Cholamandalam Investment and Finance Company Limited

NSE: CHOLAFINFinancial ServicesLot size: 625

Cholamandalam Investment and Finance Company Limited Share Price & Analysis

₹1839.00Updated 4 Sept 2026, 03:30 pm IST
LTP
₹1839.00
Open
₹1841.00
High
₹1859.90
Low
₹1828.00
Close
₹1849.30
52W High
₹1952.50
52W Low
₹1299.00
Volume
677K
Lot Size
625
Sector
Financial Services
Market Cap
₹1.6L Cr
Face Value
₹2
Large CapNIFTY 100NIFTY 200NIFTY 500Nifty Financial ServicesNEXT 50

Price Chart

Candle
Range

Fundamentals

P/E
27.30
Sector P/E
37.50
P/B
5.15
EPS
₹67.80
ROE
19.40%
ROCE
9.71%
D/E Ratio
Div Yield
0.11%
Book Value
₹357.00

Strengths

  • Strong return on equity (ROE 19.4%)
  • Attractively valued vs sector (P/E 27.3x vs industry 37.5x)

Concerns

    AI AnalysisGenerated daily after market close · AI-powered

    Today's Price Action

    The stock closed at ₹1,839 with zero% change, matching the previous close. Trading volume was 6,77,043 shares, identical to the 20‑day average, indicating that participation remained steady and there was no unusual buying or selling pressure on the day.

    Valuation Snapshot

    The trailing P/E ratio stands at 27.7, while the broader Financial Services sector currently shows a P/E of 0 (no comparable peers with positive earnings), suggesting that the multiple is driven by company‑specific earnings rather than sector‑wide valuation trends. A return on equity of 19.4% reflects a robust earnings generation capability relative to shareholder capital.

    Key Levels to Watch

    The 52‑week range spans ₹1,299 (low) to ₹1,952 (high); the current price sits near the upper band, roughly 6% below the intra‑year high, potentially acting as a short‑term ceiling. Open‑interest‑derived resistance at ₹1,880 and support at ₹1,720 have been noted in recent derivatives activity, offering additional reference points for market participants.

    Chart Pattern

    On the daily chart, a Dragonfly Doji appeared five sessions ago, followed by a Hammer the next day, both classified as bullish reversal candles; eight sessions prior a Bearish Engulfing pattern emerged, indicating a short‑term bearish reversal. These formations suggest a recent transition in price momentum without implying a definitive directional outcome.

    Data Summary

    Key metrics include a market‑capitalisation figure reported as ₹0 Cr (indicative of a data omission), a price‑to‑book ratio of 0, and a consistent trading volume matching its 20‑day average. The combination of a high ROE, elevated P/E, and proximity to the 52‑week high highlights a company that is currently priced on strong profitability but with limited comparative sector benchmarks.

    Peer Comparison

    CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
    HDFCBANK
    HDFC Bank Limited
    712
    ₹11.0L Cr13.91.8313.67.02
    ICICIBANK
    ICICI Bank Limited
    1,423
    ₹10.2L Cr18.22.715.97.18
    SBIN
    State Bank of India
    1,016
    ₹9.4L Cr11.21.5115.46.13
    BAJFINANCE
    Bajaj Finance Limited
    1,061
    ₹6.6L Cr32.25.818.210.9
    LICI
    Life Insurance Corporation Of India
    415
    ₹5.3L Cr8.7537.835.10
    KOTAKBANK
    Kotak Mahindra Bank Limited
    425
    ₹4.2L Cr21.12.3311.46.98
    AXISBANK
    Axis Bank Limited
    1,273
    ₹4.0L Cr14.31.7913.16.24

    Showing 7 peers in the same sector · Sorted by market cap

    Shareholding Pattern

    CHOLAFIN · as of Mar 2026

    Promoters49.92%
    FII28.23%0.80pp
    DII15.49%0.61pp
    Public6.36%0.20pp
    CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
    Promoters50.37%50.35%50.33%50.24%49.93%49.92%
    FII24.73%26.00%26.63%27.17%27.43%28.23%
    DII18.39%17.05%16.86%16.58%16.10%15.49%
    Public6.51%6.61%6.19%6.02%6.56%6.36%

    Corporate Events

    To consider Fund Raising

    Event27 Jul 2026

    To consider and approve the un-audited financial results for the period ended Jun 30, 2026

    Results27 Jul 2026

    Dividend - Re 0.70 Per Share

    Dividend20 Jul 2026

    To consider and approve the financial results for the period ended March 31, 2026

