CREDITACCESS GRAMEEN LIMITED

NSE: CREDITACCFinancial Services

CREDITACCESS GRAMEEN LIMITED Share Price & Analysis

₹1022.20+1.19%Updated 28 Oct 2026, 03:30 pm IST
LTP
₹1022.20+1.19%
Open
₹1015.00
High
₹1038.30
Low
₹996.30
Close
₹1022.20
52W High
₹1634.00
52W Low
₹994.10
Volume
899K
Lot Size
1
Sector
Financial Services
Market Cap
₹16K Cr
Face Value
₹10
Mid CapNIFTY 500SMALLCAP 100Nifty Smallcap 250

Price Chart

Candle
Range

Fundamentals

P/E
10.40
Sector P/E
33.10
P/B
2.69
EPS
₹8.41
ROE
10.50%
ROCE
9.98%
D/E Ratio
3.03
Div Yield
0.00%
Book Value
₹556.00

Strengths

  • Attractively valued vs sector (P/E 10.4x vs industry 33.1x)
  • Near 52-week low — potential value zone (₹994)

Concerns

  • Heavy debt load (D/E 3x)

Peer Comparison

CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
HDFCBANK
HDFC Bank Limited
₹685
₹10.7L Cr13.31.7513.67.02—
ICICIBANK
ICICI Bank Limited
₹1,378
₹10.0L Cr172.5515.97.18—
SBIN
State Bank of India
₹957
₹8.8L Cr10.51.4215.46.13—
BAJFINANCE
Bajaj Finance Limited
₹917
₹5.8L Cr26.44.6318.210.9—
LICI
Life Insurance Corporation Of India
₹391
₹4.8L Cr8.032.837.835.10
KOTAKBANK
Kotak Mahindra Bank Limited
₹440
₹4.3L Cr20.22.2411.46.98—
AXISBANK
Axis Bank Limited
₹1,220
₹3.8L Cr12.71.6513.16.24—

Showing 7 peers in the same sector · Sorted by market cap

Shareholding Pattern

CREDITACC · as of Mar 2026

Promoters66.43%0.07pp
FII11.38%1.62pp
DII12.67%1.50pp
Public9.50%0.07pp
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters66.66%66.58%66.56%66.54%66.50%66.43%
FII12.00%11.65%10.88%10.76%9.76%11.38%
DII15.79%15.76%16.25%14.86%14.17%12.67%
Public5.57%6.01%6.31%7.83%9.57%9.50%

Corporate Events

To consider and approve the financial results for the period ended September 30, 2026 and other business matters

Results21 Oct 2026

To consider and approve the financial results for the period ended Jun 30, 2026 and other business matters

Results23 Jul 2026

To consider and approve Fund Raising

Event23 Jul 2026

Annual General Meeting/Dividend - Rs 10 Per Share

Dividend25 Jul 2024

Latest News

All news

Paisalo signs ₹500 Cr co-lending deal with FatakPay

*Paisalo signs ₹500 Cr co-lending deal with FatakPay* — Paisalo Digital has signed a **₹500 Cr** co-lending agreement with FatakPay to boost retail and MSME financing. The partnership aims to expand credit access through digital platforms. This strategic move strengthens Paisalo’s co-lending book and digital footprint. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Co-Lending

NSE Filing13 Aug
High Impact

CreditAccess Grameen shares up 4% on Sep 2026 updates

*CreditAccess Grameen shares rise 4% following interim business updates for September 2026.* The company reported steady portfolio growth with AUM at **₹26,487 crore**, up **7.2% YoY**. Client base expanded to **7.1 million**, reflecting strong rural demand. Disbursements grew **9% QoQ**, signaling healthy loan demand. 📊 *STOCKS:* $CREDITACC | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #CapitalMarkets

NSE Filing5 Oct
Medium Impact

Moneyboxx Finance raises ₹84 crore in fresh debt

*Moneyboxx Finance raises ₹84 crore in fresh debt.* The company has raised **₹84 crore** in debt funding, with Bandhan Bank joining as a new lender. This capital infusion will strengthen its lending capacity and support future growth. The move highlights improved credit access for smaller NBFCs. 📊 *STOCKS:* $MONEYBOXX | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Funding

