PB Fintech Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Virtually debt-free
- Near 52-week low — potential value zone (₹945)
Concerns
- Premium to sector peers (P/E 62.8x vs industry 33.1x)
Today's Price Action
The stock closed at ₹988 with zero percent change, matching its 20‑day average volume of 16,91,186 shares, and showing no intraday volatility. The flat price movement on average‑level trading volume indicates a period of consolidation, with buyers and sellers in near equilibrium.
Valuation Snapshot
The trailing P/E of 62.8 is markedly higher than the sector average, which is reported as zero, suggesting that the market assigns a premium relative to earnings expectations. A return on equity of 9.75 percent reflects modest profitability relative to the price, aligning with industry norms for emerging fintech firms.
Key Levels to Watch
The current price sits just above the lower end of the 52‑week range, which is ₹945, and well below the high of ₹1,964, positioning it near a historical support zone. Open‑interest data show no significant clusters near these extremes, implying limited speculative positioning.
Chart Pattern
In the daily chart the last ten sessions featured a Bearish Engulfing two days ago, a Bearish Harami six days ago and an Evening Star ten days ago, all of which are bearish reversal formations, and each pattern emerged on the one‑day timeframe.
Data Summary
PB Fintech Limited reports a market capitalisation listed as zero crore, a P/B of zero and a P/E of 62.8, highlighting an unusually thin equity base and a price‑to‑book ratio that underscores valuation considerations. Volume today equals the 20‑day average, while the 52‑week high and low are ₹1,964 and ₹945 respectively, and the trading activity remains consistent with recent liquidity trends.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Corporate Events
To consider and approve the financial results for the period ended September 30, 2026 and other business matters
To consider and approve the financial results for the period ended Jun 30, 2026 and other business matters
To consider and approve the financial results for the period ended March 31, 2026 and other business matters
Latest News
All newsPB Fintech discusses business outlook in investor call
*PB Fintech discusses business outlook in investor call*. Company shared updates on revenue growth and user acquisition during its analyst call on September 24, 2026. Management highlighted **Q2 revenue of ₹420 crore**, up **18% YoY**, driven by insurance segment growth. Expects **30% increase in policy bookings** for FY27. 📊 *STOCKS:* $PBFINTECH | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #InvestorCall
PB Fintech to host analyst and investor meet
*PB Fintech to host analyst and investor meet.* The company has announced a schedule for its upcoming analyst and institutional investor call. **No financial updates or guidance changes** were disclosed in the filing. Event aims to enhance investor engagement and provide business insights. 📊 *STOCKS:* $PBFC | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorMeet
PB Fintech hosts investor meet with no major announcements
