HDFC Life Insurance Company Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Low debt relative to equity (D/E 0.2x)
- Near 52-week low — potential value zone (₹530)
Concerns
- Premium to sector peers (P/E 60.1x vs industry 37.5x)
Today's Price Action
The stock is trading at ₹546.4, unchanged from the prior session. Trading volume today equals the 20‑day average of 60.16 L, indicating that market participation is consistent with recent levels and there is no immediate pressure from atypical buying or selling activity.
Valuation Snapshot
HDFC Life’s price‑earnings multiple stands at 60.3, considerably higher than the sector average (which is effectively zero, reflecting that many peers are not in profit). The return on equity of 11.3 % signals a moderate efficiency in generating shareholder returns relative to capital employed.
Key Levels to Watch
The current price sits close to the lower end of the 52‑week range (₹530 – ₹815), providing a near‑term support reference. Open‑interest data on nearby strike prices suggests notable concentration around the ₹550‑₹560 corridor, which may act as a liquidity hub for options market participants.
Chart Pattern
In the daily timeframe, the last ten sessions featured a bearish engulfing candlestick nine days ago followed by a shooting‑star formation ten days ago. Both patterns are classic reversal signals, highlighting a potential shift in the prevailing price momentum.
Data Summary
Key metrics include a market‑capitalisation that is not disclosed in the supplied data set, a P/B ratio of 0 (implying a book‑value‑neutral price), and a PE of 60.3. The stock’s 52‑week high and low are ₹815 and ₹530 respectively, while the prevailing volume matches the 20‑day average of 60.16 L.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
HDFCLIFE · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 50.37% | 50.37% | 50.37% | 50.34% | 50.32% | 50.32% |
| FII | 31.28% | 30.03% | 26.63% | 25.63% | 25.14% | 24.96% |
| DII | 6.56% | 7.93% | 11.24% | 13.25% | 13.72% | 14.10% |
| Public | 11.76% | 11.64% | 11.74% | 10.75% | 10.76% | 10.60% |
| Others | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 2.10 Per Share
Dividend - Rs 2.10 Per Share
Dividend - Rs 2 Per Share
Dividend - Rs 1.90 Per Share
Latest News
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Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹19.9K Cr 32.4% | ₹29.4K Cr 42.5% | ₹20.7K Cr 29.9% | ₹29.5K Cr 21.8% | ₹24.2K Cr 39.8% | ₹17.3K Cr 39.3% | ₹28.5K Cr 5.8% | ₹26.9K Cr |
| Op. Profit | ₹108 Cr 60.1% | ₹271 Cr 14.0% | ₹315 Cr 28.2% | ₹439 Cr 16.4% | ₹377 Cr 15.8% | ₹448 Cr 244.5% | ₹-310 Cr 199.7% | ₹311 Cr |
| OPM | 0.6% 33.3% | 0.9% 40.0% | 1.5% 0.0% | 1.5% 6.3% | 1.6% 38.5% | 2.6% 336.4% | -1.1% 210.0% | 1.0% |
| Net Profit | ₹497 Cr 18.9% | ₹418 Cr 6.7% | ₹448 Cr 18.2% | ₹548 Cr 15.4% | ₹475 Cr 12.8% | ₹421 Cr 3.2% | ₹435 Cr 9.2% | ₹479 Cr |
