Indian Bank Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Strong return on equity (ROE 15.4%)
- Attractively valued vs sector (P/E 9.3x vs industry 37.5x)
- Regular dividends — yield 2.1%
Concerns
Today's Price Action
The stock closed at ₹879.7, unchanged from the previous session. Trading volume matched the 20‑day average of 7,86,564 shares, indicating that interest levels remain consistent with recent patterns.
Valuation Snapshot
The current price‑to‑earnings multiple stands at 9.3, comfortably below the sector’s average, which suggests a relatively inexpensive valuation on earnings grounds. A return on equity of 15.4 % points to solid profitability relative to peers.
Key Levels to Watch
The share is trading roughly midway between its 52‑week range of ₹653 (low) and ₹1,001 (high), with a short‑term cushion above the lower band. Open‑interest data on nearby strike prices shows modest accumulation at the ₹850‑₹870 corridor, potentially acting as a support‑resistance zone.
Chart Pattern
Recent candlestick activity on the daily chart includes a Shooting Star observed two days ago, a Bearish Harami four days ago, and a Dragonfly Doji eight days ago. These formations highlight a mix of bearish reversal signals and a brief bullish indecision candle, reflecting a contested price structure over the last ten sessions.
Data Summary
Key metrics highlight a market‑capitalisation‑free listing, a P/E of 9.3, and a P/B below 1, underscoring a valuation tilt toward the lower end of the financial services spectrum. The stock’s price sits near the midpoint of its annual range, with volume aligning to historical averages and open‑interest clustering around the ₹850‑₹870 level.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
INDIANB · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% | 73.84% |
| FII | 5.89% | 5.29% | 5.38% | 4.99% | 4.78% | 4.74% |
| DII | 15.84% | 16.95% | 16.87% | 17.35% | 17.64% | 17.78% |
| Public | 4.44% | 3.93% | 3.90% | 3.82% | 3.75% | 3.65% |
Corporate Events
To consider and approve the Unaudited (Reviewed) Standalone/ Consolidated Financial Results of the Bank for the First Quarter (Q1) of FY 2026-27 ended on 30th June 2026
Dividend - Rs 18.25 Per Share
To consider and approve the audited financial results for the for the Fourth Quarter and Financial Year ended on 31st March 2026, dividend and Fund Raising
Dividend - Rs 16.25 Per Share
Annual General Meeting
Dividend - Rs 12 Per Share
Annual General Meeting/Dividend - Rs 8.60 Per Share
Latest News
All newsIndian Bank approves Q1 FY27 financial results
*Indian Bank approves Q1 FY27 financial results.* The board has approved the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. Results will reflect performance trends for the first three months of the fiscal year. Detailed figures expected in the official release shortly. 📊 *STOCKS:* INDIANBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Earnings
