Paisalo Digital Limited

NSE: PAISALOFinancial Services

Paisalo Digital Limited Share Price & Analysis

₹74.10+5.44%Updated 4 Sept 2026, 03:30 pm IST
LTP
₹74.10+5.44%
Open
₹71.50
High
₹74.20
Low
₹70.16
Close
₹74.10
52W High
₹77.60
52W Low
₹30.00
Volume
31202K
Lot Size
1
Sector
Financial Services
Market Cap
₹7K Cr
Face Value
₹1
Mid Cap

Price Chart

Candle
Range

Fundamentals

P/E
26.80
Sector P/E
37.50
P/B
2.86
EPS
₹2.62
ROE
14.40%
ROCE
12.40%
D/E Ratio
2.26
Div Yield
0.13%
Book Value
₹19.70

Strengths

  • Attractively valued vs sector (P/E 26.8x vs industry 37.5x)

Concerns

  • Heavy debt load (D/E 2.3x)
  • Trading near 52-week high (₹78)

Peer Comparison

CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
HDFCBANK
HDFC Bank Limited
712
₹11.0L Cr13.91.8313.67.02
ICICIBANK
ICICI Bank Limited
1,423
₹10.2L Cr18.22.715.97.18
SBIN
State Bank of India
1,016
₹9.4L Cr11.21.5115.46.13
BAJFINANCE
Bajaj Finance Limited
1,061
₹6.6L Cr32.25.818.210.9
LICI
Life Insurance Corporation Of India
415
₹5.3L Cr8.7537.835.10
KOTAKBANK
Kotak Mahindra Bank Limited
425
₹4.2L Cr21.12.3311.46.98
AXISBANK
Axis Bank Limited
1,273
₹4.0L Cr14.31.7913.16.24

Showing 7 peers in the same sector · Sorted by market cap

Shareholding Pattern

PAISALO · as of Mar 2026

Promoters50.37%2.25pp
FII10.38%0.85pp
DII10.77%0.67pp
Public28.47%2.07pp
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters48.86%50.38%51.66%52.38%52.62%50.37%
FII15.66%15.06%13.83%10.72%9.53%10.38%
DII14.15%12.88%12.80%12.69%11.44%10.77%
Public21.33%21.68%21.71%24.22%26.40%28.47%

Corporate Events

To consider and approve the financial results for the period ended Jun 30, 2026

Results4 Aug 2026

Dividend - Re 0.10 Per Share

Dividend21 Sept 2025

Annual General Meeting/Dividend - Re 0.10 Per Share

Dividend12 Sept 2024

Bonus 1:1

Bonus19 Mar 2024

Annual General Meeting/Dividend - Re 0.10 Per Share

Dividend13 Sept 2023

Latest News

All news

Paisalo Digital receives credit rating update

*Paisalo Digital receives credit rating update.* The company's latest credit assessment has been disclosed, reflecting its current financial health and risk profile. While no adverse findings were mentioned, the rating serves as a reference for lenders and investors. This is a routine disclosure with no immediate market-moving implications. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CreditRating

NSE Filing14 Aug
High Impact

Paisalo signs ₹500 Cr co-lending deal with FatakPay

*Paisalo signs ₹500 Cr co-lending deal with FatakPay* — Paisalo Digital has signed a **₹500 Cr** co-lending agreement with FatakPay to boost retail and MSME financing. The partnership aims to expand credit access through digital platforms. This strategic move strengthens Paisalo’s co-lending book and digital footprint. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Co-Lending

NSE Filing13 Aug
High Impact

Paisalo Digital sees 128% YoY disbursement surge, AUM hits ₹67,074Cr

*Paisalo Digital sees 128% YoY disbursement surge, AUM hits ₹67,074Cr.* The fintech firm reported a **128% YoY increase in disbursements**, driven by AI-led lending solutions. Assets Under Management (AUM) rose **28% YoY to ₹67,074 crore** as of August 05, 2026. The strong growth signals improved credit appetite and operational scalability in its digital lending vertical. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Fintech

NSE Filing5 Aug
High Impact

Paisalo Digital announces AGM date and book closure.

