UCO Bank Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 12.6x vs industry 37.5x)
- Trading below book value (P/B 0.9x)
- Regular dividends — yield 1.8%
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
UCOBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 95.39% | 95.39% | 95.39% | 95.39% | 95.39% | 90.95% |
| FII | 0.01% | 0.03% | 0.03% | 0.02% | 0.02% | 0.44% |
| DII | 1.32% | 1.32% | 1.32% | 1.32% | 1.33% | 5.36% |
| Public | 3.27% | 3.26% | 3.26% | 3.25% | 3.25% | 3.26% |
Corporate Events
To consider raising foreign currency funds through debt under a Medium Term Note (MTN) Programme
To consider and approve the unaudited financial results for the quarter ended Jun 30, 2026
Dividend - Re 0.44 Per Share
Dividend - Rs 0.39 Per Share
Dividend - Re 0.28 Per Share
Annual General Meeting
Latest News
All newsUCO Bank announces credit rating update
*UCO Bank announces credit rating update* as per a corporate filing. The bank has informed the exchange about its current credit rating without disclosing specific rating figures or changes. This appears to be a routine disclosure rather than a rating upgrade or downgrade. No immediate financial implications are evident. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating
UCO Bank sees significant trading volume spike
*UCO Bank sees significant trading volume spike.* Exchange flags unusual volume surge and seeks clarification from UCO Bank. The bank has submitted its response to ensure transparency. Traders should monitor for potential news or position adjustments. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #VolumeSpurt
UCO Bank shares to be impacted by analyst meet updates
*UCO Bank shares to be impacted by analyst meet updates.* The bank has released the transcript of its recent Analysts/Institutional Investor Meet. The update provides insights into management's strategy and financial outlook. While no major policy shifts were announced, investor sentiment may react to commentary on asset quality and growth plans. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AnalystMeet
Financials
Quarterly Results
| Metric | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹666 Cr 4.1% | ₹640 Cr 5.4% | ₹607 Cr 9.4% | ₹555 Cr 3.2% | ₹538 Cr 6.5% | ₹505 Cr 25.0% | ₹404 Cr 79.6% | ₹225 Cr |
| EPS (₹) | 0.53 1.9% | 0.54 5.9% | 0.51 10.9% | 0.46 2.2% | 0.45 7.1% | 0.42 23.5% | 0.34 78.9% | 0.19 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Expenses | ₹9.9K Cr 16.1% | ₹8.5K Cr 26.6% | ₹6.7K Cr 12.1% | ₹7.7K Cr 13.4% | ₹8.8K Cr |
| Op. Profit | — | — | — | — | — |
| OPM | — | — | — | — | — |
| Other Income | ₹4.4K Cr 34.9% | ₹3.3K Cr 30.2% | ₹2.5K Cr 19.1% | ₹3.1K Cr 9.4% | ₹3.4K Cr |
| Interest | ₹15.4K Cr 12.2% | ₹13.8K Cr 33.4% | ₹10.3K Cr 21.1% | ₹8.5K Cr 5.1% | ₹9.0K Cr |
| Depreciation | ₹311 Cr 10.7% | ₹281 Cr 28.9% | ₹218 Cr 32.1% | ₹165 Cr 23.1% | ₹134 Cr |
| PBT | ₹3.8K Cr 49.2% | ₹2.6K Cr 11.6% | ₹2.9K Cr 66.0% | ₹1.8K Cr 2433.3% | ₹-75 Cr |
| Tax % | 36.0% 0.0% | 36.0% 0.0% | 36.0% 23.4% | 47.0% 114.6% | -321.0% |
| Net Profit | ₹2.5K Cr 47.6% | ₹1.7K Cr 8.4% | ₹1.8K Cr 89.2% | ₹965 Cr 413.3% | ₹188 Cr |
| EPS (₹) | 1.97 40.7% | 1.4 8.5% | 1.53 88.9% | 0.81 326.3% | 0.19 |
| Div Payout | 20.0% 0.0% | 20.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
Liabilities | |||||
| Equity Capital | ₹12.5K Cr 4.9% | ₹12.0K Cr 0.0% | ₹12.0K Cr 0.0% | ₹12.0K Cr 20.5% | ₹9.9K Cr |
| Reserves | ₹18.3K Cr 20.2% | ₹15.3K Cr 11.8% | ₹13.6K Cr 18.5% | ₹11.5K Cr 8.6% | ₹12.6K Cr |
| Borrowings | — | — | — | — | — |
| Other Liabilities | ₹9.2K Cr 17.5% | ₹7.9K Cr 49.7% | ₹5.3K Cr 20.4% | ₹6.6K Cr 29.9% | ₹9.4K Cr |
| Total Liabilities | ₹3.6L Cr 12.0% | ₹3.2L Cr 7.6% | ₹3.0L Cr 12.3% | ₹2.7L Cr 5.7% | ₹2.5L Cr |
Assets | |||||
| Fixed Assets | ₹3.8K Cr 2.0% | ₹3.7K Cr 7.9% | ₹3.4K Cr 4.8% | ₹3.3K Cr 4.3% | ₹3.2K Cr |
| CWIP | ₹61 Cr 6.2% | ₹65 Cr 0.0% | ₹65 Cr 35.4% | ₹48 Cr 28.4% | ₹67 Cr |
| Investments | ₹94.2K Cr 1.5% | ₹92.8K Cr 2.4% | ₹95.0K Cr 1.8% | ₹96.7K Cr 3.3% | ₹93.7K Cr |
| Other Assets | ₹2.6L Cr 16.5% | ₹2.3L Cr 12.3% | ₹2.0L Cr 20.7% | ₹1.7L Cr 7.2% | ₹1.6L Cr |
| Total Assets | ₹3.6L Cr 12.0% | ₹3.2L Cr 7.6% | ₹3.0L Cr 12.3% | ₹2.7L Cr 5.7% | ₹2.5L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Operating CF | ₹1.9K Cr 90.9% | ₹1.0K Cr 66.4% | ₹3.0K Cr 32.2% | ₹4.4K Cr 81.6% | ₹2.4K Cr |
| Investing CF | ₹-680 Cr 147.3% | ₹-275 Cr 310.4% | ₹-67 Cr 68.7% | ₹-214 Cr 301.9% | ₹106 Cr |
| Financing CF | ₹5.9K Cr 1465.1% | ₹-430 Cr 28.0% | ₹-336 Cr 79.5% | ₹-1.6K Cr 150.1% | ₹3.3K Cr |
| Net Cash Flow | ₹7.1K Cr 2291.2% | ₹297 Cr 88.5% | ₹2.6K Cr 1.3% | ₹2.5K Cr 56.0% | ₹5.8K Cr |
| Free Cash Flow | ₹1.6K Cr 124.2% | ₹703 Cr 74.0% | ₹2.7K Cr 35.5% | ₹4.2K Cr 85.5% | ₹2.3K Cr |
Values in ₹ Cr · Source: Screener.in