RBI approves Mahesh Muralidhar Pai as SIB MD & CEO
*RBI approves Mahesh Muralidhar Pai as SIB MD & CEO* — The Reserve Bank of India has approved the appointment of Mr. Mahesh Muralidhar Pai as Managing Director & CEO of The South Indian Bank. This marks a key leadership transition for the bank, impacting governance and strategic direction. The move follows regulatory due diligence and formal filing with the NSE. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #CEOChange
South Indian Bank posts strong earnings growth
*South Indian Bank posts strong earnings growth* as per simplywall.st analysis. The bank delivered robust earnings performance, signaling improved profitability and operational efficiency. Key metrics show **double-digit growth** in net profit and **healthy YoY revenue rise**. Analysts highlight strong asset quality and credit cost improvement. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
ICICI Bank approves up to $5 billion overseas bond issuance
*ICICI Bank approves up to $5 billion in overseas bond issuance.* This move strengthens its capital position for international expansion and debt refinancing. The **$5 billion** is one of the largest foreign currency bond approvals by an Indian bank. Such fundraising enhances liquidity and investor confidence. 📊 *STOCKS:* $ICICIBANK | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Bonds
HDFC Bank raises $1.8 billion via dollar bonds
*HDFC Bank raises $1.8 billion via dollar bonds.* This is the largest dollar bond issuance by an Indian bank to date, raising **$1.8 billion** in overseas funds. The move strengthens its capital base amid rising credit demand. The bonds carry a coupon rate of **6.95%** and mature in 10 years. 📊 *STOCKS:* $HDFCBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #DollarBonds
Indian Bank Q1 net profit rises 10% to ₹3,273 crore
*Indian Bank Q1 standalone net profit rises 10% to ₹3,273 crore.* Revenue growth and improved net interest margin drove performance. Asset quality remained stable with NPA at **5.1%**. Provisions declined year-on-year, boosting bottom line. 📊 *STOCKS:* INDIANB | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Fairfax proposes $5.5B acquisition of IDBI Bank
*Fairfax proposes $5.5 billion acquisition of IDBI Bank.* The deal values IDBI Bank at **$5.5 billion**, marking one of the largest private equity takeovers in Indian banking history. Regulatory approvals and shareholder consensus remain key hurdles. Outcome could reshape public sector bank privatization trends. 📊 *STOCKS:* IDBI | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Acquisition
Indian Bank Q1 profit soars to ₹3,300 Cr, beats loan growth target
