CREDITACCESS GRAMEEN LIMITED

NSE: CREDITACCFinancial Services

CREDITACCESS GRAMEEN LIMITED Share Price & Analysis

₹1443.10+0.40%Updated 4 Sept 2026, 03:30 pm IST
LTP
₹1443.10+0.40%
Open
₹1442.50
High
₹1468.00
Low
₹1439.00
Close
₹1443.10
52W High
₹1634.00
52W Low
₹1113.00
Volume
218K
Lot Size
1
Sector
Financial Services
Market Cap
₹23K Cr
Face Value
₹10
Large CapNIFTY 500SMALLCAP 100Nifty Smallcap 250

Price Chart

Candle
Range

Fundamentals

P/E
19.10
Sector P/E
37.50
P/B
2.69
EPS
₹8.41
ROE
10.50%
ROCE
9.98%
D/E Ratio
3.03
Div Yield
0.00%
Book Value
₹490.00

Strengths

  • Attractively valued vs sector (P/E 19.1x vs industry 37.5x)

Concerns

  • Heavy debt load (D/E 3x)

Peer Comparison

CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
HDFCBANK
HDFC Bank Limited
712
₹11.0L Cr13.91.8313.67.02
ICICIBANK
ICICI Bank Limited
1,423
₹10.2L Cr18.22.715.97.18
SBIN
State Bank of India
1,016
₹9.4L Cr11.21.5115.46.13
BAJFINANCE
Bajaj Finance Limited
1,061
₹6.6L Cr32.25.818.210.9
LICI
Life Insurance Corporation Of India
415
₹5.3L Cr8.7537.835.10
KOTAKBANK
Kotak Mahindra Bank Limited
425
₹4.2L Cr21.12.3311.46.98
AXISBANK
Axis Bank Limited
1,273
₹4.0L Cr14.31.7913.16.24

Showing 7 peers in the same sector · Sorted by market cap

Shareholding Pattern

CREDITACC · as of Mar 2026

Promoters66.43%0.07pp
FII11.38%1.62pp
DII12.67%1.50pp
Public9.50%0.07pp
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters66.66%66.58%66.56%66.54%66.50%66.43%
FII12.00%11.65%10.88%10.76%9.76%11.38%
DII15.79%15.76%16.25%14.86%14.17%12.67%
Public5.57%6.01%6.31%7.83%9.57%9.50%

Corporate Events

To consider and approve the financial results for the period ended Jun 30, 2026 and other business matters

Results23 Jul 2026

To consider and approve Fund Raising

Event23 Jul 2026

Annual General Meeting/Dividend - Rs 10 Per Share

Dividend25 Jul 2024

Latest News

All news

Paisalo signs ₹500 Cr co-lending deal with FatakPay

*Paisalo signs ₹500 Cr co-lending deal with FatakPay* — Paisalo Digital has signed a **₹500 Cr** co-lending agreement with FatakPay to boost retail and MSME financing. The partnership aims to expand credit access through digital platforms. This strategic move strengthens Paisalo’s co-lending book and digital footprint. 📊 *STOCKS:* $PAISALO | 🏢 *SECTOR:* CapitalMarkets | #HIGHIMPACT #Co-Lending

NSE Filing13 Aug
High Impact

CreditAccess Grameen raises ₹300 crore via NCDs

*CreditAccess Grameen raises ₹300 crore via NCDs*. The company secured **₹300 crore** through a bilateral issuance of non-convertible debentures (NCDs), strengthening its capital base. The funds will support portfolio growth and operational expansion in the microfinance sector. This move enhances liquidity without diluting equity. 📊 *STOCKS:* $CREDITACCESS | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Funding

ET BFSI3d ago
Medium Impact

Bank of America joins Jio Credit JV to tap India's credit boom

*Bank of America joins Jio Credit JV to tap India's credit boom.* The partnership aims to leverage India’s growing consumer credit market through digital infrastructure. While specific investment figures aren’t disclosed, the move signals strong confidence in fintech and digital lending. Strategic collaboration could enhance credit access and financial inclusion. 📊 *STOCKS:* | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Jio

PYMNTS.com13 Aug
Medium Impact

GMR Airports raises ₹6,500 crore for expansion and refinancing.

