General Insurance Corporation of India

NSE: GICREFinancial Services

General Insurance Corporation of India Share Price & Analysis

₹325.10+0.81%Updated 28 Oct 2026, 03:30 pm IST
LTP
₹325.10+0.81%
Open
₹320.80
High
₹326.00
Low
₹316.05
Close
₹325.10
52W High
₹418.00
52W Low
₹308.00
Volume
420K
Lot Size
1
Sector
Financial Services
Market Cap
₹57K Cr
Face Value
₹5
Large CapNIFTY 500Nifty Midcap 150

Price Chart

Candle
Range

Fundamentals

P/E
6.40
Sector P/E
33.10
P/B
—
EPS
₹50.60
ROE
14.60%
ROCE
17.40%
D/E Ratio
0.00
Div Yield
4.09%
Book Value
₹422.00

Strengths

  • Efficient capital deployment (ROCE 17.4%)
  • Attractively valued vs sector (P/E 6.4x vs industry 33.1x)
  • Virtually debt-free
  • Regular dividends — yield 4.1%

Concerns

    Peer Comparison

    CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
    HDFCBANK
    HDFC Bank Limited
    ₹685
    ₹10.7L Cr13.31.7513.67.02—
    ICICIBANK
    ICICI Bank Limited
    ₹1,378
    ₹10.0L Cr172.5515.97.18—
    SBIN
    State Bank of India
    ₹957
    ₹8.8L Cr10.51.4215.46.13—
    BAJFINANCE
    Bajaj Finance Limited
    ₹917
    ₹5.8L Cr26.44.6318.210.9—
    LICI
    Life Insurance Corporation Of India
    ₹391
    ₹4.8L Cr8.032.837.835.10
    KOTAKBANK
    Kotak Mahindra Bank Limited
    ₹440
    ₹4.3L Cr20.22.2411.46.98—
    AXISBANK
    Axis Bank Limited
    ₹1,220
    ₹3.8L Cr12.71.6513.16.24—

    Showing 7 peers in the same sector · Sorted by market cap

    Shareholding Pattern

    GICRE · as of Mar 2026

    Promoters82.40%
    FII1.93%0.13pp
    DII13.68%0.02pp
    Public2.00%0.10pp
    CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
    Promoters85.78%85.78%85.78%82.40%82.40%82.40%
    FII0.95%0.87%1.05%1.34%1.80%1.93%
    DII11.11%11.06%10.91%13.72%13.70%13.68%
    Public2.15%2.30%2.25%2.56%2.10%2.00%

    Corporate Events

    To consider and approve the financial results for the period ended September 30, 2026 and other business matters

    Results29 Oct 2026

    Dividend - Rs 13.25 Per Share

    Dividend3 Sept 2026

    GICRE : 13-Aug-2026 : The Company has informed the Exchange that a Board meeting to be held on August 12, 2026 has been re-scheduled. Further, the Company has informed the Exchange that the meeting of the Board of Directors of the Company will be held on

    Results12 Aug 2026

    To consider and approve the financial results for the period ended Jun 30, 2026 and other business matters

    Results11 Aug 2026

    To consider and approve the financial results for the period ended March 31, 2026, dividend and other business matters

    Dividend25 May 2026

    Dividend - Rs 10 Per Share

    Record: 4 Sept 2025

    Dividend3 Sept 2025

    Dividend - Rs 10 Per Share

    Dividend10 Sept 2024

    Dividend - Rs 7.20 Per Share

    Dividend7 Sept 2023

    Latest News

    All news

    MGFL holds board meeting on October 19, 2026

    *MGFL holds board meeting on October 19, 2026.* The company announced the outcome of its recent board meeting, with no major financial or strategic announcements disclosed. Details remain limited to routine corporate filing. Investors await further updates. 📊 *STOCKS:* MGFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #BoardMeeting

    NSE Filing19 Oct
    High Impact

    GIC Re announces Q1 FY27 financial results

    *GIC Re announces Q1 FY27 financial results*. The reinsurer reported a net profit of **₹327 crore** for the quarter ended June 2026, down from ₹403 crore a year ago. Gross premium income stood at **₹7,892 crore**, up from **₹7,210 crore** in Q1 FY26. Results reflect increased claims and global underwriting challenges. 📊 *STOCKS:* $GICRE | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings

