The New India Assurance Company Limited Share Price & Analysis
₹178.11▲ +0.74%Updated 21 Jul 2026, 05:01 pm IST
LTP
₹178.11
+0.74%
Open
₹—
High
₹178.78
Low
₹176.12
Close
₹178.11
52W High
₹218
52W Low
₹117
Volume
460K
Lot Size
1
Sector
Financial Services
Market Cap
₹29K Cr
Face Value
₹5
Large CapNIFTY 500
Price Chart
Fundamentals
P/E
20.3
Sector P/E
35.4
P/B
0.64
EPS
₹8.57
ROE
4.92%
ROCE
4.29%
D/E Ratio
0
Div Yield
0.86%
Book Value
₹173
+
Strengths
- ✓Attractively valued vs sector (P/E 20.3x vs industry 35.4x)
- ✓Trading below book value (P/B 0.6x)
- ✓Virtually debt-free
−
Concerns
- ✗Low capital efficiency (ROCE 4.3%)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
NIACL · as of Mar 2026
Promoters85.44%
FII0.91%▲0.07
DII11.20%▲0.02
Public2.45%▼0.10
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 85.44% | 85.44% | 85.44% | 85.44% | 85.44% | 85.44% |
| FII | 0.77% | 0.81% | 0.80% | 0.86% | 0.84% | 0.91% |
| DII | 11.71% | 11.76% | 11.64% | 11.28% | 11.18% | 11.20% |
| Public | 2.09% | 1.98% | 2.12% | 2.43% | 2.55% | 2.45% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026 and other business matters
Results23 Jul 2026
Dividend - Rs 1.50 Per Share
Dividend9 Jul 2026
To consider other business matters
Event24 Jun 2026
Dividend - Rs 1.80 Per Share
Dividend3 Sept 2025
Dividend - Rs 2.06 Per Share
Dividend5 Sept 2024
Dividend - Rs 1.93 Per Share
Dividend7 Sept 2023
Latest News
All news →New India Assurance Q4 profit up 61%, recommends ₹1.50 dividend
*New India Assurance Q4 profit up 61%, recommends ₹1.50 dividend* — The company reported a **61% year-on-year jump in net profit** for Q4, driven by improved underwriting performance and lower claims ratio. It has recommended a **dividend of ₹1.50 per share** for the fiscal year. Analysts view the results as strong, reflecting operational efficiency and capital return to shareholders. 📊 *STOCKS:* NIACL | 🏢 *SECTOR:* Insurance | #HIGHIMPACT #Earnings
Whalesbook11 May
NIACL shares jump 14% on IPO listing plans
*NIACL shares jump 14% on IPO listing plans* as the insurer prepares to sell **1.05 crore shares** in its upcoming NSE IPO. The surge follows strong investor interest in the public offering, signaling robust demand for insurance sector stocks. The issue size and valuation have attracted retail and institutional participation. 📊 *STOCKS:* NIACL | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #IPO
Moneycontrol.com18 Jun
New India Assurance forward P/E ratio under scrutiny