*GMR Airports raises ₹6,500 crore for expansion and refinancing.* The funds will be used for debt refinancing and capital expenditure for ongoing airport projects. This move strengthens liquidity and supports future growth. The raise highlights improved credit access for infrastructure firms. 📊 *STOCKS:* $GMRM | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #Fundraising

livemint.com10 Aug
Medium Impact

CreditAccess Grameen hosts analyst and investor meet.

*CreditAccess Grameen hosts analyst and investor meet.* The company held a conference call with analysts and institutional investors to discuss business updates. No major financial announcements or guidance changes were disclosed. The event was part of routine investor engagement. 📊 *STOCKS:* $CREDITACC | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #AnalystMeet

NSE Filing10 Aug
Low Impact

CreditAccess Grameen promoter sells 2.28% stake in ₹542 cr deal

*CreditAccess Grameen promoter CAI sells 2.28% stake via ₹542 cr block deal.* The transaction reflects a partial exit by the promoter, with the shares traded at a bulk discount. Such block deals often signal sentiment shifts, though no immediate change in control is expected. 📊 *STOCKS:* $CREDITACCESS | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #StakeSale

scanx.trade6 Aug
Medium Impact

CreditAccess Grameen hosts analyst and investor meet

*CreditAccess Grameen hosts analyst and investor meet* to discuss business performance and outlook. The event provides insights from management but no major announcements were made. Updates are likely focused on recent trends and operational metrics. 📊 *STOCKS:* CREDITACCESS | 🏢 *SECTOR:* Microfinance | #LOWIMPACT #Earnings

NSE Filing23 Jun
Low Impact

SMFG India Credit raises funds via bond issue

*SMFG India Credit raises funds via bond issue.* The company has accepted bids for its ongoing bond issuance, as confirmed by bankers. This move strengthens its capital position for future lending growth. Funds raised will support asset expansion and debt refinancing. 📊 *STOCKS:* SMFIL | 🏢 *SECTOR:* CapitalMarkets | #MEDIUMIMPACT #bond

TradingView18 Jun
Medium Impact

YES BANK partners with Northern Arc for credit growth

*YES BANK partners with Northern Arc for credit growth.* The collaboration aims to expand credit access through structured co-lending. This move is expected to boost YES BANK’s retail loan book and improve asset quality. Northern Arc brings credit expertise and risk assessment capabilities to scale lending operations. 📊 *STOCKS:* YESBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #credit growth

Passionate In Marketing16 Jun
Medium Impact

CreditAccess Gramin publishes newspaper notice for compliance

*CreditAccess Gramin publishes newspaper notice for compliance.* This is a routine regulatory disclosure as part of corporate filing requirements. No financial or operational updates were provided. Such notices are standard practice for listed companies. 📊 *STOCKS:* CREDITACC | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Compliance

NSE Filing10 Jun
Low Impact

Financials

Quarterly Results

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Op. Profit
OPM
Net Profit
₹340 Cr
34.9%
₹252 Cr
100.0%
₹126 Cr
110.0%
₹60 Cr
27.7%
₹47 Cr
147.0%
₹-100 Cr
153.8%
₹186 Cr
53.3%
₹398 Cr
EPS (₹)
21.2
34.6%
15.75
100.1%
7.87
108.8%
3.77
27.4%
2.96
147.4%
-6.24
153.5%
11.67
53.2%
24.95

