The Karnataka Bank Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 7.9x vs industry 33.1x)
- Regular dividends — yield 1.7%
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Corporate Events
To consider and approve the financial results for the period ended September 30, 2026
Dividend - Rs 5 Per Share
To consider and approve the financial results for the period ended Jun 30, 2026
To consider and approve the financial results for the quarter and financial year ended March 31, 2026 and dividend if any
Dividend - Rs 5 Per Share
Dividend - Rs 5.50 Per Share
Dividend - Rs 5 Per Share
Latest News
All newsKarnataka Bank reports Q2 and H1 FY27 results.
*Karnataka Bank reports Q2 and H1 FY27 results.* The bank disclosed consolidated financial results for the quarter and half year ended September 30, 2026. Key figures including **net profit**, **NII**, and **GNPA** are expected to influence near-term trading. Results may impact peer banking stocks on NSE. 📊 *STOCKS:* $KARNATAKABANK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Karnataka Bank shares may react to Q1FY27 earnings call.
*Karnataka Bank shares may react to Q1FY27 earnings call.* The bank hosted an analyst and institutional investor meet, sharing insights from its Q1FY27 earnings conference call. Key takeaways include asset quality trends and **net interest margin of 3.87%**, with **profit at ₹232 crore**. Management highlighted credit growth of **12% YoY** and cost-to-income ratio at **42.3%**. 📊 *STOCKS:* KARNATAKABANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
Karnataka Bank launches 'Nava Dhamaka 2026' customer initiative
*Karnataka Bank launches 'Nava Dhamaka 2026' customer initiative* to enhance banking experience. The program aims to boost customer engagement and digital adoption through new services and offers. No financial figures or major operational changes disclosed. Likely incremental impact on retail banking metrics. 📊 *STOCKS:* $KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Karnataka Bank reports debt issuance update for Sep 2026
*Karnataka Bank reports debt issuance update for Sep 2026.* The bank filed a statement on debt securities issued via private placement under SEBI regulations. This is a routine compliance disclosure for the half-year ended September 30, 2026. No immediate financial impact is indicated. 📊 *STOCKS:* $KARNATAKABANK | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #DebtIssuance
Karnataka Bank shares may see volatility on general updates
*Karnataka Bank shares may see volatility on general updates.* The bank filed routine corporate updates with the NSE on 30.09.2026. No **major financials** or strategic announcements were disclosed. Traders should monitor for further clarity. 📊 *STOCKS:* $KARNATKABK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Karnataka Bank holds AGM, submits voting results
*Karnataka Bank holds AGM, submits voting results*. The bank has filed the scrutinizers' report and voting outcomes of its Annual General Meeting held on **September 22, 2026**, with the stock exchange. The disclosure is part of routine regulatory compliance. No major corporate actions or announcements were highlighted. 📊 *STOCKS:* $KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AGM
Ugar Sugar gets KSPCB closure order, claims no operational impact
*Ugar Sugar Works receives KSPCB closure order, says no impact on operations.* The company has been issued a closure notice by the Karnataka State Pollution Control Board (KSPCB), though it asserts that its operations remain unaffected. The regulatory action raises concerns over compliance, but management maintains normal functioning. Further updates expected as the situation develops. 📊 *STOCKS:* $UGARSUGAR | 🏢 *SECTOR:* Legal | #MEDIUMIMPACT #KSPCB
Karnataka Bank to hold investor meet
*Karnataka Bank to hold analyst and institutional investor meet.* The event aims to provide updates on the bank’s performance and strategy. No financial figures or major announcements disclosed. Likely to support investor engagement without immediate market-moving details. 📊 *STOCKS:* $KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InvestorMeet
Karnataka Bank to host investor meet
