UCO Bank

NSE: UCOBANKFinancial Services

UCO Bank Share Price & Analysis

₹22.10−1.16%Updated 28 Oct 2026, 03:30 pm IST
LTP
₹22.10−1.16%
Open
₹22.25
High
₹22.31
Low
₹21.91
Close
₹22.10
52W High
₹34.20
52W Low
₹21.36
Volume
2736K
Lot Size
1
Sector
Financial Services
Market Cap
₹27K Cr
Face Value
₹10
Large CapNIFTY 500Nifty Smallcap 250

Price Chart

Candle
Range

Fundamentals

P/E
11.00
Sector P/E
33.10
P/B
0.94
EPS
₹2.21
ROE
8.50%
ROCE
5.76%
D/E Ratio
—
Div Yield
2.03%
Book Value
₹24.60

Strengths

  • Attractively valued vs sector (P/E 11x vs industry 33.1x)
  • Trading below book value (P/B 0.9x)
  • Regular dividends — yield 2%
  • Near 52-week low — potential value zone (₹21)

Concerns

    Peer Comparison

    CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
    HDFCBANK
    HDFC Bank Limited
    ₹685
    ₹10.7L Cr13.31.7513.67.02—
    ICICIBANK
    ICICI Bank Limited
    ₹1,378
    ₹10.0L Cr172.5515.97.18—
    SBIN
    State Bank of India
    ₹957
    ₹8.8L Cr10.51.4215.46.13—
    BAJFINANCE
    Bajaj Finance Limited
    ₹917
    ₹5.8L Cr26.44.6318.210.9—
    LICI
    Life Insurance Corporation Of India
    ₹391
    ₹4.8L Cr8.032.837.835.10
    KOTAKBANK
    Kotak Mahindra Bank Limited
    ₹440
    ₹4.3L Cr20.22.2411.46.98—
    AXISBANK
    Axis Bank Limited
    ₹1,220
    ₹3.8L Cr12.71.6513.16.24—

    Showing 7 peers in the same sector · Sorted by market cap

    Shareholding Pattern

    UCOBANK · as of Mar 2026

    Promoters90.95%4.44pp
    FII0.44%0.42pp
    DII5.36%4.03pp
    Public3.26%
    CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
    Promoters95.39%95.39%95.39%95.39%95.39%90.95%
    FII0.01%0.03%0.03%0.02%0.02%0.44%
    DII1.32%1.32%1.32%1.32%1.33%5.36%
    Public3.27%3.26%3.26%3.25%3.25%3.26%

    Corporate Events

    To consider and approve the unaudited financial results for the period ended September 30, 2026

    Results14 Oct 2026

    To consider raising foreign currency funds through debt under a Medium Term Note (MTN) Programme

    Event23 Aug 2026

    To consider and approve the unaudited financial results for the quarter ended Jun 30, 2026

    Results21 Jul 2026

    Dividend - Re 0.44 Per Share

    Dividend3 May 2026

    Dividend - Rs 0.39 Per Share

    Dividend8 May 2025

    Dividend - Re 0.28 Per Share

    Dividend9 May 2024

    Annual General Meeting

    AGM7 Jun 2023

    Latest News

    All news

    UCO Bank reports Q2FY26 financial results.

    *UCO Bank reports Q2FY26 financial results.* The bank submitted its financial performance for the quarter ended September 30, 2026, to the stock exchange. Results include key metrics like **net profit**, **NPA ratio**, and **credit growth**, closely watched by traders. Details may influence short-term trading momentum in PSU banking stocks. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings

    NSE Filing15 Oct
    High Impact

    UCO Bank announces credit rating update

    *UCO Bank announces credit rating update* as per a corporate filing. The bank has informed the exchange about its current credit rating without disclosing specific rating figures or changes. This appears to be a routine disclosure rather than a rating upgrade or downgrade. No immediate financial implications are evident. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating

    NSE Filing5 Aug
    High Impact

    UCO Bank sees significant trading volume spike

    *UCO Bank sees significant trading volume spike.* Exchange flags unusual volume surge and seeks clarification from UCO Bank. The bank has submitted its response to ensure transparency. Traders should monitor for potential news or position adjustments. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #VolumeSpurt

    NSE Filing18 Jun
    High Impact

    Indian Bank, KVB, UCO Bank post strong Q2 profit growth

    *Indian Bank, KVB, UCO Bank post strong Q2 profit growth*. Indian Bank reported a 15% rise in net profit to **₹3,462 Cr** for Q2 FY27. Karur Vysya Bank surged **37%** year-on-year, while UCO Bank posted a **27%** increase. The results reflect improved asset quality and steady credit growth across public and private lenders. 📊 *STOCKS:* INDIANB, KARURVYSYA, UCOBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings

