CREDITACCESS GRAMEEN LIMITED

NSE: CREDITACC · Financial Services

CREDITACCESS GRAMEEN LIMITED Share Price & Analysis

1,534.7 +2.45%Updated 21 Jul 2026, 05:01 pm IST
LTP
1,534.7
+2.45%
Open
High
1,540.9
Low
1,481
Close
₹1,534.7
52W High
₹1,609
52W Low
₹1,113
Volume
263K
Lot Size
1
Sector
Financial Services
Market Cap
₹24K Cr
Face Value
₹10
Large CapNIFTY 500SMALLCAP 100

Price Chart

Fundamentals

P/E
30.5
Sector P/E
35.4
P/B
2.69
EPS
₹8.41
ROE
10.5%
ROCE
9.98%
D/E Ratio
3.03
Div Yield
0%
Book Value
₹490

Concerns

  • Heavy debt load (D/E 3x)

Peer Comparison

CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
HDFCBANK
HDFC Bank Limited
754
₹12.6L Cr161.9313.67.02
ICICIBANK
ICICI Bank Limited
1,440
₹10.4L Cr18.52.7317.37.59
SBIN
State Bank of India
1,025
₹9.6L Cr11.61.5915.46.13
BAJFINANCE
Bajaj Finance Limited
1,056
₹6.6L Cr34.25.7718.210.9
LICI
Life Insurance Corporation Of India
424
₹5.5L Cr9.543.0337.835.10
AXISBANK
Axis Bank Limited
1,234
₹4.1L Cr14.91.7313.16.24
KOTAKBANK
Kotak Mahindra Bank Limited
382
₹3.9L Cr19.42.111.46.98

Showing 7 peers in the same sector · Sorted by market cap

Shareholding Pattern

CREDITACC · as of Mar 2026

Promoters66.43%0.07
FII11.38%1.62
DII12.67%1.50
Public9.50%0.07
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters66.66%66.58%66.56%66.54%66.50%66.43%
FII12.00%11.65%10.88%10.76%9.76%11.38%
DII15.79%15.76%16.25%14.86%14.17%12.67%
Public5.57%6.01%6.31%7.83%9.57%9.50%

Corporate Events

To consider and approve the financial results for the period ended Jun 30, 2026 and other business matters

Results23 Jul 2026

To consider and approve Fund Raising

Event23 Jul 2026

Annual General Meeting/Dividend - Rs 10 Per Share

Dividend25 Jul 2024

Latest News

All news →

CreditAccess Grameen hosts analyst and investor meet

*CreditAccess Grameen hosts analyst and investor meet* to discuss business performance and outlook. The event provides insights from management but no major announcements were made. Updates are likely focused on recent trends and operational metrics. 📊 *STOCKS:* CREDITACCESS | 🏢 *SECTOR:* Microfinance | #LOWIMPACT #Earnings

NSE Filing23 Jun
Low Impact

SMFG India Credit raises funds via bond issue

*SMFG India Credit raises funds via bond issue.* The company has accepted bids for its ongoing bond issuance, as confirmed by bankers. This move strengthens its capital position for future lending growth. Funds raised will support asset expansion and debt refinancing. 📊 *STOCKS:* SMFIL | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #bond

TradingView18 Jun
Medium Impact

YES BANK partners with Northern Arc for credit growth

*YES BANK partners with Northern Arc for credit growth.* The collaboration aims to expand credit access through structured co-lending. This move is expected to boost YES BANK’s retail loan book and improve asset quality. Northern Arc brings credit expertise and risk assessment capabilities to scale lending operations. 📊 *STOCKS:* YESBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #credit growth

Passionate In Marketing16 Jun
Medium Impact

CreditAccess Gramin publishes newspaper notice for compliance

*CreditAccess Gramin publishes newspaper notice for compliance.* This is a routine regulatory disclosure as part of corporate filing requirements. No financial or operational updates were provided. Such notices are standard practice for listed companies. 📊 *STOCKS:* CREDITACC | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Compliance

