Muthoot Finance Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Excellent return on equity (ROE 30.9%)
- ✓Efficient capital deployment (ROCE 15.8%)
- ✓Attractively valued vs sector (P/E 12.4x vs industry 35.7x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
MUTHOOTFIN · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% |
| FII | 8.34% | 8.33% | 8.68% | 9.85% | 10.26% | 11.02% |
| DII | 14.61% | 14.72% | 14.55% | 13.30% | 12.99% | 11.75% |
| Public | 3.72% | 3.59% | 3.41% | 3.50% | 3.38% | 3.87% |
Corporate Events
To consider and approve the audited financial results for the period ended March 31, 2026
Interim Dividend - Rs 30 Per Share
Interim Dividend - Rs 26 Per Share
Annual General Meeting
Interim Dividend - Rs 24 Per Share
Record: 31 May 2024
Annual General Meeting
Latest News
All news →Muthoot Finance plans ₹2,000 crore floating-rate bond issue
*Muthoot Finance plans ₹2,000 crore floating-rate bond issue.* The move aims to strengthen its capital base and support business growth. The bonds will be issued at **₹2,000 cr** with interest rates linked to market benchmarks. This reflects the company’s strategy to diversify funding sources amid rising rate uncertainty. 📊 *STOCKS:* MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Funding
RBI fines Muthoot Housing for fair practice violation
*RBI fines Muthoot Housing for fair practice violation* RBI has imposed a penalty of **₹2.5 lakh** on Muthoot Housing Finance for non-compliance with Fair Practices Code. The regulator cited lapses in adhering to transparency and customer treatment norms. While the fine is small, it raises concerns over governance standards. 📊 *STOCKS:* MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #RBI
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹2.8K Cr ▲17.0% | ₹2.4K Cr ▲22.2% | ₹2.0K Cr ▲36.7% | ₹1.4K Cr ▲3.7% | ₹1.4K Cr ▲5.4% | ₹1.3K Cr ▲10.5% | ₹1.2K Cr ▲1.2% | ₹1.2K Cr |
| EPS (₹) | 69.84 ▲15.8% | 60.29 ▲20.1% | 50.22 ▲36.4% | 36.81 ▲6.4% | 34.6 ▲9.3% | 31.67 ▲9.2% | 28.99 ▲2.2% | 28.37 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹5.8K Cr ▲6.2% | ₹5.5K Cr ▲51.3% | ₹3.6K Cr ▲31.9% | ₹2.7K Cr ▲10.3% | ₹2.5K Cr ▲10.2% | ₹2.3K Cr ▲2.4% | ₹2.2K Cr ▲26.3% | ₹1.7K Cr ▲5.5% | ₹1.7K Cr ▲6.6% | ₹1.6K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹54 Cr ▼50.9% | ₹110 Cr ▲8.9% | ₹101 Cr ▲34.7% | ₹75 Cr ▲44.2% | ₹52 Cr ▲62.5% | ₹32 Cr ▲45.5% | ₹22 Cr ▲266.7% | ₹6 Cr ▼91.0% | ₹67 Cr ▲2133.3% | ₹3 Cr |