*Indian Bank Q1 profit jumps to **₹3,300 Cr**, significantly outperforming expectations.* The bank reported a strong loan growth of **14%**, surpassing its guidance. Asset quality improved with NPA ratio falling to **2.1%**. Net interest margin remained stable at **3.2%**. 📊 *STOCKS:* INDIANB | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Indian Bank share jumps 10% on Q1 results
*Indian Bank share jumps 10% on Q1 results* — The stock surged after the lender reported its first-quarter financial results. Net profit rose **₹421 crore** year-on-year, driven by lower slippages and improved NII. Strong performance boosted investor sentiment significantly. 📊 *STOCKS:* INDIANB | 🏢 *SECTOR:* Banking | #HIGHIMPACT #earnings
Indian Bank Q1 profit surges to ₹3,300 Cr, loan growth at 14%
*Indian Bank Q1 profit surges to ₹3,300 Cr, loan growth at 14%* Indian Bank reported a strong Q1 with net profit at **₹3,300 Cr**, beating expectations. Loan disbursement grew **14% YoY**, surpassing its annual guidance. Asset quality improved with NPA ratio down to **2.1%**. The robust performance signals healthy credit demand and effective risk management. 📊 *STOCKS:* INDIANB | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹3.1K Cr 1.3% | ₹3.1K Cr 36.5% | ₹2.3K Cr 23.6% | ₹3.0K Cr 2.5% | ₹2.9K Cr 3.9% | ₹2.8K Cr 8.9% | ₹2.6K Cr 12.0% | ₹2.3K Cr |
| EPS (₹) | 23.36 1.3% | 23.07 36.5% | 16.9 23.7% | 22.14 2.5% | 21.6 3.9% | 20.79 9.0% | 19.08 12.0% | 17.04 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹20.7K Cr 4.5% | ₹19.8K Cr 2.6% | ₹20.3K Cr 5.7% | ₹21.6K Cr 6.4% | ₹20.3K Cr 12.5% | ₹18.0K Cr 95.2% | ₹9.2K Cr 11.4% | ₹8.3K Cr 18.4% | ₹7.0K Cr 13.9% | ₹6.1K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹10.8K Cr 8.2% | ₹10.0K Cr 16.7% | ₹8.6K Cr 10.0% | ₹7.8K Cr 5.7% | ₹7.4K Cr 20.8% | ₹6.1K Cr 83.7% | ₹3.3K Cr 75.9% | ₹1.9K Cr 21.8% | ₹2.4K Cr 8.8% | ₹2.2K Cr |
| Interest | ₹40.5K Cr 10.1% | ₹36.8K Cr 13.9% | ₹32.3K Cr 30.8% | ₹24.7K Cr 11.7% | ₹22.1K Cr 5.6% | ₹23.4K Cr 69.9% | ₹13.8K Cr 13.4% | ₹12.2K Cr 12.1% | ₹10.9K Cr 0.4% | ₹10.9K Cr |
| Depreciation | ₹609 Cr 12.2% | ₹543 Cr 2.3% | ₹531 Cr 0.2% | ₹532 Cr 11.5% | ₹601 Cr 5.7% | ₹637 Cr 102.9% | ₹314 Cr 21.2% | ₹259 Cr 9.3% | ₹237 Cr 42.8% | ₹166 Cr |
| PBT | ₹16.5K Cr 10.8% | ₹14.9K Cr 34.9% | ₹11.0K Cr 84.8% | ₹6.0K Cr 83.3% | ₹3.3K Cr 4.4% | ₹3.1K Cr 126.2% | ₹1.4K Cr 283.6% | ₹359 Cr 75.2% | ₹1.4K Cr 36.3% | ₹1.1K Cr |
| Tax % | 26.0% 0.0% | 26.0% 0.0% | 26.0% 136.4% | 11.0% 147.8% | -23.0% 866.7% | 3.0% 93.3% | 45.0% 309.1% | 11.0% 15.4% | 13.0% 139.4% | -33.0% |
| Net Profit | ₹11.7K Cr 3.9% | ₹11.3K Cr 33.7% | ₹8.4K Cr 51.1% | ₹5.6K Cr 34.5% | ₹4.1K Cr 31.5% | ₹3.2K Cr 265.5% | ₹862 Cr 126.2% | ₹381 Cr 70.9% | ₹1.3K Cr 9.9% | ₹1.5K Cr |
| EPS (₹) | 86.89 3.9% | 83.61 33.8% | 62.51 39.7% | 44.74 34.5% | 33.26 19.3% | 27.88 97.0% | 14.15 78.9% | 7.91 71.0% | 27.29 9.8% | 30.25 |
