General Insurance Corporation of India Share Price & Analysis
₹399.4▼ -0.14%Updated 7 May 2026, 11:32 am IST
LTP
₹399.4
-0.14%
Open
₹—
High
₹404.8
Low
₹398.25
Close
₹399.4
52W High
₹447
52W Low
₹350
Volume
163K
Lot Size
1
Sector
Financial Services
Market Cap
₹69K Cr
Face Value
₹5
Large CapNIFTY 500
Price Chart
Fundamentals
P/E
7.17
Sector P/E
52.1
P/B
0.99
EPS
₹54.88
ROE
11%
ROCE
13.3%
D/E Ratio
0
Div Yield
2.54%
Book Value
₹402
+
Strengths
- ✓Attractively valued vs sector (P/E 7.2x vs industry 52.1x)
- ✓Trading below book value (P/B 1x)
- ✓Virtually debt-free
- ✓Regular dividends — yield 2.5%
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹794 | ₹11.9L Cr | 15.6 | 2.1 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹1,096 | ₹9.9L Cr | 12.2 | 1.71 | 17.2 | 6.47 | — |
| ICICIBANK ICICI Bank Limited | ₹1,287 | ₹9.1L Cr | 16.7 | 2.56 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹976 | ₹5.8L Cr | 30.4 | 5.33 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹804 | ₹5.0L Cr | 9.52 | 3.59 | 45.7 | 53.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,303 | ₹3.9L Cr | 14.9 | 1.9 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 20 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
GICRE · as of Mar 2026
Promoters82.40%
FII1.93%▲0.13
DII13.68%▼0.02
Public2.00%▼0.10
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 85.78% | 85.78% | 85.78% | 82.40% | 82.40% | 82.40% |
| FII | 0.95% | 0.87% | 1.05% | 1.34% | 1.80% | 1.93% |
| DII | 11.11% | 11.06% | 10.91% | 13.72% | 13.70% | 13.68% |
| Public | 2.15% | 2.30% | 2.25% | 2.56% | 2.10% | 2.00% |
Corporate Events
Dividend - Rs 10 Per Share
Record: 4 Sept 2025
Dividend3 Sept 2025
Dividend - Rs 10 Per Share
Dividend10 Sept 2024
Dividend - Rs 7.20 Per Share
Dividend7 Sept 2023
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹12.6K Cr ▼1.3% | ₹12.8K Cr ▼12.8% | ₹14.6K Cr ▲10.7% | ₹13.2K Cr ▲18.5% | ₹11.1K Cr ▼10.0% | ₹12.4K Cr ▼3.9% | ₹12.9K Cr ▲25.7% | ₹10.3K Cr |
| Op. Profit | ₹2.4K Cr ▼14.3% | ₹2.8K Cr ▲6.0% | ₹2.6K Cr ▼13.1% | ₹3.0K Cr ▲55.4% | ₹1.9K Cr ▼18.9% | ₹2.4K Cr ▲61.6% | ₹1.5K Cr ▼50.3% | ₹3.0K Cr |
| OPM | 19.0% ▼13.6% | 22.0% ▲22.2% | 18.0% ▼21.7% | 23.0% ▲35.3% | 17.0% ▼10.5% | 19.0% ▲72.7% | 11.0% ▼62.1% | 29.0% |
