General Insurance Corporation of India

NSE: GICRE · Financial Services

Overview

General Insurance Corporation of India Share Price & Analysis

₹361.75▲ +0.42%Updated 21 Jul 2026, 05:01 pm IST
LTP
₹361.75
+0.42%
Open
₹—
High
₹362.95
Low
₹360.15
Close
₹361.75
52W High
₹418
52W Low
₹346
Volume
193K
Lot Size
1
Sector
Financial Services
Market Cap
₹64K Cr
Face Value
₹5
Large CapNIFTY 500

Price Chart

Fundamentals

P/E
6.57
Sector P/E
35.4
P/B
0.9
EPS
₹54.88
ROE
14.6%
ROCE
17.4%
D/E Ratio
0
Div Yield
2.76%
Book Value
₹402
+

Strengths

  • ✓Efficient capital deployment (ROCE 17.4%)
  • ✓Attractively valued vs sector (P/E 6.6x vs industry 35.4x)
  • ✓Trading below book value (P/B 0.9x)
  • ✓Virtually debt-free
  • ✓Regular dividends — yield 2.8%

Peer Comparison

CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
HDFCBANK
HDFC Bank Limited
₹754
₹12.6L Cr161.9313.67.02—
ICICIBANK
ICICI Bank Limited
₹1,440
₹10.4L Cr18.52.7317.37.59—
SBIN
State Bank of India
₹1,025
₹9.6L Cr11.61.5915.46.13—
BAJFINANCE
Bajaj Finance Limited
₹1,056
₹6.6L Cr34.25.7718.210.9—
LICI
Life Insurance Corporation Of India
₹424
₹5.5L Cr9.543.0337.835.10
AXISBANK
Axis Bank Limited
₹1,234
₹4.1L Cr14.91.7313.16.24—
KOTAKBANK
Kotak Mahindra Bank Limited
₹382
₹3.9L Cr19.42.111.46.98—

Showing 7 peers in the same sector · Sorted by market cap

Shareholding Pattern

GICRE · as of Mar 2026

Promoters82.40%
FII1.93%▲0.13
DII13.68%▼0.02
Public2.00%▼0.10
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters85.78%85.78%85.78%82.40%82.40%82.40%
FII0.95%0.87%1.05%1.34%1.80%1.93%
DII11.11%11.06%10.91%13.72%13.70%13.68%
Public2.15%2.30%2.25%2.56%2.10%2.00%

Corporate Events

To consider and approve the financial results for the period ended March 31, 2026, dividend and other business matters

Dividend25 May 2026

Dividend - Rs 10 Per Share

Record: 4 Sept 2025

Dividend3 Sept 2025

Dividend - Rs 10 Per Share

Dividend10 Sept 2024

Dividend - Rs 7.20 Per Share

Dividend7 Sept 2023

Latest News

All news →

GIC Re reports Q4 earnings; market awaits key numbers

*GIC Re reports Q4 earnings; market awaits key numbers*. The insurer's performance could influence sentiment in the public sector insurance space. Traders should watch for **premium growth**, **underwriting profits**, and **ROE** trends. Deviations from expectations may trigger volatility in GICRE shares. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings

simplywall.st16 May
High Impact

GIC stake sale sees strong 3.72x subscription on day one

*GIC stake sale sees strong 3.72x subscription on day one.* Bidders showed robust interest with the offer being subscribed **3.72 times** on the first day. The green shoe option was fully exercised, indicating strong retail and institutional demand. The response reflects positive market sentiment toward state-owned insurer’s valuation and fundamentals. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #StakeSale

Fortune India16 Jun
Medium Impact

GIC shares drop 6% on government's OFS stake sale

*GIC shares drop 6% on government's OFS stake sale*\nGIC shares fell **6%** after the central government launched a stake sale via the Offer for Sale (OFS) route. The disinvestment move aims to offload a portion of its holding in the reinsurer. Institutional investors are closely watching participation levels and pricing.\n\n📊 *STOCKS:* GICRE | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #OFS

Fortune India16 Jun
Medium Impact

GIC Re to host investor meet with key updates

*GIC Re to host analyst and institutional investor meet.* The session will cover recent business performance and strategic outlook. No immediate financial announcements or major policy shifts reported. Outcome of the meeting may guide near-term investor sentiment. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorMeet

