Mahindra & Mahindra Financial Services Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 15.3x vs industry 35.4x)
- ✓Regular dividends — yield 2.3%
Concerns
- ✗Heavy debt load (D/E 4.3x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
M&MFIN · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 52.16% | 52.16% | 52.16% | 52.16% | 52.16% | 52.16% |
| FII | 12.72% | 11.95% | 10.08% | 10.19% | 10.49% | 10.68% |
| DII | 26.96% | 28.61% | 30.66% | 31.58% | 31.17% | 31.31% |
| Public | 8.06% | 7.18% | 7.00% | 6.01% | 6.14% | 5.81% |
| Others | 0.10% | 0.09% | 0.09% | 0.07% | 0.06% | 0.05% |
Corporate Events
Mahindra & Mahindra Financial Services Ltd has informed that the meeting of the Board of Directors of the Company is scheduled on July 21, 2026,inter alia, to consider and approve the Unaudited Financial Results of the Company for the quarter ended June 3
Latest News
All news →M&M Financial to host Q1 FY27 earnings call
*M&M Financial to host Q1 FY27 earnings call*. Company scheduled an analyst and institutional investor meet to discuss Q1 FY27 earnings. The update follows routine corporate disclosure norms ahead of financial results. Traders may anticipate guidance or performance insights during the con-call. 📊 *STOCKS:* M&MFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #earnings
M&M Financial Services declares dividend, announces AGM details
M&M Financial Services has published a newspaper notice for its 36th Annual General Meeting, including record date and **dividend** details. The announcement confirms the company’s compliance with regulatory requirements for shareholder communication. No new financial updates or surprises were disclosed. 📊 *STOCKS:* M&MFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Dividend
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹940 Cr ▲13.8% | ₹826 Cr ▲45.9% | ₹566 Cr ▲7.0% | ₹529 Cr ▲16.0% | ₹456 Cr ▼50.3% | ₹918 Cr ▲135.4% | ₹390 Cr ▼21.5% | ₹497 Cr |
