Muthoot Finance Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Excellent return on equity (ROE 30.9%)
- Efficient capital deployment (ROCE 15.8%)
- Attractively valued vs sector (P/E 10.3x vs industry 37.5x)
Concerns
Today's Price Action
The stock closes at ₹2913.8 with no change from the previous session. Trading volume stands at 5,83,351 shares, matching the 20‑day average, indicating steady participation. The stock trades within a tight band of ₹2,900‑₹3,000 over the past month, underscoring limited price volatility.
Valuation Snapshot
Muthoot Finance trades at a trailing P/E of 10.9, while the broader financial services sector shows a not‑applicable P/E, suggesting a modest valuation relative to earnings. The company’s return on equity is 30.9%, reflecting strong profitability. A P/B of zero shows a negligible book‑value gap, and the missing sector P/E highlights the niche NBFC landscape.
Key Levels to Watch
The 52‑week range spans ₹2,649 to ₹4,150, with the current price positioned near the lower band, implying potential support around ₹2,650. Open‑interest peaks near the ₹3,400 weekly option strike add a resistance level watched by traders.
Chart Pattern
The bearish Marubozu followed by a bullish Harami on the daily chart indicates a pause after a strong down move.
Data Summary
Key metrics include a P/B of 0, a market capitalisation listed as
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
MUTHOOTFIN · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% |
| FII | 8.34% | 8.33% | 8.68% | 9.85% | 10.26% | 11.02% |
| DII | 14.61% | 14.72% | 14.55% | 13.30% | 12.99% | 11.75% |
| Public | 3.72% | 3.59% | 3.41% | 3.50% | 3.38% | 3.87% |
Corporate Events
To consider and approve the unaudited financial results for the period ended Jun 30, 2026
To consider and approve the audited financial results for the period ended March 31, 2026
Interim Dividend - Rs 30 Per Share
Interim Dividend - Rs 26 Per Share
Annual General Meeting
Interim Dividend - Rs 24 Per Share
Record: 31 May 2024
Annual General Meeting
Latest News
All newsMuthoot Microfin receives credit rating update
Muthoot Microfin Limited has received a credit rating update as per a recent NSE filing. The rating reflects the company's current creditworthiness and financial stability. No immediate changes in operations or strategy were indicated. 📊 *STOCKS:* MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CreditRating
Muthoot Microfin to expand loan portfolio in Q4
*Muthoot Microfin to expand loan portfolio in Q4* with a focus on rural markets. Management highlighted a **12% YoY growth** in AUM during the investor call. Asset quality remains stable with GNPA at **2.1%**. 📊 *STOCKS:* MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Microfinance
Muthoot Microfin discusses strategy in analyst call
*Muthoot Microfin discusses strategy in analyst call*. The company provided updates during its recent analyst and institutional investor meet. Key focus areas included portfolio quality, disbursement targets, and **asset growth** guidance. No major financial revisions or surprises were announced. 📊 *STOCKS:* $MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystCall
Muthoot Finance issues general corporate updates
*Muthoot Finance issues general corporate updates.* No specific financial figures or strategic changes disclosed. The filing lacks details on earnings, management shifts, or major transactions. Traders may view this as routine disclosure. 📊 *STOCKS:* MUTHOOTFINANCE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Corporate
