Bajaj Finserv Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 28x vs industry 35.7x)
Concerns
- ✗Heavy debt load (D/E 5.5x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
BAJAJFINSV · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 60.69% | 60.69% | 60.64% | 60.64% | 60.64% | 60.64% |
| FII | 7.91% | 8.42% | 8.39% | 8.24% | 7.40% | 7.53% |
| DII | 7.48% | 7.33% | 7.60% | 8.13% | 8.91% | 8.99% |
| Public | 23.70% | 23.38% | 23.18% | 22.84% | 22.93% | 22.71% |
| Others | 0.21% | 0.18% | 0.19% | 0.14% | 0.12% | 0.10% |
Corporate Events
Dividend - Rs 1.50 Per Share
To consider and approve the financial results for the period ended March 31, 2026 and dividend, if any.
Dividend - Re 1 Per Share
Dividend - Re 1 Per Share
Dividend - Rs 0.80 Per Share
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹39.7K Cr ▲6.2% | ₹37.4K Cr ▲5.5% | ₹35.4K Cr ▼3.2% | ₹36.6K Cr ▲14.2% | ₹32.0K Cr ▼4.9% | ₹33.7K Cr ▲7.1% | ₹31.5K Cr ▼1.8% | ₹32.0K Cr |
| Op. Profit | ₹13.9K Cr ▼1.3% | ₹14.1K Cr ▼1.9% | ₹14.3K Cr ▲12.5% | ₹12.7K Cr ▲2.9% | ₹12.4K Cr ▲0.7% | ₹12.3K Cr ▲3.9% | ₹11.8K Cr ▲8.2% | ₹10.9K Cr |
| OPM | 35.0% ▼7.9% | 38.0% ▼5.0% | 40.0% ▲14.3% | 35.0% ▼10.3% | 39.0% ▲8.3% | 36.0% ▼5.3% | 38.0% ▲11.8% | 34.0% |
| Net Profit | ₹4.4K Cr ▼8.0% | ₹4.7K Cr ▼10.9% | ₹5.3K Cr ▲12.0% | ₹4.8K Cr ▲7.8% | ₹4.4K Cr ▲5.6% | ₹4.2K Cr ▼0.7% | ₹4.2K Cr ▲3.0% | ₹4.1K Cr |
| EPS (₹) | 13.95 ▼0.6% | 14.04 ▼19.6% | 17.46 ▲15.3% | 15.14 ▲8.4% | 13.97 ▲6.9% | 13.07 ▼2.4% | 13.39 ▲0.8% | 13.28 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1.5L Cr ▲12.5% | ₹1.3L Cr ▲21.2% | ₹1.1L Cr ▲34.5% | ₹82.1K Cr ▲20.0% | ₹68.4K Cr ▲12.9% | ₹60.6K Cr ▲11.5% | ₹54.4K Cr ▲27.6% | ₹42.6K Cr ▲29.6% | ₹32.9K Cr ▲34.1% | ₹24.5K Cr |
| Expenses | ₹93.8K Cr ▲11.2% | ₹84.3K Cr ▲21.3% | ₹69.5K Cr ▲33.1% | ₹52.2K Cr ▲11.2% | ₹47.0K Cr ▲14.7% | ₹41.0K Cr ▲13.5% | ₹36.1K Cr ▲30.9% | ₹27.6K Cr ▲24.9% | ₹22.1K Cr ▲39.8% | ₹15.8K Cr |
| Op. Profit | ₹56.7K Cr ▲14.6% | ₹49.5K Cr ▲21.1% | ₹40.9K Cr ▲36.9% | ₹29.9K Cr ▲39.2% | ₹21.5K Cr ▲9.2% | ₹19.6K Cr ▲7.6% | ₹18.3K Cr ▲21.4% | ₹15.0K Cr ▲39.4% | ₹10.8K Cr ▲23.8% | ₹8.7K Cr |
| OPM | 38.0% ▲2.7% | 37.0% ▲0.0% | 37.0% ▲2.8% | 36.0% ▲16.1% | 31.0% ▼3.1% | 32.0% ▼5.9% | 34.0% ▼2.9% | 35.0% ▲6.1% | 33.0% ▼8.3% | 36.0% |
| Other Income | ₹-336 Cr ▼1766.7% | ₹-18 Cr ▼350.0% | ₹-4 Cr ▼500.0% | ₹1 Cr ▼87.5% | ₹8 Cr ▲214.3% | ₹-7 Cr | ₹0 Cr ▼100.0% | ₹2 Cr ▲100.0% | ₹1 Cr | ₹0 Cr |