NSE Filing10 Jun
Low Impact

CreditAccess Grameen publishes newspaper notice

*CreditAccess Grameen publishes newspaper notice* as part of regulatory compliance. The filing is a routine disclosure with no financial impact. Such notices are standard for corporate announcements under listing norms. No material changes to operations or financials are indicated. 📊 *STOCKS:* CREDITACCESS | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CorporateFiling

NSE Filing8 Jun
Low Impact

MSME credit growth hits 23.5% in FY26: RBI

*MSME credit growth accelerates to **23.5%** in FY26, according to the RBI annual report.* This reflects stronger demand and improved credit access for small businesses. Rising credit flow may signal enhanced economic activity in the sector. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #MEDIUMIMPACT #MSME

KNN India29 May
Medium Impact

SEBI proposes major overhaul of municipal bond market

*SEBI proposes major overhaul of municipal bond market*. The regulator has suggested allowing municipal bodies to refinance existing debt and issue pooled municipal bonds to improve credit access. These changes aim to deepen the municipal bond market and enhance liquidity. 📊 *STOCKS:* | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #SEBI

Whalesbook14 May
Medium Impact

Economists urge support measures amid Iran war fallout

*Economists urge support measures amid Iran war fallout.* Government considers relief package focusing on MSMEs, dollar purchase incentives, and credit access for vulnerable sectors. Geopolitical tensions may impact imports and forex reserves, affecting market stability. Policy announcements expected soon to mitigate economic spillover. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #MEDIUMIMPACT #MSME

Fortune India29 Apr
Medium Impact

PMMSY and LoA to boost fisheries co-ops and FFPOs

*PMMSY and LoA to boost fisheries co-ops and FFPOs* aims to strengthen fisheries cooperatives and Farmer Producer Organizations through enhanced credit access and infrastructure. The initiative supports **₹2,500 crore** funding under PMMSY to boost fish production and rural livelihoods. Focus on FFPOs could improve supply chain efficiency and market linkages. 📊 *STOCKS:* | 🏢 *SECTOR:* Regulation | #LOWIMPACT #Fisheries

Indian Cooperative10 Jul
Low Impact

Spense raises $2.8M seed funding for credit infrastructure

*Spense raises $2.8M seed funding for credit infrastructure*. Spense has secured $2.8 million in seed funding to develop India’s next-generation asset-backed credit infrastructure. The capital will boost its fintech platform aimed at improving credit accessibility. While promising, the startup is not yet publicly listed. 📊 *STOCKS:* | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Funding

Indian Startup Times1 Jul
Low Impact

Financials

Quarterly Results

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Op. Profit
OPM
Net Profit
₹340 Cr
▲34.9%
₹252 Cr
▲100.0%
₹126 Cr
▲110.0%
₹60 Cr
▲27.7%
₹47 Cr
▲147.0%
₹-100 Cr
▼153.8%
₹186 Cr
▼53.3%
₹398 Cr
EPS (₹)
21.2
▲34.6%
15.75
▲100.1%
7.87
▲108.8%
3.77
▲27.4%
2.96
▲147.4%
-6.24
▼153.5%
11.67
▼53.2%
24.95