    Results29 Apr 2026

    To consider dividend

    Dividend29 Apr 2026

    Interim Dividend - Rs 1.30 Per Share

    Dividend4 Feb 2026

    Dividend - Re 0.70 Per Share

    Dividend23 Jul 2025

    Interim Dividend - Rs 1.30 Per Share

    Dividend6 Feb 2025

    Dividend - Re 0.70 Per Share

    Dividend18 Jul 2024

    Interim Dividend - Rs 1.30 Per Share

    Dividend6 Feb 2024

    Latest News

    All news

    Cholamandalam Financial reports Q1FY26 results

    *Cholamandalam Financial reports Q1FY26 results*. The company has filed its financial results for the quarter ended June 30, 2026, with the exchange. Key figures include net profit of **₹327 crore**, up **14% YoY**, and total income at **₹2,114 crore**, up **11% YoY**. Asset quality remained stable with NPA at **2.3%**. 📊 *STOCKS:* CHOLAFIN | 🏢 *SECTOR:* Financials | #MEDIUMIMPACT #Earnings

    NSE Filing14 Aug
    High Impact

    Cholamandalam FinCorp reports Q1FY26 earnings

    *Cholamandalam FinCorp reports Q1FY26 earnings* — The company has announced its financial results for the quarter ended June 30, 2026. Key metrics include net profit of **₹320 crore**, up **8% YoY**, driven by healthy loan growth and controlled NPA at **2.1%**. Operating income rose to **₹1,020 crore** amid expanding retail finance portfolio. 📊 *STOCKS:* CHOLAFIN | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Earnings

    NSE Filing28 Jul
    High Impact

    Cholamandalam Financial Holdings releases investor presentation

    *Cholamandalam Financial Holdings releases investor presentation* outlines business performance and strategic direction. The document provides insights into financial metrics and segment-wise growth. While no major announcements were made, it offers updated guidance and capital allocation plans. 📊 *STOCKS:* CHOLAFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorPresentation

    NSE Filing14 Aug
    Low Impact

    Cholamandalam Investment presents investor update

    *Cholamandalam Investment presents investor update*. The company shared an investor presentation detailing its recent performance and strategic outlook. Key metrics include AUM growth of **15% YoY** and NII up **22% YoY**. The update highlights improved asset quality with GNPA at **3.4%**. 📊 *STOCKS:* CHOLAFIN | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorPresentation

    NSE Filing28 Jul
    Low Impact

    Financials

    Quarterly Results

    MetricDec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    Revenue
    Op. Profit
    OPM
    Net Profit
    ₹1.3K Cr
    11.2%
    ₹1.2K Cr
    1.9%
    ₹1.1K Cr
    9.7%
    ₹1.3K Cr
    15.8%
    ₹1.1K Cr
    12.4%
    ₹968 Cr
    2.2%
    ₹947 Cr
    11.1%
    ₹1.1K Cr
    EPS (₹)
    15.28
    10.9%
    13.78
    1.8%
    13.53
    9.7%
    14.98
    15.8%
    12.94
    12.3%
    11.52
    2.2%
    11.27
    11.1%
    12.68

    Values in ₹ Cr · Source: Screener.in

    Annual Profit & Loss

    MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
    Revenue
    Expenses
    ₹9.9K Cr
    28.9%
    ₹7.7K Cr
    42.4%
    ₹5.4K Cr
    48.7%
    ₹3.6K Cr
    23.8%
    ₹2.9K Cr
    2.4%
    ₹2.9K Cr
    18.1%
    ₹2.4K Cr
    48.3%
    ₹1.6K Cr
    12.5%
    ₹1.5K Cr
    9.8%
    ₹1.3K Cr
    Op. Profit
    OPM
    Other Income
    ₹412 Cr
    57.9%
    ₹261 Cr
    2.4%
    ₹255 Cr
    15.9%
    ₹220 Cr
    161.9%
    ₹84 Cr
    ₹0 Cr
    ₹0 Cr
    100.0%
    ₹1 Cr
    ₹0 Cr
    100.0%
    ₹3 Cr
    Interest
    ₹14.4K Cr
    15.1%
    ₹12.5K Cr
    35.4%
    ₹9.2K Cr
    60.6%
    ₹5.7K Cr
    33.7%
    ₹4.3K Cr
    6.1%
    ₹4.6K Cr
    0.3%
    ₹4.6K Cr
    28.0%
    ₹3.6K Cr
    35.0%
    ₹2.7K Cr
    19.3%
    ₹2.2K Cr
    Depreciation
    ₹284 Cr
    15.9%
    ₹245 Cr
    23.7%
    ₹198 Cr
    63.6%
    ₹121 Cr
    19.8%
    ₹101 Cr
    1.0%
    ₹102 Cr
    8.1%
    ₹111 Cr
    94.7%
    ₹57 Cr
    11.8%
    ₹51 Cr
    30.8%
    ₹39 Cr
    PBT
    ₹7.0K Cr
    21.5%
    ₹5.7K Cr
    24.7%
    ₹4.6K Cr
    27.4%
    ₹3.6K Cr
    24.3%
    ₹2.9K Cr
    42.0%
    ₹2.0K Cr
    29.0%
    ₹1.6K Cr
    13.3%
    ₹1.8K Cr
    30.8%
    ₹1.4K Cr
    26.6%
    ₹1.1K Cr
    Tax %
    25.0%
    3.8%
    26.0%
    0.0%
    26.0%
    0.0%
    26.0%
    0.0%
    26.0%
    0.0%
    26.0%
    23.5%
    34.0%
    2.9%
    35.0%
    2.9%
    34.0%
    2.9%
    35.0%
    Net Profit
    ₹5.2K Cr
    22.8%
    ₹4.3K Cr
    24.6%
    ₹3.4K Cr
    28.3%
    ₹2.7K Cr
    23.7%
    ₹2.2K Cr
    41.6%
    ₹1.5K Cr
    44.3%
    ₹1.1K Cr
    11.9%
    ₹1.2K Cr
    30.4%
    ₹918 Cr
    27.9%
    ₹718 Cr
    EPS (₹)
    61.41
    21.1%
    50.69
    24.5%
    40.72
    25.6%
    32.42
    23.6%
    26.23
    41.4%
    18.55
    44.2%
    12.86
    16.1%
    15.32
    30.3%
    11.76
    27.7%
    9.21
    Div Payout
    3.0%
    25.0%
    4.0%
    20.0%
    5.0%
    16.7%
    6.0%
    25.0%
    8.0%
    27.3%
    11.0%
    15.4%
    13.0%
    62.5%
    8.0%
    27.3%
    11.0%
    8.3%
    12.0%

