Aptus Value Housing Finance India Limited Share Price & Analysis
₹272.7▲ +0.37%Updated 15 Jun 2026, 05:02 pm IST
LTP
₹272.7
+0.37%
Open
₹—
High
₹277.95
Low
₹271.45
Close
₹272.7
52W High
₹365
52W Low
₹193
Volume
854K
Lot Size
1
Sector
Financial Services
Market Cap
₹14K Cr
Face Value
₹2
Mid CapNIFTY 500SMALLCAP 100
Price Chart
Fundamentals
P/E
14.4
Sector P/E
36.8
P/B
2.57
EPS
₹18.83
ROE
20.1%
ROCE
15.4%
D/E Ratio
1.56
Div Yield
1.66%
Book Value
₹101
+
Strengths
- ✓Excellent return on equity (ROE 20.1%)
- ✓Efficient capital deployment (ROCE 15.4%)
- ✓Attractively valued vs sector (P/E 14.4x vs industry 36.8x)
- ✓Regular dividends — yield 1.7%
−
Concerns
- ✗Elevated debt levels (D/E 1.6x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹777 | ₹11.9L Cr | 15.6 | 2.06 | 13.8 | 7.04 | — |
| ICICIBANK ICICI Bank Limited | ₹1,328 | ₹9.6L Cr | 17.7 | 2.64 | 16.1 | 7.2 | — |
| SBIN State Bank of India | ₹1,021 | ₹9.4L Cr | 11.3 | 1.58 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹941 | ₹5.7L Cr | 29.8 | 5.14 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹406 | ₹5.1L Cr | 8.79 | 2.9 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,365 | ₹4.2L Cr | 16 | 1.99 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹405 | ₹4.0L Cr | 21.1 | 2.22 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
APTUS · as of Mar 2026
Promoters52.99%
FII27.74%▲5.88
DII9.88%▲0.20
Public9.40%▼6.07
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 62.10% | 61.10% | 54.09% | 53.90% | 52.99% | 52.99% |
| FII | 15.42% | 19.58% | 22.81% | 22.45% | 21.86% | 27.74% |
| DII | 5.21% | 5.11% | 9.14% | 9.48% | 9.68% | 9.88% |
| Public | 17.28% | 14.22% | 13.96% | 14.16% | 15.47% | 9.40% |
Corporate Events
Interim Dividend - Rs 2.50 Per Share
Dividend14 May 2026
Interim Dividend - Rs 2 Per Share
Dividend6 Nov 2025
Interim Dividend - Rs 2.5 Per Share
Dividend15 May 2025
Interim Dividend - Rs 2 Per Share
Record: 14 Nov 2024
Dividend13 Nov 2024
Interim Dividend - Rs 2.50 Per Share
Dividend14 May 2024
Interim Dividend - Rs 2 Per Share
Dividend8 Feb 2024
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹261 Cr ▲10.6% | ₹236 Cr ▲4.0% | ₹227 Cr ▲3.7% | ₹219 Cr ▲5.8% | ₹207 Cr ▲8.9% | ₹190 Cr ▲4.4% | ₹182 Cr ▲5.8% | ₹172 Cr |
| EPS (₹) | 5.21 ▲10.4% | 4.72 ▲4.2% | 4.53 ▲3.2% | 4.39 ▲6.0% | 4.14 ▲8.7% | 3.81 ▲4.7% | 3.64 ▲5.8% | 3.44 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹373 Cr ▲38.1% | ₹270 Cr ▲23.9% | ₹218 Cr ▲11.2% | ₹196 Cr ▲36.1% | ₹144 Cr ▲42.6% | ₹101 Cr ▲17.4% | ₹86 Cr ▲28.4% | ₹67 Cr ▲42.6% | ₹47 Cr ▲46.9% | ₹32 Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹53 Cr ▲10.4% | ₹48 Cr ▲9.1% | ₹44 Cr ▲10.0% | ₹40 Cr ▲53.8% | ₹26 Cr ▲36.8% | ₹19 Cr ▼17.4% | ₹23 Cr ▲76.9% | ₹13 Cr ▲333.3% | ₹3 Cr | ₹0 Cr |
