Bajaj Finserv Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 25.8x vs industry 33.1x)
- Near 52-week low — potential value zone (₹1,597)
Concerns
- Heavy debt load (D/E 5.5x)
Today's Price Action
The stock closed at ₹1652.4, unchanged from the previous session. Trading volume matches the 20‑day average at 15,32,314 shares, indicating a neutral participation level. The price remains within a tight range observed over the past two weeks.
Valuation Snapshot
The trailing P/E stands at 25.8, while the broader financial services sector currently shows a zero P/E, reflecting a lack of comparable earnings data. Return on equity is 13.2%, suggesting moderate profitability. The earnings multiple aligns with the company’s historical average, indicating no significant valuation stretch.
Key Levels to Watch
The current price sits slightly above the 52‑week low of ₹1597 and remains well below the 52‑week high of ₹2189. Open‑interest data does not disclose specific resistance zones, but the proximity to the lower band may attract interest from range‑bound participants. Historical price action shows occasional bounces near the low, suggesting the level has acted as support in prior rallies.
Chart Pattern
On the daily chart, a Tweezer Bottom appeared three sessions ago, followed by a Bearish Engulfing six sessions ago. These candlesticks highlight short‑term reversal attempts and a subsequent bearish momentum shift. Both formations occurred on the daily timeframe, offering short‑term context for intraday traders.
Data Summary
Key metrics include a market capitalisation reported as ₹0 Cr, a P/B ratio of zero, and a consistent trading volume equal to its 20‑day average. The stock trades at a P/E of 25.8 with a ROE of 13.2%, while its price sits between the 52‑week extremes of ₹1597 and ₹2189. No change in shareholding pattern is disclosed, and fund flow data remains neutral.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
BAJAJFINSV · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 60.69% | 60.69% | 60.64% | 60.64% | 60.64% | 60.64% |
| FII | 7.91% | 8.42% | 8.39% | 8.24% | 7.40% | 7.53% |
| DII | 7.48% | 7.33% | 7.60% | 8.13% | 8.91% | 8.99% |
| Public | 23.70% | 23.38% | 23.18% | 22.84% | 22.93% | 22.71% |
| Others | 0.21% | 0.18% | 0.19% | 0.14% | 0.12% | 0.10% |
Corporate Events
To consider and approve the unaudited standalone and consolidated financial results for the quarter and half year ended 30 September 2026.
To consider and approve the unaudited standalone and consolidated financial results of the Company for the quarter ended 30 June 2026.
Dividend - Rs 1.50 Per Share
To consider and approve the financial results for the period ended March 31, 2026 and dividend, if any.
Dividend - Re 1 Per Share
Dividend - Re 1 Per Share
Dividend - Rs 0.80 Per Share
Latest News
All newsBajaj Finserv reports unaudited results for quarter ended June 2026
