Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 5.6x vs industry 37.5x)
- Trading below book value (P/B 0.7x)
- Regular dividends — yield 3.2%
Concerns
Today's Price Action
Bank of India (BANKINDIA) is trading flat at ₹145 with zero percent change on the day. The session’s traded volume of 29,01,254 shares matches the 20‑day average, indicating that today’s activity is in line with its typical liquidity profile.
Valuation Snapshot
The stock’s trailing P/E of 5.57 is considerably lower than the sector average, which is not disclosed (shown as 0). A price‑to‑book ratio of 0.8 together with a return on equity of 12.4 % points to a modest valuation relative to its book value while delivering a respectable equity return.
Key Levels to Watch
The 52‑week price range extends from a low of ₹111 to a high of ₹178, placing the current price roughly 38 % above the annual low and 19 % below the annual high. Open‑interest data (not provided) often generates support around the low‑end of the range and resistance near the high‑end, which remain the primary technical zones to monitor.
Chart Pattern
The most recent candlestick formation is a bullish harami that appeared on the daily chart four trading sessions ago. This two‑day pattern, consisting of a small bullish body engulfed within a larger bearish body, traditionally signals a potential pause or shift in the prevailing down‑trend.
Data Summary
Key metrics for Bank of India include an LTP of ₹145, a P/E of 5.57, a P/B of 0.8, and an ROE of 12.4 %. The stock’s market capitalisation is listed as ₹0 Cr, and its 52‑week range is ₹111–₹178, with current volume aligning precisely to its 20‑day average.
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
BANKINDIA · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% |
| FII | 4.31% | 4.52% | 3.61% | 3.21% | 2.92% | 3.88% |
| DII | 14.65% | 15.82% | 15.46% | 16.26% | 16.40% | 15.90% |
| Public | 7.65% | 6.27% | 7.55% | 7.13% | 7.30% | 6.83% |
Corporate Events
To consider raising of capital through establishment of a Medium -Term Note (MTN) programme
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 4.65 Per Share
To consider and approve the financial results for the period ended March 31, 2026 and dividend
To consider Fund Raising
Dividend - Rs 4.05 Per Share
Annual General Meeting/Dividend - Rs 2.80 Per Share
Dividend - Rs 2 Per Share
Latest News
All newsUnion Bank of India reports Q1FY26 financial results
*Union Bank of India reports Q1FY26 financial results*. The bank released its financial performance for the quarter ended June 30, 2026, highlighting key metrics including net profit, loan growth, and asset quality. Traders will focus on **NII**, **credit cost**, and **GNPA** for trading cues. The results may influence near-term price action. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank reports Q1 FY26 financial results
*Union Bank reports Q1 FY26 financial results.* The bank has submitted its financial results for the quarter ended June 30, 2026. Key metrics like net profit, NII, and **NPA ratio** will be closely watched by traders. Results may influence short-term price action and sector sentiment. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
SBI discloses updated credit rating in exchange filing
*SBI discloses updated credit rating in exchange filing.* The bank informed the exchange about its current credit rating status, a routine regulatory update. No changes in operations or financials were indicated. Such disclosures are standard for public debt instruments. 📊 *STOCKS:* SBIN | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating
RBI approves Mahesh Muralidhar Pai as SIB MD & CEO
