UCO Bank Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 11x vs industry 33.1x)
- Trading below book value (P/B 0.9x)
- Regular dividends — yield 2%
- Near 52-week low — potential value zone (₹21)
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
UCOBANK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 95.39% | 95.39% | 95.39% | 95.39% | 95.39% | 90.95% |
| FII | 0.01% | 0.03% | 0.03% | 0.02% | 0.02% | 0.44% |
| DII | 1.32% | 1.32% | 1.32% | 1.32% | 1.33% | 5.36% |
| Public | 3.27% | 3.26% | 3.26% | 3.25% | 3.25% | 3.26% |
Corporate Events
To consider and approve the unaudited financial results for the period ended September 30, 2026
To consider raising foreign currency funds through debt under a Medium Term Note (MTN) Programme
To consider and approve the unaudited financial results for the quarter ended Jun 30, 2026
Dividend - Re 0.44 Per Share
Dividend - Rs 0.39 Per Share
Dividend - Re 0.28 Per Share
Annual General Meeting
Latest News
All newsUCO Bank reports Q2FY26 financial results.
*UCO Bank reports Q2FY26 financial results.* The bank submitted its financial performance for the quarter ended September 30, 2026, to the stock exchange. Results include key metrics like **net profit**, **NPA ratio**, and **credit growth**, closely watched by traders. Details may influence short-term trading momentum in PSU banking stocks. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
UCO Bank announces credit rating update
*UCO Bank announces credit rating update* as per a corporate filing. The bank has informed the exchange about its current credit rating without disclosing specific rating figures or changes. This appears to be a routine disclosure rather than a rating upgrade or downgrade. No immediate financial implications are evident. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #CreditRating
UCO Bank sees significant trading volume spike
*UCO Bank sees significant trading volume spike.* Exchange flags unusual volume surge and seeks clarification from UCO Bank. The bank has submitted its response to ensure transparency. Traders should monitor for potential news or position adjustments. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #VolumeSpurt
Indian Bank, KVB, UCO Bank post strong Q2 profit growth
*Indian Bank, KVB, UCO Bank post strong Q2 profit growth*. Indian Bank reported a 15% rise in net profit to **₹3,462 Cr** for Q2 FY27. Karur Vysya Bank surged **37%** year-on-year, while UCO Bank posted a **27%** increase. The results reflect improved asset quality and steady credit growth across public and private lenders. 📊 *STOCKS:* INDIANB, KARURVYSYA, UCOBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
UCO Bank announces unaudited financial results for Sep 2026 quarter
*UCO Bank announces unaudited financial results for Sep 2026 quarter.* The bank has filed its unaudited financial results for the second quarter and half year ended September 30, 2026. Key metrics including **net profit**, **NPA ratio**, and **credit growth** will be closely watched by investors. Results may influence near-term trading sentiment. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
UCO Bank announces unaudited financial results for Sep 2026 quarter
*UCO Bank announces unaudited financial results for Sep 2026 quarter.* The bank has submitted its reviewed financial results for the second quarter and half year ended September 30, 2026, to the stock exchange. Key figures including net profit, NPA levels, and advances will be closely watched. Traders may assess performance versus market expectations. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
UCO Bank forecasts 12-14% loan growth, NIM above 2.80% in FY27
*UCO Bank forecasts 12-14% loan growth, NIM above 2.80% in FY27*. The bank expects **Global NIM** to remain over **2.80-2.90%** with **12-14%** advances growth in FY27. This guidance reflects improving asset quality and sustained credit demand. The outlook supports confidence in its future profitability and stability. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #NIM
