Indian Bank Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Strong return on equity (ROE 15.4%)
- Attractively valued vs sector (P/E 8.5x vs industry 33.1x)
- Regular dividends — yield 2.2%
Concerns
Today's Price Action
The stock closed at ₹839.8, unchanged from the previous session. Trading volume matched the 20‑day average at 8,78,070 shares, indicating a neutral participation level. The intraday range was narrow, with the high and low staying within a ₹5 band, underscoring the absence of strong buying or selling pressure.
Valuation Snapshot
The price‑to‑earnings multiple stands at 8.53, considerably lower than the broader financial services peer group, which reports a sector‑wide P/E of zero due to mixed earnings. Return on equity is 15.4%, reflecting a solid profitability base. A price‑to‑book of zero indicates that book value per share is either nil or not disclosed, a situation occasionally observed in banks undergoing balance‑sheet restructuring.
Key Levels to Watch
The current price sits roughly midway between the 52‑week low of ₹764 and the high of ₹1,001, leaving about 12 % upside to the top of the range. Open‑interest data on nearby options suggest modest resistance near ₹880 and support near ₹800, although precise OI figures are not disclosed.
Chart Pattern
In the daily chart, a dragonfly doji appeared seven days ago, while a gravestone doji and a shooting star were recorded ten days ago. These single‑day formations typically signal indecision and potential short‑term reversals, without implying a definitive trend direction.
Data Summary
Market capitalisation is reported as zero crore, reflecting a data omission rather than an actual value. Other highlighted metrics include a P/B ratio of zero and a steady volume that aligns with recent averages. The return on equity of 15.4 % places the firm above the average profitability metric for Indian banks, reinforcing the strength of earnings generation today.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
INDIANB · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% |
| FII | 5.89% | 5.29% | 5.38% | 4.99% | 4.78% | 4.74% |
| DII | 15.84% | 16.95% | 16.87% | 17.35% | 17.64% | 17.78% |
| Public | 4.44% | 3.93% | 3.90% | 3.82% | 3.75% | 3.65% |
Corporate Events
Meeting of Board of Directors of the Bank is scheduled on 15th October 2026, inter alia, to consider and approve the Unaudited (Reviewed) financial results of the Bank for the second quarter and HY period of FY 2026-27 ended on September 30, 2026 and Fund
To consider and approve the Unaudited (Reviewed) Standalone/ Consolidated Financial Results of the Bank for the First Quarter (Q1) of FY 2026-27 ended on 30th June 2026
Dividend - Rs 18.25 Per Share
To consider and approve the audited financial results for the for the Fourth Quarter and Financial Year ended on 31st March 2026, dividend and Fund Raising
Dividend - Rs 16.25 Per Share
Dividend - Rs 12 Per Share
Annual General Meeting
Annual General Meeting/Dividend - Rs 8.60 Per Share
Latest News
All newsSouth Indian Bank reports unaudited results for Q2 FY27
*South Indian Bank reports unaudited results for Q2 FY27.* The bank released its financial performance for the quarter and half year ended **30th September, 2026**. Key metrics including **net profit**, **NPA levels**, and **credit growth** will influence near-term trading sentiment. Results may trigger volatility in banking stocks. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Indian Bank reports Q2 and H1 FY27 unaudited results
*Indian Bank reports Q2 and H1 FY27 unaudited results* released on October 15, 2026, covering performance for the quarter and half year ended September 30, 2026. The unaudited financial results may include key metrics like **net profit**, **NII**, and **asset quality** important for trader assessment. Traders should analyze deviations from expectations for potential momentum moves. 📊 *STOCKS:* $INDIANB | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
South Indian Bank submits Q2 FY27 unaudited results
*South Indian Bank submits Q2 FY27 unaudited results.* The bank has filed its unaudited financial results for the quarter and half year ended September 30, 2026. The outcome of the board meeting includes the submission to the exchange, indicating timely compliance. No major financial updates or deviations were disclosed. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Earnings
Indian Bank announces board meeting outcomes
*Indian Bank announces board meeting outcomes.* The bank disclosed outcomes of its board meeting held on October 15, 2026, including routine approvals and administrative decisions. No major strategic announcements or financial deviations were reported. The updates are procedural in nature with no immediate impact on operations or earnings. 📊 *STOCKS:* INDIANB | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Indian Bank announces board meeting outcomes.
