GIC Housing Finance Limited Share Price & Analysis
₹149.65▲ +0.44%Updated 5 Jun 2026, 05:02 pm IST
LTP
₹149.65
+0.44%
Open
₹—
High
₹151
Low
₹148.05
Close
₹149.65
52W High
₹206
52W Low
₹130
Volume
86K
Lot Size
1
Sector
Financial Services
Market Cap
₹811 Cr
Face Value
₹10
Small Cap
Price Chart
Fundamentals
P/E
5.24
Sector P/E
35.7
P/B
0.38
EPS
₹25.32
ROE
7.61%
ROCE
7.71%
D/E Ratio
—
Div Yield
2.99%
Book Value
₹391
+
Strengths
- ✓Attractively valued vs sector (P/E 5.2x vs industry 35.7x)
- ✓Trading below book value (P/B 0.4x)
- ✓Regular dividends — yield 3%
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹748 | ₹11.5L Cr | 15.2 | 1.98 | 13.8 | 7.04 | — |
| SBIN State Bank of India | ₹977 | ₹8.8L Cr | 10.6 | 1.51 | 15.4 | 6.13 | — |
| ICICIBANK ICICI Bank Limited | ₹1,261 | ₹8.8L Cr | 16.2 | 2.51 | 16.1 | 7.2 | — |
| BAJFINANCE Bajaj Finance Limited | ₹890 | ₹5.5L Cr | 28.6 | 4.86 | 18.2 | 10.8 | — |
| LICI Life Insurance Corporation Of India | ₹400 | ₹5.1L Cr | 8.83 | 2.86 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹3.9L Cr | 14.8 | 1.85 | 13.2 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹377 | ₹3.8L Cr | 19.8 | 2.07 | 11.2 | 6.93 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
GICHSGFIN · as of Mar 2026
Promoters42.41%
FII2.18%▼0.28
DII5.89%
Public49.52%▲0.28
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% | 42.41% |
| FII | 3.28% | 3.18% | 2.64% | 2.91% | 2.46% | 2.18% |
| DII | 5.89% | 5.89% | 5.89% | 5.89% | 5.89% | 5.89% |
| Public | 48.40% | 48.52% | 49.04% | 48.79% | 49.24% | 49.52% |
Corporate Events
To consider and approve the financial results for the period ended March 31, 2026, dividend, Fund Raising and other business matters
Dividend14 May 2026
Dividend - Rs 4.50 Per Share
Dividend17 Jul 2025
Dividend - Rs 4.50 Per Share
Dividend27 Jun 2024
Dividend - Rs 4.50 Per Share
Dividend24 Aug 2023
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹44 Cr ▼12.0% | ₹50 Cr ▲614.3% | ₹7 Cr ▼80.0% | ₹35 Cr ▼30.0% | ₹50 Cr ▲35.1% | ₹37 Cr ▼5.1% | ₹39 Cr ▼27.8% | ₹54 Cr |
| EPS (₹) | 8.11 ▼12.7% | 9.29 ▲573.2% | 1.38 ▼78.9% | 6.54 ▼29.1% | 9.23 ▲36.1% | 6.78 ▼6.4% | 7.24 ▼27.4% | 9.97 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Expenses | ₹226 Cr ▲49.7% | ₹151 Cr ▲7.9% | ₹140 Cr ▲11.1% | ₹126 Cr ▼41.7% | ₹216 Cr |
| Op. Profit | — | — | — | — | — |
| OPM | — | — | — | — | — |
| Other Income | ₹1 Cr ▲133.3% | ₹-3 Cr ▼130.0% | ₹10 Cr ▲66.7% | ₹6 Cr ▲20.0% | ₹5 Cr |
| Interest | ₹687 Cr ▼2.3% | ₹703 Cr ▼1.1% | ₹711 Cr ▲1.1% | ₹703 Cr ▲0.1% | ₹702 Cr |
| Depreciation | ₹11 Cr ▼26.7% | ₹15 Cr ▲0.0% | ₹15 Cr ▲50.0% | ₹10 Cr ▲11.1% | ₹9 Cr |
| PBT | ₹159 Cr ▼23.2% | ₹207 Cr ▲1.5% | ₹204 Cr ▼29.7% | ₹290 Cr ▲26.1% | ₹230 Cr |
| Tax % | 3.0% ▼86.4% | 22.0% ▼15.4% | 26.0% ▲0.0% | 26.0% ▲4.0% | 25.0% |
| Net Profit | ₹155 Cr ▼3.1% | ₹160 Cr ▲6.0% | ₹151 Cr ▼29.1% | ₹213 Cr ▲22.4% | ₹174 Cr |
| EPS (₹) | 28.75 ▼3.5% | 29.79 ▲6.0% | 28.11 ▼29.0% | 39.6 ▲22.9% | 32.22 |
