The Karnataka Bank Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 9x vs industry 37.5x)
- Trading below book value (P/B 1x)
Concerns
- Trading near 52-week high (₹346)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
To consider and approve the financial results for the quarter and financial year ended March 31, 2026 and dividend if any
Dividend - Rs 5 Per Share
Dividend - Rs 5.50 Per Share
Dividend - Rs 5 Per Share
Latest News
All newsKarnataka Bank shares may react to Q1FY27 earnings call.
*Karnataka Bank shares may react to Q1FY27 earnings call.* The bank hosted an analyst and institutional investor meet, sharing insights from its Q1FY27 earnings conference call. Key takeaways include asset quality trends and **net interest margin of 3.87%**, with **profit at ₹232 crore**. Management highlighted credit growth of **12% YoY** and cost-to-income ratio at **42.3%**. 📊 *STOCKS:* KARNATAKABANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Earnings
Karnataka Bank to hold investor meet
*Karnataka Bank to hold analyst and institutional investor meet.* The event aims to provide updates on the bank’s performance and strategy. No financial figures or major announcements disclosed. Likely to support investor engagement without immediate market-moving details. 📊 *STOCKS:* $KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InvestorMeet
Karnataka Bank to host investor meet
*Karnataka Bank to host investor meet* to discuss business updates and strategy. The event aims to enhance engagement with analysts and institutional investors. No financial announcements or major updates were disclosed. 📊 *STOCKS:* KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InvestorMeet
Karnataka Bank to hold 102nd AGM, details published
*Karnataka Bank to hold its 102nd Annual General Meeting, as announced in a newspaper publication.* The notice confirms compliance with regulatory requirements for shareholder disclosures. No financial or strategic updates were provided in the filing. The event is routine and part of annual corporate governance. 📊 *STOCKS:* KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AGM
Karnataka Bank to hold 102nd Annual General Meeting
*Karnataka Bank to hold 102nd Annual General Meeting.* The bank has published a newspaper notice for the event, as per regulatory requirements. Details on date, time, and agenda will be disclosed in the official communication. Shareholders are advised to monitor further updates. 📊 *STOCKS:* $KARNATAKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AGM
Karnataka Bank launches Capital Gains Accounts Scheme for tax planning.
*Karnataka Bank launches Capital Gains Accounts Scheme for tax planning.* The scheme, introduced on August 28, 2026, helps customers defer capital gains tax by reinvesting in specified assets. It supports long-term wealth creation and efficient tax planning under Section 54 and 54F of the Income Tax Act. The move enhances the bank’s value-added services for retail investors. 📊 *STOCKS:* $KARNATAKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #TaxPlanning
Karnataka Bank launches new insurance platform KBL Finsurance.
*Karnataka Bank launches new insurance platform KBL Finsurance.* The bank unveiled the platform on August 03, 2026, to expand its financial services offerings. This digital initiative aims to enhance customer engagement and fee-based income, though no financial outlay or revenue figures were disclosed. 📊 *STOCKS:* $KARNATAKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Insurance
Karnataka Bank appoints new Additional Director
*Karnataka Bank appoints new Additional Director*. The bank announced the appointment of Mr. Parthasarathi Periaswamy as Additional Director effective July 31, 2026. This is a routine corporate governance move with no immediate financial impact. The appointment does not signal a change in control or strategy. 📊 *STOCKS:* KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Karnataka Bank shares unchanged; routine corporate filing update
