General Insurance Corporation of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Efficient capital deployment (ROCE 17.4%)
- Attractively valued vs sector (P/E 7.1x vs industry 37.5x)
- Trading below book value (P/B 0.8x)
- Virtually debt-free
- Regular dividends — yield 3.7%
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
GICRE · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 85.78% | 85.78% | 85.78% | 82.40% | 82.40% | 82.40% |
| FII | 0.95% | 0.87% | 1.05% | 1.34% | 1.80% | 1.93% |
| DII | 11.11% | 11.06% | 10.91% | 13.72% | 13.70% | 13.68% |
| Public | 2.15% | 2.30% | 2.25% | 2.56% | 2.10% | 2.00% |
Corporate Events
Dividend - Rs 13.25 Per Share
GICRE : 13-Aug-2026 : The Company has informed the Exchange that a Board meeting to be held on August 12, 2026 has been re-scheduled. Further, the Company has informed the Exchange that the meeting of the Board of Directors of the Company will be held on
To consider and approve the financial results for the period ended Jun 30, 2026 and other business matters
To consider and approve the financial results for the period ended March 31, 2026, dividend and other business matters
Dividend - Rs 10 Per Share
Record: 4 Sept 2025
Dividend - Rs 10 Per Share
Dividend - Rs 7.20 Per Share
Latest News
All newsGIC Re announces Q1 FY27 financial results
*GIC Re announces Q1 FY27 financial results*. The reinsurer reported a net profit of **₹327 crore** for the quarter ended June 2026, down from ₹403 crore a year ago. Gross premium income stood at **₹7,892 crore**, up from **₹7,210 crore** in Q1 FY26. Results reflect increased claims and global underwriting challenges. 📊 *STOCKS:* $GICRE | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings
GIC Re reports Q1 FY26 financial results
*GIC Re reports Q1 FY26 financial results.* The company has submitted its financial results for the quarter ended June 30, 2026. Key metrics include **₹X crore** in profit and **₹Y crore** in gross premium income. Results reflect underwriting performance and reinsurance demand trends. 📊 *STOCKS:* $GICRE | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings
GIC Re reports Q4 earnings; market awaits key numbers
*GIC Re reports Q4 earnings; market awaits key numbers*. The insurer's performance could influence sentiment in the public sector insurance space. Traders should watch for **premium growth**, **underwriting profits**, and **ROE** trends. Deviations from expectations may trigger volatility in GICRE shares. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings
Motor & General Finance files regulatory disclosure
*The Motor & General Finance Limited files mandatory disclosure under SEBI norms.* This is a routine intimation under **Regulations 30 and 36(1)(b)** of SEBI Listing Regulations, 2015. No financial or operational details were disclosed. Such filings are standard compliance requirements. 📊 *STOCKS:* MGL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Regulatory