| Interest | ₹28.2K Cr ▲14.8% | ₹24.6K Cr ▲32.1% | ₹18.6K Cr ▲50.3% | ₹12.4K Cr ▲28.6% | ₹9.6K Cr ▲3.8% | ₹9.3K Cr ▼2.4% | ₹9.5K Cr ▲42.7% | ₹6.7K Cr ▲46.9% | ₹4.5K Cr ▲21.9% | ₹3.7K Cr |
| Depreciation | ₹1.3K Cr ▲10.3% | ₹1.2K Cr ▲30.0% | ₹900 Cr ▲32.7% | ₹678 Cr ▲20.4% | ₹563 Cr ▲13.1% | ₹498 Cr ▲9.0% | ₹457 Cr ▲102.2% | ₹226 Cr ▲41.3% | ₹160 Cr ▲119.2% | ₹73 Cr |
| PBT | ₹26.9K Cr ▲13.2% | ₹23.7K Cr ▲11.1% | ₹21.4K Cr ▲27.1% | ₹16.8K Cr ▲49.2% | ₹11.3K Cr ▲14.3% | ₹9.9K Cr ▲18.8% | ₹8.3K Cr ▲1.8% | ₹8.2K Cr ▲33.7% | ₹6.1K Cr ▲23.8% | ₹4.9K Cr |
| Tax % | 27.0% ▲3.8% | 26.0% ▼3.7% | 27.0% ▲0.0% | 27.0% ▲3.8% | 26.0% ▲4.0% | 25.0% ▼10.7% | 28.0% ▼17.6% | 34.0% ▲6.3% | 32.0% ▲6.7% | 30.0% |
| Net Profit | ₹19.7K Cr ▲12.0% | ₹17.6K Cr ▲12.6% | ₹15.6K Cr ▲27.7% | ₹12.2K Cr ▲46.9% | ₹8.3K Cr ▲12.9% | ₹7.4K Cr ▲22.9% | ₹6.0K Cr ▲11.5% | ₹5.4K Cr ▲28.7% | ₹4.2K Cr ▲21.0% | ₹3.5K Cr |
| EPS (₹) | 61.24 ▲10.2% | 55.57 ▲8.8% | 51.07 ▲26.8% | 40.29 ▲40.7% | 28.63 ▲1.9% | 28.09 ▲32.7% | 21.17 ▲4.6% | 20.23 ▲21.5% | 16.65 ▲17.2% | 14.21 |
| Div Payout | 2.0% ▲0.0% | 2.0% ▲0.0% | 2.0% ▲0.0% | 2.0% ▲100.0% | 1.0% ▲0.0% | 1.0% ▼50.0% | 2.0% ▲100.0% | 1.0% ▲0.0% | 1.0% ▲0.0% | 1.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹160 Cr ▲0.0% | ₹160 Cr ▲0.6% | ₹159 Cr ▲0.0% | ₹159 Cr ▲98.8% | ₹80 Cr ▲0.0% | ₹80 Cr ▲0.0% | ₹80 Cr ▲0.0% | ₹80 Cr ▲0.0% | ₹80 Cr ▲0.0% | ₹80 Cr |
| Reserves | ₹76.3K Cr ▲5.7% | ₹72.2K Cr ▲20.1% | ₹60.2K Cr ▲30.1% | ₹46.2K Cr ▲15.1% | ₹40.2K Cr ▲12.4% | ₹35.8K Cr ▲14.5% | ₹31.2K Cr ▲32.0% | ₹23.7K Cr ▲16.0% | ₹20.4K Cr ▲27.0% | ₹16.1K Cr |
| Borrowings | ₹3.9L Cr ▲10.2% | ₹3.6L Cr ▲23.2% | ₹2.9L Cr ▲36.1% | ₹2.1L Cr ▲31.7% | ₹1.6L Cr ▲25.5% | ₹1.3L Cr ▲1.0% | ₹1.3L Cr ▲27.5% | ₹99.8K Cr ▲51.8% | ₹65.7K Cr ▲36.1% | ₹48.3K Cr |
| Other Liabilities | ₹2.4L Cr ▲7.0% | ₹2.2L Cr ▲18.7% | ₹1.9L Cr ▲28.2% | ₹1.5L Cr ▲11.2% | ₹1.3L Cr ▲14.2% | ₹1.2L Cr ▲24.5% | ₹92.8K Cr ▲9.3% | ₹84.9K Cr ▲12.7% | ₹75.3K Cr ▲17.4% | ₹64.2K Cr |
| Total Liabilities | ₹7.1L Cr ▲8.6% | ₹6.5L Cr ▲21.2% | ₹5.4L Cr ▲32.6% | ₹4.1L Cr ▲21.6% | ₹3.3L Cr ▲19.1% | ₹2.8L Cr ▲11.4% | ₹2.5L Cr ▲20.6% | ₹2.1L Cr ▲29.0% | ₹1.6L Cr ▲25.6% | ₹1.3L Cr |
| Assets | ||||||||||
| Fixed Assets | ₹6.5K Cr ▲4.0% | ₹6.3K Cr ▲15.4% | ₹5.5K Cr ▲25.8% | ₹4.3K Cr ▲20.9% | ₹3.6K Cr ▲12.7% | ₹3.2K Cr ▼1.1% | ₹3.2K Cr ▲53.4% | ₹2.1K Cr ▲17.0% | ₹1.8K Cr ▲8.9% | ₹1.6K Cr |
| CWIP | ₹155 Cr ▼50.6% | ₹314 Cr ▲42.7% | ₹220 Cr ▲15.2% | ₹191 Cr ▲69.0% | ₹113 Cr ▼12.4% | ₹129 Cr ▲186.7% | ₹45 Cr ▼31.8% | ₹66 Cr ▲135.7% | ₹28 Cr ▲600.0% | ₹4 Cr |
