LIC Housing Finance Limited Share Price & Analysis
₹548Updated 5 Jun 2026, 03:30 pm IST
LTP
₹548
—
Open
₹546
High
₹552.7
Low
₹542.8
Close
₹545.55
52W High
₹647
52W Low
₹459
Volume
2984K
Lot Size
1000
Sector
Financial Services
Market Cap
₹29K Cr
Face Value
₹2
Large CapNIFTY 200NIFTY 500MIDCAP 100
Price Chart
Fundamentals
P/E
5.25
Sector P/E
35.7
P/B
0.73
EPS
₹99.72
ROE
14.4%
ROCE
8.59%
D/E Ratio
—
Div Yield
1.87%
Book Value
₹753
+
Strengths
- ✓Attractively valued vs sector (P/E 5.3x vs industry 35.7x)
- ✓Trading below book value (P/B 0.7x)
- ✓Regular dividends — yield 1.9%
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
LICHSGFIN · as of Mar 2026
Promoters45.24%
FII21.55%▲0.31
DII21.34%▼0.10
Public11.87%▼0.21
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% | 45.24% |
| FII | 21.91% | 22.59% | 23.19% | 21.95% | 21.24% | 21.55% |
| DII | 21.76% | 21.99% | 21.22% | 20.53% | 21.44% | 21.34% |
| Public | 11.09% | 10.18% | 10.36% | 12.29% | 12.08% | 11.87% |
Corporate Events
To consider and approve 1) the Audited Financial Results for the Fourth Quarter and year ended 31st March, 2026 2) Recommendation of Dividend for the F.Y. 2025-2026, if any. 3) other business matters
Dividend12 May 2026
Dividend - Rs 10 Per Share
Dividend21 Aug 2025
Annual General Meeting/Dividend - Rs 9 Per Share
Dividend22 Aug 2024
Annual General Meeting/Dividend - Rs 8.50 Per Share
Dividend17 Aug 2023
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹1.4K Cr ▲3.6% | ₹1.3K Cr ▼1.1% | ₹1.4K Cr ▼0.7% | ₹1.4K Cr ▼4.3% | ₹1.4K Cr ▲8.1% | ₹1.3K Cr ▲1.7% | ₹1.3K Cr ▲20.7% | ₹1.1K Cr |
| EPS (₹) | 25.42 ▲3.6% | 24.53 ▼1.1% | 24.8 ▼0.7% | 24.97 ▼4.3% | 26.09 ▲8.1% | 24.14 ▲1.6% | 23.75 ▲20.8% | 19.66 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹1.9K Cr ▲15.0% | ₹1.6K Cr ▼41.6% | ₹2.8K Cr ▼7.0% | ₹3.0K Cr ▼1.6% | ₹3.0K Cr ▲49.7% | ₹2.0K Cr ▲26.4% | ₹1.6K Cr ▲44.2% | ₹1.1K Cr ▲17.4% | ₹940 Cr ▲6.0% | ₹887 Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹10 Cr ▲233.3% | ₹3 Cr ▼25.0% | ₹4 Cr ▼63.6% | ₹11 Cr ▼59.3% | ₹27 Cr ▲640.0% | ₹-5 Cr ▲84.8% | ₹-33 Cr | ₹0 Cr | ₹0 Cr ▼100.0% | ₹9 Cr |
| Interest | ₹19.8K Cr ▲1.2% | ₹19.5K Cr ▲6.2% | ₹18.4K Cr ▲14.0% | ₹16.1K Cr ▲14.0% | ₹14.2K Cr ▼2.1% | ₹14.4K Cr ▼2.2% | ₹14.8K Cr ▲14.7% | ₹12.9K Cr ▲15.7% | ₹11.1K Cr ▲8.9% | ₹10.2K Cr |
| Depreciation | ₹122 Cr ▲24.5% | ₹98 Cr ▲42.0% | ₹69 Cr ▲0.0% | ₹69 Cr ▲25.5% | ₹55 Cr ▲5.8% | ₹52 Cr ▲2.0% | ₹51 Cr ▲325.0% | ₹12 Cr ▲20.0% | ₹10 Cr ▲0.0% | ₹10 Cr |
