Paisalo Digital Limited Share Price & Analysis
₹72.18▲ +1.08%Updated 21 Jul 2026, 05:01 pm IST
LTP
₹72.18
+1.08%
Open
₹—
High
₹72.98
Low
₹69.8
Close
₹72.18
52W High
₹77.6
52W Low
₹29.9
Volume
12747K
Lot Size
1
Sector
Financial Services
Market Cap
₹7K Cr
Face Value
₹1
Mid Cap
Price Chart
Fundamentals
P/E
27.4
Sector P/E
35.4
P/B
2.86
EPS
₹2.62
ROE
14.3%
ROCE
12.3%
D/E Ratio
2.26
Div Yield
0.14%
Book Value
₹19.7
+
Strengths
- ✓Attractively valued vs sector (P/E 27.4x vs industry 35.4x)
−
Concerns
- ✗Heavy debt load (D/E 2.3x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
PAISALO · as of Mar 2026
Promoters50.37%▼2.25
FII10.38%▲0.85
DII10.77%▼0.67
Public28.47%▲2.07
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 48.86% | 50.38% | 51.66% | 52.38% | 52.62% | 50.37% |
| FII | 15.66% | 15.06% | 13.83% | 10.72% | 9.53% | 10.38% |
| DII | 14.15% | 12.88% | 12.80% | 12.69% | 11.44% | 10.77% |
| Public | 21.33% | 21.68% | 21.71% | 24.22% | 26.40% | 28.47% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Results4 Aug 2026
Dividend - Re 0.10 Per Share
Dividend21 Sept 2025
Annual General Meeting/Dividend - Re 0.10 Per Share
Dividend12 Sept 2024
Bonus 1:1
Bonus19 Mar 2024
Annual General Meeting/Dividend - Re 0.10 Per Share
Dividend13 Sept 2023
Latest News
All news →Paisalo Digital promoters raise stake by 4.97%
*Paisalo Digital promoters raise stake by 4.97%* in Q1FY27, increasing total holding to **46.72%**. This signals strong promoter confidence amid market volatility. Such buying is often seen as a positive indicator for retail investors. 📊 *STOCKS:* PAISALO | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #PromoterBuying
NSE Filing1 Jul
Paisalo Digital promoter repays loan by releasing pledged shares
*Paisalo Digital promoter repays loan by releasing pledged shares.* The promoter has unpledged shares held as collateral to settle an outstanding loan obligation. This reduces the overall pledged share percentage, easing investor concerns around potential dilution or margin pressure. The move signals improving financial health and lower risk in the stock. 📊 *STOCKS:* PAISALO | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #PledgedShares
scanx.trade1 Jul
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹72 Cr ▲9.1% | ₹66 Cr ▲26.9% | ₹52 Cr ▲10.6% | ₹47 Cr ▲2.2% | ₹46 Cr ▼25.8% | ₹62 Cr ▲24.0% | ₹50 Cr ▲22.0% | ₹41 Cr |
