L&T Finance Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 17.3x vs industry 33.1x)
Concerns
Today's Price Action
The stock closed at ₹246.5, unchanged from the previous session. Trading volume matched the 20‑day average at 41,41,548 shares, indicating a neutral participation level.
Valuation Snapshot
The current price‑earnings multiple stands at 17.3, while the broader financial services segment reports a P/E of zero, reflecting a lack of comparable earnings ratios. Return on equity is 11.2%, suggesting modest profitability relative to shareholders’ capital. The earnings per share for the latest fiscal year registered a modest increase, contributing to the observed ROE figure and supporting the current valuation multiples.
Key Levels to Watch
The price sits near the lower edge of its 52‑week range, with the fifty‑two‑week low at ₹234 and the high at ₹339, providing a reference point for potential support. Open‑interest data on nearby strike prices points to modest resistance around the ₹260–₹270 band. Historical volatility suggests that突破 above the ₹280 threshold has historically preceded broader market rallies in the sector, whereas breaches below ₹220 have often coincided with heightened risk aversion.
Chart Pattern
A bullish hammer candlestick formed on the daily chart ten trading days ago, indicating that intraday sellers were over‑taken by buyers by the close. The pattern typically signals a possible shift in short‑term momentum.
Data Summary
Key metrics include a market capitalisation reported as zero crore, a P/B ratio of 0, and a steady trading volume equal to its recent average. The stock’s price remains within a narrow band between its 52‑week extremes, while earnings multiples and return figures provide a snapshot of its current financial profile.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
LTF · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 65.90% | 65.86% | 66.37% | 66.29% | 66.25% | 66.24% |
| FII | 10.67% | 11.04% | 7.34% | 6.73% | 5.30% | 5.48% |
| DII | 9.07% | 8.69% | 11.64% | 12.33% | 12.17% | 13.28% |
| Public | 14.36% | 14.39% | 14.66% | 14.66% | 16.27% | 15.01% |
Corporate Events
To consider and approve the financial results for the period ended September 30, 2026
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 2.75 Per Share
Dividend - Rs 2.75 Per Share
Dividend - Rs 2.50 Per Share
Dividend - Rs 2 Per Share
Latest News
All newsL&T Finance discloses credit rating update
*L&T Finance discloses credit rating update*. L&T Finance Limited has informed the stock exchange about its credit rating. This disclosure is part of routine regulatory compliance and does not indicate any immediate financial change. Investors may assess the rating for debt market positioning. 📊 *STOCKS:* $LTF | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CreditRating
L&T Finance discloses credit rating update
*L&T Finance discloses credit rating update* as per a recent exchange filing. The company has informed investors about its updated credit rating, though no specific changes or agencies were mentioned. Such disclosures are routine and typically do not alter near-term trading dynamics. Investors should monitor for any subsequent commentary on debt instruments or rating rationale. 📊 *STOCKS:* LTFINANCE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CreditRating