| PBT | ₹7.1K Cr ▲3.3% | ₹6.9K Cr ▲13.4% | ₹6.1K Cr ▲70.4% | ₹3.6K Cr ▲27.8% | ₹2.8K Cr ▼17.2% | ₹3.4K Cr ▲2.5% | ₹3.3K Cr ▼3.2% | ₹3.4K Cr ▲21.9% | ₹2.8K Cr ▼6.4% | ₹3.0K Cr |
| Tax % | 21.0% ▲0.0% | 21.0% ▼4.5% | 22.0% ▲15.8% | 19.0% ▲5.6% | 18.0% ▼5.3% | 19.0% ▼29.6% | 27.0% ▼3.6% | 28.0% ▲0.0% | 28.0% ▼20.0% | 35.0% |
| Net Profit | ₹5.6K Cr ▲3.0% | ₹5.4K Cr ▲14.3% | ₹4.8K Cr ▲64.8% | ₹2.9K Cr ▲26.5% | ₹2.3K Cr ▼16.6% | ₹2.7K Cr ▲14.0% | ₹2.4K Cr ▼1.2% | ₹2.4K Cr ▲21.2% | ₹2.0K Cr ▲3.4% | ₹1.9K Cr |
| EPS (₹) | 101.87 ▲3.0% | 98.94 ▲14.3% | 86.59 ▲64.8% | 52.55 ▲26.5% | 41.55 ▼23.5% | 54.31 ▲14.0% | 47.62 ▼1.3% | 48.23 ▲21.2% | 39.79 ▲3.4% | 38.49 |
| Div Payout | 0.0% ▼100.0% | 10.0% ▲0.0% | 10.0% ▼37.5% | 16.0% ▼20.0% | 20.0% ▲25.0% | 16.0% ▼5.9% | 17.0% ▲6.3% | 16.0% ▼5.9% | 17.0% ▲6.3% | 16.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹110 Cr ▲0.0% | ₹110 Cr ▲0.0% | ₹110 Cr ▲0.0% | ₹110 Cr ▲0.0% | ₹110 Cr ▲8.9% | ₹101 Cr ▲0.0% | ₹101 Cr ▲0.0% | ₹101 Cr ▲0.0% | ₹101 Cr ▲0.0% | ₹101 Cr |
| Reserves | ₹38.4K Cr ▲6.0% | ₹36.2K Cr ▲15.5% | ₹31.4K Cr ▲15.9% | ₹27.1K Cr ▲9.9% | ₹24.6K Cr ▲20.2% | ₹20.5K Cr ▲12.9% | ₹18.2K Cr ▲11.9% | ₹16.2K Cr ▲14.2% | ₹14.2K Cr ▲28.5% | ₹11.1K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹7.8K Cr ▲11.9% | ₹7.0K Cr ▼3.3% | ₹7.2K Cr ▲11.4% | ₹6.5K Cr ▲4.6% | ₹6.2K Cr ▼14.1% | ₹7.2K Cr ▼0.4% | ₹7.2K Cr ▼47.3% | ₹13.7K Cr ▲128.5% | ₹6.0K Cr ▼55.5% | ₹13.5K Cr |
| Total Liabilities | ₹3.2L Cr ▲1.6% | ₹3.1L Cr ▲7.8% | ₹2.9L Cr ▲4.6% | ₹2.8L Cr ▲9.4% | ₹2.5L Cr ▲8.0% | ₹2.4L Cr ▲8.7% | ₹2.2L Cr ▲8.1% | ₹2.0L Cr ▲17.2% | ₹1.7L Cr ▲13.4% | ₹1.5L Cr |
| Assets | ||||||||||
| Fixed Assets | ₹430 Cr ▲14.1% | ₹377 Cr ▼3.1% | ₹389 Cr ▲0.3% | ₹388 Cr ▲23.2% | ₹315 Cr ▲11.7% | ₹282 Cr ▼4.1% | ₹294 Cr ▲75.0% | ₹168 Cr ▲30.2% | ₹129 Cr ▲26.5% | ₹102 Cr |
| CWIP | ₹0 Cr ▼100.0% | ₹52 Cr | ₹0 Cr ▼100.0% | ₹1 Cr ▼75.0% | ₹4 Cr ▼33.3% | ₹6 Cr ▲100.0% | ₹3 Cr ▲50.0% | ₹2 Cr ▼33.3% | ₹3 Cr ▼40.0% | ₹5 Cr |
| Investments | ₹5.2K Cr ▼28.1% | ₹7.2K Cr ▲13.6% | ₹6.3K Cr ▼10.1% | ₹7.0K Cr ▲12.3% | ₹6.3K Cr ▲35.2% | ₹4.6K Cr ▼15.3% | ₹5.5K Cr ▲51.6% | ₹3.6K Cr ▲80.1% | ₹2.0K Cr ▲273.9% | ₹537 Cr |
| Other Assets | ₹3.1L Cr ▲2.3% | ₹3.1L Cr ▲7.7% | ₹2.8L Cr ▲5.0% | ₹2.7L Cr ▲9.3% | ₹2.5L Cr ▲7.5% | ₹2.3L Cr ▲9.3% | ₹2.1L Cr ▲7.2% | ₹2.0L Cr ▲16.5% | ₹1.7L Cr ▲12.5% | ₹1.5L Cr |