*Bajaj Finserv reports unaudited results for quarter ended June 2026.* The company has submitted its unaudited financial performance for the period ending 30 June 2026 to the stock exchange. Traders should await key metrics like **net profit**, **revenue**, and **NPA levels** for directional cues. Final numbers may impact market sentiment on the stock. 📊 *STOCKS:* $BAJFINANCE | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Earnings
Bajaj Finserv to launch re-insurance venture via subsidiary
*Bajaj Finserv to launch re-insurance venture via subsidiary* — Bajaj Finserv plans to enter the re-insurance business through a new subsidiary. The move is **subject to IRDAI and regulatory approvals**. This diversification could expand its financial services footprint. 📊 *STOCKS:* BAJAJFINSV | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Reinsurance
Bajaj Finserv subsidiary Bajaj General Insurance issues press release
*Bajaj Finserv subsidiary Bajaj General Insurance issues press release.* The announcement stems from a corporate filing related to an unlisted subsidiary. No financial figures or strategic updates were disclosed. Impact on trading is minimal. 📊 *STOCKS:* BAJAJFINSV | 🏢 *SECTOR:* Financial Services | #LOWIMPACT #BajajFinserv
India's GDP may hit 8% but earnings subdued due to competition
*India's GDP may hit 8% but earnings subdued due to competition.* Bajaj Finserv noted strong GDP growth potential, driven by robust consumption and investment. However, corporate earnings remain under pressure due to intense market competition. Profit margins are expected to stay tight despite macroeconomic optimism. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #MEDIUMIMPACT #GDP
Bajaj Finserv to host investor meet on 31 July 2026
*Bajaj Finserv to host investor meet on 31 July 2026.* The event will provide updates to analysts and institutional investors. No immediate financial figures or strategic shifts were disclosed. It is part of routine investor engagement. 📊 *STOCKS:* $BAJAJFINSV | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorMeet
Bajaj Finserv releases investor presentation with strategic updates
*Bajaj Finserv releases investor presentation with strategic updates*. Bajaj Finserv Limited has published an investor presentation outlining its recent performance and future strategy. The document highlights **₹1.2 lakh crore** total portfolio value and **15% YoY growth** in customer base. Key focus areas include digital transformation and expanding financial inclusion. 📊 *STOCKS:* $BAJAJFINSV | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorPresentation
India's long-term growth remains strong amid global uncertainties
*India's long-term growth remains strong amid global uncertainties.* Bajaj Finserv AMC maintains a positive outlook despite rising global headwinds. The domestic economy's resilience and structural reforms continue to support investor confidence. Risks from external factors remain monitored. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #LOWIMPACT #IndiaGrowth
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹39.7K Cr 6.2% | ₹37.4K Cr 6.0% | ₹35.3K Cr 3.1% | ₹36.4K Cr 13.7% | ₹32.0K Cr 4.9% | ₹33.7K Cr 7.1% | ₹31.5K Cr 1.8% | ₹32.0K Cr |
