Shriram Finance Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Strong return on equity (ROE 16.4%)
- Attractively valued vs sector (P/E 21.6x vs industry 37.5x)
Concerns
Today's Price Action
The stock closed at ₹1,041, unchanged from the previous session. Trading volume stood at 41,35,062 shares, exactly matching its 20‑day average, indicating that current market participation is in line with the recent norm and that there is no unusual buying or selling pressure reflected in the latest session.
Valuation Snapshot
Shriram Finance Limited is trading at a forward P/E of 22.6, while the broader Financial Services sector shows a zero P/E reading because many peers are either in loss or have negligible earnings, making a direct sector‑level multiple comparison less meaningful. The company’s return on equity of 16.4 % suggests that capital is being deployed efficiently relative to its peers in the non‑banking finance space.
Key Levels to Watch
The current price of ₹1,041 sits roughly midway between the 52‑week low of ₹579 and the high of ₹1,154, giving the stock about a 38 % upside cushion to the year‑high. Open‑interest data from the nearest weekly options expiry points to a notable support concentration around ₹1,000 and resistance near ₹1,080, levels that have historically acted as price magnets.
Chart Pattern
In the daily timeframe, the past ten sessions featured a Dragonfly Doji three days ago, a Hammer also three days ago, and a Bullish Engulfing five days ago. These three bullish‑oriented candlesticks signal a potential shift in short‑term price structure, reflecting moments where buyers have shown dominance after prior pull‑backs.
Data Summary
Key metrics on the day include a P/B ratio of 0, a market‑capitalisation figure reported as ₹0 Cr (reflecting a data placeholder rather than an actual market size), and a steady trading volume that mirrors its 20‑day average. The stock remains within its 52‑week range, with price action anchored around the mid‑point of that band.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
SHRIRAMFIN · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 25.43% | 25.42% | 25.41% | 25.40% | 25.40% | 25.39% |
| FII | 53.97% | 53.90% | 54.28% | 53.29% | 53.08% | 53.58% |
| DII | 15.77% | 15.69% | 15.24% | 16.21% | 15.93% | 15.34% |
| Public | 4.83% | 5.00% | 5.07% | 5.07% | 5.58% | 5.68% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026, Fund Raising and other business matters
Dividend - Rs 6 Per Share
Interim Dividend - Rs 4.80 Per Share
Dividend - Rs 3 Per Share
Interim Dividend - Rs 2.50 Per Share
Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share
Interim Dividend - Rs 22 Per Share
Annual General Meeting/Dividend - Rs 15 Per Share
Interim Dividend - Rs 10 Per Share
Interim Dividend - Rs 20 Per Share
Latest News
All newsDCM Shriram Fine Chemicals board meets, no major announcements.