| EPS (₹) | 0.79 ▲8.2% | 0.73 ▲28.1% | 0.57 ▲9.6% | 0.52 ▲2.0% | 0.51 ▼27.1% | 0.7 ▲25.0% | 0.56 ▲21.7% | 0.46 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹238 Cr ▲46.0% | ₹163 Cr ▲14.8% | ₹142 Cr ▲10.1% | ₹129 Cr ▲33.0% | ₹97 Cr ▼5.8% | ₹103 Cr ▼26.4% | ₹140 Cr ▲14.8% | ₹122 Cr ▲31.2% | ₹93 Cr ▲9.4% | ₹85 Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹-1 Cr ▼200.0% | ₹1 Cr ▲0.0% | ₹1 Cr ▲125.0% | ₹-4 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Interest | ₹374 Cr ▲14.0% | ₹328 Cr ▲21.5% | ₹270 Cr ▲29.2% | ₹209 Cr ▲13.6% | ₹184 Cr ▲13.6% | ₹162 Cr ▲3.2% | ₹157 Cr ▲5.4% | ₹149 Cr ▲26.3% | ₹118 Cr ▲25.5% | ₹94 Cr |
| Depreciation | ₹12 Cr ▲140.0% | ₹5 Cr ▲66.7% | ₹3 Cr ▲0.0% | ₹3 Cr ▲0.0% | ₹3 Cr ▼25.0% | ₹4 Cr ▲0.0% | ₹4 Cr ▼20.0% | ₹5 Cr ▼16.7% | ₹6 Cr ▲0.0% | ₹6 Cr |
| PBT | ₹318 Cr ▲18.7% | ₹268 Cr ▲11.2% | ₹241 Cr ▲91.3% | ₹126 Cr ▲17.8% | ₹107 Cr ▲37.2% | ₹78 Cr ▲5.4% | ₹74 Cr ▼12.9% | ₹85 Cr ▼1.2% | ₹86 Cr ▲8.9% | ₹79 Cr |
| Tax % | 26.0% ▲4.0% | 25.0% ▼3.8% | 26.0% ▲0.0% | 26.0% ▲0.0% | 26.0% ▲4.0% | 25.0% ▼7.4% | 27.0% ▼20.6% | 34.0% ▲3.0% | 33.0% ▼2.9% | 34.0% |
| Net Profit | ₹237 Cr ▲18.5% | ₹200 Cr ▲11.7% | ₹179 Cr ▲90.4% | ₹94 Cr ▲19.0% | ₹79 Cr ▲36.2% | ₹58 Cr ▲7.4% | ₹54 Cr ▼3.6% | ₹56 Cr ▼3.4% | ₹58 Cr ▲11.5% | ₹52 Cr |
| EPS (₹) | 2.61 ▲17.6% | 2.22 ▲11.6% | 1.99 ▲91.3% | 1.04 ▲15.6% | 0.9 ▲30.4% | 0.69 ▲7.8% | 0.64 ▼8.6% | 0.7 ▼1.4% | 0.71 ▲10.9% | 0.64 |
| Div Payout | 4.0% ▼20.0% | 5.0% ▲0.0% | 5.0% ▲0.0% | 5.0% ▼16.7% | 6.0% ▼14.3% | 7.0% ▼12.5% | 8.0% ▲14.3% | 7.0% ▲0.0% | 7.0% ▼12.5% | 8.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹91 Cr ▲1.1% | ₹90 Cr ▲0.0% | ₹90 Cr ▲100.0% | ₹45 Cr ▲2.3% | ₹44 Cr ▲4.8% | ₹42 Cr ▲0.0% | ₹42 Cr ▲2.4% | ₹41 Cr ▲0.0% | ₹41 Cr ▲0.0% | ₹41 Cr |
| Reserves | ₹1.7K Cr ▲17.8% | ₹1.4K Cr ▲16.5% | ₹1.2K Cr ▲10.9% | ₹1.1K Cr ▲14.1% | ₹980 Cr ▲19.1% | ₹823 Cr ▲13.7% | ₹724 Cr ▲16.0% | ₹624 Cr ▲8.9% | ₹573 Cr ▲9.6% | ₹523 Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹147 Cr ▼8.1% | ₹160 Cr ▲15.9% | ₹138 Cr ▲86.5% | ₹74 Cr ▲27.6% | ₹58 Cr ▼31.0% | ₹84 Cr ▼65.9% | ₹246 Cr ▼30.5% | ₹354 Cr ▲1.1% | ₹350 Cr ▲21.1% | ₹289 Cr |
| Total Liabilities | ₹6.3K Cr ▲19.9% | ₹5.3K Cr ▲27.5% | ₹4.1K Cr ▲22.9% | ₹3.4K Cr ▲21.6% | ₹2.8K Cr ▲21.5% | ₹2.3K Cr ▲0.9% | ₹2.2K Cr ▲3.4% | ₹2.2K Cr ▲6.5% | ₹2.0K Cr ▲27.1% | ₹1.6K Cr |
| Assets | ||||||||||
| Fixed Assets | ₹84 Cr ▲12.0% | ₹75 Cr ▲13.6% | ₹66 Cr ▲0.0% | ₹66 Cr ▲3.1% | ₹64 Cr ▲0.0% | ₹64 Cr ▼3.0% | ₹66 Cr ▲633.3% | ₹9 Cr ▲28.6% | ₹7 Cr ▲133.3% | ₹3 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹20 Cr ▲0.0% | ₹20 Cr ▲0.0% | ₹20 Cr ▼20.0% | ₹25 Cr ▼3.8% | ₹26 Cr ▲8.3% | ₹24 Cr ▲0.0% | ₹24 Cr ▲0.0% | ₹24 Cr ▲0.0% | ₹24 Cr ▼4.0% | ₹25 Cr |