| Op. Profit | ₹13.9K Cr 1.3% | ₹14.1K Cr 1.9% | ₹14.3K Cr 12.5% | ₹12.7K Cr 2.9% | ₹12.4K Cr 0.7% | ₹12.3K Cr 3.9% | ₹11.8K Cr 8.2% | ₹10.9K Cr |
| OPM | 35.0% 7.9% | 38.0% 7.3% | 41.0% 17.1% | 35.0% 10.3% | 39.0% 8.3% | 36.0% 5.3% | 38.0% 11.8% | 34.0% |
| Net Profit | ₹4.4K Cr 8.0% | ₹4.7K Cr 10.9% | ₹5.3K Cr 12.0% | ₹4.8K Cr 7.8% | ₹4.4K Cr 5.6% | ₹4.2K Cr 0.7% | ₹4.2K Cr 3.0% | ₹4.1K Cr |
| EPS (₹) | 13.95 0.6% | 14.04 19.6% | 17.46 15.3% | 15.14 8.4% | 13.97 6.9% | 13.07 2.4% | 13.39 0.8% | 13.28 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1.5L Cr 13.2% | ₹1.3L Cr 20.4% | ₹1.1L Cr 34.5% | ₹82.1K Cr 20.0% | ₹68.4K Cr 12.9% | ₹60.6K Cr 11.5% | ₹54.4K Cr 27.6% | ₹42.6K Cr 29.6% | ₹32.9K Cr 34.1% | ₹24.5K Cr |
| Expenses | ₹93.4K Cr 12.0% | ₹83.4K Cr 20.0% | ₹69.5K Cr 33.1% | ₹52.2K Cr 11.2% | ₹47.0K Cr 14.7% | ₹41.0K Cr 13.5% | ₹36.1K Cr 30.9% | ₹27.6K Cr 24.9% | ₹22.1K Cr 39.8% | ₹15.8K Cr |
| Op. Profit | ₹57.1K Cr 15.3% | ₹49.5K Cr 21.1% | ₹40.9K Cr 36.9% | ₹29.9K Cr 39.2% | ₹21.5K Cr 9.2% | ₹19.6K Cr 7.6% | ₹18.3K Cr 21.4% | ₹15.0K Cr 39.4% | ₹10.8K Cr 23.8% | ₹8.7K Cr |
| OPM | 38.0% 2.7% | 37.0% 0.0% | 37.0% 2.8% | 36.0% 16.1% | 31.0% 3.1% | 32.0% 5.9% | 34.0% 2.9% | 35.0% 6.1% | 33.0% 8.3% | 36.0% |
| Other Income | ₹-382 Cr 2022.2% | ₹-18 Cr 350.0% | ₹-4 Cr 500.0% | ₹1 Cr 87.5% | ₹8 Cr 214.3% | ₹-7 Cr | ₹0 Cr 100.0% | ₹2 Cr 100.0% | ₹1 Cr | ₹0 Cr |
| Interest | ₹28.5K Cr 16.1% | ₹24.6K Cr 32.1% | ₹18.6K Cr 50.3% | ₹12.4K Cr 28.6% | ₹9.6K Cr 3.8% | ₹9.3K Cr 2.4% | ₹9.5K Cr 42.7% | ₹6.7K Cr 46.9% | ₹4.5K Cr 21.9% | ₹3.7K Cr |
| Depreciation | ₹1.3K Cr 10.3% | ₹1.2K Cr 30.0% | ₹900 Cr 32.7% | ₹678 Cr 20.4% | ₹563 Cr 13.1% | ₹498 Cr 9.0% | ₹457 Cr 102.2% | ₹226 Cr 41.3% | ₹160 Cr 119.2% | ₹73 Cr |
| PBT | ₹26.9K Cr 13.2% | ₹23.7K Cr 11.1% | ₹21.4K Cr 27.1% | ₹16.8K Cr 49.2% | ₹11.3K Cr 14.3% | ₹9.9K Cr 18.8% | ₹8.3K Cr 1.8% | ₹8.2K Cr 33.7% | ₹6.1K Cr 23.8% | ₹4.9K Cr |
| Tax % | 27.0% 3.8% | 26.0% 3.7% | 27.0% 0.0% | 27.0% 3.8% | 26.0% 4.0% | 25.0% 10.7% | 28.0% 17.6% | 34.0% 6.3% | 32.0% 6.7% | 30.0% |
| Net Profit | ₹19.7K Cr 12.0% | ₹17.6K Cr 12.6% | ₹15.6K Cr 27.7% | ₹12.2K Cr 46.9% | ₹8.3K Cr 12.9% | ₹7.4K Cr 22.9% | ₹6.0K Cr 11.5% | ₹5.4K Cr 28.7% | ₹4.2K Cr 21.0% | ₹3.5K Cr |
| EPS (₹) | 61.24 10.2% | 55.57 8.8% | 51.07 26.8% | 40.29 40.7% | 28.63 1.9% | 28.09 32.7% | 21.17 4.6% | 20.23 21.5% | 16.65 17.2% | 14.21 |
| Div Payout | 2.0% 0.0% | 2.0% 0.0% | 2.0% 0.0% | 2.0% 100.0% | 1.0% 0.0% | 1.0% 50.0% | 2.0% 100.0% | 1.0% 0.0% | 1.0% 0.0% | 1.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹160 Cr 0.0% | ₹160 Cr 0.6% | ₹159 Cr 0.0% | ₹159 Cr 98.8% | ₹80 Cr 0.0% | ₹80 Cr 0.0% | ₹80 Cr 0.0% | ₹80 Cr 0.0% | ₹80 Cr 0.0% | ₹80 Cr |
| Reserves | ₹76.3K Cr 5.7% | ₹72.2K Cr 20.1% | ₹60.2K Cr 30.1% | ₹46.2K Cr 15.1% | ₹40.2K Cr 12.4% | ₹35.8K Cr 14.5% | ₹31.2K Cr 32.0% | ₹23.7K Cr 16.0% | ₹20.4K Cr 27.0% | ₹16.1K Cr |
| Borrowings | ₹3.9L Cr 10.2% | ₹3.6L Cr 23.2% | ₹2.9L Cr 36.1% | ₹2.1L Cr 31.7% | ₹1.6L Cr 25.5% | ₹1.3L Cr 1.0% | ₹1.3L Cr 27.5% | ₹99.8K Cr 51.8% | ₹65.7K Cr 36.1% | ₹48.3K Cr |
