IDFC First Bank Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 20.7x vs industry 33.1x)
Concerns
Today's Price Action
The stock is quoted at ₹73.53 and is unchanged from the previous close, registering a 0 % price move for the session. Trading activity exactly matches the 20‑day average, with 1,94,03,020 shares changing hands, which suggests that market participation remains steady and no abnormal buying or selling pressure is evident. The flat movement combined with average volume indicates that the price is consolidating around the current level rather than trending sharply in either direction.
Valuation Snapshot
IDFC First Bank’s trailing price‑to‑earnings multiple stands at 20.7, while the sector‑wide P/E figure is not disclosed, making a direct peer comparison unavailable. The company’s price‑to‑book ratio of zero together with a return on equity of 3.76 % points to modest earnings generation relative to its net asset base, reflecting limited profitability when measured against book value.
Key Levels to Watch
The 52‑week trading band stretches from a low of ₹58.10 to a high of ₹89.60, positioning the current price roughly 36 % above the year‑low and about 18 % below the year‑high, thereby locating it in the upper‑mid segment of its historical range. Open‑interest concentrations are observed near the ₹70‑₹75 corridor, a zone that has historically provided both support and resistance, so any price action that breaches this band could prompt a reevaluation of short‑term supply‑demand dynamics.
Chart Pattern
On the daily timeframe the chart displayed a bearish engulfing candle six sessions ago, a hammer formation seven sessions ago, and a three‑black‑crows pattern eight sessions ago; these candlesticks collectively illustrate a recent succession of short‑term reversals and momentum shifts without implying a definitive directional bias.
Data Summary
The market‑capitalisation figure is reported as ₹0 Cr, indicating an omission or data‑feed error, while other disclosed metrics include a flat price, average daily volume, and a relatively low ROE of 3.76 %. These data points together portray a stock that is currently price‑stable, modestly valued, and operating with thin profitability margins.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
IDFCFIRSTB · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 37.45% | 37.43% | 37.37% | 35.37% | — | — |
| FII | 24.30% | 23.65% | 21.02% | 19.57% | 27.12% | 25.68% |
| DII | 6.63% | 6.79% | 7.93% | 11.73% | 16.14% | 19.30% |
| Public | 27.90% | 28.38% | 29.95% | 29.81% | 47.57% | 45.86% |
| Govt | 3.72% | 3.72% | 3.71% | 3.51% | 9.17% | 9.16% |
Corporate Events
To consider and approve the financial results for the quarter and half year ended September 30, 2026
Dividend - Re 0.25 Per Share
To consider and approve the financial results for the period ended Jun 30, 2026
To consider enabling proposals for raising funds/ borrowing by way of issuance of equity shares and/or debt securities, and/or other eligible instruments.
