Shriram Finance Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Strong return on equity (ROE 16.4%)
- Attractively valued vs sector (P/E 16x vs industry 33.1x)
Concerns
Today's Price Action
The stock closed at ₹832.55 with zero percent change, matching the previous close. Trading volume settled at 62,76,805 shares, identical to the 20‑day average, indicating a balanced participation level. The unchanged closing figure and intraday movement suggest limited price volatility during the session.
Valuation Snapshot
Shriram Finance bears a trailing P/E of 16, while the broader financial services sector shows a neutral P/E ratio of zero, reflecting the absence of comparable peers. The company’s return on equity stands at 16.4%, suggesting a decent profitability profile. A price‑to‑book of 0 signals that the market values the company below its net asset base, a rare occurrence in the sector.
Key Levels to Watch
The current price sits near the lower half of its 52‑week range, with the floor at ₹710 and the ceiling at ₹1,154. Open‑interest clusters around the ₹800 and ₹900 strike levels have historically acted as minor support and resistance zones. Should price approach the upper 52‑week band around ₹1,150, historical trading has shown heightened selling pressure.
Chart Pattern
A dragonfly doji formed on the daily chart seven days ago, a bullish‑leaning candlestick that signals potential indecision at the low end of the trading range. The doji appeared on the daily time‑frame, a chart that traders often reference for medium‑term sentiment.
Data Summary
Key metrics include a market capitalisation reported as zero crore, a price‑to‑book ratio of 0, and a consistent volume profile matching the 20‑day average. With a P/E of 16 and ROE of 16.4%, the firm exhibits earnings multiple in line with its historical average while generating respectable shareholder returns. The stock’s price movement remains confined within a ₹444 band set by its 52‑week extremes.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
SHRIRAMFIN · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 25.43% | 25.42% | 25.41% | 25.40% | 25.40% | 25.39% |
| FII | 53.97% | 53.90% | 54.28% | 53.29% | 53.08% | 53.58% |
| DII | 15.77% | 15.69% | 15.24% | 16.21% | 15.93% | 15.34% |
| Public | 4.83% | 5.00% | 5.07% | 5.07% | 5.58% | 5.68% |
Corporate Events
Interim Dividend - Rs 6.50 Per Share
To consider and approve:1. Unaudited Standalone and Consolidated Financial Results for the second quarter and half-year ended September 30, 2026.2. Declaration of interim dividend for the Financial Year 2026-27, if any. 3. Periodical resource mobilisation
To consider and approve the financial results for the period ended Jun 30, 2026, Fund Raising and other business matters
Dividend - Rs 6 Per Share
Interim Dividend - Rs 4.80 Per Share
Dividend - Rs 3 Per Share
Interim Dividend - Rs 2.50 Per Share
Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share
Interim Dividend - Rs 22 Per Share
Annual General Meeting/Dividend - Rs 15 Per Share
Latest News
All newsShriram Finance appoints new management team
*Shriram Finance appoints new management team* following a corporate restructuring. The change marks a strategic shift in leadership, though full details are yet to be disclosed. Such transitions can influence investor sentiment and stock volatility. The stock may see **increased trading volume** in the near term. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #ManagementChange
Shriram Finance approves Q2 and half-year financial results
*Shriram Finance approves Q2 and half-year financial results*. The company has approved its unaudited standalone and consolidated financial results for the quarter and half-year ended **September 30, 2026**. The results were reviewed in compliance with Regulation 33 and 52 of SEBI's Listing Regulations. No major deviations or surprises were indicated in the filing. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* Earnings | #MEDIUMIMPACT #Earnings
DCM Shriram Fine Chemicals board meets, no major announcements.
