Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 5.9x vs industry 35.7x)
- ✓Trading below book value (P/B 0.7x)
- ✓Regular dividends — yield 3.4%
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
BANKINDIA · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% |
| FII | 4.31% | 4.52% | 3.61% | 3.21% | 2.92% | 3.88% |
| DII | 14.65% | 15.82% | 15.46% | 16.26% | 16.40% | 15.90% |
| Public | 7.65% | 6.27% | 7.55% | 7.13% | 7.30% | 6.83% |
Corporate Events
Dividend - Rs 4.65 Per Share
To consider and approve the financial results for the period ended March 31, 2026 and dividend
To consider Fund Raising
Dividend - Rs 4.05 Per Share
Annual General Meeting/Dividend - Rs 2.80 Per Share
Dividend - Rs 2 Per Share
Latest News
All news →Bank of India raises rates on select deposits
*Bank of India raises rates on select deposits.* The bank increased interest rates by **0.10% to 0.50%** on medium and long-term FDs, effective immediately. The revised rates apply to tenures between 1 year and 10 years. This move may attract retail depositors amid stable credit demand. 📊 *STOCKS:* BANKINDIA | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Bank of India may be a strong buy, suggests simplywall.st
*Bank of India may be a strong buy, suggests simplywall.st* According to simplywall.st, Bank of India (NSE:BANKINDIA) shows improving fundamentals and valuation metrics. Analysts highlight its **P/B ratio of 0.6x** and **ROE of 10.2%** as attractive for long-term investors. While not a direct price target or upgrade, the analysis suggests accumulation for patient capital. 📊 *STOCKS:* BANKINDIA | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Bank of India targets 16-17% loan growth by FY27
*Bank of India targets 16-17% loan growth in FY27* and aims to reduce slippage ratios significantly. The bank expects asset quality to improve with stricter credit monitoring. Focus remains on retail and MSME segments for expansion. 📊 *STOCKS:* BANKINDIA | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #LoanGrowth
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹2.8K Cr ▲9.2% | ₹2.6K Cr ▲40.7% | ₹1.8K Cr ▼29.6% | ₹2.6K Cr ▼1.4% | ₹2.6K Cr ▲8.9% | ₹2.4K Cr ▲28.1% | ₹1.9K Cr ▲20.1% | ₹1.6K Cr |
