IDFC First Bank Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
Concerns
- Trading near 52-week high (₹89)
Today's Price Action
The stock closed at ₹86.71, unchanged from the prior session. Trading volume matched the 20‑day average at 1,52,87,023 shares, indicating that market participation remains steady and there is no immediate surge in buying or selling pressure.
Valuation Snapshot
IDFC First Bank trades at a forward P/E of 31.1, while the broader Financial Services sector lacks a meaningful composite P/E, making a direct relative‑valuation comparison difficult. The bank’s ROE of 3.76% is modest, suggesting limited profitability relative to equity capital.
Key Levels to Watch
The current price sits near the top of the 52‑week range (₹58.1 – ₹88.8), leaving a short distance to the recent high of ₹88.8. Open‑interest data on nearby strike prices shows the largest concentration around the ₹85–₹90 band, which could act as a short‑term support or resistance zone.
Chart Pattern
In the daily chart, the past ten sessions produced a Hanging Man and a Bearish Harami four days ago, followed by a Bullish Engulfing five days ago. These candlesticks are typical reversal formations, with the Hanging Man and Bearish Harami hinting at potential downside pressure, while the Bullish Engulfing points to a possible short‑term bounce.
Data Summary
Key metrics for IDFC First Bank include a market price of ₹86.71, a forward P/E of 31.1, and a 52‑week high of ₹88.8. The stock’s volume aligns with its 20‑day average, and the most recent candlestick patterns comprise both bearish and bullish reversal signals on the daily timeframe.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
IDFCFIRSTB · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 37.45% | 37.43% | 37.37% | 35.37% | — | — |
| FII | 24.30% | 23.65% | 21.02% | 19.57% | 27.12% | 25.68% |
| DII | 6.63% | 6.79% | 7.93% | 11.73% | 16.14% | 19.30% |
| Public | 27.90% | 28.38% | 29.95% | 29.81% | 47.57% | 45.86% |
| Govt | 3.72% | 3.72% | 3.71% | 3.51% | 9.17% | 9.16% |
Corporate Events
Dividend - Re 0.25 Per Share
To consider and approve the financial results for the period ended Jun 30, 2026
To consider enabling proposals for raising funds/ borrowing by way of issuance of equity shares and/or debt securities, and/or other eligible instruments.
Dividend - Rs 0.25 Per Share
Latest News
All newsIDFC First Bank hits 52-week high on record Q1 profit
*IDFC First Bank hits 52-week high on record Q1 profit.* The bank reported a record **₹2,444 crore** net profit, up from **₹1,470 crore** year-ago. Loan book grew **22% YoY**, driven by retail and SME segments. Strong asset quality and **NIM of 4.8%** boosted investor confidence. 📊 *STOCKS:* IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
IDFC First Bank discovers ₹590 crore fraud in government accounts
