PNB Housing Finance Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 12.5x vs industry 35.4x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
PNBHOUSING · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 28.13% | 28.13% | 28.13% | 28.11% | 28.11% | 28.10% |
| FII | 24.70% | 25.00% | 17.89% | 20.42% | 24.34% | 21.45% |
| DII | 7.86% | 6.88% | 10.95% | 22.17% | 26.85% | 29.88% |
| Public | 39.32% | 39.98% | 43.04% | 29.29% | 20.69% | 20.57% |
Corporate Events
To consider Fund Raising
Dividend - Rs 5 Per Share
Latest News
All news →PNB Housing Finance board meets, no major announcements.
*PNB Housing Finance board meets with no major announcements.* Outcome of the meeting does not disclose any significant financial or strategic decisions. The filing refers to routine board matters under AOA. No material changes reported for investors. 📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* HousingFinance | #LOWIMPACT #BoardMeeting
PNB Housing Finance sees change in directors
*PNB Housing Finance sees change in directors.* The board approved changes in directorship during its recent meeting. No financial impact or strategic shift was indicated. The move is procedural and routine in nature. 📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Directors
PNB Housing Finance board meeting outcome announced
*PNB Housing Finance board meeting outcome announced* — The company disclosed the outcome of its July 10, 2026, board meeting. Specific details including resolutions passed were filed with the exchange. No major announcements such as fund raising or acquisitions were indicated. 📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* HousingFinance | #LOWIMPACT #BoardMeeting
PNB Housing CEO resigns, shares crash 15%
*PNB Housing CEO resigns, shares crash 15%*\nPNB Housing Finance shares plunged **15%** following the sudden resignation of its CEO, triggering panic among retail investors. The board has not yet named a successor, raising governance concerns. The stock's sharp fall dragged down the broader housing finance sector.\n\n📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* Housing | #HIGHIMPACT #CEO_Resignation
PNB Housing Finance sets dividend record date
*PNB Housing Finance sets dividend record date.* The company has fixed **31-Jul-2026** as the record date for dividend disbursement. Shareholders registered on this date will be eligible for the payout. Final dividend details will be announced in due course. 📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* Banking | #LOWIMPACT #Dividend
