Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 6.2x vs industry 35.4x)
- ✓Trading below book value (P/B 0.7x)
- ✓Regular dividends — yield 3.3%
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
BANKINDIA · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% | 73.38% |
| FII | 4.31% | 4.52% | 3.61% | 3.21% | 2.92% | 3.88% |
| DII | 14.65% | 15.82% | 15.46% | 16.26% | 16.40% | 15.90% |
| Public | 7.65% | 6.27% | 7.55% | 7.13% | 7.30% | 6.83% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Dividend - Rs 4.65 Per Share
To consider and approve the financial results for the period ended March 31, 2026 and dividend
To consider Fund Raising
Dividend - Rs 4.05 Per Share
Annual General Meeting/Dividend - Rs 2.80 Per Share
Dividend - Rs 2 Per Share
Latest News
All news →Union Bank of India reports Q1FY26 financial results
*Union Bank of India reports Q1FY26 financial results*. The bank released its financial performance for the quarter ended June 30, 2026, highlighting key metrics including net profit, loan growth, and asset quality. Traders will focus on **NII**, **credit cost**, and **GNPA** for trading cues. The results may influence near-term price action. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank reports Q1 FY26 financial results
*Union Bank reports Q1 FY26 financial results.* The bank has submitted its financial results for the quarter ended June 30, 2026. Key metrics like net profit, NII, and **NPA ratio** will be closely watched by traders. Results may influence short-term price action and sector sentiment. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
SBI discloses updated credit rating in exchange filing
*SBI discloses updated credit rating in exchange filing.* The bank informed the exchange about its current credit rating status, a routine regulatory update. No changes in operations or financials were indicated. Such disclosures are standard for public debt instruments. 📊 *STOCKS:* SBIN | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating
RBI approves Mahesh Muralidhar Pai as SIB MD & CEO
*RBI approves Mahesh Muralidhar Pai as SIB MD & CEO* — The Reserve Bank of India has approved the appointment of Mr. Mahesh Muralidhar Pai as Managing Director & CEO of The South Indian Bank. This marks a key leadership transition for the bank, impacting governance and strategic direction. The move follows regulatory due diligence and formal filing with the NSE. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #CEOChange
SBI board meets; no major announcements disclosed
*SBI board meets; no major announcements disclosed* State Bank of India informed the exchange about the outcome of its board meeting held on Jun 18, 2026. No significant decisions like dividend, capital raising, or leadership changes were disclosed. The absence of material updates suggests business continuity. 📊 *STOCKS:* SBIN | 🏢 *SECTOR:* Banking | #LOWIMPACT #SBI
Union Bank Q1 profit up 30% on strong loan growth
*Union Bank Q1 profit up 30% on strong loan growth*. Union Bank of India reported a **30% year-on-year jump** in net profit for Q1, driven by robust credit growth and improved asset quality. Net interest income rose **15% YoY** to ₹6,420 crore, while gross NPA ratio fell to **3.8%**. The bank’s CASA ratio improved to **38.5%**, boosting operating efficiency. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Union Bank Q1 profit up 30% to ₹5,332 crore
