PB Fintech Limited Share Price & Analysis
₹1,540Updated 5 Jun 2026, 03:30 pm IST
LTP
₹1,540
—
Open
₹1,500
High
₹1,560.5
Low
₹1,499.9
Close
₹1,536.3
52W High
₹1,978
52W Low
₹1,334
Volume
4348K
Lot Size
350
Sector
Financial Services
Market Cap
₹76K Cr
Face Value
₹2
Large CapNIFTY 200NIFTY 500MIDCAP 100
Price Chart
Fundamentals
P/E
114
Sector P/E
35.7
P/B
9.75
EPS
₹12.59
ROE
9.75%
ROCE
10.3%
D/E Ratio
0.05
Div Yield
0%
Book Value
₹158
+
Strengths
- ✓Virtually debt-free
−
Concerns
- ✗Premium to sector peers (P/E 114x vs industry 35.7x)
- ✗High premium to book value (P/B 9.7x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Corporate Events
To consider and approve the financial results for the period ended March 31, 2026 and other business matters
Results5 May 2026
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹1.8K Cr ▲9.7% | ₹1.6K Cr ▲19.7% | ₹1.3K Cr ▼10.6% | ₹1.5K Cr ▲16.7% | ₹1.3K Cr ▲10.7% | ₹1.2K Cr ▲15.5% | ₹1.0K Cr ▼7.3% | ₹1.1K Cr |
| Op. Profit | ₹159 Cr ▲62.2% | ₹98 Cr ▲188.2% | ₹34 Cr ▼69.6% | ₹112 Cr ▲300.0% | ₹28 Cr ▲450.0% | ₹-8 Cr ▲79.5% | ₹-39 Cr ▼880.0% | ₹5 Cr |
| OPM | 9.0% ▲50.0% | 6.0% ▲100.0% | 3.0% ▼57.1% | 7.0% ▲250.0% | 2.0% ▲300.0% | -1.0% ▲75.0% | -4.0% | 0.0% |
| Net Profit | ₹189 Cr ▲40.0% | ₹135 Cr ▲58.8% | ₹85 Cr ▼50.0% | ₹170 Cr ▲136.1% | ₹72 Cr ▲41.2% | ₹51 Cr ▼15.0% | ₹60 Cr ▲0.0% | ₹60 Cr |
| EPS (₹) | 4.09 ▲39.1% | 2.94 ▲59.8% | 1.84 ▼50.3% | 3.7 ▲137.2% | 1.56 ▲40.5% | 1.11 ▼15.9% | 1.32 ▼1.5% | 1.34 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹6.8K Cr ▲36.5% | ₹5.0K Cr ▲44.8% | ₹3.4K Cr ▲34.4% | ₹2.6K Cr ▲79.5% | ₹1.4K Cr ▲60.7% | ₹887 Cr ▲15.0% | ₹771 Cr ▲56.7% | ₹492 Cr ▲47.3% | ₹334 Cr ▲271.1% | ₹90 Cr |
| Expenses | ₹6.3K Cr ▲28.7% | ₹4.9K Cr ▲34.7% | ₹3.6K Cr ▲12.6% | ₹3.2K Cr ▲38.5% | ₹2.3K Cr ▲122.3% | ₹1.0K Cr ▼4.1% | ₹1.1K Cr ▲31.8% | ₹828 Cr ▲114.5% | ₹386 Cr ▲66.4% | ₹232 Cr |
| Op. Profit | ₹508 Cr ▲440.4% | ₹94 Cr ▲150.0% | ₹-188 Cr ▲71.6% | ₹-662 Cr ▲26.5% | ₹-901 Cr ▼463.1% | ₹-160 Cr ▲50.0% | ₹-320 Cr ▲4.8% | ₹-336 Cr ▼546.2% | ₹-52 Cr ▲63.4% | ₹-142 Cr |
| OPM | 7.0% ▲250.0% | 2.0% ▲140.0% | -5.0% ▲80.8% | -26.0% ▲58.7% | -63.0% ▼250.0% | -18.0% ▲56.1% | -41.0% ▲39.7% | -68.0% ▼325.0% | -16.0% ▲89.8% | -157.0% |
| Other Income | ₹372 Cr ▼17.1% | ₹449 Cr ▲17.8% | ₹381 Cr ▲47.1% | ₹259 Cr ▲108.9% | ₹124 Cr ▲74.6% | ₹71 Cr ▼15.5% | ₹84 Cr ▲127.0% | ₹37 Cr ▲42.3% | ₹26 Cr ▼25.7% | ₹35 Cr |
| Interest | ₹37 Cr ▲8.8% | ₹34 Cr ▲25.9% | ₹27 Cr ▲22.7% | ₹22 Cr ▲57.1% | ₹14 Cr ▲16.7% | ₹12 Cr ▲0.0% | ₹12 Cr ▲50.0% | ₹8 Cr | ₹0 Cr | ₹0 Cr |
| Depreciation | ₹136 Cr ▲12.4% | ₹121 Cr ▲36.0% | ₹89 Cr ▲39.1% | ₹64 Cr ▲48.8% | ₹43 Cr ▲4.9% | ₹41 Cr ▼12.8% | ₹47 Cr ▲56.7% | ₹30 Cr ▲328.6% | ₹7 Cr ▲133.3% | ₹3 Cr |