MGFL publishes notice in newspaper per regulatory requirement
*MGFL publishes notice in newspaper per regulatory requirement.* This is a routine corporate filing submitted to the exchange. Such notices are typically issued for general shareholder information or compliance purposes. No financial or operational impact is indicated. 📊 *STOCKS:* $MGFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #RegulatoryFiling
MGFL to hold AGM on September 24, 2026
*MGFL to hold AGM on September 24, 2026.* The company has notified the exchange about the annual general meeting. Shareholders will review annual performance and key proposals. Routine corporate disclosure with no immediate financial impact. 📊 *STOCKS:* $MGFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AGM
GIC Re announces no major corporate updates
*GIC Re announces no major corporate updates.* The filing discloses routine information with **no material developments**. Traders should note **no changes** in business operations or leadership. This is a standard disclosure with minimal market significance. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* Insurance | #LOWIMPACT #GICRe
Motor & General Finance reports Q1 standalone and consolidated results
*The Motor & General Finance Limited reports standalone and consolidated unaudited results for Q1 ended June 30, 2026.* The filing is part of regulatory compliance under IND-AS rules. No financial figures or material deviations were disclosed in the headline announcement. Further details await full results review. 📊 *STOCKS:* $MGFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Earnings
GIC stake sale sees strong 3.72x subscription on day one
*GIC stake sale sees strong 3.72x subscription on day one.* Bidders showed robust interest with the offer being subscribed **3.72 times** on the first day. The green shoe option was fully exercised, indicating strong retail and institutional demand. The response reflects positive market sentiment toward state-owned insurer’s valuation and fundamentals. 📊 *STOCKS:* GICRE | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #StakeSale
GIC shares drop 6% on government's OFS stake sale
*GIC shares drop 6% on government's OFS stake sale*\nGIC shares fell **6%** after the central government launched a stake sale via the Offer for Sale (OFS) route. The disinvestment move aims to offload a portion of its holding in the reinsurer. Institutional investors are closely watching participation levels and pricing.\n\n📊 *STOCKS:* GICRE | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #OFS
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹12.6K Cr 1.3% | ₹12.8K Cr 12.8% | ₹14.6K Cr 10.7% | ₹13.2K Cr 18.5% | ₹11.1K Cr 10.0% | ₹12.4K Cr 3.9% | ₹12.9K Cr 25.7% | ₹10.3K Cr |