    NSE Filing13 Aug
    High Impact

    GIC Re reports Q1 FY26 financial results

    *GIC Re reports Q1 FY26 financial results.* The company has submitted its financial results for the quarter ended June 30, 2026. Key metrics include **₹X crore** in profit and **₹Y crore** in gross premium income. Results reflect underwriting performance and reinsurance demand trends. 📊 *STOCKS:* $GICRE | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings

    NSE Filing13 Aug
    High Impact

    NSE's IPO gets SEBI approval, state-owned firms in focus

    *NSE's IPO gets SEBI approval, state-owned firms in focus.* Investors await launch as **NSE** prepares for listing. Shares of **SBIN**, **GICRE**, **BANKBARODA**, and **IFCI** see increased interest. Market awaits filing of draft red herring prospectus and timeline. 📊 *STOCKS:* $SBIN $GICRE $BANKBARODA $IFCI | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #IPO

    Upstox7 Sept
    High Impact

    GIC Re reports Q4 earnings; market awaits key numbers

    *GIC Re reports Q4 earnings; market awaits key numbers*. The insurer's performance could influence sentiment in the public sector insurance space. Traders should watch for **premium growth**, **underwriting profits**, and **ROE** trends. Deviations from expectations may trigger volatility in GICRE shares. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings

    simplywall.st16 May
    High Impact

    MGFL publishes notice in newspaper as per regulatory norms

    *MGFL publishes notice in newspaper as per regulatory norms.* The company has shared a copy of its newspaper publication with the exchange. This is a routine corporate disclosure with no **financial impact** or operational change indicated. Such filings are typically part of statutory or regulatory compliance. 📊 *STOCKS:* $MGFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #RegulatoryFiling

    NSE Filing8h ago
    Low Impact

    MGFL to hold postal ballot for shareholders.

    *MGFL to hold postal ballot for shareholders.* The company has issued a notice for a postal ballot as part of its corporate governance process. Details of the resolution(s) were not disclosed in the filing. Such ballots are routine and typically precede shareholder meetings. 📊 *STOCKS:* $MGFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ShareholdersMeeting

    NSE Filing1d ago
    Low Impact

    GIC Re calls postal ballot, no immediate market trigger

    *GIC Re calls postal ballot, no immediate market trigger.* The move follows a mandatory notice published in newspapers for shareholder participation. No financial figures or strategic changes disclosed. Likely procedural with no direct impact on operations or earnings. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* Insurance | #LOWIMPACT #GICRe

    NSE Filing5d ago
    Low Impact

    MGFL publishes e-voting results of 96th AGM

    *MGFL publishes e-voting results of 96th AGM* as per exchange filing. The company submitted the published copy of the electronic and remote e-voting results of its 96th Annual General Meeting. This is a routine corporate disclosure with no immediate financial impact. 📊 *STOCKS:* MGFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AGM

    NSE Filing28 Sept
    Low Impact

    GIC Housing Finance shares unchanged after postal ballot results.

    *GIC Housing Finance shares unchanged after postal ballot results.* The company shared the scrutinizers' report and voting outcomes from its postal ballot with the exchange. No major financial or strategic decisions were disclosed. The update is procedural and does not impact near-term earnings or operations. 📊 *STOCKS:* $GICRE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CapitalMarkets

    NSE Filing28 Sept
    Low Impact

    Financials

    Quarterly Results

    MetricDec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    Revenue
    ₹12.6K Cr
    1.3%
    ₹12.8K Cr
    12.8%
    ₹14.6K Cr
    10.7%
    ₹13.2K Cr
    18.5%
    ₹11.1K Cr
    10.0%
    ₹12.4K Cr
    3.9%
    ₹12.9K Cr
    25.7%
    ₹10.3K Cr
    Op. Profit
    ₹2.4K Cr
    14.3%
    ₹2.8K Cr
    6.0%
    ₹2.6K Cr
    13.1%
    ₹3.0K Cr
    55.4%
    ₹1.9K Cr
    18.9%
    ₹2.4K Cr
    61.6%
    ₹1.5K Cr
    50.3%
    ₹3.0K Cr
    OPM
    19.0%
    13.6%
    22.0%
    22.2%
    18.0%
    21.7%
    23.0%
    35.3%
    17.0%
    10.5%
    19.0%
    72.7%
    11.0%
    62.1%
    29.0%
    Net Profit
    ₹1.7K Cr
    39.9%
    ₹2.9K Cr
    13.6%
    ₹2.5K Cr
    1.3%
    ₹2.5K Cr
    49.0%
    ₹1.7K Cr
    9.6%
    ₹1.9K Cr
    32.5%
    ₹1.4K Cr
    45.7%
    ₹2.6K Cr
    EPS (₹)
    9.84
    39.9%
    16.38
    13.6%
    14.42
    1.3%
    14.24
    49.0%
    9.56
    9.6%
    10.58
    32.6%
    7.98
    45.8%
    14.71

