The South Indian Bank Limited

NSE: SOUTHBANKFinancial Services

The South Indian Bank Limited Share Price & Analysis

₹54.64+0.61%Updated 28 Oct 2026, 03:30 pm IST
LTP
₹54.64+0.61%
Open
₹53.98
High
₹54.84
Low
₹53.55
Close
₹54.64
52W High
₹56.22
52W Low
₹33.38
Volume
12535K
Lot Size
1
Sector
Financial Services
Market Cap
₹14K Cr
Face Value
₹1
Mid Cap

Price Chart

Candle
Range

Fundamentals

P/E
8.68
Sector P/E
33.10
P/B
1.00
EPS
₹5.55
ROE
13.50%
ROCE
6.42%
D/E Ratio
—
Div Yield
0.86%
Book Value
₹46.10

Strengths

  • Attractively valued vs sector (P/E 8.7x vs industry 33.1x)

Concerns

  • Trading near 52-week high (₹56)

Peer Comparison

CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
HDFCBANK
HDFC Bank Limited
₹685
₹10.7L Cr13.31.7513.67.02—
ICICIBANK
ICICI Bank Limited
₹1,378
₹10.0L Cr172.5515.97.18—
SBIN
State Bank of India
₹957
₹8.8L Cr10.51.4215.46.13—
BAJFINANCE
Bajaj Finance Limited
₹917
₹5.8L Cr26.44.6318.210.9—
LICI
Life Insurance Corporation Of India
₹391
₹4.8L Cr8.032.837.835.10
KOTAKBANK
Kotak Mahindra Bank Limited
₹440
₹4.3L Cr20.22.2411.46.98—
AXISBANK
Axis Bank Limited
₹1,220
₹3.8L Cr12.71.6513.16.24—

Showing 7 peers in the same sector · Sorted by market cap

Corporate Events

To consider and approve the financial results for the period ended September 30, 2026

Results14 Oct 2026

Dividend - Re 0.45 Per Share

Dividend12 Aug 2026

Unaudited Standalone and Consolidated Financial Results of the Bank for the quarter ended 30th June, 2026, Borrowing/ raising funds by issue of debt securities and to Consider convening the Annual General Meeting of the shareholders of the Bank.

Results15 Jul 2026

Dividend - Rs 0.40 Per Share

Dividend12 Aug 2025

Annual General Meeting/Dividend - Rs 0.30 Per Share

Dividend19 Aug 2024

Rights 1:4 @ Premium Rs 21/-

Rights26 Feb 2024

Annual General Meeting/Dividend - Re 0.30 Per Share

Dividend16 Aug 2023

Latest News

All news

South Indian Bank reports unaudited results for Q2 FY27

*South Indian Bank reports unaudited results for Q2 FY27.* The bank released its financial performance for the quarter and half year ended **30th September, 2026**. Key metrics including **net profit**, **NPA levels**, and **credit growth** will influence near-term trading sentiment. Results may trigger volatility in banking stocks. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings

NSE Filing15 Oct
High Impact

South Indian Bank submits Q2 FY27 unaudited results

*South Indian Bank submits Q2 FY27 unaudited results.* The bank has filed its unaudited financial results for the quarter and half year ended September 30, 2026. The outcome of the board meeting includes the submission to the exchange, indicating timely compliance. No major financial updates or deviations were disclosed. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Earnings

NSE Filing15 Oct
High Impact

RBI approves Mahesh Muralidhar Pai as SIB MD & CEO

*RBI approves Mahesh Muralidhar Pai as SIB MD & CEO* — The Reserve Bank of India has approved the appointment of Mr. Mahesh Muralidhar Pai as Managing Director & CEO of The South Indian Bank. This marks a key leadership transition for the bank, impacting governance and strategic direction. The move follows regulatory due diligence and formal filing with the NSE. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #CEOChange

NSE Filing8 Jul
High Impact

South Indian Bank Q2 profit up 21% to ₹426 crore

*South Indian Bank Q2 profit up 21% to ₹426 crore* with gross NPA declining to **1.24%**. Strong performance driven by improved asset quality and net interest margin. The bank's operating profit rose **21% YoY**, reflecting robust credit growth and cost control. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings

Prop News Time20 Oct
High Impact

South Indian Bank Q2 profit up 23%, NPAs improve

*South Indian Bank Q2 profit up 23%, NPAs improve.* Net profit rose **23% YoY** in Q2, driven by lower provisioning and improved asset quality with gross NPA ratio declining to **4.8%** from 5.6% in prior year. Operating income grew **12%**, aided by strong credit growth and lower cost of funds. Shares surged **5%** post results. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings

Zee Business15 Oct
High Impact

South Indian Bank Q2 net profit rises to ₹430 crore

*South Indian Bank Q2 net profit rises to ₹430 crore* — up year-on-year. The standalone net profit marks a strong recovery, driven by improved net interest margin and lower credit costs. **₹430 crore** profit reflects robust operating performance. Key focus remains on asset quality and credit growth. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings

Sahi15 Oct
High Impact

South Indian Bank posts strong earnings growth

*South Indian Bank posts strong earnings growth* as per simplywall.st analysis. The bank delivered robust earnings performance, signaling improved profitability and operational efficiency. Key metrics show **double-digit growth** in net profit and **healthy YoY revenue rise**. Analysts highlight strong asset quality and credit cost improvement. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings

simplywall.st4 Sept
High Impact

South Indian Bank shares hit 52-week high, up 15% in October

*South Indian Bank shares hit 52-week high, up 15% in October.* The rally follows improved quarterly performance and optimism around asset quality. Experts cite strong earnings and reduced NPAs as key drivers. **NPA ratio fell to **3.8%**, the lowest in years. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking

Livemint21 Oct
Medium Impact

South Indian Bank eyes 15-16% credit growth by FY27

*South Indian Bank eyes 15-16% credit growth by FY27* with a focus on MSME lending, targeting **17-18% growth** in this segment. The bank aims to strengthen its retail and SME book amid improving asset quality. Management expects **credit growth** to outpace industry averages over the next two fiscals. New initiatives will support loan disbursement targets. 📊 *STOCKS:* SOUTHBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #CreditGrowth

KNN India17 Oct
Medium Impact

South Indian Bank targets 16% loan growth by FY27

*South Indian Bank targets 16% loan growth by FY27*. Despite risks from the West Asia conflict, the bank aims to expand its credit portfolio steadily. Management emphasized improved asset quality and regional focus. **16%** growth target signals confidence in recovery. 📊 *STOCKS:* $SOUTHBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #LoanGrowth

Business Standard16 Oct
Medium Impact

Financials

Quarterly Results

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
—
—
—
—
—
—
—
—
Op. Profit
—
—
—
—
—
—
—
—
OPM
—
—
—
—
—
—
—
—
Net Profit
₹407 Cr
8.8%
₹374 Cr
6.3%
₹352 Cr
9.3%
₹322 Cr
5.8%
₹342 Cr
0.0%
₹342 Cr
5.2%
₹325 Cr
10.5%
₹294 Cr
EPS (₹)
1.56
9.1%
1.43
6.7%
1.34
8.9%
1.23
6.1%
1.31
0.0%
1.31
5.6%
1.24
10.7%
1.12

Values in ₹ Cr · Source: Screener.in

Annual Profit & Loss

MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Revenue
—
—
—
—
—
—
Expenses
₹3.4K Cr
1.9%
₹3.4K Cr
6.6%
₹3.2K Cr
22.8%
₹2.6K Cr
20.0%
₹3.3K Cr
7.5%
₹3.5K Cr
Op. Profit
—
—
—
—
—
—
OPM
—
—
—
—
—
—
Other Income
₹2.0K Cr
10.8%
₹1.8K Cr
19.7%
₹1.5K Cr
86.8%
₹811 Cr
21.6%
₹1.0K Cr
15.9%
₹1.2K Cr
Interest
₹6.4K Cr
8.1%
₹5.9K Cr
12.3%
₹5.3K Cr
25.1%
₹4.2K Cr
2.9%
₹4.3K Cr
11.3%
₹4.9K Cr
Depreciation
₹115 Cr
12.7%
₹102 Cr
13.3%
₹90 Cr
3.4%
₹87 Cr
3.6%
₹84 Cr
₹0 Cr
PBT
₹2.0K Cr
11.4%
₹1.8K Cr
14.9%
₹1.5K Cr
38.0%
₹1.1K Cr
1304.3%
₹-92 Cr
205.7%
₹87 Cr
Tax %
26.0%
0.0%
26.0%
13.3%
30.0%
0.0%
30.0%
120.1%
-149.0%
613.8%
29.0%
Net Profit
₹1.5K Cr
11.7%
₹1.3K Cr
21.8%
₹1.1K Cr
38.1%
₹775 Cr
1622.2%
₹45 Cr
27.4%
₹62 Cr
EPS (₹)
5.56
11.6%
4.98
21.8%
4.09
38.2%
2.96
1641.2%
0.17
29.2%
0.24
Div Payout
8.0%
0.0%
8.0%
14.3%
7.0%
12.5%
8.0%
0.0%
0.0%