| EPS (₹) | 6.75 ▲13.8% | 5.93 ▲46.1% | 4.06 ▲6.8% | 3.8 ▲15.5% | 3.29 ▼50.2% | 6.6 ▲135.7% | 2.8 ▼21.8% | 3.58 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹7.9K Cr ▲15.3% | ₹6.8K Cr ▲10.1% | ₹6.2K Cr ▲32.1% | ₹4.7K Cr ▼12.2% | ₹5.3K Cr ▼11.6% | ₹6.0K Cr ▲23.3% | ₹4.9K Cr ▲56.7% | ₹3.1K Cr ▲22.9% | ₹2.5K Cr ▼18.4% | ₹3.1K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹-17 Cr ▼122.1% | ₹77 Cr ▲20.3% | ₹64 Cr ▲900.0% | ₹-8 Cr ▼117.0% | ₹47 Cr ▼17.5% | ₹57 Cr ▲21.3% | ₹47 Cr ▼4.1% | ₹49 Cr ▲48.5% | ₹33 Cr ▲175.0% | ₹12 Cr |
| Interest | ₹8.9K Cr ▲6.2% | ₹8.4K Cr ▲20.9% | ₹7.0K Cr ▲36.6% | ₹5.1K Cr ▲15.3% | ₹4.4K Cr ▼16.8% | ₹5.3K Cr ▼1.5% | ₹5.4K Cr ▲21.6% | ₹4.4K Cr ▲29.0% | ₹3.4K Cr ▲7.8% | ₹3.2K Cr |
| Depreciation | ₹386 Cr ▲20.2% | ₹321 Cr ▲16.7% | ₹275 Cr ▲21.7% | ₹226 Cr ▲48.7% | ₹152 Cr ▲0.7% | ₹151 Cr ▲2.7% | ₹147 Cr ▲93.4% | ₹76 Cr ▲38.2% | ₹55 Cr ▲1.9% | ₹54 Cr |
| PBT | ₹3.8K Cr ▲26.4% | ₹3.0K Cr ▲17.0% | ₹2.6K Cr ▼7.7% | ₹2.8K Cr ▲81.0% | ₹1.5K Cr ▲65.8% | ₹934 Cr ▼41.7% | ₹1.6K Cr ▼43.6% | ₹2.8K Cr ▲49.1% | ₹1.9K Cr ▲127.3% | ₹838 Cr |
| Tax % | 25.0% ▲0.0% | 25.0% ▲0.0% | 25.0% ▼3.8% | 26.0% ▲0.0% | 26.0% ▲62.5% | 16.0% ▼50.0% | 32.0% ▼5.9% | 34.0% ▼5.6% | 36.0% ▼2.7% | 37.0% |
| Net Profit | ₹2.9K Cr ▲26.5% | ₹2.3K Cr ▲16.4% | ₹1.9K Cr ▼6.2% | ₹2.1K Cr ▲80.1% | ₹1.1K Cr ▲47.4% | ₹780 Cr ▼28.2% | ₹1.1K Cr ▼41.8% | ₹1.9K Cr ▲53.5% | ₹1.2K Cr ▲129.4% | ₹530 Cr |
| EPS (₹) | 20.54 ▲26.2% | 16.27 ▲17.1% | 13.9 ▼6.8% | 14.91 ▲82.3% | 8.18 ▲47.1% | 5.56 ▼28.1% | 7.73 ▼41.2% | 13.15 ▲54.2% | 8.53 ▲113.2% | 4 |
| Div Payout | 37.0% ▲5.7% | 35.0% ▼12.5% | 40.0% ▲11.1% | 36.0% ▼7.7% | 39.0% ▲200.0% | 13.0% | 0.0% ▼100.0% | 22.0% ▲4.8% | 21.0% ▼22.2% | 27.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹278 Cr ▲12.6% | ₹247 Cr ▲0.0% | ₹247 Cr ▲0.0% | ₹247 Cr ▲0.0% | ₹247 Cr ▲0.4% | ₹246 Cr ▲100.0% | ₹123 Cr ▲0.0% | ₹123 Cr ▲0.0% | ₹123 Cr ▲8.8% | ₹113 Cr |
| Reserves | ₹26.4K Cr ▲23.9% | ₹21.3K Cr ▲8.1% | ₹19.7K Cr ▲7.5% | ₹18.3K Cr ▲10.0% | ₹16.6K Cr ▲7.2% | ₹15.5K Cr ▲31.1% | ₹11.8K Cr ▲6.3% | ₹11.1K Cr ▲14.5% | ₹9.7K Cr ▲42.1% | ₹6.8K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹3.6K Cr ▲4.4% | ₹3.5K Cr ▼36.2% | ₹5.5K Cr ▲7.2% | ₹5.1K Cr ▲6.5% | ₹4.8K Cr ▲1.3% | ₹4.7K Cr ▲12.8% | ₹4.2K Cr ▼7.0% | ₹4.5K Cr ▲15.8% | ₹3.9K Cr ▼30.8% | ₹5.6K Cr |