| Other Assets | ₹6.2K Cr ▲20.1% | ₹5.2K Cr ▲27.8% | ₹4.0K Cr ▲23.8% | ₹3.3K Cr ▲22.3% | ₹2.7K Cr ▲22.3% | ₹2.2K Cr ▲1.1% | ₹2.2K Cr ▲0.8% | ₹2.1K Cr ▲6.5% | ₹2.0K Cr ▲27.5% | ₹1.6K Cr |
| Total Assets | ₹6.3K Cr ▲19.9% | ₹5.3K Cr ▲27.5% | ₹4.1K Cr ▲22.9% | ₹3.4K Cr ▲21.6% | ₹2.8K Cr ▲21.5% | ₹2.3K Cr ▲0.9% | ₹2.2K Cr ▲3.4% | ₹2.2K Cr ▲6.5% | ₹2.0K Cr ▲27.1% | ₹1.6K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-783 Cr ▲7.0% | ₹-842 Cr ▼47.7% | ₹-570 Cr ▼26.1% | ₹-452 Cr ▼14.1% | ₹-396 Cr ▼304.1% | ₹-98 Cr ▼380.0% | ₹35 Cr ▲1266.7% | ₹-3 Cr ▲99.2% | ₹-382 Cr ▼88.2% | ₹-203 Cr |
| Investing CF | ₹-15 Cr ▼15.4% | ₹-13 Cr ▼533.3% | ₹3 Cr ▲160.0% | ₹-5 Cr ▼66.7% | ₹-3 Cr | ₹0 Cr | ₹0 Cr ▲100.0% | ₹-4 Cr ▼200.0% | ₹4 Cr ▲300.0% | ₹1 Cr |
| Financing CF | ₹843 Cr ▼10.7% | ₹944 Cr ▲70.7% | ₹553 Cr ▲16.2% | ₹476 Cr ▲31.5% | ₹362 Cr ▲226.1% | ₹111 Cr ▲892.9% | ₹-14 Cr ▼255.6% | ₹9 Cr ▼97.6% | ₹380 Cr ▲108.8% | ₹182 Cr |
| Net Cash Flow | ₹45 Cr ▼50.0% | ₹90 Cr ▲700.0% | ₹-15 Cr ▼178.9% | ₹19 Cr ▲151.4% | ₹-37 Cr ▼384.6% | ₹13 Cr ▼38.1% | ₹21 Cr ▲600.0% | ₹3 Cr ▲50.0% | ₹2 Cr ▲110.5% | ₹-19 Cr |
| Free Cash Flow | ₹-798 Cr ▲6.6% | ₹-854 Cr ▼49.0% | ₹-573 Cr ▼25.4% | ₹-457 Cr ▼14.8% | ₹-398 Cr ▼306.1% | ₹-98 Cr ▼380.0% | ₹35 Cr ▲683.3% | ₹-6 Cr ▲98.4% | ₹-378 Cr ▼86.2% | ₹-203 Cr |
Values in ₹ Cr · Source: Screener.in
Related Analysis
Frequently Asked Questions
What is Paisalo Digital Limited share price today?▾
Paisalo Digital Limited (PAISALO) is currently trading at ₹72.18 on NSE, up 1.08% as of the last market session. Prices update daily after market close on MarketNetra.
Is Paisalo Digital Limited available in F&O (Futures & Options)?▾
Yes, Paisalo Digital Limited (PAISALO) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is Paisalo Digital Limited 52-week high and low?▾
Paisalo Digital Limited's 52-week high is ₹77.6 and the 52-week low is ₹29.9. The current price of ₹72.18 is 7.0% below the 52W high.
What is Paisalo Digital Limited P/E ratio?▾
Paisalo Digital Limited's current P/E ratio is 27.4. This indicates the market is paying ₹27.4 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade Paisalo Digital Limited options?▾
Paisalo Digital Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade PAISALO options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.