HDFC Life Insurance Company Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Low debt relative to equity (D/E 0.2x)
- Near 52-week low — potential value zone (₹508)
Concerns
- Premium to sector peers (P/E 55.6x vs industry 33.1x)
Today's Price Action
The stock closed at ₹514.1, unchanged from the previous session. Trading volume registered 24,93,854 shares, exactly matching the 20‑day average volume, indicating that current participation levels are typical for the security.
Valuation Snapshot
HDFCLIFE trades at a trailing P/E of 55.6, while the broader financial services sector shows a P/E of 0, reflecting the prevalence of unprofitable peers in the index. The company’s price‑to‑book ratio stands at 0.0 and its return on equity is 11.3%, suggesting modest profitability relative to its equity base.
Key Levels to Watch
The current price of ₹514.1 sits just above the lower 52‑week range of ₹509, leaving limited downside cushion before a new low could be tested. Open‑interest data for the nearest weekly options series shows notable concentration around the ₹520‑₹540 strikes, providing reference points for market participants.
Chart Pattern
Among the last ten trading days, a bullish hammer candle appeared on the daily chart six sessions ago, while a bearish engulfing pattern formed ten sessions ago. These formations reflect short‑term reversal attempts in the price action, with the hammer indicating potential buying pressure and the engulfing candle signalling a possible shift toward selling pressure.
Data Summary
Key metrics for HDFCLIFE include a market‑capitalisation figure recorded as ₹0 Cr, a P/E of 55.6, and a 52‑week trading range of ₹509 to ₹788. Volume aligns with the 20‑day average at 24,93,854 shares, and the stock exhibits a ROE of 11.3% with a price‑to‑book ratio effectively at zero.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
HDFCLIFE · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 50.37% | 50.37% | 50.37% | 50.34% | 50.32% | 50.32% |
| FII | 31.28% | 30.03% | 26.63% | 25.63% | 25.14% | 24.96% |
| DII | 6.56% | 7.93% | 11.24% | 13.25% | 13.72% | 14.10% |
| Public | 11.76% | 11.64% | 11.74% | 10.75% | 10.76% | 10.60% |
| Others | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% |
Corporate Events
To consider and approve the financial results for the period ended September 30, 2026 and Fund Raising
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 2.10 Per Share