| EPS (₹) | 6.18 ▲9.2% | 5.66 ▲40.8% | 4.02 ▼29.7% | 5.72 ▼1.2% | 5.79 ▲8.8% | 5.32 ▲28.2% | 4.15 ▲19.9% | 3.46 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹20.7K Cr ▲0.3% | ₹20.7K Cr ▲9.6% | ₹18.8K Cr ▼11.0% | ₹21.2K Cr ▲30.2% | ₹16.3K Cr ▼8.0% | ₹17.7K Cr ▼33.0% | ₹26.4K Cr ▼1.8% | ₹26.9K Cr ▲9.2% | ₹24.6K Cr ▲16.0% | ₹21.2K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹9.7K Cr ▲4.5% | ₹9.3K Cr ▲45.2% | ₹6.4K Cr ▼10.5% | ₹7.2K Cr ▼11.4% | ₹8.1K Cr ▲19.4% | ₹6.8K Cr ▲1.4% | ₹6.7K Cr ▲37.5% | ₹4.9K Cr ▼16.8% | ₹5.8K Cr ▼14.3% | ₹6.8K Cr |
| Interest | ₹50.1K Cr ▲7.6% | ₹46.6K Cr ▲23.4% | ₹37.8K Cr ▲37.6% | ₹27.4K Cr ▲13.9% | ₹24.1K Cr ▼8.8% | ₹26.4K Cr ▼2.8% | ₹27.2K Cr ▼0.1% | ₹27.2K Cr ▼1.7% | ₹27.7K Cr ▲0.3% | ₹27.6K Cr |
| Depreciation | ₹731 Cr ▲21.0% | ₹604 Cr ▲18.7% | ₹509 Cr ▲19.2% | ₹427 Cr ▲14.8% | ₹372 Cr ▼2.1% | ₹380 Cr ▼3.1% | ₹392 Cr ▲5.1% | ₹373 Cr ▼28.5% | ₹522 Cr ▲7557.1% | ₹-7 Cr |
| PBT | ₹13.8K Cr ▲7.8% | ₹12.8K Cr ▲23.1% | ₹10.4K Cr ▲71.3% | ₹6.1K Cr ▲7.1% | ₹5.7K Cr ▲79.0% | ₹3.2K Cr ▲167.3% | ₹-4.7K Cr ▲45.4% | ₹-8.6K Cr ▲0.8% | ₹-8.7K Cr ▼259.0% | ₹-2.4K Cr |
| Tax % | 25.0% ▲0.0% | 25.0% ▼32.4% | 37.0% ▲0.0% | 37.0% ▼2.6% | 38.0% ▲11.8% | 34.0% ▲197.1% | -35.0% ▲5.4% | -37.0% ▼23.3% | -30.0% ▲11.8% | -34.0% |
| Net Profit | ₹10.3K Cr ▲7.9% | ₹9.6K Cr ▲45.5% | ₹6.6K Cr ▲71.1% | ₹3.8K Cr ▲10.1% | ₹3.5K Cr ▲67.6% | ₹2.1K Cr ▲168.2% | ₹-3.1K Cr ▲43.8% | ₹-5.4K Cr ▲9.3% | ₹-6.0K Cr ▼300.9% | ₹-1.5K Cr |
| EPS (₹) | 22.64 ▲8.0% | 20.97 ▲45.4% | 14.42 ▲54.2% | 9.35 ▲9.9% | 8.51 ▲33.8% | 6.36 ▲168.3% | -9.31 ▲52.7% | -19.67 ▲42.5% | -34.2 ▼145.3% | -13.94 |
| Div Payout | 21.0% ▲10.5% | 19.0% ▲0.0% | 19.0% ▼9.5% | 21.0% ▼12.5% | 24.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹4.6K Cr ▲0.0% | ₹4.6K Cr ▲0.0% | ₹4.6K Cr ▲10.9% | ₹4.1K Cr ▲0.0% | ₹4.1K Cr ▲25.2% | ₹3.3K Cr ▲0.0% | ₹3.3K Cr ▲18.8% | ₹2.8K Cr ▲58.3% | ₹1.7K Cr ▲65.3% | ₹1.1K Cr |
| Reserves | ₹79.0K Cr ▲3.7% | ₹76.2K Cr ▲15.4% | ₹66.0K Cr ▲17.2% | ₹56.3K Cr ▲7.5% | ₹52.4K Cr ▲12.2% | ₹46.7K Cr ▲11.7% | ₹41.8K Cr ▼6.9% | ₹44.9K Cr ▲28.2% | ₹35.0K Cr ▲7.5% | ₹32.6K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹33.8K Cr ▲5.4% | ₹32.0K Cr ▼0.3% | ₹32.1K Cr ▲13.2% | ₹28.4K Cr ▼4.7% | ₹29.8K Cr ▲40.3% | ₹21.2K Cr ▲2.1% | ₹20.8K Cr ▲26.8% | ₹16.4K Cr ▲38.7% | ₹11.8K Cr ▼28.5% | ₹16.6K Cr |