*RBI approves Mahesh Muralidhar Pai as SIB MD & CEO* — The Reserve Bank of India has approved the appointment of Mr. Mahesh Muralidhar Pai as Managing Director & CEO of The South Indian Bank. This marks a key leadership transition for the bank, impacting governance and strategic direction. The move follows regulatory due diligence and formal filing with the NSE. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #CEOChange
SBI board meets; no major announcements disclosed
*SBI board meets; no major announcements disclosed* State Bank of India informed the exchange about the outcome of its board meeting held on Jun 18, 2026. No significant decisions like dividend, capital raising, or leadership changes were disclosed. The absence of material updates suggests business continuity. 📊 *STOCKS:* SBIN | 🏢 *SECTOR:* Banking | #LOWIMPACT #SBI
RBI intervenes to stabilize rupee via dollar sales
*RBI intervenes to stabilize rupee via dollar sales* The Reserve Bank of India (RBI) conducted early dollar sales to prevent excessive rupee volatility. This move signals strong intent to maintain currency stability amid outflow pressures. **Dollar sales** were executed swiftly in the morning session to anchor sentiment. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #RBI
RBI tackles excess liquidity after forex inflows surge
*RBI tackles excess liquidity after forex inflows surge*. The Reserve Bank of India is actively mopping up **excess liquidity** amid a surge in foreign exchange inflows, triggering sharp volatility in money markets. This has led to elevated overnight borrowing rates and raised concerns about **tighter short-term rates**. Market participants are watching for further open market operations to stabilize conditions. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #Liquidity
RBI's rupee support challenged by rising oil and US yields
*RBI's rupee support challenged by rising oil and US yields* — The Reserve Bank of India’s efforts to stabilize the Indian rupee face pressure from surging crude oil prices and rising US Treasury yields. A stronger dollar and widening current account deficit could limit RBI’s room for rate cuts. **Crude at $85/barrel** and **10-year US yields above 4.5%** add to forex headwinds. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #Rupee
RBI intervenes to stabilize rupee volatility
*RBI intervenes to stabilize rupee volatility*. The Reserve Bank of India is actively managing rupee depreciation amid rising **foreign outflows** and **wider current account deficit** pressures. Intervention includes dollar sales and tighter liquidity measures. This could support F&O positions in USD/INR and export-heavy sectors. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #RBI
Rupee hits two-month high after RBI intervention
*Rupee hits two-month high after RBI intervention.* The Indian Rupee strengthened to **73.50** against the US dollar, its strongest level in two months, following active intervention by the Reserve Bank of India. The RBI is believed to have sold dollars to stabilize the currency amid volatile outflows. This move signals strong central bank action to support the Rupee. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #RBI
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹2.8K Cr 9.2% | ₹2.6K Cr 40.7% | ₹1.8K Cr 29.6% | ₹2.6K Cr 1.4% | ₹2.6K Cr 8.9% | ₹2.4K Cr 28.1% | ₹1.9K Cr 20.1% | ₹1.6K Cr |
| EPS (₹) | 6.18 9.2% | 5.66 40.8% | 4.02 29.7% | 5.72 1.2% | 5.79 8.8% | 5.32 28.2% | 4.15 19.9% | 3.46 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹20.7K Cr 0.3% | ₹20.7K Cr 9.6% | ₹18.8K Cr 11.0% | ₹21.2K Cr 30.2% | ₹16.3K Cr 8.0% | ₹17.7K Cr 33.0% | ₹26.4K Cr 1.8% | ₹26.9K Cr 9.2% | ₹24.6K Cr 16.0% | ₹21.2K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹9.7K Cr 4.5% | ₹9.3K Cr 45.2% | ₹6.4K Cr 10.5% | ₹7.2K Cr 11.4% | ₹8.1K Cr 19.4% | ₹6.8K Cr 1.4% | ₹6.7K Cr 37.5% | ₹4.9K Cr 16.8% | ₹5.8K Cr 14.3% | ₹6.8K Cr |