| Div Payout | 0.0% ▼100.0% | 15.0% ▼6.3% | 16.0% ▲45.5% | 11.0% ▼21.4% | 14.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
| Liabilities | ||||||
| Equity Capital | ₹54 Cr ▲0.0% | ₹54 Cr ▲0.0% | ₹54 Cr ▲0.0% | ₹54 Cr ▲0.0% | ₹54 Cr ▲0.0% | ₹54 Cr |
| Reserves | ₹2.1K Cr ▲5.6% | ₹1.9K Cr ▲1.7% | ₹1.9K Cr ▲7.7% | ₹1.8K Cr ▲7.9% | ₹1.6K Cr ▲12.9% | ₹1.5K Cr |
| Borrowings | — | — | — | — | — | — |
| Other Liabilities | ₹74 Cr ▲19.4% | ₹62 Cr ▲3.3% | ₹60 Cr ▲5.3% | ₹57 Cr ▲7.5% | ₹53 Cr ▲0.0% | ₹53 Cr |
| Total Liabilities | ₹11.3K Cr ▲2.0% | ₹11.1K Cr ▲2.8% | ₹10.8K Cr ▲2.9% | ₹10.5K Cr ▼4.1% | ₹10.9K Cr ▼8.5% | ₹11.9K Cr |
| Assets | ||||||
| Fixed Assets | ₹85 Cr ▲112.5% | ₹40 Cr ▲48.1% | ₹27 Cr ▼38.6% | ₹44 Cr ▼15.4% | ₹52 Cr ▲147.6% | ₹21 Cr |
| CWIP | ₹0 Cr | ₹0 Cr ▼100.0% | ₹11 Cr ▲10.0% | ₹10 Cr ▲11.1% | ₹9 Cr ▼69.0% | ₹29 Cr |
| Investments | ₹210 Cr ▼26.8% | ₹287 Cr ▲13.0% | ₹254 Cr ▲51.2% | ₹168 Cr ▼26.6% | ₹229 Cr ▲1535.7% | ₹14 Cr |
| Other Assets | ₹11.0K Cr ▲2.3% | ₹10.8K Cr ▲2.6% | ₹10.5K Cr ▲2.3% | ₹10.2K Cr ▼3.6% | ₹10.6K Cr ▼10.4% | ₹11.9K Cr |
| Total Assets | ₹11.3K Cr ▲2.0% | ₹11.1K Cr ▲2.8% | ₹10.8K Cr ▲2.9% | ₹10.5K Cr ▼4.1% | ₹10.9K Cr ▼8.5% | ₹11.9K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
| Operating CF | ₹-320 Cr ▼1677.8% | ₹-18 Cr ▼103.4% | ₹522 Cr ▼50.0% | ₹1.0K Cr ▼18.9% | ₹1.3K Cr |
| Investing CF | ₹52 Cr ▲159.8% | ₹-87 Cr ▼235.9% | ₹64 Cr ▲130.0% | ₹-213 Cr ▼7000.0% | ₹-3 Cr |
| Financing CF | ₹255 Cr ▲109.0% | ₹122 Cr ▲119.7% | ₹-619 Cr ▲50.0% | ₹-1.2K Cr ▼38.8% | ₹-892 Cr |
| Net Cash Flow | ₹-14 Cr ▼177.8% | ₹18 Cr ▲152.9% | ₹-34 Cr ▲91.7% | ₹-408 Cr ▼204.3% | ₹391 Cr |
| Free Cash Flow | ₹-325 Cr ▼1525.0% | ₹-20 Cr ▼103.9% | ₹518 Cr ▼50.0% | ₹1.0K Cr ▼19.0% | ₹1.3K Cr |
Values in ₹ Cr · Source: Screener.in
About GIC Housing Finance Limited
Incorporated in 1989, GIC Housing Finance Ltd provides loans for the purchase or construction of residential unit[1]
Financial Services · Finance
Related Analysis
Frequently Asked Questions
What is GIC Housing Finance Limited share price today?▾
GIC Housing Finance Limited (GICHSGFIN) is currently trading at ₹149.65 on NSE, up 0.44% as of the last market session. Prices update daily after market close on MarketNetra.
Is GIC Housing Finance Limited available in F&O (Futures & Options)?▾
Yes, GIC Housing Finance Limited (GICHSGFIN) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is GIC Housing Finance Limited 52-week high and low?▾
GIC Housing Finance Limited's 52-week high is ₹206 and the 52-week low is ₹130. The current price of ₹149.65 is 27.4% below the 52W high.
What is GIC Housing Finance Limited P/E ratio?▾
GIC Housing Finance Limited's current P/E ratio is 5.24. This indicates the market is paying ₹5.24 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade GIC Housing Finance Limited options?▾
GIC Housing Finance Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade GICHSGFIN options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.