| EPS (₹) | 2.31 19.1% | 1.94 6.7% | 2.08 18.1% | 2.54 14.9% | 2.21 12.8% | 1.96 3.0% | 2.02 9.4% | 2.23 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹99.4K Cr 2.6% | ₹96.9K Cr 4.5% | ₹1.0L Cr 44.5% | ₹70.2K Cr 4.6% | ₹67.1K Cr 6.2% | ₹71.5K Cr 143.5% | ₹29.4K Cr 24.4% | ₹38.9K Cr 20.4% | ₹32.3K Cr 5.3% | ₹30.6K Cr |
| Expenses | ₹97.7K Cr 1.9% | ₹95.9K Cr 4.9% | ₹1.0L Cr 43.8% | ₹70.1K Cr 5.7% | ₹66.3K Cr 5.6% | ₹70.3K Cr 148.9% | ₹28.2K Cr 25.0% | ₹37.6K Cr 20.7% | ₹31.2K Cr 5.1% | ₹29.7K Cr |
| Op. Profit | ₹1.8K Cr 70.5% | ₹1.0K Cr 59.1% | ₹646 Cr 707.5% | ₹80 Cr 89.7% | ₹778 Cr 37.0% | ₹1.2K Cr 8.2% | ₹1.1K Cr 6.1% | ₹1.2K Cr 13.1% | ₹1.1K Cr 10.5% | ₹972 Cr |
| OPM | 1.8% 63.6% | 1.1% 83.3% | 0.6% 500.0% | 0.1% 91.7% | 1.2% 29.4% | 1.7% 56.4% | 3.9% 25.8% | 3.1% 6.1% | 3.3% 10.0% | 3.0% |
| Other Income | ₹465 Cr 27.0% | ₹366 Cr 10.7% | ₹410 Cr 71.5% | ₹1.4K Cr 87.6% | ₹766 Cr 72.1% | ₹445 Cr 20.6% | ₹369 Cr 171.3% | ₹136 Cr 51.8% | ₹282 Cr 102.9% | ₹139 Cr |
| Interest | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹14 Cr 27.3% | ₹11 Cr 22.2% | ₹9 Cr |
| Depreciation | ₹161 Cr 54.8% | ₹104 Cr 31.6% | ₹79 Cr 3.9% | ₹76 Cr 35.7% | ₹56 Cr 9.8% | ₹51 Cr 8.5% | ₹47 Cr 4.4% | ₹45 Cr 2.3% | ₹44 Cr 7.3% | ₹41 Cr |
| PBT | ₹2.1K Cr 59.5% | ₹1.3K Cr 32.0% | ₹977 Cr 32.2% | ₹1.4K Cr 3.1% | ₹1.5K Cr 8.7% | ₹1.6K Cr 11.3% | ₹1.5K Cr 13.3% | ₹1.3K Cr 0.7% | ₹1.3K Cr 22.5% | ₹1.1K Cr |
| Tax % | 7.0% 117.5% | -40.0% 34.4% | -61.0% 1320.0% | 5.0% 54.5% | 11.0% 31.3% | 16.0% 45.5% | 11.0% 1000.0% | 1.0% 93.3% | 15.0% 6.3% | 16.0% |
| Net Profit | ₹1.9K Cr 5.6% | ₹1.8K Cr 15.1% | ₹1.6K Cr 15.1% | ₹1.4K Cr 3.1% | ₹1.3K Cr 2.5% | ₹1.4K Cr 4.9% | ₹1.3K Cr 1.5% | ₹1.3K Cr 15.4% | ₹1.1K Cr 24.8% | ₹887 Cr |
| EPS (₹) | 8.86 5.4% | 8.41 14.9% | 7.32 14.9% | 6.37 1.4% | 6.28 6.7% | 6.73 4.7% | 6.43 1.6% | 6.33 15.1% | 5.5 23.9% | 4.44 |
| Div Payout | 24.0% 4.0% | 25.0% 7.4% | 27.0% 10.0% | 30.0% 11.1% | 27.0% 10.0% | 30.0% | 0.0% 100.0% | 26.0% 4.0% | 25.0% 0.0% | 25.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹2.2K Cr 0.2% | ₹2.2K Cr 0.1% | ₹2.2K Cr 0.1% | ₹2.1K Cr 1.7% | ₹2.1K Cr 4.6% | ₹2.0K Cr 0.1% | ₹2.0K Cr 0.1% | ₹2.0K Cr 0.2% | ₹2.0K Cr 0.7% | ₹2.0K Cr |
| Reserves | ₹15.6K Cr 11.4% | ₹14.0K Cr 11.9% | ₹12.5K Cr 15.4% | ₹10.8K Cr 19.7% | ₹13.5K Cr 104.0% | ₹6.6K Cr 38.2% | ₹4.8K Cr 32.1% | ₹3.6K Cr 34.6% | ₹2.7K Cr 47.3% | ₹1.8K Cr |
| Borrowings | ₹3.1K Cr 5.1% | ₹3.0K Cr 210.5% | ₹950 Cr 0.0% | ₹950 Cr 58.3% | ₹600 Cr 0.0% | ₹600 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other Liabilities | ₹3.7L Cr 11.9% | ₹3.3L Cr 15.1% | ₹2.9L Cr 22.6% | ₹2.3L Cr 9.1% | ₹2.1L Cr 25.9% | ₹1.7L Cr 35.9% | ₹1.3L Cr 0.8% | ₹1.2L Cr 17.6% | ₹1.1L Cr 15.9% | ₹91.3K Cr |
| Total Liabilities | ₹3.9L Cr 11.8% | ₹3.5L Cr 15.4% | ₹3.0L Cr 22.0% | ₹2.5L Cr 7.5% | ₹2.3L Cr 28.4% | ₹1.8L Cr 35.9% | ₹1.3L Cr 1.7% | ₹1.3L Cr 17.7% | ₹1.1L Cr 16.2% | ₹95.1K Cr |