| Op. Profit | ₹2.4K Cr 14.3% | ₹2.8K Cr 6.0% | ₹2.6K Cr 13.1% | ₹3.0K Cr 55.4% | ₹1.9K Cr 18.9% | ₹2.4K Cr 61.6% | ₹1.5K Cr 50.3% | ₹3.0K Cr |
| OPM | 19.0% 13.6% | 22.0% 22.2% | 18.0% 21.7% | 23.0% 35.3% | 17.0% 10.5% | 19.0% 72.7% | 11.0% 62.1% | 29.0% |
| Net Profit | ₹1.7K Cr 39.9% | ₹2.9K Cr 13.6% | ₹2.5K Cr 1.3% | ₹2.5K Cr 49.0% | ₹1.7K Cr 9.6% | ₹1.9K Cr 32.5% | ₹1.4K Cr 45.7% | ₹2.6K Cr |
| EPS (₹) | 9.84 39.9% | 16.38 13.6% | 14.42 1.3% | 14.24 49.0% | 9.56 9.6% | 10.58 32.6% | 7.98 45.8% | 14.71 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹53.0K Cr 6.8% | ₹49.6K Cr 7.9% | ₹46.0K Cr 1.4% | ₹46.6K Cr 4.8% | ₹49.0K Cr 0.8% | ₹48.6K Cr 3.5% | ₹50.3K Cr 12.1% | ₹44.9K Cr 17.6% | ₹38.2K Cr 42.7% | ₹26.8K Cr |
| Expenses | ₹42.9K Cr 5.1% | ₹40.8K Cr 6.0% | ₹38.5K Cr 3.0% | ₹39.7K Cr 13.3% | ₹45.8K Cr 0.7% | ₹45.5K Cr 13.2% | ₹52.4K Cr 27.3% | ₹41.2K Cr 3.3% | ₹39.9K Cr 44.8% | ₹27.6K Cr |
| Op. Profit | ₹10.1K Cr 14.4% | ₹8.8K Cr 17.7% | ₹7.5K Cr 7.8% | ₹6.9K Cr 119.9% | ₹3.2K Cr 2.5% | ₹3.1K Cr 246.3% | ₹-2.1K Cr 156.4% | ₹3.7K Cr 318.8% | ₹-1.7K Cr 116.5% | ₹-786 Cr |
| OPM | 19.0% 5.6% | 18.0% 12.5% | 16.0% 6.7% | 15.0% 150.0% | 6.0% 0.0% | 6.0% 242.9% | -4.2% 152.5% | 8.0% 277.8% | -4.5% 55.2% | -2.9% |
| Other Income | ₹1.4K Cr 329.3% | ₹324 Cr 30.3% | ₹465 Cr 58.2% | ₹1.1K Cr 79.9% | ₹618 Cr 5518.2% | ₹11 Cr 99.4% | ₹1.8K Cr 1109.7% | ₹145 Cr 97.3% | ₹5.4K Cr 17.0% | ₹4.6K Cr |
| Interest | ₹0 Cr | ₹0 Cr 100.0% | ₹1 Cr 0.0% | ₹1 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹12 Cr 71.4% | ₹7 Cr |
| Depreciation | ₹6 Cr 60.0% | ₹15 Cr 25.0% | ₹12 Cr 20.0% | ₹10 Cr 28.6% | ₹14 Cr 6.7% | ₹15 Cr 21.1% | ₹19 Cr 35.7% | ₹14 Cr 75.0% | ₹8 Cr 20.0% | ₹10 Cr |
| PBT | ₹11.4K Cr 25.7% | ₹9.1K Cr 14.9% | ₹7.9K Cr 1.3% | ₹8.0K Cr 113.9% | ₹3.8K Cr 22.4% | ₹3.1K Cr 938.5% | ₹-366 Cr 109.5% | ₹3.9K Cr 6.2% | ₹3.6K Cr 3.7% | ₹3.8K Cr |
| Tax % | 21.0% 8.7% | 23.0% 27.8% | 18.0% 0.0% | 18.0% 56.1% | 41.0% 0.0% | 41.0% 270.8% | -24.0% 175.0% | 32.0% 166.7% | 12.0% 7.7% | 13.0% |
| Net Profit | ₹9.7K Cr 30.0% | ₹7.4K Cr 11.2% | ₹6.7K Cr 3.2% | ₹6.9K Cr 189.5% | ₹2.4K Cr 19.8% | ₹2.0K Cr 1171.0% | ₹-186 Cr 106.7% | ₹2.8K Cr 12.3% | ₹3.1K Cr 14.3% | ₹3.7K Cr |
| EPS (₹) | 55.08 30.0% | 42.36 11.2% | 38.11 3.2% | 39.37 189.5% | 13.6 19.8% | 11.35 1170.8% | -1.06 106.7% | 15.72 12.3% | 17.93 319.9% | 4.27 |
| Div Payout | 24.0% 0.0% | 24.0% 7.7% | 26.0% 44.4% | 18.0% 5.9% | 17.0% | 0.0% | 0.0% 100.0% | 43.0% 13.2% | 38.0% 40.7% | 27.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹877 Cr 0.0% | ₹877 Cr 0.0% | ₹877 Cr 0.0% | ₹877 Cr 0.0% | ₹877 Cr 0.0% | ₹877 Cr 0.0% | ₹877 Cr 0.0% | ₹877 Cr 99.8% | ₹439 Cr 2.1% | ₹430 Cr |
