Kotak Mahindra Bank Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 21.1x vs industry 37.5x)
Concerns
Today's Price Action
Kotak Mahindra Bank closed at ₹424.5, unchanged from the prior session. Trading volume was 94,08,240 shares, exactly matching the 20‑day average, indicating that the market’s participation level remains consistent with recent history.
Valuation Snapshot
The bank’s trailing P/E stands at 21, while the broader Financial Services sector shows a neutral P/E of 0, reflecting a lack of comparable peers in the current dataset. A return on equity of 11.4 % signals moderate profitability relative to its capital base.
Key Levels to Watch
The current price sits roughly midway between the 52‑week low of ₹345 and the high of ₹453, suggesting ample room on both sides of the range. Open‑interest data points to a concentration of contracts near the ₹420–₹430 band, which historically has acted as a minor support/resistance zone.
Chart Pattern
In the daily timeframe, the last ten sessions produced a Bearish Engulfing candle two days ago, an Evening Star also two days ago, and a Shooting Star five days ago. These formations denote short‑term reversal pressure and potential weakness in the prevailing trend.
Data Summary
Key metrics include a market‑capitalisation figure reported as ₹0 Cr, a P/B ratio of 0, and a consistent trading volume equal to its 20‑day average. The stock’s price range of ₹345–₹453 over the past year frames the current level of ₹424.5 within its historical volatility envelope.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
| BAJAJFINSV Bajaj Finserv Limited | ₹1,970 | ₹3.2L Cr | 30.7 | 4.05 | 13.2 | 10.6 | 5.13 |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
KOTAKBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 25.91% | 25.90% | 25.89% | 25.88% | 25.88% | 25.88% |
| FII | 39.74% | 37.59% | 33.16% | 33.39% | 32.48% | 32.65% |
| DII | 21.38% | 23.40% | 27.69% | 27.88% | 28.79% | 29.13% |
| Public | 12.98% | 13.11% | 13.26% | 12.84% | 12.83% | 12.34% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 0.65 Per Share
Pursuant to Regulation 29(1) and Regulation 50(1) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations"), we wish to inform you that a meeting of the Board of Directors of
Face Value Split (Sub-Division) - From Rs 5/- Per Share To Re 1/- Per Share
Dividend - Rs 2.50 Per Share
Dividend - Rs 2 Per Share
Dividend - Rs 1.50 Per Sh
Latest News
All newsKotak Mahindra Bank posts 15.1% loan growth ahead of Q1 results
*Kotak Mahindra Bank posts 15.1% loan growth ahead of Q1 results*. This strong loan growth signals robust credit demand and may point to healthy earnings. The bank will announce its Q1 results on July 18, drawing trader attention. Key metrics like NIM and asset quality will be closely watched. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak to acquire Deutsche Bank's private banking India business
*Kotak to acquire Deutsche Bank's private banking India business*. CAM has advised Kotak Mahindra Bank on the proposed acquisition of Deutsche Bank AG’s private banking and wealth management business in India. The move expands Kotak’s high-net-worth client base and footprint. Details of the deal size have not been disclosed. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak buys Deutsche Bank India retail business
*Kotak buys Deutsche Bank India retail business* has led to a positive market reaction. The acquisition strengthens Kotak’s retail franchise and is expected to add **₹2,500 crore** in AUM. Brokerages view the move favorably, citing strategic fit and minimal integration risk. The deal underscores Kotak’s aggressive expansion in wealth management. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak Mahindra Bank acquires Deutsche Bank's India retail and wealth business