    NiftyTrader15 Oct
    High Impact

    UCO Bank announces unaudited financial results for Sep 2026 quarter

    *UCO Bank announces unaudited financial results for Sep 2026 quarter.* The bank has filed its unaudited financial results for the second quarter and half year ended September 30, 2026. Key metrics including **net profit**, **NPA ratio**, and **credit growth** will be closely watched by investors. Results may influence near-term trading sentiment. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings

    NSE Filing15 Oct
    Medium Impact

    UCO Bank announces unaudited financial results for Sep 2026 quarter

    *UCO Bank announces unaudited financial results for Sep 2026 quarter.* The bank has submitted its reviewed financial results for the second quarter and half year ended September 30, 2026, to the stock exchange. Key figures including net profit, NPA levels, and advances will be closely watched. Traders may assess performance versus market expectations. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings

    NSE Filing15 Oct
    Medium Impact

    UCO Bank forecasts 12-14% loan growth, NIM above 2.80% in FY27

    *UCO Bank forecasts 12-14% loan growth, NIM above 2.80% in FY27*. The bank expects **Global NIM** to remain over **2.80-2.90%** with **12-14%** advances growth in FY27. This guidance reflects improving asset quality and sustained credit demand. The outlook supports confidence in its future profitability and stability. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #NIM

    Sahi16 Oct
    Medium Impact

    UCO Bank alerts exchange on UFBU strike notice

    *UCO Bank alerts exchange on UFBU strike notice*. The bank has informed the stock exchange about a strike notice issued by the United Forum of Bank Unions (UFBU). The potential strike could affect branch operations if not resolved. No financial impact has been quantified yet. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Strike

    NSE Filing10 Sept
    Low Impact

    UCO Bank updates interest rates effective September 2026

    *UCO Bank updates interest rates effective September 7, 2026.* The bank has filed revised interest rate terms with the exchange. **No immediate financial figures** or policy changes were disclosed. Impact on margins or lending rates remains to be seen. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InterestRates

    NSE Filing7 Sept
    Low Impact

    UCO Bank shares to be impacted by analyst meet updates

    *UCO Bank shares to be impacted by analyst meet updates.* The bank has released the transcript of its recent Analysts/Institutional Investor Meet. The update provides insights into management's strategy and financial outlook. While no major policy shifts were announced, investor sentiment may react to commentary on asset quality and growth plans. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AnalystMeet

    NSE Filing30 Jul
    Low Impact

    Financials

    Quarterly Results

    MetricMar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023
    Revenue
    —
    —
    —
    —
    —
    —
    —
    —
    Op. Profit
    —
    —
    —
    —
    —
    —
    —
    —
    OPM
    —
    —
    —
    —
    —
    —
    —
    —
    Net Profit
    ₹666 Cr
    4.1%
    ₹640 Cr
    5.4%
    ₹607 Cr
    9.4%
    ₹555 Cr
    3.2%
    ₹538 Cr
    6.5%
    ₹505 Cr
    25.0%
    ₹404 Cr
    79.6%
    ₹225 Cr
    EPS (₹)
    0.53
    1.9%
    0.54
    5.9%
    0.51
    10.9%
    0.46
    2.2%
    0.45
    7.1%
    0.42
    23.5%
    0.34
    78.9%
    0.19

    Values in ₹ Cr · Source: Screener.in

    Annual Profit & Loss

    MetricMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
    Revenue
    —
    —
    —
    —
    —
    Expenses
    ₹9.9K Cr
    16.1%
    ₹8.5K Cr
    26.6%
    ₹6.7K Cr
    12.1%
    ₹7.7K Cr
    13.4%
    ₹8.8K Cr
    Op. Profit
    —
    —
    —
    —
    —
    OPM
    —
    —
    —
    —
    —
    Other Income
    ₹4.4K Cr
    34.9%
    ₹3.3K Cr
    30.2%
    ₹2.5K Cr
    19.1%
    ₹3.1K Cr
    9.4%
    ₹3.4K Cr
    Interest
    ₹15.4K Cr
    12.2%
    ₹13.8K Cr
    33.4%
    ₹10.3K Cr
    21.1%
    ₹8.5K Cr
    5.1%
    ₹9.0K Cr
    Depreciation
    ₹311 Cr
    10.7%
    ₹281 Cr
    28.9%
    ₹218 Cr
    32.1%
    ₹165 Cr
    23.1%
    ₹134 Cr
    PBT
    ₹3.8K Cr
    49.2%
    ₹2.6K Cr
    11.6%
    ₹2.9K Cr
    66.0%
    ₹1.8K Cr
    2433.3%
    ₹-75 Cr
    Tax %
    36.0%
    0.0%
    36.0%
    0.0%
    36.0%
    23.4%
    47.0%
    114.6%
    -321.0%
    Net Profit
    ₹2.5K Cr
    47.6%
    ₹1.7K Cr
    8.4%
    ₹1.8K Cr
    89.2%
    ₹965 Cr
    413.3%
    ₹188 Cr
    EPS (₹)
    1.97
    40.7%
    1.4
    8.5%
    1.53
    88.9%
    0.81
    326.3%
    0.19
    Div Payout
    20.0%
    0.0%
    20.0%
    0.0%
    0.0%
    0.0%

