Union Bank of India

NSE: UNIONBANKFinancial ServicesLot size: 4425

Union Bank of India Max Pain Analysis

₹187.22Updated 4 Sept 2026, 03:30 pm IST
Max Pain Strike
₹185Writers’ least-loss point
Spot vs Max Pain
+1.20%Spot ₹187.22
Max Pain Shift
+₹0vs yesterday
Days to Expiry
232026-09-29
2nd Lowest Pain Strike
₹188₹3 from max pain

What is Max Pain?

Max Pain theory states the underlying gravitates toward the strike where option writers face minimum collective loss at expiry. For UNIONBANK, that strike is ₹185. Spot at ₹187.22 is 1.2% above max pain — possible downward gravitational pull into expiry.

AI AnalysisGenerated daily after market close · AI-powered

Max Pain Level

The current max‑pain strike for UNIONBANK is ₹185. This level reflects the price at which option writers would incur the smallest total loss across all outstanding calls and puts, acting as a magnet as expiration approaches.

Spot vs Max Pain Gap

The market is trading at ₹187.22, about 1.2 % above the max‑pain point, creating a modest upside gap. Such a gap suggests limited upward pressure may be needed for the price to drift back toward the magnet.

Shift Signal

The max‑pain figure has not moved since yesterday, indicating a stable positioning of option writers. A flat shift implies that the open‑interest distribution remains unchanged, and writers are likely maintaining their current hedge.

Expiry Context

Max pain emerges from the aggregate open interest of calls and puts, pulling the underlying toward the strike that minimizes writers’ payouts. In the final week before expiry, prices often gravitate toward this level, but the effect is probabilistic, not deterministic.

Data Note

The spot price sits roughly ₹2.22 above the max‑pain strike with 25 days remaining until the September 29 expiry.

Data as of 2026-09-04

Frequently Asked Questions

What is Union Bank of India max pain today?
Union Bank of India's max pain strike is ₹185 for the 2026-09-29 expiry (23 days away). Spot is 1.2% above max pain.
How is max pain calculated for Union Bank of India?
Union Bank of India's max pain is calculated by taking every possible expiry price and computing the total ITM payout to all option buyers: sum of (CE OI × max(0, spot − strike)) + (PE OI × max(0, strike − spot)) for all strikes. The strike with the minimum total payout is the max pain — where option writers collectively lose the least.
Does max pain predict Union Bank of India expiry price?
Max pain theory suggests the underlying tends to gravitate toward the max pain strike as expiry approaches, because option writers (who have the capital and hedging ability) can influence spot price. It's more reliable within 1 week of expiry and for liquid stocks like Union Bank of India. It should be used with other signals, not in isolation.
What happened to Union Bank of India max pain since yesterday?
Union Bank of India's max pain is unchanged from the previous session. Max pain shifts indicate that option writers are adjusting their positions — a rising max pain is modestly bullish; falling is modestly bearish.
What is the next expiry for Union Bank of India options?
Union Bank of India's next options expiry is on 2026-09-29 — 23 days away. NSE F&O stocks have monthly expiry on the last Tuesday of each month. As expiry approaches, gamma risk increases and max pain becomes a stronger gravitational force.