| Total Liabilities | ₹1.6L Cr ▲10.1% | ₹1.4L Cr ▲16.5% | ₹1.2L Cr ▲17.7% | ₹1.1L Cr ▲25.4% | ₹83.8K Cr ▼2.1% | ₹85.6K Cr ▲4.7% | ₹81.8K Cr ▲9.7% | ₹74.6K Cr ▲27.0% | ₹58.7K Cr ▲10.3% | ₹53.2K Cr |
| Assets | ||||||||||
| Fixed Assets | ₹1.3K Cr ▲10.0% | ₹1.2K Cr ▲19.7% | ₹1.0K Cr ▲15.7% | ₹871 Cr ▲69.1% | ₹515 Cr ▲29.1% | ₹399 Cr ▼12.3% | ₹455 Cr ▲126.4% | ₹201 Cr ▲36.7% | ₹147 Cr ▲10.5% | ₹133 Cr |
| CWIP | ₹7 Cr ▼89.4% | ₹66 Cr ▼37.1% | ₹105 Cr ▲3400.0% | ₹3 Cr ▲50.0% | ₹2 Cr ▼83.3% | ₹12 Cr ▲1100.0% | ₹1 Cr ▲0.0% | ₹1 Cr | ₹0 Cr ▼100.0% | ₹1 Cr |
| Investments | ₹7.4K Cr ▼30.1% | ₹10.6K Cr ▲10.3% | ₹9.6K Cr ▼4.6% | ₹10.1K Cr ▲16.3% | ₹8.7K Cr ▼28.6% | ₹12.1K Cr ▲127.1% | ₹5.3K Cr ▲60.5% | ₹3.3K Cr ▲39.9% | ₹2.4K Cr ▲73.1% | ₹1.4K Cr |
| Other Assets | ₹1.5L Cr ▲13.4% | ₹1.3L Cr ▲17.0% | ₹1.1L Cr ▲20.0% | ₹94.1K Cr ▲26.1% | ₹74.6K Cr ▲2.2% | ₹73.1K Cr ▼3.9% | ₹76.0K Cr ▲7.0% | ₹71.0K Cr ▲26.4% | ₹56.2K Cr ▲8.7% | ₹51.7K Cr |
| Total Assets | ₹1.6L Cr ▲10.1% | ₹1.4L Cr ▲16.5% | ₹1.2L Cr ▲17.7% | ₹1.1L Cr ▲25.4% | ₹83.8K Cr ▼2.1% | ₹85.6K Cr ▲4.7% | ₹81.8K Cr ▲9.7% | ₹74.6K Cr ▲27.0% | ₹58.7K Cr ▲10.3% | ₹53.2K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-12.8K Cr ▲18.1% | ₹-15.6K Cr ▲15.4% | ₹-18.4K Cr ▼6.1% | ₹-17.4K Cr ▼96738.9% | ₹18 Cr ▼99.7% | ₹5.8K Cr ▲287.0% | ₹-3.1K Cr ▲74.2% | ₹-12.1K Cr ▼41.9% | ₹-8.5K Cr ▼31.6% | ₹-6.5K Cr |
| Investing CF | ₹770 Cr ▲171.5% | ₹-1.1K Cr ▼140.3% | ₹2.7K Cr ▲263.4% | ₹-1.6K Cr ▼152.5% | ₹3.1K Cr ▲137.3% | ₹-8.3K Cr ▼210.4% | ₹-2.7K Cr ▼121.7% | ₹-1.2K Cr ▼599.2% | ₹243 Cr ▲350.5% | ₹-97 Cr |
| Financing CF | ₹10.6K Cr ▼39.6% | ₹17.6K Cr ▲9.4% | ₹16.1K Cr ▼14.6% | ₹18.9K Cr ▲694.1% | ₹-3.2K Cr ▼224.5% | ₹2.5K Cr ▼57.9% | ₹6.0K Cr ▼55.2% | ₹13.5K Cr ▲65.0% | ₹8.2K Cr ▲20.8% | ₹6.8K Cr |
| Net Cash Flow | ₹-1.4K Cr ▼247.2% | ₹927 Cr ▲192.4% | ₹317 Cr ▲277.1% | ₹-179 Cr ▼316.3% | ₹-43 Cr ▼265.4% | ₹26 Cr ▼89.4% | ₹245 Cr ▲23.1% | ₹199 Cr ▲314.0% | ₹-93 Cr ▼146.0% | ₹202 Cr |
| Free Cash Flow | ₹-13.1K Cr ▲17.9% | ₹-16.0K Cr ▲14.7% | ₹-18.7K Cr ▼5.2% | ₹-17.8K Cr ▼6347.1% | ₹-276 Cr ▼104.8% | ₹5.8K Cr ▲279.0% | ₹-3.2K Cr ▲73.5% | ₹-12.2K Cr ▼42.3% | ₹-8.6K Cr ▼31.4% | ₹-6.5K Cr |
Values in ₹ Cr · Source: Screener.in