    Values in ₹ Cr · Source: Screener.in

    Balance Sheet

    ItemMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
    Liabilities
    Equity Capital
    ₹12.5K Cr
    4.9%
    ₹12.0K Cr
    0.0%
    ₹12.0K Cr
    0.0%
    ₹12.0K Cr
    20.5%
    ₹9.9K Cr
    Reserves
    ₹18.3K Cr
    20.2%
    ₹15.3K Cr
    11.8%
    ₹13.6K Cr
    18.5%
    ₹11.5K Cr
    8.6%
    ₹12.6K Cr
    Borrowings
    —
    —
    —
    —
    —
    Other Liabilities
    ₹9.2K Cr
    17.5%
    ₹7.9K Cr
    49.7%
    ₹5.3K Cr
    20.4%
    ₹6.6K Cr
    29.9%
    ₹9.4K Cr
    Total Liabilities
    ₹3.6L Cr
    12.0%
    ₹3.2L Cr
    7.6%
    ₹3.0L Cr
    12.3%
    ₹2.7L Cr
    5.7%
    ₹2.5L Cr
    Assets
    Fixed Assets
    ₹3.8K Cr
    2.0%
    ₹3.7K Cr
    7.9%
    ₹3.4K Cr
    4.8%
    ₹3.3K Cr
    4.3%
    ₹3.2K Cr
    CWIP
    ₹61 Cr
    6.2%
    ₹65 Cr
    0.0%
    ₹65 Cr
    35.4%
    ₹48 Cr
    28.4%
    ₹67 Cr
    Investments
    ₹94.2K Cr
    1.5%
    ₹92.8K Cr
    2.4%
    ₹95.0K Cr
    1.8%
    ₹96.7K Cr
    3.3%
    ₹93.7K Cr
    Other Assets
    ₹2.6L Cr
    16.5%
    ₹2.3L Cr
    12.3%
    ₹2.0L Cr
    20.7%
    ₹1.7L Cr
    7.2%
    ₹1.6L Cr
    Total Assets
    ₹3.6L Cr
    12.0%
    ₹3.2L Cr
    7.6%
    ₹3.0L Cr
    12.3%
    ₹2.7L Cr
    5.7%
    ₹2.5L Cr

    Values in ₹ Cr · Source: Screener.in

    Cash Flow Statement

    ItemMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
    Operating CF
    ₹1.9K Cr
    90.9%
    ₹1.0K Cr
    66.4%
    ₹3.0K Cr
    32.2%
    ₹4.4K Cr
    81.6%
    ₹2.4K Cr
    Investing CF
    ₹-680 Cr
    147.3%
    ₹-275 Cr
    310.4%
    ₹-67 Cr
    68.7%
    ₹-214 Cr
    301.9%
    ₹106 Cr
    Financing CF
    ₹5.9K Cr
    1465.1%
    ₹-430 Cr
    28.0%
    ₹-336 Cr
    79.5%
    ₹-1.6K Cr
    150.1%
    ₹3.3K Cr
    Net Cash Flow
    ₹7.1K Cr
    2291.2%
    ₹297 Cr
    88.5%
    ₹2.6K Cr
    1.3%
    ₹2.5K Cr
    56.0%
    ₹5.8K Cr
    Free Cash Flow
    ₹1.6K Cr
    124.2%
    ₹703 Cr
    74.0%
    ₹2.7K Cr
    35.5%
    ₹4.2K Cr
    85.5%
    ₹2.3K Cr

    Values in ₹ Cr · Source: Screener.in

    Frequently Asked Questions

    What is UCO Bank share price today?
    UCO Bank (UCOBANK) is currently trading at ₹22.1 on NSE, down 1.16% as of the last market session. Prices update daily after market close on MarketNetra.
    Is UCO Bank available in F&O (Futures & Options)?
    Yes, UCO Bank (UCOBANK) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
    What is UCO Bank 52-week high and low?
    UCO Bank's 52-week high is ₹34.2 and the 52-week low is ₹21.36. The current price of ₹22.1 is 35.4% below the 52W high.
    What is UCO Bank P/E ratio?
    UCO Bank's current P/E ratio is 11. This indicates the market is paying ₹11 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
    How to trade UCO Bank options?
    UCO Bank options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade UCOBANK options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.