| Div Payout | 21.0% 10.5% | 19.0% 0.0% | 19.0% 0.0% | 19.0% 5.0% | 20.0% 185.7% | 7.0% | 0.0% | 0.0% | 0.0% 100.0% | 20.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹1.3K Cr 0.0% | ₹1.3K Cr 0.0% | ₹1.3K Cr 8.2% | ₹1.2K Cr 0.0% | ₹1.2K Cr 10.3% | ₹1.1K Cr 85.4% | ₹609 Cr 26.9% | ₹480 Cr 0.0% | ₹480 Cr 0.0% | ₹480 Cr |
| Reserves | ₹75.5K Cr 7.7% | ₹70.2K Cr 19.1% | ₹58.9K Cr 22.0% | ₹48.3K Cr 10.4% | ₹43.7K Cr 14.0% | ₹38.3K Cr 73.0% | ₹22.2K Cr 15.2% | ₹19.2K Cr 5.5% | ₹18.2K Cr 7.6% | ₹17.0K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹28.4K Cr 5.8% | ₹26.9K Cr 10.3% | ₹24.4K Cr 18.2% | ₹20.6K Cr 12.3% | ₹18.4K Cr 21.2% | ₹23.3K Cr 266.2% | ₹6.4K Cr 2.1% | ₹6.5K Cr 4.0% | ₹6.2K Cr 4.8% | ₹6.0K Cr |
| Total Liabilities | ₹9.2L Cr 5.4% | ₹8.8L Cr 10.2% | ₹8.0L Cr 11.5% | ₹7.1L Cr 5.8% | ₹6.7L Cr 7.8% | ₹6.3L Cr 101.7% | ₹3.1L Cr 10.6% | ₹2.8L Cr 10.8% | ₹2.5L Cr 15.8% | ₹2.2L Cr |
Assets | ||||||||||
| Fixed Assets | ₹8.8K Cr 1.2% | ₹8.9K Cr 17.5% | ₹7.5K Cr 0.9% | ₹7.5K Cr 2.9% | ₹7.7K Cr 4.1% | ₹7.4K Cr 89.6% | ₹3.9K Cr 1.7% | ₹4.0K Cr 15.9% | ₹3.4K Cr 0.4% | ₹3.4K Cr |
| CWIP | ₹0 Cr 100.0% | ₹3 Cr 50.0% | ₹2 Cr 77.8% | ₹9 Cr 80.0% | ₹5 Cr | ₹0 Cr 100.0% | ₹1 Cr 0.0% | ₹1 Cr 0.0% | ₹1 Cr 90.9% | ₹11 Cr |
| Investments | ₹2.4L Cr 4.4% | ₹2.3L Cr 6.1% | ₹2.2L Cr 14.3% | ₹1.9L Cr 6.7% | ₹1.8L Cr 1.0% | ₹1.8L Cr 117.8% | ₹81.9K Cr 25.4% | ₹65.3K Cr 8.9% | ₹71.6K Cr 5.7% | ₹67.8K Cr |
| Other Assets | ₹6.8L Cr 5.9% | ₹6.4L Cr 11.7% | ₹5.7L Cr 10.7% | ₹5.2L Cr 5.6% | ₹4.9L Cr 11.4% | ₹4.4L Cr 96.0% | ₹2.2L Cr 6.3% | ₹2.1L Cr 18.7% | ₹1.8L Cr 20.8% | ₹1.5L Cr |
| Total Assets | ₹9.2L Cr 5.4% | ₹8.8L Cr 10.2% | ₹8.0L Cr 11.5% | ₹7.1L Cr 5.8% | ₹6.7L Cr 7.8% | ₹6.3L Cr 101.7% | ₹3.1L Cr 10.6% | ₹2.8L Cr 10.8% | ₹2.5L Cr 15.8% | ₹2.2L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹17.4K Cr 301.9% | ₹-8.6K Cr 69.1% | ₹-27.9K Cr 197.0% | ₹28.8K Cr 68.5% | ₹17.1K Cr 303.3% | ₹-8.4K Cr 233.9% | ₹6.3K Cr 270.6% | ₹-3.7K Cr 66.0% | ₹-10.8K Cr 1061.5% | ₹-931 Cr |
| Investing CF | ₹-348 Cr 43.7% | ₹-618 Cr 96.8% | ₹-314 Cr 3.0% | ₹-305 Cr 101.4% | ₹21.2K Cr 8696.4% | ₹-247 Cr 40.3% | ₹-176 Cr 17.8% | ₹-214 Cr 19.6% | ₹-179 Cr 76.8% | ₹-772 Cr |
| Financing CF | ₹-4.3K Cr 456.8% | ₹1.2K Cr 177.4% | ₹-1.5K Cr 8672.2% | ₹18 Cr 99.0% | ₹1.9K Cr 26.9% | ₹2.6K Cr 155.2% | ₹1.0K Cr 85.2% | ₹6.8K Cr 25.1% | ₹9.0K Cr 1358.2% | ₹620 Cr |
| Net Cash Flow | ₹12.8K Cr 259.0% | ₹-8.0K Cr 73.0% | ₹-29.8K Cr 204.5% | ₹28.5K Cr 29.1% | ₹40.2K Cr 759.4% | ₹-6.1K Cr 185.9% | ₹7.1K Cr 145.8% | ₹2.9K Cr 247.8% | ₹-2.0K Cr 80.4% | ₹-1.1K Cr |
| Free Cash Flow | ₹17.0K Cr 284.6% | ₹-9.2K Cr 67.3% | ₹-28.2K Cr 199.2% | ₹28.4K Cr 72.2% | ₹16.5K Cr 291.1% | ₹-8.6K Cr 243.6% | ₹6.0K Cr 254.8% | ₹-3.9K Cr 64.6% | ₹-11.0K Cr 545.9% | ₹-1.7K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Indian Bank
Indian Bank is a medium-sized bank which was started in 1907. It offers deposits, loans and services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. [1]
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