Indian Overseas Bank Share Price & Analysis
₹32.93▲ +0.03%Updated 5 Jun 2026, 05:02 pm IST
LTP
₹32.93
+0.03%
Open
₹—
High
₹33.24
Low
₹32.72
Close
₹32.93
52W High
₹42.8
52W Low
₹31.2
Volume
5081K
Lot Size
1
Sector
Financial Services
Market Cap
₹63K Cr
Face Value
₹10
Large CapNIFTY 500
Price Chart
Fundamentals
P/E
11.7
Sector P/E
35.7
P/B
1.72
EPS
₹2.57
ROE
15.6%
ROCE
6.07%
D/E Ratio
—
Div Yield
0%
Book Value
₹19.2
+
Strengths
- ✓Strong return on equity (ROE 15.6%)
- ✓Attractively valued vs sector (P/E 11.7x vs industry 35.7x)
- ✓Near 52-week low — potential value zone (₹31)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
IOB · as of Mar 2026
Promoters94.61%▼1.77
FII0.22%▲0.20
DII2.59%▲1.29
Public2.58%▲0.28
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 96.38% | 96.38% | 96.38% | 96.38% | 96.38% | 94.61% |
| FII | 0.03% | 0.05% | 0.05% | 0.04% | 0.02% | 0.22% |
| DII | 1.29% | 1.29% | 1.30% | 1.30% | 1.30% | 2.59% |
| Public | 2.28% | 2.28% | 2.27% | 2.29% | 2.30% | 2.58% |
Corporate Events
To consider Capital Plan of the Bank for FY 2026-27
Event20 May 2026
To consider and approve the financial results for the period ended March 31, 2026
Results28 Apr 2026
Annual General Meeting
AGM24 Jun 2024
Annual General Meeting
AGM29 Jun 2023
Latest News
All news →Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹1.4K Cr ▲13.3% | ₹1.3K Cr ▲6.9% | ₹1.2K Cr ▲7.9% | ₹1.1K Cr ▲24.8% | ₹875 Cr ▲12.2% | ₹780 Cr ▲20.2% | ₹649 Cr ▼19.9% | ₹810 Cr |
| EPS (₹) | 0.74 ▲13.8% | 0.65 ▲6.6% | 0.61 ▲7.0% | 0.57 ▲23.9% | 0.46 ▲12.2% | 0.41 ▲20.6% | 0.34 ▼20.9% | 0.43 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2002 |
|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — |
| Expenses | ₹11.9K Cr ▲3.5% | ₹11.5K Cr ▼1.8% | ₹11.7K Cr ▲20.3% | ₹9.8K Cr ▲5.3% | ₹9.3K Cr ▼10.6% | ₹10.4K Cr ▲714.4% | ₹1.3K Cr |
| Op. Profit | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — |
| Other Income | ₹5.6K Cr ▲0.5% | ₹5.6K Cr ▼1.0% | ₹5.7K Cr ▲37.6% | ₹4.1K Cr ▼16.1% | ₹4.9K Cr ▼10.6% | ₹5.5K Cr ▲923.5% | ₹536 Cr |
| Interest | ₹19.3K Cr ▲12.1% | ₹17.2K Cr ▲21.2% | ₹14.2K Cr ▲27.6% | ₹11.1K Cr ▲7.0% | ₹10.4K Cr ▼5.9% | ₹11.1K Cr ▲402.5% | ₹2.2K Cr |
| Depreciation | ₹0 Cr ▼100.0% | ₹395 Cr ▲17.6% | ₹336 Cr ▲29.2% | ₹260 Cr ▲50.3% | ₹173 Cr ▼32.9% | ₹258 Cr | ₹0 Cr |
| PBT | ₹6.3K Cr ▲37.1% | ₹4.6K Cr ▲33.6% | ₹3.4K Cr ▲45.5% | ₹2.4K Cr ▲32.3% | ₹1.8K Cr ▲131.9% | ₹767 Cr ▲232.0% | ₹231 Cr |
| Tax % | 17.0% ▼34.6% | 26.0% ▲18.2% | 22.0% ▲100.0% | 11.0% ▲175.0% | 4.0% ▲300.0% | 1.0% | 0.0% |
| Net Profit | ₹5.4K Cr ▲59.5% | ₹3.4K Cr ▲27.4% | ₹2.7K Cr ▲26.7% | ₹2.1K Cr ▲23.1% | ₹1.7K Cr ▲125.5% | ₹758 Cr ▲228.1% | ₹231 Cr |
| EPS (₹) | 2.81 ▲59.7% | 1.76 ▲24.8% | 1.41 ▲27.0% | 1.11 ▲23.3% | 0.9 ▲95.7% | 0.46 | — |
| Div Payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% ▼100.0% | 23.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2002 |
|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||
| Equity Capital | ₹19.3K Cr ▲0.0% | ₹19.3K Cr ▲0.0% | ₹19.3K Cr ▲1.9% | ₹18.9K Cr ▲0.0% | ₹18.9K Cr ▲0.0% | ₹18.9K Cr ▲13.5% | ₹16.6K Cr ▲3640.9% | ₹445 Cr |