| Total Liabilities | ₹10.9L Cr ▲3.4% | ₹10.6L Cr ▲14.3% | ₹9.2L Cr ▲11.9% | ₹8.3L Cr ▲11.2% | ₹7.4L Cr ▲1.4% | ₹7.3L Cr ▲10.5% | ₹6.6L Cr ▲5.1% | ₹6.3L Cr ▲2.6% | ₹6.2L Cr ▼2.7% | ₹6.3L Cr |
| Assets | ||||||||||
| Fixed Assets | ₹11.8K Cr ▼0.3% | ₹11.9K Cr ▲16.6% | ₹10.2K Cr ▲2.3% | ₹9.9K Cr ▲4.0% | ₹9.6K Cr ▲10.8% | ₹8.6K Cr ▼1.5% | ₹8.8K Cr ▼0.4% | ₹8.8K Cr ▲7.4% | ₹8.2K Cr ▼1.9% | ₹8.3K Cr |
| CWIP | ₹0 Cr ▼100.0% | ₹182 Cr ▲21.3% | ₹150 Cr ▲36.4% | ₹110 Cr ▼61.5% | ₹286 Cr ▼21.4% | ₹364 Cr ▲24.2% | ₹293 Cr ▲46.5% | ₹200 Cr ▲26.6% | ₹158 Cr ▼19.8% | ₹197 Cr |
| Investments | ₹2.7L Cr ▲0.9% | ₹2.7L Cr ▲14.2% | ₹2.3L Cr ▲11.0% | ₹2.1L Cr ▲17.2% | ₹1.8L Cr ▼6.0% | ₹1.9L Cr ▲18.1% | ₹1.6L Cr ▲7.6% | ₹1.5L Cr ▲7.5% | ₹1.4L Cr ▲7.3% | ₹1.3L Cr |
| Other Assets | ₹8.1L Cr ▲4.3% | ₹7.8L Cr ▲14.3% | ₹6.8L Cr ▲12.4% | ₹6.0L Cr ▲9.3% | ₹5.5L Cr ▲3.9% | ₹5.3L Cr ▲8.2% | ₹4.9L Cr ▲4.4% | ₹4.7L Cr ▲1.0% | ₹4.7L Cr ▼5.3% | ₹4.9L Cr |
| Total Assets | ₹10.9L Cr ▲3.4% | ₹10.6L Cr ▲14.3% | ₹9.2L Cr ▲11.9% | ₹8.3L Cr ▲11.2% | ₹7.4L Cr ▲1.4% | ₹7.3L Cr ▲10.5% | ₹6.6L Cr ▲5.1% | ₹6.3L Cr ▲2.6% | ₹6.2L Cr ▼2.7% | ₹6.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹18.5K Cr ▲517.7% | ₹-4.4K Cr ▲37.0% | ₹-7.0K Cr ▲80.1% | ₹-35.5K Cr ▼193.7% | ₹37.9K Cr ▲884.5% | ₹-4.8K Cr ▲47.6% | ₹-9.2K Cr ▼25.1% | ₹-7.4K Cr ▼11.2% | ₹-6.6K Cr ▼136.2% | ₹18.3K Cr |
| Investing CF | ₹-854 Cr ▲13.8% | ₹-991 Cr ▼90.2% | ₹-521 Cr ▲19.1% | ₹-644 Cr ▼253.8% | ₹-182 Cr ▲21.6% | ₹-232 Cr ▼426.8% | ₹71 Cr ▲127.3% | ₹-260 Cr ▲29.9% | ₹-371 Cr ▲39.1% | ₹-609 Cr |
| Financing CF | ₹34 Cr ▼99.1% | ₹3.9K Cr ▲615.0% | ₹541 Cr ▼52.8% | ₹1.1K Cr ▼52.2% | ₹2.4K Cr ▲175.1% | ₹-3.2K Cr ▼140.0% | ₹8.0K Cr ▲11.1% | ₹7.2K Cr ▲81.7% | ₹4.0K Cr ▼18.7% | ₹4.9K Cr |
| Net Cash Flow | ₹17.7K Cr ▲1235.5% | ₹-1.6K Cr ▲77.8% | ₹-7.0K Cr ▲79.9% | ₹-35.0K Cr ▼187.3% | ₹40.1K Cr ▲585.8% | ₹-8.3K Cr ▼608.8% | ₹-1.2K Cr ▼164.5% | ₹-440 Cr ▲85.5% | ₹-3.0K Cr ▼113.5% | ₹22.6K Cr |
| Free Cash Flow | ₹17.9K Cr ▲439.3% | ₹-5.3K Cr ▲30.5% | ₹-7.6K Cr ▲79.0% | ₹-36.0K Cr ▼196.0% | ₹37.5K Cr ▲824.1% | ₹-5.2K Cr ▲43.0% | ₹-9.1K Cr ▼19.3% | ₹-7.6K Cr ▼10.3% | ₹-6.9K Cr ▼138.8% | ₹17.8K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Bank of India
Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations.(Source : Company Web-site )
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