    Values in ₹ Cr · Source: Screener.in

    Annual Profit & Loss

    MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
    Revenue
    ₹53.0K Cr
    6.8%
    ₹49.6K Cr
    7.9%
    ₹46.0K Cr
    1.4%
    ₹46.6K Cr
    4.8%
    ₹49.0K Cr
    0.8%
    ₹48.6K Cr
    3.5%
    ₹50.3K Cr
    12.1%
    ₹44.9K Cr
    17.6%
    ₹38.2K Cr
    42.7%
    ₹26.8K Cr
    Expenses
    ₹42.9K Cr
    5.1%
    ₹40.8K Cr
    6.0%
    ₹38.5K Cr
    3.0%
    ₹39.7K Cr
    13.3%
    ₹45.8K Cr
    0.7%
    ₹45.5K Cr
    13.2%
    ₹52.4K Cr
    27.3%
    ₹41.2K Cr
    3.3%
    ₹39.9K Cr
    44.8%
    ₹27.6K Cr
    Op. Profit
    ₹10.1K Cr
    14.4%
    ₹8.8K Cr
    17.7%
    ₹7.5K Cr
    7.8%
    ₹6.9K Cr
    119.9%
    ₹3.2K Cr
    2.5%
    ₹3.1K Cr
    246.3%
    ₹-2.1K Cr
    156.4%
    ₹3.7K Cr
    318.8%
    ₹-1.7K Cr
    116.5%
    ₹-786 Cr
    OPM
    19.0%
    5.6%
    18.0%
    12.5%
    16.0%
    6.7%
    15.0%
    150.0%
    6.0%
    0.0%
    6.0%
    242.9%
    -4.2%
    152.5%
    8.0%
    277.8%
    -4.5%
    55.2%
    -2.9%
    Other Income
    ₹1.4K Cr
    329.3%
    ₹324 Cr
    30.3%
    ₹465 Cr
    58.2%
    ₹1.1K Cr
    79.9%
    ₹618 Cr
    5518.2%
    ₹11 Cr
    99.4%
    ₹1.8K Cr
    1109.7%
    ₹145 Cr
    97.3%
    ₹5.4K Cr
    17.0%
    ₹4.6K Cr
    Interest
    ₹0 Cr
    ₹0 Cr
    100.0%
    ₹1 Cr
    0.0%
    ₹1 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    100.0%
    ₹12 Cr
    71.4%
    ₹7 Cr
    Depreciation
    ₹6 Cr
    60.0%
    ₹15 Cr
    25.0%
    ₹12 Cr
    20.0%
    ₹10 Cr
    28.6%
    ₹14 Cr
    6.7%
    ₹15 Cr
    21.1%
    ₹19 Cr
    35.7%
    ₹14 Cr
    75.0%
    ₹8 Cr
    20.0%
    ₹10 Cr
    PBT
    ₹11.4K Cr
    25.7%
    ₹9.1K Cr
    14.9%
    ₹7.9K Cr
    1.3%
    ₹8.0K Cr
    113.9%
    ₹3.8K Cr
    22.4%
    ₹3.1K Cr
    938.5%
    ₹-366 Cr
    109.5%
    ₹3.9K Cr
    6.2%
    ₹3.6K Cr
    3.7%
    ₹3.8K Cr
    Tax %
    21.0%
    8.7%
    23.0%
    27.8%
    18.0%
    0.0%
    18.0%
    56.1%
    41.0%
    0.0%
    41.0%
    270.8%
    -24.0%
    175.0%
    32.0%
    166.7%
    12.0%
    7.7%
    13.0%
    Net Profit
    ₹9.7K Cr
    30.0%
    ₹7.4K Cr
    11.2%
    ₹6.7K Cr
    3.2%
    ₹6.9K Cr
    189.5%
    ₹2.4K Cr
    19.8%
    ₹2.0K Cr
    1171.0%
    ₹-186 Cr
    106.7%
    ₹2.8K Cr
    12.3%
    ₹3.1K Cr
    14.3%
    ₹3.7K Cr
    EPS (₹)
    55.08
    30.0%
    42.36
    11.2%
    38.11
    3.2%
    39.37
    189.5%
    13.6
    19.8%
    11.35
    1170.8%
    -1.06
    106.7%
    15.72
    12.3%
    17.93
    319.9%
    4.27
    Div Payout
    24.0%
    0.0%
    24.0%
    7.7%
    26.0%
    44.4%
    18.0%
    5.9%
    17.0%
    0.0%
    0.0%
    100.0%
    43.0%
    13.2%
    38.0%
    40.7%
    27.0%

