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PNB Housing Finance Limited

NSE: PNBHOUSING · Lot size: 650

PNB Housing Finance Limited Max Pain Analysis

988.2Updated 21 Apr 2026, 01:26 pm IST
Max Pain Strike
950
Writers' least-loss point
Spot vs Max Pain
+4.02%
Spot ₹988.2
Max Pain Shift
+0
vs yesterday
Days to Expiry
7
2026-04-28
2nd Lowest Pain Strike
960
10 from max pain

What is Max Pain?

Max Pain theory states the underlying gravitates toward the strike where option writers face minimum collective loss at expiry. For PNBHOUSING, that strike is ₹950. Spot at ₹988.2 is 4.02% above max pain — possible downward gravitational pull into expiry.

AI AnalysisGenerated daily after market close · AI-powered

Max Pain Level

The max pain strike for PNBHOUSING is ₹950, where the aggregate value of expiring options contracts is minimized. This level reflects where option writers face the least financial loss, often acting as a magnet for spot price movement ahead of expiry.

Spot vs Max Pain Gap

The spot price at ₹988.2 trades 4.02% above the ₹950 max pain, creating downward pressure as the expiry nears. This gap suggests a pull toward the pain level, driven by dealer hedging and gamma effects.

Shift Signal

Max pain remains unchanged from yesterday, indicating stable writer positioning around ₹950. The lack of shift signals concentrated short options supply, reinforcing resistance overhead.

Expiry Bias

With 7 days to expiry, a drift toward ₹950 is expected, supported by negative gamma and short call dominance. The bias strengthens meaningfully should the spot enter the final 5-day window without breaking key resistance.

Trader Note

Consider premium decay strategies like short strangles or credit spreads only if days to expiry fall to 5 or fewer.

Data as of 2026-04-21

Frequently Asked Questions

What is PNB Housing Finance Limited max pain today?
PNB Housing Finance Limited's max pain strike is ₹950 for the 2026-04-28 expiry (7 days away). Spot is 4.0% above max pain.
How is max pain calculated for PNB Housing Finance Limited?
PNB Housing Finance Limited's max pain is calculated by taking every possible expiry price and computing the total ITM payout to all option buyers: sum of (CE OI × max(0, spot − strike)) + (PE OI × max(0, strike − spot)) for all strikes. The strike with the minimum total payout is the max pain — where option writers collectively lose the least.
Does max pain predict PNB Housing Finance Limited expiry price?
Max pain theory suggests the underlying tends to gravitate toward the max pain strike as expiry approaches, because option writers (who have the capital and hedging ability) can influence spot price. It's more reliable within 1 week of expiry and for liquid stocks like PNB Housing Finance Limited. It should be used with other signals, not in isolation.
What happened to PNB Housing Finance Limited max pain since yesterday?
PNB Housing Finance Limited's max pain is unchanged from the previous session. Max pain shifts indicate that option writers are adjusting their positions — a rising max pain is modestly bullish; falling is modestly bearish.
What is the next expiry for PNB Housing Finance Limited options?
PNB Housing Finance Limited's next options expiry is on 2026-04-28 — 7 days away. NSE F&O stocks have monthly expiry on the last Tuesday of each month. As expiry approaches, gamma risk increases and max pain becomes a stronger gravitational force.