| Reserves | ₹17.7K Cr ▲18.4% | ₹15.0K Cr ▲15.4% | ₹13.0K Cr ▲49.9% | ₹8.7K Cr ▲44.9% | ₹6.0K Cr ▲61.7% | ₹3.7K Cr ▲717.5% | ₹452 Cr ▼30.9% | ₹654 Cr |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹16.0K Cr ▲31.8% | ₹12.2K Cr ▲46.3% | ₹8.3K Cr ▲6.5% | ₹7.8K Cr ▲14.9% | ₹6.8K Cr ▼39.1% | ₹11.1K Cr ▼14.9% | ₹13.1K Cr ▲448.6% | ₹2.4K Cr |
| Total Liabilities | ₹4.7L Cr ▲9.5% | ₹4.3L Cr ▲9.4% | ₹3.9L Cr ▲12.2% | ₹3.5L Cr ▲12.3% | ₹3.1L Cr ▲4.8% | ₹3.0L Cr ▲9.0% | ₹2.7L Cr ▲673.0% | ₹35.5K Cr |
| Assets | ||||||||
| Fixed Assets | ₹5.1K Cr ▲1.7% | ₹5.0K Cr ▲8.9% | ₹4.6K Cr ▲22.9% | ₹3.7K Cr ▲0.4% | ₹3.7K Cr ▲10.2% | ₹3.4K Cr ▲15.4% | ₹2.9K Cr ▲654.0% | ₹387 Cr |
| CWIP | ₹0 Cr | ₹0 Cr ▼100.0% | ₹74 Cr ▲428.6% | ₹14 Cr | ₹0 Cr | ₹0 Cr ▼100.0% | ₹1 Cr | ₹0 Cr |
| Investments | ₹1.2L Cr ▲2.9% | ₹1.2L Cr ▲4.9% | ₹1.1L Cr ▲11.5% | ₹99.2K Cr ▲5.9% | ₹93.6K Cr ▼4.1% | ₹97.6K Cr ▲2.3% | ₹95.5K Cr ▲535.9% | ₹15.0K Cr |
| Other Assets | ₹3.5L Cr ▲12.1% | ₹3.1L Cr ▲11.3% | ₹2.8L Cr ▲12.3% | ₹2.5L Cr ▲15.2% | ₹2.2L Cr ▲9.1% | ₹2.0L Cr ▲12.6% | ₹1.8L Cr ▲775.8% | ₹20.1K Cr |
| Total Assets | ₹4.7L Cr ▲9.5% | ₹4.3L Cr ▲9.4% | ₹3.9L Cr ▲12.2% | ₹3.5L Cr ▲12.3% | ₹3.1L Cr ▲4.8% | ₹3.0L Cr ▲9.0% | ₹2.7L Cr ▲673.0% | ₹35.5K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2002 |
|---|---|---|---|---|---|---|---|
| Operating CF | ₹4.8K Cr ▲68.3% | ₹2.8K Cr ▲353.8% | ₹-1.1K Cr ▲91.8% | ₹-13.7K Cr ▼346.5% | ₹5.5K Cr ▲11.9% | ₹4.9K Cr | — |
| Investing CF | ₹-639 Cr ▼10.4% | ₹-579 Cr ▼61.3% | ₹-359 Cr ▲35.9% | ₹-560 Cr ▼1042.9% | ₹-49 Cr ▼6.5% | ₹-46 Cr | — |
| Financing CF | ₹-138 Cr ▼195.8% | ₹144 Cr ▲127.3% | ₹-528 Cr ▲72.4% | ₹-1.9K Cr ▼500.0% | ₹479 Cr ▼73.6% | ₹1.8K Cr | — |
| Net Cash Flow | ₹4.0K Cr ▲66.4% | ₹2.4K Cr ▲219.9% | ₹-2.0K Cr ▲87.6% | ₹-16.1K Cr ▼370.2% | ₹6.0K Cr ▼11.1% | ₹6.7K Cr | — |
| Free Cash Flow | ₹4.1K Cr ▲83.1% | ₹2.3K Cr ▲253.0% | ₹-1.5K Cr ▲89.6% | ₹-14.2K Cr ▼358.9% | ₹5.5K Cr ▲12.0% | ₹4.9K Cr | — |
Values in ₹ Cr · Source: Screener.in
About Indian Overseas Bank
Indian Overseas Bank was founded in 1937 by Chidambaram Chettyar. It was one of the 14 major banks that were nationalized in 1969. [1]
Financial Services · Banks
Related Analysis
Frequently Asked Questions
What is Indian Overseas Bank share price today?▾
Indian Overseas Bank (IOB) is currently trading at ₹32.93 on NSE, up 0.03% as of the last market session. Prices update daily after market close on MarketNetra.
Is Indian Overseas Bank available in F&O (Futures & Options)?▾
Yes, Indian Overseas Bank (IOB) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is Indian Overseas Bank 52-week high and low?▾
Indian Overseas Bank's 52-week high is ₹42.8 and the 52-week low is ₹31.2. The current price of ₹32.93 is 23.1% below the 52W high.
What is Indian Overseas Bank P/E ratio?▾
Indian Overseas Bank's current P/E ratio is 11.7. This indicates the market is paying ₹11.7 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade Indian Overseas Bank options?▾
Indian Overseas Bank options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade IOB options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.