    Values in ₹ Cr · Source: Screener.in

    Balance Sheet

    ItemSep 2025Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
    Liabilities
    Equity Capital
    ₹877 Cr
    0.0%
    ₹877 Cr
    0.0%
    ₹877 Cr
    0.0%
    ₹877 Cr
    0.0%
    ₹877 Cr
    0.0%
    ₹877 Cr
    0.0%
    ₹877 Cr
    0.0%
    ₹877 Cr
    99.8%
    ₹439 Cr
    2.1%
    ₹430 Cr
    Reserves
    ₹66.7K Cr
    10.1%
    ₹60.6K Cr
    11.5%
    ₹54.4K Cr
    22.7%
    ₹44.3K Cr
    26.1%
    ₹35.1K Cr
    11.2%
    ₹31.6K Cr
    36.9%
    ₹23.1K Cr
    6.3%
    ₹24.6K Cr
    3.8%
    ₹23.7K Cr
    20.1%
    ₹19.8K Cr
    Borrowings
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    Other Liabilities
    ₹1.4L Cr
    3.0%
    ₹1.3L Cr
    3.2%
    ₹1.3L Cr
    9.9%
    ₹1.2L Cr
    1.5%
    ₹1.2L Cr
    7.5%
    ₹1.1L Cr
    11.6%
    ₹96.6K Cr
    0.1%
    ₹96.7K Cr
    9.5%
    ₹88.3K Cr
    14.5%
    ₹77.1K Cr
    Total Liabilities
    ₹2.0L Cr
    5.2%
    ₹1.9L Cr
    5.6%
    ₹1.8L Cr
    13.3%
    ₹1.6L Cr
    7.2%
    ₹1.5L Cr
    8.3%
    ₹1.4L Cr
    16.3%
    ₹1.2L Cr
    1.3%
    ₹1.2L Cr
    8.6%
    ₹1.1L Cr
    15.6%
    ₹97.3K Cr
    Assets
    Fixed Assets
    ₹329 Cr
    0.6%
    ₹327 Cr
    2.8%
    ₹318 Cr
    1.9%
    ₹324 Cr
    62.0%
    ₹200 Cr
    0.0%
    ₹200 Cr
    4.3%
    ₹209 Cr
    7.1%
    ₹225 Cr
    12.5%
    ₹200 Cr
    4.2%
    ₹192 Cr
    CWIP
    ₹0 Cr
    100.0%
    ₹8 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    ₹0 Cr
    Investments
    ₹1.5L Cr
    5.6%
    ₹1.4L Cr
    5.5%
    ₹1.4L Cr
    18.3%
    ₹1.1L Cr
    9.6%
    ₹1.0L Cr
    11.4%
    ₹94.0K Cr
    32.5%
    ₹70.9K Cr
    13.6%
    ₹82.0K Cr
    11.2%
    ₹73.8K Cr
    11.0%
    ₹66.5K Cr
    Other Assets
    ₹53.3K Cr
    4.3%
    ₹51.2K Cr
    5.7%
    ₹48.4K Cr
    1.5%
    ₹47.7K Cr
    1.5%
    ₹47.0K Cr
    1.9%
    ₹46.1K Cr
    6.8%
    ₹49.5K Cr
    23.8%
    ₹39.9K Cr
    3.8%
    ₹38.5K Cr
    25.6%
    ₹30.6K Cr
    Total Assets
    ₹2.0L Cr
    5.2%
    ₹1.9L Cr
    5.6%
    ₹1.8L Cr
    13.3%
    ₹1.6L Cr
    7.2%
    ₹1.5L Cr
    8.3%
    ₹1.4L Cr
    16.3%
    ₹1.2L Cr
    1.3%
    ₹1.2L Cr
    8.6%
    ₹1.1L Cr
    15.6%
    ₹97.3K Cr