*New India Assurance forward P/E ratio under scrutiny* as market evaluates its valuation metrics. The stock's forward P/E stands at **15.8x**, above sector median of **13.2x**, raising concerns on overvaluation. Investors are assessing sustainability of underwriting profits and ROE trajectory. 📊 *STOCKS:* NIACL | 🏢 *SECTOR:* Insurance | #LOWIMPACT #P/E_ratio
TradingView30 Jun
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹12.1K Cr ▼10.3% | ₹13.4K Cr ▲14.8% | ₹11.7K Cr ▲0.5% | ₹11.7K Cr ▲9.0% | ₹10.7K Cr ▼0.8% | ₹10.8K Cr ▲3.5% | ₹10.4K Cr ▼10.9% | ₹11.7K Cr |
| Op. Profit | ₹206 Cr ▲378.4% | ₹-74 Cr ▼139.2% | ₹189 Cr ▼55.6% | ₹426 Cr ▲334.7% | ₹98 Cr ▼30.0% | ₹140 Cr ▼48.1% | ₹270 Cr ▼37.8% | ₹434 Cr |
| OPM | 2.0% ▲300.0% | -1.0% ▼150.0% | 2.0% ▼50.0% | 4.0% ▲300.0% | 1.0% ▲0.0% | 1.0% ▼66.7% | 3.0% ▼25.0% | 4.0% |
| Net Profit | ₹380 Cr ▲590.9% | ₹55 Cr ▼86.3% | ₹402 Cr ▲12.9% | ₹356 Cr ▲2.0% | ₹349 Cr ▲283.5% | ₹91 Cr ▼62.6% | ₹243 Cr ▼22.4% | ₹313 Cr |
| EPS (₹) | 2.31 ▲600.0% | 0.33 ▼86.4% | 2.43 ▲11.5% | 2.18 ▲2.8% | 2.12 ▲292.6% | 0.54 ▼62.8% | 1.45 ▼23.3% | 1.89 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹49.8K Cr ▲14.3% | ₹43.5K Cr ▲0.6% | ₹43.3K Cr ▲5.6% | ₹41.0K Cr ▲14.5% | ₹35.8K Cr ▲8.3% | ₹33.1K Cr ▲16.7% | ₹28.3K Cr ▲2.5% | ₹27.7K Cr ▲39.7% | ₹19.8K Cr ▼2.2% | ₹20.2K Cr |
| Expenses | ₹49.3K Cr ▲15.9% | ₹42.6K Cr ▲1.3% | ₹42.0K Cr ▲5.8% | ₹39.7K Cr ▲11.5% | ₹35.6K Cr ▲15.2% | ₹30.9K Cr ▲5.2% | ₹29.4K Cr ▲5.2% | ₹27.9K Cr ▲13.6% | ₹24.6K Cr ▲18.8% | ₹20.7K Cr |
| Op. Profit | ₹426 Cr ▼56.9% | ₹989 Cr ▼22.0% | ₹1.3K Cr ▼0.9% | ₹1.3K Cr ▲622.6% | ₹177 Cr ▼91.7% | ₹2.1K Cr ▲300.9% | ₹-1.1K Cr ▼274.3% | ₹-284 Cr ▲94.1% | ₹-4.8K Cr ▼946.5% | ₹-458 Cr |
| OPM | 1.0% ▼50.0% | 2.0% ▼33.3% | 3.0% ▲0.0% | 3.0% | 0.0% ▼100.0% | 6.0% ▲250.0% | -4.0% ▼300.0% | -1.0% ▲95.8% | -24.0% ▼1100.0% | -2.0% |
| Other Income | ₹888 Cr ▲957.1% | ₹84 Cr ▼58.6% | ₹203 Cr ▲238.3% | ₹60 Cr ▼31.0% | ₹87 Cr ▲222.2% | ₹27 Cr ▼99.0% | ₹2.8K Cr ▲168.2% | ₹1.1K Cr ▼86.2% | ₹7.6K Cr ▲346.1% | ₹1.7K Cr |
| Interest | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr ▼100.0% | ₹12 Cr ▲100.0% | ₹6 Cr |
| Depreciation | ₹81 Cr ▲58.8% | ₹51 Cr ▼13.6% | ₹59 Cr ▼28.0% | ₹82 Cr ▼5.7% | ₹87 Cr ▼15.5% | ₹103 Cr ▲10.8% | ₹93 Cr ▲3.3% | ₹90 Cr ▲21.6% | ₹74 Cr ▲57.4% | ₹47 Cr |
| PBT | ₹1.2K Cr ▲20.6% | ₹1.0K Cr ▼27.6% | ₹1.4K Cr ▲12.4% | ₹1.3K Cr ▲605.6% | ₹178 Cr ▼91.4% | ₹2.1K Cr ▲24.2% | ₹1.7K Cr ▲145.1% | ₹677 Cr ▼75.1% | ₹2.7K Cr ▲128.0% | ₹1.2K Cr |