NSE Filing10 Jun
Low Impact

GIC Re reports Q4 earnings, market watches for guidance

*GIC Re reports Q4 earnings, market watches for guidance.* The company’s performance is under scrutiny as investors assess premium growth and underwriting margins. Key metrics include **₹4,200 crore** in total revenue and **₹1,150 crore** net profit. Guidance for reinsurance pricing and investment strategy will influence near-term trading sentiment. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* Insurance | #MEDIUMIMPACT #Earnings

simplywall.st16 May
Medium Impact

Financials

Quarterly Results

MetricDec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
Revenue
₹12.6K Cr
▼1.3%
₹12.8K Cr
▼12.8%
₹14.6K Cr
▲10.7%
₹13.2K Cr
▲18.5%
₹11.1K Cr
▼10.0%
₹12.4K Cr
▼3.9%
₹12.9K Cr
▲25.7%
₹10.3K Cr
Op. Profit
₹2.4K Cr
▼14.3%
₹2.8K Cr
▲6.0%
₹2.6K Cr
▼13.1%
₹3.0K Cr
▲55.4%
₹1.9K Cr
▼18.9%
₹2.4K Cr
▲61.6%
₹1.5K Cr
▼50.3%
₹3.0K Cr
OPM
19.0%
▼13.6%
22.0%
▲22.2%
18.0%
▼21.7%
23.0%
▲35.3%
17.0%
▼10.5%
19.0%
▲72.7%
11.0%
▼62.1%
29.0%
Net Profit
₹1.7K Cr
▼39.9%
₹2.9K Cr
▲13.6%
₹2.5K Cr
▲1.3%
₹2.5K Cr
▲49.0%
₹1.7K Cr
▼9.6%
₹1.9K Cr
▲32.5%
₹1.4K Cr
▼45.7%
₹2.6K Cr
EPS (₹)
9.84
▼39.9%
16.38
▲13.6%
14.42
▲1.3%
14.24
▲49.0%
9.56
▼9.6%
10.58
▲32.6%
7.98
▼45.8%
14.71

Values in ₹ Cr · Source: Screener.in

Annual Profit & Loss

MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Revenue
₹53.0K Cr
▲6.8%
₹49.6K Cr
▲7.9%
₹46.0K Cr
▼1.4%
₹46.6K Cr
▼4.8%
₹49.0K Cr
▲0.8%
₹48.6K Cr
▼3.5%
₹50.3K Cr
▲12.1%
₹44.9K Cr
▲17.6%
₹38.2K Cr
▲42.7%
₹26.8K Cr
Expenses
₹42.9K Cr
▲5.1%
₹40.8K Cr
▲6.0%
₹38.5K Cr
▼3.0%
₹39.7K Cr
▼13.3%
₹45.8K Cr
▲0.7%
₹45.5K Cr
▼13.2%
₹52.4K Cr
▲27.3%
₹41.2K Cr
▲3.3%
₹39.9K Cr
▲44.8%
₹27.6K Cr
Op. Profit
₹10.1K Cr
▲14.7%
₹8.8K Cr
▲17.7%
₹7.5K Cr
▲7.8%
₹6.9K Cr
▲119.9%
₹3.2K Cr
▲2.5%
₹3.1K Cr
▲246.3%
₹-2.1K Cr
▼156.4%
₹3.7K Cr
▲318.8%
₹-1.7K Cr
▼116.5%
₹-786 Cr
OPM
19.0%
▲5.6%
18.0%
▲12.5%
16.0%
▲6.7%
15.0%
▲150.0%
6.0%
▲0.0%
6.0%
▲250.0%
-4.0%
▼150.0%
8.0%
▲300.0%
-4.0%
▼33.3%
-3.0%
Other Income
₹1.4K Cr
▲329.3%
₹324 Cr
▼30.3%
₹465 Cr
▼58.2%
₹1.1K Cr
▲79.9%
₹618 Cr
▲5518.2%
₹11 Cr
▼99.4%
₹1.8K Cr
▲1109.7%
₹145 Cr
▼97.3%
₹5.4K Cr
▲17.0%
₹4.6K Cr
Interest
₹0 Cr
▼100.0%
₹1 Cr
▲0.0%
₹1 Cr
▲0.0%
₹1 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
▼100.0%
₹12 Cr
▲71.4%
₹7 Cr
Depreciation
₹37 Cr
▲146.7%
₹15 Cr
▲25.0%
₹12 Cr
▲20.0%
₹10 Cr
▼28.6%
₹14 Cr
▼6.7%
₹15 Cr
▼21.1%
₹19 Cr
▲35.7%
₹14 Cr
▲75.0%
₹8 Cr
▼20.0%
₹10 Cr
PBT
₹11.4K Cr
▲25.7%
₹9.1K Cr
▲14.9%
₹7.9K Cr
▼1.3%
₹8.0K Cr
▲113.9%
₹3.8K Cr
▲22.4%
₹3.1K Cr
▲938.5%
₹-366 Cr
▼109.5%
₹3.9K Cr
▲6.2%
₹3.6K Cr
▼3.7%
₹3.8K Cr
Tax %
21.0%
▼8.7%
23.0%
▲27.8%
18.0%
▲0.0%
18.0%
▼56.1%
41.0%
▲0.0%
41.0%
▲270.8%
-24.0%
▼175.0%
32.0%
▲166.7%
12.0%
▼7.7%
13.0%
Net Profit
₹9.7K Cr
▲30.0%
₹7.4K Cr
▲11.2%
₹6.7K Cr
▼3.2%
₹6.9K Cr
▲189.5%
₹2.4K Cr
▲19.8%
₹2.0K Cr
▲1171.0%
₹-186 Cr
▼106.7%
₹2.8K Cr
▼12.3%
₹3.1K Cr
▼14.3%
₹3.7K Cr
EPS (₹)
55.08
▲30.0%
42.36
▲11.2%
38.11
▼3.2%
39.37
▲189.5%
13.6
▲19.8%
11.35
▲1170.8%
-1.06
▼106.7%
15.72
▼12.3%
17.93
▲319.9%
4.27
Div Payout
18.0%
▼25.0%
24.0%
▼7.7%
26.0%
▲44.4%
18.0%
▲5.9%
17.0%
0.0%
0.0%
▼100.0%
43.0%
▲13.2%
38.0%
▲40.7%
27.0%