Values in ₹ Cr · Source: Screener.in

Balance Sheet

ItemSep 2026Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Liabilities
Equity Capital
₹262 Cr
0.0%
₹262 Cr
0.0%
₹262 Cr
0.0%
₹262 Cr
25.4%
₹209 Cr
0.0%
₹209 Cr
—
Reserves
₹11.8K Cr
5.9%
₹11.2K Cr
13.3%
₹9.8K Cr
15.0%
₹8.6K Cr
32.5%
₹6.5K Cr
14.5%
₹5.6K Cr
—
Borrowings
—
—
—
—
—
—
—
Other Liabilities
₹3.2K Cr
2.7%
₹3.1K Cr
12.8%
₹2.7K Cr
1.1%
₹2.8K Cr
15.8%
₹2.4K Cr
35.1%
₹1.8K Cr
—
Total Liabilities
₹1.6L Cr
10.2%
₹1.4L Cr
13.7%
₹1.2L Cr
6.2%
₹1.2L Cr
9.0%
₹1.1L Cr
7.6%
₹1.0L Cr
—
Assets
Fixed Assets
₹1.0K Cr
0.3%
₹1.0K Cr
2.5%
₹1.0K Cr
24.0%
₹821 Cr
8.9%
₹754 Cr
0.3%
₹752 Cr
—
CWIP
₹0 Cr
₹0 Cr
₹0 Cr
100.0%
₹145 Cr
16.9%
₹124 Cr
110.2%
₹59 Cr
—
Investments
₹27.7K Cr
1.4%
₹27.3K Cr
25.5%
₹21.8K Cr
9.2%
₹24.0K Cr
2.7%
₹24.6K Cr
14.9%
₹21.4K Cr
—
Other Assets
₹1.3L Cr
12.4%
₹1.1L Cr
11.3%
₹1.0L Cr
10.2%
₹92.5K Cr
12.5%
₹82.2K Cr
5.6%
₹77.8K Cr
—
Total Assets
₹1.6L Cr
10.2%
₹1.4L Cr
13.7%
₹1.2L Cr
6.2%
₹1.2L Cr
9.0%
₹1.1L Cr
7.6%
₹1.0L Cr
—

Values in ₹ Cr · Source: Screener.in

Cash Flow Statement

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Operating CF
₹3.9K Cr
266.0%
₹-2.4K Cr
133.3%
₹7.1K Cr
197.4%
₹-7.3K Cr
240.6%
₹5.2K Cr
—
Investing CF
₹-5.5K Cr
223.3%
₹4.4K Cr
323.3%
₹-2.0K Cr
414.5%
₹-386 Cr
77.8%
₹-1.7K Cr
—
Financing CF
₹-561 Cr
457.3%
₹157 Cr
107.3%
₹-2.1K Cr
161.0%
₹3.5K Cr
456.3%
₹-989 Cr
—
Net Cash Flow
₹-2.1K Cr
194.7%
₹2.2K Cr
23.9%
₹2.9K Cr
171.4%
₹-4.1K Cr
269.3%
₹2.4K Cr
—
Free Cash Flow
₹3.8K Cr
250.2%
₹-2.5K Cr
136.4%
₹6.9K Cr
193.6%
₹-7.4K Cr
243.7%
₹5.1K Cr
—

Values in ₹ Cr · Source: Screener.in

Frequently Asked Questions

What is The South Indian Bank Limited share price today?
The South Indian Bank Limited (SOUTHBANK) is currently trading at ₹54.64 on NSE, up 0.61% as of the last market session. Prices update daily after market close on MarketNetra.
Is The South Indian Bank Limited available in F&O (Futures & Options)?
Yes, The South Indian Bank Limited (SOUTHBANK) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is The South Indian Bank Limited 52-week high and low?
The South Indian Bank Limited's 52-week high is ₹56.22 and the 52-week low is ₹33.38. The current price of ₹54.64 is 2.8% below the 52W high.
What is The South Indian Bank Limited P/E ratio?
The South Indian Bank Limited's current P/E ratio is 8.68. This indicates the market is paying ₹8.68 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade The South Indian Bank Limited options?
The South Indian Bank Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade SOUTHBANK options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.