Values in ₹ Cr · Source: Screener.in

Annual Profit & Loss

MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Revenue
Expenses
₹3.1K Cr
▲1.0%
₹3.0K Cr
▲109.8%
₹1.4K Cr
▲22.5%
₹1.2K Cr
▼4.5%
₹1.2K Cr
▼5.6%
₹1.3K Cr
▲104.4%
₹640 Cr
▲77.3%
₹361 Cr
Op. Profit
OPM
Other Income
₹4 Cr
▲0.0%
₹4 Cr
▼33.3%
₹6 Cr
▼90.6%
₹64 Cr
▼21.0%
₹81 Cr
▲1520.0%
₹5 Cr
▲400.0%
₹1 Cr
▲0.0%
₹1 Cr
Interest
₹1.9K Cr
▼2.6%
₹2.0K Cr
▲12.5%
₹1.7K Cr
▲42.9%
₹1.2K Cr
▲23.2%
₹987 Cr
▲5.8%
₹933 Cr
▲59.8%
₹584 Cr
▲40.0%
₹417 Cr
Depreciation
₹63 Cr
▲1.6%
₹62 Cr
▲21.6%
₹51 Cr
▲2.0%
₹50 Cr
▲6.4%
₹47 Cr
▲6.8%
₹44 Cr
▲120.0%
₹20 Cr
▲150.0%
₹8 Cr
PBT
₹1.0K Cr
▲45.7%
₹709 Cr
▼63.4%
₹1.9K Cr
▲75.5%
₹1.1K Cr
▲129.7%
₹481 Cr
▲167.2%
₹180 Cr
▼61.0%
₹462 Cr
▼7.2%
₹498 Cr
Tax %
25.0%
▲0.0%
25.0%
▲0.0%
25.0%
▲0.0%
25.0%
▼7.4%
27.0%
▲0.0%
27.0%
▲0.0%
27.0%
▼22.9%
35.0%
Net Profit
₹778 Cr
▲46.5%
₹531 Cr
▼63.3%
₹1.4K Cr
▲75.1%
₹826 Cr
▲134.0%
₹353 Cr
▲169.5%
₹131 Cr
▼60.9%
₹335 Cr
▲4.0%
₹322 Cr
EPS (₹)
48.54
▲45.9%
33.27
▼63.3%
90.72
▲71.6%
52.87
▲133.4%
22.65
▲163.1%
8.61
▼62.8%
23.17
▲3.4%
22.41
Div Payout
0.0%
0.0%
▼100.0%
11.0%
0.0%
0.0%
0.0%
0.0%
0.0%

Values in ₹ Cr · Source: Screener.in

Balance Sheet

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Liabilities
Equity Capital
₹160 Cr
▲0.0%
₹160 Cr
▲0.6%
₹159 Cr
▲0.0%
₹159 Cr
▲1.9%
₹156 Cr
▲0.0%
₹156 Cr
▲8.3%
₹144 Cr
▲0.0%
₹144 Cr
Reserves
₹7.7K Cr
▲13.0%
₹6.8K Cr
▲6.0%
₹6.4K Cr
▲29.6%
₹4.9K Cr
▲23.4%
₹4.0K Cr
▲13.4%
₹3.5K Cr
▲36.5%
₹2.6K Cr
▲16.6%
₹2.2K Cr
Borrowings
Other Liabilities
₹447 Cr
▲11.5%
₹401 Cr
▼12.8%
₹460 Cr
▲4.8%
₹439 Cr
▲11.4%
₹394 Cr
▼7.7%
₹427 Cr
▲35.1%
₹316 Cr
▲150.8%
₹126 Cr
Total Liabilities
₹31.9K Cr
▲14.8%
₹27.8K Cr
▼3.7%
₹28.9K Cr
▲32.1%
₹21.9K Cr
▲25.0%
₹17.5K Cr
▲16.1%
₹15.1K Cr
▲19.6%
₹12.6K Cr
▲71.1%
₹7.4K Cr
Assets
Fixed Assets
₹588 Cr
▼2.6%
₹604 Cr
▼0.8%
₹609 Cr
▲1.7%
₹599 Cr
▼4.8%
₹629 Cr
▲9.8%
₹573 Cr
▼0.5%
₹576 Cr
▲2204.0%
₹25 Cr
CWIP
₹0 Cr
▼100.0%
₹4 Cr
▼20.0%
₹5 Cr
▲25.0%
₹4 Cr
▲33.3%
₹3 Cr
▲200.0%
₹1 Cr
▼66.7%
₹3 Cr
▲50.0%
₹2 Cr
Investments
₹1.1K Cr
▲20.4%
₹893 Cr
▼37.9%
₹1.4K Cr
▲216.3%
₹455 Cr
▲45400.0%
₹1 Cr
▲0.0%
₹1 Cr
▼97.8%
₹46 Cr
₹0 Cr
Other Assets
₹30.3K Cr
▲15.1%
₹26.3K Cr
▼1.9%
₹26.8K Cr
▲28.9%
₹20.8K Cr
▲23.5%
₹16.8K Cr
▲16.3%
₹14.5K Cr
▲21.1%
₹12.0K Cr
▲63.2%
₹7.3K Cr
Total Assets
₹31.9K Cr
▲14.8%
₹27.8K Cr
▼3.7%
₹28.9K Cr
▲32.1%
₹21.9K Cr
▲25.0%
₹17.5K Cr
▲16.1%
₹15.1K Cr
▲19.6%
₹12.6K Cr
▲71.1%
₹7.4K Cr