Dividend - Rs 0.25 Per Share
Latest News
All newsIDFC First Bank reports Q2 FY27 financial results
*IDFC First Bank reports Q2 FY27 financial results.* The bank disclosed key numbers for the quarter ended September 30, 2026, marking its official earnings release. Traders will assess performance against estimates for **net profit**, **NIM**, and **credit cost**. The results could influence near-term price action and sectoral sentiment. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
IDFC First Bank hits 52-week high on record Q1 profit
*IDFC First Bank hits 52-week high on record Q1 profit.* The bank reported a record **₹2,444 crore** net profit, up from **₹1,470 crore** year-ago. Loan book grew **22% YoY**, driven by retail and SME segments. Strong asset quality and **NIM of 4.8%** boosted investor confidence. 📊 *STOCKS:* IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
IDFC First Bank discovers ₹590 crore fraud in government accounts
*IDFC First Bank reports ₹590 crore fraud in Haryana government accounts.* The bank discovered fraudulent transactions involving government deposits, marking a significant governance breach. This major fraud disclosure poses **reputational and regulatory risks** for the lender. The incident may trigger RBI scrutiny and impact investor confidence in the bank's internal controls. 📊 *STOCKS:* $IDFCFIRSTB | 🏢 *SECTOR:* Banking | #HIGHIMPACT #fraud
IDFC First Bank updates analysts on investor meet
*IDFC First Bank updates analysts on investor meet* discussed recent performance and strategy. Key metrics including **14.5% YoY loan growth** and **NIM of 3.8%** were highlighted. Asset quality remained stable with GNPA at **2.46%**. Future focus is on retail credit expansion and cost optimization. 📊 *STOCKS:* IDFCFIRSTB | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking
IDFC First Bank updates analysts on investor call
*IDFC First Bank updates analysts on investor call*. Management shared insights on recent performance and strategy during the institutional investor meet. Key metrics discussed included credit growth of **15% YoY** and NII expansion of **22% YoY**. Asset quality remained stable with GNPA at **3.2%**. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
IDFC First Bank reports provisional Q1 FY27 numbers
*IDFC First Bank reports provisional Q1 FY27 numbers.* Provisional financial results for the quarter ended June 30, 2026, indicate net interest income of **₹3,250 crore** and profit after tax of **₹1,180 crore**. Asset quality improved with slippage ratio at **1.9%** and gross NPA at **4.7%**. 📊 *STOCKS:* IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking
IDFC First Bank announces ESOP/ESOS/ESPS plan
*IDFC First Bank announces ESOP/ESOS/ESPS plan.* The move aims to incentivize employees through stock options. Such schemes typically have minimal immediate financial impact. Long-term dilution may occur if options are exercised. 📊 *STOCKS:* $IDFCFIRSTB | 🏢 *SECTOR:* Banking | #LOWIMPACT #ESOP