*DCM Shriram Fine Chemicals board meets, no major announcements.* The company held its board meeting on September 03, 2026, with routine corporate deliberations. No significant decisions regarding dividends, acquisitions, or fundraising were disclosed. Filing indicates standard agenda items were discussed. 📊 *STOCKS:* $DCMSRIRAM | 🏢 *SECTOR:* Chemicals | #LOWIMPACT #BoardMeeting
DCM Shriram Fine Chemicals reports Q1 FY26 results
*DCM Shriram Fine Chemicals reports Q1 FY26 results* released its financial performance for the quarter ended June 30, 2026. The company reported consolidated financials with **revenue of ₹319.45 crore** and **net profit of ₹12.52 crore**. Results reflect operational performance amid ongoing market conditions. 📊 *STOCKS:* $DCMSHRIRAM | 🏢 *SECTOR:* Chemicals | #MEDIUMIMPACT #Earnings
Infosys, Tata Motors, Torrent Pharma among firms reporting Q2 earnings
*Infosys, Tata Motors, Torrent Pharma among firms reporting Q2 earnings* — Key NSE-listed companies including INFY, TATAMOTORS, and TORNTPHARM announce Q2 financial results today. Investors will watch for **revenue growth**, **margin performance**, and **guidance updates** amid macro uncertainties. Earnings could trigger sharp F&O movements in tech, auto, and pharma sectors. 📊 *STOCKS:* INFY, TATAMOTORS, TORNTPHARM | 🏢 *SECTOR:* Earnings | #HIGHIMPACT #Earnings
Shriram Finance updates analysts on investor call
*Shriram Finance updates analysts on investor call*. The company provided insights on recent performance and outlook during its investor meet. Key metrics discussed included AUM growth of **18% YoY** and NIMs at **3.2%**. Asset quality remained stable with slippages at **1.4%** of AUM. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #InvestorCall
Shriram Finance to host analyst and investor meet.
*Shriram Finance to host an analyst and investor conference call.* The event aims to provide updates on business performance and strategy. Specific financial figures or guidance may be disclosed, influencing near-term sentiment. Institutional participation could drive trading interest. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #InvestorMeet
Shriram Finance announces settlement of USD 3.5Bn note tender offer
*Shriram Finance announces settlement of USD 3.5Bn note tender offer*. The company has completed the purchase and settlement of certain Senior Secured Notes issued under its **$3.5 billion** GMTN programme. This move strengthens its debt management strategy and may improve investor sentiment. The tender offer is part of its ongoing efforts to optimise borrowing costs. 📊 *STOCKS:* SRF | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Debt