| Net Profit | ₹1.7K Cr ▼39.9% | ₹2.9K Cr ▲13.6% | ₹2.5K Cr ▲1.3% | ₹2.5K Cr ▲49.0% | ₹1.7K Cr ▼9.6% | ₹1.9K Cr ▲32.5% | ₹1.4K Cr ▼45.7% | ₹2.6K Cr |
| EPS (₹) | 9.84 ▼39.9% | 16.38 ▲13.6% | 14.42 ▲1.3% | 14.24 ▲49.0% | 9.56 ▼9.6% | 10.58 ▲32.6% | 7.98 ▼45.8% | 14.71 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹49.6K Cr ▲7.9% | ₹46.0K Cr ▼1.4% | ₹46.6K Cr ▼4.8% | ₹49.0K Cr ▲0.8% | ₹48.6K Cr ▼3.5% | ₹50.3K Cr ▲12.1% | ₹44.9K Cr ▲17.6% | ₹38.2K Cr ▲42.7% | ₹26.8K Cr |
| Expenses | ₹40.8K Cr ▲6.0% | ₹38.5K Cr ▼3.0% | ₹39.7K Cr ▼13.3% | ₹45.8K Cr ▲0.7% | ₹45.5K Cr ▼13.2% | ₹52.4K Cr ▲27.3% | ₹41.2K Cr ▲3.3% | ₹39.9K Cr ▲44.8% | ₹27.6K Cr |
| Op. Profit | ₹8.8K Cr ▲17.7% | ₹7.5K Cr ▲7.8% | ₹6.9K Cr ▲119.9% | ₹3.2K Cr ▲2.5% | ₹3.1K Cr ▲246.3% | ₹-2.1K Cr ▼156.4% | ₹3.7K Cr ▲318.8% | ₹-1.7K Cr ▼116.5% | ₹-786 Cr |
| OPM | 18.0% ▲12.5% | 16.0% ▲6.7% | 15.0% ▲150.0% | 6.0% ▲0.0% | 6.0% ▲250.0% | -4.0% ▼150.0% | 8.0% ▲300.0% | -4.0% ▼33.3% | -3.0% |
| Other Income | ₹324 Cr ▼30.3% | ₹465 Cr ▼58.2% | ₹1.1K Cr ▲79.9% | ₹618 Cr ▲5518.2% | ₹11 Cr ▼99.4% | ₹1.8K Cr ▲1109.7% | ₹145 Cr ▼97.3% | ₹5.4K Cr ▲17.0% | ₹4.6K Cr |
| Interest | ₹1 Cr ▲0.0% | ₹1 Cr ▲0.0% | ₹1 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr ▼100.0% | ₹12 Cr ▲71.4% | ₹7 Cr |
| Depreciation | ₹15 Cr ▲25.0% | ₹12 Cr ▲20.0% | ₹10 Cr ▼28.6% | ₹14 Cr ▼6.7% | ₹15 Cr ▼21.1% | ₹19 Cr ▲35.7% | ₹14 Cr ▲75.0% | ₹8 Cr ▼20.0% | ₹10 Cr |
| PBT | ₹9.1K Cr ▲14.9% | ₹7.9K Cr ▼1.3% | ₹8.0K Cr ▲113.9% | ₹3.8K Cr ▲22.4% | ₹3.1K Cr ▲938.5% | ₹-366 Cr ▼109.5% | ₹3.9K Cr ▲6.2% | ₹3.6K Cr ▼3.7% | ₹3.8K Cr |
| Tax % | 23.0% ▲27.8% | 18.0% ▲0.0% | 18.0% ▼56.1% | 41.0% ▲0.0% | 41.0% ▲270.8% | -24.0% ▼175.0% | 32.0% ▲166.7% | 12.0% ▼7.7% | 13.0% |
| Net Profit | ₹7.4K Cr ▲11.2% | ₹6.7K Cr ▼3.2% | ₹6.9K Cr ▲189.5% | ₹2.4K Cr ▲19.8% | ₹2.0K Cr ▲1171.0% | ₹-186 Cr ▼106.7% | ₹2.8K Cr ▼12.3% | ₹3.1K Cr ▼14.3% | ₹3.7K Cr |
| EPS (₹) | 42.36 ▲11.2% | 38.11 ▼3.2% | 39.37 ▲189.5% | 13.6 ▲19.8% | 11.35 ▲1170.8% | -1.06 ▼106.7% | 15.72 ▼12.3% | 17.93 ▲319.9% | 4.27 |