Muthoot Finance publishes mandatory newspaper notice
*Muthoot Finance publishes mandatory newspaper notice.* This is a routine corporate disclosure as required under regulatory norms. No financial or operational impact is expected. Such filings are standard practice for listed entities. 📊 *STOCKS:* $MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CorporateFiling
Gold loans surge 94% YoY, boost bank credit growth
*Gold loans surge 94% YoY, boost bank游戏副本 credit growth*. The sharp rise in gold loan demand significantly contributed to overall bank credit expansion in Q1. Lenders like Muthoot Finance and Manappuram, key players in the space, likely benefited from increased disbursements. This reflects rising retail borrowing appetite amid inflationary pressures. 📊 *STOCKS:* | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #GoldLoans
Muthoot Finance to host analyst and investor meet
*Muthoot Finance to host an analyst and institutional investor meet.* The event aims to provide updates on company performance and strategy. Details including date and agenda will be shared per the NSE filing. No financial figures or major announcements disclosed yet. 📊 *STOCKS:* $MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystMeet
Muthoot Microfin publishes mandatory newspaper notice
*Muthoot Microfin publishes mandatory newspaper notice.* This is a routine corporate disclosure as per regulatory requirements. No financial or operational impact is indicated. The filing does not announce any new business development. 📊 *STOCKS:* MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CorporateFiling
Muthoot Microfin files compliance update for Q1 FY27
*Muthoot Microfin files compliance disclosure for quarter ended June 30, 2026.* This routine update pertains to Regulation 6(1) and 7(1) of SEBI LODR. No financials or operational changes disclosed. Standard regulatory filing with no immediate market impact. 📊 *STOCKS:* MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #compliance
Muthoot Finance plans ₹2,000 crore floating-rate bond issue
*Muthoot Finance plans ₹2,000 crore floating-rate bond issue.* The move aims to strengthen its capital base and support business growth. The bonds will be issued at **₹2,000 cr** with interest rates linked to market benchmarks. This reflects the company’s strategy to diversify funding sources amid rising rate uncertainty. 📊 *STOCKS:* MUTHOOTFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Funding
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹2.8K Cr 17.0% | ₹2.4K Cr 22.2% | ₹2.0K Cr 36.7% | ₹1.4K Cr 3.7% | ₹1.4K Cr 5.4% | ₹1.3K Cr 10.5% | ₹1.2K Cr 1.2% | ₹1.2K Cr |
| EPS (₹) | 69.84 15.8% | 60.29 20.1% | 50.22 36.4% | 36.81 6.4% | 34.6 9.3% | 31.67 9.2% | 28.99 2.2% | 28.37 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹5.8K Cr 6.4% | ₹5.4K Cr 49.7% | ₹3.6K Cr 31.9% | ₹2.7K Cr 10.3% | ₹2.5K Cr 10.2% | ₹2.3K Cr 2.4% | ₹2.2K Cr 26.3% | ₹1.7K Cr 5.5% | ₹1.7K Cr 6.6% | ₹1.6K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹54 Cr 5.9% | ₹51 Cr 49.5% | ₹101 Cr 34.7% | ₹75 Cr 44.2% | ₹52 Cr 62.5% | ₹32 Cr 45.5% | ₹22 Cr 266.7% | ₹6 Cr 91.0% | ₹67 Cr 2133.3% | ₹3 Cr |
| Interest | ₹11.1K Cr 48.2% | ₹7.5K Cr 36.8% | ₹5.5K Cr 29.0% | ₹4.2K Cr 1.0% | ₹4.3K Cr 3.9% | ₹4.1K Cr 29.2% | ₹3.2K Cr 25.0% | ₹2.5K Cr 19.3% | ₹2.1K Cr 10.2% | ₹2.4K Cr |
| Depreciation | ₹137 Cr 18.1% | ₹116 Cr 26.1% | ₹92 Cr 17.9% | ₹78 Cr 11.4% | ₹70 Cr 4.5% | ₹67 Cr 13.6% | ₹59 Cr 13.5% | ₹52 Cr 0.0% | ₹52 Cr 0.0% | ₹52 Cr |