| Investments | ₹49.9K Cr ▼73.8% | ₹1.9L Cr ▲11.8% | ₹1.7L Cr ▲24.9% | ₹1.4L Cr ▲14.2% | ₹1.2L Cr ▲4.9% | ₹1.1L Cr ▲23.8% | ₹91.8K Cr ▲12.4% | ₹81.7K Cr ▲17.6% | ₹69.4K Cr ▲10.8% | ₹62.7K Cr |
| Other Assets | ₹6.5L Cr ▲43.1% | ₹4.5L Cr ▲25.8% | ₹3.6L Cr ▲36.6% | ₹2.6L Cr ▲25.8% | ₹2.1L Cr ▲29.2% | ₹1.6L Cr ▲4.3% | ₹1.6L Cr ▲25.4% | ₹1.2L Cr ▲38.0% | ₹90.3K Cr ▲40.4% | ₹64.3K Cr |
| Total Assets | ₹7.1L Cr ▲8.6% | ₹6.5L Cr ▲21.2% | ₹5.4L Cr ▲32.6% | ₹4.1L Cr ▲21.6% | ₹3.3L Cr ▲19.1% | ₹2.8L Cr ▲11.4% | ₹2.5L Cr ▲20.6% | ₹2.1L Cr ▲29.0% | ₹1.6L Cr ▲25.6% | ₹1.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-62.1K Cr ▲5.2% | ₹-65.5K Cr ▼65.9% | ₹-39.5K Cr ▼17.3% | ₹-33.7K Cr ▼840.5% | ₹4.5K Cr ▲119.5% | ₹-23.4K Cr ▲13.7% | ₹-27.1K Cr ▼38.3% | ₹-19.6K Cr ▼79.3% | ₹-10.9K Cr ▼11.5% | ₹-9.8K Cr |
| Investing CF | ₹-8.0K Cr ▲43.5% | ₹-14.1K Cr ▼1.3% | ₹-13.9K Cr ▼1065.1% | ₹1.4K Cr ▲139.2% | ₹-3.7K Cr ▲63.0% | ₹-9.9K Cr ▼44.1% | ₹-6.9K Cr ▼648.7% | ₹-922 Cr ▼710.6% | ₹151 Cr ▲117.0% | ₹-886 Cr |
| Financing CF | ₹70.2K Cr ▼15.1% | ₹82.7K Cr ▲62.1% | ₹51.0K Cr ▲57.8% | ₹32.3K Cr ▲1816.2% | ₹1.7K Cr ▼95.1% | ₹34.5K Cr ▼0.2% | ₹34.5K Cr ▲76.3% | ₹19.6K Cr ▲56.6% | ₹12.5K Cr ▲7.9% | ₹11.6K Cr |
| Net Cash Flow | ₹92 Cr ▼97.0% | ₹3.1K Cr ▲227.6% | ₹-2.4K Cr ▼2485.1% | ₹101 Cr ▼96.0% | ₹2.6K Cr ▲119.5% | ₹1.2K Cr ▲109.4% | ₹555 Cr ▲160.9% | ₹-911 Cr ▼152.3% | ₹1.7K Cr ▲89.1% | ₹921 Cr |
| Free Cash Flow | ₹-63.8K Cr ▲4.5% | ₹-66.8K Cr ▼64.5% | ₹-40.6K Cr ▼18.0% | ₹-34.4K Cr ▼940.3% | ₹4.1K Cr ▲116.9% | ₹-24.2K Cr ▲12.3% | ₹-27.6K Cr ▼39.0% | ₹-19.9K Cr ▼82.0% | ₹-10.9K Cr ▼11.5% | ₹-9.8K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 23d ▲15.0% | 20d ▲33.3% | 15d ▼6.3% | 16d ▼5.9% | 17d ▼5.6% | 18d ▼5.3% | 19d ▲0.0% | 19d ▲0.0% | 19d ▲58.3% | 12d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 23d ▲15.0% | 20d ▲33.3% | 15d ▼6.3% | 16d ▼5.9% | 17d ▼5.6% | 18d ▼5.3% | 19d ▲0.0% | 19d ▲0.0% | 19d ▲58.3% | 12d |
| Working Capital Days | -374d ▲7.9% | -406d ▲8.6% | -444d ▲9.9% | -493d ▼0.6% | -490d ▼17.5% | -417d ▲35.2% | -644d ▲14.1% | -750d ▼149.2% | -301d ▲11.7% | -341d |
| ROCE | 11.0% ▼8.3% | 12.0% ▲9.1% | 11.0% ▲10.0% | 10.0% ▲0.0% | 10.0% ▼9.1% | 11.0% ▼15.4% | 13.0% ▲0.0% | 13.0% ▼7.1% | 14.0% ▲0.0% | 14.0% |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About Bajaj Finserv Limited
Bajaj Finserv Ltd. is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions.[1]
Financial Services · Finance