| Total Assets | ₹3.2L Cr ▲1.6% | ₹3.1L Cr ▲7.8% | ₹2.9L Cr ▲4.6% | ₹2.8L Cr ▲9.4% | ₹2.5L Cr ▲8.0% | ₹2.4L Cr ▲8.7% | ₹2.2L Cr ▲8.1% | ₹2.0L Cr ▲17.2% | ₹1.7L Cr ▲13.4% | ₹1.5L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-16.6K Cr ▼132.3% | ₹-7.2K Cr ▲63.6% | ₹-19.6K Cr ▼17.4% | ₹-16.7K Cr ▲2.4% | ₹-17.1K Cr ▼16.3% | ₹-14.7K Cr ▲31.6% | ₹-21.5K Cr ▼13.5% | ₹-19.0K Cr ▼33.0% | ₹-14.3K Cr ▼9.5% | ₹-13.0K Cr |
| Investing CF | ₹-939 Cr ▼260.0% | ₹587 Cr ▲173.4% | ₹-800 Cr ▲50.9% | ₹-1.6K Cr ▼289.9% | ₹858 Cr ▲146.4% | ₹-1.9K Cr ▼12.7% | ₹-1.6K Cr ▼220.0% | ₹1.4K Cr ▲592.1% | ₹-278 Cr ▼379.3% | ₹-58 Cr |
| Financing CF | ₹17.4K Cr ▲137.0% | ₹7.3K Cr ▼63.7% | ₹20.2K Cr ▲13.4% | ₹17.9K Cr ▲9.9% | ₹16.2K Cr ▲7.2% | ₹15.2K Cr ▼37.0% | ₹24.1K Cr ▲33.2% | ₹18.1K Cr ▲19.9% | ₹15.1K Cr ▲6.9% | ₹14.1K Cr |
| Net Cash Flow | ₹-134 Cr ▼117.2% | ₹781 Cr ▲526.8% | ₹-183 Cr ▲64.0% | ₹-508 Cr ▼1273.0% | ₹-37 Cr ▲97.4% | ₹-1.4K Cr ▼261.7% | ₹887 Cr ▲90.8% | ₹465 Cr ▼10.7% | ₹521 Cr ▼48.0% | ₹1.0K Cr |
| Free Cash Flow | ₹-16.7K Cr ▼132.1% | ₹-7.2K Cr ▲63.5% | ₹-19.7K Cr ▼17.3% | ₹-16.8K Cr ▲2.3% | ₹-17.2K Cr ▼16.3% | ₹-14.8K Cr ▲31.7% | ₹-21.6K Cr ▼13.5% | ₹-19.0K Cr ▼33.1% | ₹-14.3K Cr ▼9.4% | ₹-13.1K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About LIC Housing Finance Limited
LIC Housing Finance Limited is a housing finance company registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD)for commercial properties as well as purchase of commercial shops/showrooms. etc.(Source : 201903 Annual Report Page No: 36 and 50)
Financial Services · Finance
Related Analysis
Frequently Asked Questions
What is LIC Housing Finance Limited share price today?▾
LIC Housing Finance Limited (LICHSGFIN) is currently trading at ₹548 on NSE, as of the last market session. Prices update daily after market close on MarketNetra.
Is LIC Housing Finance Limited available in F&O (Futures & Options)?▾
Yes, LIC Housing Finance Limited (LICHSGFIN) is part of the NSE F&O segment with a lot size of 1000 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is LIC Housing Finance Limited 52-week high and low?▾
LIC Housing Finance Limited's 52-week high is ₹647 and the 52-week low is ₹459. The current price of ₹548 is 15.3% below the 52W high.
What is LIC Housing Finance Limited P/E ratio?▾
LIC Housing Finance Limited's current P/E ratio is 5.25. This indicates the market is paying ₹5.25 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade LIC Housing Finance Limited options?▾
LIC Housing Finance Limited options are traded on NSE with monthly expiry contracts (lot size: 1000 shares). To trade LICHSGFIN options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.