HDB Financial Services Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
- ✓Attractively valued vs sector (P/E 28x vs industry 35.4x)
Concerns
- ✗Heavy debt load (D/E 4.8x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
HDBFS · as of Jun 2026
| Category | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
| Promoters | 74.19% | 74.15% | 74.12% | 74.12% |
| FII | 3.17% | 3.32% | 3.01% | 3.55% |
| DII | 10.93% | 11.41% | 12.29% | 12.10% |
| Public | 11.48% | 10.90% | 10.35% | 10.00% |
| Others | 0.23% | 0.23% | 0.23% | 0.23% |
Corporate Events
To consider and approve the unaudited financial results for the quarter ending June 30, 2026. In view of the above and pursuant to the SEBI (Prohibition of Insider Trading) Regulations, 2015, we also wish to inform you that the window for trading in the s
Dividend - Rs 2 Per Share
Interim Dividend - Rs 2 Per Share
Financials
Quarterly Results
| Metric | Mar 2025 | Dec 2024 | Mar 2024 |
|---|---|---|---|
| Revenue | — | — | — |
| Op. Profit | — | — | — |
| OPM | — | — | — |
| Net Profit | ₹531 Cr ▲12.5% | ₹472 Cr ▼28.0% | ₹656 Cr |
| EPS (₹) | 6.67 ▲12.1% | 5.95 ▼28.1% | 8.27 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Expenses | ₹6.7K Cr ▲16.0% | ₹5.8K Cr ▼5.5% | ₹6.2K Cr ▲70.7% | ₹3.6K Cr ▲16.4% | ₹3.1K Cr |
| Op. Profit | — | — | — | — | — |
| OPM | — | — | — | — | — |
| Other Income | ₹0 Cr ▼100.0% | ₹1 Cr ▲0.0% | ₹1 Cr | ₹0 Cr | ₹0 Cr |
| Interest | ₹6.4K Cr ▲31.1% | ₹4.9K Cr ▲39.7% | ₹3.5K Cr ▲5.4% | ₹3.3K Cr ▲36.1% | ₹2.4K Cr |
| Depreciation | ₹194 Cr ▲33.8% | ₹145 Cr ▲29.5% | ₹112 Cr ▲80.6% | ₹62 Cr ▲37.8% | ₹45 Cr |
| PBT | ₹2.9K Cr ▼11.4% | ₹3.3K Cr ▲25.8% | ₹2.6K Cr ▲52.4% | ₹1.7K Cr ▲20.1% | ₹1.4K Cr |
| Tax % | 26.0% ▲0.0% | 26.0% ▲4.0% | 25.0% ▼24.2% | 33.0% ▼5.7% | 35.0% |
| Net Profit | ₹2.2K Cr ▼11.6% | ₹2.5K Cr ▲25.6% | ₹2.0K Cr ▲69.9% | ₹1.2K Cr ▲23.6% | ₹933 Cr |
| EPS (₹) | 27.34 ▼11.9% | 31.03 ▲25.3% | 24.76 ▲68.7% | 14.68 ▲23.2% | 11.92 |
| Div Payout | 11.0% ▲10.0% | 10.0% ▲25.0% | 8.0% ▼33.3% | 12.0% ▼7.7% | 13.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|
| Liabilities | |||||
| Equity Capital | ₹796 Cr ▲0.4% | ₹793 Cr ▲0.3% | ₹791 Cr ▲0.6% | ₹786 Cr ▲0.4% | ₹783 Cr |
| Reserves | ₹15.0K Cr ▲16.0% | ₹12.9K Cr ▲21.6% | ₹10.6K Cr ▲66.5% | ₹6.4K Cr ▲21.6% | ₹5.3K Cr |
| Borrowings | — | — | — | — | — |
| Other Liabilities | ₹5.4K Cr ▲21.5% | ₹4.5K Cr ▲19.6% | ₹3.7K Cr ▼12.0% | ₹4.3K Cr ▲16.5% | ₹3.7K Cr |
| Total Liabilities | ₹1.1L Cr ▲17.4% | ₹92.6K Cr ▲32.1% | ₹70.0K Cr ▲23.9% | ₹56.5K Cr ▲24.4% | ₹45.4K Cr |
| Assets | |||||
| Fixed Assets | ₹735 Cr ▲43.8% | ₹511 Cr ▲32.0% | ₹387 Cr ▲214.6% | ₹123 Cr ▼10.2% | ₹137 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹2.1K Cr ▼39.1% | ₹3.4K Cr ▲171.9% | ₹1.2K Cr ▲118.8% | ₹568 Cr ▲41.3% | ₹402 Cr |
| Other Assets | ₹1.1L Cr ▲19.4% | ₹88.7K Cr ▲29.6% | ₹68.4K Cr ▲22.5% | ₹55.8K Cr ▲24.4% | ₹44.9K Cr |
| Total Assets | ₹1.1L Cr ▲17.4% | ₹92.6K Cr ▲32.1% | ₹70.0K Cr ▲23.9% | ₹56.5K Cr ▲24.4% | ₹45.4K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|
| Operating CF | ₹-13.6K Cr ▲18.6% | ₹-16.7K Cr ▼144.3% | ₹-6.9K Cr ▲23.8% | ₹-9.0K Cr ▼9.8% | ₹-8.2K Cr |
| Investing CF | ₹1.2K Cr ▲154.0% | ₹-2.1K Cr ▼320.6% | ₹973 Cr ▲637.6% | ₹-181 Cr ▼269.4% | ₹-49 Cr |
| Financing CF | ₹12.8K Cr ▼33.3% | ₹19.1K Cr ▲230.1% | ₹5.8K Cr ▼38.6% | ₹9.4K Cr ▲14.8% | ₹8.2K Cr |
| Net Cash Flow | ₹303 Cr ▲20.2% | ₹252 Cr ▲411.1% | ₹-81 Cr ▼129.7% | ₹273 Cr ▲3512.5% | ₹-8 Cr |
| Free Cash Flow | ₹-13.8K Cr ▲17.9% | ₹-16.9K Cr ▼142.2% | ₹-7.0K Cr ▲23.0% | ₹-9.0K Cr ▼9.7% | ₹-8.2K Cr |
Values in ₹ Cr · Source: Screener.in
About HDB Financial Services Limited
Incorporated in 2007, HDB Financial Services Ltd is in the business of lending and providing BPO services[1]One of the largest retail-focused non-banking financial company, its[2] lending products are offered throughour three business verticals: Enterprise Lending, Asset Finance and Consumer Finance
Financial Services · Finance