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LIC Housing Finance Limited

NSE: LICHSGFIN · Lot size: 1000

LIC Housing Finance Limited Max Pain Analysis

564.1Updated 21 Apr 2026, 01:26 pm IST
Max Pain Strike
540
Writers' least-loss point
Spot vs Max Pain
+4.46%
Spot ₹564.1
Max Pain Shift
+0
vs yesterday
Days to Expiry
7
2026-04-28
2nd Lowest Pain Strike
535
5 from max pain

What is Max Pain?

Max Pain theory states the underlying gravitates toward the strike where option writers face minimum collective loss at expiry. For LICHSGFIN, that strike is ₹540. Spot at ₹564.1 is 4.46% above max pain — possible downward gravitational pull into expiry.

AI AnalysisGenerated daily after market close · AI-powered

Max Pain Level

The max pain strike for LICHSGFIN is ₹540, the point where option writer losses are minimized at expiry. Max pain often acts as a magnet for the stock price in the final days, as dealers hedge positions to reduce exposure.

Spot vs Max Pain Gap

The spot price at ₹564.1 sits 4.46% above the max pain level, creating upward pressure relative to the highest pain point. This gap suggests a pullback toward ₹540 may be favored unless strong bullish momentum persists.

Shift Signal

The max pain level has held steady at ₹540, unchanged from yesterday, indicating stable writer positioning. Minimal shift implies option writers are not aggressively adjusting short strikes ahead of expiry.

Expiry Bias

With 7 days to expiry, a downward drift toward ₹540 is expected, supported by current writer structure. The bias strengthens if the spot moves closer to max pain, especially within the final five days when gamma effects amplify.

Trader Note

With more than 5 days to expiry, premium decay strategies are premature—wait for tighter proximity to expiry to consider short premium setups.

Data as of 2026-04-21

Frequently Asked Questions

What is LIC Housing Finance Limited max pain today?
LIC Housing Finance Limited's max pain strike is ₹540 for the 2026-04-28 expiry (7 days away). Spot is 4.5% above max pain.
How is max pain calculated for LIC Housing Finance Limited?
LIC Housing Finance Limited's max pain is calculated by taking every possible expiry price and computing the total ITM payout to all option buyers: sum of (CE OI × max(0, spot − strike)) + (PE OI × max(0, strike − spot)) for all strikes. The strike with the minimum total payout is the max pain — where option writers collectively lose the least.
Does max pain predict LIC Housing Finance Limited expiry price?
Max pain theory suggests the underlying tends to gravitate toward the max pain strike as expiry approaches, because option writers (who have the capital and hedging ability) can influence spot price. It's more reliable within 1 week of expiry and for liquid stocks like LIC Housing Finance Limited. It should be used with other signals, not in isolation.
What happened to LIC Housing Finance Limited max pain since yesterday?
LIC Housing Finance Limited's max pain is unchanged from the previous session. Max pain shifts indicate that option writers are adjusting their positions — a rising max pain is modestly bullish; falling is modestly bearish.
What is the next expiry for LIC Housing Finance Limited options?
LIC Housing Finance Limited's next options expiry is on 2026-04-28 — 7 days away. NSE F&O stocks have monthly expiry on the last Tuesday of each month. As expiry approaches, gamma risk increases and max pain becomes a stronger gravitational force.