Values in ₹ Cr · Source: Screener.in

Annual Profit & Loss

MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Revenue
Expenses
₹3.1K Cr
1.0%
₹3.0K Cr
109.8%
₹1.4K Cr
22.5%
₹1.2K Cr
4.5%
₹1.2K Cr
5.6%
₹1.3K Cr
104.4%
₹640 Cr
77.3%
₹361 Cr
Op. Profit
OPM
Other Income
₹4 Cr
0.0%
₹4 Cr
33.3%
₹6 Cr
90.6%
₹64 Cr
21.0%
₹81 Cr
1520.0%
₹5 Cr
400.0%
₹1 Cr
0.0%
₹1 Cr
Interest
₹1.9K Cr
2.6%
₹2.0K Cr
12.5%
₹1.7K Cr
42.9%
₹1.2K Cr
23.2%
₹987 Cr
5.8%
₹933 Cr
59.8%
₹584 Cr
40.0%
₹417 Cr
Depreciation
₹63 Cr
1.6%
₹62 Cr
21.6%
₹51 Cr
2.0%
₹50 Cr
6.4%
₹47 Cr
6.8%
₹44 Cr
120.0%
₹20 Cr
150.0%
₹8 Cr
PBT
₹1.0K Cr
45.7%
₹709 Cr
63.4%
₹1.9K Cr
75.5%
₹1.1K Cr
129.7%
₹481 Cr
167.2%
₹180 Cr
61.0%
₹462 Cr
7.2%
₹498 Cr
Tax %
25.0%
0.0%
25.0%
0.0%
25.0%
0.0%
25.0%
7.4%
27.0%
0.0%
27.0%
0.0%
27.0%
22.9%
35.0%
Net Profit
₹778 Cr
46.5%
₹531 Cr
63.3%
₹1.4K Cr
75.1%
₹826 Cr
134.0%
₹353 Cr
169.5%
₹131 Cr
60.9%
₹335 Cr
4.0%
₹322 Cr
EPS (₹)
48.54
45.9%
33.27
63.3%
90.72
71.6%
52.87
133.4%
22.65
163.1%
8.61
62.8%
23.17
3.4%
22.41
Div Payout
0.0%
0.0%
100.0%
11.0%
0.0%
0.0%
0.0%
0.0%
0.0%

Values in ₹ Cr · Source: Screener.in

Balance Sheet

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Liabilities
Equity Capital
₹160 Cr
0.0%
₹160 Cr
0.6%
₹159 Cr
0.0%
₹159 Cr
1.9%
₹156 Cr
0.0%
₹156 Cr
8.3%
₹144 Cr
0.0%
₹144 Cr
Reserves
₹7.7K Cr
13.0%
₹6.8K Cr
6.0%
₹6.4K Cr
29.6%
₹4.9K Cr
23.4%
₹4.0K Cr
13.4%
₹3.5K Cr
36.5%
₹2.6K Cr
16.6%
₹2.2K Cr
Borrowings
Other Liabilities
₹447 Cr
11.5%
₹401 Cr
12.8%
₹460 Cr
4.8%
₹439 Cr
11.4%
₹394 Cr
7.7%
₹427 Cr
35.1%
₹316 Cr
150.8%
₹126 Cr
Total Liabilities
₹31.9K Cr
14.8%
₹27.8K Cr
3.7%
₹28.9K Cr
32.1%
₹21.9K Cr
25.0%
₹17.5K Cr
16.1%
₹15.1K Cr
19.6%
₹12.6K Cr
71.1%
₹7.4K Cr
Assets
Fixed Assets
₹588 Cr
2.6%
₹604 Cr
0.8%
₹609 Cr
1.7%
₹599 Cr
4.8%
₹629 Cr
9.8%
₹573 Cr
0.5%
₹576 Cr
2204.0%
₹25 Cr
CWIP
₹0 Cr
100.0%
₹4 Cr
20.0%
₹5 Cr
25.0%
₹4 Cr
33.3%
₹3 Cr
200.0%
₹1 Cr
66.7%
₹3 Cr
50.0%
₹2 Cr
Investments
₹1.1K Cr
20.4%
₹893 Cr
37.9%
₹1.4K Cr
216.3%
₹455 Cr
45400.0%
₹1 Cr
0.0%
₹1 Cr
97.8%
₹46 Cr
₹0 Cr
Other Assets
₹30.3K Cr
15.1%
₹26.3K Cr
1.9%
₹26.8K Cr
28.9%
₹20.8K Cr
23.5%
₹16.8K Cr
16.3%
₹14.5K Cr
21.1%
₹12.0K Cr
63.2%
₹7.3K Cr
Total Assets
₹31.9K Cr
14.8%
₹27.8K Cr
3.7%
₹28.9K Cr
32.1%
₹21.9K Cr
25.0%
₹17.5K Cr
16.1%
₹15.1K Cr
19.6%
₹12.6K Cr
71.1%
₹7.4K Cr