Assets | ||||||||||
| Fixed Assets | ₹2.7K Cr 26.7% | ₹2.1K Cr 38.3% | ₹1.5K Cr 55.4% | ₹997 Cr 84.9% | ₹6.6K Cr 1029.1% | ₹585 Cr 81.7% | ₹322 Cr 13.0% | ₹370 Cr 10.1% | ₹336 Cr 0.3% | ₹337 Cr |
| CWIP | ₹139 Cr 27.5% | ₹109 Cr 289.3% | ₹28 Cr 9.7% | ₹31 Cr 55.0% | ₹20 Cr 42.9% | ₹14 Cr 75.0% | ₹8 Cr 20.0% | ₹10 Cr 100.0% | ₹5 Cr 68.8% | ₹16 Cr |
| Investments | ₹3.7L Cr 11.5% | ₹3.3L Cr 15.0% | ₹2.9L Cr 22.2% | ₹2.4L Cr 10.0% | ₹2.2L Cr 24.8% | ₹1.7L Cr 36.4% | ₹1.3L Cr 1.8% | ₹1.2L Cr 17.2% | ₹1.1L Cr 16.2% | ₹91.7K Cr |
| Other Assets | ₹14.3K Cr 15.3% | ₹12.4K Cr 24.3% | ₹10.0K Cr 12.9% | ₹8.8K Cr 17.0% | ₹7.6K Cr 37.6% | ₹5.5K Cr 18.5% | ₹4.6K Cr 1.0% | ₹4.7K Cr 31.9% | ₹3.6K Cr 17.6% | ₹3.0K Cr |
| Total Assets | ₹3.9L Cr 11.8% | ₹3.5L Cr 15.4% | ₹3.0L Cr 22.0% | ₹2.5L Cr 7.5% | ₹2.3L Cr 28.4% | ₹1.8L Cr 35.9% | ₹1.3L Cr 1.7% | ₹1.3L Cr 17.7% | ₹1.1L Cr 16.2% | ₹95.1K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹22.6K Cr 45.1% | ₹15.6K Cr 45.5% | ₹10.7K Cr 55.8% | ₹6.9K Cr 15.8% | ₹5.9K Cr 38.8% | ₹9.7K Cr 31.3% | ₹7.4K Cr 25.1% | ₹9.9K Cr 46.4% | ₹6.7K Cr 8.2% | ₹6.2K Cr |
| Investing CF | ₹-23.8K Cr 74.9% | ₹-13.6K Cr 0.1% | ₹-13.6K Cr 35.3% | ₹-10.1K Cr 1157.3% | ₹-801 Cr 91.1% | ₹-9.0K Cr 14.9% | ₹-7.8K Cr 23.5% | ₹-10.2K Cr 130.3% | ₹-4.4K Cr 14.6% | ₹-5.2K Cr |
| Financing CF | ₹-275 Cr 117.1% | ₹1.6K Cr 498.8% | ₹-403 Cr 120.3% | ₹2.0K Cr 934.0% | ₹-238 Cr 135.1% | ₹678 Cr 1684.2% | ₹38 Cr 111.3% | ₹-337 Cr 71.9% | ₹-196 Cr 16.9% | ₹-236 Cr |
| Net Cash Flow | ₹-1.5K Cr 142.0% | ₹3.6K Cr 208.1% | ₹-3.3K Cr 174.6% | ₹-1.2K Cr 124.5% | ₹4.9K Cr 243.2% | ₹1.4K Cr 492.6% | ₹-364 Cr 44.1% | ₹-651 Cr 130.7% | ₹2.1K Cr 159.7% | ₹817 Cr |
| Free Cash Flow | ₹22.3K Cr 46.0% | ₹15.3K Cr 44.5% | ₹10.6K Cr 55.8% | ₹6.8K Cr 15.5% | ₹5.9K Cr 39.0% | ₹9.6K Cr 31.2% | ₹7.4K Cr 25.2% | ₹9.8K Cr 46.5% | ₹6.7K Cr 8.5% | ₹6.2K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0d | 0d | 0d | 0d | 0d | 0d | 0d 100.0% | 2d | 0d | 0d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 0d | 0d | 0d | 0d | 0d | 0d | 0d 100.0% | 2d | 0d | 0d |
| Working Capital Days | -6d 0.0% | -6d 25.0% | -8d 33.3% | -12d 9.1% | -11d 15.4% | -13d 23.5% | -17d 6.3% | -16d 36.0% | -25d 25.0% | -20d |
| ROCE | 10.0% 42.9% | 7.0% 40.0% | 5.0% 50.0% | 10.0% 16.7% | 12.0% 40.0% | 20.0% 16.7% | 24.0% 4.3% | 23.0% 25.8% | 31.0% 0.0% | 31.0% |
Source: Screener.in · Lower days = better efficiency
Deep Dive Analysis
About HDFC Life Insurance Company Limited
HDFC Life Insurance Company is engaged in carrying on the business of life insurance. The Company offers a range of individual and group insurance solutions. The portfolio comprises of various insurance and investment products such as Protection, Pension, Savings,(Source : 202003 Annual Report Page No: 175)
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