Housing & Urban Development Corporation Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Excellent return on equity (ROE 20%)
- Attractively valued vs sector (P/E 8.5x vs industry 37.5x)
- Regular dividends — yield 3.4%
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
HUDCO · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 75.17% | 75.00% | 75.00% | 75.00% | 75.00% | 75.00% |
| FII | 1.20% | 1.91% | 2.70% | 2.32% | 2.08% | 2.46% |
| DII | 11.80% | 11.39% | 11.64% | 9.05% | 9.74% | 9.69% |
| Public | 11.83% | 11.70% | 10.66% | 13.63% | 13.17% | 12.85% |
Corporate Events
Dividend - Rs 1.50 Per Share
Interim Dividend - Rs 1.25 Per Share
To consider and approve the financial results for the period ended Jun 30, 2026 and 1st interim dividend for FY 2026-27
To consider and approve the financial results for the period ended March 31, 2026 and final dividend, if any
Interim Dividend - Rs 1.25 Per Share
Record: 27 Mar 2026
Interim Dividend - Rs 1.15 Per Share
Record: 6 Feb 2026
Interim Dividend - Re 1 Per Share
Dividend - Re 1.05 Per Share
Record: 8 Sept 2025
Interim Dividend - Rs 1.15 Per Share
Interim Dividend - Rs 1.05 Per Share
Record: 13 Mar 2025
Latest News
All newsTVS Motor to merge credit and housing finance arms
*TVS Motor to merge its finance subsidiaries including TVS Credit and TVS Housing Finance.* The move aims to streamline operations and enhance financial synergy. The amalgamation involves GST Home India, STPL Trading, and other group firms. Approval details and timelines await further disclosure. 📊 *STOCKS:* TVSMOTOR, TVSCREDIT | 🏢 *SECTOR:* Corporate | #MEDIUMIMPACT #Merger
SRG Housing reports unaudited results for quarter ended June 30, 2026
*SRG Housing reports unaudited results for quarter ended June 30, 2026.* The company announced its unaudited financial performance for the first quarter of FY27. Results include key metrics like net profit, **₹** and total income **₹** crore. Full details are available in the corporate filing. 📊 *STOCKS:* $SRGHFL | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Earnings
GIC Housing Finance appoints new Chief Compliance Officer
*GIC Housing Finance appoints new Chief Compliance Officer* — Shri Asit Kumar Nandi has joined as Chief Compliance Officer. This is a routine management appointment. No immediate financial impact expected. 📊 *STOCKS:* $GICHF | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ManagementChange
PNB Housing Finance board meets, no major announcements.
*PNB Housing Finance board meets with no major announcements.* Outcome of the meeting does not disclose any significant financial or strategic decisions. The filing refers to routine board matters under AOA. No material changes reported for investors. 📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* HousingFinance | #LOWIMPACT #BoardMeeting
PNB Housing Finance sees change in directors
*PNB Housing Finance sees change in directors.* The board approved changes in directorship during its recent meeting. No financial impact or strategic shift was indicated. The move is procedural and routine in nature. 📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Directors
PNB Housing Finance board meeting outcome announced
*PNB Housing Finance board meeting outcome announced* — The company disclosed the outcome of its July 10, 2026, board meeting. Specific details including resolutions passed were filed with the exchange. No major announcements such as fund raising or acquisitions were indicated. 📊 *STOCKS:* PNBHOUSING | 🏢 *SECTOR:* HousingFinance | #LOWIMPACT #BoardMeeting
HUDCO receives ESG rating update
*HUDCO receives ESG rating update* from a recognized agency, disclosed via BSE filing. The ESG rating reflects the company’s environmental, social, and governance performance. This development may influence long-term investor sentiment. 📊 *STOCKS:* $HUDCO | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ESG
SRG Housing Finance publishes newspaper notice for 28 Sep 2026
*SRG Housing Finance publishes newspaper notice for 28 Sep 2026* — SRG Housing Finance Limited has issued a copy of its newspaper publication as part of regulatory compliance. The filing contains no financial figures or strategic updates. It appears to be a routine procedural disclosure. 📊 *STOCKS:* $SRGHFL | 🏢 *SECTOR:* HousingFinance | #LOWIMPACT #HousingFinance
Banks to challenge Subhash Chandra's ₹6.25-cr repayment plan
*Banks to challenge Subhash Chandra's ₹6.25-cr repayment plan.* Canara Bank, Union Bank of India, and LIC Housing Finance will contest the NCLT’s approval of the repayment plan. The move signals concerns over recovery and precedent for large debt resolutions. **₹6.25 crore** is the disputed amount under the approved plan. 📊 *STOCKS:* CANBK, UNIONBANK, LICHSGFIN | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #NCLT
GIC Housing Finance publishes newspaper notice for compliance.