| Other Liabilities | ₹2.4L Cr 7.0% | ₹2.2L Cr 18.7% | ₹1.9L Cr 28.2% | ₹1.5L Cr 11.2% | ₹1.3L Cr 14.2% | ₹1.2L Cr 24.5% | ₹92.8K Cr 9.3% | ₹84.9K Cr 12.7% | ₹75.3K Cr 17.4% | ₹64.2K Cr |
| Total Liabilities | ₹7.1L Cr 8.6% | ₹6.5L Cr 21.2% | ₹5.4L Cr 32.6% | ₹4.1L Cr 21.6% | ₹3.3L Cr 19.1% | ₹2.8L Cr 11.4% | ₹2.5L Cr 20.6% | ₹2.1L Cr 29.0% | ₹1.6L Cr 25.6% | ₹1.3L Cr |
Assets | ||||||||||
| Fixed Assets | ₹6.5K Cr 4.0% | ₹6.3K Cr 15.4% | ₹5.5K Cr 25.8% | ₹4.3K Cr 20.9% | ₹3.6K Cr 12.7% | ₹3.2K Cr 1.1% | ₹3.2K Cr 53.4% | ₹2.1K Cr 17.0% | ₹1.8K Cr 8.9% | ₹1.6K Cr |
| CWIP | ₹155 Cr 50.6% | ₹314 Cr 42.7% | ₹220 Cr 15.2% | ₹191 Cr 69.0% | ₹113 Cr 12.4% | ₹129 Cr 186.7% | ₹45 Cr 31.8% | ₹66 Cr 135.7% | ₹28 Cr 600.0% | ₹4 Cr |
| Investments | ₹49.9K Cr 73.8% | ₹1.9L Cr 11.8% | ₹1.7L Cr 24.9% | ₹1.4L Cr 14.2% | ₹1.2L Cr 4.9% | ₹1.1L Cr 23.8% | ₹91.8K Cr 12.4% | ₹81.7K Cr 17.6% | ₹69.4K Cr 10.8% | ₹62.7K Cr |
| Other Assets | ₹6.5L Cr 43.1% | ₹4.5L Cr 25.8% | ₹3.6L Cr 36.6% | ₹2.6L Cr 25.8% | ₹2.1L Cr 29.2% | ₹1.6L Cr 4.3% | ₹1.6L Cr 25.4% | ₹1.2L Cr 38.0% | ₹90.3K Cr 40.4% | ₹64.3K Cr |
| Total Assets | ₹7.1L Cr 8.6% | ₹6.5L Cr 21.2% | ₹5.4L Cr 32.6% | ₹4.1L Cr 21.6% | ₹3.3L Cr 19.1% | ₹2.8L Cr 11.4% | ₹2.5L Cr 20.6% | ₹2.1L Cr 29.0% | ₹1.6L Cr 25.6% | ₹1.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-61.8K Cr 5.7% | ₹-65.5K Cr 65.9% | ₹-39.5K Cr 17.3% | ₹-33.7K Cr 840.5% | ₹4.5K Cr 119.5% | ₹-23.4K Cr 13.7% | ₹-27.1K Cr 38.3% | ₹-19.6K Cr 79.3% | ₹-10.9K Cr 11.5% | ₹-9.8K Cr |
| Investing CF | ₹-8.0K Cr 43.5% | ₹-14.1K Cr 1.3% | ₹-13.9K Cr 1065.1% | ₹1.4K Cr 139.2% | ₹-3.7K Cr 63.0% | ₹-9.9K Cr 44.1% | ₹-6.9K Cr 648.7% | ₹-922 Cr 710.6% | ₹151 Cr 117.0% | ₹-886 Cr |
| Financing CF | ₹69.8K Cr 15.6% | ₹82.7K Cr 62.1% | ₹51.0K Cr 57.8% | ₹32.3K Cr 1816.2% | ₹1.7K Cr 95.1% | ₹34.5K Cr 0.2% | ₹34.5K Cr 76.3% | ₹19.6K Cr 56.6% | ₹12.5K Cr 7.9% | ₹11.6K Cr |
| Net Cash Flow | ₹92 Cr 97.0% | ₹3.1K Cr 227.6% | ₹-2.4K Cr 2485.1% | ₹101 Cr 96.0% | ₹2.6K Cr 119.5% | ₹1.2K Cr 109.4% | ₹555 Cr 160.9% | ₹-911 Cr 152.3% | ₹1.7K Cr 89.1% | ₹921 Cr |
| Free Cash Flow | ₹-63.5K Cr 5.0% | ₹-66.8K Cr 64.5% | ₹-40.6K Cr 18.0% | ₹-34.4K Cr 940.3% | ₹4.1K Cr 116.9% | ₹-24.2K Cr 12.3% | ₹-27.6K Cr 39.0% | ₹-19.9K Cr 82.0% | ₹-10.9K Cr 11.5% | ₹-9.8K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 23d 15.0% | 20d 33.3% | 15d 6.3% | 16d 5.9% | 17d 5.6% | 18d 5.3% | 19d 0.0% | 19d 0.0% | 19d 58.3% | 12d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 23d 15.0% | 20d 33.3% | 15d 6.3% | 16d 5.9% | 17d 5.6% | 18d 5.3% | 19d 0.0% | 19d 0.0% | 19d 58.3% | 12d |
| Working Capital Days | -377d 7.1% | -406d 8.6% | -444d 9.9% | -493d 0.6% | -490d 17.5% | -417d 35.2% | -644d 14.1% | -750d 149.2% | -301d 11.7% | -341d |
| ROCE | 11.0% 8.3% | 12.0% 9.1% | 11.0% 10.0% | 10.0% 0.0% | 10.0% 9.1% | 11.0% 15.4% | 13.0% 0.0% | 13.0% 7.1% | 14.0% 0.0% | 14.0% |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About Bajaj Finserv Limited
Bajaj Finserv Ltd. is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions.[1]
Financial ServicesFinance