L&T Finance to host analyst and investor meet
*L&T Finance to host analyst and investor meet.* The company has informed the exchange about the schedule for its upcoming investor and analyst interactions. These meets are routine and used to update stakeholders on performance and strategy. No financial figures or major announcements were disclosed. 📊 *STOCKS:* $LTFINANCE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorMeet
L&T Finance appoints whole-time directors with RBI approval
L&T Finance appoints whole-time directors with RBI approval. The appointment follows regulatory clearance from the Reserve Bank of India. No financial terms or strategic shifts were disclosed. This is a routine corporate governance update. 📊 *STOCKS:* L&TFH | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #LTFINANCE
L&T Finance allots 385,620 shares under ESOP
*L&T Finance allots 385,620 shares under ESOP.* The allotment is part of employee stock ownership. No financial details disclosed. Impact on equity structure minimal. 📊 *STOCKS:* $LTFINANCE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ESOP
L&T Finance allots 153,999 shares under employee schemes
*L&T Finance allots 153,999 shares under employee schemes.* L&T Finance Limited has allotted **153,999** equity shares under its employee stock ownership and purchase schemes. The allotment is part of the company's ongoing employee compensation initiatives. No financial impact is expected from this small share issuance. 📊 *STOCKS:* LTFINANCE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ESOP
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹809 Cr 9.6% | ₹738 Cr 0.4% | ₹735 Cr 4.9% | ₹701 Cr 10.2% | ₹636 Cr 1.6% | ₹626 Cr 10.2% | ₹697 Cr 1.8% | ₹685 Cr |
| EPS (₹) | 3.22 9.2% | 2.95 0.3% | 2.94 4.6% | 2.81 10.2% | 2.55 1.6% | 2.51 10.0% | 2.79 1.5% | 2.75 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹6.9K Cr 10.2% | ₹6.3K Cr 1.8% | ₹6.2K Cr 21.9% | ₹7.9K Cr 51.6% | ₹5.2K Cr 3.1% | ₹5.4K Cr 29.8% | ₹4.2K Cr 23.2% | ₹3.4K Cr 2.1% | ₹3.3K Cr 19.2% | ₹2.8K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹-26 Cr 262.5% | ₹16 Cr 96.6% | ₹474 Cr 83.0% | ₹2.8K Cr 370.0% | ₹594 Cr 28.9% | ₹836 Cr 125.9% | ₹370 Cr 9350.0% | ₹-4 Cr 108.2% | ₹49 Cr 88.5% | ₹26 Cr |
| Interest | ₹6.7K Cr 12.1% | ₹6.0K Cr 11.5% | ₹5.4K Cr 7.3% | ₹5.8K Cr 0.8% | ₹5.8K Cr 20.3% | ₹7.2K Cr 4.3% | ₹7.6K Cr 9.7% | ₹6.9K Cr 26.1% | ₹5.5K Cr 17.8% | ₹4.6K Cr |
| Depreciation | ₹210 Cr 51.1% | ₹139 Cr 20.9% | ₹115 Cr 3.6% | ₹111 Cr 7.8% | ₹103 Cr 19.8% | ₹86 Cr 4.9% | ₹82 Cr 64.0% | ₹50 Cr 3.8% | ₹52 Cr 22.4% | ₹67 Cr |
| PBT | ₹4.0K Cr 14.5% | ₹3.5K Cr 15.3% | ₹3.0K Cr 77.2% | ₹1.7K Cr 20.1% | ₹1.4K Cr 3.3% | ₹1.5K Cr 45.1% | ₹2.7K Cr 12.2% | ₹3.1K Cr 111.1% | ₹1.4K Cr 34.0% | ₹1.1K Cr |
| Tax % | 25.0% 4.2% | 24.0% 0.0% | 24.0% 140.0% | 10.0% 61.5% | 26.0% 27.8% | 36.0% 2.7% | 37.0% 37.0% | 27.0% 125.0% | 12.0% 300.0% | 3.0% |
| Net Profit | ₹3.0K Cr 12.9% | ₹2.6K Cr 14.1% | ₹2.3K Cr 50.8% | ₹1.5K Cr 46.4% | ₹1.0K Cr 10.5% | ₹949 Cr 44.2% | ₹1.7K Cr 23.8% | ₹2.2K Cr 74.6% | ₹1.3K Cr 21.9% | ₹1.0K Cr |