NSE Filing1 Oct
Medium Impact

Credit-to-GDP ratio expected to rise on expanding access

*Credit-to-GDP ratio expected to rise on expanding access.* Economists predict broader credit access will drive the ratio higher in India. This reflects improving financial inclusion and rising credit demand across sectors. A growing credit-to-GDP ratio signals economic momentum and increased borrowing activity. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #MEDIUMIMPACT #creditgrowth

Business Standard2d ago
Medium Impact

CreditAccess Grameen to discuss Q2 FY27 results in investor call

*CreditAccess Grameen to discuss Q2 FY27 results in upcoming investor call.* The company has scheduled an analyst and institutional investor meet to review performance. **No financial results or major announcements** have been disclosed yet. This is a routine update ahead of formal disclosures. 📊 *STOCKS:* $CREDITACCESS | 🏢 *SECTOR:* Financial Services | #LOWIMPACT #Earnings

NSE Filing2d ago
Low Impact

CreditAccess Grameen publishes mandatory newspaper notice

*CreditAccess Grameen publishes mandatory newspaper notice.* This is a routine regulatory disclosure as per NSE listing norms. No financial or operational impact is expected. Such filings are standard practice for listed entities. 📊 *STOCKS:* $CREDITACC | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #CorporateFiling

NSE Filing5d ago
Low Impact

CreditAccess Grameen allots 14,575 shares under ESOP

*CreditAccess Grameen allots 14,575 shares under ESOP.* The allotment is part of the company's employee stock ownership program. Such moves are routine and typically impact share count marginally. No immediate financial or strategic shift is indicated. 📊 *STOCKS:* $CREDITACC | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #ESOP

NSE Filing21 Oct
Low Impact

CreditAccess Grameen hosts analyst and investor call

*CreditAccess Grameen hosts analyst and investor call*. Company updated institutional investors on business performance and outlook during the recent con-call. The meet focused on portfolio quality, disbursement trends, and regional expansion plans. No major policy or financial changes were announced. 📊 *STOCKS:* $CREDITACAG | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #InvestorMeet

NSE Filing14 Oct
Low Impact

CreditAccess Grameen allots 19,360 shares under ESOPs.

*CreditAccess Grameen allots 19,360 shares under employee stock ownership plans.* The allotment is part of the company’s ongoing ESOP/ESOS/ESPS program. **19,360 shares** were issued, increasing outstanding equity slightly. This move aligns with retention and incentive strategies for employees. 📊 *STOCKS:* $CREDITACC | 🏢 *SECTOR:* Banking | #LOWIMPACT #ESOP

NSE Filing7 Oct
Low Impact

CreditAccess Grameen updates investors in analyst meet

*CreditAccess Grameen updates investors in analyst meet*. Company shared recent business updates during an analyst and institutional investor meet. The discussion covered performance metrics and strategic outlook. No major financial announcements or guidance changes were disclosed. 📊 *STOCKS:* $CARE | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystMeet

NSE Filing18 Sept
Low Impact

Financials

Quarterly Results

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
—
—
—
—
—
—
—
—
Op. Profit
—
—
—
—
—
—
—
—
OPM
—
—
—
—
—
—
—
—
Net Profit
₹340 Cr
34.9%
₹252 Cr
100.0%
₹126 Cr
110.0%
₹60 Cr
27.7%
₹47 Cr
147.0%
₹-100 Cr
153.8%
₹186 Cr
53.3%
₹398 Cr
EPS (₹)
21.2
34.6%
15.75
100.1%
7.87
108.8%
3.77
27.4%
2.96
147.4%
-6.24
153.5%
11.67
53.2%
24.95

