JM Financial Limited Share Price & Analysis
₹124.04▲ +0.21%Updated 21 Jul 2026, 05:01 pm IST
LTP
₹124.04
+0.21%
Open
₹—
High
₹127.48
Low
₹123.5
Close
₹124.04
52W High
₹200
52W Low
₹112
Volume
2926K
Lot Size
1
Sector
Financial Services
Market Cap
₹12K Cr
Face Value
₹1
Mid CapNIFTY 500SMALLCAP 100
Price Chart
Fundamentals
P/E
9.77
Sector P/E
35.4
P/B
1.2
EPS
₹12.55
ROE
11.9%
ROCE
11.6%
D/E Ratio
1.04
Div Yield
2.62%
Book Value
₹111
+
Strengths
- ✓Attractively valued vs sector (P/E 9.8x vs industry 35.4x)
- ✓Regular dividends — yield 2.6%
- ✓Near 52-week low — potential value zone (₹112)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
JMFINANCIL · as of Mar 2026
Promoters56.50%▲0.07
FII17.48%▲0.46
DII7.07%▼0.13
Public18.94%▼0.42
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 56.44% | 56.44% | 56.43% | 56.43% | 56.43% | 56.50% |
| FII | 17.92% | 18.19% | 16.83% | 15.31% | 17.02% | 17.48% |
| DII | 8.46% | 8.46% | 8.63% | 8.57% | 7.20% | 7.07% |
| Public | 17.17% | 16.91% | 18.11% | 19.70% | 19.36% | 18.94% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Results2 Aug 2026
Dividend - Rs 1.75 Per Share
Dividend11 Jun 2026
Interim Dividend - Rs 1.50 Per Share
Dividend13 Nov 2025
Dividend - Rs 2.70 Per Share
Dividend12 Jun 2025
Dividend - Rs 2 Per Share
Dividend6 Jun 2024
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹949 Cr ▼5.0% | ₹999 Cr ▼3.1% | ₹1.0K Cr ▼7.2% | ₹1.1K Cr ▲10.7% | ₹1.0K Cr ▼9.2% | ₹1.1K Cr ▼7.1% | ₹1.2K Cr ▲10.6% | ₹1.1K Cr |
| Op. Profit | ₹491 Cr ▼12.8% | ₹563 Cr ▼6.9% | ₹605 Cr ▼28.8% | ₹850 Cr ▲47.1% | ₹578 Cr ▼4.8% | ₹607 Cr ▲23.6% | ₹491 Cr ▼20.2% | ₹615 Cr |
| OPM | 52.0% ▼7.1% | 56.0% ▼5.1% | 59.0% ▼22.4% | 76.0% ▲31.0% | 58.0% ▲5.5% | 55.0% ▲34.1% | 41.0% ▼28.1% | 57.0% |
| Net Profit | ₹162 Cr ▼49.1% | ₹318 Cr ▲21.4% | ₹262 Cr ▼42.9% | ₹459 Cr ▲95.3% | ₹235 Cr ▲13.5% | ₹207 Cr ▲43.8% | ₹144 Cr ▼23.0% | ₹187 Cr |
| EPS (₹) | 1.73 ▼47.1% | 3.27 ▲16.0% | 2.82 ▼40.6% | 4.75 ▲116.9% | 2.19 ▲0.0% | 2.19 ▼9.9% | 2.43 ▲35.8% | 1.79 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹4.2K Cr ▼4.2% | ₹4.4K Cr ▼7.9% | ₹4.8K Cr ▲45.4% | ₹3.3K Cr ▼11.6% | ₹3.7K Cr ▲16.0% | ₹3.2K Cr ▼6.8% | ₹3.4K Cr ▼1.4% | ₹3.5K Cr ▲14.1% | ₹3.1K Cr ▲29.8% | ₹2.4K Cr |