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹656 Cr ▲26.2% | ₹520 Cr ▼10.7% | ₹582 Cr ▲9.0% | ₹534 Cr ▼2.9% | ₹550 Cr ▲13.9% | ₹483 Cr ▲2.8% | ₹470 Cr ▲8.5% | ₹433 Cr |
| EPS (₹) | 25.17 ▲26.0% | 19.97 ▼10.6% | 22.33 ▲8.9% | 20.51 ▼3.1% | 21.17 ▲13.8% | 18.6 ▲2.9% | 18.08 ▲8.5% | 16.66 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — |
| Expenses | ₹468 Cr ▼21.7% | ₹598 Cr ▼24.2% | ₹789 Cr ▼35.2% | ₹1.2K Cr ▲21.9% | ₹998 Cr ▼20.4% | ₹1.3K Cr ▼27.8% | ₹1.7K Cr ▲131.6% | ₹750 Cr ▲8.2% | ₹693 Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — |
| Other Income | ₹1 Cr ▼83.3% | ₹6 Cr ▲50.0% | ₹4 Cr ▲100.0% | ₹2 Cr ▼60.0% | ₹5 Cr ▼68.8% | ₹16 Cr ▲128.6% | ₹7 Cr ▲75.0% | ₹4 Cr | ₹0 Cr |
| Interest | ₹5.0K Cr ▲9.8% | ₹4.6K Cr ▲6.8% | ₹4.3K Cr ▲9.3% | ₹3.9K Cr ▼4.1% | ₹4.1K Cr ▼20.3% | ₹5.1K Cr ▼13.2% | ₹5.9K Cr ▲13.7% | ₹5.2K Cr ▲46.1% | ₹3.5K Cr |
| Depreciation | ₹66 Cr ▲17.9% | ₹56 Cr ▲9.8% | ₹51 Cr ▲0.0% | ₹51 Cr ▼3.8% | ₹53 Cr ▼10.2% | ₹59 Cr ▼10.6% | ₹66 Cr ▲112.9% | ₹31 Cr ▲29.2% | ₹24 Cr |
| PBT | ₹3.0K Cr ▲19.5% | ₹2.5K Cr ▲27.2% | ₹2.0K Cr ▲43.6% | ₹1.4K Cr ▲25.6% | ₹1.1K Cr ▼10.2% | ₹1.2K Cr ▲48.8% | ₹811 Cr ▼53.2% | ₹1.7K Cr ▲40.4% | ₹1.2K Cr |
| Tax % | 23.0% ▲4.5% | 22.0% ▼4.3% | 23.0% ▲0.0% | 23.0% ▲0.0% | 23.0% ▲0.0% | 23.0% ▲15.0% | 20.0% ▼35.5% | 31.0% ▼3.1% | 32.0% |
| Net Profit | ₹2.3K Cr ▲18.3% | ₹1.9K Cr ▲28.4% | ₹1.5K Cr ▲44.2% | ₹1.0K Cr ▲25.1% | ₹836 Cr ▼10.1% | ₹930 Cr ▲44.0% | ₹646 Cr ▼45.8% | ₹1.2K Cr ▲41.7% | ₹841 Cr |
| EPS (₹) | 87.94 ▲18.1% | 74.49 ▲28.3% | 58.06 ▲44.0% | 40.31 ▲24.9% | 32.28 ▼10.2% | 35.96 ▲43.8% | 25 ▼46.0% | 46.29 ▲40.9% | 32.86 |
| Div Payout | 9.0% ▲28.6% | 7.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% ▼100.0% | 13.0% ▼27.8% | 18.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Liabilities | |||||||||
| Equity Capital | ₹261 Cr ▲0.4% | ₹260 Cr ▲0.0% | ₹260 Cr ▲53.8% | ₹169 Cr ▲0.0% | ₹169 Cr ▲0.6% | ₹168 Cr ▲0.0% | ₹168 Cr ▲0.6% | ₹167 Cr ▲0.0% | ₹167 Cr |
| Reserves | ₹19.0K Cr ▲14.2% | ₹16.6K Cr ▲12.8% | ₹14.7K Cr ▲35.7% | ₹10.8K Cr ▲11.8% | ₹9.7K Cr ▲10.8% | ₹8.8K Cr ▲11.8% | ₹7.8K Cr ▲6.2% | ₹7.4K Cr ▲15.2% | ₹6.4K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹3.1K Cr ▼7.6% | ₹3.3K Cr ▲38.7% | ₹2.4K Cr ▲7.9% | ₹2.2K Cr ▼22.7% | ₹2.9K Cr ▼5.8% | ₹3.1K Cr ▼3.8% | ₹3.2K Cr ▼28.4% | ₹4.5K Cr ▲67.3% | ₹2.7K Cr |