*Karnataka Bank to host investor meet* to discuss business updates and strategy. The event aims to enhance engagement with analysts and institutional investors. No financial announcements or major updates were disclosed. 📊 *STOCKS:* KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InvestorMeet
Karnataka Bank to hold 102nd AGM, details published
*Karnataka Bank to hold its 102nd Annual General Meeting, as announced in a newspaper publication.* The notice confirms compliance with regulatory requirements for shareholder disclosures. No financial or strategic updates were provided in the filing. The event is routine and part of annual corporate governance. 📊 *STOCKS:* KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AGM
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹291 Cr 8.8% | ₹319 Cr 9.2% | ₹292 Cr 15.4% | ₹253 Cr 10.9% | ₹284 Cr 15.5% | ₹336 Cr 16.0% | ₹400 Cr 46.0% | ₹274 Cr |
| EPS (₹) | 7.69 8.9% | 8.44 9.0% | 7.74 15.9% | 6.68 10.9% | 7.5 15.7% | 8.9 16.1% | 10.61 45.9% | 7.27 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — |
| Expenses | ₹2.8K Cr 3.4% | ₹2.9K Cr 4.3% | ₹3.0K Cr 12.5% | ₹2.7K Cr 1.0% | ₹2.7K Cr 7.8% | ₹2.9K Cr 7.2% | ₹2.7K Cr |
| Op. Profit | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — |
| Other Income | ₹1.4K Cr 10.5% | ₹1.3K Cr 3.7% | ₹1.3K Cr 32.8% | ₹993 Cr 4.1% | ₹954 Cr 32.1% | ₹1.4K Cr 11.3% | ₹1.3K Cr |
| Interest | ₹5.8K Cr 1.7% | ₹5.7K Cr 14.1% | ₹5.0K Cr 23.9% | ₹4.0K Cr 8.1% | ₹3.7K Cr 7.9% | ₹4.0K Cr 8.9% | ₹4.4K Cr |
| Depreciation | ₹107 Cr 25.9% | ₹85 Cr 18.1% | ₹72 Cr 16.3% | ₹86 Cr 16.2% | ₹74 Cr 0.0% | ₹74 Cr 15.6% | ₹64 Cr |
| PBT | ₹1.7K Cr 1.0% | ₹1.6K Cr 5.0% | ₹1.6K Cr 8.5% | ₹1.4K Cr 107.5% | ₹694 Cr 13.4% | ₹612 Cr 17.2% | ₹522 Cr |
| Tax % | 21.0% 4.5% | 22.0% 37.5% | 16.0% 11.1% | 18.0% 33.3% | 27.0% 28.6% | 21.0% 23.5% | 17.0% |
| Net Profit | ₹1.3K Cr 3.0% | ₹1.3K Cr 2.6% | ₹1.3K Cr 10.8% | ₹1.2K Cr 132.3% | ₹508 Cr 5.4% | ₹482 Cr 11.6% | ₹432 Cr |
| EPS (₹) | 34.66 2.9% | 33.68 2.8% | 34.64 8.3% | 37.77 131.3% | 16.33 5.2% | 15.52 11.7% | 13.89 |
| Div Payout | 14.0% 6.7% | 15.0% 6.3% | 16.0% 23.1% | 13.0% 45.8% | 24.0% 100.0% | 12.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||
| Equity Capital | ₹378 Cr 0.0% | ₹378 Cr 0.0% | ₹378 Cr 0.3% | ₹377 Cr 20.8% | ₹312 Cr 0.3% | ₹311 Cr 0.0% | ₹311 Cr 0.0% | ₹311 Cr |
| Reserves | ₹12.8K Cr 5.2% | ₹12.2K Cr 4.3% | ₹11.7K Cr 11.8% | ₹10.5K Cr 32.5% | ₹7.9K Cr 16.5% | ₹6.8K Cr 7.1% | ₹6.3K Cr 11.9% | ₹5.7K Cr |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹2.0K Cr 2.7% | ₹2.0K Cr 7.4% | ₹2.1K Cr 25.3% | ₹2.8K Cr 48.9% | ₹1.9K Cr 14.7% | ₹2.2K Cr 44.6% | ₹1.6K Cr 4.0% | ₹1.5K Cr |
| Total Liabilities | ₹1.3L Cr 9.0% | ₹1.2L Cr 1.9% | ₹1.2L Cr 4.2% | ₹1.2L Cr 17.2% | ₹99.1K Cr 7.6% | ₹92.0K Cr 7.5% | ₹85.6K Cr 2.8% | ₹83.3K Cr |
Assets | ||||||||
| Fixed Assets | ₹1.1K Cr 1.6% | ₹1.1K Cr 9.5% | ₹976 Cr 6.7% | ₹915 Cr 8.2% | ₹846 Cr 5.1% | ₹805 Cr 3.9% | ₹838 Cr 1.5% | ₹826 Cr |
| CWIP | ₹9 Cr | ₹0 Cr 100.0% | ₹14 Cr 7.7% | ₹13 Cr 55.2% | ₹29 Cr 123.1% | ₹13 Cr 1200.0% | ₹1 Cr | ₹0 Cr |
| Investments | ₹26.7K Cr 0.5% | ₹26.6K Cr 8.4% | ₹24.5K Cr 1.0% | ₹24.3K Cr 4.2% | ₹23.3K Cr 5.8% | ₹22.0K Cr 1.9% | ₹21.6K Cr 23.3% | ₹17.5K Cr |
| Other Assets | ₹1.0L Cr 11.6% | ₹91.0K Cr 4.6% | ₹95.4K Cr 5.0% | ₹90.9K Cr 21.4% | ₹74.9K Cr 8.2% | ₹69.2K Cr 9.6% | ₹63.1K Cr 2.8% | ₹64.9K Cr |
| Total Assets | ₹1.3L Cr 9.0% | ₹1.2L Cr 1.9% | ₹1.2L Cr 4.2% | ₹1.2L Cr 17.2% | ₹99.1K Cr 7.6% | ₹92.0K Cr 7.5% | ₹85.6K Cr 2.8% | ₹83.3K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|
| Operating CF | ₹1.1K Cr 423.8% | ₹210 Cr 69.2% | ₹681 Cr 62.8% | ₹1.8K Cr 491.9% | ₹-467 Cr 113.9% | ₹3.4K Cr 3842.2% | ₹-90 Cr |
| Investing CF | ₹-88 Cr 87.3% | ₹-691 Cr 87.3% | ₹-369 Cr 319.3% | ₹-88 Cr 57.1% | ₹-56 Cr 35.6% | ₹-87 Cr 55.4% | ₹-56 Cr |
| Financing CF | ₹-1.3K Cr 405.8% | ₹412 Cr 74.0% | ₹1.6K Cr 8426.3% | ₹-19 Cr 94.6% | ₹-355 Cr 59.9% | ₹-885 Cr 62.4% | ₹-545 Cr |
| Net Cash Flow | ₹-248 Cr 259.4% | ₹-69 Cr 103.6% | ₹1.9K Cr 9.9% | ₹1.7K Cr 296.0% | ₹-879 Cr 136.7% | ₹2.4K Cr 447.2% | ₹-690 Cr |
| Free Cash Flow | ₹1.0K Cr 2008.3% | ₹48 Cr 91.6% | ₹570 Cr 67.3% | ₹1.7K Cr 433.3% | ₹-523 Cr 115.9% | ₹3.3K Cr 2347.3% | ₹-146 Cr |
Values in ₹ Cr · Source: Screener.in