*Karnataka Bank shares unchanged after a routine corporate filing.* The update pertains to compliance with SEBI (LODR) Regulations, 2015, specifically sections 6(1) and 7(1), concerning shareholding pattern and board composition. No financial or operational changes were disclosed. 📊 *STOCKS:* KARNATAKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #corporate_filing
Karnataka Bank announces general updates for June 2026
*Karnataka Bank announces general updates for June 2026.* The bank released routine corporate updates with no major financial announcements. **No significant deviations** in operations or strategy reported. Shareholders advised to refer to the NSE filing for details. 📊 *STOCKS:* KARNATKABANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Update
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹291 Cr 8.8% | ₹319 Cr 9.2% | ₹292 Cr 15.4% | ₹253 Cr 10.9% | ₹284 Cr 15.5% | ₹336 Cr 16.0% | ₹400 Cr 46.0% | ₹274 Cr |
| EPS (₹) | 7.69 8.9% | 8.44 9.0% | 7.74 15.9% | 6.68 10.9% | 7.5 15.7% | 8.9 16.1% | 10.61 45.9% | 7.27 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — |
| Expenses | ₹2.8K Cr 3.4% | ₹2.9K Cr 4.3% | ₹3.0K Cr 12.5% | ₹2.7K Cr 1.0% | ₹2.7K Cr 7.8% | ₹2.9K Cr 7.2% | ₹2.7K Cr |
| Op. Profit | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — |
| Other Income | ₹1.4K Cr 10.5% | ₹1.3K Cr 3.7% | ₹1.3K Cr 32.8% | ₹993 Cr 4.1% | ₹954 Cr 32.1% | ₹1.4K Cr 11.3% | ₹1.3K Cr |
| Interest | ₹5.8K Cr 1.7% | ₹5.7K Cr 14.1% | ₹5.0K Cr 23.9% | ₹4.0K Cr 8.1% | ₹3.7K Cr 7.9% | ₹4.0K Cr 8.9% | ₹4.4K Cr |
| Depreciation | ₹107 Cr 25.9% | ₹85 Cr 18.1% | ₹72 Cr 16.3% | ₹86 Cr 16.2% | ₹74 Cr 0.0% | ₹74 Cr 15.6% | ₹64 Cr |
| PBT | ₹1.7K Cr 1.0% | ₹1.6K Cr 5.0% | ₹1.6K Cr 8.5% | ₹1.4K Cr 107.5% | ₹694 Cr 13.4% | ₹612 Cr 17.2% | ₹522 Cr |
| Tax % | 21.0% 4.5% | 22.0% 37.5% | 16.0% 11.1% | 18.0% 33.3% | 27.0% 28.6% | 21.0% 23.5% | 17.0% |
| Net Profit | ₹1.3K Cr 3.0% | ₹1.3K Cr 2.6% | ₹1.3K Cr 10.8% | ₹1.2K Cr 132.3% | ₹508 Cr 5.4% | ₹482 Cr 11.6% | ₹432 Cr |
| EPS (₹) | 34.66 2.9% | 33.68 2.8% | 34.64 8.3% | 37.77 131.3% | 16.33 5.2% | 15.52 11.7% | 13.89 |
| Div Payout | 14.0% 6.7% | 15.0% 6.3% | 16.0% 23.1% | 13.0% 45.8% | 24.0% 100.0% | 12.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||
| Equity Capital | ₹378 Cr 0.0% | ₹378 Cr 0.0% | ₹378 Cr 0.3% | ₹377 Cr 20.8% | ₹312 Cr 0.3% | ₹311 Cr 0.0% | ₹311 Cr 0.0% | ₹311 Cr |
| Reserves | ₹12.8K Cr 5.2% | ₹12.2K Cr 4.3% | ₹11.7K Cr 11.8% | ₹10.5K Cr 32.5% | ₹7.9K Cr 16.5% | ₹6.8K Cr 7.1% | ₹6.3K Cr 11.9% | ₹5.7K Cr |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹2.0K Cr 2.7% | ₹2.0K Cr 7.4% | ₹2.1K Cr 25.3% | ₹2.8K Cr 48.9% | ₹1.9K Cr 14.7% | ₹2.2K Cr 44.6% | ₹1.6K Cr 4.0% | ₹1.5K Cr |
| Total Liabilities | ₹1.3L Cr 9.0% | ₹1.2L Cr 1.9% | ₹1.2L Cr 4.2% | ₹1.2L Cr 17.2% | ₹99.1K Cr 7.6% | ₹92.0K Cr 7.5% | ₹85.6K Cr 2.8% | ₹83.3K Cr |
Assets | ||||||||
| Fixed Assets | ₹1.1K Cr 1.6% | ₹1.1K Cr 9.5% | ₹976 Cr 6.7% | ₹915 Cr 8.2% | ₹846 Cr 5.1% | ₹805 Cr 3.9% | ₹838 Cr 1.5% | ₹826 Cr |
| CWIP | ₹9 Cr | ₹0 Cr 100.0% | ₹14 Cr 7.7% | ₹13 Cr 55.2% | ₹29 Cr 123.1% | ₹13 Cr 1200.0% | ₹1 Cr | ₹0 Cr |
| Investments | ₹26.7K Cr 0.5% | ₹26.6K Cr 8.4% | ₹24.5K Cr 1.0% | ₹24.3K Cr 4.2% | ₹23.3K Cr 5.8% | ₹22.0K Cr 1.9% | ₹21.6K Cr 23.3% | ₹17.5K Cr |
| Other Assets | ₹1.0L Cr 11.6% | ₹91.0K Cr 4.6% | ₹95.4K Cr 5.0% | ₹90.9K Cr 21.4% | ₹74.9K Cr 8.2% | ₹69.2K Cr 9.6% | ₹63.1K Cr 2.8% | ₹64.9K Cr |
| Total Assets | ₹1.3L Cr 9.0% | ₹1.2L Cr 1.9% | ₹1.2L Cr 4.2% | ₹1.2L Cr 17.2% | ₹99.1K Cr 7.6% | ₹92.0K Cr 7.5% | ₹85.6K Cr 2.8% | ₹83.3K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|---|---|
| Operating CF | ₹1.1K Cr 423.8% | ₹210 Cr 69.2% | ₹681 Cr 62.8% | ₹1.8K Cr 491.9% | ₹-467 Cr 113.9% | ₹3.4K Cr 3842.2% | ₹-90 Cr |
| Investing CF | ₹-88 Cr 87.3% | ₹-691 Cr 87.3% | ₹-369 Cr 319.3% | ₹-88 Cr 57.1% | ₹-56 Cr 35.6% | ₹-87 Cr 55.4% | ₹-56 Cr |
| Financing CF | ₹-1.3K Cr 405.8% | ₹412 Cr 74.0% | ₹1.6K Cr 8426.3% | ₹-19 Cr 94.6% | ₹-355 Cr 59.9% | ₹-885 Cr 62.4% | ₹-545 Cr |
| Net Cash Flow | ₹-248 Cr 259.4% | ₹-69 Cr 103.6% | ₹1.9K Cr 9.9% | ₹1.7K Cr 296.0% | ₹-879 Cr 136.7% | ₹2.4K Cr 447.2% | ₹-690 Cr |
| Free Cash Flow | ₹1.0K Cr 2008.3% | ₹48 Cr 91.6% | ₹570 Cr 67.3% | ₹1.7K Cr 433.3% | ₹-523 Cr 115.9% | ₹3.3K Cr 2347.3% | ₹-146 Cr |
Values in ₹ Cr · Source: Screener.in