Values in ₹ Cr · Source: Screener.in

Annual Profit & Loss

MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Revenue
—
—
—
—
—
—
—
—
Expenses
₹3.1K Cr
1.0%
₹3.0K Cr
109.8%
₹1.4K Cr
22.5%
₹1.2K Cr
4.5%
₹1.2K Cr
5.6%
₹1.3K Cr
104.4%
₹640 Cr
77.3%
₹361 Cr
Op. Profit
—
—
—
—
—
—
—
—
OPM
—
—
—
—
—
—
—
—
Other Income
₹4 Cr
0.0%
₹4 Cr
33.3%
₹6 Cr
90.6%
₹64 Cr
21.0%
₹81 Cr
1520.0%
₹5 Cr
400.0%
₹1 Cr
0.0%
₹1 Cr
Interest
₹1.9K Cr
2.6%
₹2.0K Cr
12.5%
₹1.7K Cr
42.9%
₹1.2K Cr
23.2%
₹987 Cr
5.8%
₹933 Cr
59.8%
₹584 Cr
40.0%
₹417 Cr
Depreciation
₹63 Cr
1.6%
₹62 Cr
21.6%
₹51 Cr
2.0%
₹50 Cr
6.4%
₹47 Cr
6.8%
₹44 Cr
120.0%
₹20 Cr
150.0%
₹8 Cr
PBT
₹1.0K Cr
45.7%
₹709 Cr
63.4%
₹1.9K Cr
75.5%
₹1.1K Cr
129.7%
₹481 Cr
167.2%
₹180 Cr
61.0%
₹462 Cr
7.2%
₹498 Cr
Tax %
25.0%
0.0%
25.0%
0.0%
25.0%
0.0%
25.0%
7.4%
27.0%
0.0%
27.0%
0.0%
27.0%
22.9%
35.0%
Net Profit
₹778 Cr
46.5%
₹531 Cr
63.3%
₹1.4K Cr
75.1%
₹826 Cr
134.0%
₹353 Cr
169.5%
₹131 Cr
60.9%
₹335 Cr
4.0%
₹322 Cr
EPS (₹)
48.54
45.9%
33.27
63.3%
90.72
71.6%
52.87
133.4%
22.65
163.1%
8.61
62.8%
23.17
3.4%
22.41
Div Payout
0.0%
0.0%
100.0%
11.0%
0.0%
0.0%
0.0%
0.0%
0.0%

Values in ₹ Cr · Source: Screener.in

Balance Sheet

ItemSep 2026Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Liabilities
Equity Capital
₹161 Cr
0.6%
₹160 Cr
0.0%
₹160 Cr
0.6%
₹159 Cr
0.0%
₹159 Cr
1.9%
₹156 Cr
0.0%
₹156 Cr
8.3%
₹144 Cr
0.0%
₹144 Cr
Reserves
₹8.8K Cr
14.0%
₹7.7K Cr
13.0%
₹6.8K Cr
6.0%
₹6.4K Cr
29.6%
₹4.9K Cr
23.4%
₹4.0K Cr
13.4%
₹3.5K Cr
36.5%
₹2.6K Cr
16.6%
₹2.2K Cr
Borrowings
—
—
—
—
—
—
—
—
—
Other Liabilities
₹403 Cr
9.8%
₹447 Cr
11.5%
₹401 Cr
12.8%
₹460 Cr
4.8%
₹439 Cr
11.4%
₹394 Cr
7.7%
₹427 Cr
35.1%
₹316 Cr
150.8%
₹126 Cr
Total Liabilities
₹34.5K Cr
7.9%
₹31.9K Cr
14.8%
₹27.8K Cr
3.7%
₹28.9K Cr
32.1%
₹21.9K Cr
25.0%
₹17.5K Cr
16.1%
₹15.1K Cr
19.6%
₹12.6K Cr
71.1%
₹7.4K Cr
Assets
Fixed Assets
₹578 Cr
1.7%
₹588 Cr
2.6%
₹604 Cr
0.8%
₹609 Cr
1.7%
₹599 Cr
4.8%
₹629 Cr
9.8%
₹573 Cr
0.5%
₹576 Cr
2204.0%
₹25 Cr
CWIP
₹0 Cr
₹0 Cr
100.0%
₹4 Cr
20.0%
₹5 Cr
25.0%
₹4 Cr
33.3%
₹3 Cr
200.0%
₹1 Cr
66.7%
₹3 Cr
50.0%
₹2 Cr
Investments
₹1.9K Cr
79.2%
₹1.1K Cr
20.4%
₹893 Cr
37.9%
₹1.4K Cr
216.3%
₹455 Cr
45400.0%
₹1 Cr
0.0%
₹1 Cr
97.8%
₹46 Cr
₹0 Cr
Other Assets
₹31.9K Cr
5.5%
₹30.3K Cr
15.1%
₹26.3K Cr
1.9%
₹26.8K Cr
28.9%
₹20.8K Cr
23.5%
₹16.8K Cr
16.3%
₹14.5K Cr
21.1%
₹12.0K Cr
63.2%
₹7.3K Cr
Total Assets
₹34.5K Cr
7.9%
₹31.9K Cr
14.8%
₹27.8K Cr
3.7%
₹28.9K Cr
32.1%
₹21.9K Cr
25.0%
₹17.5K Cr
16.1%
₹15.1K Cr
19.6%
₹12.6K Cr
71.1%
₹7.4K Cr