| Interest | ₹11.0K Cr ▲47.4% | ₹7.5K Cr ▲36.8% | ₹5.5K Cr ▲29.0% | ₹4.2K Cr ▼1.0% | ₹4.3K Cr ▲3.9% | ₹4.1K Cr ▲29.2% | ₹3.2K Cr ▲25.0% | ₹2.5K Cr ▲19.3% | ₹2.1K Cr ▼10.2% | ₹2.4K Cr |
| Depreciation | ₹137 Cr ▲18.1% | ₹116 Cr ▲26.1% | ₹92 Cr ▲17.9% | ₹78 Cr ▲11.4% | ₹70 Cr ▲4.5% | ₹67 Cr ▲13.6% | ₹59 Cr ▲13.5% | ₹52 Cr ▲0.0% | ₹52 Cr ▲0.0% | ₹52 Cr |
| PBT | ₹14.3K Cr ▲96.9% | ₹7.3K Cr ▲21.2% | ₹6.0K Cr ▲21.8% | ₹4.9K Cr ▼9.0% | ₹5.4K Cr ▲5.4% | ₹5.1K Cr ▲20.4% | ₹4.3K Cr ▲30.7% | ₹3.3K Cr ▲10.8% | ₹2.9K Cr ▲50.2% | ₹2.0K Cr |
| Tax % | 26.0% ▲0.0% | 26.0% ▲0.0% | 26.0% ▲4.0% | 25.0% ▲0.0% | 25.0% ▼3.8% | 26.0% ▲0.0% | 26.0% ▼25.7% | 35.0% ▼5.4% | 37.0% ▼2.6% | 38.0% |
| Net Profit | ₹10.6K Cr ▲98.2% | ₹5.4K Cr ▲19.8% | ₹4.5K Cr ▲21.7% | ₹3.7K Cr ▼9.0% | ₹4.0K Cr ▲5.6% | ₹3.8K Cr ▲20.5% | ₹3.2K Cr ▲50.7% | ₹2.1K Cr ▲14.0% | ₹1.8K Cr ▲53.7% | ₹1.2K Cr |
| EPS (₹) | 263.79 ▲98.6% | 132.84 ▲23.3% | 107.71 ▲19.7% | 89.98 ▼10.1% | 100.08 ▲5.5% | 94.83 ▲21.2% | 78.25 ▲50.9% | 51.86 ▲13.4% | 45.74 ▲52.3% | 30.03 |
| Div Payout | 11.0% ▼45.0% | 20.0% ▼9.1% | 22.0% ▼8.3% | 24.0% ▲20.0% | 20.0% ▼4.8% | 21.0% ▲10.5% | 19.0% ▼17.4% | 23.0% ▲4.5% | 22.0% ▲10.0% | 20.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹401 Cr ▲0.0% | ₹401 Cr ▲0.0% | ₹401 Cr ▲0.0% | ₹401 Cr ▲0.0% | ₹401 Cr ▲0.0% | ₹401 Cr ▲0.0% | ₹401 Cr ▲0.0% | ₹401 Cr ▲0.3% | ₹400 Cr ▲0.3% | ₹399 Cr |
| Reserves | ₹32.4K Cr ▲11.9% | ₹29.0K Cr ▲17.2% | ₹24.7K Cr ▲16.2% | ₹21.3K Cr ▲15.7% | ₹18.4K Cr ▲21.2% | ₹15.2K Cr ▲32.8% | ₹11.4K Cr ▲19.9% | ₹9.5K Cr ▲27.8% | ₹7.5K Cr ▲21.5% | ₹6.1K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹4.6K Cr ▲12.8% | ₹4.1K Cr ▲26.8% | ₹3.2K Cr ▲20.9% | ₹2.7K Cr ▼9.6% | ₹2.9K Cr ▲11.7% | ₹2.6K Cr ▲26.5% | ₹2.1K Cr ▲24.5% | ₹1.7K Cr ▼13.0% | ₹1.9K Cr ▼44.5% | ₹3.5K Cr |
| Total Liabilities | ₹1.6L Cr ▲21.0% | ₹1.3L Cr ▲37.7% | ₹96.5K Cr ▲20.4% | ₹80.1K Cr ▲5.0% | ₹76.3K Cr ▲11.2% | ₹68.6K Cr ▲25.1% | ₹54.9K Cr ▲31.5% | ₹41.7K Cr ▲23.9% | ₹33.7K Cr ▲4.6% | ₹32.2K Cr |