Values in ₹ Cr · Source: Screener.in

Cash Flow Statement

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operating CF
₹-2.8K Cr
▼346.2%
₹1.1K Cr
▲123.8%
₹-4.7K Cr
▼43.9%
₹-3.3K Cr
▼21.3%
₹-2.7K Cr
▼496.3%
₹-455 Cr
▲79.6%
₹-2.2K Cr
▼61.7%
₹-1.4K Cr
Investing CF
₹-101 Cr
▼114.3%
₹708 Cr
▲171.2%
₹-994 Cr
▼216.6%
₹-314 Cr
▼851.5%
₹-33 Cr
▼237.5%
₹24 Cr
▲103.8%
₹-638 Cr
▼9014.3%
₹-7 Cr
Financing CF
₹2.8K Cr
▲264.8%
₹-1.7K Cr
▼130.4%
₹5.5K Cr
▲63.3%
₹3.4K Cr
▲71.1%
₹2.0K Cr
▼8.3%
₹2.1K Cr
▼26.5%
₹2.9K Cr
▲59.7%
₹1.8K Cr
Net Cash Flow
₹-120 Cr
▼173.2%
₹164 Cr
▲170.1%
₹-234 Cr
▲2.1%
₹-239 Cr
▲69.4%
₹-780 Cr
▼145.5%
₹1.7K Cr
▲3075.9%
₹54 Cr
▼87.8%
₹444 Cr
Free Cash Flow
₹-2.8K Cr
▼355.2%
₹1.1K Cr
▲123.0%
₹-4.8K Cr
▼43.8%
₹-3.3K Cr
▼20.6%
₹-2.7K Cr
▼484.4%
₹-469 Cr
▲79.2%
₹-2.3K Cr
▼61.2%
₹-1.4K Cr

Values in ₹ Cr · Source: Screener.in

About CREDITACCESS GRAMEEN LIMITED

CreditAccess Grameen Limited is registered as a non-deposit accepting NBFC - Microfinance Institution with the RBI. It is engaged in providing microfinance services to women who are enrolled as members and organized as Joint Liability Groups. It also uses its distribution channel to provide certain other financial products and services to the members. [1]

Financial Services · Finance

Frequently Asked Questions

What is CREDITACCESS GRAMEEN LIMITED share price today?
CREDITACCESS GRAMEEN LIMITED (CREDITACC) is currently trading at ₹1,534.7 on NSE, up 2.45% as of the last market session. Prices update daily after market close on MarketNetra.
Is CREDITACCESS GRAMEEN LIMITED available in F&O (Futures & Options)?
Yes, CREDITACCESS GRAMEEN LIMITED (CREDITACC) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is CREDITACCESS GRAMEEN LIMITED 52-week high and low?
CREDITACCESS GRAMEEN LIMITED's 52-week high is ₹1,609 and the 52-week low is ₹1,113. The current price of ₹1,534.7 is 4.6% below the 52W high.
What is CREDITACCESS GRAMEEN LIMITED P/E ratio?
CREDITACCESS GRAMEEN LIMITED's current P/E ratio is 30.5. This indicates the market is paying ₹30.5 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade CREDITACCESS GRAMEEN LIMITED options?
CREDITACCESS GRAMEEN LIMITED options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade CREDITACC options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.