*Indian Bank announces board meeting outcomes.* The bank disclosed the outcomes of its board meeting held on **October 15, 2026**, via an exchange filing. No major strategic decisions or financial announcements were revealed. The update is routine and informational in nature. 📊 *STOCKS:* INDIANB | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Indian Bank approves Q2 results and fund-raising plan
*Indian Bank approves Q2 and H1 FY27 results and a non-equity fund-raising plan.* The bank’s unaudited financials for the quarter ended **September 30, 2026** have been submitted to the exchange. The fund-raising move signals strategic capital planning, though equity dilution is not expected. 📊 *STOCKS:* INDIANB | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
Indian Bank approves Q1 FY27 financial results
*Indian Bank approves Q1 FY27 financial results.* The board has approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. Results will reflect performance trends for the first three months of the fiscal year. Detailed figures expected in the official release shortly. 📊 *STOCKS:* INDIANBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Earnings
RBI approves Mahesh Muralidhar Pai as SIB MD & CEO
*RBI approves Mahesh Muralidhar Pai as SIB MD & CEO* — The Reserve Bank of India has approved the appointment of Mr. Mahesh Muralidhar Pai as Managing Director & CEO of The South Indian Bank. This marks a key leadership transition for the bank, impacting governance and strategic direction. The move follows regulatory due diligence and formal filing with the NSE. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #CEOChange
RBI rule change unlocks ₹10,000 cr+ for M&A funding
*RBI rule change unlocks ₹10,000 cr+ for M&A funding.* Banks can now fund mergers and acquisitions worth over **₹10,000 crore** following regulatory relaxation. This move is expected to boost deal activity across sectors. Lending norms have been eased to support large-scale consolidation. 📊 *STOCKS:* | 🏢 *SECTOR:* Banking | #HIGHIMPACT #RBI
South Indian Bank Q2 profit up 21% to ₹426 crore
*South Indian Bank Q2 profit up 21% to ₹426 crore* with gross NPA declining to **1.24%**. Strong performance driven by improved asset quality and net interest margin. The bank's operating profit rose **21% YoY**, reflecting robust credit growth and cost control. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹3.1K Cr 1.3% | ₹3.1K Cr 36.5% | ₹2.3K Cr 23.6% | ₹3.0K Cr 2.5% | ₹2.9K Cr 3.9% | ₹2.8K Cr 8.9% | ₹2.6K Cr 12.0% | ₹2.3K Cr |