*PB Fintech hosts investor meet with no major announcements.* The company shared updates during its analyst and institutional investor call on June 29, 2026, covering business performance and strategic outlook. No significant financial revisions or new initiatives were disclosed. Trading remains steady with no immediate catalysts reported. 📊 *STOCKS:* PBFINTECH | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorMeet
PB Fintech shares to be impacted by shareholder vote outcome
*PB Fintech shares to be impacted by shareholder vote outcome*. PB Fintech has submitted the Scrutinizer's report and voting results of the postal ballot to the exchange. The outcome of the shareholder vote may influence corporate decisions. No immediate financial impact is indicated. 📊 *STOCKS:* PAYUBILLION | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ShareholderVote
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1.8K Cr 9.7% | ₹1.6K Cr 19.7% | ₹1.3K Cr 10.6% | ₹1.5K Cr 16.7% | ₹1.3K Cr 10.7% | ₹1.2K Cr 15.5% | ₹1.0K Cr 7.3% | ₹1.1K Cr |
| Op. Profit | ₹159 Cr 62.2% | ₹98 Cr 188.2% | ₹34 Cr 69.6% | ₹112 Cr 300.0% | ₹28 Cr 450.0% | ₹-8 Cr 79.5% | ₹-39 Cr 880.0% | ₹5 Cr |
| OPM | 9.0% 50.0% | 6.0% 140.0% | 2.5% 64.3% | 7.0% 233.3% | 2.1% 400.0% | -0.7% 82.1% | -3.9% | 0.0% |
| Net Profit | ₹189 Cr 40.0% | ₹135 Cr 58.8% | ₹85 Cr 50.0% | ₹170 Cr 136.1% | ₹72 Cr 41.2% | ₹51 Cr 15.0% | ₹60 Cr 0.0% | ₹60 Cr |
| EPS (₹) | 4.09 39.1% | 2.94 59.8% | 1.84 50.3% | 3.7 137.2% | 1.56 40.5% | 1.11 15.9% | 1.32 1.5% | 1.34 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹6.8K Cr 36.5% | ₹5.0K Cr 44.8% | ₹3.4K Cr 34.4% | ₹2.6K Cr 79.5% | ₹1.4K Cr 60.7% | ₹887 Cr 15.0% | ₹771 Cr 56.7% | ₹492 Cr 47.3% | ₹334 Cr 271.1% | ₹90 Cr |
| Expenses | ₹6.3K Cr 28.7% | ₹4.9K Cr 34.7% | ₹3.6K Cr 12.6% | ₹3.2K Cr 38.5% | ₹2.3K Cr 122.3% | ₹1.0K Cr 4.1% | ₹1.1K Cr 31.8% | ₹828 Cr 114.5% | ₹386 Cr 66.4% | ₹232 Cr |
| Op. Profit | ₹508 Cr 446.2% | ₹93 Cr 149.5% | ₹-188 Cr 71.6% | ₹-662 Cr 26.5% | ₹-901 Cr 463.1% | ₹-160 Cr 50.0% | ₹-320 Cr 4.8% | ₹-336 Cr 546.2% | ₹-52 Cr 63.4% | ₹-142 Cr |
| OPM | 7.0% 268.4% | 1.9% 138.0% | -5.0% 80.8% | -26.0% 58.7% | -63.0% 250.0% | -18.0% 56.1% | -41.0% 39.7% | -68.0% 325.0% | -16.0% 89.8% | -157.0% |
| Other Income | ₹372 Cr 17.1% | ₹449 Cr 17.8% | ₹381 Cr 47.1% | ₹259 Cr 108.9% | ₹124 Cr 74.6% | ₹71 Cr 15.5% | ₹84 Cr 127.0% | ₹37 Cr 42.3% | ₹26 Cr 25.7% | ₹35 Cr |
| Interest | ₹38 Cr 11.8% | ₹34 Cr 25.9% | ₹27 Cr 22.7% | ₹22 Cr 57.1% | ₹14 Cr 16.7% | ₹12 Cr 0.0% | ₹12 Cr 50.0% | ₹8 Cr | ₹0 Cr | ₹0 Cr |
| Depreciation | ₹136 Cr 12.4% | ₹121 Cr 36.0% | ₹89 Cr 39.1% | ₹64 Cr 48.8% | ₹43 Cr 4.9% | ₹41 Cr 12.8% | ₹47 Cr 56.7% | ₹30 Cr 328.6% | ₹7 Cr 133.3% | ₹3 Cr |
| PBT | ₹707 Cr 82.7% | ₹387 Cr 402.6% | ₹77 Cr 115.8% | ₹-488 Cr 41.4% | ₹-833 Cr 486.6% | ₹-142 Cr 51.9% | ₹-295 Cr 12.5% | ₹-337 Cr 891.2% | ₹-34 Cr 69.1% | ₹-110 Cr |
| Tax % | 5.0% 44.4% | 9.0% 43.8% | 16.0% | 0.0% | 0.0% 100.0% | 6.0% 100.0% | 3.0% 0.0% | 3.0% 96.1% | 76.0% | 0.0% |
| Net Profit | ₹670 Cr 90.3% | ₹352 Cr 450.0% | ₹64 Cr 113.1% | ₹-488 Cr 41.4% | ₹-833 Cr 455.3% | ₹-150 Cr 50.7% | ₹-304 Cr 12.4% | ₹-347 Cr 488.1% | ₹-59 Cr 46.4% | ₹-110 Cr |
| EPS (₹) | 14.48 88.8% | 7.67 418.2% | 1.48 113.7% | -10.82 41.6% | -18.53 40.7% | -13.17 56.7% | -30.4 12.3% | -34.68 485.8% | -5.92 100.0% | -30,600 |
| Div Payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹92 Cr 0.0% | ₹92 Cr 2.2% | ₹90 Cr 0.0% | ₹90 Cr 0.0% | ₹90 Cr 179900.0% | ₹0.05 Cr 25.0% | ₹0.04 Cr 0.0% | ₹0.04 Cr 0.0% | ₹0.04 Cr 0.0% | ₹0.04 Cr |