*Paisalo Digital announces AGM date and book closure.* Paisalo Digital Limited has announced **August 05, 2026**, as the date for its Annual General Meeting. The company will also implement a book closure from **August 03, 2026, to August 07, 2026**, for the purpose of AGM convening. Shareholders must hold shares before the closure period to be eligible. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AGM

NSE Filing5 Aug
High Impact

Paisalo Digital reappoints Deputy Managing Director

*Paisalo Digital reappoints Deputy Managing Director* Paisalo Digital Limited announced the reappointment of its Deputy Managing Director in a board meeting held on August 05, 2026. The move signals continuity in leadership and strategic direction. No changes to executive compensation or governance structure were disclosed. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Leadership

NSE Filing5 Aug
High Impact

Paisalo Digital reports Q1FY26 financial results

*Paisalo Digital reports Q1FY26 financial results*. Paisalo Digital Limited has announced its financial results for the quarter ended June 30, 2026. The company submitted the filing to the stock exchange, disclosing performance metrics for the first quarter. Key figures include net profit of **₹12.4 crore** and total income of **₹89.7 crore**. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* Fintech | #MEDIUMIMPACT #Earnings

NSE Filing5 Aug
High Impact

Paisalo Digital's BC ecosystem GTV crosses $1 billion

*Paisalo Digital's BC ecosystem GTV crosses $1 billion* as announced in a press release dated August 10, 2026. The **$1 billion** milestone reflects strong traction in its business correspondent network and digital financial services adoption. This growth signals expanding rural footprint and transaction scalability. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Fintech

NSE Filing10 Aug
Medium Impact

Paisalo Digital promoters raise stake by 4.97%

*Paisalo Digital promoters raise stake by 4.97%* in Q1FY27, increasing total holding to **46.72%**. This signals strong promoter confidence amid market volatility. Such buying is often seen as a positive indicator for retail investors. 📊 *STOCKS:* PAISALO | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #PromoterBuying

NSE Filing1 Jul
Medium Impact

Paisalo Digital to hold 34th Annual General Meeting

*Paisalo Digital to hold 34th Annual General Meeting.* The notice has been published as per regulatory requirements. **No financial figures or major announcements** were disclosed in the filing. The event is routine and part of annual compliance. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AGM

NSE Filing28 Aug
Low Impact

Paisalo Digital issues convertible debentures

*Paisalo Digital issues convertible debentures.* The company raised funds through a private placement of **₹100 crore** non-convertible debentures. The move strengthens its capital structure amid growing digital lending operations. Investors may view this as a positive step for liquidity. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Debentures

NSE Filing14 Aug
Low Impact

Financials

Quarterly Results

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Op. Profit
OPM
Net Profit
₹72 Cr
9.1%
₹66 Cr
26.9%
₹52 Cr
10.6%
₹47 Cr
2.2%
₹46 Cr
25.8%
₹62 Cr
24.0%
₹50 Cr
22.0%
₹41 Cr
EPS (₹)
0.79
8.2%
0.73
28.1%
0.57
9.6%
0.52
2.0%
0.51
27.1%
0.7
25.0%
0.56
21.7%
0.46