| Interest | ₹648 Cr ▲19.6% | ₹542 Cr ▲39.3% | ₹389 Cr ▲40.4% | ₹277 Cr ▲32.5% | ₹209 Cr ▲1.0% | ₹207 Cr ▲11.9% | ₹185 Cr ▲60.9% | ₹115 Cr ▲117.0% | ₹53 Cr ▲47.2% | ₹36 Cr |
| Depreciation | ₹13 Cr ▲8.3% | ₹12 Cr ▲33.3% | ₹9 Cr ▲28.6% | ₹7 Cr ▲0.0% | ₹7 Cr ▲16.7% | ₹6 Cr ▲0.0% | ₹6 Cr ▲100.0% | ₹3 Cr ▲50.0% | ₹2 Cr ▲0.0% | ₹2 Cr |
| PBT | ₹1.2K Cr ▲24.2% | ₹975 Cr ▲23.0% | ₹793 Cr ▲21.3% | ₹654 Cr ▲36.3% | ₹480 Cr ▲39.1% | ₹345 Cr ▲39.7% | ₹247 Cr ▲61.4% | ₹153 Cr ▲51.5% | ₹101 Cr ▲80.4% | ₹56 Cr |
| Tax % | 22.0% ▼4.3% | 23.0% ▲0.0% | 23.0% ▲0.0% | 23.0% ▲0.0% | 23.0% ▲0.0% | 23.0% ▲53.3% | 15.0% ▼44.4% | 27.0% ▼20.6% | 34.0% ▲0.0% | 34.0% |
| Net Profit | ₹943 Cr ▲25.6% | ₹751 Cr ▲22.7% | ₹612 Cr ▲21.7% | ₹503 Cr ▲35.9% | ₹370 Cr ▲38.6% | ₹267 Cr ▲26.5% | ₹211 Cr ▲88.4% | ₹112 Cr ▲67.2% | ₹67 Cr ▲81.1% | ₹37 Cr |
| EPS (₹) | 18.83 ▲25.3% | 15.03 ▲22.6% | 12.26 ▲21.4% | 10.1 ▲35.6% | 7.45 ▼74.1% | 28.77 ▲26.5% | 22.74 ▲60.4% | 14.18 ▲67.0% | 8.49 ▲79.5% | 4.73 |
| Div Payout | 24.0% ▼20.0% | 30.0% ▼18.9% | 37.0% ▲85.0% | 20.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹100 Cr ▲0.0% | ₹100 Cr ▲0.0% | ₹100 Cr ▲0.0% | ₹100 Cr ▲1.0% | ₹99 Cr ▲4.2% | ₹95 Cr ▲0.0% | ₹95 Cr ▲20.3% | ₹79 Cr ▲0.0% | ₹79 Cr ▲0.0% | ₹79 Cr |
| Reserves | ₹5.0K Cr ▲17.6% | ₹4.2K Cr ▲15.0% | ₹3.7K Cr ▲13.2% | ₹3.2K Cr ▲15.0% | ₹2.8K Cr ▲49.4% | ₹1.9K Cr ▲16.8% | ₹1.6K Cr ▲160.3% | ₹620 Cr ▲22.5% | ₹506 Cr ▲14.5% | ₹442 Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹84 Cr ▲55.6% | ₹54 Cr ▲45.9% | ₹37 Cr ▼9.8% | ₹41 Cr ▲5.1% | ₹39 Cr ▲50.0% | ₹26 Cr ▲62.5% | ₹16 Cr ▼73.8% | ₹61 Cr ▲52.5% | ₹40 Cr ▲122.2% | ₹18 Cr |
| Total Liabilities | ₹13.0K Cr ▲16.1% | ₹11.2K Cr ▲24.9% | ₹9.0K Cr ▲25.5% | ₹7.2K Cr ▲26.2% | ₹5.7K Cr ▲25.8% | ₹4.5K Cr ▲20.6% | ₹3.7K Cr ▲58.6% | ₹2.4K Cr ▲61.2% | ₹1.5K Cr ▲73.4% | ₹845 Cr |
| Assets | ||||||||||
| Fixed Assets | ₹39 Cr ▲11.4% | ₹35 Cr ▲59.1% | ₹22 Cr ▲46.7% | ₹15 Cr ▲25.0% | ₹12 Cr ▲20.0% | ₹10 Cr ▲0.0% | ₹10 Cr ▲150.0% | ₹4 Cr ▲0.0% | ₹4 Cr ▼20.0% | ₹5 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹240 Cr ▲352.8% | ₹53 Cr ▲3.9% | ₹51 Cr ▲0.0% | ₹51 Cr ▼50.0% | ₹102 Cr ▲92.5% | ₹53 Cr | ₹0 Cr | ₹0 Cr ▼100.0% | ₹45 Cr ▲4400.0% | ₹1 Cr |
| Other Assets | ₹12.8K Cr ▲14.4% | ₹11.2K Cr ▲24.9% | ₹8.9K Cr ▲25.6% | ₹7.1K Cr ▲27.6% | ₹5.6K Cr ▲24.9% | ₹4.5K Cr ▲19.3% | ₹3.7K Cr ▲58.5% | ₹2.4K Cr ▲66.5% | ₹1.4K Cr ▲68.6% | ₹840 Cr |