| Assets | ||||||||||
| Fixed Assets | ₹671 Cr ▼1.6% | ₹682 Cr ▲41.5% | ₹482 Cr ▲24.9% | ₹386 Cr ▲12.9% | ₹342 Cr ▲4.6% | ₹327 Cr ▲4.1% | ₹314 Cr ▲21.2% | ₹259 Cr ▲3.2% | ₹251 Cr ▼2.3% | ₹257 Cr |
| CWIP | ₹10 Cr ▼23.1% | ₹13 Cr ▼85.4% | ₹89 Cr ▲32.8% | ₹67 Cr ▲28.8% | ₹52 Cr ▲33.3% | ₹39 Cr ▲34.5% | ₹29 Cr ▲26.1% | ₹23 Cr ▲283.3% | ₹6 Cr ▼40.0% | ₹10 Cr |
| Investments | ₹5.2K Cr ▲117.1% | ₹2.4K Cr ▲237.2% | ₹712 Cr ▲30.4% | ₹546 Cr ▲4.4% | ₹523 Cr ▼35.4% | ₹809 Cr ▲28.4% | ₹630 Cr ▲198.6% | ₹211 Cr ▲19.2% | ₹177 Cr ▲82.5% | ₹97 Cr |
| Other Assets | ₹1.5L Cr ▲19.4% | ₹1.3L Cr ▲36.3% | ₹95.2K Cr ▲20.3% | ₹79.1K Cr ▲5.0% | ₹75.4K Cr ▲11.8% | ₹67.5K Cr ▲25.2% | ₹53.9K Cr ▲30.7% | ₹41.2K Cr ▲24.1% | ₹33.2K Cr ▲4.5% | ₹31.8K Cr |
| Total Assets | ₹1.6L Cr ▲21.0% | ₹1.3L Cr ▲37.7% | ₹96.5K Cr ▲20.4% | ₹80.1K Cr ▲5.0% | ₹76.3K Cr ▲11.2% | ₹68.6K Cr ▲25.1% | ₹54.9K Cr ▲31.5% | ₹41.7K Cr ▲23.9% | ₹33.7K Cr ▲4.6% | ₹32.2K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-26.5K Cr ▼95.0% | ₹-13.6K Cr ▼385.2% | ₹-2.8K Cr ▼75.7% | ₹-1.6K Cr ▲79.6% | ₹-7.8K Cr ▼57.2% | ₹-5.0K Cr ▼3.0% | ₹-4.8K Cr ▼236.9% | ₹-1.4K Cr ▲34.5% | ₹-2.2K Cr ▼2124.1% | ₹108 Cr |
| Investing CF | ₹-1.4K Cr ▼2964.6% | ₹48 Cr ▼73.3% | ₹180 Cr ▼56.1% | ₹410 Cr ▲1008.1% | ₹37 Cr ▲109.6% | ₹-385 Cr ▼137.7% | ₹-162 Cr ▼28.6% | ₹-126 Cr ▲28.8% | ₹-177 Cr ▼311.6% | ₹-43 Cr |
| Financing CF | ₹30.0K Cr ▲154.4% | ₹11.8K Cr ▲2889.6% | ₹395 Cr ▼88.5% | ₹3.4K Cr ▼64.5% | ₹9.7K Cr ▲5.6% | ₹9.2K Cr ▲44.7% | ₹6.4K Cr ▲670.8% | ₹824 Cr ▼72.8% | ₹3.0K Cr ▲374.7% | ₹-1.1K Cr |
| Net Cash Flow | ₹2.1K Cr ▲222.5% | ₹-1.7K Cr ▲21.5% | ₹-2.2K Cr ▼198.6% | ₹2.3K Cr ▲16.8% | ₹1.9K Cr ▼49.6% | ₹3.8K Cr ▲181.4% | ₹1.4K Cr ▲285.8% | ₹-734 Cr ▼210.5% | ₹664 Cr ▲164.1% | ₹-1.0K Cr |
| Free Cash Flow | ₹-26.7K Cr ▼93.4% | ₹-13.8K Cr ▼369.6% | ₹-2.9K Cr ▼74.1% | ₹-1.7K Cr ▲78.6% | ₹-7.9K Cr ▼56.1% | ₹-5.1K Cr ▼3.3% | ₹-4.9K Cr ▼234.1% | ₹-1.5K Cr ▲34.5% | ₹-2.2K Cr ▼2900.0% | ₹80 Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Muthoot Finance Limited
Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India[1]
Financial Services · Finance