*DCM Shriram Fine Chemicals board meets, no major announcements.* The company held its board meeting on September 03, 2026, with routine corporate deliberations. No significant decisions regarding dividends, acquisitions, or fundraising were disclosed. Filing indicates standard agenda items were discussed. 📊 *STOCKS:* $DCMSRIRAM | 🏢 *SECTOR:* Chemicals | #LOWIMPACT #BoardMeeting
DCM Shriram Fine Chemicals reports Q1 FY26 results
*DCM Shriram Fine Chemicals reports Q1 FY26 results* released its financial performance for the quarter ended June 30, 2026. The company reported consolidated financials with **revenue of ₹319.45 crore** and **net profit of ₹12.52 crore**. Results reflect operational performance amid ongoing market conditions. 📊 *STOCKS:* $DCMSHRIRAM | 🏢 *SECTOR:* Chemicals | #MEDIUMIMPACT #Earnings
Shriram Finance to host analyst and investor meet
*Shriram Finance to host analyst and investor meet.* The event aims to provide updates on company strategy and performance. Investors will get insights from management on recent trends and financial outlook. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #AnalystMeet
Shriram Finance to host analyst and investor meet
*Shriram Finance to host analyst and investor meet.* The company has announced a schedule for its upcoming investor interaction. Such meets are routine and typically provide updates on business performance and outlook. No major announcements were disclosed. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ConCall
AU Bank, DCB, IndusInd, Shriram focus on gold loans for credit growth
*AU Bank, DCB, IndusInd, Shriram focus on gold loans for credit growth.* Lenders are expanding gold loan portfolios to drive credit growth, with **₹2,000+ crore** incremental disbursements reported last quarter. AU Bank and Shriram saw **>15%** YoY growth in gold loan book. This strategy is boosting asset quality and yield spreads amid rising competition. 📊 *STOCKS:* $AUBANK $DCBBANK $INDUSINDBK $SHRIRAMFIN | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #GoldLoans
AU Bank, IndusInd among 12 lenders report strong gold loan growth
*AU Bank, IndusInd among 12 lenders report strong gold loan growth.* Lenders including AU Bank and IndusInd saw gold loan portfolios rise by **15–25% YoY**, driven by rural demand and festive season uptick. Credit growth remained robust, with AUBANK reporting **₹2,800 Cr** in new gold loans. Asset quality improved, NPA ratios held below **2.5%**. 📊 *STOCKS:* AUBANK, INDUSINDBK, DCBBANK, SHRIRAMFIN | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #GoldLoans
Shriram Finance hosts analyst and investor meet
*Shriram Finance hosts analyst and investor meet.* The company shared updates during its scheduled investor interaction. No major financial announcements or strategic shifts were disclosed. The session focused on business performance and outlook. 📊 *STOCKS:* $SHRIRAMFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystMeet
Shriram Finance to host analyst and investor meet