*IDFC First Bank reports ₹590 crore fraud in Haryana government accounts.* The bank discovered fraudulent transactions involving government deposits, marking a significant governance breach. This major fraud disclosure poses **reputational and regulatory risks** for the lender. The incident may trigger RBI scrutiny and impact investor confidence in the bank's internal controls. 📊 *STOCKS:* $IDFCFIRSTB | 🏢 *SECTOR:* Banking | #HIGHIMPACT #fraud
IDFC First Bank updates analysts on investor meet
*IDFC First Bank updates analysts on investor meet* discussed recent performance and strategy. Key metrics including **14.5% YoY loan growth** and **NIM of 3.8%** were highlighted. Asset quality remained stable with GNPA at **2.46%**. Future focus is on retail credit expansion and cost optimization. 📊 *STOCKS:* IDFCFIRSTB | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking
IDFC First Bank updates analysts on investor call
*IDFC First Bank updates analysts on investor call*. Management shared insights on recent performance and strategy during the institutional investor meet. Key metrics discussed included credit growth of **15% YoY** and NII expansion of **22% YoY**. Asset quality remained stable with GNPA at **3.2%**. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
IDFC First Bank reports provisional Q1 FY27 numbers
*IDFC First Bank reports provisional Q1 FY27 numbers.* Provisional financial results for the quarter ended June 30, 2026, indicate net interest income of **₹3,250 crore** and profit after tax of **₹1,180 crore**. Asset quality improved with slippage ratio at **1.9%** and gross NPA at **4.7%**. 📊 *STOCKS:* IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking
IDFC First Bank issues general updates, no major event
*IDFC First Bank issues general corporate updates.* No specific financial or operational details disclosed. Filing indicates routine update with no material changes. Traders may ignore unless further clarity emerges. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
IDFC First Bank to lead peers in NIM and loan growth
*IDFC First Bank to lead peers in NIM and loan growth* according to Asian Banking & Finance. The bank is expected to post **14-15% loan growth** and maintain **NIM above 4.0%**. Strong retail focus and asset quality support outlook. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #NIM
IDFC First Bank allots over 4.3 million shares under ESOP
*IDFC First Bank allots **4,315,816** shares under employee stock ownership schemes.* This includes ESOPs, ESOS, and ESPS, aimed at employee retention and incentives. All shares were allotted in a single tranche as per the corporate filing. No immediate financial impact, but minor equity dilution expected. 📊 *STOCKS:* $IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #ESOP
India Home Loan restructures ₹17.55 Cr debt with IDFC FIRST Bank
