Aavas Financiers Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 24x vs industry 35.4x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
AAVAS · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 39.10% | 26.47% | 26.47% | 26.47% | 26.47% | 26.47% |
| FII | 32.32% | 34.80% | 35.88% | 35.50% | 33.97% | 29.67% |
| DII | 15.29% | 23.99% | 24.39% | 25.55% | 25.69% | 10.75% |
| Public | 13.29% | 14.76% | 13.26% | 12.49% | 13.87% | 33.11% |
Corporate Events
To consider and approve the unaudited financial results for the period ended Jun 30, 2026, and other business matters
To consider and approve the audited financial results for the period ended March 31, 2026, Fund Raising and other business matters
Latest News
All news →Aavas Financiers receives credit rating update
*Aavas Financiers receives credit rating update.* The company's latest credit assessment has been published, reflecting its current debt servicing ability and financial health. Such ratings influence borrowing costs and investor sentiment. **No immediate financial obligation or default** is indicated. 📊 *STOCKS:* AAVAS | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CreditRating
Aavas Financiers discusses Q1 FY26 earnings performance
*Aavas Financiers discusses Q1 FY26 earnings performance*. The company highlighted a **₹421 crore** net profit and **₹1,087 crore** disbursements for the quarter. AUM grew to **₹15,800 crore**, up from ₹13,200 crore YoY. Operating margins remained stable at **11.2%**. 📊 *STOCKS:* AAVAS | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Earnings
Market rumour circulating about Aavas Financiers
*Market rumour circulating about Aavas Financiers* Aavas Financiers Limited is subject to unverified market speculation. No official corporate filing or announcement clarifies the rumour. Traders are advised to exercise caution. 📊 *STOCKS:* AAVAS | 🏢 *SECTOR:* Risk | #LOWIMPACT #rumour
Aavas Financiers to host analyst meet on June 18, 2026
Aavas Financiers will hold an analyst and institutional investor meet on *June 18, 2026*. The event aims to provide updates on the company’s performance and strategy. Such interactions often precede guidance revisions but carry no immediate financial impact. 📊 *STOCKS:* AAVASFINSERV | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystMeet
Financials
Quarterly Results
| Metric | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹142 Cr ▲21.4% | ₹117 Cr ▼4.1% | ₹122 Cr ▲10.9% | ₹110 Cr ▼13.4% | ₹127 Cr ▲18.7% | ₹107 Cr ▲0.0% | ₹107 Cr ▲20.2% | ₹89 Cr |
| EPS (₹) | 18 ▲22.0% | 14.75 ▼4.1% | 15.38 ▲10.7% | 13.89 ▼13.4% | 16.04 ▲18.4% | 13.55 ▲0.4% | 13.49 ▲19.6% | 11.28 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — |
| Expenses | ₹534 Cr ▲20.8% | ₹442 Cr ▲25.6% | ₹352 Cr ▲28.5% | ₹274 Cr ▲21.2% | ₹226 Cr ▲20.2% | ₹188 Cr ▲16.0% | ₹162 Cr |
| Op. Profit | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — |
| Other Income | ₹3 Cr ▲50.0% | ₹2 Cr ▲100.0% | ₹1 Cr ▼50.0% | ₹2 Cr ▲100.0% | ₹1 Cr ▲0.0% | ₹1 Cr ▲0.0% | ₹1 Cr |
| Interest | ₹828 Cr ▲40.1% | ₹591 Cr ▲23.6% | ₹478 Cr ▲4.4% | ₹458 Cr ▲28.7% | ₹356 Cr ▲39.6% | ₹255 Cr ▲32.1% | ₹193 Cr |
| Depreciation | ₹33 Cr ▲13.8% | ₹29 Cr ▲20.8% | ₹24 Cr ▲14.3% | ₹21 Cr ▲5.0% | ₹20 Cr ▲100.0% | ₹10 Cr ▲66.7% | ₹6 Cr |
| PBT | ₹625 Cr ▲14.1% | ₹548 Cr ▲21.0% | ₹453 Cr ▲28.3% | ₹353 Cr ▲16.9% | ₹302 Cr ▲17.1% | ₹258 Cr ▲92.5% | ₹134 Cr |
| Tax % | 22.0% ▲0.0% | 22.0% ▲0.0% | 22.0% ▲22.2% | 18.0% ▲0.0% | 18.0% ▼43.8% | 32.0% ▲3.2% | 31.0% |
| Net Profit | ₹491 Cr ▲14.2% | ₹430 Cr ▲21.1% | ₹355 Cr ▲22.8% | ₹289 Cr ▲16.1% | ₹249 Cr ▲41.5% | ₹176 Cr ▲89.2% | ₹93 Cr |
| EPS (₹) | 62 ▲14.1% | 54.35 ▲20.8% | 45 ▲22.3% | 36.8 ▲15.7% | 31.8 ▲41.1% | 22.54 ▲67.6% | 13.45 |
| Div Payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|
| Liabilities | |||||||
| Equity Capital | ₹79 Cr ▲0.0% | ₹79 Cr ▲0.0% | ₹79 Cr ▲1.3% | ₹78 Cr ▲0.0% | ₹78 Cr ▲0.0% | ₹78 Cr ▲13.0% | ₹69 Cr |
| Reserves | ₹3.7K Cr ▲15.8% | ₹3.2K Cr ▲17.0% | ₹2.7K Cr ▲17.5% | ₹2.3K Cr ▲15.0% | ₹2.0K Cr ▲14.8% | ₹1.8K Cr ▲56.9% | ₹1.1K Cr |
| Borrowings | — | — | — | — | — | — | — |
| Other Liabilities | ₹348 Cr ▲37.5% | ₹253 Cr ▲27.1% | ₹199 Cr ▲9.9% | ₹181 Cr ▲2.3% | ₹177 Cr ▲29.2% | ₹137 Cr ▲44.2% | ₹95 Cr |
| Total Liabilities | ₹16.5K Cr ▲23.2% | ₹13.4K Cr ▲21.7% | ₹11.0K Cr ▲23.0% | ₹9.0K Cr ▲17.0% | ₹7.7K Cr ▲36.1% | ₹5.6K Cr ▲39.3% | ₹4.0K Cr |
| Assets | |||||||
| Fixed Assets | ₹116 Cr ▲48.7% | ₹78 Cr ▲18.2% | ₹66 Cr ▲13.8% | ₹58 Cr ▼3.3% | ₹60 Cr ▲160.9% | ₹23 Cr ▲27.8% | ₹18 Cr |
| CWIP | ₹11 Cr ▼45.0% | ₹20 Cr ▲900.0% | ₹2 Cr | ₹0 Cr ▼100.0% | ₹1 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹182 Cr ▲64.0% | ₹111 Cr ▲109.4% | ₹53 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other Assets | ₹16.2K Cr ▲22.8% | ₹13.2K Cr ▲21.1% | ₹10.9K Cr ▲22.4% | ₹8.9K Cr ▲17.2% | ₹7.6K Cr ▲35.5% | ₹5.6K Cr ▲39.3% | ₹4.0K Cr |
| Total Assets | ₹16.5K Cr ▲23.2% | ₹13.4K Cr ▲21.7% | ₹11.0K Cr ▲23.0% | ₹9.0K Cr ▲17.0% | ₹7.7K Cr ▲36.1% | ₹5.6K Cr ▲39.3% | ₹4.0K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|
| Operating CF | ₹-2.0K Cr ▼3.8% | ₹-1.9K Cr ▼68.6% | ₹-1.1K Cr ▼6.0% | ₹-1.1K Cr ▲8.6% | ₹-1.2K Cr ▲8.2% | ₹-1.3K Cr ▼36.8% | ₹-933 Cr |
| Investing CF | ₹-648 Cr ▼448.4% | ₹186 Cr ▲140.2% | ₹-463 Cr ▼74.7% | ₹-265 Cr ▲22.5% | ₹-342 Cr ▼4.6% | ₹-327 Cr ▼50.0% | ₹-218 Cr |
| Financing CF | ₹2.5K Cr ▲33.3% | ₹1.9K Cr ▲14.5% | ₹1.6K Cr ▲61.0% | ₹1.0K Cr ▼40.9% | ₹1.7K Cr ▲21.4% | ₹1.4K Cr ▲13.2% | ₹1.2K Cr |
| Net Cash Flow | ₹-157 Cr ▼220.8% | ₹130 Cr ▲400.0% | ₹26 Cr ▲107.9% | ₹-328 Cr ▼271.7% | ₹191 Cr ▲196.5% | ₹-198 Cr ▼320.0% | ₹90 Cr |
| Free Cash Flow | ₹-2.0K Cr ▼3.3% | ₹-2.0K Cr ▼69.8% | ₹-1.1K Cr ▼6.6% | ₹-1.1K Cr ▲9.5% | ₹-1.2K Cr ▲7.6% | ₹-1.3K Cr ▼36.2% | ₹-947 Cr |
Values in ₹ Cr · Source: Screener.in
About Aavas Financiers Limited
Incorporated in 2011, Aavas Financiers Ltd provides housing loans & advances[1]
Financial Services · Finance