*Shriram Finance to host analyst and investor meet.* The company has scheduled a conference call for institutional investors and analysts. **No financial results or major announcements** are expected. This is a routine update on business performance. 📊 *STOCKS:* $SRF | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystMeet
DCM Shriram Fine Chemicals to hold 5th AGM
*DCM Shriram Fine Chemicals to hold 5th AGM.* Company has published notice for its Annual General Meeting in a newspaper as per regulatory requirements. No financial updates or surprises disclosed. Event is routine and informational. 📊 *STOCKS:* DCMSHRIRAM | 🏢 *SECTOR:* Chemicals | #LOWIMPACT #AGM
Shriram Finance launches ESOS 2023 employee stock option scheme
*Shriram Finance launches ESOS 2023 employee stock option scheme.* The company has initiated the SFL ESOS 2023 (No.1) to issue stock options to employees. This move aims to align employee interests with long-term shareholder value. No immediate financial impact is expected as it's a routine corporate action. 📊 *STOCKS:* SFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ESOS
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹3.0K Cr 19.4% | ₹2.5K Cr 9.3% | ₹2.3K Cr 7.2% | ₹2.2K Cr 0.7% | ₹2.1K Cr 34.0% | ₹3.2K Cr 50.9% | ₹2.2K Cr 6.0% | ₹2.0K Cr |
| EPS (₹) | 16.06 19.4% | 13.45 9.3% | 12.3 7.1% | 11.48 0.7% | 11.4 34.0% | 17.27 51.6% | 11.39 5.9% | 10.76 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹12.6K Cr 2.6% | ₹12.3K Cr 19.5% | ₹10.3K Cr 18.1% | ₹8.7K Cr 49.7% | ₹5.8K Cr 17.9% | ₹4.9K Cr 5.3% | ₹4.7K Cr 12.3% | ₹4.2K Cr 26.9% | ₹3.3K Cr 11.4% | ₹3.7K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹52 Cr 66.9% | ₹157 Cr 528.0% | ₹25 Cr 56.3% | ₹16 Cr 11.1% | ₹18 Cr 28.6% | ₹14 Cr 0.0% | ₹14 Cr 30.0% | ₹20 Cr 84.3% | ₹127 Cr 12600.0% | ₹1 Cr |
| Interest | ₹21.6K Cr 16.5% | ₹18.5K Cr 18.9% | ₹15.6K Cr 20.0% | ₹13.0K Cr 32.9% | ₹9.8K Cr 7.5% | ₹9.1K Cr 9.3% | ₹8.3K Cr 9.9% | ₹7.6K Cr 18.0% | ₹6.4K Cr 22.8% | ₹5.2K Cr |
| Depreciation | ₹699 Cr 8.4% | ₹645 Cr 9.7% | ₹588 Cr 2.2% | ₹601 Cr 345.2% | ₹135 Cr 1.5% | ₹137 Cr 2.8% | ₹141 Cr 227.9% | ₹43 Cr 16.2% | ₹37 Cr 5.7% | ₹35 Cr |
| PBT | ₹13.3K Cr 5.2% | ₹12.6K Cr 26.9% | ₹10.0K Cr 21.3% | ₹8.2K Cr 131.4% | ₹3.5K Cr 8.3% | ₹3.3K Cr 4.7% | ₹3.4K Cr 9.0% | ₹3.8K Cr 3.0% | ₹3.9K Cr 101.0% | ₹1.9K Cr |
| Tax % | 25.0% 4.2% | 24.0% 7.7% | 26.0% 3.7% | 27.0% 12.5% | 24.0% 0.0% | 24.0% 11.1% | 27.0% 15.6% | 32.0% 8.6% | 35.0% 0.0% | 35.0% |
| Net Profit | ₹10.0K Cr 4.7% | ₹9.6K Cr 29.4% | ₹7.4K Cr 22.9% | ₹6.0K Cr 121.2% | ₹2.7K Cr 8.9% | ₹2.5K Cr 0.5% | ₹2.5K Cr 2.5% | ₹2.6K Cr 1.1% | ₹2.5K Cr 101.3% | ₹1.3K Cr |
| EPS (₹) | 53.28 4.9% | 50.81 29.6% | 39.2 22.1% | 32.11 59.6% | 20.12 13.6% | 17.71 10.8% | 19.86 2.5% | 20.36 1.1% | 20.14 101.4% | 10 |
| Div Payout | 20.0% 5.3% | 19.0% 17.4% | 23.0% 4.5% | 22.0% 10.0% | 20.0% 11.1% | 18.0% 260.0% | 5.0% 54.5% | 11.0% 10.0% | 10.0% 42.9% | 7.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹376 Cr 0.0% | ₹376 Cr 0.0% | ₹376 Cr 0.5% | ₹374 Cr 38.0% | ₹271 Cr 7.1% | ₹253 Cr 11.5% | ₹227 Cr 0.0% | ₹227 Cr 0.0% | ₹227 Cr 0.0% | ₹227 Cr |
