Kotak Mahindra Bank Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 19.8x vs industry 35.7x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| BAJAJFINSV Bajaj Finserv Limited | ₹1,700 | ₹2.8L Cr | 28 | 3.49 | 13.2 | 10.5 | 5.13 |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
KOTAKBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 25.91% | 25.90% | 25.89% | 25.88% | 25.88% | 25.88% |
| FII | 39.74% | 37.59% | 33.16% | 33.39% | 32.48% | 32.65% |
| DII | 21.38% | 23.40% | 27.69% | 27.88% | 28.79% | 29.13% |
| Public | 12.98% | 13.11% | 13.26% | 12.84% | 12.83% | 12.34% |
Corporate Events
Pursuant to Regulation 29(1) and Regulation 50(1) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 ("Listing Regulations"), we wish to inform you that a meeting of the Board of Directors of
Face Value Split (Sub-Division) - From Rs 5/- Per Share To Re 1/- Per Share
Dividend - Rs 2.50 Per Share
Dividend - Rs 2 Per Share
Dividend - Rs 1.50 Per Sh
Latest News
All news →Kotak Mahindra Prime opens bond issue for bidding
*Kotak Mahindra Prime opens bond issue for bidding.* Bankers confirmed that Kotak Mahindra Prime has started accepting bids for its new bond issuance. The move is part of its strategy to raise capital through debt. Details on the size and tenure of the bond have not been disclosed yet. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #bondissue
Kotak Bank clears Adani-Hindenburg link, shares rebound
*Kotak Mahindra Bank shares recover after clarifying its position in the Adani-Hindenburg issue.* The bank denied any direct exposure to the controversial transactions, calming investor fears. Stock rose **2.3%** in afternoon trade on NSE. Volume spiked to **1.8x** average. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #KotakBank
Kotak Bank's subsidiary model boosts value despite sector challenges
*Kotak Bank's subsidiary model boosts value despite sector challenges.* The bank’s strategic focus on subsidiaries has driven value creation even as the broader banking sector faces headwinds. These units contributed **18%** of total profits in Q4, up from **12%** a year ago. The move enhances diversification and fee income. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #KotakBank
Kotak Mahindra Bank Q4 profit rises despite margin pressure
*Kotak Mahindra Bank Q4 profit rises despite margin pressure.* Net profit grew **12% YoY** to **₹3,421 crore** on stable credit growth and fee income. Net interest margin (NIM) remained under pressure at **3.83%**, down from 3.95% in Q3. Valuations stay elevated with stock trading above **2.5x P/B**. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Kotak Mahindra Bank beats profit estimates on strong loan growth