Values in ₹ Cr · Source: Screener.in

Balance Sheet

ItemSep 2025Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Liabilities
Equity Capital
₹877 Cr
▲0.0%
₹877 Cr
▲0.0%
₹877 Cr
▲0.0%
₹877 Cr
▲0.0%
₹877 Cr
▲0.0%
₹877 Cr
▲0.0%
₹877 Cr
▲0.0%
₹877 Cr
▲99.8%
₹439 Cr
▲2.1%
₹430 Cr
Reserves
₹66.7K Cr
▲10.1%
₹60.6K Cr
▲11.5%
₹54.4K Cr
▲22.7%
₹44.3K Cr
▲26.1%
₹35.1K Cr
▲11.2%
₹31.6K Cr
▲36.9%
₹23.1K Cr
▼6.3%
₹24.6K Cr
▲3.8%
₹23.7K Cr
▲20.1%
₹19.8K Cr
Borrowings
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
Other Liabilities
₹1.4L Cr
▲3.0%
₹1.3L Cr
▲3.2%
₹1.3L Cr
▲9.9%
₹1.2L Cr
▲1.5%
₹1.2L Cr
▲7.5%
₹1.1L Cr
▲11.6%
₹96.6K Cr
▼0.1%
₹96.7K Cr
▲9.5%
₹88.3K Cr
▲14.5%
₹77.1K Cr
Total Liabilities
₹2.0L Cr
▲5.2%
₹1.9L Cr
▲5.6%
₹1.8L Cr
▲13.3%
₹1.6L Cr
▲7.2%
₹1.5L Cr
▲8.3%
₹1.4L Cr
▲16.3%
₹1.2L Cr
▼1.3%
₹1.2L Cr
▲8.6%
₹1.1L Cr
▲15.6%
₹97.3K Cr
Assets
Fixed Assets
₹329 Cr
▲0.6%
₹327 Cr
▲2.8%
₹318 Cr
▼1.9%
₹324 Cr
▲62.0%
₹200 Cr
▲0.0%
₹200 Cr
▼4.3%
₹209 Cr
▼7.1%
₹225 Cr
▲12.5%
₹200 Cr
▲4.2%
₹192 Cr
CWIP
₹0 Cr
▼100.0%
₹8 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
Investments
₹1.5L Cr
▲5.6%
₹1.4L Cr
▲5.5%
₹1.4L Cr
▲18.3%
₹1.1L Cr
▲9.6%
₹1.0L Cr
▲11.4%
₹94.0K Cr
▲32.5%
₹70.9K Cr
▼13.6%
₹82.0K Cr
▲11.2%
₹73.8K Cr
▲11.0%
₹66.5K Cr
Other Assets
₹53.3K Cr
▲4.3%
₹51.2K Cr
▲5.7%
₹48.4K Cr
▲1.5%
₹47.7K Cr
▲1.5%
₹47.0K Cr
▲1.9%
₹46.1K Cr
▼6.8%
₹49.5K Cr
▲23.8%
₹39.9K Cr
▲3.8%
₹38.5K Cr
▲25.6%
₹30.6K Cr
Total Assets
₹2.0L Cr
▲5.2%
₹1.9L Cr
▲5.6%
₹1.8L Cr
▲13.3%
₹1.6L Cr
▲7.2%
₹1.5L Cr
▲8.3%
₹1.4L Cr
▲16.3%
₹1.2L Cr
▼1.3%
₹1.2L Cr
▲8.6%
₹1.1L Cr
▲15.6%
₹97.3K Cr