| Div Payout | 24.0% ▼7.7% | 26.0% ▲44.4% | 18.0% ▲5.9% | 17.0% | 0.0% | 0.0% ▼100.0% | 43.0% ▲13.2% | 38.0% ▲40.7% | 27.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹877 Cr ▲0.0% | ₹877 Cr ▲0.0% | ₹877 Cr ▲0.0% | ₹877 Cr ▲0.0% | ₹877 Cr ▲0.0% | ₹877 Cr ▲0.0% | ₹877 Cr ▲0.0% | ₹877 Cr ▲99.8% | ₹439 Cr ▲2.1% | ₹430 Cr |
| Reserves | ₹66.7K Cr ▲10.1% | ₹60.6K Cr ▲11.5% | ₹54.4K Cr ▲22.7% | ₹44.3K Cr ▲26.1% | ₹35.1K Cr ▲11.2% | ₹31.6K Cr ▲36.9% | ₹23.1K Cr ▼6.3% | ₹24.6K Cr ▲3.8% | ₹23.7K Cr ▲20.1% | ₹19.8K Cr |
| Borrowings | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other Liabilities | ₹1.4L Cr ▲3.0% | ₹1.3L Cr ▲3.2% | ₹1.3L Cr ▲9.9% | ₹1.2L Cr ▲1.5% | ₹1.2L Cr ▲7.5% | ₹1.1L Cr ▲11.6% | ₹96.6K Cr ▼0.1% | ₹96.7K Cr ▲9.5% | ₹88.3K Cr ▲14.5% | ₹77.1K Cr |
| Total Liabilities | ₹2.0L Cr ▲5.2% | ₹1.9L Cr ▲5.6% | ₹1.8L Cr ▲13.3% | ₹1.6L Cr ▲7.2% | ₹1.5L Cr ▲8.3% | ₹1.4L Cr ▲16.3% | ₹1.2L Cr ▼1.3% | ₹1.2L Cr ▲8.6% | ₹1.1L Cr ▲15.6% | ₹97.3K Cr |
| Assets | ||||||||||
| Fixed Assets | ₹329 Cr ▲0.6% | ₹327 Cr ▲2.8% | ₹318 Cr ▼1.9% | ₹324 Cr ▲62.0% | ₹200 Cr ▲0.0% | ₹200 Cr ▼4.3% | ₹209 Cr ▼7.1% | ₹225 Cr ▲12.5% | ₹200 Cr ▲4.2% | ₹192 Cr |
| CWIP | ₹0 Cr ▼100.0% | ₹8 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹1.5L Cr ▲5.6% | ₹1.4L Cr ▲5.5% | ₹1.4L Cr ▲18.3% | ₹1.1L Cr ▲9.6% | ₹1.0L Cr ▲11.4% | ₹94.0K Cr ▲32.5% | ₹70.9K Cr ▼13.6% | ₹82.0K Cr ▲11.2% | ₹73.8K Cr ▲11.0% | ₹66.5K Cr |
| Other Assets | ₹53.3K Cr ▲4.3% | ₹51.2K Cr ▲5.7% | ₹48.4K Cr ▲1.5% | ₹47.7K Cr ▲1.5% | ₹47.0K Cr ▲1.9% | ₹46.1K Cr ▼6.8% | ₹49.5K Cr ▲23.8% | ₹39.9K Cr ▲3.8% | ₹38.5K Cr ▲25.6% | ₹30.6K Cr |
| Total Assets | ₹2.0L Cr ▲5.2% | ₹1.9L Cr ▲5.6% | ₹1.8L Cr ▲13.3% | ₹1.6L Cr ▲7.2% | ₹1.5L Cr ▲8.3% | ₹1.4L Cr ▲16.3% | ₹1.2L Cr ▼1.3% | ₹1.2L Cr ▲8.6% | ₹1.1L Cr ▲15.6% | ₹97.3K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹2.0K Cr ▲1032.1% | ₹-212 Cr ▼101.8% | ₹11.7K Cr ▲29.5% | ₹9.1K Cr ▼31.9% | ₹13.3K Cr ▲54.2% | ₹8.6K Cr ▲13.3% | ₹7.6K Cr ▼14.0% | ₹8.8K Cr ▲11.8% | ₹7.9K Cr ▲31.4% | ₹6.0K Cr |
| Investing CF | ₹-275 Cr ▼115.7% | ₹1.7K Cr ▲119.3% | ₹-9.1K Cr ▼46.7% | ₹-6.2K Cr ▲42.7% | ₹-10.8K Cr ▼169.0% | ₹-4.0K Cr ▲46.5% | ₹-7.5K Cr ▼33.8% | ₹-5.6K Cr ▼27.0% | ₹-4.4K Cr ▼32.5% | ₹-3.3K Cr |