Dividend - Rs 2.10 Per Share
Dividend - Rs 2 Per Share
Dividend - Rs 1.90 Per Share
Latest News
All newsBroker recommends Castrol, HDFC Life, Gabriel for short-term gains
*Broker recommends Castrol, HDFC Life, Gabriel for short-term gains.* Jigar Patel has suggested three stocks for immediate buying with defined target prices and stop losses. **Castrol (CL)**, **HDFC Life (HDFCLIFE)**, and **Gabriel (GABRIEL)** are highlighted for potential upside. Traders should monitor volume and technical levels for entry. 📊 *STOCKS:* $CL, $HDFCLIFE, $GABRIEL | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #BrokerCall
Mirae Asset recommends 11 BFSI stocks for long-term buy
*Mirae Asset Sharekhan recommends 11 BFSI stocks for long-term accumulation.* The brokerage highlighted strong fundamentals and growth potential in the sector. **Bajaj Finance**, **HDFC Life**, and **Nippon Life India AMC** are among the preferred picks for wealth creation. \n📊 *STOCKS:* BAJFINANCE, HDFCLIFE, NAMINDIA | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #BrokerCalls
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹19.9K Cr 32.4% | ₹29.4K Cr 42.5% | ₹20.7K Cr 29.9% | ₹29.5K Cr 21.8% | ₹24.2K Cr 39.8% | ₹17.3K Cr 39.3% | ₹28.5K Cr 5.8% | ₹26.9K Cr |
| Op. Profit | ₹108 Cr 60.1% | ₹271 Cr 14.0% | ₹315 Cr 28.2% | ₹439 Cr 16.4% | ₹377 Cr 15.8% | ₹448 Cr 244.5% | ₹-310 Cr 199.7% | ₹311 Cr |
| OPM | 0.6% 33.3% | 0.9% 40.0% | 1.5% 0.0% | 1.5% 6.3% | 1.6% 38.5% | 2.6% 336.4% | -1.1% 210.0% | 1.0% |
| Net Profit | ₹497 Cr 18.9% | ₹418 Cr 6.7% | ₹448 Cr 18.2% | ₹548 Cr 15.4% | ₹475 Cr 12.8% | ₹421 Cr 3.2% | ₹435 Cr 9.2% | ₹479 Cr |
| EPS (₹) | 2.31 19.1% | 1.94 6.7% | 2.08 18.1% | 2.54 14.9% | 2.21 12.8% | 1.96 3.0% | 2.02 9.4% | 2.23 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹99.4K Cr 2.6% | ₹96.9K Cr 4.5% | ₹1.0L Cr 44.5% | ₹70.2K Cr 4.6% | ₹67.1K Cr 6.2% | ₹71.5K Cr 143.5% | ₹29.4K Cr 24.4% | ₹38.9K Cr 20.4% | ₹32.3K Cr 5.3% | ₹30.6K Cr |
| Expenses | ₹97.7K Cr 1.9% | ₹95.9K Cr 4.9% | ₹1.0L Cr 43.8% | ₹70.1K Cr 5.7% | ₹66.3K Cr 5.6% | ₹70.3K Cr 148.9% | ₹28.2K Cr 25.0% | ₹37.6K Cr 20.7% | ₹31.2K Cr 5.1% | ₹29.7K Cr |
| Op. Profit | ₹1.8K Cr 70.5% | ₹1.0K Cr 59.1% | ₹646 Cr 707.5% | ₹80 Cr 89.7% | ₹778 Cr 37.0% | ₹1.2K Cr 8.2% | ₹1.1K Cr 6.1% | ₹1.2K Cr 13.1% | ₹1.1K Cr 10.5% | ₹972 Cr |
| OPM | 1.8% 63.6% | 1.1% 83.3% | 0.6% 500.0% | 0.1% 91.7% | 1.2% 29.4% | 1.7% 56.4% | 3.9% 25.8% | 3.1% 6.1% | 3.3% 10.0% | 3.0% |