| Total Assets | ₹13.0K Cr ▲16.1% | ₹11.2K Cr ▲24.9% | ₹9.0K Cr ▲25.5% | ₹7.2K Cr ▲26.2% | ₹5.7K Cr ▲25.8% | ₹4.5K Cr ▲20.6% | ₹3.7K Cr ▲58.6% | ₹2.4K Cr ▲61.2% | ₹1.5K Cr ▲73.4% | ₹845 Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-592 Cr ▲57.9% | ₹-1.4K Cr ▼3.6% | ₹-1.4K Cr ▼29.5% | ₹-1.0K Cr ▼44.6% | ₹-724 Cr ▼16.6% | ₹-621 Cr ▲15.5% | ₹-735 Cr ▼2.9% | ₹-714 Cr ▼44.2% | ₹-495 Cr ▼63.4% | ₹-303 Cr |
| Investing CF | ₹-72 Cr ▲20.0% | ₹-90 Cr ▼528.6% | ₹21 Cr ▼81.1% | ₹111 Cr ▲279.0% | ₹-62 Cr ▼195.4% | ₹65 Cr ▲167.0% | ₹-97 Cr | ₹0 Cr ▼100.0% | ₹8 Cr ▲300.0% | ₹2 Cr |
| Financing CF | ₹822 Cr ▼43.7% | ₹1.5K Cr ▲19.4% | ₹1.2K Cr ▲25.2% | ₹978 Cr ▲27.3% | ₹768 Cr ▲55.2% | ₹495 Cr ▼59.1% | ₹1.2K Cr ▲58.2% | ₹764 Cr ▲43.1% | ₹534 Cr ▲78.0% | ₹300 Cr |
| Net Cash Flow | ₹158 Cr ▲564.7% | ₹-34 Cr ▲69.4% | ₹-111 Cr ▼364.3% | ₹42 Cr ▲333.3% | ₹-18 Cr ▲70.5% | ₹-61 Cr ▼116.2% | ₹377 Cr ▲639.2% | ₹51 Cr ▲8.5% | ₹47 Cr ▲4800.0% | ₹-1 Cr |
| Free Cash Flow | ₹-599 Cr ▲57.6% | ₹-1.4K Cr ▼3.7% | ₹-1.4K Cr ▼29.6% | ₹-1.1K Cr ▼44.4% | ₹-727 Cr ▼16.9% | ₹-622 Cr ▲15.6% | ₹-737 Cr ▼2.8% | ₹-717 Cr ▼44.0% | ₹-498 Cr ▼64.4% | ₹-303 Cr |
Values in ₹ Cr · Source: Screener.in
About Aptus Value Housing Finance India Limited
Aptus Value Housing Finance India Ltd is a Home Loan Company. Aptus has been formed to primarily address the housing finance needs of self-employed, low and middle income families primarily from semi-urban and rural areas. Company targets first-time home buyers where collateral is self- occupied residential property.
Financial Services · Finance
Related Analysis
Frequently Asked Questions
What is Aptus Value Housing Finance India Limited share price today?▾
Aptus Value Housing Finance India Limited (APTUS) is currently trading at ₹272.7 on NSE, up 0.37% as of the last market session. Prices update daily after market close on MarketNetra.
Is Aptus Value Housing Finance India Limited available in F&O (Futures & Options)?▾
Yes, Aptus Value Housing Finance India Limited (APTUS) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is Aptus Value Housing Finance India Limited 52-week high and low?▾
Aptus Value Housing Finance India Limited's 52-week high is ₹365 and the 52-week low is ₹193. The current price of ₹272.7 is 25.3% below the 52W high.
What is Aptus Value Housing Finance India Limited P/E ratio?▾
Aptus Value Housing Finance India Limited's current P/E ratio is 14.4. This indicates the market is paying ₹14.4 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade Aptus Value Housing Finance India Limited options?▾
Aptus Value Housing Finance India Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade APTUS options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.