Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 4.8x vs industry 33.1x)
- Trading below book value (P/B 0.6x)
- Regular dividends — yield 3.6%
Concerns
Today's Price Action
The stock closed at ₹132.9, unchanged from the prior session. Trading volume matched the 20‑day average at 56,53,578 shares, indicating a typical participation level for the instrument. Bid‑ask spread remains narrow.
Valuation Snapshot
The trailing twelve‑month P/E stands at 4.77, substantially lower than the sector’s average of zero, reflecting a highly compressed earnings multiple. Return on equity is 12.4%, suggesting the bank generates a moderate profit on its capital base. Price‑to‑book of zero underscores book‑value valuation.
Key Levels to Watch
The current price sits just above the lower bound of the 52‑week range (₹127) and remains well beneath the upper bound of ₹178, highlighting limited headroom to the recent high. Open‑interest data points to a concentration of contracts around the ₹130–₹135 band, which historically has acted as a minor point of resistance. Historical price action shows occasional testing of the ₹130 level, which has acted as a floor in consolidation phases.
Chart Pattern
A bullish Marubozu candle formed on the daily chart two sessions ago, followed by a bearish Hanging Man seven sessions ago. The Marubozu indicates a session with little to no shadow and strong directional pressure, while the Hanging Man suggests a potential short‑term reversal after an up‑trend.
Data Summary
Key metrics include a market‑capitalisation figure reported as ₹0 Cr, a price‑to‑book ratio of 0, and a consistent trading volume equal to its 20‑day average. The stock’s price movement today reflects stability, with no net change from the previous close. The P/E of 4.77 places the bank among the lowest‑valued peers in the financial services segment.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
BANKINDIA · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% |
| FII | 4.31% | 4.52% | 3.61% | 3.21% | 2.92% | 3.88% |
| DII | 14.65% | 15.82% | 15.46% | 16.26% | 16.40% | 15.90% |
| Public | 7.65% | 6.27% | 7.55% | 7.13% | 7.30% | 6.83% |
Corporate Events
To consider and approve the financial results for the period ended September 30, 2026
To consider raising of capital through establishment of a Medium -Term Note (MTN) programme
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 4.65 Per Share
To consider and approve the financial results for the period ended March 31, 2026 and dividend
To consider Fund Raising
Dividend - Rs 4.05 Per Share
Annual General Meeting/Dividend - Rs 2.80 Per Share
Dividend - Rs 2 Per Share
Latest News
All newsUnion Bank Q2 results out; profit and revenue details revealed
*Union Bank Q2 results out; profit and revenue details revealed*. The bank released its financial performance for the quarter ended September 30, 2026. Key metrics including net profit, NII, and provisions will influence investor sentiment. **Net profit stood at ₹**1,240** crore**, up **14% YoY**, driven by healthy loan growth and controlled slippages. 📊 *STOCKS:* $UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank of India reports Q2FY26 results.
*Union Bank of India reports Q2FY26 results.* The bank has submitted its financial results for the quarter ended September 30, 2026. Key metrics including net profit, NII, and NPA ratio will be closely watched by traders. **Earnings announcement** could trigger volatility in midcap banking stocks. 📊 *STOCKS:* $UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank of India updates credit rating
Union Bank of India has disclosed an update to its credit rating in a regulatory filing. The information is routine and does not indicate a material change in financial standing. Such updates are standard disclosures with minimal trading impact. 📊 *STOCKS:* $UNIONBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating
Union Bank of India updates credit rating
*Union Bank of India updates credit rating.* The bank has informed the exchange about its current credit rating status. No changes in operations or financials were indicated. This is a routine regulatory disclosure. 📊 *STOCKS:* $UNIONBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating
Bank of India updates credit rating disclosure
*Bank of India updates credit rating disclosure.* The bank has informed the exchange about its current credit rating status as part of routine regulatory compliance. Such disclosures are standard and do not imply immediate financial changes. Investors may review the rating for risk assessment. 📊 *STOCKS:* BANKINDIA | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Union Bank of India reports Q1FY26 financial results
*Union Bank of India reports Q1FY26 financial results*. The bank released its financial performance for the quarter ended June 30, 2026, highlighting key metrics including net profit, loan growth, and asset quality. Traders will focus on **NII**, **credit cost**, and **GNPA** for trading cues. The results may influence near-term price action. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank reports Q1 FY26 financial results
*Union Bank reports Q1 FY26 financial results.* The bank has submitted its financial results for the quarter ended June 30, 2026. Key metrics like net profit, NII, and **NPA ratio** will be closely watched by traders. Results may influence short-term price action and sector sentiment. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
SBI discloses updated credit rating in exchange filing
*SBI discloses updated credit rating in exchange filing.* The bank informed the exchange about its current credit rating status, a routine regulatory update. No changes in operations or financials were indicated. Such disclosures are standard for public debt instruments. 📊 *STOCKS:* SBIN | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating
RBI approves Mahesh Muralidhar Pai as SIB MD & CEO
*RBI approves Mahesh Muralidhar Pai as SIB MD & CEO* — The Reserve Bank of India has approved the appointment of Mr. Mahesh Muralidhar Pai as Managing Director & CEO of The South Indian Bank. This marks a key leadership transition for the bank, impacting governance and strategic direction. The move follows regulatory due diligence and formal filing with the NSE. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #CEOChange
SBI board meets; no major announcements disclosed
*SBI board meets; no major announcements disclosed* State Bank of India informed the exchange about the outcome of its board meeting held on Jun 18, 2026. No significant decisions like dividend, capital raising, or leadership changes were disclosed. The absence of material updates suggests business continuity. 📊 *STOCKS:* SBIN | 🏢 *SECTOR:* Banking | #LOWIMPACT #SBI
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹2.8K Cr 9.2% | ₹2.6K Cr 40.7% | ₹1.8K Cr 29.6% | ₹2.6K Cr 1.4% | ₹2.6K Cr 8.9% | ₹2.4K Cr 28.1% | ₹1.9K Cr 20.1% | ₹1.6K Cr |
| EPS (₹) | 6.18 9.2% | 5.66 40.8% | 4.02 29.7% | 5.72 1.2% | 5.79 8.8% | 5.32 28.2% | 4.15 19.9% | 3.46 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹20.7K Cr 0.3% | ₹20.7K Cr 9.6% | ₹18.8K Cr 11.0% | ₹21.2K Cr 30.2% | ₹16.3K Cr 8.0% | ₹17.7K Cr 33.0% | ₹26.4K Cr 1.8% | ₹26.9K Cr 9.2% | ₹24.6K Cr 16.0% | ₹21.2K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹9.7K Cr 4.5% | ₹9.3K Cr 45.2% | ₹6.4K Cr 10.5% | ₹7.2K Cr 11.4% | ₹8.1K Cr 19.4% | ₹6.8K Cr 1.4% | ₹6.7K Cr 37.5% | ₹4.9K Cr 16.8% | ₹5.8K Cr 14.3% | ₹6.8K Cr |
| Interest | ₹50.1K Cr 7.6% | ₹46.6K Cr 23.4% | ₹37.8K Cr 37.6% | ₹27.4K Cr 13.9% | ₹24.1K Cr 8.8% | ₹26.4K Cr 2.8% | ₹27.2K Cr 0.1% | ₹27.2K Cr 1.7% | ₹27.7K Cr 0.3% | ₹27.6K Cr |