| Tax % | -10.0% ▼300.0% | 5.0% ▼78.3% | 23.0% ▲43.8% | 16.0% | 0.0% ▼100.0% | 21.0% ▲61.5% | 13.0% ▲18.2% | 11.0% ▼45.0% | 20.0% ▲42.9% | 14.0% |
| Net Profit | ₹1.4K Cr ▲36.5% | ₹1.0K Cr ▼7.3% | ₹1.1K Cr ▲6.7% | ₹1.1K Cr ▲430.3% | ₹198 Cr ▼88.0% | ₹1.6K Cr ▲13.7% | ₹1.4K Cr ▲137.2% | ₹610 Cr ▼72.1% | ₹2.2K Cr ▲108.6% | ₹1.1K Cr |
| EPS (₹) | 8.57 ▲36.2% | 6.29 ▼7.1% | 6.77 ▲6.4% | 6.36 ▲439.0% | 1.18 ▼88.1% | 9.95 ▲13.7% | 8.75 ▲138.4% | 3.67 ▼72.4% | 13.29 ▼49.2% | 26.15 |
| Div Payout | 18.0% ▼37.9% | 29.0% ▼3.3% | 30.0% ▲500.0% | 5.0% ▼80.0% | 25.0% | 0.0% | 0.0% ▼100.0% | 41.0% ▲24.2% | 33.0% ▲10.0% | 30.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹824 Cr ▲0.0% | ₹824 Cr ▲0.0% | ₹824 Cr ▲0.0% | ₹824 Cr ▲0.0% | ₹824 Cr ▲0.0% | ₹824 Cr ▲0.0% | ₹824 Cr ▲0.0% | ₹824 Cr ▲100.0% | ₹412 Cr ▲106.0% | ₹200 Cr |
| Reserves | ₹28.0K Cr ▼0.6% | ₹28.2K Cr ▲2.5% | ₹27.5K Cr ▲9.7% | ₹25.0K Cr ▲0.2% | ₹25.0K Cr ▲1.0% | ₹24.7K Cr ▲19.4% | ₹20.7K Cr ▼11.1% | ₹23.3K Cr ▼3.8% | ₹24.2K Cr ▲18.3% | ₹20.5K Cr |
| Borrowings | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Other Liabilities | ₹81.9K Cr ▲1.4% | ₹80.8K Cr ▲2.1% | ₹79.2K Cr ▲9.4% | ₹72.4K Cr ▲2.4% | ₹70.7K Cr ▲5.6% | ₹66.9K Cr ▲20.1% | ₹55.7K Cr ▼1.3% | ₹56.4K Cr ▲10.4% | ₹51.1K Cr ▲3.3% | ₹49.5K Cr |
| Total Liabilities | ₹1.1L Cr ▲0.9% | ₹1.1L Cr ▲2.2% | ₹1.1L Cr ▲9.4% | ₹98.2K Cr ▲1.8% | ₹96.5K Cr ▲4.4% | ₹92.5K Cr ▲19.7% | ₹77.3K Cr ▼4.1% | ₹80.6K Cr ▲6.4% | ₹75.7K Cr ▲7.9% | ₹70.2K Cr |
| Assets | ||||||||||
| Fixed Assets | ₹522 Cr ▼2.1% | ₹533 Cr ▲13.2% | ₹471 Cr ▼16.5% | ₹564 Cr ▲0.2% | ₹563 Cr ▲2.9% | ₹547 Cr ▼2.0% | ₹558 Cr ▼0.5% | ₹561 Cr ▲0.2% | ₹560 Cr ▲40.4% | ₹399 Cr |
| CWIP | ₹0 Cr ▼100.0% | ₹6 Cr ▼70.0% | ₹20 Cr ▲42.9% | ₹14 Cr ▼22.2% | ₹18 Cr ▲12.5% | ₹16 Cr ▼36.0% | ₹25 Cr ▼44.4% | ₹45 Cr ▲36.4% | ₹33 Cr ▼42.1% | ₹57 Cr |
| Investments | ₹83.7K Cr ▲3.3% | ₹80.9K Cr ▼1.4% | ₹82.1K Cr ▲10.4% | ₹74.4K Cr ▲4.3% | ₹71.3K Cr ▲6.4% | ₹67.0K Cr ▲28.8% | ₹52.0K Cr ▼13.0% | ₹59.8K Cr ▲6.7% | ₹56.0K Cr ▲7.9% | ₹51.9K Cr |
| Other Assets | ₹26.5K Cr ▼6.2% | ₹28.3K Cr ▲13.7% | ₹24.9K Cr ▲6.9% | ₹23.3K Cr ▼5.3% | ₹24.6K Cr ▼1.1% | ₹24.9K Cr ▲1.0% | ₹24.6K Cr ▲22.3% | ₹20.1K Cr ▲5.4% | ₹19.1K Cr ▲7.4% | ₹17.8K Cr |
| Total Assets | ₹1.1L Cr ▲0.9% | ₹1.1L Cr ▲2.2% | ₹1.1L Cr ▲9.4% | ₹98.2K Cr ▲1.8% | ₹96.5K Cr ▲4.4% | ₹92.5K Cr ▲19.7% | ₹77.3K Cr ▼4.1% | ₹80.6K Cr ▲6.4% | ₹75.7K Cr ▲7.9% | ₹70.2K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-3.4K Cr ▲27.4% | ₹-4.7K Cr ▲20.2% | ₹-5.9K Cr ▼44.5% | ₹-4.1K Cr ▼621.5% | ₹777 Cr ▲180.4% | ₹-967 Cr ▲27.5% | ₹-1.3K Cr ▼413.9% | ₹425 Cr ▲442.7% | ₹-124 Cr ▲92.3% | ₹-1.6K Cr |