*India Home Loan restructures ₹17.55 Cr debt with IDFC FIRST Bank.* The agreement eases near-term repayment pressure and avoids default proceedings. While it improves cash flow stability, it may signal underlying liquidity stress. Restructuring terms include revised tenor and interest adjustments. 📊 *STOCKS:* INDIAHOME | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #DebtRestructuring
Vikram Wadhwa gets bail in ₹153Cr IDFC Bank scam
*Vikram Wadhwa gets bail in ₹153Cr IDFC Bank scam* — A Chandigarh court has granted default bail to Vikram Wadhwa in a **₹153 crore** fraud case linked to IDFC Bank and the Smart City project. The scam allegedly involved fraudulent loans and misappropriation of funds. IDFC Bank is not accused but was a key financial partner. 📊 *STOCKS:* IDFCFIRSTBANK | 🏢 *SECTOR:* Banking | #LEGAL #Scam
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹479 Cr 37.6% | ₹348 Cr 23.2% | ₹453 Cr 53.0% | ₹296 Cr 12.9% | ₹340 Cr 60.4% | ₹212 Cr 67.0% | ₹643 Cr 12.2% | ₹732 Cr |
| EPS (₹) | 0.56 19.1% | 0.47 24.2% | 0.62 55.0% | 0.4 13.0% | 0.46 64.3% | 0.28 69.2% | 0.91 12.5% | 1.04 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹26.4K Cr 12.1% | ₹23.6K Cr 31.7% | ₹17.9K Cr 34.2% | ₹13.3K Cr 8.2% | ₹12.3K Cr 41.1% | ₹8.7K Cr 10.5% | ₹9.8K Cr 107.6% | ₹4.7K Cr 162.8% | ₹1.8K Cr 24.9% | ₹1.4K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹7.9K Cr 12.9% | ₹7.0K Cr 17.6% | ₹5.9K Cr 32.8% | ₹4.5K Cr 40.8% | ₹3.2K Cr 43.5% | ₹2.2K Cr 28.4% | ₹1.7K Cr 109.0% | ₹824 Cr 26.4% | ₹1.1K Cr 9.9% | ₹1.0K Cr |
| Interest | ₹19.3K Cr 12.3% | ₹17.2K Cr 24.1% | ₹13.9K Cr 37.4% | ₹10.1K Cr 35.2% | ₹7.5K Cr 13.0% | ₹8.6K Cr 16.1% | ₹10.2K Cr 17.0% | ₹8.7K Cr 22.7% | ₹7.1K Cr 9.4% | ₹6.5K Cr |
| Depreciation | ₹861 Cr 3.0% | ₹836 Cr 32.5% | ₹631 Cr 45.1% | ₹435 Cr 13.9% | ₹382 Cr 11.4% | ₹343 Cr 7.2% | ₹320 Cr 88.7% | ₹2.8K Cr 1578.6% | ₹168 Cr 23.5% | ₹136 Cr |
| PBT | ₹1.8K Cr 3.1% | ₹1.9K Cr 51.7% | ₹3.9K Cr 15.8% | ₹3.3K Cr 1803.4% | ₹175 Cr 66.3% | ₹519 Cr 122.1% | ₹-2.3K Cr 27.5% | ₹-3.2K Cr 385.2% | ₹1.1K Cr 25.0% | ₹1.5K Cr |
| Tax % | 11.0% 45.0% | 20.0% 16.7% | 24.0% 4.0% | 25.0% 4.2% | 24.0% 242.9% | 7.0% 66.7% | 21.0% 151.2% | -41.0% 356.3% | 16.0% 46.7% | 30.0% |
| Net Profit | ₹1.6K Cr 8.1% | ₹1.5K Cr 49.4% | ₹2.9K Cr 18.4% | ₹2.5K Cr 1782.6% | ₹132 Cr 72.7% | ₹483 Cr 117.0% | ₹-2.8K Cr 49.0% | ₹-1.9K Cr 316.8% | ₹880 Cr 13.6% | ₹1.0K Cr |
| EPS (₹) | 1.87 8.3% | 2.04 51.0% | 4.16 10.9% | 3.75 1685.7% | 0.21 75.3% | 0.85 114.4% | -5.91 48.1% | -3.99 254.7% | 2.58 14.0% | 3 |
| Div Payout | 13.0% 8.3% | 12.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% 100.0% | 29.0% 16.0% | 25.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹8.6K Cr 17.3% | ₹7.3K Cr 3.6% | ₹7.1K Cr 6.8% | ₹6.6K Cr 6.4% | ₹6.2K Cr 9.5% | ₹5.7K Cr 18.0% | ₹4.8K Cr 0.6% | ₹4.8K Cr 40.5% | ₹3.4K Cr 0.1% | ₹3.4K Cr |