| Total Liabilities | ₹93.5K Cr ▲13.3% | ₹82.5K Cr ▲14.0% | ₹72.4K Cr ▲8.3% | ₹66.9K Cr ▲1.7% | ₹65.7K Cr ▼7.9% | ₹71.4K Cr ▼9.6% | ₹78.9K Cr ▼5.9% | ₹83.9K Cr ▲33.1% | ₹63.0K Cr |
| Assets | |||||||||
| Fixed Assets | ₹279 Cr ▲16.7% | ₹239 Cr ▲15.5% | ₹207 Cr ▲41.8% | ₹146 Cr ▼2.7% | ₹150 Cr ▼17.1% | ₹181 Cr ▼27.9% | ₹251 Cr ▲143.7% | ₹103 Cr ▲35.5% | ₹76 Cr |
| CWIP | ₹1 Cr ▼93.8% | ₹16 Cr ▲6.7% | ₹15 Cr ▲400.0% | ₹3 Cr ▼25.0% | ₹4 Cr ▲100.0% | ₹2 Cr ▼50.0% | ₹4 Cr ▼20.0% | ₹5 Cr ▼50.0% | ₹10 Cr |
| Investments | ₹2.8K Cr ▼17.8% | ₹3.4K Cr ▼22.2% | ₹4.3K Cr ▲36.0% | ₹3.2K Cr ▼8.2% | ₹3.5K Cr ▲70.3% | ₹2.0K Cr ▼1.5% | ₹2.1K Cr ▼54.5% | ₹4.6K Cr ▲89.0% | ₹2.4K Cr |
| Other Assets | ₹90.5K Cr ▲14.7% | ₹78.9K Cr ▲16.3% | ₹67.8K Cr ▲6.8% | ₹63.5K Cr ▲2.3% | ₹62.1K Cr ▼10.2% | ₹69.2K Cr ▼9.7% | ₹76.6K Cr ▼3.3% | ₹79.2K Cr ▲30.9% | ₹60.5K Cr |
| Total Assets | ₹93.5K Cr ▲13.3% | ₹82.5K Cr ▲14.0% | ₹72.4K Cr ▲8.3% | ₹66.9K Cr ▲1.7% | ₹65.7K Cr ▼7.9% | ₹71.4K Cr ▼9.6% | ₹78.9K Cr ▼5.9% | ₹83.9K Cr ▲33.1% | ₹63.0K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-9.0K Cr ▼11.5% | ₹-8.1K Cr ▼72.8% | ₹-4.7K Cr ▼150.0% | ₹-1.9K Cr ▼129.8% | ₹6.3K Cr ▼7.9% | ₹6.8K Cr ▼23.9% | ₹8.9K Cr ▲153.7% | ₹-16.6K Cr ▼6.1% | ₹-15.7K Cr |
| Investing CF | ₹684 Cr ▼9.6% | ₹757 Cr ▲163.8% | ₹-1.2K Cr ▼773.9% | ₹176 Cr ▲111.9% | ₹-1.5K Cr ▼24483.3% | ₹-6 Cr ▲90.5% | ₹-63 Cr ▼16.7% | ₹-54 Cr ▼8.0% | ₹-50 Cr |
| Financing CF | ₹8.7K Cr ▲17.8% | ₹7.4K Cr ▲77.2% | ₹4.2K Cr ▲1288.4% | ₹301 Cr ▲104.5% | ₹-6.7K Cr ▲19.2% | ₹-8.3K Cr ▼90.0% | ₹-4.4K Cr ▼124.5% | ₹17.9K Cr ▼3.1% | ₹18.5K Cr |
| Net Cash Flow | ₹421 Cr ▲304.8% | ₹104 Cr ▲106.2% | ₹-1.7K Cr ▼20.2% | ₹-1.4K Cr ▲28.9% | ₹-2.0K Cr ▼26.3% | ₹-1.5K Cr ▼134.5% | ₹4.5K Cr ▲268.1% | ₹1.2K Cr ▼55.8% | ₹2.8K Cr |
| Free Cash Flow | ₹-9.0K Cr ▼11.2% | ₹-8.1K Cr ▼72.4% | ₹-4.7K Cr ▼150.1% | ₹-1.9K Cr ▼130.1% | ₹6.2K Cr ▼8.1% | ₹6.8K Cr ▼23.5% | ₹8.9K Cr ▲153.2% | ₹-16.7K Cr ▼6.1% | ₹-15.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About PNB Housing Finance Limited
PNB Housing Finance offers retail customers housing and non-housing loans, including individual home loans, loan against property, non-resident property loan, among others. It is promoted by Punjab National Bank. [1]
Financial Services · Finance