| Depreciation | ₹731 Cr 21.0% | ₹604 Cr 18.7% | ₹509 Cr 19.2% | ₹427 Cr 14.8% | ₹372 Cr 2.1% | ₹380 Cr 3.1% | ₹392 Cr 5.1% | ₹373 Cr 28.5% | ₹522 Cr 7557.1% | ₹-7 Cr |
| PBT | ₹13.8K Cr 7.8% | ₹12.8K Cr 23.1% | ₹10.4K Cr 71.3% | ₹6.1K Cr 7.1% | ₹5.7K Cr 79.0% | ₹3.2K Cr 167.3% | ₹-4.7K Cr 45.4% | ₹-8.6K Cr 0.8% | ₹-8.7K Cr 259.0% | ₹-2.4K Cr |
| Tax % | 25.0% 0.0% | 25.0% 32.4% | 37.0% 0.0% | 37.0% 2.6% | 38.0% 11.8% | 34.0% 197.1% | -35.0% 5.4% | -37.0% 23.3% | -30.0% 11.8% | -34.0% |
| Net Profit | ₹10.3K Cr 7.9% | ₹9.6K Cr 45.5% | ₹6.6K Cr 71.1% | ₹3.8K Cr 10.1% | ₹3.5K Cr 67.6% | ₹2.1K Cr 168.2% | ₹-3.1K Cr 43.8% | ₹-5.4K Cr 9.3% | ₹-6.0K Cr 300.9% | ₹-1.5K Cr |
| EPS (₹) | 22.64 8.0% | 20.97 45.4% | 14.42 54.2% | 9.35 9.9% | 8.51 33.8% | 6.36 168.3% | -9.31 52.7% | -19.67 42.5% | -34.2 145.3% | -13.94 |
| Div Payout | 21.0% 10.5% | 19.0% 0.0% | 19.0% 9.5% | 21.0% 12.5% | 24.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹4.6K Cr 0.0% | ₹4.6K Cr 0.0% | ₹4.6K Cr 10.9% | ₹4.1K Cr 0.0% | ₹4.1K Cr 25.2% | ₹3.3K Cr 0.0% | ₹3.3K Cr 18.8% | ₹2.8K Cr 58.3% | ₹1.7K Cr 65.3% | ₹1.1K Cr |
| Reserves | ₹79.0K Cr 3.7% | ₹76.2K Cr 15.4% | ₹66.0K Cr 17.2% | ₹56.3K Cr 7.5% | ₹52.4K Cr 12.2% | ₹46.7K Cr 11.7% | ₹41.8K Cr 6.9% | ₹44.9K Cr 28.2% | ₹35.0K Cr 7.5% | ₹32.6K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹33.8K Cr 5.4% | ₹32.0K Cr 0.3% | ₹32.1K Cr 13.2% | ₹28.4K Cr 4.7% | ₹29.8K Cr 40.3% | ₹21.2K Cr 2.1% | ₹20.8K Cr 26.8% | ₹16.4K Cr 38.7% | ₹11.8K Cr 28.5% | ₹16.6K Cr |
| Total Liabilities | ₹10.9L Cr 3.4% | ₹10.6L Cr 14.3% | ₹9.2L Cr 11.9% | ₹8.3L Cr 11.2% | ₹7.4L Cr 1.4% | ₹7.3L Cr 10.5% | ₹6.6L Cr 5.1% | ₹6.3L Cr 2.6% | ₹6.2L Cr 2.7% | ₹6.3L Cr |
Assets | ||||||||||
| Fixed Assets | ₹11.8K Cr 0.3% | ₹11.9K Cr 16.6% | ₹10.2K Cr 2.3% | ₹9.9K Cr 4.0% | ₹9.6K Cr 10.8% | ₹8.6K Cr 1.5% | ₹8.8K Cr 0.4% | ₹8.8K Cr 7.4% | ₹8.2K Cr 1.9% | ₹8.3K Cr |
| CWIP | ₹0 Cr 100.0% | ₹182 Cr 21.3% | ₹150 Cr 36.4% | ₹110 Cr 61.5% | ₹286 Cr 21.4% | ₹364 Cr 24.2% | ₹293 Cr 46.5% | ₹200 Cr 26.6% | ₹158 Cr 19.8% | ₹197 Cr |
| Investments | ₹2.7L Cr 0.9% | ₹2.7L Cr 14.2% | ₹2.3L Cr 11.0% | ₹2.1L Cr 17.2% | ₹1.8L Cr 6.0% | ₹1.9L Cr 18.1% | ₹1.6L Cr 7.6% | ₹1.5L Cr 7.5% | ₹1.4L Cr 7.3% | ₹1.3L Cr |
| Other Assets | ₹8.1L Cr 4.3% | ₹7.8L Cr 14.3% | ₹6.8L Cr 12.4% | ₹6.0L Cr 9.3% | ₹5.5L Cr 3.9% | ₹5.3L Cr 8.2% | ₹4.9L Cr 4.4% | ₹4.7L Cr 1.0% | ₹4.7L Cr 5.3% | ₹4.9L Cr |
| Total Assets | ₹10.9L Cr 3.4% | ₹10.6L Cr 14.3% | ₹9.2L Cr 11.9% | ₹8.3L Cr 11.2% | ₹7.4L Cr 1.4% | ₹7.3L Cr 10.5% | ₹6.6L Cr 5.1% | ₹6.3L Cr 2.6% | ₹6.2L Cr 2.7% | ₹6.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹18.5K Cr 517.7% | ₹-4.4K Cr 37.0% | ₹-7.0K Cr 80.1% | ₹-35.5K Cr 193.7% | ₹37.9K Cr 884.5% | ₹-4.8K Cr 47.6% | ₹-9.2K Cr 25.1% | ₹-7.4K Cr 11.2% | ₹-6.6K Cr 136.2% | ₹18.3K Cr |
| Investing CF | ₹-854 Cr 13.8% | ₹-991 Cr 90.2% | ₹-521 Cr 19.1% | ₹-644 Cr 253.8% | ₹-182 Cr 21.6% | ₹-232 Cr 426.8% | ₹71 Cr 127.3% | ₹-260 Cr 29.9% | ₹-371 Cr 39.1% | ₹-609 Cr |
| Financing CF | ₹34 Cr 99.1% | ₹3.9K Cr 615.0% | ₹541 Cr 52.8% | ₹1.1K Cr 52.2% | ₹2.4K Cr 175.1% | ₹-3.2K Cr 140.0% | ₹8.0K Cr 11.1% | ₹7.2K Cr 81.7% | ₹4.0K Cr 18.7% | ₹4.9K Cr |
| Net Cash Flow | ₹17.7K Cr 1235.5% | ₹-1.6K Cr 77.8% | ₹-7.0K Cr 79.9% | ₹-35.0K Cr 187.3% | ₹40.1K Cr 585.8% | ₹-8.3K Cr 608.8% | ₹-1.2K Cr 164.5% | ₹-440 Cr 85.5% | ₹-3.0K Cr 113.5% | ₹22.6K Cr |
| Free Cash Flow | ₹17.9K Cr 439.3% | ₹-5.3K Cr 30.5% | ₹-7.6K Cr 79.0% | ₹-36.0K Cr 196.0% | ₹37.5K Cr 824.1% | ₹-5.2K Cr 43.0% | ₹-9.1K Cr 19.3% | ₹-7.6K Cr 10.3% | ₹-6.9K Cr 138.8% | ₹17.8K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Bank of India
Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations.(Source : Company Web-site )
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