Shriram Finance launches tender offer for USD 350M notes
*Shriram Finance launches tender offer for USD 350M notes* under its Global Medium Term Note Programme. The move signals proactive debt management and potential refinancing strategy. Details on pricing and acceptance remain undisclosed. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Debt
Shriram Finance to host analyst and investor meet
*Shriram Finance to host analyst and investor meet.* The event aims to provide updates on company strategy and performance. Investors will get insights from management on recent trends and financial outlook. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #AnalystMeet
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹3.0K Cr 19.4% | ₹2.5K Cr 9.3% | ₹2.3K Cr 7.2% | ₹2.2K Cr 0.7% | ₹2.1K Cr 34.0% | ₹3.2K Cr 50.9% | ₹2.2K Cr 6.0% | ₹2.0K Cr |
| EPS (₹) | 16.06 19.4% | 13.45 9.3% | 12.3 7.1% | 11.48 0.7% | 11.4 34.0% | 17.27 51.6% | 11.39 5.9% | 10.76 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹12.6K Cr 2.6% | ₹12.3K Cr 19.5% | ₹10.3K Cr 18.1% | ₹8.7K Cr 49.7% | ₹5.8K Cr 17.9% | ₹4.9K Cr 5.3% | ₹4.7K Cr 12.3% | ₹4.2K Cr 26.9% | ₹3.3K Cr 11.4% | ₹3.7K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹52 Cr 66.9% | ₹157 Cr 528.0% | ₹25 Cr 56.3% | ₹16 Cr 11.1% | ₹18 Cr 28.6% | ₹14 Cr 0.0% | ₹14 Cr 30.0% | ₹20 Cr 84.3% | ₹127 Cr 12600.0% | ₹1 Cr |
| Interest | ₹21.6K Cr 16.5% | ₹18.5K Cr 18.9% | ₹15.6K Cr 20.0% | ₹13.0K Cr 32.9% | ₹9.8K Cr 7.5% | ₹9.1K Cr 9.3% | ₹8.3K Cr 9.9% | ₹7.6K Cr 18.0% | ₹6.4K Cr 22.8% | ₹5.2K Cr |
| Depreciation | ₹699 Cr 8.4% | ₹645 Cr 9.7% | ₹588 Cr 2.2% | ₹601 Cr 345.2% | ₹135 Cr 1.5% | ₹137 Cr 2.8% | ₹141 Cr 227.9% | ₹43 Cr 16.2% | ₹37 Cr 5.7% | ₹35 Cr |
| PBT | ₹13.3K Cr 5.2% | ₹12.6K Cr 26.9% | ₹10.0K Cr 21.3% | ₹8.2K Cr 131.4% | ₹3.5K Cr 8.3% | ₹3.3K Cr 4.7% | ₹3.4K Cr 9.0% | ₹3.8K Cr 3.0% | ₹3.9K Cr 101.0% | ₹1.9K Cr |
| Tax % | 25.0% 4.2% | 24.0% 7.7% | 26.0% 3.7% | 27.0% 12.5% | 24.0% 0.0% | 24.0% 11.1% | 27.0% 15.6% | 32.0% 8.6% | 35.0% 0.0% | 35.0% |
| Net Profit | ₹10.0K Cr 4.7% | ₹9.6K Cr 29.4% | ₹7.4K Cr 22.9% | ₹6.0K Cr 121.2% | ₹2.7K Cr 8.9% | ₹2.5K Cr 0.5% | ₹2.5K Cr 2.5% | ₹2.6K Cr 1.1% | ₹2.5K Cr 101.3% | ₹1.3K Cr |
| EPS (₹) | 53.28 4.9% | 50.81 29.6% | 39.2 22.1% | 32.11 59.6% | 20.12 13.6% | 17.71 10.8% | 19.86 2.5% | 20.36 1.1% | 20.14 101.4% | 10 |
| Div Payout | 20.0% 5.3% | 19.0% 17.4% | 23.0% 4.5% | 22.0% 10.0% | 20.0% 11.1% | 18.0% 260.0% | 5.0% 54.5% | 11.0% 10.0% | 10.0% 42.9% | 7.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹376 Cr 0.0% | ₹376 Cr 0.0% | ₹376 Cr 0.5% | ₹374 Cr 38.0% | ₹271 Cr 7.1% | ₹253 Cr 11.5% | ₹227 Cr 0.0% | ₹227 Cr 0.0% | ₹227 Cr 0.0% | ₹227 Cr |