| Reserves | ₹37.8K Cr 22.4% | ₹30.8K Cr 22.3% | ₹25.2K Cr 31.1% | ₹19.2K Cr 29.4% | ₹14.9K Cr 21.6% | ₹12.2K Cr 15.4% | ₹10.6K Cr 21.0% | ₹13.4K Cr 13.0% | ₹11.9K Cr 5.2% | ₹11.3K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹18.5K Cr 25.1% | ₹14.8K Cr 18.7% | ₹12.4K Cr 0.6% | ₹12.4K Cr 17.0% | ₹10.6K Cr 2.7% | ₹10.8K Cr 3.8% | ₹11.3K Cr 31.7% | ₹8.6K Cr 48.1% | ₹5.8K Cr 17.7% | ₹7.0K Cr |
| Total Liabilities | ₹3.8L Cr 11.2% | ₹3.4L Cr 16.1% | ₹3.0L Cr 23.5% | ₹2.4L Cr 26.2% | ₹1.9L Cr 16.6% | ₹1.6L Cr 9.3% | ₹1.5L Cr 10.7% | ₹1.7L Cr 32.2% | ₹1.3L Cr 12.8% | ₹1.1L Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.7K Cr 5.1% | ₹2.8K Cr 3.0% | ₹2.7K Cr 32.4% | ₹2.1K Cr 41.9% | ₹1.4K Cr 5.7% | ₹1.4K Cr 37.1% | ₹999 Cr 6.3% | ₹940 Cr 17.9% | ₹797 Cr 14.6% | ₹933 Cr |
| CWIP | ₹0 Cr 100.0% | ₹74 Cr 22.1% | ₹95 Cr 56.6% | ₹219 Cr 177.2% | ₹79 Cr 21.5% | ₹65 Cr 12.2% | ₹74 Cr 117.6% | ₹34 Cr 1033.3% | ₹3 Cr 50.0% | ₹6 Cr |
| Investments | ₹91.6K Cr 13.7% | ₹80.5K Cr 8.1% | ₹74.5K Cr 22.3% | ₹60.9K Cr 32.6% | ₹45.9K Cr 1.7% | ₹45.2K Cr 0.0% | ₹45.2K Cr 22.4% | ₹58.2K Cr 4.4% | ₹60.9K Cr 21.4% | ₹50.2K Cr |
| Other Assets | ₹2.9L Cr 10.6% | ₹2.6L Cr 19.0% | ₹2.2L Cr 23.9% | ₹1.8L Cr 23.8% | ₹1.4L Cr 22.5% | ₹1.2L Cr 13.2% | ₹1.0L Cr 4.6% | ₹1.1L Cr 66.8% | ₹64.7K Cr 6.1% | ₹61.0K Cr |
| Total Assets | ₹3.8L Cr 11.2% | ₹3.4L Cr 16.1% | ₹3.0L Cr 23.5% | ₹2.4L Cr 26.2% | ₹1.9L Cr 16.6% | ₹1.6L Cr 9.3% | ₹1.5L Cr 10.7% | ₹1.7L Cr 32.2% | ₹1.3L Cr 12.8% | ₹1.1L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹6.8K Cr 52.9% | ₹14.5K Cr 25.3% | ₹11.5K Cr 224.0% | ₹3.6K Cr 33.0% | ₹2.7K Cr 80.9% | ₹14.0K Cr 28.1% | ₹11.0K Cr 36.8% | ₹17.4K Cr 390.5% | ₹-6.0K Cr 142.3% | ₹14.1K Cr |
| Investing CF | ₹-14.1K Cr 344.9% | ₹-3.2K Cr 67.9% | ₹-9.9K Cr 17.6% | ₹-12.0K Cr 305.3% | ₹-3.0K Cr 4.5% | ₹-2.8K Cr 25.3% | ₹-3.8K Cr 667.2% | ₹-494 Cr 51.9% | ₹-1.0K Cr 79.1% | ₹-4.9K Cr |
| Financing CF | ₹5.0K Cr 157.3% | ₹-8.7K Cr 193.6% | ₹-3.0K Cr 145.4% | ₹6.5K Cr 36.3% | ₹10.2K Cr 206.4% | ₹-9.6K Cr 23.5% | ₹-12.5K Cr 2.6% | ₹-12.2K Cr 281.3% | ₹6.7K Cr 196.7% | ₹-7.0K Cr |
| Net Cash Flow | ₹-2.3K Cr 189.1% | ₹2.6K Cr 301.7% | ₹-1.3K Cr 32.5% | ₹-1.9K Cr 119.4% | ₹9.9K Cr 516.7% | ₹1.6K Cr 130.0% | ₹-5.4K Cr 215.4% | ₹4.6K Cr 1867.7% | ₹-263 Cr 111.8% | ₹2.2K Cr |
| Free Cash Flow | ₹6.1K Cr 55.3% | ₹13.6K Cr 30.8% | ₹10.4K Cr 335.5% | ₹2.4K Cr 8.3% | ₹2.2K Cr 83.7% | ₹13.5K Cr 27.9% | ₹10.5K Cr 38.3% | ₹17.1K Cr 378.0% | ₹-6.1K Cr 144.4% | ₹13.9K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About IDFC First Bank Limited
IDFC First Bank is engaged in the business of Banking Services. IDFC FIRST Bank was founded by the merger of Erstwhile IDFC Bank and Erstwhile Capital First on December 18, 2018.
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