    Values in ₹ Cr · Source: Screener.in

    Balance Sheet

    ItemSep 2025Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
    Liabilities
    Equity Capital
    ₹168 Cr
    0.0%
    ₹168 Cr
    0.0%
    ₹168 Cr
    2.4%
    ₹164 Cr
    0.0%
    ₹164 Cr
    0.0%
    ₹164 Cr
    0.0%
    ₹164 Cr
    5.1%
    ₹156 Cr
    0.0%
    ₹156 Cr
    0.0%
    ₹156 Cr
    Reserves
    ₹25.8K Cr
    9.7%
    ₹23.5K Cr
    21.0%
    ₹19.4K Cr
    37.0%
    ₹14.2K Cr
    22.2%
    ₹11.6K Cr
    23.0%
    ₹9.4K Cr
    17.4%
    ₹8.0K Cr
    32.8%
    ₹6.1K Cr
    21.8%
    ₹5.0K Cr
    20.0%
    ₹4.1K Cr
    Borrowings
    Other Liabilities
    ₹3.1K Cr
    1.3%
    ₹3.2K Cr
    21.5%
    ₹2.6K Cr
    36.1%
    ₹1.9K Cr
    25.2%
    ₹1.5K Cr
    16.9%
    ₹1.3K Cr
    54.0%
    ₹853 Cr
    19.3%
    ₹715 Cr
    0.6%
    ₹711 Cr
    68.1%
    ₹2.2K Cr
    Total Liabilities
    ₹2.2L Cr
    7.4%
    ₹2.0L Cr
    28.8%
    ₹1.6L Cr
    37.9%
    ₹1.1L Cr
    37.8%
    ₹82.5K Cr
    10.5%
    ₹74.6K Cr
    16.5%
    ₹64.1K Cr
    11.4%
    ₹57.5K Cr
    30.2%
    ₹44.2K Cr
    44.3%
    ₹30.6K Cr
    Assets
    Fixed Assets
    ₹1.9K Cr
    8.0%
    ₹1.8K Cr
    13.9%
    ₹1.6K Cr
    287.8%
    ₹403 Cr
    55.6%
    ₹259 Cr
    13.6%
    ₹228 Cr
    19.4%
    ₹283 Cr
    69.5%
    ₹167 Cr
    1.8%
    ₹170 Cr
    13.3%
    ₹150 Cr
    CWIP
    ₹9 Cr
    18.2%
    ₹11 Cr
    15.4%
    ₹13 Cr
    78.3%
    ₹60 Cr
    62.2%
    ₹37 Cr
    270.0%
    ₹10 Cr
    9.1%
    ₹11 Cr
    21.4%
    ₹14 Cr
    250.0%
    ₹4 Cr
    ₹0 Cr
    Investments
    ₹7.1K Cr
    12.1%
    ₹6.4K Cr
    57.8%
    ₹4.0K Cr
    13.3%
    ₹3.6K Cr
    73.3%
    ₹2.1K Cr
    29.8%
    ₹1.6K Cr
    4697.0%
    ₹33 Cr
    21.4%
    ₹42 Cr
    82.6%
    ₹23 Cr
    87.4%
    ₹182 Cr
    Other Assets
    ₹2.1L Cr
    7.2%
    ₹1.9L Cr
    28.2%
    ₹1.5L Cr
    37.8%
    ₹1.1L Cr
    36.8%
    ₹80.1K Cr
    10.0%
    ₹72.8K Cr
    14.3%
    ₹63.7K Cr
    11.3%
    ₹57.3K Cr
    30.2%
    ₹44.0K Cr
    45.3%
    ₹30.3K Cr
    Total Assets
    ₹2.2L Cr
    7.4%
    ₹2.0L Cr
    28.8%
    ₹1.6L Cr
    37.9%
    ₹1.1L Cr
    37.8%
    ₹82.5K Cr
    10.5%
    ₹74.6K Cr
    16.5%
    ₹64.1K Cr
    11.4%
    ₹57.5K Cr
    30.2%
    ₹44.2K Cr
    44.3%
    ₹30.6K Cr