| Other Income | ₹465 Cr 27.0% | ₹366 Cr 10.7% | ₹410 Cr 71.5% | ₹1.4K Cr 87.6% | ₹766 Cr 72.1% | ₹445 Cr 20.6% | ₹369 Cr 171.3% | ₹136 Cr 51.8% | ₹282 Cr 102.9% | ₹139 Cr |
| Interest | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹14 Cr 27.3% | ₹11 Cr 22.2% | ₹9 Cr |
| Depreciation | ₹161 Cr 54.8% | ₹104 Cr 31.6% | ₹79 Cr 3.9% | ₹76 Cr 35.7% | ₹56 Cr 9.8% | ₹51 Cr 8.5% | ₹47 Cr 4.4% | ₹45 Cr 2.3% | ₹44 Cr 7.3% | ₹41 Cr |
| PBT | ₹2.1K Cr 59.5% | ₹1.3K Cr 32.0% | ₹977 Cr 32.2% | ₹1.4K Cr 3.1% | ₹1.5K Cr 8.7% | ₹1.6K Cr 11.3% | ₹1.5K Cr 13.3% | ₹1.3K Cr 0.7% | ₹1.3K Cr 22.5% | ₹1.1K Cr |
| Tax % | 7.0% 117.5% | -40.0% 34.4% | -61.0% 1320.0% | 5.0% 54.5% | 11.0% 31.3% | 16.0% 45.5% | 11.0% 1000.0% | 1.0% 93.3% | 15.0% 6.3% | 16.0% |
| Net Profit | ₹1.9K Cr 5.6% | ₹1.8K Cr 15.1% | ₹1.6K Cr 15.1% | ₹1.4K Cr 3.1% | ₹1.3K Cr 2.5% | ₹1.4K Cr 4.9% | ₹1.3K Cr 1.5% | ₹1.3K Cr 15.4% | ₹1.1K Cr 24.8% | ₹887 Cr |
| EPS (₹) | 8.86 5.4% | 8.41 14.9% | 7.32 14.9% | 6.37 1.4% | 6.28 6.7% | 6.73 4.7% | 6.43 1.6% | 6.33 15.1% | 5.5 23.9% | 4.44 |
| Div Payout | 24.0% 4.0% | 25.0% 7.4% | 27.0% 10.0% | 30.0% 11.1% | 27.0% 10.0% | 30.0% | 0.0% 100.0% | 26.0% 4.0% | 25.0% 0.0% | 25.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹2.2K Cr 0.2% | ₹2.2K Cr 0.1% | ₹2.2K Cr 0.1% | ₹2.1K Cr 1.7% | ₹2.1K Cr 4.6% | ₹2.0K Cr 0.1% | ₹2.0K Cr 0.1% | ₹2.0K Cr 0.2% | ₹2.0K Cr 0.7% | ₹2.0K Cr |
| Reserves | ₹15.6K Cr 11.4% | ₹14.0K Cr 11.9% | ₹12.5K Cr 15.4% | ₹10.8K Cr 19.7% | ₹13.5K Cr 104.0% | ₹6.6K Cr 38.2% | ₹4.8K Cr 32.1% | ₹3.6K Cr 34.6% | ₹2.7K Cr 47.3% | ₹1.8K Cr |
| Borrowings | ₹3.1K Cr 5.1% | ₹3.0K Cr 210.5% | ₹950 Cr 0.0% | ₹950 Cr 58.3% | ₹600 Cr 0.0% | ₹600 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other Liabilities | ₹3.7L Cr 11.9% | ₹3.3L Cr 15.1% | ₹2.9L Cr 22.6% | ₹2.3L Cr 9.1% | ₹2.1L Cr 25.9% | ₹1.7L Cr 35.9% | ₹1.3L Cr 0.8% | ₹1.2L Cr 17.6% | ₹1.1L Cr 15.9% | ₹91.3K Cr |
| Total Liabilities | ₹3.9L Cr 11.8% | ₹3.5L Cr 15.4% | ₹3.0L Cr 22.0% | ₹2.5L Cr 7.5% | ₹2.3L Cr 28.4% | ₹1.8L Cr 35.9% | ₹1.3L Cr 1.7% | ₹1.3L Cr 17.7% | ₹1.1L Cr 16.2% | ₹95.1K Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.7K Cr 26.7% | ₹2.1K Cr 38.3% | ₹1.5K Cr 55.4% | ₹997 Cr 84.9% | ₹6.6K Cr 1029.1% | ₹585 Cr 81.7% | ₹322 Cr 13.0% | ₹370 Cr 10.1% | ₹336 Cr 0.3% | ₹337 Cr |
| CWIP | ₹139 Cr 27.5% | ₹109 Cr 289.3% | ₹28 Cr 9.7% | ₹31 Cr 55.0% | ₹20 Cr 42.9% | ₹14 Cr 75.0% | ₹8 Cr 20.0% | ₹10 Cr 100.0% | ₹5 Cr 68.8% | ₹16 Cr |