Values in ₹ Cr · Source: Screener.in

Annual Profit & Loss

MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Revenue
Expenses
₹238 Cr
46.0%
₹163 Cr
14.8%
₹142 Cr
10.1%
₹129 Cr
33.0%
₹97 Cr
5.8%
₹103 Cr
26.4%
₹140 Cr
14.8%
₹122 Cr
31.2%
₹93 Cr
9.4%
₹85 Cr
Op. Profit
OPM
Other Income
₹-1 Cr
200.0%
₹1 Cr
0.0%
₹1 Cr
125.0%
₹-4 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
Interest
₹374 Cr
14.0%
₹328 Cr
21.5%
₹270 Cr
29.2%
₹209 Cr
13.6%
₹184 Cr
13.6%
₹162 Cr
3.2%
₹157 Cr
5.4%
₹149 Cr
26.3%
₹118 Cr
25.5%
₹94 Cr
Depreciation
₹12 Cr
140.0%
₹5 Cr
66.7%
₹3 Cr
0.0%
₹3 Cr
0.0%
₹3 Cr
25.0%
₹4 Cr
0.0%
₹4 Cr
20.0%
₹5 Cr
16.7%
₹6 Cr
0.0%
₹6 Cr
PBT
₹318 Cr
18.7%
₹268 Cr
11.2%
₹241 Cr
91.3%
₹126 Cr
17.8%
₹107 Cr
37.2%
₹78 Cr
5.4%
₹74 Cr
12.9%
₹85 Cr
1.2%
₹86 Cr
8.9%
₹79 Cr
Tax %
26.0%
4.0%
25.0%
3.8%
26.0%
0.0%
26.0%
0.0%
26.0%
4.0%
25.0%
7.4%
27.0%
20.6%
34.0%
3.0%
33.0%
2.9%
34.0%
Net Profit
₹237 Cr
18.5%
₹200 Cr
11.7%
₹179 Cr
90.4%
₹94 Cr
19.0%
₹79 Cr
36.2%
₹58 Cr
7.4%
₹54 Cr
3.6%
₹56 Cr
3.4%
₹58 Cr
11.5%
₹52 Cr
EPS (₹)
2.61
17.6%
2.22
11.6%
1.99
91.3%
1.04
15.6%
0.9
30.4%
0.69
7.8%
0.64
8.6%
0.7
1.4%
0.71
10.9%
0.64
Div Payout
4.0%
20.0%
5.0%
0.0%
5.0%
0.0%
5.0%
16.7%
6.0%
14.3%
7.0%
12.5%
8.0%
14.3%
7.0%
0.0%
7.0%
12.5%
8.0%

Values in ₹ Cr · Source: Screener.in

Balance Sheet

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Liabilities
Equity Capital
₹91 Cr
1.1%
₹90 Cr
0.0%
₹90 Cr
100.0%
₹45 Cr
2.3%
₹44 Cr
4.8%
₹42 Cr
0.0%
₹42 Cr
2.4%
₹41 Cr
0.0%
₹41 Cr
0.0%
₹41 Cr
Reserves
₹1.7K Cr
17.8%
₹1.4K Cr
16.5%
₹1.2K Cr
10.9%
₹1.1K Cr
14.1%
₹980 Cr
19.1%
₹823 Cr
13.7%
₹724 Cr
16.0%
₹624 Cr
8.9%
₹573 Cr
9.6%
₹523 Cr
Borrowings
Other Liabilities
₹147 Cr
8.1%
₹160 Cr
15.9%
₹138 Cr
86.5%
₹74 Cr
27.6%
₹58 Cr
31.0%
₹84 Cr
65.9%
₹246 Cr
30.5%
₹354 Cr
1.1%
₹350 Cr
21.1%
₹289 Cr
Total Liabilities
₹6.3K Cr
19.9%
₹5.3K Cr
27.5%
₹4.1K Cr
22.9%
₹3.4K Cr
21.6%
₹2.8K Cr
21.5%
₹2.3K Cr
0.9%
₹2.2K Cr
3.4%
₹2.2K Cr
6.5%
₹2.0K Cr
27.1%
₹1.6K Cr
Assets
Fixed Assets
₹84 Cr
12.0%
₹75 Cr
13.6%
₹66 Cr
0.0%
₹66 Cr
3.1%
₹64 Cr
0.0%
₹64 Cr
3.0%
₹66 Cr
633.3%
₹9 Cr
28.6%
₹7 Cr
133.3%
₹3 Cr
CWIP
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
₹0 Cr
Investments
₹20 Cr
0.0%
₹20 Cr
0.0%
₹20 Cr
20.0%
₹25 Cr
3.8%
₹26 Cr
8.3%
₹24 Cr
0.0%
₹24 Cr
0.0%
₹24 Cr
0.0%
₹24 Cr
4.0%
₹25 Cr
Other Assets
₹6.2K Cr
20.1%
₹5.2K Cr
27.8%
₹4.0K Cr
23.8%
₹3.3K Cr
22.3%
₹2.7K Cr
22.3%
₹2.2K Cr
1.1%
₹2.2K Cr
0.8%
₹2.1K Cr
6.5%
₹2.0K Cr
27.5%
₹1.6K Cr
Total Assets
₹6.3K Cr
19.9%
₹5.3K Cr
27.5%
₹4.1K Cr
22.9%
₹3.4K Cr
21.6%
₹2.8K Cr
21.5%
₹2.3K Cr
0.9%
₹2.2K Cr
3.4%
₹2.2K Cr
6.5%
₹2.0K Cr
27.1%
₹1.6K Cr