| EPS (₹) | 11.9 12.3% | 10.6 13.7% | 9.32 42.3% | 6.55 51.3% | 4.33 10.2% | 3.93 43.0% | 6.9 23.8% | 9.06 77.3% | 5.11 5.8% | 4.83 |
| Div Payout | 23.0% 11.5% | 26.0% 3.7% | 27.0% 12.9% | 31.0% 158.3% | 12.0% | 0.0% 100.0% | 11.0% 22.2% | 9.0% 43.8% | 16.0% 23.1% | 13.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹2.5K Cr 0.4% | ₹2.5K Cr 0.2% | ₹2.5K Cr 0.4% | ₹2.5K Cr 0.2% | ₹2.5K Cr 0.2% | ₹2.5K Cr 23.1% | ₹2.0K Cr 0.3% | ₹2.0K Cr 0.2% | ₹2.0K Cr 13.7% | ₹1.8K Cr |
| Reserves | ₹25.5K Cr 10.4% | ₹23.1K Cr 10.1% | ₹20.9K Cr 10.0% | ₹19.0K Cr 9.0% | ₹17.5K Cr 7.2% | ₹16.3K Cr 28.5% | ₹12.7K Cr 10.8% | ₹11.4K Cr 21.7% | ₹9.4K Cr 53.3% | ₹6.1K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹3.9K Cr 59.5% | ₹2.4K Cr 7.7% | ₹2.7K Cr 55.5% | ₹1.7K Cr 0.6% | ₹1.7K Cr 7.2% | ₹1.6K Cr 75.4% | ₹902 Cr 17.6% | ₹1.1K Cr 2.1% | ₹1.1K Cr 68.9% | ₹3.6K Cr |
| Total Liabilities | ₹1.4L Cr 18.1% | ₹1.2L Cr 17.2% | ₹1.0L Cr 3.4% | ₹1.1L Cr 0.5% | ₹1.1L Cr 1.9% | ₹1.1L Cr 0.5% | ₹1.1L Cr 3.3% | ₹1.1L Cr 20.8% | ₹87.8K Cr 21.0% | ₹72.5K Cr |
Assets | ||||||||||
| Fixed Assets | ₹1.3K Cr 104.1% | ₹641 Cr 23.5% | ₹519 Cr 6.1% | ₹553 Cr 8.6% | ₹509 Cr 55.3% | ₹1.1K Cr 3.5% | ₹1.1K Cr 2.4% | ₹1.1K Cr 2.1% | ₹1.2K Cr 6.4% | ₹1.2K Cr |
| CWIP | ₹62 Cr 37.8% | ₹45 Cr 25.0% | ₹36 Cr 620.0% | ₹5 Cr 77.3% | ₹22 Cr 8.3% | ₹24 Cr 61.3% | ₹62 Cr 59.0% | ₹39 Cr 105.3% | ₹19 Cr 32.1% | ₹28 Cr |
| Investments | ₹10.6K Cr 11.0% | ₹11.9K Cr 4.1% | ₹12.4K Cr 13.8% | ₹14.4K Cr 20.6% | ₹11.9K Cr 34.3% | ₹8.9K Cr 48.4% | ₹6.0K Cr 30.8% | ₹8.6K Cr 63.0% | ₹5.3K Cr 11.8% | ₹6.0K Cr |
| Other Assets | ₹1.3L Cr 20.8% | ₹1.1L Cr 20.1% | ₹89.8K Cr 1.8% | ₹91.4K Cr 3.2% | ₹94.4K Cr 4.5% | ₹98.9K Cr 3.4% | ₹1.0L Cr 6.4% | ₹96.2K Cr 18.4% | ₹81.3K Cr 24.6% | ₹65.2K Cr |
| Total Assets | ₹1.4L Cr 18.1% | ₹1.2L Cr 17.2% | ₹1.0L Cr 3.4% | ₹1.1L Cr 0.5% | ₹1.1L Cr 1.9% | ₹1.1L Cr 0.5% | ₹1.1L Cr 3.3% | ₹1.1L Cr 20.8% | ₹87.8K Cr 21.0% | ₹72.5K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-14.2K Cr 14.5% | ₹-16.6K Cr 2517.9% | ₹686 Cr 90.8% | ₹7.5K Cr 23.2% | ₹6.1K Cr 11.2% | ₹5.5K Cr 152.7% | ₹2.2K Cr 118.6% | ₹-11.6K Cr 25.6% | ₹-15.6K Cr 170.6% | ₹-5.8K Cr |
| Investing CF | ₹367 Cr 22.2% | ₹472 Cr 44.4% | ₹849 Cr 152.0% | ₹-1.6K Cr 67.9% | ₹-5.1K Cr 151.2% | ₹-2.0K Cr 1365.6% | ₹160 Cr 104.5% | ₹-3.6K Cr 331.6% | ₹1.5K Cr 173.1% | ₹-2.1K Cr |
| Financing CF | ₹15.4K Cr 0.0% | ₹15.4K Cr 318.7% | ₹-7.0K Cr 323.7% | ₹-1.7K Cr 45.0% | ₹-3.0K Cr 44.6% | ₹-2.1K Cr 244.1% | ₹1.5K Cr 90.9% | ₹16.0K Cr 9.1% | ₹14.7K Cr 84.6% | ₹8.0K Cr |
| Net Cash Flow | ₹1.6K Cr 328.6% | ₹-697 Cr 87.4% | ₹-5.5K Cr 231.5% | ₹4.2K Cr 306.3% | ₹-2.0K Cr 250.6% | ₹1.3K Cr 64.2% | ₹3.8K Cr 385.5% | ₹777 Cr 32.4% | ₹587 Cr 967.3% | ₹55 Cr |
| Free Cash Flow | ₹-14.4K Cr 14.0% | ₹-16.8K Cr 3053.7% | ₹568 Cr 92.3% | ₹7.4K Cr 23.2% | ₹6.0K Cr 10.8% | ₹5.4K Cr 156.9% | ₹2.1K Cr 118.0% | ₹-11.7K Cr 24.9% | ₹-15.6K Cr 170.1% | ₹-5.8K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About L&T Finance Limited
L&T Finance Ltd. is a NBFC, offering a range of financial products and services. [1] Company has filed requisite application for necessary registration as Systemically Important Non- Deposit Accepting Core Investment Company (NBFC-CIC)[2]
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