*Union Bank Q1 profit up 30% to ₹5,332 crore*. Net profit rose **30% YoY** to **₹5,332 crore** in Q1, driven by higher net interest income and lower provisions. Gross NPA ratio improved to **2.65%** from 2.98% in the previous quarter. The strong performance reflects improved asset quality and operational efficiency. 📊 *STOCKS:* UNIONBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
RBI to ease rules for acquiring bank stakes
*RBI to ease rules for acquiring bank stakes.* The Reserve Bank of India is planning to relax norms for ownership in private banks, potentially allowing larger stakes by promoters and foreign investors. This move could unlock **$5–7 billion** in foreign and domestic investment. Regulatory overhaul aims to boost capital inflows and modernize banking sector. 📊 *STOCKS:* | 🏢 *SECTOR:* Banking | #HIGHIMPACT #RBI
India raises $10 billion to support rupee via RBI deposit drive
*India raises $10 billion to support rupee via RBI deposit drive.* The Reserve Bank of India attracted **nearly $10 billion** in foreign currency deposits from global banks to bolster the rupee and manage forex outflows. This move strengthens liquidity and signals proactive RBI intervention amid external volatility. The inflow may help stabilize the rupee in the near term. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #Rupee
RBI raises $10 billion to stabilize rupee
*RBI raises $10 billion to stabilize rupee*. The Reserve Bank of India has successfully mobilized **nearly $10 billion** under its special deposit facility aimed at bolstering foreign exchange reserves and curbing rupee depreciation. The move signals strong central bank intervention amid rising external volatility. This inflow could ease pressure on the currency and improve market sentiment. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #HIGHIMPACT #RBI
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹2.8K Cr ▲9.2% | ₹2.6K Cr ▲40.7% | ₹1.8K Cr ▼29.6% | ₹2.6K Cr ▼1.4% | ₹2.6K Cr ▲8.9% | ₹2.4K Cr ▲28.1% | ₹1.9K Cr ▲20.1% | ₹1.6K Cr |
| EPS (₹) | 6.18 ▲9.2% | 5.66 ▲40.8% | 4.02 ▼29.7% | 5.72 ▼1.2% | 5.79 ▲8.8% | 5.32 ▲28.2% | 4.15 ▲19.9% | 3.46 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹20.7K Cr ▲0.3% | ₹20.7K Cr ▲9.6% | ₹18.8K Cr ▼11.0% | ₹21.2K Cr ▲30.2% | ₹16.3K Cr ▼8.0% | ₹17.7K Cr ▼33.0% | ₹26.4K Cr ▼1.8% | ₹26.9K Cr ▲9.2% | ₹24.6K Cr ▲16.0% | ₹21.2K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹9.7K Cr ▲4.5% | ₹9.3K Cr ▲45.2% | ₹6.4K Cr ▼10.5% | ₹7.2K Cr ▼11.4% | ₹8.1K Cr ▲19.4% | ₹6.8K Cr ▲1.4% | ₹6.7K Cr ▲37.5% | ₹4.9K Cr ▼16.8% | ₹5.8K Cr ▼14.3% | ₹6.8K Cr |
| Interest | ₹50.1K Cr ▲7.6% | ₹46.6K Cr ▲23.4% | ₹37.8K Cr ▲37.6% | ₹27.4K Cr ▲13.9% | ₹24.1K Cr ▼8.8% | ₹26.4K Cr ▼2.8% | ₹27.2K Cr ▼0.1% | ₹27.2K Cr ▼1.7% | ₹27.7K Cr ▲0.3% | ₹27.6K Cr |
| Depreciation | ₹731 Cr ▲21.0% | ₹604 Cr ▲18.7% | ₹509 Cr ▲19.2% | ₹427 Cr ▲14.8% | ₹372 Cr ▼2.1% | ₹380 Cr ▼3.1% | ₹392 Cr ▲5.1% | ₹373 Cr ▼28.5% | ₹522 Cr ▲7557.1% | ₹-7 Cr |
| PBT | ₹13.8K Cr ▲7.8% | ₹12.8K Cr ▲23.1% | ₹10.4K Cr ▲71.3% | ₹6.1K Cr ▲7.1% | ₹5.7K Cr ▲79.0% | ₹3.2K Cr ▲167.3% | ₹-4.7K Cr ▲45.4% | ₹-8.6K Cr ▲0.8% | ₹-8.7K Cr ▼259.0% | ₹-2.4K Cr |
| Tax % | 25.0% ▲0.0% | 25.0% ▼32.4% | 37.0% ▲0.0% | 37.0% ▼2.6% | 38.0% ▲11.8% | 34.0% ▲197.1% | -35.0% ▲5.4% | -37.0% ▼23.3% | -30.0% ▲11.8% | -34.0% |
| Net Profit | ₹10.3K Cr ▲7.9% | ₹9.6K Cr ▲45.5% | ₹6.6K Cr ▲71.1% | ₹3.8K Cr ▲10.1% | ₹3.5K Cr ▲67.6% | ₹2.1K Cr ▲168.2% | ₹-3.1K Cr ▲43.8% | ₹-5.4K Cr ▲9.3% | ₹-6.0K Cr ▼300.9% | ₹-1.5K Cr |
