Cholamandalam Financial Holdings Limited

NSE: CHOLAHLDNG · Financial Services

Cholamandalam Financial Holdings Limited Share Price & Analysis

1,550.2 -0.20%Updated 21 Jul 2026, 05:01 pm IST
LTP
1,550.2
-0.2%
Open
High
1,566
Low
1,542.6
Close
₹1,550.2
52W High
₹2,299
52W Low
₹1,305
Volume
89K
Lot Size
1
Sector
Financial Services
Market Cap
₹30K Cr
Face Value
₹1
Large CapNIFTY 500SMALLCAP 100

Price Chart

Fundamentals

P/E
12.1
Sector P/E
35.4
P/B
1.8
EPS
₹130.08
ROE
17.5%
ROCE
9.75%
D/E Ratio
6.21
Div Yield
0.08%
Book Value
₹823
+

Strengths

  • Strong return on equity (ROE 17.5%)
  • Attractively valued vs sector (P/E 12.1x vs industry 35.4x)

Concerns

  • Heavy debt load (D/E 6.2x)

Peer Comparison

CompanyCMPMkt CapP/EP/BROE %ROCE %D/E
HDFCBANK
HDFC Bank Limited
754
₹12.6L Cr161.9313.67.02
ICICIBANK
ICICI Bank Limited
1,440
₹10.4L Cr18.52.7317.37.59
SBIN
State Bank of India
1,025
₹9.6L Cr11.61.5915.46.13
BAJFINANCE
Bajaj Finance Limited
1,056
₹6.6L Cr34.25.7718.210.9
LICI
Life Insurance Corporation Of India
424
₹5.5L Cr9.543.0337.835.10
AXISBANK
Axis Bank Limited
1,234
₹4.1L Cr14.91.7313.16.24
KOTAKBANK
Kotak Mahindra Bank Limited
382
₹3.9L Cr19.42.111.46.98

Showing 7 peers in the same sector · Sorted by market cap

Shareholding Pattern

CHOLAHLDNG · as of Mar 2026

Promoters46.45%
FII17.68%1.31
DII21.80%1.14
Public13.62%0.16
Govt0.46%
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters47.37%47.37%47.32%47.32%46.45%46.45%
FII12.87%13.78%13.73%16.28%16.37%17.68%
DII25.96%25.24%25.51%23.01%22.94%21.80%
Public13.34%13.15%12.99%12.93%13.78%13.62%
Govt0.46%0.46%0.46%0.46%0.46%0.46%

Corporate Events

To consider and approve the financial results for the period ended Jun 30, 2026

Results13 Aug 2026

Dividend - Rs 1.30 Per Share

Dividend31 Jul 2025

Annual General Meeting/Dividend - Re 0.55 Per Share

Dividend1 Aug 2024

Annual General Meeting/Dividend - Rs 0.55 Per Share

Dividend2 Aug 2023

Financials

Quarterly Results

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Op. Profit
OPM
Net Profit
₹1.6K Cr
▲17.3%
₹1.4K Cr
▲14.2%
₹1.2K Cr
▼3.7%
₹1.3K Cr
▼7.5%
₹1.4K Cr
▲24.6%
₹1.1K Cr
▼2.8%
₹1.1K Cr
▼3.0%
₹1.2K Cr
EPS (₹)
36.59
▲9.8%
33.32
▲13.8%
29.29
▼4.9%
30.81
▼5.7%
32.68
▲26.2%
25.89
▼7.5%
27.99
▼4.1%
29.2