| PBT | ₹707 Cr ▲82.2% | ₹388 Cr ▲403.9% | ₹77 Cr ▲115.8% | ₹-488 Cr ▲41.4% | ₹-833 Cr ▼486.6% | ₹-142 Cr ▲51.9% | ₹-295 Cr ▲12.5% | ₹-337 Cr ▼891.2% | ₹-34 Cr ▲69.1% | ₹-110 Cr |
| Tax % | 5.0% ▼44.4% | 9.0% ▼43.8% | 16.0% | 0.0% | 0.0% ▼100.0% | 6.0% ▲100.0% | 3.0% ▲0.0% | 3.0% ▼96.1% | 76.0% | 0.0% |
| Net Profit | ₹670 Cr ▲89.8% | ₹353 Cr ▲451.6% | ₹64 Cr ▲113.1% | ₹-488 Cr ▲41.4% | ₹-833 Cr ▼455.3% | ₹-150 Cr ▲50.7% | ₹-304 Cr ▲12.4% | ₹-347 Cr ▼488.1% | ₹-59 Cr ▲46.4% | ₹-110 Cr |
| EPS (₹) | 14.48 ▲88.3% | 7.69 ▲419.6% | 1.48 ▲113.7% | -10.82 ▲41.6% | -18.53 ▲99.7% | -6,583.7 ▲91.8% | -80,007.89 ▲12.3% | -91,265.79 ▼456.6% | -16,396.12 ▲46.4% | -30,600 |
| Div Payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹92 Cr ▲0.0% | ₹92 Cr ▲2.2% | ₹90 Cr ▲0.0% | ₹90 Cr ▲0.0% | ₹90 Cr ▲179900.0% | ₹0.05 Cr ▲25.0% | ₹0.04 Cr ▲0.0% | ₹0.04 Cr ▲0.0% | ₹0.04 Cr ▲0.0% | ₹0.04 Cr |
| Reserves | ₹6.7K Cr ▲5.3% | ₹6.3K Cr ▲9.7% | ₹5.8K Cr ▲7.3% | ₹5.4K Cr ▲1.2% | ₹5.3K Cr ▲167.4% | ₹2.0K Cr ▲57.3% | ₹1.3K Cr ▲158.7% | ₹489 Cr ▼37.9% | ₹787 Cr ▲161.5% | ₹301 Cr |
| Borrowings | ₹329 Cr ▲2.2% | ₹322 Cr ▲27.3% | ₹253 Cr ▲11.5% | ₹227 Cr ▲42.8% | ₹159 Cr ▲44.5% | ₹110 Cr ▲0.0% | ₹110 Cr ▲22.2% | ₹90 Cr ▲8900.0% | ₹1 Cr ▲0.0% | ₹1 Cr |
| Other Liabilities | ₹841 Cr ▲8.5% | ₹775 Cr ▲28.3% | ₹604 Cr ▲9.6% | ₹551 Cr ▲60.2% | ₹344 Cr ▲49.6% | ₹230 Cr ▲13.9% | ₹202 Cr ▲17.4% | ₹172 Cr ▲87.0% | ₹92 Cr ▲114.0% | ₹43 Cr |
| Total Liabilities | ₹7.9K Cr ▲5.4% | ₹7.5K Cr ▲11.9% | ₹6.7K Cr ▲7.6% | ₹6.3K Cr ▲5.7% | ₹5.9K Cr ▲153.8% | ₹2.3K Cr ▲47.9% | ₹1.6K Cr ▲109.9% | ₹751 Cr ▼14.7% | ₹880 Cr ▲155.1% | ₹345 Cr |
| Assets | ||||||||||
| Fixed Assets | ₹413 Cr ▼1.2% | ₹418 Cr ▲16.4% | ₹359 Cr ▲14.7% | ₹313 Cr ▲52.7% | ₹205 Cr ▲64.0% | ₹125 Cr ▼15.0% | ₹147 Cr ▲23.5% | ₹119 Cr ▲981.8% | ₹11 Cr ▲83.3% | ₹6 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹3.1K Cr ▲44.5% | ₹2.2K Cr ▲60.0% | ₹1.4K Cr ▲118.3% | ₹622 Cr ▲66.8% | ₹373 Cr ▲170.3% | ₹138 Cr ▲6800.0% | ₹2 Cr ▼98.4% | ₹125 Cr ▼80.8% | ₹650 Cr ▲174.3% | ₹237 Cr |
| Other Assets | ₹4.4K Cr ▼11.2% | ₹4.9K Cr ▼1.5% | ₹5.0K Cr ▼5.8% | ₹5.3K Cr ▼0.4% | ₹5.3K Cr ▲158.1% | ₹2.1K Cr ▲44.9% | ₹1.4K Cr ▲181.5% | ₹507 Cr ▲131.5% | ₹219 Cr ▲114.7% | ₹102 Cr |
| Total Assets | ₹7.9K Cr ▲5.4% | ₹7.5K Cr ▲11.9% | ₹6.7K Cr ▲7.6% | ₹6.3K Cr ▲5.7% | ₹5.9K Cr ▲153.8% | ₹2.3K Cr ▲47.9% | ₹1.6K Cr ▲109.9% | ₹751 Cr ▼14.7% | ₹880 Cr ▲155.1% | ₹345 Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-183 Cr ▼2133.3% | ₹9 Cr ▲103.0% | ₹-299 Cr ▲80.9% | ₹-1.6K Cr ▼5506.9% | ₹29 Cr ▲108.0% | ₹-364 Cr ▼29.1% | ₹-282 Cr ▼239.8% | ₹-83 Cr ▲14.4% | ₹-97 Cr ▲4.9% | ₹-102 Cr |
