India Shelter Finance Corporation Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Strong return on equity (ROE 17%)
- Attractively valued vs sector (P/E 14.7x vs industry 37.5x)
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
INDIASHLTR · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 48.30% | 48.23% | 48.14% | 48.00% | 47.92% | 47.91% |
| FII | 5.28% | 5.16% | 5.77% | 6.23% | 6.93% | 7.96% |
| DII | 16.09% | 17.53% | 21.87% | 20.66% | 18.52% | 17.67% |
| Public | 30.32% | 29.09% | 24.22% | 25.09% | 26.64% | 26.46% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Prior intimation of Asset Liability Management Committee to consider Fund Raising by way of issuance of NCDs
Dividend - Rs 10 Per Share
To consider and approve the financial results for the period ended March 31, 2026 and dividend
Dividend - Rs 5 Per Share
Latest News
All newsIndia Shelter reports Q1FY26 financial results
*India Shelter reports Q1FY26 financial results*. India Shelter Finance Corporation has announced its financial results for the quarter ended June 30, 2026. The company reported a net profit of **₹42.3 crore** on total income of **₹217.8 crore**, reflecting stable performance. Asset quality remained healthy with gross NPA at **2.1%**. 📊 *STOCKS:* INDIASHLTR | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Earnings
INDIASHLTR posts annual results; analysts revise estimates
*INDIASHLTR posts annual results; analysts revise estimates*. India Shelter Finance Corporation Limited reported its yearly financial results, prompting analysts to update their earnings estimates. Key metrics like **₹** and **% YoY** remain under review pending detailed disclosures. Traders should monitor F&O activity for potential volatility. 📊 *STOCKS:* INDIASHLTR | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Earnings
India Shelter hosts investor meet; details discussed.
*India Shelter hosts investor meet; details discussed.* Transcript from the analyst and institutional investor meet has been filed with the exchange. The session covered company outlook and recent performance metrics. Specific financial figures or strategic shifts were not disclosed in the filing. 📊 *STOCKS:* $INDIASHLTR | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorMeet
India Shelter publishes routine newspaper notice
*India Shelter publishes routine newspaper notice.* This is a standard regulatory disclosure as per corporate filing norms. **No financial or operational updates** were shared. The move is purely procedural. 📊 *STOCKS:* INDIASHLTR | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #corporate_filing
India Shelter publishes AGM notice for FY25-26
*India Shelter publishes AGM notice for FY25-26*. India Shelter Finance Corporation has released the pre-dispatch newspaper publication for its AGM notice and annual report for FY **2025-26**. This is a routine corporate filing ahead of the annual general meeting. No financial surprises or strategic shifts were indicated in the notice. 📊 *STOCKS:* INDIASHLTR | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AGM
India Shelter Finance downgraded to Sell on technical weakness
*India Shelter Finance Corporation Ltd downgraded to Sell amid technical weakness and high promoter pledge.* The downgrade reflects concerns over **technical deterioration** in the stock price and elevated **promoter pledging** levels, signaling potential selling pressure. Traders should watch for further pledge escalation and support level breaks. 📊 *STOCKS:* INDIASHLF | 🏢 *SECTOR:* Realty | #MEDIUMIMPACT #downgrade
India Shelter Finance Corp. P/E forward data updated