| Expenses | ₹1.6K Cr ▼24.2% | ₹2.1K Cr ▲3.5% | ₹2.0K Cr ▲72.4% | ₹1.2K Cr ▼9.7% | ₹1.3K Cr ▲28.4% | ₹1.0K Cr ▲8.1% | ₹933 Cr ▲25.6% | ₹743 Cr ▼3.1% | ₹767 Cr ▲31.8% | ₹582 Cr |
| Op. Profit | ₹2.6K Cr ▲13.7% | ₹2.3K Cr ▼16.1% | ₹2.8K Cr ▲30.5% | ₹2.1K Cr ▼12.6% | ₹2.4K Cr ▲10.3% | ₹2.2K Cr ▼12.4% | ₹2.5K Cr ▼8.7% | ₹2.8K Cr ▲19.9% | ₹2.3K Cr ▲29.2% | ₹1.8K Cr |
| OPM | 63.0% ▲18.9% | 53.0% ▼8.6% | 58.0% ▼9.4% | 64.0% ▼1.5% | 65.0% ▼5.8% | 69.0% ▼5.5% | 73.0% ▼7.6% | 79.0% ▲5.3% | 75.0% ▲0.0% | 75.0% |
| Other Income | ₹17 Cr ▼60.5% | ₹43 Cr ▲105.4% | ₹-802 Cr ▼1672.5% | ₹51 Cr ▲30.8% | ₹39 Cr ▲160.0% | ₹15 Cr ▲87.5% | ₹8 Cr ▲33.3% | ₹6 Cr ▼82.9% | ₹35 Cr | ₹0 Cr |
| Interest | ₹999 Cr ▼23.4% | ₹1.3K Cr ▼16.5% | ₹1.6K Cr ▲32.5% | ₹1.2K Cr ▲9.0% | ₹1.1K Cr ▼2.6% | ₹1.1K Cr ▼19.8% | ₹1.4K Cr ▼4.1% | ₹1.4K Cr ▲27.0% | ₹1.1K Cr ▲45.7% | ₹782 Cr |
| Depreciation | ₹78 Cr ▲21.9% | ₹64 Cr ▲20.8% | ₹53 Cr ▲26.2% | ₹42 Cr ▲10.5% | ₹38 Cr ▼5.0% | ₹40 Cr ▼2.4% | ₹41 Cr ▲51.9% | ₹27 Cr ▲3.8% | ₹26 Cr ▲13.0% | ₹23 Cr |
| PBT | ₹1.6K Cr ▲58.5% | ₹997 Cr ▲182.4% | ₹353 Cr ▼63.0% | ₹953 Cr ▼29.3% | ₹1.3K Cr ▲26.3% | ₹1.1K Cr ▼2.5% | ₹1.1K Cr ▼14.7% | ₹1.3K Cr ▲10.1% | ₹1.2K Cr ▲19.9% | ₹972 Cr |
| Tax % | 26.0% ▲13.0% | 23.0% ▼75.0% | 92.0% ▲253.8% | 26.0% ▲0.0% | 26.0% ▲8.3% | 24.0% ▼17.2% | 29.0% ▼17.1% | 35.0% ▲6.1% | 33.0% ▼2.9% | 34.0% |
| Net Profit | ₹1.2K Cr ▲55.2% | ₹774 Cr ▲2396.8% | ₹31 Cr ▼95.6% | ₹709 Cr ▼28.5% | ₹992 Cr ▲22.8% | ₹808 Cr ▲3.9% | ₹778 Cr ▼7.0% | ₹837 Cr ▲6.6% | ₹785 Cr ▲21.0% | ₹649 Cr |
| EPS (₹) | 12.57 ▲46.3% | 8.59 ▲100.2% | 4.29 ▼31.5% | 6.26 ▼22.7% | 8.1 ▲30.9% | 6.19 ▼4.5% | 6.48 ▼4.8% | 6.81 ▼5.0% | 7.17 ▲21.1% | 5.92 |
| Div Payout | 26.0% ▼16.1% | 31.0% ▼34.0% | 47.0% ▲9.3% | 43.0% ▲115.0% | 20.0% ▲150.0% | 8.0% ▲166.7% | 3.0% ▼80.0% | 15.0% ▼40.0% | 25.0% ▲0.0% | 25.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||||
| Equity Capital | ₹96 Cr ▲0.0% | ₹96 Cr ▲0.0% | ₹96 Cr ▲1.1% | ₹95 Cr ▲0.0% | ₹95 Cr ▲0.0% | ₹95 Cr ▲13.1% | ₹84 Cr ▲0.0% | ₹84 Cr ▲0.0% | ₹84 Cr ▲6.3% | ₹79 Cr |
| Reserves | ₹10.6K Cr ▲9.7% | ₹9.6K Cr ▲14.7% | ₹8.4K Cr ▲4.4% | ₹8.0K Cr ▲5.9% | ₹7.6K Cr ▲9.9% | ₹6.9K Cr ▲24.3% | ₹5.6K Cr ▲10.0% | ₹5.0K Cr ▲12.9% | ₹4.5K Cr ▲38.0% | ₹3.2K Cr |
| Borrowings | ₹11.6K Cr ▲1.1% | ₹11.5K Cr ▼29.1% | ₹16.2K Cr ▲1.8% | ₹15.9K Cr ▲18.1% | ₹13.5K Cr ▲8.8% | ₹12.4K Cr ▲5.5% | ₹11.8K Cr ▼16.0% | ₹14.0K Cr ▼6.7% | ₹15.0K Cr ▲58.7% | ₹9.4K Cr |