| Reserves | ₹65.5K Cr 16.8% | ₹56.1K Cr 15.5% | ₹48.6K Cr 12.6% | ₹43.1K Cr 67.0% | ₹25.8K Cr 20.3% | ₹21.5K Cr 19.8% | ₹17.9K Cr 13.8% | ₹15.7K Cr 16.9% | ₹13.5K Cr 21.2% | ₹11.1K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹4.8K Cr 43.1% | ₹3.3K Cr 12.9% | ₹3.8K Cr 33.8% | ₹2.9K Cr 115.2% | ₹1.3K Cr 19.4% | ₹1.6K Cr 18.6% | ₹1.4K Cr 9.9% | ₹1.5K Cr 0.2% | ₹1.5K Cr 84.7% | ₹10.0K Cr |
| Total Liabilities | ₹3.2L Cr 9.3% | ₹2.9L Cr 18.4% | ₹2.5L Cr 17.9% | ₹2.1L Cr 48.0% | ₹1.4L Cr 9.5% | ₹1.3L Cr 13.7% | ₹1.1L Cr 8.4% | ₹1.1L Cr 8.3% | ₹97.4K Cr 30.8% | ₹74.4K Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.6K Cr 9.6% | ₹2.9K Cr 21.6% | ₹3.7K Cr 0.1% | ₹3.7K Cr 788.5% | ₹418 Cr 4.3% | ₹437 Cr 10.6% | ₹489 Cr 232.7% | ₹147 Cr 20.5% | ₹122 Cr 10.3% | ₹136 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹66 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹15.0K Cr 5.0% | ₹15.8K Cr 66.7% | ₹9.5K Cr 27.5% | ₹7.4K Cr 6.6% | ₹7.0K Cr 108.3% | ₹3.3K Cr 14.0% | ₹2.9K Cr 28.8% | ₹4.1K Cr 68.0% | ₹2.5K Cr 61.8% | ₹1.5K Cr |
| Other Assets | ₹3.0L Cr 10.3% | ₹2.8L Cr 17.1% | ₹2.4L Cr 17.9% | ₹2.0L Cr 47.8% | ₹1.3L Cr 6.9% | ₹1.3L Cr 13.8% | ₹1.1L Cr 9.6% | ₹1.0L Cr 6.7% | ₹94.8K Cr 30.2% | ₹72.8K Cr |
| Total Assets | ₹3.2L Cr 9.3% | ₹2.9L Cr 18.4% | ₹2.5L Cr 17.9% | ₹2.1L Cr 48.0% | ₹1.4L Cr 9.5% | ₹1.3L Cr 13.7% | ₹1.1L Cr 8.4% | ₹1.1L Cr 8.3% | ₹97.4K Cr 30.8% | ₹74.4K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-13.3K Cr 69.6% | ₹-43.7K Cr 40.4% | ₹-31.1K Cr 76.5% | ₹-17.6K Cr 99.0% | ₹-8.9K Cr 109.0% | ₹-4.2K Cr 72.0% | ₹-2.5K Cr 55.5% | ₹-5.5K Cr 57.9% | ₹-13.1K Cr 390.9% | ₹-2.7K Cr |
| Investing CF | ₹-241 Cr 106.6% | ₹3.6K Cr 1507.0% | ₹-258 Cr 105.1% | ₹5.1K Cr 15029.4% | ₹-34 Cr 36.0% | ₹-25 Cr 54.5% | ₹-55 Cr 27.6% | ₹-76 Cr 188.4% | ₹86 Cr 4400.0% | ₹-2 Cr |
| Financing CF | ₹8.6K Cr 80.7% | ₹44.5K Cr 61.3% | ₹27.6K Cr 133.6% | ₹11.8K Cr 39.0% | ₹8.5K Cr 30.4% | ₹12.2K Cr 167.0% | ₹4.6K Cr 17.5% | ₹5.5K Cr 57.4% | ₹13.0K Cr 331.4% | ₹3.0K Cr |
| Net Cash Flow | ₹-4.9K Cr 209.7% | ₹4.5K Cr 220.0% | ₹-3.8K Cr 413.7% | ₹-730 Cr 88.1% | ₹-388 Cr 104.9% | ₹8.0K Cr 286.5% | ₹2.1K Cr 3422.6% | ₹-62 Cr 47.6% | ₹-42 Cr 112.4% | ₹338 Cr |
| Free Cash Flow | ₹-13.5K Cr 69.3% | ₹-43.9K Cr 40.0% | ₹-31.4K Cr 76.0% | ₹-17.8K Cr 100.4% | ₹-8.9K Cr 108.6% | ₹-4.3K Cr 69.3% | ₹-2.5K Cr 55.1% | ₹-5.6K Cr 57.5% | ₹-13.2K Cr 390.1% | ₹-2.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Shriram Finance Limited
Business Overview Shriram Transport Finance Company Ltd is a part of the SHRIRAM Group conglomerate which has a significant presence in the financing business. STFC is engaged in the business of commercial vehicle financing mainly focusing on trucks from preowned to new ones. It's a Deposit-taking NBFC comprising 1,758 branches, 831 rural centers, and partnerships with ~500 private financiers. [1]
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