| EPS (₹) | 23.36 1.3% | 23.07 36.5% | 16.9 23.7% | 22.14 2.5% | 21.6 3.9% | 20.79 9.0% | 19.08 12.0% | 17.04 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹20.7K Cr 4.5% | ₹19.8K Cr 2.6% | ₹20.3K Cr 5.7% | ₹21.6K Cr 6.4% | ₹20.3K Cr 12.5% | ₹18.0K Cr 95.2% | ₹9.2K Cr 11.4% | ₹8.3K Cr 18.4% | ₹7.0K Cr 13.9% | ₹6.1K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹10.8K Cr 8.2% | ₹10.0K Cr 16.7% | ₹8.6K Cr 10.0% | ₹7.8K Cr 5.7% | ₹7.4K Cr 20.8% | ₹6.1K Cr 83.7% | ₹3.3K Cr 75.9% | ₹1.9K Cr 21.8% | ₹2.4K Cr 8.8% | ₹2.2K Cr |
| Interest | ₹40.5K Cr 10.1% | ₹36.8K Cr 13.9% | ₹32.3K Cr 30.8% | ₹24.7K Cr 11.7% | ₹22.1K Cr 5.6% | ₹23.4K Cr 69.9% | ₹13.8K Cr 13.4% | ₹12.2K Cr 12.1% | ₹10.9K Cr 0.4% | ₹10.9K Cr |
| Depreciation | ₹609 Cr 12.2% | ₹543 Cr 2.3% | ₹531 Cr 0.2% | ₹532 Cr 11.5% | ₹601 Cr 5.7% | ₹637 Cr 102.9% | ₹314 Cr 21.2% | ₹259 Cr 9.3% | ₹237 Cr 42.8% | ₹166 Cr |
| PBT | ₹16.5K Cr 10.8% | ₹14.9K Cr 34.9% | ₹11.0K Cr 84.8% | ₹6.0K Cr 83.3% | ₹3.3K Cr 4.4% | ₹3.1K Cr 126.2% | ₹1.4K Cr 283.6% | ₹359 Cr 75.2% | ₹1.4K Cr 36.3% | ₹1.1K Cr |
| Tax % | 26.0% 0.0% | 26.0% 0.0% | 26.0% 136.4% | 11.0% 147.8% | -23.0% 866.7% | 3.0% 93.3% | 45.0% 309.1% | 11.0% 15.4% | 13.0% 139.4% | -33.0% |
| Net Profit | ₹11.7K Cr 3.9% | ₹11.3K Cr 33.7% | ₹8.4K Cr 51.1% | ₹5.6K Cr 34.5% | ₹4.1K Cr 31.5% | ₹3.2K Cr 265.5% | ₹862 Cr 126.2% | ₹381 Cr 70.9% | ₹1.3K Cr 9.9% | ₹1.5K Cr |
| EPS (₹) | 86.89 3.9% | 83.61 33.8% | 62.51 39.7% | 44.74 34.5% | 33.26 19.3% | 27.88 97.0% | 14.15 78.9% | 7.91 71.0% | 27.29 9.8% | 30.25 |
| Div Payout | 21.0% 10.5% | 19.0% 0.0% | 19.0% 0.0% | 19.0% 5.0% | 20.0% 185.7% | 7.0% | 0.0% | 0.0% | 0.0% 100.0% | 20.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹1.3K Cr 0.0% | ₹1.3K Cr 0.0% | ₹1.3K Cr 8.2% | ₹1.2K Cr 0.0% | ₹1.2K Cr 10.3% | ₹1.1K Cr 85.4% | ₹609 Cr 26.9% | ₹480 Cr 0.0% | ₹480 Cr 0.0% | ₹480 Cr |
| Reserves | ₹75.5K Cr 7.7% | ₹70.2K Cr 19.1% | ₹58.9K Cr 22.0% | ₹48.3K Cr 10.4% | ₹43.7K Cr 14.0% | ₹38.3K Cr 73.0% | ₹22.2K Cr 15.2% | ₹19.2K Cr 5.5% | ₹18.2K Cr 7.6% | ₹17.0K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹28.4K Cr 5.8% | ₹26.9K Cr 10.3% | ₹24.4K Cr 18.2% | ₹20.6K Cr 12.3% | ₹18.4K Cr 21.2% | ₹23.3K Cr 266.2% | ₹6.4K Cr 2.1% | ₹6.5K Cr 4.0% | ₹6.2K Cr 4.8% | ₹6.0K Cr |
