SBI Cards and Payment Services Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Near 52-week low — potential value zone (₹519)
Concerns
Today's Price Action
The stock closed at ₹527.55 with zero percent change, matching the prior close. Trading volume stood at 12,09,778 shares, identical to the 20‑day average, indicating typical participation levels. The price remained flat throughout the session, with bid‑ask spreads staying within the typical range for the stock.
Valuation Snapshot
The reported price‑to‑earnings multiple is zero, mirroring the sector average which also registers a zero P/E. Return on equity is shown as 0 %, suggesting no disclosed earnings contribution to equity at present. Given the zero earnings output, traditional earnings multiples lose relevance for this reporting period.
Key Levels to Watch
The 52‑week high and low are both recorded as ₹0, reflecting a lack of disclosed historical range. Open‑interest derived support and resistance zones have not been disclosed, limiting quantitative level analysis. Absence of disclosed 52‑week extremes also prevents calculation of percentage distance to potential support or resistance zones.
Chart Pattern
In the last ten trading days, three bearish engulfing candles have emerged on the daily chart, appearing two, six and eight days ago respectively. This candlestick formation typically signals a transition toward a lower‑priced consolidation phase. The sequence of three engulfing candles occurred within a 9‑day window, underscoring a tight short‑term momentum profile.
Data Summary
The company reports a market capitalization of ₹0 Cr, and its price‑to‑book ratio is recorded as zero. Volume, price and candlestick activity remain consistent with recent trading patterns, while earnings‑related ratios provide no actionable valuation insight. No dividend payout or earnings per share figure is available, reinforcing the current lack of profitability metrics as today.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
SBICARD · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 68.75% | 68.63% | 68.62% | 68.61% | 68.60% | 68.60% |
| FII | 9.35% | 8.59% | 8.72% | 9.18% | 9.52% | 9.88% |
| DII | 16.27% | 16.68% | 16.54% | 16.76% | 16.47% | 17.22% |
| Public | 5.62% | 6.09% | 6.11% | 5.46% | 5.41% | 4.30% |
Corporate Events
To consider and approve the financial results for the period ended March 31, 2026
Interim Dividend - Rs 2.50 Per Share
Interim Dividend - Rs 2.50 Per Share
Interim Dividend - Rs 2.50 Per Share
Latest News
All newsSBI Cards reports Q2 FY27 earnings results
*SBI Cards reports Q2 FY27 earnings results* with net profit at **₹520 crore**, up **18% YoY**, on strong card spending and loan growth. Total income rose **15% YoY** to **₹2,850 crore**. Operating margins improved due to lower delinquency. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
SBI Cards reports Q2FY26 financial results
*SBI Cards reports Q2FY26 financial results* revealed its financial performance for the quarter ended September 30, 2026. The company filed results with the exchange following its board meeting. Key metrics include net profit of **₹420 crore** and card base growth to **17.8 million**. Loan book grew by **14% QoQ** with healthy credit quality. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Earnings
SBI Cards appoints new management team
*SBI Cards appoints new management team* following a corporate filing with the NSE. The reshuffle involves key leadership changes, though specific roles were not detailed. Such transitions may influence strategic direction and investor sentiment. 📊 *STOCKS:* SBICARD | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #ManagementChange
SBI Cards board meeting concludes with no major announcements
*SBI Cards board meeting concludes with no major announcements.* The meeting held on June 22, 2026, did not disclose any significant strategic decisions or financial updates. The outcome aligns with routine corporate governance practices. No dividend, capital raise, or leadership change was announced. 📊 *STOCKS:* SBICARD | 🏢 *SECTOR:* Banking | #LOWIMPACT #SBI_Cards
SBI Card, Air India to launch co-branded credit card
*SBI Card, Air India to launch co-branded credit card* SBI Cards and Payment Services announced a partnership with Air India to launch a co-branded credit card soon. The card aims to leverage Air India’s customer base and SBI Card’s payment network. This strategic move could boost **credit card acquisitions** and **spend volume**. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Co-BrandedCard
SBI Card launches co-branded Eternal SBI Card
*SBI Card launches co-branded Eternal SBI Card* to expand its credit card footprint. The new card aims to attract premium customers with tailored rewards and benefits. Launch signals strategic partnership to boost spending and customer acquisition. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Co-Branding
SBI Cards shares may react to investor presentation.
*SBI Cards shares may react to investor presentation.* The company released an investor presentation disclosing operational and financial updates. While no major announcements were made, key metrics like **9.8 million** active cards and **₹14,200 crore** outstanding loan book were highlighted. Traders may monitor for guidance cues ahead of the next earnings. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorPresentation
SBI Cards to host analyst and investor meet.
*SBI Cards to host an analyst and investor meet.* The event aims to provide updates on company performance and strategy. No major announcements expected. Routine engagement with institutional investors and analysts. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystMeet
SBI Cards allots 685 shares under employee stock plan
*SBI Cards allots 685 shares under employee stock plan.* The allotment is part of its ESOP/ESOS/ESPS scheme. The move is routine and involves a **minimal share count**. No immediate financial impact is expected. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ESOP
SBI Cards receives ESG rating update
*SBI Cards receives ESG rating update.* The company disclosed a recent ESG evaluation in a corporate filing. While no score is specified, such ratings may influence institutional investor sentiment. ESG factors are gaining traction in credit and investment decisions. 📊 *STOCKS:* $SBICARD | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ESG
Deep Dive Analysis
About SBI Cards and Payment Services Limited
SBI Cards and Payment Services Limited is a non-deposit accepting systemically important nonbanking financial company registered with the RBI. The Company is engaged in issuing credit cards to consumers in India. It is headquartered in Gurgaon, Haryana. It is a subsidiary of India’s largest commercial bank, the State Bank of India. [1][2][3]
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