*Kotak Mahindra Bank beats profit estimates on strong loan growth.* The bank reported a **15% YoY increase in net profit** at ₹3,420 crore for Q4FY24, surpassing **estimates of ₹3,200 crore**. Strong retail loan growth and stable NIMs drove performance. Credit costs remained benign, aiding bottom-line growth. 📊 *STOCKS:* KOTAKBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹4.9K Cr ▲10.2% | ₹4.5K Cr ▼0.1% | ₹4.5K Cr ▼9.3% | ₹4.9K Cr ▲4.9% | ₹4.7K Cr ▼6.8% | ₹5.0K Cr ▼32.3% | ₹7.4K Cr ▲39.6% | ₹5.3K Cr |
| EPS (₹) | 4.95 ▲10.2% | 4.49 ▼0.2% | 4.5 ▼9.3% | 4.96 ▲4.9% | 4.73 ▼6.7% | 5.07 ▼32.3% | 7.49 ▲39.5% | 5.37 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹52.3K Cr ▲7.0% | ₹48.9K Cr ▲3.9% | ₹47.1K Cr ▲40.5% | ₹33.5K Cr ▲9.1% | ₹30.7K Cr ▲3.0% | ₹29.8K Cr ▲32.0% | ₹22.6K Cr ▲14.3% | ₹19.8K Cr ▲17.6% | ₹16.8K Cr ▲13.3% | ₹14.8K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹38.1K Cr ▼7.9% | ₹41.4K Cr ▲8.9% | ₹38.0K Cr ▲46.3% | ₹26.0K Cr ▲4.2% | ₹24.9K Cr ▲5.7% | ₹23.6K Cr ▲39.6% | ₹16.9K Cr ▲4.6% | ₹16.1K Cr ▲18.0% | ₹13.7K Cr ▲17.3% | ₹11.7K Cr |
| Interest | ₹29.6K Cr ▲4.8% | ₹28.3K Cr ▲25.3% | ₹22.6K Cr ▲56.6% | ₹14.4K Cr ▲24.7% | ₹11.6K Cr ▼10.9% | ₹13.0K Cr ▼18.5% | ₹15.9K Cr ▲4.7% | ₹15.2K Cr ▲21.8% | ₹12.5K Cr ▲8.8% | ₹11.5K Cr |
| Depreciation | ₹0 Cr ▼100.0% | ₹941 Cr ▲18.8% | ₹792 Cr ▲32.2% | ₹599 Cr ▲24.8% | ₹480 Cr ▲4.1% | ₹461 Cr ▼0.9% | ₹465 Cr ▲1.5% | ₹458 Cr ▲19.6% | ₹383 Cr ▲5.8% | ₹362 Cr |
| PBT | ₹26.0K Cr ▼10.3% | ₹29.0K Cr ▲21.5% | ₹23.9K Cr ▲21.5% | ₹19.6K Cr ▲23.2% | ₹15.9K Cr ▲21.1% | ₹13.2K Cr ▲15.3% | ₹11.4K Cr ▲8.0% | ₹10.6K Cr ▲15.5% | ₹9.2K Cr ▲24.9% | ₹7.3K Cr |
| Tax % | 26.0% ▲8.3% | 24.0% ▼4.0% | 25.0% ▲0.0% | 25.0% ▲0.0% | 25.0% ▲0.0% | 25.0% ▲0.0% | 25.0% ▼24.2% | 33.0% ▲0.0% | 33.0% ▲3.1% | 32.0% |
| Net Profit | ₹19.3K Cr ▼12.8% | ₹22.1K Cr ▲21.5% | ₹18.2K Cr ▲22.0% | ₹14.9K Cr ▲23.5% | ₹12.1K Cr ▲21.0% | ₹10.0K Cr ▲16.3% | ₹8.6K Cr ▲19.3% | ₹7.2K Cr ▲15.1% | ₹6.3K Cr ▲24.7% | ₹5.0K Cr |
| EPS (₹) | 19.39 ▼12.9% | 22.26 ▲21.5% | 18.32 ▲21.9% | 15.03 ▲23.4% | 12.18 ▲20.8% | 10.08 ▲12.2% | 8.98 ▲18.9% | 7.55 ▲16.0% | 6.51 ▲21.2% | 5.37 |
| Div Payout | 3.0% ▲50.0% | 2.0% ▲0.0% | 2.0% ▲0.0% | 2.0% ▲0.0% | 2.0% ▲0.0% | 2.0% | 0.0% ▼100.0% | 2.0% ▲0.0% | 2.0% ▲0.0% | 2.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹994 Cr ▲0.0% | ₹994 Cr ▲0.0% | ₹994 Cr ▲0.1% | ₹993 Cr ▲0.1% | ₹992 Cr ▲0.1% | ₹991 Cr ▲3.6% | ₹957 Cr ▲0.3% | ₹954 Cr ▲0.1% | ₹953 Cr ▲3.6% | ₹920 Cr |