| Interest | ₹50.1K Cr 7.6% | ₹46.6K Cr 23.4% | ₹37.8K Cr 37.6% | ₹27.4K Cr 13.9% | ₹24.1K Cr 8.8% | ₹26.4K Cr 2.8% | ₹27.2K Cr 0.1% | ₹27.2K Cr 1.7% | ₹27.7K Cr 0.3% | ₹27.6K Cr |
| Depreciation | ₹731 Cr 21.0% | ₹604 Cr 18.7% | ₹509 Cr 19.2% | ₹427 Cr 14.8% | ₹372 Cr 2.1% | ₹380 Cr 3.1% | ₹392 Cr 5.1% | ₹373 Cr 28.5% | ₹522 Cr 7557.1% | ₹-7 Cr |
| PBT | ₹13.8K Cr 7.8% | ₹12.8K Cr 23.1% | ₹10.4K Cr 71.3% | ₹6.1K Cr 7.1% | ₹5.7K Cr 79.0% | ₹3.2K Cr 167.3% | ₹-4.7K Cr 45.4% | ₹-8.6K Cr 0.8% | ₹-8.7K Cr 259.0% | ₹-2.4K Cr |
| Tax % | 25.0% 0.0% | 25.0% 32.4% | 37.0% 0.0% | 37.0% 2.6% | 38.0% 11.8% | 34.0% 197.1% | -35.0% 5.4% | -37.0% 23.3% | -30.0% 11.8% | -34.0% |
| Net Profit | ₹10.3K Cr 7.9% | ₹9.6K Cr 45.5% | ₹6.6K Cr 71.1% | ₹3.8K Cr 10.1% | ₹3.5K Cr 67.6% | ₹2.1K Cr 168.2% | ₹-3.1K Cr 43.8% | ₹-5.4K Cr 9.3% | ₹-6.0K Cr 300.9% | ₹-1.5K Cr |
| EPS (₹) | 22.64 8.0% | 20.97 45.4% | 14.42 54.2% | 9.35 9.9% | 8.51 33.8% | 6.36 168.3% | -9.31 52.7% | -19.67 42.5% | -34.2 145.3% | -13.94 |
| Div Payout | 21.0% 10.5% | 19.0% 0.0% | 19.0% 9.5% | 21.0% 12.5% | 24.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹4.6K Cr 0.0% | ₹4.6K Cr 0.0% | ₹4.6K Cr 10.9% | ₹4.1K Cr 0.0% | ₹4.1K Cr 25.2% | ₹3.3K Cr 0.0% | ₹3.3K Cr 18.8% | ₹2.8K Cr 58.3% | ₹1.7K Cr 65.3% | ₹1.1K Cr |
| Reserves | ₹79.0K Cr 3.7% | ₹76.2K Cr 15.4% | ₹66.0K Cr 17.2% | ₹56.3K Cr 7.5% | ₹52.4K Cr 12.2% | ₹46.7K Cr 11.7% | ₹41.8K Cr 6.9% | ₹44.9K Cr 28.2% | ₹35.0K Cr 7.5% | ₹32.6K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹33.8K Cr 5.4% | ₹32.0K Cr 0.3% | ₹32.1K Cr 13.2% | ₹28.4K Cr 4.7% | ₹29.8K Cr 40.3% | ₹21.2K Cr 2.1% | ₹20.8K Cr 26.8% | ₹16.4K Cr 38.7% | ₹11.8K Cr 28.5% | ₹16.6K Cr |
| Total Liabilities | ₹10.9L Cr 3.4% | ₹10.6L Cr 14.3% | ₹9.2L Cr 11.9% | ₹8.3L Cr 11.2% | ₹7.4L Cr 1.4% | ₹7.3L Cr 10.5% | ₹6.6L Cr 5.1% | ₹6.3L Cr 2.6% | ₹6.2L Cr 2.7% | ₹6.3L Cr |
Assets | ||||||||||
| Fixed Assets | ₹11.8K Cr 0.3% | ₹11.9K Cr 16.6% | ₹10.2K Cr 2.3% | ₹9.9K Cr 4.0% | ₹9.6K Cr 10.8% | ₹8.6K Cr 1.5% | ₹8.8K Cr 0.4% | ₹8.8K Cr 7.4% | ₹8.2K Cr 1.9% | ₹8.3K Cr |
| CWIP | ₹0 Cr 100.0% | ₹182 Cr 21.3% | ₹150 Cr 36.4% | ₹110 Cr 61.5% | ₹286 Cr 21.4% | ₹364 Cr 24.2% | ₹293 Cr 46.5% | ₹200 Cr 26.6% | ₹158 Cr 19.8% | ₹197 Cr |
| Investments | ₹2.7L Cr 0.9% | ₹2.7L Cr 14.2% | ₹2.3L Cr 11.0% | ₹2.1L Cr 17.2% | ₹1.8L Cr 6.0% | ₹1.9L Cr 18.1% | ₹1.6L Cr 7.6% | ₹1.5L Cr 7.5% | ₹1.4L Cr 7.3% | ₹1.3L Cr |
| Other Assets | ₹8.1L Cr 4.3% | ₹7.8L Cr 14.3% | ₹6.8L Cr 12.4% | ₹6.0L Cr 9.3% | ₹5.5L Cr 3.9% | ₹5.3L Cr 8.2% | ₹4.9L Cr 4.4% | ₹4.7L Cr 1.0% | ₹4.7L Cr 5.3% | ₹4.9L Cr |
| Total Assets | ₹10.9L Cr 3.4% | ₹10.6L Cr 14.3% | ₹9.2L Cr 11.9% | ₹8.3L Cr 11.2% | ₹7.4L Cr 1.4% | ₹7.3L Cr 10.5% | ₹6.6L Cr 5.1% | ₹6.3L Cr 2.6% | ₹6.2L Cr 2.7% | ₹6.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹18.5K Cr 517.7% | ₹-4.4K Cr 37.0% | ₹-7.0K Cr 80.1% | ₹-35.5K Cr 193.7% | ₹37.9K Cr 884.5% | ₹-4.8K Cr 47.6% | ₹-9.2K Cr 25.1% | ₹-7.4K Cr 11.2% | ₹-6.6K Cr 136.2% | ₹18.3K Cr |
| Investing CF | ₹-854 Cr 13.8% | ₹-991 Cr 90.2% | ₹-521 Cr 19.1% | ₹-644 Cr 253.8% | ₹-182 Cr 21.6% | ₹-232 Cr 426.8% | ₹71 Cr 127.3% | ₹-260 Cr 29.9% | ₹-371 Cr 39.1% | ₹-609 Cr |
| Financing CF | ₹34 Cr 99.1% | ₹3.9K Cr 615.0% | ₹541 Cr 52.8% | ₹1.1K Cr 52.2% | ₹2.4K Cr 175.1% | ₹-3.2K Cr 140.0% | ₹8.0K Cr 11.1% | ₹7.2K Cr 81.7% | ₹4.0K Cr 18.7% | ₹4.9K Cr |
| Net Cash Flow | ₹17.7K Cr 1235.5% | ₹-1.6K Cr 77.8% | ₹-7.0K Cr 79.9% | ₹-35.0K Cr 187.3% | ₹40.1K Cr 585.8% | ₹-8.3K Cr 608.8% | ₹-1.2K Cr 164.5% | ₹-440 Cr 85.5% | ₹-3.0K Cr 113.5% | ₹22.6K Cr |
| Free Cash Flow | ₹17.9K Cr 439.3% | ₹-5.3K Cr 30.5% | ₹-7.6K Cr 79.0% | ₹-36.0K Cr 196.0% | ₹37.5K Cr 824.1% | ₹-5.2K Cr 43.0% | ₹-9.1K Cr 19.3% | ₹-7.6K Cr 10.3% | ₹-6.9K Cr 138.8% | ₹17.8K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Bank of India
Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations.(Source : Company Web-site )
Financial ServicesBanks