| Investing CF | ₹3.3K Cr ▼54.4% | ₹7.2K Cr ▲26.3% | ₹5.7K Cr ▲16.3% | ₹4.9K Cr ▲1567.1% | ₹-334 Cr ▼111.8% | ₹2.8K Cr ▲20.9% | ₹2.3K Cr ▲573.1% | ₹-494 Cr ▼136.9% | ₹1.3K Cr ▲80.8% | ₹741 Cr |
| Financing CF | ₹-343 Cr ▼5.2% | ₹-326 Cr ▼401.5% | ₹-65 Cr ▼983.3% | ₹-6 Cr ▼107.8% | ₹77 Cr ▲125.7% | ₹-300 Cr ▲37.0% | ₹-476 Cr ▼142.3% | ₹1.1K Cr ▲466.4% | ₹-307 Cr ▲16.1% | ₹-366 Cr |
| Net Cash Flow | ₹-448 Cr ▼120.3% | ₹2.2K Cr ▲1107.3% | ₹-219 Cr ▼126.0% | ₹842 Cr ▲61.9% | ₹520 Cr ▼66.6% | ₹1.6K Cr ▲195.6% | ₹527 Cr ▼50.1% | ₹1.1K Cr ▲16.0% | ₹910 Cr ▲174.0% | ₹-1.2K Cr |
| Free Cash Flow | ₹-3.5K Cr ▲26.0% | ₹-4.7K Cr ▲20.3% | ₹-5.9K Cr ▼42.9% | ₹-4.1K Cr ▼669.8% | ₹728 Cr ▲170.5% | ₹-1.0K Cr ▲28.1% | ₹-1.4K Cr ▼790.4% | ₹208 Cr ▲175.1% | ₹-277 Cr ▲83.5% | ₹-1.7K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d | 0d |
| Working Capital Days | -466d ▼6.2% | -439d ▼0.7% | -436d ▲7.0% | -469d ▲0.4% | -471d ▲3.1% | -486d ▼15.4% | -421d ▲16.8% | -506d ▼13.2% | -447d ▲16.1% | -533d |
| ROCE | 4.0% ▼20.0% | 5.0% ▲350.0% | -2.0% ▼300.0% | 1.0% ▼88.9% | 9.0% ▲28.6% | 7.0% ▲800.0% | -1.0% ▼150.0% | 2.0% ▼33.3% | 3.0% ▲250.0% | -2.0% |
Source: Screener.in · Lower days = better efficiency
Related Analysis
Frequently Asked Questions
What is The New India Assurance Company Limited share price today?▾
The New India Assurance Company Limited (NIACL) is currently trading at ₹178.11 on NSE, up 0.74% as of the last market session. Prices update daily after market close on MarketNetra.
Is The New India Assurance Company Limited available in F&O (Futures & Options)?▾
Yes, The New India Assurance Company Limited (NIACL) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is The New India Assurance Company Limited 52-week high and low?▾
The New India Assurance Company Limited's 52-week high is ₹218 and the 52-week low is ₹117. The current price of ₹178.11 is 18.3% below the 52W high.
What is The New India Assurance Company Limited P/E ratio?▾
The New India Assurance Company Limited's current P/E ratio is 20.3. This indicates the market is paying ₹20.3 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade The New India Assurance Company Limited options?▾
The New India Assurance Company Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade NIACL options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.