Values in ₹ Cr · Source: Screener.in

Annual Profit & Loss

MetricMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Revenue
Expenses
₹17.5K Cr
▲22.8%
₹14.3K Cr
▲25.3%
₹11.4K Cr
▲32.5%
₹8.6K Cr
▲19.2%
₹7.2K Cr
▲5.9%
₹6.8K Cr
▲3.3%
₹6.6K Cr
▲28.0%
₹5.1K Cr
▲14.6%
₹4.5K Cr
▲88.9%
₹2.4K Cr
Op. Profit
OPM
Other Income
₹510 Cr
▲94.7%
₹262 Cr
▲2.3%
₹256 Cr
▲15.8%
₹221 Cr
▲140.2%
₹92 Cr
▲53.3%
₹60 Cr
▲5900.0%
₹1 Cr
▼95.2%
₹21 Cr
₹0 Cr
▼100.0%
₹1 Cr
Interest
₹14.4K Cr
▲15.2%
₹12.5K Cr
▲35.1%
₹9.2K Cr
▲60.1%
₹5.8K Cr
▲33.5%
₹4.3K Cr
▼6.1%
₹4.6K Cr
▲0.3%
₹4.6K Cr
▲28.0%
₹3.6K Cr
▲35.1%
₹2.7K Cr
₹0 Cr
Depreciation
₹333 Cr
▲12.5%
₹296 Cr
▲19.4%
₹248 Cr
▲40.9%
₹176 Cr
▲14.3%
₹154 Cr
▲6.2%
₹145 Cr
▼3.3%
₹150 Cr
▲92.3%
₹78 Cr
▲11.4%
₹70 Cr
▲311.8%
₹17 Cr
PBT
₹7.3K Cr
▲14.6%
₹6.4K Cr
▲23.1%
₹5.2K Cr
▲36.0%
₹3.8K Cr
▲25.6%
₹3.0K Cr
▲26.8%
₹2.4K Cr
▲32.9%
₹1.8K Cr
▼15.4%
₹2.1K Cr
▲26.0%
₹1.7K Cr
▲474.6%
₹295 Cr
Tax %
25.0%
▼3.8%
26.0%
▲0.0%
26.0%
▲0.0%
26.0%
▲0.0%
26.0%
▼3.7%
27.0%
▼25.0%
36.0%
▲5.9%
34.0%
▲0.0%
34.0%
▲13.3%
30.0%
Net Profit
₹5.5K Cr
▲15.7%
₹4.7K Cr
▲23.1%
₹3.9K Cr
▲37.0%
₹2.8K Cr
▲25.5%
₹2.2K Cr
▲26.9%
₹1.8K Cr
▲51.4%
₹1.2K Cr
▼17.7%
₹1.4K Cr
▲25.6%
₹1.1K Cr
▲109.5%
₹538 Cr
EPS (₹)
130.01
▲12.3%
115.76
▲22.6%
94.39
▲37.4%
68.71
▲26.1%
54.49
▲24.0%
43.93
▲49.7%
29.34
▼21.0%
37.12
▲26.6%
29.32
▲20.9%
24.26
Div Payout
1.0%
▲0.0%
1.0%
▲0.0%
1.0%
▲0.0%
1.0%
▲0.0%
1.0%
▲0.0%
1.0%
▼50.0%
2.0%
▼33.3%
3.0%
▼25.0%
4.0%
▲300.0%
1.0%

Values in ₹ Cr · Source: Screener.in

Balance Sheet

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Liabilities
Equity Capital
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
▲0.0%
₹19 Cr
Reserves
₹15.4K Cr
▲23.5%
₹12.5K Cr
▲22.2%
₹10.2K Cr
▲33.8%
₹7.6K Cr
▲18.9%
₹6.4K Cr
▲19.8%
₹5.4K Cr
▲17.4%
₹4.6K Cr
▲16.5%
₹3.9K Cr
▲19.3%
₹3.3K Cr
▲19.9%
₹2.7K Cr
Borrowings
Other Liabilities
₹42.5K Cr
▲12.6%
₹37.7K Cr
▲15.5%
₹32.7K Cr
▲24.8%
₹26.2K Cr
▲18.5%
₹22.1K Cr
▲13.7%
₹19.4K Cr
▲20.3%
₹16.1K Cr
▲19.2%
₹13.5K Cr
▲13.9%
₹11.9K Cr
▲132.0%
₹5.1K Cr
Total Liabilities
₹2.7L Cr
▲19.5%
₹2.2L Cr
▲27.0%
₹1.8L Cr
▲35.0%
₹1.3L Cr
▲34.0%
₹97.8K Cr
▲10.3%
₹88.6K Cr
▲16.8%
₹75.9K Cr
▲11.7%
₹67.9K Cr
▲27.2%
₹53.4K Cr
▲576.7%
₹7.9K Cr
Assets
Fixed Assets
₹2.3K Cr
▲12.3%
₹2.0K Cr
▲13.7%
₹1.8K Cr
▲186.4%
₹623 Cr
▲34.3%
₹464 Cr
▲3.8%
₹447 Cr
▼6.7%
₹479 Cr
▲56.5%
₹306 Cr
▼1.6%
₹311 Cr
▲204.9%
₹102 Cr
CWIP
₹28 Cr
▼48.1%
₹54 Cr
▲54.3%
₹35 Cr
▼41.7%
₹60 Cr
▲50.0%
₹40 Cr
▲300.0%
₹10 Cr
▼9.1%
₹11 Cr
▼21.4%
₹14 Cr
▲250.0%
₹4 Cr
₹0 Cr
Investments
₹25.0K Cr
▲2.9%
₹24.3K Cr
▲21.0%
₹20.1K Cr
▲14.4%
₹17.5K Cr
▲32.0%
₹13.3K Cr
▲13.7%
₹11.7K Cr
▲31.3%
₹8.9K Cr
▲17.8%
₹7.6K Cr
▲21.6%
₹6.2K Cr
▼5.0%
₹6.5K Cr
Other Assets
₹2.4L Cr
▲21.6%
₹2.0L Cr
▲27.9%
₹1.6L Cr
▲37.4%
₹1.1L Cr
▲34.3%
₹84.0K Cr
▲9.8%
₹76.5K Cr
▲15.1%
₹66.5K Cr
▲10.7%
₹60.1K Cr
▲28.1%
₹46.9K Cr
▲3638.5%
₹1.3K Cr
Total Assets
₹2.7L Cr
▲19.5%
₹2.2L Cr
▲27.0%
₹1.8L Cr
▲35.0%
₹1.3L Cr
▲34.0%
₹97.8K Cr
▲10.3%
₹88.6K Cr
▲16.8%
₹75.9K Cr
▲11.7%
₹67.9K Cr
▲27.2%
₹53.4K Cr
▲576.7%
₹7.9K Cr