| Other Liabilities | ₹4.0K Cr ▲30.0% | ₹3.1K Cr ▼36.2% | ₹4.9K Cr ▼5.1% | ₹5.1K Cr ▲14.7% | ₹4.5K Cr ▲12.7% | ₹4.0K Cr ▲18.6% | ₹3.4K Cr ▼4.7% | ₹3.5K Cr ▲32.0% | ₹2.7K Cr ▼29.6% | ₹3.8K Cr |
| Total Liabilities | ₹26.3K Cr ▲8.2% | ₹24.3K Cr ▼17.7% | ₹29.6K Cr ▲1.3% | ₹29.2K Cr ▲13.8% | ₹25.7K Cr ▲9.8% | ₹23.4K Cr ▲12.7% | ₹20.7K Cr ▼8.4% | ₹22.6K Cr ▲2.0% | ₹22.2K Cr ▲34.2% | ₹16.5K Cr |
| Assets | ||||||||||
| Fixed Assets | ₹625 Cr ▲7.9% | ₹579 Cr ▲1.2% | ₹572 Cr ▲13.3% | ₹505 Cr ▲22.0% | ₹414 Cr ▼2.1% | ₹423 Cr ▼6.0% | ₹450 Cr ▲6.1% | ₹424 Cr ▼0.7% | ₹427 Cr ▼9.9% | ₹474 Cr |
| CWIP | ₹160 Cr ▲1500.0% | ₹10 Cr ▲150.0% | ₹4 Cr ▼42.9% | ₹7 Cr ▲133.3% | ₹3 Cr ▲200.0% | ₹1 Cr ▲0.0% | ₹1 Cr ▲0.0% | ₹1 Cr ▼66.7% | ₹3 Cr ▲50.0% | ₹2 Cr |
| Investments | ₹6.2K Cr ▲13.6% | ₹5.5K Cr ▲15.7% | ₹4.7K Cr ▲31.8% | ₹3.6K Cr ▼1.5% | ₹3.6K Cr ▼37.3% | ₹5.8K Cr ▲44.5% | ₹4.0K Cr ▲36.9% | ₹2.9K Cr ▲22.8% | ₹2.4K Cr ▲10.8% | ₹2.2K Cr |
| Other Assets | ₹19.3K Cr ▲5.7% | ₹18.3K Cr ▼24.7% | ₹24.3K Cr ▼3.3% | ₹25.1K Cr ▲16.3% | ₹21.6K Cr ▲26.0% | ₹17.2K Cr ▲5.4% | ₹16.3K Cr ▼15.6% | ₹19.3K Cr ▼0.5% | ₹19.4K Cr ▲39.4% | ₹13.9K Cr |
| Total Assets | ₹26.3K Cr ▲8.2% | ₹24.3K Cr ▼17.7% | ₹29.6K Cr ▲1.3% | ₹29.2K Cr ▲13.8% | ₹25.7K Cr ▲9.8% | ₹23.4K Cr ▲12.7% | ₹20.7K Cr ▼8.4% | ₹22.6K Cr ▲2.0% | ₹22.2K Cr ▲34.2% | ₹16.5K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹581 Cr ▼89.6% | ₹5.6K Cr ▲53.2% | ₹3.6K Cr ▲248.4% | ₹-2.4K Cr ▲23.5% | ₹-3.2K Cr ▼430.5% | ₹969 Cr ▼69.4% | ₹3.2K Cr ▲309.3% | ₹773 Cr ▲121.6% | ₹-3.6K Cr ▼40.8% | ₹-2.5K Cr |
| Investing CF | ₹-532 Cr ▲78.5% | ₹-2.5K Cr ▼18.4% | ₹-2.1K Cr ▼371.8% | ₹-443 Cr ▼116.9% | ₹2.6K Cr ▲216.3% | ₹-2.2K Cr ▼149.6% | ₹-901 Cr ▼508.8% | ₹-148 Cr ▲79.1% | ₹-708 Cr ▼117.2% | ₹-326 Cr |
| Financing CF | ₹-116 Cr ▲97.6% | ₹-4.8K Cr ▼3054.3% | ₹162 Cr ▼92.5% | ₹2.2K Cr ▲110.3% | ₹1.0K Cr ▼21.0% | ₹1.3K Cr ▲158.8% | ₹-2.2K Cr ▼322.4% | ₹-522 Cr ▼111.5% | ₹4.5K Cr ▲87.3% | ₹2.4K Cr |
| Net Cash Flow | ₹-68 Cr ▲96.0% | ₹-1.7K Cr ▼199.1% | ₹1.7K Cr ▲331.1% | ₹-739 Cr ▼269.1% | ₹437 Cr ▲2631.3% | ₹16 Cr ▼72.4% | ₹58 Cr ▼43.7% | ₹103 Cr ▼58.3% | ₹247 Cr ▲155.1% | ₹-448 Cr |