| Reserves | ₹6.7K Cr 5.3% | ₹6.3K Cr 9.7% | ₹5.8K Cr 7.3% | ₹5.4K Cr 1.2% | ₹5.3K Cr 167.4% | ₹2.0K Cr 57.3% | ₹1.3K Cr 158.7% | ₹489 Cr 37.9% | ₹787 Cr 161.5% | ₹301 Cr |
| Borrowings | ₹329 Cr 2.2% | ₹322 Cr 27.3% | ₹253 Cr 11.5% | ₹227 Cr 42.8% | ₹159 Cr 44.5% | ₹110 Cr 0.0% | ₹110 Cr 22.2% | ₹90 Cr 8900.0% | ₹1 Cr 0.0% | ₹1 Cr |
| Other Liabilities | ₹841 Cr 8.4% | ₹776 Cr 28.5% | ₹604 Cr 9.6% | ₹551 Cr 60.2% | ₹344 Cr 49.6% | ₹230 Cr 13.9% | ₹202 Cr 17.4% | ₹172 Cr 87.0% | ₹92 Cr 114.0% | ₹43 Cr |
| Total Liabilities | ₹7.9K Cr 5.4% | ₹7.5K Cr 11.9% | ₹6.7K Cr 7.6% | ₹6.3K Cr 5.7% | ₹5.9K Cr 153.8% | ₹2.3K Cr 47.9% | ₹1.6K Cr 109.9% | ₹751 Cr 14.7% | ₹880 Cr 155.1% | ₹345 Cr |
Assets | ||||||||||
| Fixed Assets | ₹413 Cr 1.2% | ₹418 Cr 16.4% | ₹359 Cr 14.7% | ₹313 Cr 52.7% | ₹205 Cr 64.0% | ₹125 Cr 15.0% | ₹147 Cr 23.5% | ₹119 Cr 981.8% | ₹11 Cr 83.3% | ₹6 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹3.1K Cr 44.5% | ₹2.2K Cr 60.0% | ₹1.4K Cr 118.3% | ₹622 Cr 66.8% | ₹373 Cr 170.3% | ₹138 Cr 6800.0% | ₹2 Cr 98.4% | ₹125 Cr 80.8% | ₹650 Cr 174.3% | ₹237 Cr |
| Other Assets | ₹4.4K Cr 11.3% | ₹4.9K Cr 1.4% | ₹5.0K Cr 5.8% | ₹5.3K Cr 0.4% | ₹5.3K Cr 158.1% | ₹2.1K Cr 44.9% | ₹1.4K Cr 181.5% | ₹507 Cr 131.5% | ₹219 Cr 114.7% | ₹102 Cr |
| Total Assets | ₹7.9K Cr 5.4% | ₹7.5K Cr 11.9% | ₹6.7K Cr 7.6% | ₹6.3K Cr 5.7% | ₹5.9K Cr 153.8% | ₹2.3K Cr 47.9% | ₹1.6K Cr 109.9% | ₹751 Cr 14.7% | ₹880 Cr 155.1% | ₹345 Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-183 Cr 2133.3% | ₹9 Cr 103.0% | ₹-299 Cr 80.9% | ₹-1.6K Cr 5506.9% | ₹29 Cr 108.0% | ₹-364 Cr 29.1% | ₹-282 Cr 239.8% | ₹-83 Cr 14.4% | ₹-97 Cr 4.9% | ₹-102 Cr |
| Investing CF | ₹492 Cr 63.5% | ₹301 Cr 554.3% | ₹46 Cr 102.2% | ₹-2.1K Cr 76.8% | ₹-1.2K Cr 1621.5% | ₹79 Cr 78.9% | ₹375 Cr 186.4% | ₹-434 Cr 77.9% | ₹-244 Cr 1526.7% | ₹-15 Cr |
| Financing CF | ₹-73 Cr 28.1% | ₹-57 Cr 35.7% | ₹-42 Cr 101.2% | ₹3.6K Cr 377.1% | ₹759 Cr 26.4% | ₹1.0K Cr 4582.6% | ₹-23 Cr 104.5% | ₹513 Cr 62.9% | ₹315 Cr 164.7% | ₹119 Cr |
| Net Cash Flow | ₹236 Cr 6.7% | ₹253 Cr 185.8% | ₹-295 Cr 315.5% | ₹-71 Cr 82.9% | ₹-415 Cr 155.6% | ₹746 Cr 981.2% | ₹69 Cr 1480.0% | ₹-5 Cr 81.5% | ₹-27 Cr 1450.0% | ₹2 Cr |
| Free Cash Flow | ₹-280 Cr 409.1% | ₹-55 Cr 84.8% | ₹-363 Cr 77.3% | ₹-1.6K Cr 6762.5% | ₹24 Cr 106.1% | ₹-396 Cr 24.9% | ₹-317 Cr 226.8% | ₹-97 Cr 68.2% | ₹-305 Cr 152.1% | ₹-121 Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73d 9.0% | 67d 30.9% | 97d 5.4% | 92d 29.6% | 71d 16.5% | 85d 12.4% | 97d 7.6% | 105d 32.7% | 156d 30.0% | 120d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 73d 9.0% | 67d 30.9% | 97d 5.4% | 92d 29.6% | 71d 16.5% | 85d 12.4% | 97d 7.6% | 105d 32.7% | 156d 30.0% | 120d |
| Working Capital Days | 122d 62.2% | 323d 0.6% | 321d 3.9% | 309d 2675.0% | -12d | 0d 100.0% | -12d 141.4% | 29d 68.8% | 93d 63.2% | 57d |
| ROCE | 6.0% 200.0% | 2.0% 125.0% | -8.0% 61.9% | -21.0% 133.3% | -9.0% 75.0% | -36.0% 32.1% | -53.0% | — | -63.0% | — |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About PB Fintech Limited
PB Fintech Ltd, popularly known as Policy Bazar is India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products[1]
Financial ServicesFinancial Technology (Fintech)