| Reserves | ₹65.5K Cr 16.8% | ₹56.1K Cr 15.5% | ₹48.6K Cr 12.6% | ₹43.1K Cr 67.0% | ₹25.8K Cr 20.3% | ₹21.5K Cr 19.8% | ₹17.9K Cr 13.8% | ₹15.7K Cr 16.9% | ₹13.5K Cr 21.2% | ₹11.1K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹4.8K Cr 43.1% | ₹3.3K Cr 12.9% | ₹3.8K Cr 33.8% | ₹2.9K Cr 115.2% | ₹1.3K Cr 19.4% | ₹1.6K Cr 18.6% | ₹1.4K Cr 9.9% | ₹1.5K Cr 0.2% | ₹1.5K Cr 84.7% | ₹10.0K Cr |
| Total Liabilities | ₹3.2L Cr 9.3% | ₹2.9L Cr 18.4% | ₹2.5L Cr 17.9% | ₹2.1L Cr 48.0% | ₹1.4L Cr 9.5% | ₹1.3L Cr 13.7% | ₹1.1L Cr 8.4% | ₹1.1L Cr 8.3% | ₹97.4K Cr 30.8% | ₹74.4K Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.6K Cr 9.6% | ₹2.9K Cr 21.6% | ₹3.7K Cr 0.1% | ₹3.7K Cr 788.5% | ₹418 Cr 4.3% | ₹437 Cr 10.6% | ₹489 Cr 232.7% | ₹147 Cr 20.5% | ₹122 Cr 10.3% | ₹136 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹66 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹15.0K Cr 5.0% | ₹15.8K Cr 66.7% | ₹9.5K Cr 27.5% | ₹7.4K Cr 6.6% | ₹7.0K Cr 108.3% | ₹3.3K Cr 14.0% | ₹2.9K Cr 28.8% | ₹4.1K Cr 68.0% | ₹2.5K Cr 61.8% | ₹1.5K Cr |
| Other Assets | ₹3.0L Cr 10.3% | ₹2.8L Cr 17.1% | ₹2.4L Cr 17.9% | ₹2.0L Cr 47.8% | ₹1.3L Cr 6.9% | ₹1.3L Cr 13.8% | ₹1.1L Cr 9.6% | ₹1.0L Cr 6.7% | ₹94.8K Cr 30.2% | ₹72.8K Cr |
| Total Assets | ₹3.2L Cr 9.3% | ₹2.9L Cr 18.4% | ₹2.5L Cr 17.9% | ₹2.1L Cr 48.0% | ₹1.4L Cr 9.5% | ₹1.3L Cr 13.7% | ₹1.1L Cr 8.4% | ₹1.1L Cr 8.3% | ₹97.4K Cr 30.8% | ₹74.4K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-13.3K Cr 69.6% | ₹-43.7K Cr 40.4% | ₹-31.1K Cr 76.5% | ₹-17.6K Cr 99.0% | ₹-8.9K Cr 109.0% | ₹-4.2K Cr 72.0% | ₹-2.5K Cr 55.5% | ₹-5.5K Cr 57.9% | ₹-13.1K Cr 390.9% | ₹-2.7K Cr |
| Investing CF | ₹-241 Cr 106.6% | ₹3.6K Cr 1507.0% | ₹-258 Cr 105.1% | ₹5.1K Cr 15029.4% | ₹-34 Cr 36.0% | ₹-25 Cr 54.5% | ₹-55 Cr 27.6% | ₹-76 Cr 188.4% | ₹86 Cr 4400.0% | ₹-2 Cr |
| Financing CF | ₹8.6K Cr 80.7% | ₹44.5K Cr 61.3% | ₹27.6K Cr 133.6% | ₹11.8K Cr 39.0% | ₹8.5K Cr 30.4% | ₹12.2K Cr 167.0% | ₹4.6K Cr 17.5% | ₹5.5K Cr 57.4% | ₹13.0K Cr 331.4% | ₹3.0K Cr |
| Net Cash Flow | ₹-4.9K Cr 209.7% | ₹4.5K Cr 220.0% | ₹-3.8K Cr 413.7% | ₹-730 Cr 88.1% | ₹-388 Cr 104.9% | ₹8.0K Cr 286.5% | ₹2.1K Cr 3422.6% | ₹-62 Cr 47.6% | ₹-42 Cr 112.4% | ₹338 Cr |
| Free Cash Flow | ₹-13.5K Cr 69.3% | ₹-43.9K Cr 40.0% | ₹-31.4K Cr 76.0% | ₹-17.8K Cr 100.4% | ₹-8.9K Cr 108.6% | ₹-4.3K Cr 69.3% | ₹-2.5K Cr 55.1% | ₹-5.6K Cr 57.5% | ₹-13.2K Cr 390.1% | ₹-2.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Shriram Finance Limited
Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]
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