Values in ₹ Cr · Source: Screener.in

Cash Flow Statement

ItemMar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Operating CF
₹2.0K Cr
▲1032.1%
₹-212 Cr
▼101.8%
₹11.7K Cr
▲29.5%
₹9.1K Cr
▼31.9%
₹13.3K Cr
▲54.2%
₹8.6K Cr
▲13.3%
₹7.6K Cr
▼14.0%
₹8.8K Cr
▲11.8%
₹7.9K Cr
▲31.4%
₹6.0K Cr
Investing CF
₹-275 Cr
▼115.7%
₹1.7K Cr
▲119.3%
₹-9.1K Cr
▼46.7%
₹-6.2K Cr
▲42.7%
₹-10.8K Cr
▼169.0%
₹-4.0K Cr
▲46.5%
₹-7.5K Cr
▼33.8%
₹-5.6K Cr
▼27.0%
₹-4.4K Cr
▼32.5%
₹-3.3K Cr
Financing CF
₹-1.8K Cr
▼38.9%
₹-1.3K Cr
▼219.7%
₹-395 Cr
₹0 Cr
₹0 Cr
▲100.0%
₹-1.4K Cr
▲0.0%
₹-1.4K Cr
▼18.4%
₹-1.2K Cr
▼16.5%
₹-1.0K Cr
▼59.2%
₹-650 Cr
Net Cash Flow
₹-53 Cr
▼119.3%
₹274 Cr
▼87.8%
₹2.3K Cr
▼21.4%
₹2.9K Cr
▲15.4%
₹2.5K Cr
▼21.8%
₹3.2K Cr
▲339.7%
₹-1.3K Cr
▼165.4%
₹2.0K Cr
▼17.4%
₹2.5K Cr
▲20.8%
₹2.0K Cr
Free Cash Flow
₹2.0K Cr
▲999.5%
₹-217 Cr
▼101.9%
₹11.6K Cr
▲28.3%
₹9.0K Cr
▼31.9%
₹13.3K Cr
▲54.1%
₹8.6K Cr
▲13.9%
₹7.6K Cr
▼14.3%
₹8.8K Cr
▲11.7%
₹7.9K Cr
▲32.3%
₹6.0K Cr

Values in ₹ Cr · Source: Screener.in

Key Ratios History

MetricMar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Debtor Days
0d
0d
0d
0d
0d
0d
0d
0d
0d
0d
Inventory Days
—
—
—
—
—
—
—
—
—
—
Days Payable
—
—
—
—
—
—
—
—
—
—
Cash Conv. Cycle
0d
0d
0d
0d
0d
0d
0d
0d
0d
0d
Working Capital Days
-595d
▲1.5%
-604d
▼7.1%
-564d
▼13.7%
-496d
▼11.0%
-447d
▼26.6%
-353d
▼10.0%
-321d
▲4.5%
-336d
▲15.2%
-396d
▲46.5%
-740d
ROCE
13.0%
▲0.0%
13.0%
▼35.0%
20.0%
▲81.8%
11.0%
▲0.0%
11.0%
▲1200.0%
-1.0%
▼107.7%
13.0%
▲85.7%
7.0%
▲0.0%
7.0%
▲133.3%
3.0%

Source: Screener.in · Lower days = better efficiency

About General Insurance Corporation of India

General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)

Financial Services · Insurance

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Frequently Asked Questions

What is General Insurance Corporation of India share price today?▾
General Insurance Corporation of India (GICRE) is currently trading at ₹361.75 on NSE, up 0.42% as of the last market session. Prices update daily after market close on MarketNetra.
Is General Insurance Corporation of India available in F&O (Futures & Options)?▾
Yes, General Insurance Corporation of India (GICRE) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is General Insurance Corporation of India 52-week high and low?▾
General Insurance Corporation of India's 52-week high is ₹418 and the 52-week low is ₹346. The current price of ₹361.75 is 13.5% below the 52W high.
What is General Insurance Corporation of India P/E ratio?▾
General Insurance Corporation of India's current P/E ratio is 6.57. This indicates the market is paying ₹6.57 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade General Insurance Corporation of India options?▾
General Insurance Corporation of India options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade GICRE options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.