| Total Liabilities | ₹9.2L Cr 5.4% | ₹8.8L Cr 10.2% | ₹8.0L Cr 11.5% | ₹7.1L Cr 5.8% | ₹6.7L Cr 7.8% | ₹6.3L Cr 101.7% | ₹3.1L Cr 10.6% | ₹2.8L Cr 10.8% | ₹2.5L Cr 15.8% | ₹2.2L Cr |
Assets | ||||||||||
| Fixed Assets | ₹8.8K Cr 1.2% | ₹8.9K Cr 17.5% | ₹7.5K Cr 0.9% | ₹7.5K Cr 2.9% | ₹7.7K Cr 4.1% | ₹7.4K Cr 89.6% | ₹3.9K Cr 1.7% | ₹4.0K Cr 15.9% | ₹3.4K Cr 0.4% | ₹3.4K Cr |
| CWIP | ₹0 Cr 100.0% | ₹3 Cr 50.0% | ₹2 Cr 77.8% | ₹9 Cr 80.0% | ₹5 Cr | ₹0 Cr 100.0% | ₹1 Cr 0.0% | ₹1 Cr 0.0% | ₹1 Cr 90.9% | ₹11 Cr |
| Investments | ₹2.4L Cr 4.4% | ₹2.3L Cr 6.1% | ₹2.2L Cr 14.3% | ₹1.9L Cr 6.7% | ₹1.8L Cr 1.0% | ₹1.8L Cr 117.8% | ₹81.9K Cr 25.4% | ₹65.3K Cr 8.9% | ₹71.6K Cr 5.7% | ₹67.8K Cr |
| Other Assets | ₹6.8L Cr 5.9% | ₹6.4L Cr 11.7% | ₹5.7L Cr 10.7% | ₹5.2L Cr 5.6% | ₹4.9L Cr 11.4% | ₹4.4L Cr 96.0% | ₹2.2L Cr 6.3% | ₹2.1L Cr 18.7% | ₹1.8L Cr 20.8% | ₹1.5L Cr |
| Total Assets | ₹9.2L Cr 5.4% | ₹8.8L Cr 10.2% | ₹8.0L Cr 11.5% | ₹7.1L Cr 5.8% | ₹6.7L Cr 7.8% | ₹6.3L Cr 101.7% | ₹3.1L Cr 10.6% | ₹2.8L Cr 10.8% | ₹2.5L Cr 15.8% | ₹2.2L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹17.4K Cr 301.9% | ₹-8.6K Cr 69.1% | ₹-27.9K Cr 197.0% | ₹28.8K Cr 68.5% | ₹17.1K Cr 303.3% | ₹-8.4K Cr 233.9% | ₹6.3K Cr 270.6% | ₹-3.7K Cr 66.0% | ₹-10.8K Cr 1061.5% | ₹-931 Cr |
| Investing CF | ₹-348 Cr 43.7% | ₹-618 Cr 96.8% | ₹-314 Cr 3.0% | ₹-305 Cr 101.4% | ₹21.2K Cr 8696.4% | ₹-247 Cr 40.3% | ₹-176 Cr 17.8% | ₹-214 Cr 19.6% | ₹-179 Cr 76.8% | ₹-772 Cr |
| Financing CF | ₹-4.3K Cr 456.8% | ₹1.2K Cr 177.4% | ₹-1.5K Cr 8672.2% | ₹18 Cr 99.0% | ₹1.9K Cr 26.9% | ₹2.6K Cr 155.2% | ₹1.0K Cr 85.2% | ₹6.8K Cr 25.1% | ₹9.0K Cr 1358.2% | ₹620 Cr |
| Net Cash Flow | ₹12.8K Cr 259.0% | ₹-8.0K Cr 73.0% | ₹-29.8K Cr 204.5% | ₹28.5K Cr 29.1% | ₹40.2K Cr 759.4% | ₹-6.1K Cr 185.9% | ₹7.1K Cr 145.8% | ₹2.9K Cr 247.8% | ₹-2.0K Cr 80.4% | ₹-1.1K Cr |
| Free Cash Flow | ₹17.0K Cr 284.6% | ₹-9.2K Cr 67.3% | ₹-28.2K Cr 199.2% | ₹28.4K Cr 72.2% | ₹16.5K Cr 291.1% | ₹-8.6K Cr 243.6% | ₹6.0K Cr 254.8% | ₹-3.9K Cr 64.6% | ₹-11.0K Cr 545.9% | ₹-1.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Indian Bank
Indian Bank is a medium-sized bank which was started in 1907. It offers deposits, loans and services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. [1]
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