    Values in ₹ Cr · Source: Screener.in

    Cash Flow Statement

    ItemMar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
    Operating CF
    ₹-32.4K Cr
    9.2%
    ₹-35.7K Cr
    31.6%
    ₹-27.1K Cr
    386.5%
    ₹-5.6K Cr
    37.0%
    ₹-8.8K Cr
    326.1%
    ₹-2.1K Cr
    77.7%
    ₹-9.3K Cr
    17.5%
    ₹-7.9K Cr
    439.9%
    ₹-1.5K Cr
    47.7%
    ₹-2.8K Cr
    Investing CF
    ₹-2.9K Cr
    3.3%
    ₹-2.9K Cr
    32.9%
    ₹-2.1K Cr
    231.0%
    ₹1.6K Cr
    204.3%
    ₹-1.6K Cr
    2811.1%
    ₹-54 Cr
    390.9%
    ₹-11 Cr
    81.7%
    ₹-60 Cr
    73.0%
    ₹-222 Cr
    62.0%
    ₹-137 Cr
    Financing CF
    ₹39.8K Cr
    3.4%
    ₹38.5K Cr
    40.1%
    ₹27.5K Cr
    433.3%
    ₹5.2K Cr
    39.5%
    ₹8.5K Cr
    247.3%
    ₹2.5K Cr
    79.9%
    ₹12.2K Cr
    52.2%
    ₹8.0K Cr
    373.3%
    ₹1.7K Cr
    44.2%
    ₹3.0K Cr
    Net Cash Flow
    ₹4.4K Cr
    6818.2%
    ₹-66 Cr
    96.3%
    ₹-1.8K Cr
    246.7%
    ₹1.2K Cr
    164.2%
    ₹-1.9K Cr
    687.6%
    ₹323 Cr
    88.7%
    ₹2.9K Cr
    12909.1%
    ₹22 Cr
    1000.0%
    ₹2 Cr
    97.6%
    ₹85 Cr
    Free Cash Flow
    ₹-32.6K Cr
    11.3%
    ₹-36.8K Cr
    34.7%
    ₹-27.3K Cr
    381.8%
    ₹-5.7K Cr
    36.2%
    ₹-8.9K Cr
    313.7%
    ₹-2.1K Cr
    77.2%
    ₹-9.4K Cr
    17.5%
    ₹-8.0K Cr
    424.2%
    ₹-1.5K Cr
    47.1%
    ₹-2.9K Cr

    Values in ₹ Cr · Source: Screener.in

    About Cholamandalam Investment and Finance Company Limited

    Cholamandalam Investment & Finance Company is one of the premier diversified non-banking finance companies in India, engaged in providing vehicle finance, home loans and Loan against property.[1]

    Financial ServicesFinance

    Frequently Asked Questions

    What is Cholamandalam Investment and Finance Company Limited share price today?
    Cholamandalam Investment and Finance Company Limited (CHOLAFIN) is currently trading at ₹1,839 on NSE, as of the last market session. Prices update daily after market close on MarketNetra.
    Is Cholamandalam Investment and Finance Company Limited available in F&O (Futures & Options)?
    Yes, Cholamandalam Investment and Finance Company Limited (CHOLAFIN) is part of the NSE F&O segment with a lot size of 625 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
    What is Cholamandalam Investment and Finance Company Limited 52-week high and low?
    Cholamandalam Investment and Finance Company Limited's 52-week high is ₹1,952.5 and the 52-week low is ₹1,299. The current price of ₹1,839 is 5.8% below the 52W high.
    What is Cholamandalam Investment and Finance Company Limited P/E ratio?
    Cholamandalam Investment and Finance Company Limited's current P/E ratio is 27.3. This indicates the market is paying ₹27.3 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
    How to trade Cholamandalam Investment and Finance Company Limited options?
    Cholamandalam Investment and Finance Company Limited options are traded on NSE with monthly expiry contracts (lot size: 625 shares). To trade CHOLAFIN options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.