| EPS (₹) | 22.64 ▲8.0% | 20.97 ▲45.4% | 14.42 ▲54.2% | 9.35 ▲9.9% | 8.51 ▲33.8% | 6.36 ▲168.3% | -9.31 ▲52.7% | -19.67 ▲42.5% | -34.2 ▼145.3% | -13.94 |
| Div Payout | 21.0% ▲10.5% | 19.0% ▲0.0% | 19.0% ▼9.5% | 21.0% ▼12.5% | 24.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹4.6K Cr ▲0.0% | ₹4.6K Cr ▲0.0% | ₹4.6K Cr ▲10.9% | ₹4.1K Cr ▲0.0% | ₹4.1K Cr ▲25.2% | ₹3.3K Cr ▲0.0% | ₹3.3K Cr ▲18.8% | ₹2.8K Cr ▲58.3% | ₹1.7K Cr ▲65.3% | ₹1.1K Cr |
| Reserves | ₹79.0K Cr ▲3.7% | ₹76.2K Cr ▲15.4% | ₹66.0K Cr ▲17.2% | ₹56.3K Cr ▲7.5% | ₹52.4K Cr ▲12.2% | ₹46.7K Cr ▲11.7% | ₹41.8K Cr ▼6.9% | ₹44.9K Cr ▲28.2% | ₹35.0K Cr ▲7.5% | ₹32.6K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹33.8K Cr ▲5.4% | ₹32.0K Cr ▼0.3% | ₹32.1K Cr ▲13.2% | ₹28.4K Cr ▼4.7% | ₹29.8K Cr ▲40.3% | ₹21.2K Cr ▲2.1% | ₹20.8K Cr ▲26.8% | ₹16.4K Cr ▲38.7% | ₹11.8K Cr ▼28.5% | ₹16.6K Cr |
| Total Liabilities | ₹10.9L Cr ▲3.4% | ₹10.6L Cr ▲14.3% | ₹9.2L Cr ▲11.9% | ₹8.3L Cr ▲11.2% | ₹7.4L Cr ▲1.4% | ₹7.3L Cr ▲10.5% | ₹6.6L Cr ▲5.1% | ₹6.3L Cr ▲2.6% | ₹6.2L Cr ▼2.7% | ₹6.3L Cr |
| Assets | ||||||||||
| Fixed Assets | ₹11.8K Cr ▼0.3% | ₹11.9K Cr ▲16.6% | ₹10.2K Cr ▲2.3% | ₹9.9K Cr ▲4.0% | ₹9.6K Cr ▲10.8% | ₹8.6K Cr ▼1.5% | ₹8.8K Cr ▼0.4% | ₹8.8K Cr ▲7.4% | ₹8.2K Cr ▼1.9% | ₹8.3K Cr |
| CWIP | ₹0 Cr ▼100.0% | ₹182 Cr ▲21.3% | ₹150 Cr ▲36.4% | ₹110 Cr ▼61.5% | ₹286 Cr ▼21.4% | ₹364 Cr ▲24.2% | ₹293 Cr ▲46.5% | ₹200 Cr ▲26.6% | ₹158 Cr ▼19.8% | ₹197 Cr |
| Investments | ₹2.7L Cr ▲0.9% | ₹2.7L Cr ▲14.2% | ₹2.3L Cr ▲11.0% | ₹2.1L Cr ▲17.2% | ₹1.8L Cr ▼6.0% | ₹1.9L Cr ▲18.1% | ₹1.6L Cr ▲7.6% | ₹1.5L Cr ▲7.5% | ₹1.4L Cr ▲7.3% | ₹1.3L Cr |
| Other Assets | ₹8.1L Cr ▲4.3% | ₹7.8L Cr ▲14.3% | ₹6.8L Cr ▲12.4% | ₹6.0L Cr ▲9.3% | ₹5.5L Cr ▲3.9% | ₹5.3L Cr ▲8.2% | ₹4.9L Cr ▲4.4% | ₹4.7L Cr ▲1.0% | ₹4.7L Cr ▼5.3% | ₹4.9L Cr |
| Total Assets | ₹10.9L Cr ▲3.4% | ₹10.6L Cr ▲14.3% | ₹9.2L Cr ▲11.9% | ₹8.3L Cr ▲11.2% | ₹7.4L Cr ▲1.4% | ₹7.3L Cr ▲10.5% | ₹6.6L Cr ▲5.1% | ₹6.3L Cr ▲2.6% | ₹6.2L Cr ▼2.7% | ₹6.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹18.5K Cr ▲517.7% | ₹-4.4K Cr ▲37.0% | ₹-7.0K Cr ▲80.1% | ₹-35.5K Cr ▼193.7% | ₹37.9K Cr ▲884.5% | ₹-4.8K Cr ▲47.6% | ₹-9.2K Cr ▼25.1% | ₹-7.4K Cr ▼11.2% | ₹-6.6K Cr ▼136.2% | ₹18.3K Cr |
| Investing CF | ₹-854 Cr ▲13.8% | ₹-991 Cr ▼90.2% | ₹-521 Cr ▲19.1% | ₹-644 Cr ▼253.8% | ₹-182 Cr ▲21.6% | ₹-232 Cr ▼426.8% | ₹71 Cr ▲127.3% | ₹-260 Cr ▲29.9% | ₹-371 Cr ▲39.1% | ₹-609 Cr |
| Financing CF | ₹34 Cr ▼99.1% | ₹3.9K Cr ▲615.0% | ₹541 Cr ▼52.8% | ₹1.1K Cr ▼52.2% | ₹2.4K Cr ▲175.1% | ₹-3.2K Cr ▼140.0% | ₹8.0K Cr ▲11.1% | ₹7.2K Cr ▲81.7% | ₹4.0K Cr ▼18.7% | ₹4.9K Cr |
| Net Cash Flow | ₹17.7K Cr ▲1235.5% | ₹-1.6K Cr ▲77.8% | ₹-7.0K Cr ▲79.9% | ₹-35.0K Cr ▼187.3% | ₹40.1K Cr ▲585.8% | ₹-8.3K Cr ▼608.8% | ₹-1.2K Cr ▼164.5% | ₹-440 Cr ▲85.5% | ₹-3.0K Cr ▼113.5% | ₹22.6K Cr |
| Free Cash Flow | ₹17.9K Cr ▲439.3% | ₹-5.3K Cr ▲30.5% | ₹-7.6K Cr ▲79.0% | ₹-36.0K Cr ▼196.0% | ₹37.5K Cr ▲824.1% | ₹-5.2K Cr ▲43.0% | ₹-9.1K Cr ▼19.3% | ₹-7.6K Cr ▼10.3% | ₹-6.9K Cr ▼138.8% | ₹17.8K Cr |
Values in ₹ Cr · Source: Screener.in
Deep Dive Analysis
About Bank of India
Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking. The Treasury operations segment includes the entire investment portfolio, which is dealing in government and other securities, money market operations and foreign exchange operations.(Source : Company Web-site )
Financial Services · Banks