    Values in ₹ Cr · Source: Screener.in

    Cash Flow Statement

    ItemMar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
    Operating CF
    ₹2.0K Cr
    1032.1%
    ₹-212 Cr
    101.8%
    ₹11.7K Cr
    29.5%
    ₹9.1K Cr
    31.9%
    ₹13.3K Cr
    54.2%
    ₹8.6K Cr
    13.3%
    ₹7.6K Cr
    14.0%
    ₹8.8K Cr
    11.8%
    ₹7.9K Cr
    31.4%
    ₹6.0K Cr
    Investing CF
    ₹-275 Cr
    115.7%
    ₹1.7K Cr
    119.3%
    ₹-9.1K Cr
    46.7%
    ₹-6.2K Cr
    42.7%
    ₹-10.8K Cr
    169.0%
    ₹-4.0K Cr
    46.5%
    ₹-7.5K Cr
    33.8%
    ₹-5.6K Cr
    27.0%
    ₹-4.4K Cr
    32.5%
    ₹-3.3K Cr
    Financing CF
    ₹-1.8K Cr
    38.9%
    ₹-1.3K Cr
    219.7%
    ₹-395 Cr
    ₹0 Cr
    ₹0 Cr
    100.0%
    ₹-1.4K Cr
    0.0%
    ₹-1.4K Cr
    18.4%
    ₹-1.2K Cr
    16.5%
    ₹-1.0K Cr
    59.2%
    ₹-650 Cr
    Net Cash Flow
    ₹-53 Cr
    119.3%
    ₹274 Cr
    87.8%
    ₹2.3K Cr
    21.4%
    ₹2.9K Cr
    15.4%
    ₹2.5K Cr
    21.8%
    ₹3.2K Cr
    339.7%
    ₹-1.3K Cr
    165.4%
    ₹2.0K Cr
    17.4%
    ₹2.5K Cr
    20.8%
    ₹2.0K Cr
    Free Cash Flow
    ₹2.0K Cr
    999.5%
    ₹-217 Cr
    101.9%
    ₹11.6K Cr
    28.3%
    ₹9.0K Cr
    31.9%
    ₹13.3K Cr
    54.1%
    ₹8.6K Cr
    13.9%
    ₹7.6K Cr
    14.3%
    ₹8.8K Cr
    11.7%
    ₹7.9K Cr
    32.3%
    ₹6.0K Cr

    Values in ₹ Cr · Source: Screener.in

    Key Ratios History

    MetricMar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
    Debtor Days
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    Inventory Days
    —
    —
    —
    —
    —
    —
    —
    —
    —
    —
    Days Payable
    —
    —
    —
    —
    —
    —
    —
    —
    —
    —
    Cash Conv. Cycle
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    0d
    Working Capital Days
    -595d
    1.5%
    -604d
    7.1%
    -564d
    13.7%
    -496d
    11.0%
    -447d
    26.6%
    -353d
    10.0%
    -321d
    4.5%
    -336d
    15.2%
    -396d
    46.5%
    -740d
    ROCE
    16.0%
    23.1%
    13.0%
    35.0%
    20.0%
    81.8%
    11.0%
    0.0%
    11.0%
    1200.0%
    -1.0%
    107.7%
    13.0%
    85.7%
    7.0%
    0.0%
    7.0%
    133.3%
    3.0%

    Source: Screener.in · Lower days = better efficiency

    About General Insurance Corporation of India

    General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)

    Financial ServicesInsurance

    Frequently Asked Questions

    What is General Insurance Corporation of India share price today?
    General Insurance Corporation of India (GICRE) is currently trading at ₹325.1 on NSE, up 0.81% as of the last market session. Prices update daily after market close on MarketNetra.
    Is General Insurance Corporation of India available in F&O (Futures & Options)?
    Yes, General Insurance Corporation of India (GICRE) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
    What is General Insurance Corporation of India 52-week high and low?
    General Insurance Corporation of India's 52-week high is ₹418 and the 52-week low is ₹308. The current price of ₹325.1 is 22.2% below the 52W high.
    What is General Insurance Corporation of India P/E ratio?
    General Insurance Corporation of India's current P/E ratio is 6.4. This indicates the market is paying ₹6.4 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
    How to trade General Insurance Corporation of India options?
    General Insurance Corporation of India options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade GICRE options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.