Values in ₹ Cr · Source: Screener.in

Cash Flow Statement

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operating CF
₹-2.8K Cr
346.2%
₹1.1K Cr
123.8%
₹-4.7K Cr
43.9%
₹-3.3K Cr
21.3%
₹-2.7K Cr
496.3%
₹-455 Cr
79.6%
₹-2.2K Cr
61.7%
₹-1.4K Cr
Investing CF
₹-101 Cr
114.3%
₹708 Cr
171.2%
₹-994 Cr
216.6%
₹-314 Cr
851.5%
₹-33 Cr
237.5%
₹24 Cr
103.8%
₹-638 Cr
9014.3%
₹-7 Cr
Financing CF
₹2.8K Cr
264.8%
₹-1.7K Cr
130.4%
₹5.5K Cr
63.3%
₹3.4K Cr
71.1%
₹2.0K Cr
8.3%
₹2.1K Cr
26.5%
₹2.9K Cr
59.7%
₹1.8K Cr
Net Cash Flow
₹-120 Cr
173.2%
₹164 Cr
170.1%
₹-234 Cr
2.1%
₹-239 Cr
69.4%
₹-780 Cr
145.5%
₹1.7K Cr
3075.9%
₹54 Cr
87.8%
₹444 Cr
Free Cash Flow
₹-2.8K Cr
355.2%
₹1.1K Cr
123.0%
₹-4.8K Cr
43.8%
₹-3.3K Cr
20.6%
₹-2.7K Cr
484.4%
₹-469 Cr
79.2%
₹-2.3K Cr
61.2%
₹-1.4K Cr

Values in ₹ Cr · Source: Screener.in

About CREDITACCESS GRAMEEN LIMITED

CreditAccess Grameen Limited is registered as a non-deposit accepting NBFC - Microfinance Institution with the RBI. It is engaged in providing microfinance services to women who are enrolled as members and organized as Joint Liability Groups. It also uses its distribution channel to provide certain other financial products and services to the members. [1]

Financial ServicesFinance

Frequently Asked Questions

What is CREDITACCESS GRAMEEN LIMITED share price today?
CREDITACCESS GRAMEEN LIMITED (CREDITACC) is currently trading at ₹1,443.1 on NSE, up 0.40% as of the last market session. Prices update daily after market close on MarketNetra.
Is CREDITACCESS GRAMEEN LIMITED available in F&O (Futures & Options)?
Yes, CREDITACCESS GRAMEEN LIMITED (CREDITACC) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is CREDITACCESS GRAMEEN LIMITED 52-week high and low?
CREDITACCESS GRAMEEN LIMITED's 52-week high is ₹1,634 and the 52-week low is ₹1,113. The current price of ₹1,443.1 is 11.7% below the 52W high.
What is CREDITACCESS GRAMEEN LIMITED P/E ratio?
CREDITACCESS GRAMEEN LIMITED's current P/E ratio is 19.1. This indicates the market is paying ₹19.1 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade CREDITACCESS GRAMEEN LIMITED options?
CREDITACCESS GRAMEEN LIMITED options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade CREDITACC options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.