Values in ₹ Cr · Source: Screener.in

Cash Flow Statement

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Operating CF
₹-783 Cr
7.0%
₹-842 Cr
47.7%
₹-570 Cr
26.1%
₹-452 Cr
14.1%
₹-396 Cr
304.1%
₹-98 Cr
380.0%
₹35 Cr
1266.7%
₹-3 Cr
99.2%
₹-382 Cr
88.2%
₹-203 Cr
Investing CF
₹-15 Cr
15.4%
₹-13 Cr
533.3%
₹3 Cr
160.0%
₹-5 Cr
66.7%
₹-3 Cr
₹0 Cr
₹0 Cr
100.0%
₹-4 Cr
200.0%
₹4 Cr
300.0%
₹1 Cr
Financing CF
₹843 Cr
10.7%
₹944 Cr
70.7%
₹553 Cr
16.2%
₹476 Cr
31.5%
₹362 Cr
226.1%
₹111 Cr
892.9%
₹-14 Cr
255.6%
₹9 Cr
97.6%
₹380 Cr
108.8%
₹182 Cr
Net Cash Flow
₹45 Cr
50.0%
₹90 Cr
700.0%
₹-15 Cr
178.9%
₹19 Cr
151.4%
₹-37 Cr
384.6%
₹13 Cr
38.1%
₹21 Cr
600.0%
₹3 Cr
50.0%
₹2 Cr
110.5%
₹-19 Cr
Free Cash Flow
₹-798 Cr
6.6%
₹-854 Cr
49.0%
₹-573 Cr
25.4%
₹-457 Cr
14.8%
₹-398 Cr
306.1%
₹-98 Cr
380.0%
₹35 Cr
683.3%
₹-6 Cr
98.4%
₹-378 Cr
86.2%
₹-203 Cr

Values in ₹ Cr · Source: Screener.in

Frequently Asked Questions

What is Paisalo Digital Limited share price today?
Paisalo Digital Limited (PAISALO) is currently trading at ₹74.1 on NSE, up 5.44% as of the last market session. Prices update daily after market close on MarketNetra.
Is Paisalo Digital Limited available in F&O (Futures & Options)?
Yes, Paisalo Digital Limited (PAISALO) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is Paisalo Digital Limited 52-week high and low?
Paisalo Digital Limited's 52-week high is ₹77.6 and the 52-week low is ₹30. The current price of ₹74.1 is 4.5% below the 52W high.
What is Paisalo Digital Limited P/E ratio?
Paisalo Digital Limited's current P/E ratio is 26.8. This indicates the market is paying ₹26.8 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade Paisalo Digital Limited options?
Paisalo Digital Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade PAISALO options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.