Values in ₹ Cr · Source: Screener.in

Cash Flow Statement

ItemMar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Operating CF
₹-30.0K Cr
▲12.2%
₹-34.2K Cr
▲4.3%
₹-35.7K Cr
▼21.8%
₹-29.3K Cr
▼411.1%
₹-5.7K Cr
▲41.0%
₹-9.7K Cr
▼407.8%
₹-1.9K Cr
▲79.4%
₹-9.3K Cr
▼47.2%
₹-6.3K Cr
▼1160.9%
₹594 Cr
Investing CF
₹-2.5K Cr
▼143.5%
₹-1.0K Cr
▲60.5%
₹-2.6K Cr
▼989.8%
₹295 Cr
▲318.5%
₹-135 Cr
▼117.7%
₹-62 Cr
▲35.4%
₹-96 Cr
▼2.1%
₹-94 Cr
▲94.8%
₹-1.8K Cr
▼44.5%
₹-1.3K Cr
Financing CF
₹35.6K Cr
▼10.1%
₹39.7K Cr
▲3.6%
₹38.3K Cr
▲40.2%
₹27.3K Cr
▲285.8%
₹7.1K Cr
▼8.0%
₹7.7K Cr
▲216.8%
₹2.4K Cr
▼80.1%
₹12.2K Cr
▲46.9%
₹8.3K Cr
▲12110.1%
₹-69 Cr
Net Cash Flow
₹3.1K Cr
▼30.0%
₹4.4K Cr
▲5481.7%
₹-82 Cr
▲95.3%
₹-1.7K Cr
▼245.6%
₹1.2K Cr
▲157.3%
₹-2.1K Cr
▼601.9%
₹417 Cr
▼85.1%
₹2.8K Cr
▲1651.9%
₹160 Cr
▲121.7%
₹-738 Cr
Free Cash Flow
₹-30.4K Cr
▲12.1%
₹-34.5K Cr
▲6.4%
₹-36.9K Cr
▼24.7%
₹-29.6K Cr
▼403.7%
₹-5.9K Cr
▲39.9%
₹-9.8K Cr
▼386.4%
₹-2.0K Cr
▲78.5%
₹-9.4K Cr
▼46.6%
₹-6.4K Cr
▼1225.2%
₹568 Cr

Values in ₹ Cr · Source: Screener.in

About Cholamandalam Financial Holdings Limited

Cholamandalam Financial Holdings Limited (CFHL) is a part of the Murugappa Group. The Co. is a Core Investment Company registered with the RBI, offering a diverse range of financial products and risk management services to individual and corporate customers through its group companies. [1]

Financial Services · Finance

Frequently Asked Questions

What is Cholamandalam Financial Holdings Limited share price today?
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) is currently trading at ₹1,550.2 on NSE, down 0.20% as of the last market session. Prices update daily after market close on MarketNetra.
Is Cholamandalam Financial Holdings Limited available in F&O (Futures & Options)?
Yes, Cholamandalam Financial Holdings Limited (CHOLAHLDNG) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is Cholamandalam Financial Holdings Limited 52-week high and low?
Cholamandalam Financial Holdings Limited's 52-week high is ₹2,299 and the 52-week low is ₹1,305. The current price of ₹1,550.2 is 32.6% below the 52W high.
What is Cholamandalam Financial Holdings Limited P/E ratio?
Cholamandalam Financial Holdings Limited's current P/E ratio is 12.1. This indicates the market is paying ₹12.1 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade Cholamandalam Financial Holdings Limited options?
Cholamandalam Financial Holdings Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade CHOLAHLDNG options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.