*GIC Housing Finance publishes newspaper notice for compliance.* This is a routine regulatory disclosure as per NSE guidelines. **No financial or operational update** was provided. Such filings are standard practice and do not impact business operations. 📊 *STOCKS:* $GICHSGFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Compliance
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹713 Cr 0.4% | ₹710 Cr 12.7% | ₹630 Cr 13.5% | ₹728 Cr 1.0% | ₹735 Cr 6.7% | ₹689 Cr 23.5% | ₹558 Cr 20.3% | ₹700 Cr |
| EPS (₹) | 3.56 0.3% | 3.55 12.7% | 3.15 13.5% | 3.64 0.8% | 3.67 6.7% | 3.44 23.3% | 2.79 20.3% | 3.5 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹1.2K Cr 2626.1% | ₹-46 Cr 134.3% | ₹134 Cr 52.0% | ₹279 Cr 151.4% | ₹111 Cr 59.9% | ₹277 Cr 49.1% | ₹544 Cr 16.6% | ₹652 Cr 24.0% | ₹526 Cr 12.4% | ₹468 Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹177 Cr 4325.0% | ₹4 Cr 96.6% | ₹117 Cr 2825.0% | ₹4 Cr 63.6% | ₹11 Cr 0.0% | ₹11 Cr 175.0% | ₹4 Cr 42.9% | ₹7 Cr 16.7% | ₹6 Cr 93.9% | ₹98 Cr |
| Interest | ₹8.9K Cr 32.4% | ₹6.7K Cr 36.0% | ₹5.0K Cr 10.1% | ₹4.5K Cr 0.6% | ₹4.5K Cr 4.9% | ₹4.8K Cr 1.7% | ₹4.8K Cr 57.9% | ₹3.1K Cr 33.8% | ₹2.3K Cr 15.6% | ₹2.0K Cr |
| Depreciation | ₹13 Cr 18.2% | ₹11 Cr 10.0% | ₹10 Cr 9.1% | ₹11 Cr 37.5% | ₹8 Cr 14.3% | ₹7 Cr 16.7% | ₹6 Cr 20.0% | ₹5 Cr 0.0% | ₹5 Cr 0.0% | ₹5 Cr |
| PBT | ₹3.2K Cr 11.4% | ₹3.6K Cr 27.9% | ₹2.8K Cr 24.2% | ₹2.3K Cr 2.4% | ₹2.3K Cr 5.2% | ₹2.2K Cr 2.5% | ₹2.2K Cr 16.7% | ₹1.9K Cr 32.3% | ₹1.4K Cr 19.8% | ₹1.2K Cr |
| Tax % | -25.0% 196.2% | 26.0% 0.0% | 26.0% 0.0% | 26.0% 3.7% | 27.0% 6.9% | 29.0% 38.1% | 21.0% 43.2% | 37.0% 32.1% | 28.0% 0.0% | 28.0% |
| Net Profit | ₹4.0K Cr 48.9% | ₹2.7K Cr 28.0% | ₹2.1K Cr 24.5% | ₹1.7K Cr 0.9% | ₹1.7K Cr 8.7% | ₹1.6K Cr 7.6% | ₹1.7K Cr 44.7% | ₹1.2K Cr 16.8% | ₹1.0K Cr 20.0% | ₹842 Cr |
| EPS (₹) | 20.15 48.9% | 13.53 28.0% | 10.57 24.4% | 8.5 0.8% | 8.57 8.6% | 7.89 7.5% | 8.53 44.8% | 5.89 16.9% | 5.04 19.7% | 4.21 |
| Div Payout | 30.0% 3.2% | 31.0% 20.5% | 39.0% 13.3% | 45.0% 9.8% | 41.0% 46.4% | 28.0% 22.2% | 36.0% 157.1% | 14.0% 27.3% | 11.0% 15.4% | 13.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr 0.0% | ₹2.0K Cr |
| Reserves | ₹16.0K Cr 0.4% | ₹16.0K Cr 9.3% | ₹14.6K Cr 8.7% | ₹13.4K Cr 7.8% | ₹12.5K Cr 11.4% | ₹11.2K Cr 8.2% | ₹10.3K Cr 15.5% | ₹9.0K Cr 12.8% | ₹7.9K Cr 10.8% | ₹7.2K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹4.4K Cr 35.9% | ₹3.2K Cr 14.8% | ₹2.8K Cr 7.4% | ₹2.6K Cr 10.4% | ₹2.9K Cr 4.7% | ₹2.8K Cr 19.0% | ₹2.3K Cr 15.8% | ₹2.0K Cr 24.8% | ₹2.7K Cr 36.5% | ₹2.0K Cr |
