₹992 Cr 0.1% | ₹991 Cr 3.6% | ₹957 Cr 0.3% | ₹954 Cr 0.1% | ₹953 Cr 3.6% | ₹920 Cr |
| Reserves | ₹1.7L Cr 6.7% | ₹1.6L Cr 21.3% | ₹1.3L Cr 16.4% | ₹1.1L Cr 15.8% | ₹95.7K Cr 14.8% | ₹83.3K Cr 26.9% | ₹65.7K Cr 15.6% | ₹56.8K Cr 14.7% | ₹49.5K Cr 31.8% | ₹37.6K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹1.4L Cr 6.0% | ₹1.3L Cr 10.8% | ₹1.2L Cr 30.6% | ₹89.8K Cr 6.8% | ₹84.1K Cr 24.8% | ₹67.4K Cr 34.7% | ₹50.1K Cr 9.7% | ₹45.6K Cr 22.0% | ₹37.4K Cr 15.2% | ₹32.5K Cr |
| Total Liabilities | ₹9.1L Cr 3.8% | ₹8.8L Cr 14.6% | ₹7.7L Cr 23.7% | ₹6.2L Cr 13.5% | ₹5.5L Cr 14.1% | ₹4.8L Cr 8.1% | ₹4.4L Cr 12.1% | ₹4.0L Cr 17.0% | ₹3.4L Cr 22.3% | ₹2.8L Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.8K Cr 24.5% | ₹3.8K Cr 7.1% | ₹3.5K Cr 14.1% | ₹3.1K Cr 12.9% | ₹2.7K Cr 6.6% | ₹2.6K Cr 4.5% | ₹2.7K Cr 0.8% | ₹2.7K Cr 6.1% | ₹2.5K Cr 44.6% | ₹1.8K Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹2.8L Cr 0.2% | ₹2.8L Cr 15.3% | ₹2.5L Cr 26.2% | ₹2.0L Cr 18.7% | ₹1.6L Cr 4.8% | ₹1.6L Cr 41.1% | ₹1.1L Cr 7.5% | ₹1.0L Cr 13.8% | ₹91.0K Cr 32.9% | ₹68.5K Cr |
| Other Assets | ₹6.3L Cr 5.7% | ₹5.9L Cr 14.3% | ₹5.2L Cr 22.7% | ₹4.2L Cr 11.3% | ₹3.8L Cr 18.8% | ₹3.2L Cr 3.0% | ₹3.3L Cr 14.0% | ₹2.9L Cr 18.3% | ₹2.4L Cr 18.6% | ₹2.1L Cr |
| Total Assets | ₹9.1L Cr 3.8% | ₹8.8L Cr 14.6% | ₹7.7L Cr 23.7% | ₹6.2L Cr 13.5% | ₹5.5L Cr 14.1% | ₹4.8L Cr 8.1% | ₹4.4L Cr 12.1% | ₹4.0L Cr 17.0% | ₹3.4L Cr 22.3% | ₹2.8L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹16.9K Cr 7.8% | ₹15.7K Cr 1362.9% | ₹-1.2K Cr 114.8% | ₹8.4K Cr 72.5% | ₹4.9K Cr 89.5% | ₹46.6K Cr 2458.7% | ₹1.8K Cr 117.5% | ₹-10.4K Cr 178.6% | ₹13.2K Cr 163.1% | ₹5.0K Cr |
| Investing CF | ₹-25.2K Cr 182.8% | ₹-8.9K Cr 14.1% | ₹-10.4K Cr 5.8% | ₹-11.0K Cr 1.4% | ₹-11.2K Cr 14.5% | ₹-13.1K Cr 293.3% | ₹-3.3K Cr 39.3% | ₹-5.5K Cr 3.5% | ₹-5.3K Cr 124.8% | ₹-2.4K Cr |
| Financing CF | ₹22.2K Cr 42.9% | ₹15.5K Cr 724.0% | ₹1.9K Cr 75.1% | ₹7.5K Cr 175.0% | ₹-10.1K Cr 1270.3% | ₹-735 Cr 108.8% | ₹8.4K Cr 43.0% | ₹14.7K Cr 142.4% | ₹6.1K Cr 199.2% | ₹2.0K Cr |
| Net Cash Flow | ₹13.9K Cr 37.8% | ₹22.3K Cr 328.8% | ₹-9.7K Cr 296.8% | ₹4.9K Cr 130.2% | ₹-16.4K Cr 149.9% | ₹32.8K Cr 378.1% | ₹6.9K Cr 677.8% | ₹-1.2K Cr 108.5% | ₹14.0K Cr 197.9% | ₹4.7K Cr |
| Free Cash Flow | ₹15.8K Cr 8.1% | ₹14.6K Cr 762.4% | ₹-2.2K Cr 128.3% | ₹7.8K Cr 69.9% | ₹4.6K Cr 90.1% | ₹46.2K Cr 3371.5% | ₹1.3K Cr 112.4% | ₹-10.8K Cr 183.8% | ₹12.8K Cr 172.4% | ₹4.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Kotak Mahindra Bank Limited
Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]
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