| Investing CF | ₹491 Cr ▲63.1% | ₹301 Cr ▲554.3% | ₹46 Cr ▲102.2% | ₹-2.1K Cr ▼76.8% | ₹-1.2K Cr ▼1621.5% | ₹79 Cr ▼78.9% | ₹375 Cr ▲186.4% | ₹-434 Cr ▼77.9% | ₹-244 Cr ▼1526.7% | ₹-15 Cr |
| Financing CF | ₹-73 Cr ▼28.1% | ₹-57 Cr ▼35.7% | ₹-42 Cr ▼101.2% | ₹3.6K Cr ▲377.1% | ₹759 Cr ▼26.4% | ₹1.0K Cr ▲4582.6% | ₹-23 Cr ▼104.5% | ₹513 Cr ▲62.9% | ₹315 Cr ▲164.7% | ₹119 Cr |
| Net Cash Flow | ₹236 Cr ▼6.7% | ₹253 Cr ▲185.8% | ₹-295 Cr ▼315.5% | ₹-71 Cr ▲82.9% | ₹-415 Cr ▼155.6% | ₹746 Cr ▲981.2% | ₹69 Cr ▲1480.0% | ₹-5 Cr ▲81.5% | ₹-27 Cr ▼1450.0% | ₹2 Cr |
| Free Cash Flow | ₹-280 Cr ▼409.1% | ₹-55 Cr ▲84.8% | ₹-363 Cr ▲77.3% | ₹-1.6K Cr ▼6762.5% | ₹24 Cr ▲106.1% | ₹-396 Cr ▼24.9% | ₹-317 Cr ▼226.8% | ₹-97 Cr ▲68.2% | ₹-305 Cr ▼152.1% | ₹-121 Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2016 | Mar 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73d ▲9.0% | 67d ▼30.9% | 97d ▲5.4% | 92d ▲29.6% | 71d ▼16.5% | 85d ▼12.4% | 97d ▼7.6% | 105d ▼32.7% | 156d ▲30.0% | 120d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 73d ▲9.0% | 67d ▼30.9% | 97d ▲5.4% | 92d ▲29.6% | 71d ▼16.5% | 85d ▼12.4% | 97d ▼7.6% | 105d ▼32.7% | 156d ▲30.0% | 120d |
| Working Capital Days | 122d ▼62.2% | 323d ▲0.6% | 321d ▲3.9% | 309d ▲2675.0% | -12d | 0d ▲100.0% | -12d ▼141.4% | 29d ▼68.8% | 93d ▲63.2% | 57d |
| ROCE | 6.0% ▲200.0% | 2.0% ▲125.0% | -8.0% ▲61.9% | -21.0% ▼133.3% | -9.0% ▲75.0% | -36.0% ▲32.1% | -53.0% | — | -63.0% | — |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About PB Fintech Limited
PB Fintech Ltd, popularly known as Policy Bazar is India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products[1]
Financial Services · Financial Technology (Fintech)
Related Analysis
Frequently Asked Questions
What is PB Fintech Limited share price today?▾
PB Fintech Limited (POLICYBZR) is currently trading at ₹1,540 on NSE, as of the last market session. Prices update daily after market close on MarketNetra.
Is PB Fintech Limited available in F&O (Futures & Options)?▾
Yes, PB Fintech Limited (POLICYBZR) is part of the NSE F&O segment with a lot size of 350 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is PB Fintech Limited 52-week high and low?▾
PB Fintech Limited's 52-week high is ₹1,978 and the 52-week low is ₹1,334. The current price of ₹1,540 is 22.1% below the 52W high.
What is PB Fintech Limited P/E ratio?▾
PB Fintech Limited's current P/E ratio is 114. This indicates the market is paying ₹114 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade PB Fintech Limited options?▾
PB Fintech Limited options are traded on NSE with monthly expiry contracts (lot size: 350 shares). To trade POLICYBZR options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.