IDFC First Bank to host investor meet
*IDFC First Bank to host investor meet.* The bank has informed about the schedule for analysts and institutional investors' interaction. Details of the meeting, including date and agenda, will be shared separately. Such meets help clarify bank strategy and performance outlook. 📊 *STOCKS:* $IDFCFIRSTB | 🏢 *SECTOR:* Banking | #LOWIMPACT #InvestorMeet
IDFC First Bank issues general updates, no major event
*IDFC First Bank issues general corporate updates.* No specific financial or operational details disclosed. Filing indicates routine update with no material changes. Traders may ignore unless further clarity emerges. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
IDFC First Bank to lead peers in NIM and loan growth
*IDFC First Bank to lead peers in NIM and loan growth* according to Asian Banking & Finance. The bank is expected to post **14-15% loan growth** and maintain **NIM above 4.0%**. Strong retail focus and asset quality support outlook. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #NIM
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹479 Cr 37.6% | ₹348 Cr 23.2% | ₹453 Cr 53.0% | ₹296 Cr 12.9% | ₹340 Cr 60.4% | ₹212 Cr 67.0% | ₹643 Cr 12.2% | ₹732 Cr |
| EPS (₹) | 0.56 19.1% | 0.47 24.2% | 0.62 55.0% | 0.4 13.0% | 0.46 64.3% | 0.28 69.2% | 0.91 12.5% | 1.04 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹26.4K Cr 12.1% | ₹23.6K Cr 31.7% | ₹17.9K Cr 34.2% | ₹13.3K Cr 8.2% | ₹12.3K Cr 41.1% | ₹8.7K Cr 10.5% | ₹9.8K Cr 107.6% | ₹4.7K Cr 162.8% | ₹1.8K Cr 24.9% | ₹1.4K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹7.9K Cr 12.9% | ₹7.0K Cr 17.6% | ₹5.9K Cr 32.8% | ₹4.5K Cr 40.8% | ₹3.2K Cr 43.5% | ₹2.2K Cr 28.4% | ₹1.7K Cr 109.0% | ₹824 Cr 26.4% | ₹1.1K Cr 9.9% | ₹1.0K Cr |
| Interest | ₹19.3K Cr 12.3% | ₹17.2K Cr 24.1% | ₹13.9K Cr 37.4% | ₹10.1K Cr 35.2% | ₹7.5K Cr 13.0% | ₹8.6K Cr 16.1% | ₹10.2K Cr 17.0% | ₹8.7K Cr 22.7% | ₹7.1K Cr 9.4% | ₹6.5K Cr |
| Depreciation | ₹861 Cr 3.0% | ₹836 Cr 32.5% | ₹631 Cr 45.1% | ₹435 Cr 13.9% | ₹382 Cr 11.4% | ₹343 Cr 7.2% | ₹320 Cr 88.7% | ₹2.8K Cr 1578.6% | ₹168 Cr 23.5% | ₹136 Cr |
| PBT | ₹1.8K Cr 3.1% | ₹1.9K Cr 51.7% | ₹3.9K Cr 15.8% | ₹3.3K Cr 1803.4% | ₹175 Cr 66.3% | ₹519 Cr 122.1% | ₹-2.3K Cr 27.5% | ₹-3.2K Cr 385.2% | ₹1.1K Cr 25.0% | ₹1.5K Cr |
| Tax % | 11.0% 45.0% | 20.0% 16.7% | 24.0% 4.0% | 25.0% 4.2% | 24.0% 242.9% | 7.0% 66.7% | 21.0% 151.2% | -41.0% 356.3% | 16.0% 46.7% | 30.0% |
| Net Profit | ₹1.6K Cr 8.1% | ₹1.5K Cr 49.4% | ₹2.9K Cr 18.4% | ₹2.5K Cr 1782.6% | ₹132 Cr 72.7% | ₹483 Cr 117.0% | ₹-2.8K Cr 49.0% | ₹-1.9K Cr 316.8% | ₹880 Cr 13.6% | ₹1.0K Cr |
| EPS (₹) | 1.87 8.3% | 2.04 51.0% | 4.16 10.9% | 3.75 1685.7% | 0.21 75.3% | 0.85 114.4% | -5.91 48.1% | -3.99 254.7% | 2.58 14.0% | 3 |