*Kotak Mahindra Bank acquires Deutsche Bank's India retail and wealth business.* The acquisition includes **Deutsche Bank’s entire retail, private banking, and wealth management portfolio** in India, boosting Kotak’s high-net-worth customer base. This strategic move strengthens Kotak’s market position without disclosing financial terms. Regulatory approvals are pending. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak buys Deutsche Bank India's retail, wealth biz for ₹282 crore
*Kotak buys Deutsche Bank India's retail, wealth biz for ₹282 crore* — Kotak Mahindra Bank has acquired Deutsche Bank’s retail and wealth management business in India for **₹282 crore**. The move expands Kotak’s high-net-worth customer base and assets under management. The acquisition includes **₹3,000 crore** in client assets, strengthening Kotak’s private banking footprint. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Kotak Mahindra Bank Q4 profit rises despite margin pressure
*Kotak Mahindra Bank Q4 profit rises despite margin pressure.* Net profit grew **12% YoY** to **₹3,421 crore** on stable credit growth and fee income. Net interest margin (NIM) remained under pressure at **3.83%**, down from 3.95% in Q3. Valuations stay elevated with stock trading above **2.5x P/B**. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak Mahindra Bank beats profit estimates on strong loan growth
*Kotak Mahindra Bank beats profit estimates on strong loan growth.* The bank reported a **15% YoY increase in net profit** at ₹3,420 crore for Q4FY24, surpassing **estimates of ₹3,200 crore**. Strong retail loan growth and stable NIMs drove performance. Credit costs remained benign, aiding bottom-line growth. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak Mahindra Bank acquires loan portfolio from group firm
*Kotak Mahindra Bank acquires loan portfolio from Kotak Mahindra Investments Limited.* The bank completed the acquisition via direct assignment, strengthening its asset base. The transaction enhances portfolio synergies within the group. Terms and value were not disclosed. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Acquisition
FCNR inflows hit record; Motilal picks 4 bank stocks
*FCNR inflows hit record; Motilal picks 4 bank stocks* as foreign currency deposits surge, boosting banks' lending capacity. Motilal Oswal recommends SBIN, ICICIBANK, KOTAKBANK, and BANKBARODA due to strong FCNR inflows and improving NIMs. Record **$18.5 billion** in FCNR deposits offer stability and low-cost funding. Banks may see improved margins and credit growth in coming quarters. 📊 *STOCKS:* SBIN ICICIBANK KOTAKBANK BANKBARODA | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking
Goldman Sachs picks 6 Indian private banks amid loan growth slowdown
*Goldman Sachs highlights six Indian private banks* as sector loan growth is projected to slow to **14–15%**. The brokerage remains selective, favoring lenders with strong asset quality and stable deposit franchises. Key picks include HDFC Bank, ICICI Bank, and Kotak Mahindra Bank amid a competitive landscape. Rising funding costs and moderating credit demand pose near-term challenges. 📊 *STOCKS:* HDFCBANK, ICICIBANK, AXISBANK, KOTAKBANK, INDUSINDBK, SBICARD | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹4.9K Cr 10.2% | ₹4.5K Cr 0.1% | ₹4.5K Cr 9.3% | ₹4.9K Cr 4.9% | ₹4.7K Cr 6.8% | ₹5.0K Cr 32.3% | ₹7.4K Cr 39.6% | ₹5.3K Cr |
| EPS (₹) | 4.95 10.2% | 4.49 0.2% | 4.5 9.3% | 4.96 4.9% | 4.73 6.7% | 5.07 32.3% | 7.49 39.5% | 5.37 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹54.5K Cr 11.5% | ₹48.9K Cr 3.9% | ₹47.1K Cr 40.5% | ₹33.5K Cr 7.8% | ₹31.1K Cr 4.2% | ₹29.8K Cr 32.0% | ₹22.6K Cr 14.3% | ₹19.8K Cr 17.6% | ₹16.8K Cr 13.3% | ₹14.8K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹41.4K Cr 0.1% | ₹41.4K Cr 8.9% | ₹38.0K Cr 46.3% | ₹26.0K Cr 2.7% | ₹25.3K Cr 7.3% | ₹23.6K Cr 39.6% | ₹16.9K Cr 4.6% | ₹16.1K Cr 18.0% | ₹13.7K Cr 17.3% | ₹11.7K Cr |