| Free Cash Flow | ₹526 Cr ▼90.5% | ₹5.5K Cr ▲54.6% | ₹3.6K Cr ▲239.2% | ₹-2.6K Cr ▲20.1% | ₹-3.2K Cr ▼434.4% | ₹963 Cr ▼69.5% | ₹3.2K Cr ▲317.7% | ₹755 Cr ▲120.9% | ₹-3.6K Cr ▼38.1% | ₹-2.6K Cr |
Values in ₹ Cr · Source: Screener.in
Key Ratios History
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 124d ▲134.0% | 53d ▲23.3% | 43d ▼68.1% | 135d ▲175.5% | 49d ▼15.5% | 58d ▲70.6% | 34d ▼52.8% | 72d ▼29.4% | 102d ▼44.0% | 182d |
| Inventory Days | — | — | — | — | — | — | — | — | — | — |
| Days Payable | — | — | — | — | — | — | — | — | — | — |
| Cash Conv. Cycle | 124d ▲134.0% | 53d ▲23.3% | 43d ▼68.1% | 135d ▲175.5% | 49d ▼15.5% | 58d ▲70.6% | 34d ▼52.8% | 72d ▼29.4% | 102d ▼44.0% | 182d |
| Working Capital Days | 107d ▲20.2% | 89d ▼15.2% | 105d ▼74.5% | 411d ▲78.7% | 230d ▼20.1% | 288d ▲22.6% | 235d ▲431.0% | -71d ▲76.9% | -308d ▼26.2% | -244d |
| ROCE | 12.0% ▲33.3% | 9.0% ▼10.0% | 10.0% ▲25.0% | 8.0% ▼27.3% | 11.0% ▲10.0% | 10.0% ▼16.7% | 12.0% ▼7.7% | 13.0% ▲0.0% | 13.0% ▼13.3% | 15.0% |
Source: Screener.in · Lower days = better efficiency
About JM Financial Limited
JM Financial Ltd is an integrated and diversified financial services group. Its primary businesses include mortgage lending, distressed credit, asset management. It is also engaged in investment banking and the management of private equity funds. [1]
Financial Services · Finance
Related Analysis
Frequently Asked Questions
What is JM Financial Limited share price today?▾
JM Financial Limited (JMFINANCIL) is currently trading at ₹124.04 on NSE, up 0.21% as of the last market session. Prices update daily after market close on MarketNetra.
Is JM Financial Limited available in F&O (Futures & Options)?▾
Yes, JM Financial Limited (JMFINANCIL) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is JM Financial Limited 52-week high and low?▾
JM Financial Limited's 52-week high is ₹200 and the 52-week low is ₹112. The current price of ₹124.04 is 38.0% below the 52W high.
What is JM Financial Limited P/E ratio?▾
JM Financial Limited's current P/E ratio is 9.77. This indicates the market is paying ₹9.77 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade JM Financial Limited options?▾
JM Financial Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade JMFINANCIL options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.