| Financing CF | ₹-1.8K Cr ▼38.9% | ₹-1.3K Cr ▼219.7% | ₹-395 Cr | ₹0 Cr | ₹0 Cr ▲100.0% | ₹-1.4K Cr ▲0.0% | ₹-1.4K Cr ▼18.4% | ₹-1.2K Cr ▼16.5% | ₹-1.0K Cr ▼59.2% | ₹-650 Cr |
| Net Cash Flow | ₹-53 Cr ▼119.3% | ₹274 Cr ▼87.8% | ₹2.3K Cr ▼21.4% | ₹2.9K Cr ▲15.4% | ₹2.5K Cr ▼21.8% | ₹3.2K Cr ▲339.7% | ₹-1.3K Cr ▼165.4% | ₹2.0K Cr ▼17.4% | ₹2.5K Cr ▲20.8% | ₹2.0K Cr |
| Free Cash Flow | ₹2.0K Cr ▲999.5% | ₹-217 Cr ▼101.9% | ₹11.6K Cr ▲28.3% | ₹9.0K Cr ▼31.9% | ₹13.3K Cr ▲54.1% | ₹8.6K Cr ▲13.9% | ₹7.6K Cr ▼14.3% | ₹8.8K Cr ▲11.7% | ₹7.9K Cr ▲32.3% | ₹6.0K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Working Capital Days | -595d ▲1.5% | -604d ▼7.1% | -564d ▼13.7% | -496d ▼11.0% | -447d ▼26.6% | -353d ▼10.0% | -321d ▲4.5% | -336d ▲15.2% | -396d ▲46.5% | -740d |
| ROCE | 13.0% ▲0.0% | 13.0% ▼35.0% | 20.0% ▲81.8% | 11.0% ▲0.0% | 11.0% ▲1200.0% | -1.0% ▼107.7% | 13.0% ▲85.7% | 7.0% ▲0.0% | 7.0% ▲133.3% | 3.0% |
Source: Screener.in · Lower days = better efficiency
About General Insurance Corporation of India
General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)
Financial Services · Insurance
Related Analysis
Frequently Asked Questions
What is General Insurance Corporation of India share price today?▾
General Insurance Corporation of India (GICRE) is currently trading at ₹399.4 on NSE, down 0.14% as of the last market session. Prices update daily after market close on MarketNetra.
Is General Insurance Corporation of India available in F&O (Futures & Options)?▾
Yes, General Insurance Corporation of India (GICRE) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is General Insurance Corporation of India 52-week high and low?▾
General Insurance Corporation of India's 52-week high is ₹447 and the 52-week low is ₹350. The current price of ₹399.4 is 10.6% below the 52W high.
What is General Insurance Corporation of India P/E ratio?▾
General Insurance Corporation of India's current P/E ratio is 7.17. This indicates the market is paying ₹7.17 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade General Insurance Corporation of India options?▾
General Insurance Corporation of India options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade GICRE options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.