| Div Payout | 13.0% 8.3% | 12.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% 100.0% | 29.0% 16.0% | 25.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹8.6K Cr 17.3% | ₹7.3K Cr 3.6% | ₹7.1K Cr 6.8% | ₹6.6K Cr 6.4% | ₹6.2K Cr 9.5% | ₹5.7K Cr 18.0% | ₹4.8K Cr 0.6% | ₹4.8K Cr 40.5% | ₹3.4K Cr 0.1% | ₹3.4K Cr |
| Reserves | ₹37.8K Cr 22.4% | ₹30.8K Cr 22.3% | ₹25.2K Cr 31.1% | ₹19.2K Cr 29.4% | ₹14.9K Cr 21.6% | ₹12.2K Cr 15.4% | ₹10.6K Cr 21.0% | ₹13.4K Cr 13.0% | ₹11.9K Cr 5.2% | ₹11.3K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹18.5K Cr 25.1% | ₹14.8K Cr 18.7% | ₹12.4K Cr 0.6% | ₹12.4K Cr 17.0% | ₹10.6K Cr 2.7% | ₹10.8K Cr 3.8% | ₹11.3K Cr 31.7% | ₹8.6K Cr 48.1% | ₹5.8K Cr 17.7% | ₹7.0K Cr |
| Total Liabilities | ₹3.8L Cr 11.2% | ₹3.4L Cr 16.1% | ₹3.0L Cr 23.5% | ₹2.4L Cr 26.2% | ₹1.9L Cr 16.6% | ₹1.6L Cr 9.3% | ₹1.5L Cr 10.7% | ₹1.7L Cr 32.2% | ₹1.3L Cr 12.8% | ₹1.1L Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.7K Cr 5.1% | ₹2.8K Cr 3.0% | ₹2.7K Cr 32.4% | ₹2.1K Cr 41.9% | ₹1.4K Cr 5.7% | ₹1.4K Cr 37.1% | ₹999 Cr 6.3% | ₹940 Cr 17.9% | ₹797 Cr 14.6% | ₹933 Cr |
| CWIP | ₹0 Cr 100.0% | ₹74 Cr 22.1% | ₹95 Cr 56.6% | ₹219 Cr 177.2% | ₹79 Cr 21.5% | ₹65 Cr 12.2% | ₹74 Cr 117.6% | ₹34 Cr 1033.3% | ₹3 Cr 50.0% | ₹6 Cr |
| Investments | ₹91.6K Cr 13.7% | ₹80.5K Cr 8.1% | ₹74.5K Cr 22.3% | ₹60.9K Cr 32.6% | ₹45.9K Cr 1.7% | ₹45.2K Cr 0.0% | ₹45.2K Cr 22.4% | ₹58.2K Cr 4.4% | ₹60.9K Cr 21.4% | ₹50.2K Cr |
| Other Assets | ₹2.9L Cr 10.6% | ₹2.6L Cr 19.0% | ₹2.2L Cr 23.9% | ₹1.8L Cr 23.8% | ₹1.4L Cr 22.5% | ₹1.2L Cr 13.2% | ₹1.0L Cr 4.6% | ₹1.1L Cr 66.8% | ₹64.7K Cr 6.1% | ₹61.0K Cr |
| Total Assets | ₹3.8L Cr 11.2% | ₹3.4L Cr 16.1% | ₹3.0L Cr 23.5% | ₹2.4L Cr 26.2% | ₹1.9L Cr 16.6% | ₹1.6L Cr 9.3% | ₹1.5L Cr 10.7% | ₹1.7L Cr 32.2% | ₹1.3L Cr 12.8% | ₹1.1L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹6.8K Cr 52.9% | ₹14.5K Cr 25.3% | ₹11.5K Cr 224.0% | ₹3.6K Cr 33.0% | ₹2.7K Cr 80.9% | ₹14.0K Cr 28.1% | ₹11.0K Cr 36.8% | ₹17.4K Cr 390.5% | ₹-6.0K Cr 142.3% | ₹14.1K Cr |
| Investing CF | ₹-14.1K Cr 344.9% | ₹-3.2K Cr 67.9% | ₹-9.9K Cr 17.6% | ₹-12.0K Cr 305.3% | ₹-3.0K Cr 4.5% | ₹-2.8K Cr 25.3% | ₹-3.8K Cr 667.2% | ₹-494 Cr 51.9% | ₹-1.0K Cr 79.1% | ₹-4.9K Cr |
| Financing CF | ₹5.0K Cr 157.3% | ₹-8.7K Cr 193.6% | ₹-3.0K Cr 145.4% | ₹6.5K Cr 36.3% | ₹10.2K Cr 206.4% | ₹-9.6K Cr 23.5% | ₹-12.5K Cr 2.6% | ₹-12.2K Cr 281.3% | ₹6.7K Cr 196.7% | ₹-7.0K Cr |
| Net Cash Flow | ₹-2.3K Cr 189.1% | ₹2.6K Cr 301.7% | ₹-1.3K Cr 32.5% | ₹-1.9K Cr 119.4% | ₹9.9K Cr 516.7% | ₹1.6K Cr 130.0% | ₹-5.4K Cr 215.4% | ₹4.6K Cr 1867.7% | ₹-263 Cr 111.8% | ₹2.2K Cr |
| Free Cash Flow | ₹6.1K Cr 55.3% | ₹13.6K Cr 30.8% | ₹10.4K Cr 335.5% | ₹2.4K Cr 8.3% | ₹2.2K Cr 83.7% | ₹13.5K Cr 27.9% | ₹10.5K Cr 38.3% | ₹17.1K Cr 378.0% | ₹-6.1K Cr 144.4% | ₹13.9K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About IDFC First Bank Limited
IDFC First Bank is engaged in the business of Banking Services. IDFC FIRST Bank was founded by the merger of Erstwhile IDFC Bank and Erstwhile Capital First on December 18, 2018.
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