*India Shelter Finance Corp. trades with updated forward P/E ratio.* The metric reflects market expectations on future earnings. **No immediate catalyst** or fundamental change reported. Data sourced via TradingView for technical and valuation analysis. 📊 *STOCKS:* INDIASHLTR | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Valuation
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹124 Cr 1.6% | ₹122 Cr 2.5% | ₹119 Cr 10.2% | ₹108 Cr 12.5% | ₹96 Cr 6.7% | ₹90 Cr 7.1% | ₹84 Cr 7.7% | ₹78 Cr |
| EPS (₹) | 11.42 1.4% | 11.26 1.7% | 11.07 10.5% | 10.02 12.3% | 8.92 6.3% | 8.39 7.7% | 7.79 7.0% | 7.28 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — |
| Expenses | ₹417 Cr 30.7% | ₹319 Cr 31.3% | ₹243 Cr 31.4% | ₹185 Cr 34.1% | ₹138 Cr 39.4% | ₹99 Cr |
| Op. Profit | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — |
| Other Income | ₹0 Cr 100.0% | ₹10 Cr 68.8% | ₹32 Cr 52.4% | ₹21 Cr 75.0% | ₹12 Cr 100.0% | ₹6 Cr |
| Interest | ₹446 Cr 25.3% | ₹356 Cr 23.2% | ₹289 Cr 37.0% | ₹211 Cr 41.6% | ₹149 Cr 40.6% | ₹106 Cr |
| Depreciation | ₹12 Cr 0.0% | ₹12 Cr 20.0% | ₹10 Cr 25.0% | ₹8 Cr 14.3% | ₹7 Cr 40.0% | ₹5 Cr |
| PBT | ₹653 Cr 33.5% | ₹489 Cr 53.3% | ₹319 Cr 57.9% | ₹202 Cr 21.0% | ₹167 Cr 47.8% | ₹113 Cr |
| Tax % | 23.0% 0.0% | 23.0% 4.5% | 22.0% 4.3% | 23.0% 0.0% | 23.0% 0.0% | 23.0% |
| Net Profit | ₹503 Cr 33.1% | ₹378 Cr 52.4% | ₹248 Cr 60.0% | ₹155 Cr 21.1% | ₹128 Cr 47.1% | ₹87 Cr |
| EPS (₹) | 46.26 32.1% | 35.02 51.4% | 23.13 34.7% | 35.41 20.5% | 29.39 44.6% | 20.33 |
| Div Payout | 22.0% 57.1% | 14.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|---|
Liabilities | |||||||
| Equity Capital | ₹54 Cr 0.0% | ₹54 Cr 0.0% | ₹54 Cr 0.0% | ₹54 Cr 22.7% | ₹44 Cr 0.0% | ₹44 Cr 2.3% | ₹43 Cr |
| Reserves | ₹3.1K Cr 9.9% | ₹2.9K Cr 7.8% | ₹2.7K Cr 18.3% | ₹2.2K Cr 87.6% | ₹1.2K Cr 16.0% | ₹1.0K Cr 15.4% | ₹894 Cr |
| Borrowings | — | — | — | — | — | — | — |
| Other Liabilities | ₹171 Cr 1.2% | ₹173 Cr 147.1% | ₹70 Cr 12.5% | ₹80 Cr 21.2% | ₹66 Cr 12.0% | ₹75 Cr 120.6% | ₹34 Cr |
| Total Liabilities | ₹9.6K Cr 12.1% | ₹8.6K Cr 10.7% | ₹7.7K Cr 33.7% | ₹5.8K Cr 34.9% | ₹4.3K Cr 33.4% | ₹3.2K Cr 30.8% | ₹2.5K Cr |
Assets | |||||||
| Fixed Assets | ₹29 Cr 6.5% | ₹31 Cr 6.9% | ₹29 Cr 3.3% | ₹30 Cr 25.0% | ₹24 Cr 41.2% | ₹17 Cr 13.3% | ₹15 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹395 Cr 15.6% | ₹468 Cr 48.6% | ₹315 Cr 99.4% | ₹158 Cr 236.2% | ₹47 Cr 73.1% | ₹175 Cr | ₹0 Cr |
| Other Assets | ₹9.2K Cr 13.7% | ₹8.1K Cr 9.2% | ₹7.4K Cr 32.0% | ₹5.6K Cr 32.7% | ₹4.2K Cr 39.5% | ₹3.0K Cr 23.7% | ₹2.4K Cr |
| Total Assets | ₹9.6K Cr 12.1% | ₹8.6K Cr 10.7% | ₹7.7K Cr 33.7% | ₹5.8K Cr 34.9% | ₹4.3K Cr 33.4% | ₹3.2K Cr 30.8% | ₹2.5K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
| Operating CF | ₹-1.2K Cr 17.4% | ₹-1.4K Cr 16.5% | ₹-1.2K Cr 44.6% | ₹-852 Cr 72.1% | ₹-495 Cr 17.6% | ₹-421 Cr |
| Investing CF | ₹-105 Cr 72.1% | ₹-61 Cr 74.2% | ₹-236 Cr 245.7% | ₹162 Cr 187.1% | ₹-186 Cr 341.6% | ₹77 Cr |
| Financing CF | ₹1.2K Cr 20.9% | ₹1.6K Cr 28.4% | ₹1.2K Cr 34.5% | ₹907 Cr 53.2% | ₹592 Cr 5.7% | ₹560 Cr |
| Net Cash Flow | ₹-53 Cr 175.7% | ₹70 Cr 128.1% | ₹-249 Cr 214.7% | ₹217 Cr 343.8% | ₹-89 Cr 141.2% | ₹216 Cr |
| Free Cash Flow | ₹-1.2K Cr 17.1% | ₹-1.4K Cr 16.6% | ₹-1.2K Cr 44.3% | ₹-858 Cr 71.6% | ₹-500 Cr 18.2% | ₹-423 Cr |
Values in ₹ Cr · Source: Screener.in
About India Shelter Finance Corporation Limited
Incorporated in 1998, India Shelter Finance Corporation Limited is engaged in the business of housing finance. [1]
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