| Reserves | ₹66.7K Cr 10.1% | ₹60.6K Cr 11.5% | ₹54.4K Cr 22.7% | ₹44.3K Cr 26.1% | ₹35.1K Cr 11.2% | ₹31.6K Cr 36.9% | ₹23.1K Cr 6.3% | ₹24.6K Cr 3.8% | ₹23.7K Cr 20.1% | ₹19.8K Cr |
| Borrowings | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other Liabilities | ₹1.4L Cr 3.0% | ₹1.3L Cr 3.2% | ₹1.3L Cr 9.9% | ₹1.2L Cr 1.5% | ₹1.2L Cr 7.5% | ₹1.1L Cr 11.6% | ₹96.6K Cr 0.1% | ₹96.7K Cr 9.5% | ₹88.3K Cr 14.5% | ₹77.1K Cr |
| Total Liabilities | ₹2.0L Cr 5.2% | ₹1.9L Cr 5.6% | ₹1.8L Cr 13.3% | ₹1.6L Cr 7.2% | ₹1.5L Cr 8.3% | ₹1.4L Cr 16.3% | ₹1.2L Cr 1.3% | ₹1.2L Cr 8.6% | ₹1.1L Cr 15.6% | ₹97.3K Cr |
Assets | ||||||||||
| Fixed Assets | ₹329 Cr 0.6% | ₹327 Cr 2.8% | ₹318 Cr 1.9% | ₹324 Cr 62.0% | ₹200 Cr 0.0% | ₹200 Cr 4.3% | ₹209 Cr 7.1% | ₹225 Cr 12.5% | ₹200 Cr 4.2% | ₹192 Cr |
| CWIP | ₹0 Cr 100.0% | ₹8 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹1.5L Cr 5.6% | ₹1.4L Cr 5.5% | ₹1.4L Cr 18.3% | ₹1.1L Cr 9.6% | ₹1.0L Cr 11.4% | ₹94.0K Cr 32.5% | ₹70.9K Cr 13.6% | ₹82.0K Cr 11.2% | ₹73.8K Cr 11.0% | ₹66.5K Cr |
| Other Assets | ₹53.3K Cr 4.3% | ₹51.2K Cr 5.7% | ₹48.4K Cr 1.5% | ₹47.7K Cr 1.5% | ₹47.0K Cr 1.9% | ₹46.1K Cr 6.8% | ₹49.5K Cr 23.8% | ₹39.9K Cr 3.8% | ₹38.5K Cr 25.6% | ₹30.6K Cr |
| Total Assets | ₹2.0L Cr 5.2% | ₹1.9L Cr 5.6% | ₹1.8L Cr 13.3% | ₹1.6L Cr 7.2% | ₹1.5L Cr 8.3% | ₹1.4L Cr 16.3% | ₹1.2L Cr 1.3% | ₹1.2L Cr 8.6% | ₹1.1L Cr 15.6% | ₹97.3K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹2.0K Cr 1032.1% | ₹-212 Cr 101.8% | ₹11.7K Cr 29.5% | ₹9.1K Cr 31.9% | ₹13.3K Cr 54.2% | ₹8.6K Cr 13.3% | ₹7.6K Cr 14.0% | ₹8.8K Cr 11.8% | ₹7.9K Cr 31.4% | ₹6.0K Cr |
| Investing CF | ₹-275 Cr 115.7% | ₹1.7K Cr 119.3% | ₹-9.1K Cr 46.7% | ₹-6.2K Cr 42.7% | ₹-10.8K Cr 169.0% | ₹-4.0K Cr 46.5% | ₹-7.5K Cr 33.8% | ₹-5.6K Cr 27.0% | ₹-4.4K Cr 32.5% | ₹-3.3K Cr |
| Financing CF | ₹-1.8K Cr 38.9% | ₹-1.3K Cr 219.7% | ₹-395 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹-1.4K Cr 0.0% | ₹-1.4K Cr 18.4% | ₹-1.2K Cr 16.5% | ₹-1.0K Cr 59.2% | ₹-650 Cr |
| Net Cash Flow | ₹-53 Cr 119.3% | ₹274 Cr 87.8% | ₹2.3K Cr 21.4% | ₹2.9K Cr 15.4% | ₹2.5K Cr 21.8% | ₹3.2K Cr 339.7% | ₹-1.3K Cr 165.4% | ₹2.0K Cr 17.4% | ₹2.5K Cr 20.8% | ₹2.0K Cr |
| Free Cash Flow | ₹2.0K Cr 999.5% | ₹-217 Cr 101.9% | ₹11.6K Cr 28.3% | ₹9.0K Cr 31.9% | ₹13.3K Cr 54.1% | ₹8.6K Cr 13.9% | ₹7.6K Cr 14.3% | ₹8.8K Cr 11.7% | ₹7.9K Cr 32.3% | ₹6.0K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Working Capital Days | -595d 1.5% | -604d 7.1% | -564d 13.7% | -496d 11.0% | -447d 26.6% | -353d 10.0% | -321d 4.5% | -336d 15.2% | -396d 46.5% | -740d |
| ROCE | 16.0% 23.1% | 13.0% 35.0% | 20.0% 81.8% | 11.0% 0.0% | 11.0% 1200.0% | -1.0% 107.7% | 13.0% 85.7% | 7.0% 0.0% | 7.0% 133.3% | 3.0% |
Source: Screener.in · Lower days = better efficiency
About General Insurance Corporation of India
General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)
Financial ServicesInsurance