| Interest | ₹29.6K Cr 4.8% | ₹28.3K Cr 25.3% | ₹22.6K Cr 56.6% | ₹14.4K Cr 24.7% | ₹11.6K Cr 10.9% | ₹13.0K Cr 18.5% | ₹15.9K Cr 4.7% | ₹15.2K Cr 21.8% | ₹12.5K Cr 8.8% | ₹11.5K Cr |
| Depreciation | ₹1.0K Cr 9.7% | ₹941 Cr 18.8% | ₹792 Cr 32.2% | ₹599 Cr 24.8% | ₹480 Cr 4.1% | ₹461 Cr 0.9% | ₹465 Cr 1.5% | ₹458 Cr 19.6% | ₹383 Cr 5.8% | ₹362 Cr |
| PBT | ₹26.0K Cr 10.3% | ₹29.0K Cr 21.5% | ₹23.9K Cr 21.5% | ₹19.6K Cr 23.2% | ₹15.9K Cr 21.1% | ₹13.2K Cr 15.3% | ₹11.4K Cr 8.0% | ₹10.6K Cr 15.5% | ₹9.2K Cr 24.9% | ₹7.3K Cr |
| Tax % | 26.0% 8.3% | 24.0% 4.0% | 25.0% 0.0% | 25.0% 0.0% | 25.0% 0.0% | 25.0% 0.0% | 25.0% 24.2% | 33.0% 0.0% | 33.0% 3.1% | 32.0% |
| Net Profit | ₹19.3K Cr 12.8% | ₹22.1K Cr 21.5% | ₹18.2K Cr 22.0% | ₹14.9K Cr 23.5% | ₹12.1K Cr 21.0% | ₹10.0K Cr 16.3% | ₹8.6K Cr 19.3% | ₹7.2K Cr 15.1% | ₹6.3K Cr 24.7% | ₹5.0K Cr |
| EPS (₹) | 19.39 12.9% | 22.26 21.5% | 18.32 21.9% | 15.03 23.4% | 12.18 20.8% | 10.08 12.2% | 8.98 18.9% | 7.55 16.0% | 6.51 21.2% | 5.37 |
| Div Payout | 3.0% 50.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% | 0.0% 100.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹994 Cr 0.0% | ₹994 Cr 0.0% | ₹994 Cr 0.1% | ₹993 Cr 0.1% | ₹992 Cr 0.1% | ₹991 Cr 3.6% | ₹957 Cr 0.3% | ₹954 Cr 0.1% | ₹953 Cr 3.6% | ₹920 Cr |
| Reserves | ₹1.7L Cr 6.7% | ₹1.6L Cr 21.3% | ₹1.3L Cr 16.4% | ₹1.1L Cr 15.8% | ₹95.7K Cr 14.8% | ₹83.3K Cr 26.9% | ₹65.7K Cr 15.6% | ₹56.8K Cr 14.7% | ₹49.5K Cr 31.8% | ₹37.6K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹1.4L Cr 6.0% | ₹1.3L Cr 10.8% | ₹1.2L Cr 30.6% | ₹89.8K Cr 6.8% | ₹84.1K Cr 24.8% | ₹67.4K Cr 34.7% | ₹50.1K Cr 9.7% | ₹45.6K Cr 22.0% | ₹37.4K Cr 15.2% | ₹32.5K Cr |
| Total Liabilities | ₹9.1L Cr 3.8% | ₹8.8L Cr 14.6% | ₹7.7L Cr 23.7% | ₹6.2L Cr 13.5% | ₹5.5L Cr 14.1% | ₹4.8L Cr 8.1% | ₹4.4L Cr 12.1% | ₹4.0L Cr 17.0% | ₹3.4L Cr 22.3% | ₹2.8L Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.8K Cr 24.5% | ₹3.8K Cr 7.1% | ₹3.5K Cr 14.1% | ₹3.1K Cr 12.9% | ₹2.7K Cr 6.6% | ₹2.6K Cr 4.5% | ₹2.7K Cr 0.8% | ₹2.7K Cr 6.1% | ₹2.5K Cr 44.6% | ₹1.8K Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹2.8L Cr 0.2% | ₹2.8L Cr 15.3% | ₹2.5L Cr 26.2% | ₹2.0L Cr 18.7% | ₹1.6L Cr 4.8% | ₹1.6L Cr 41.1% | ₹1.1L Cr 7.5% | ₹1.0L Cr 13.8% | ₹91.0K Cr 32.9% | ₹68.5K Cr |
| Other Assets | ₹6.3L Cr 5.7% | ₹5.9L Cr 14.3% | ₹5.2L Cr 22.7% | ₹4.2L Cr 11.3% | ₹3.8L Cr 18.8% | ₹3.2L Cr 3.0% | ₹3.3L Cr 14.0% | ₹2.9L Cr 18.3% | ₹2.4L Cr 18.6% | ₹2.1L Cr |
| Total Assets | ₹9.1L Cr 3.8% | ₹8.8L Cr 14.6% | ₹7.7L Cr 23.7% | ₹6.2L Cr 13.5% | ₹5.5L Cr 14.1% | ₹4.8L Cr 8.1% | ₹4.4L Cr 12.1% | ₹4.0L Cr 17.0% | ₹3.4L Cr 22.3% | ₹2.8L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹16.9K Cr 7.8% | ₹15.7K Cr 1362.9% | ₹-1.2K Cr 114.8% | ₹8.4K Cr 72.5% | ₹4.9K Cr 89.5% | ₹46.6K Cr 2458.7% | ₹1.8K Cr 117.5% | ₹-10.4K Cr 178.6% | ₹13.2K Cr 163.1% | ₹5.0K Cr |
| Investing CF | ₹-25.2K Cr 182.8% | ₹-8.9K Cr 14.1% | ₹-10.4K Cr 5.8% | ₹-11.0K Cr 1.4% | ₹-11.2K Cr 14.5% | ₹-13.1K Cr 293.3% | ₹-3.3K Cr 39.3% | ₹-5.5K Cr 3.5% | ₹-5.3K Cr 124.8% | ₹-2.4K Cr |
| Financing CF | ₹22.2K Cr 42.9% | ₹15.5K Cr 724.0% | ₹1.9K Cr 75.1% | ₹7.5K Cr 175.0% | ₹-10.1K Cr 1270.3% | ₹-735 Cr 108.8% | ₹8.4K Cr 43.0% | ₹14.7K Cr 142.4% | ₹6.1K Cr 199.2% | ₹2.0K Cr |
| Net Cash Flow | ₹13.9K Cr 37.8% | ₹22.3K Cr 328.8% | ₹-9.7K Cr 296.8% | ₹4.9K Cr 130.2% | ₹-16.4K Cr 149.9% | ₹32.8K Cr 378.1% | ₹6.9K Cr 677.8% | ₹-1.2K Cr 108.5% | ₹14.0K Cr 197.9% | ₹4.7K Cr |
| Free Cash Flow | ₹15.8K Cr 8.1% | ₹14.6K Cr 762.4% | ₹-2.2K Cr 128.3% | ₹7.8K Cr 69.9% | ₹4.6K Cr 90.1% | ₹46.2K Cr 3371.5% | ₹1.3K Cr 112.4% | ₹-10.8K Cr 183.8% | ₹12.8K Cr 172.4% | ₹4.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Kotak Mahindra Bank Limited
Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]
Financial ServicesBanks