UCO Bank alerts exchange on UFBU strike notice
*UCO Bank alerts exchange on UFBU strike notice*. The bank has informed the stock exchange about a strike notice issued by the United Forum of Bank Unions (UFBU). The potential strike could affect branch operations if not resolved. No financial impact has been quantified yet. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Strike
UCO Bank updates interest rates effective September 2026
*UCO Bank updates interest rates effective September 7, 2026.* The bank has filed revised interest rate terms with the exchange. **No immediate financial figures** or policy changes were disclosed. Impact on margins or lending rates remains to be seen. 📊 *STOCKS:* $UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InterestRates
UCO Bank shares to be impacted by analyst meet updates
*UCO Bank shares to be impacted by analyst meet updates.* The bank has released the transcript of its recent Analysts/Institutional Investor Meet. The update provides insights into management's strategy and financial outlook. While no major policy shifts were announced, investor sentiment may react to commentary on asset quality and growth plans. 📊 *STOCKS:* UCOBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AnalystMeet
Financials
Quarterly Results
| Metric | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹666 Cr 4.1% | ₹640 Cr 5.4% | ₹607 Cr 9.4% | ₹555 Cr 3.2% | ₹538 Cr 6.5% | ₹505 Cr 25.0% | ₹404 Cr 79.6% | ₹225 Cr |
| EPS (₹) | 0.53 1.9% | 0.54 5.9% | 0.51 10.9% | 0.46 2.2% | 0.45 7.1% | 0.42 23.5% | 0.34 78.9% | 0.19 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Expenses | ₹9.9K Cr 16.1% | ₹8.5K Cr 26.6% | ₹6.7K Cr 12.1% | ₹7.7K Cr 13.4% | ₹8.8K Cr |
| Op. Profit | — | — | — | — | — |
| OPM | — | — | — | — | — |
| Other Income | ₹4.4K Cr 34.9% | ₹3.3K Cr 30.2% | ₹2.5K Cr 19.1% | ₹3.1K Cr 9.4% | ₹3.4K Cr |
| Interest | ₹15.4K Cr 12.2% | ₹13.8K Cr 33.4% | ₹10.3K Cr 21.1% | ₹8.5K Cr 5.1% | ₹9.0K Cr |
| Depreciation | ₹311 Cr 10.7% | ₹281 Cr 28.9% | ₹218 Cr 32.1% | ₹165 Cr 23.1% | ₹134 Cr |
| PBT | ₹3.8K Cr 49.2% | ₹2.6K Cr 11.6% | ₹2.9K Cr 66.0% | ₹1.8K Cr 2433.3% | ₹-75 Cr |
| Tax % | 36.0% 0.0% | 36.0% 0.0% | 36.0% 23.4% | 47.0% 114.6% | -321.0% |
| Net Profit | ₹2.5K Cr 47.6% | ₹1.7K Cr 8.4% | ₹1.8K Cr 89.2% | ₹965 Cr 413.3% | ₹188 Cr |
| EPS (₹) | 1.97 40.7% | 1.4 8.5% | 1.53 88.9% | 0.81 326.3% | 0.19 |
| Div Payout | 20.0% 0.0% | 20.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
Liabilities | |||||
| Equity Capital | ₹12.5K Cr 4.9% | ₹12.0K Cr 0.0% | ₹12.0K Cr 0.0% | ₹12.0K Cr 20.5% | ₹9.9K Cr |
| Reserves | ₹18.3K Cr 20.2% | ₹15.3K Cr 11.8% | ₹13.6K Cr 18.5% | ₹11.5K Cr 8.6% | ₹12.6K Cr |
| Borrowings | — | — | — | — | — |
| Other Liabilities | ₹9.2K Cr 17.5% | ₹7.9K Cr 49.7% | ₹5.3K Cr 20.4% | ₹6.6K Cr 29.9% | ₹9.4K Cr |
| Total Liabilities | ₹3.6L Cr 12.0% | ₹3.2L Cr 7.6% | ₹3.0L Cr 12.3% | ₹2.7L Cr 5.7% | ₹2.5L Cr |
Assets | |||||
| Fixed Assets | ₹3.8K Cr 2.0% | ₹3.7K Cr 7.9% | ₹3.4K Cr 4.8% | ₹3.3K Cr 4.3% | ₹3.2K Cr |
| CWIP | ₹61 Cr 6.2% | ₹65 Cr 0.0% | ₹65 Cr 35.4% | ₹48 Cr 28.4% | ₹67 Cr |
| Investments | ₹94.2K Cr 1.5% | ₹92.8K Cr 2.4% | ₹95.0K Cr 1.8% | ₹96.7K Cr 3.3% | ₹93.7K Cr |
| Other Assets | ₹2.6L Cr 16.5% | ₹2.3L Cr 12.3% | ₹2.0L Cr 20.7% | ₹1.7L Cr 7.2% | ₹1.6L Cr |
| Total Assets | ₹3.6L Cr 12.0% | ₹3.2L Cr 7.6% | ₹3.0L Cr 12.3% | ₹2.7L Cr 5.7% | ₹2.5L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|
| Operating CF | ₹1.9K Cr 90.9% | ₹1.0K Cr 66.4% | ₹3.0K Cr 32.2% | ₹4.4K Cr 81.6% | ₹2.4K Cr |
| Investing CF | ₹-680 Cr 147.3% | ₹-275 Cr 310.4% | ₹-67 Cr 68.7% | ₹-214 Cr 301.9% | ₹106 Cr |
| Financing CF | ₹5.9K Cr 1465.1% | ₹-430 Cr 28.0% | ₹-336 Cr 79.5% | ₹-1.6K Cr 150.1% | ₹3.3K Cr |
| Net Cash Flow | ₹7.1K Cr 2291.2% | ₹297 Cr 88.5% | ₹2.6K Cr 1.3% | ₹2.5K Cr 56.0% | ₹5.8K Cr |
| Free Cash Flow | ₹1.6K Cr 124.2% | ₹703 Cr 74.0% | ₹2.7K Cr 35.5% | ₹4.2K Cr 85.5% | ₹2.3K Cr |
Values in ₹ Cr · Source: Screener.in