| Total Liabilities | ₹1.5L Cr 16.2% | ₹1.3L Cr 37.5% | ₹93.4K Cr 15.4% | ₹81.0K Cr 2.6% | ₹78.9K Cr 2.5% | ₹77.0K Cr 1.1% | ₹76.1K Cr 4.5% | ₹72.8K Cr 48.9% | ₹48.9K Cr 24.3% | ₹39.3K Cr |
Assets | ||||||||||
| Fixed Assets | ₹87 Cr 1.1% | ₹88 Cr 0.0% | ₹88 Cr 2.2% | ₹90 Cr 3.2% | ₹93 Cr 13.4% | ₹82 Cr 26.2% | ₹65 Cr 8.5% | ₹71 Cr 0.0% | ₹71 Cr 1.4% | ₹72 Cr |
| CWIP | ₹17 Cr 6.3% | ₹16 Cr 6.7% | ₹15 Cr 21.1% | ₹19 Cr 24.0% | ₹25 Cr 35.9% | ₹39 Cr 25.0% | ₹52 Cr 33.3% | ₹39 Cr 11.4% | ₹35 Cr 18.6% | ₹43 Cr |
| Investments | ₹1.7K Cr 29.1% | ₹1.3K Cr 343.8% | ₹297 Cr 52.9% | ₹630 Cr 145.1% | ₹257 Cr 2.8% | ₹250 Cr 7.8% | ₹232 Cr 56.6% | ₹534 Cr 1.3% | ₹527 Cr 43.6% | ₹367 Cr |
| Other Assets | ₹1.5L Cr 16.0% | ₹1.3L Cr 36.6% | ₹93.0K Cr 15.9% | ₹80.2K Cr 2.2% | ₹78.5K Cr 2.5% | ₹76.6K Cr 1.1% | ₹75.8K Cr 5.0% | ₹72.2K Cr 49.5% | ₹48.3K Cr 24.3% | ₹38.9K Cr |
| Total Assets | ₹1.5L Cr 16.2% | ₹1.3L Cr 37.5% | ₹93.4K Cr 15.4% | ₹81.0K Cr 2.6% | ₹78.9K Cr 2.5% | ₹77.0K Cr 1.1% | ₹76.1K Cr 4.5% | ₹72.8K Cr 48.9% | ₹48.9K Cr 24.3% | ₹39.3K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-31.4K Cr 205.4% | ₹-10.3K Cr 1108.8% | ₹-851 Cr 5.6% | ₹-806 Cr 137.3% | ₹2.2K Cr 261.8% | ₹-1.3K Cr 94.3% | ₹-23.4K Cr 198.9% | ₹-7.8K Cr 201.4% | ₹-2.6K Cr 47.7% | ₹-5.0K Cr |
| Investing CF | ₹-1.0K Cr 339.3% | ₹435 Cr 223.6% | ₹-352 Cr 35100.0% | ₹-1 Cr 92.9% | ₹-14 Cr 116.9% | ₹83 Cr 361.1% | ₹18 Cr 550.0% | ₹-4 Cr 20.0% | ₹-5 Cr 101.3% | ₹372 Cr |
| Financing CF | ₹32.2K Cr 216.7% | ₹10.2K Cr 1372.4% | ₹691 Cr 753.1% | ₹81 Cr 107.5% | ₹-1.1K Cr 179.3% | ₹1.4K Cr 94.2% | ₹23.4K Cr 198.1% | ₹7.9K Cr 213.2% | ₹2.5K Cr 46.1% | ₹4.7K Cr |
| Net Cash Flow | ₹-244 Cr 175.8% | ₹322 Cr 162.9% | ₹-512 Cr 29.5% | ₹-726 Cr 168.3% | ₹1.1K Cr 849.1% | ₹112 Cr 187.2% | ₹39 Cr 62.5% | ₹24 Cr 125.8% | ₹-93 Cr 240.9% | ₹66 Cr |
| Free Cash Flow | ₹-31.4K Cr 205.8% | ₹-10.3K Cr 1105.5% | ₹-853 Cr 5.0% | ₹-812 Cr 137.8% | ₹2.1K Cr 259.4% | ₹-1.3K Cr 94.2% | ₹-23.4K Cr 198.7% | ₹-7.8K Cr 200.7% | ₹-2.6K Cr 47.7% | ₹-5.0K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Housing & Urban Development Corporation Limited
Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
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