| Investments | ₹3.7L Cr 11.5% | ₹3.3L Cr 15.0% | ₹2.9L Cr 22.2% | ₹2.4L Cr 10.0% | ₹2.2L Cr 24.8% | ₹1.7L Cr 36.4% | ₹1.3L Cr 1.8% | ₹1.2L Cr 17.2% | ₹1.1L Cr 16.2% | ₹91.7K Cr |
| Other Assets | ₹14.3K Cr 15.3% | ₹12.4K Cr 24.3% | ₹10.0K Cr 12.9% | ₹8.8K Cr 17.0% | ₹7.6K Cr 37.6% | ₹5.5K Cr 18.5% | ₹4.6K Cr 1.0% | ₹4.7K Cr 31.9% | ₹3.6K Cr 17.6% | ₹3.0K Cr |
| Total Assets | ₹3.9L Cr 11.8% | ₹3.5L Cr 15.4% | ₹3.0L Cr 22.0% | ₹2.5L Cr 7.5% | ₹2.3L Cr 28.4% | ₹1.8L Cr 35.9% | ₹1.3L Cr 1.7% | ₹1.3L Cr 17.7% | ₹1.1L Cr 16.2% | ₹95.1K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹22.6K Cr 45.1% | ₹15.6K Cr 45.5% | ₹10.7K Cr 55.8% | ₹6.9K Cr 15.8% | ₹5.9K Cr 38.8% | ₹9.7K Cr 31.3% | ₹7.4K Cr 25.1% | ₹9.9K Cr 46.4% | ₹6.7K Cr 8.2% | ₹6.2K Cr |
| Investing CF | ₹-23.8K Cr 74.9% | ₹-13.6K Cr 0.1% | ₹-13.6K Cr 35.3% | ₹-10.1K Cr 1157.3% | ₹-801 Cr 91.1% | ₹-9.0K Cr 14.9% | ₹-7.8K Cr 23.5% | ₹-10.2K Cr 130.3% | ₹-4.4K Cr 14.6% | ₹-5.2K Cr |
| Financing CF | ₹-275 Cr 117.1% | ₹1.6K Cr 498.8% | ₹-403 Cr 120.3% | ₹2.0K Cr 934.0% | ₹-238 Cr 135.1% | ₹678 Cr 1684.2% | ₹38 Cr 111.3% | ₹-337 Cr 71.9% | ₹-196 Cr 16.9% | ₹-236 Cr |
| Net Cash Flow | ₹-1.5K Cr 142.0% | ₹3.6K Cr 208.1% | ₹-3.3K Cr 174.6% | ₹-1.2K Cr 124.5% | ₹4.9K Cr 243.2% | ₹1.4K Cr 492.6% | ₹-364 Cr 44.1% | ₹-651 Cr 130.7% | ₹2.1K Cr 159.7% | ₹817 Cr |
| Free Cash Flow | ₹22.3K Cr 46.0% | ₹15.3K Cr 44.5% | ₹10.6K Cr 55.8% | ₹6.8K Cr 15.5% | ₹5.9K Cr 39.0% | ₹9.6K Cr 31.2% | ₹7.4K Cr 25.2% | ₹9.8K Cr 46.5% | ₹6.7K Cr 8.5% | ₹6.2K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0d | 0d | 0d | 0d | 0d | 0d | 0d 100.0% | 2d | 0d | 0d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 0d | 0d | 0d | 0d | 0d | 0d | 0d 100.0% | 2d | 0d | 0d |
| Working Capital Days | -6d 0.0% | -6d 25.0% | -8d 33.3% | -12d 9.1% | -11d 15.4% | -13d 23.5% | -17d 6.3% | -16d 36.0% | -25d 25.0% | -20d |
| ROCE | 10.0% 42.9% | 7.0% 40.0% | 5.0% 50.0% | 10.0% 16.7% | 12.0% 40.0% | 20.0% 16.7% | 24.0% 4.3% | 23.0% 25.8% | 31.0% 0.0% | 31.0% |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About HDFC Life Insurance Company Limited
HDFC Life Insurance Company is engaged in carrying on the business of life insurance. The Company offers a range of individual and group insurance solutions. The portfolio comprises of various insurance and investment products such as Protection, Pension, Savings,(Source : 202003 Annual Report Page No: 175)
Financial ServicesInsurance