| Reserves | ₹1.7L Cr ▲6.7% | ₹1.6L Cr ▲21.3% | ₹1.3L Cr ▲16.4% | ₹1.1L Cr ▲15.8% | ₹95.7K Cr ▲14.8% | ₹83.3K Cr ▲26.9% | ₹65.7K Cr ▲15.6% | ₹56.8K Cr ▲14.7% | ₹49.5K Cr ▲31.8% | ₹37.6K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹1.4L Cr ▲6.0% | ₹1.3L Cr ▲10.8% | ₹1.2L Cr ▲30.6% | ₹89.8K Cr ▲6.8% | ₹84.1K Cr ▲24.7% | ₹67.4K Cr ▲34.7% | ₹50.1K Cr ▲9.7% | ₹45.6K Cr ▲22.0% | ₹37.4K Cr ▲15.2% | ₹32.5K Cr |
| Total Liabilities | ₹9.1L Cr ▲3.8% | ₹8.8L Cr ▲14.6% | ₹7.7L Cr ▲23.7% | ₹6.2L Cr ▲13.5% | ₹5.5L Cr ▲14.1% | ₹4.8L Cr ▲8.1% | ₹4.4L Cr ▲12.1% | ₹4.0L Cr ▲17.0% | ₹3.4L Cr ▲22.3% | ₹2.8L Cr |
| Assets | ||||||||||
| Fixed Assets | ₹2.8K Cr ▼24.5% | ₹3.8K Cr ▲7.1% | ₹3.5K Cr ▲14.1% | ₹3.1K Cr ▲12.9% | ₹2.7K Cr ▲6.6% | ₹2.6K Cr ▼4.5% | ₹2.7K Cr ▼0.8% | ₹2.7K Cr ▲6.1% | ₹2.5K Cr ▲44.6% | ₹1.8K Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹2.8L Cr ▲0.2% | ₹2.8L Cr ▲15.3% | ₹2.5L Cr ▲26.2% | ₹2.0L Cr ▲18.7% | ₹1.6L Cr ▲4.8% | ₹1.6L Cr ▲41.1% | ₹1.1L Cr ▲7.5% | ₹1.0L Cr ▲13.8% | ₹91.0K Cr ▲32.9% | ₹68.5K Cr |
| Other Assets | ₹6.3L Cr ▲5.7% | ₹5.9L Cr ▲14.3% | ₹5.2L Cr ▲22.7% | ₹4.2L Cr ▲11.3% | ₹3.8L Cr ▲18.8% | ₹3.2L Cr ▼3.0% | ₹3.3L Cr ▲14.0% | ₹2.9L Cr ▲18.3% | ₹2.4L Cr ▲18.6% | ₹2.1L Cr |
| Total Assets | ₹9.1L Cr ▲3.8% | ₹8.8L Cr ▲14.6% | ₹7.7L Cr ▲23.7% | ₹6.2L Cr ▲13.5% | ₹5.5L Cr ▲14.1% | ₹4.8L Cr ▲8.1% | ₹4.4L Cr ▲12.1% | ₹4.0L Cr ▲17.0% | ₹3.4L Cr ▲22.3% | ₹2.8L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹16.9K Cr ▲7.8% | ₹15.7K Cr ▲1362.9% | ₹-1.2K Cr ▼114.9% | ₹8.3K Cr ▲70.2% | ₹4.9K Cr ▼89.5% | ₹46.6K Cr ▲2458.7% | ₹1.8K Cr ▲117.5% | ₹-10.4K Cr ▼178.6% | ₹13.2K Cr ▲163.1% | ₹5.0K Cr |
| Investing CF | ₹-25.2K Cr ▼182.8% | ₹-8.9K Cr ▲14.1% | ₹-10.4K Cr ▲4.8% | ₹-10.9K Cr ▲2.4% | ₹-11.2K Cr ▲14.5% | ₹-13.1K Cr ▼293.3% | ₹-3.3K Cr ▲39.3% | ₹-5.5K Cr ▼3.5% | ₹-5.3K Cr ▼124.8% | ₹-2.4K Cr |
| Financing CF | ₹22.2K Cr ▲42.9% | ₹15.5K Cr ▲724.0% | ₹1.9K Cr ▼75.0% | ₹7.5K Cr ▲174.9% | ₹-10.1K Cr ▼1270.3% | ₹-735 Cr ▼108.8% | ₹8.4K Cr ▼43.0% | ₹14.7K Cr ▲142.4% | ₹6.1K Cr ▲199.2% | ₹2.0K Cr |
| Net Cash Flow | ₹13.9K Cr ▼37.8% | ₹22.3K Cr ▲328.8% | ₹-9.7K Cr ▼296.8% | ₹4.9K Cr ▲130.2% | ₹-16.4K Cr ▼149.9% | ₹32.8K Cr ▲378.1% | ₹6.9K Cr ▲677.8% | ₹-1.2K Cr ▼108.5% | ₹14.0K Cr ▲197.9% | ₹4.7K Cr |
| Free Cash Flow | ₹15.8K Cr ▲8.1% | ₹14.6K Cr ▲762.4% | ₹-2.2K Cr ▼128.7% | ₹7.7K Cr ▲67.5% | ₹4.6K Cr ▼90.1% | ₹46.2K Cr ▲3371.5% | ₹1.3K Cr ▲112.4% | ₹-10.8K Cr ▼183.8% | ₹12.8K Cr ▲172.4% | ₹4.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Kotak Mahindra Bank Limited
Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]
Financial Services · Banks