| PBT | ₹14.3K Cr 96.9% | ₹7.3K Cr 21.2% | ₹6.0K Cr 21.8% | ₹4.9K Cr 9.0% | ₹5.4K Cr 5.4% | ₹5.1K Cr 20.4% | ₹4.3K Cr 30.7% | ₹3.3K Cr 10.8% | ₹2.9K Cr 50.2% | ₹2.0K Cr |
| Tax % | 26.0% 0.0% | 26.0% 0.0% | 26.0% 4.0% | 25.0% 0.0% | 25.0% 3.8% | 26.0% 0.0% | 26.0% 25.7% | 35.0% 5.4% | 37.0% 2.6% | 38.0% |
| Net Profit | ₹10.6K Cr 98.2% | ₹5.4K Cr 19.8% | ₹4.5K Cr 21.7% | ₹3.7K Cr 9.0% | ₹4.0K Cr 5.6% | ₹3.8K Cr 20.5% | ₹3.2K Cr 50.7% | ₹2.1K Cr 14.0% | ₹1.8K Cr 53.7% | ₹1.2K Cr |
| EPS (₹) | 263.79 98.6% | 132.84 23.3% | 107.71 19.7% | 89.98 10.1% | 100.08 5.5% | 94.83 21.2% | 78.25 50.9% | 51.86 13.4% | 45.74 52.3% | 30.03 |
| Div Payout | 11.0% 45.0% | 20.0% 9.1% | 22.0% 8.3% | 24.0% 20.0% | 20.0% 4.8% | 21.0% 10.5% | 19.0% 17.4% | 23.0% 4.5% | 22.0% 10.0% | 20.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹401 Cr 0.0% | ₹401 Cr 0.0% | ₹401 Cr 0.0% | ₹401 Cr 0.0% | ₹401 Cr 0.0% | ₹401 Cr 0.0% | ₹401 Cr 0.0% | ₹401 Cr 0.3% | ₹400 Cr 0.3% | ₹399 Cr |
| Reserves | ₹32.4K Cr 11.9% | ₹29.0K Cr 17.2% | ₹24.7K Cr 16.2% | ₹21.3K Cr 15.7% | ₹18.4K Cr 21.2% | ₹15.2K Cr 32.8% | ₹11.4K Cr 19.9% | ₹9.5K Cr 27.8% | ₹7.5K Cr 21.5% | ₹6.1K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹4.6K Cr 12.8% | ₹4.1K Cr 26.8% | ₹3.2K Cr 20.9% | ₹2.7K Cr 9.6% | ₹2.9K Cr 11.7% | ₹2.6K Cr 26.5% | ₹2.1K Cr 24.5% | ₹1.7K Cr 13.0% | ₹1.9K Cr 44.5% | ₹3.5K Cr |
| Total Liabilities | ₹1.6L Cr 21.0% | ₹1.3L Cr 37.7% | ₹96.5K Cr 20.4% | ₹80.1K Cr 5.0% | ₹76.3K Cr 11.2% | ₹68.6K Cr 25.1% | ₹54.9K Cr 31.5% | ₹41.7K Cr 23.9% | ₹33.7K Cr 4.6% | ₹32.2K Cr |
Assets | ||||||||||
| Fixed Assets | ₹671 Cr 1.6% | ₹682 Cr 41.5% | ₹482 Cr 24.9% | ₹386 Cr 12.9% | ₹342 Cr 4.6% | ₹327 Cr 4.1% | ₹314 Cr 21.2% | ₹259 Cr 3.2% | ₹251 Cr 2.3% | ₹257 Cr |
| CWIP | ₹10 Cr 23.1% | ₹13 Cr 85.4% | ₹89 Cr 32.8% | ₹67 Cr 28.8% | ₹52 Cr 33.3% | ₹39 Cr 34.5% | ₹29 Cr 26.1% | ₹23 Cr 283.3% | ₹6 Cr 40.0% | ₹10 Cr |
| Investments | ₹5.2K Cr 117.1% | ₹2.4K Cr 237.2% | ₹712 Cr 30.4% | ₹546 Cr 4.4% | ₹523 Cr 35.4% | ₹809 Cr 28.4% | ₹630 Cr 198.6% | ₹211 Cr 19.2% | ₹177 Cr 82.5% | ₹97 Cr |
| Other Assets | ₹1.5L Cr 19.4% | ₹1.3L Cr 36.3% | ₹95.2K Cr 20.3% | ₹79.1K Cr 5.0% | ₹75.4K Cr 11.8% | ₹67.5K Cr 25.2% | ₹53.9K Cr 30.7% | ₹41.2K Cr 24.1% | ₹33.2K Cr 4.5% | ₹31.8K Cr |
| Total Assets | ₹1.6L Cr 21.0% | ₹1.3L Cr 37.7% | ₹96.5K Cr 20.4% | ₹80.1K Cr 5.0% | ₹76.3K Cr 11.2% | ₹68.6K Cr 25.1% | ₹54.9K Cr 31.5% | ₹41.7K Cr 23.9% | ₹33.7K Cr 4.6% | ₹32.2K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-26.5K Cr 95.0% | ₹-13.6K Cr 385.2% | ₹-2.8K Cr 75.7% | ₹-1.6K Cr 79.6% | ₹-7.8K Cr 57.2% | ₹-5.0K Cr 3.0% | ₹-4.8K Cr 236.9% | ₹-1.4K Cr 34.5% | ₹-2.2K Cr 2124.1% | ₹108 Cr |
| Investing CF | ₹-1.4K Cr 2964.6% | ₹48 Cr 73.3% | ₹180 Cr 56.1% | ₹410 Cr 1008.1% | ₹37 Cr 109.6% | ₹-385 Cr 137.7% | ₹-162 Cr 28.6% | ₹-126 Cr 28.8% | ₹-177 Cr 311.6% | ₹-43 Cr |
| Financing CF | ₹30.0K Cr 154.4% | ₹11.8K Cr 2889.6% | ₹395 Cr 88.5% | ₹3.4K Cr 64.5% | ₹9.7K Cr 5.6% | ₹9.2K Cr 44.7% | ₹6.4K Cr 670.8% | ₹824 Cr 72.8% | ₹3.0K Cr 374.7% | ₹-1.1K Cr |
| Net Cash Flow | ₹2.1K Cr 222.5% | ₹-1.7K Cr 21.5% | ₹-2.2K Cr 198.6% | ₹2.3K Cr 16.8% | ₹1.9K Cr 49.6% | ₹3.8K Cr 181.4% | ₹1.4K Cr 285.8% | ₹-734 Cr 210.5% | ₹664 Cr 164.1% | ₹-1.0K Cr |
| Free Cash Flow | ₹-26.7K Cr 93.4% | ₹-13.8K Cr 369.6% | ₹-2.9K Cr 74.1% | ₹-1.7K Cr 78.6% | ₹-7.9K Cr 56.1% | ₹-5.1K Cr 3.3% | ₹-4.9K Cr 234.1% | ₹-1.5K Cr 34.5% | ₹-2.2K Cr 2900.0% | ₹80 Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Muthoot Finance Limited
Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India[1]
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