Values in ₹ Cr · Source: Screener.in

Cash Flow Statement

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operating CF
₹-2.8K Cr
346.2%
₹1.1K Cr
123.8%
₹-4.7K Cr
43.9%
₹-3.3K Cr
21.3%
₹-2.7K Cr
496.3%
₹-455 Cr
79.6%
₹-2.2K Cr
61.7%
₹-1.4K Cr
Investing CF
₹-101 Cr
114.3%
₹708 Cr
171.2%
₹-994 Cr
216.6%
₹-314 Cr
851.5%
₹-33 Cr
237.5%
₹24 Cr
103.8%
₹-638 Cr
9014.3%
₹-7 Cr
Financing CF
₹2.8K Cr
264.8%
₹-1.7K Cr
130.4%
₹5.5K Cr
63.3%
₹3.4K Cr
71.1%
₹2.0K Cr
8.3%
₹2.1K Cr
26.5%
₹2.9K Cr
59.7%
₹1.8K Cr
Net Cash Flow
₹-120 Cr
173.2%
₹164 Cr
170.1%
₹-234 Cr
2.1%
₹-239 Cr
69.4%
₹-780 Cr
145.5%
₹1.7K Cr
3075.9%
₹54 Cr
87.8%
₹444 Cr
Free Cash Flow
₹-2.8K Cr
355.2%
₹1.1K Cr
123.0%
₹-4.8K Cr
43.8%
₹-3.3K Cr
20.6%
₹-2.7K Cr
484.4%
₹-469 Cr
79.2%
₹-2.3K Cr
61.2%
₹-1.4K Cr

Values in ₹ Cr · Source: Screener.in

About CREDITACCESS GRAMEEN LIMITED

CreditAccess Grameen Limited is registered as a non-deposit accepting NBFC - Microfinance Institution with the RBI. It is engaged in providing microfinance services to women who are enrolled as members and organized as Joint Liability Groups. It also uses its distribution channel to provide certain other financial products and services to the members. [1]

Financial ServicesFinance

Frequently Asked Questions

What is CREDITACCESS GRAMEEN LIMITED share price today?
CREDITACCESS GRAMEEN LIMITED (CREDITACC) is currently trading at ₹1,022.2 on NSE, up 1.19% as of the last market session. Prices update daily after market close on MarketNetra.
Is CREDITACCESS GRAMEEN LIMITED available in F&O (Futures & Options)?
Yes, CREDITACCESS GRAMEEN LIMITED (CREDITACC) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is CREDITACCESS GRAMEEN LIMITED 52-week high and low?
CREDITACCESS GRAMEEN LIMITED's 52-week high is ₹1,634 and the 52-week low is ₹994.1. The current price of ₹1,022.2 is 37.4% below the 52W high.
What is CREDITACCESS GRAMEEN LIMITED P/E ratio?
CREDITACCESS GRAMEEN LIMITED's current P/E ratio is 10.4. This indicates the market is paying ₹10.4 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade CREDITACCESS GRAMEEN LIMITED options?
CREDITACCESS GRAMEEN LIMITED options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade CREDITACC options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.