Central Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 5.4x vs industry 33.1x)
- Trading below book value (P/B 0.7x)
- Regular dividends — yield 4.2%
- Near 52-week low — potential value zone (₹28)
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
CENTRALBK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 93.08% | 93.08% | 93.08% | 93.08% | 93.08% | 89.27% |
| FII | 0.07% | 0.17% | 0.16% | 0.33% | 0.44% | 1.27% |
| DII | 2.79% | 2.80% | 2.81% | 2.81% | 2.82% | 5.87% |
| Public | 4.04% | 3.95% | 3.95% | 3.75% | 3.65% | 3.59% |
Corporate Events
To consider and approve the financial results for the period ended September 30, 2026
To consider and approve the financial results for the period ended Jun 30, 2026
Interim Dividend - Rs 0.60 Per Share
Interim Dividend - Re 0.20 Per Share
Interim Dividend - Re 0.20 Per Share
Interim Dividend - Re 0.20 Per Share
Dividend - Re 0.1875 Per Share
Annual General Meeting
Annual General Meeting
Latest News
All newsCentral Bank of India Q1 profit rises 13% to ₹1,324 crore
*Central Bank of India Q1 profit rises 13% to ₹1,324 crore* driven by higher interest income and improved credit growth. Net interest margin remained stable at **3.2%**, while asset quality improved with NPA ratio down to **4.1%**. The bank reported **₹10,200 crore** in advances, up 12% YoY. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #HIGHIMPACT #Earnings
Central Bank of India held analyst meet on Oct 22
*Central Bank of India held analyst meet on Oct 22* to discuss business updates. The bank informed the exchange about the investor interaction, though no major announcements were disclosed. Such meets typically provide clarity on strategy and performance trends. **No financial figures or material changes were shared.** 📊 *STOCKS:* $CBI | 🏢 *SECTOR:* Banking | #LOWIMPACT #AnalystMeet
Ex-RBI official warns against using rupee as economic stabiliser
*Ex-RBI official warns against using rupee as economic stabiliser.* Using currency volatility to absorb shocks may **hurt real economy** and **undermine macro stability**, he cautioned. The rupee should not be used as a buffer against external pressures. A stable exchange rate supports investment and inflation control. 📊 *STOCKS:* | 🏢 *SECTOR:* Macro | #MEDIUMIMPACT #Rupee
Central Bank of India sees 30% credit growth in Q2
*Central Bank of India sees 30% credit growth in Q2*. The bank reported a strong **30% YoY credit growth**, reaching **Rs 3.81 lakh crore** in Q2. This robust lending expansion reflects improved loan demand and recovery trends. Asset quality and profitability metrics will be key to watch in upcoming results. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #credit growth
Central Bank of India sees 30% credit growth in Q2
*Central Bank of India sees 30% credit growth in Q2*. The public sector lender's credit portfolio rose to **₹3.81 lakh crore** in Q2, reflecting strong loan demand. This growth signals improved credit appetite and operational turnaround. A positive sign for the bank’s recovery trajectory. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #CreditGrowth
Central Bank of India reports 30% credit growth in Q2
*Central Bank of India reports 30% credit growth in Q2* with advances reaching **₹3.81 lakh crore**, signaling strong loan demand. The bank maintained healthy asset quality with slippages under control. Quarterly profits showed improvement due to higher net interest income. 📊 *STOCKS:* $CENTRALBK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #Banking
Central Bank of India reports Q2 FY27 provisional business figures
*Central Bank of India reports Q2 FY27 provisional business figures*. Bank shared key provisional business numbers for the second quarter of FY2026-27. Details include advances, deposits, and NPA ratio, though exact **profit or loss figures** not disclosed. Final audited results will provide clearer financial picture. 📊 *STOCKS:* CENBANK | 🏢 *SECTOR:* Banking | #LOWIMPACT #Banking
Central Bank of India to hold investor presentation
*Central Bank of India to hold investor presentation.* The bank has informed the exchange about an upcoming investor presentation. This is a routine update with no immediate financial disclosures. Such events may provide insights into future strategy or performance outlook. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #LOWIMPACT #InvestorPresentation
Central Bank of India defers proposed strike
*Central Bank of India defers proposed strike* to ensure uninterrupted banking services. The lender informed the exchange about the deferment of the planned strike by employees. No immediate operational disruption is expected. The move eases near-term concerns for stakeholders. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #LOWIMPACT #strike
NCLT admits CIRP plea over ₹27.29 Cr default
*NCLT admits CIRP plea over ₹27.29 Cr default*. Central Bank of India invoked guarantee due to corporate guarantor's failure, leading to admission of insolvency proceedings. The move signals tightening credit enforcement amid rising NPAs. Traders should monitor for potential spillover in related debt instruments. 📊 *STOCKS:* | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #CIRP
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹748 Cr 40.9% | ₹1.3K Cr 2.5% | ₹1.2K Cr 3.9% | ₹1.3K Cr 16.1% | ₹1.1K Cr 14.5% | ₹966 Cr 4.3% | ₹926 Cr 2.0% | ₹945 Cr |
| EPS (₹) | 0.82 41.4% | 1.4 2.9% | 1.36 4.2% | 1.42 16.4% | 1.22 9.9% | 1.11 4.7% | 1.06 2.8% | 1.09 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹13.6K Cr 3.7% | ₹14.1K Cr 7.7% | ₹13.1K Cr 2.5% | ₹12.8K Cr 22.0% | ₹10.5K Cr 15.6% | ₹12.4K Cr 2.3% | ₹12.1K Cr 16.8% | ₹14.6K Cr 4.0% | ₹14.0K Cr 10.0% | ₹12.7K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹6.5K Cr 11.7% | ₹5.8K Cr 20.1% | ₹4.8K Cr 15.6% | ₹4.2K Cr 39.5% | ₹3.0K Cr 0.3% | ₹3.0K Cr 17.3% | ₹3.6K Cr 49.9% | ₹2.4K Cr 7.8% | ₹2.6K Cr 8.7% | ₹2.9K Cr |
| Interest | ₹21.9K Cr 10.6% | ₹19.8K Cr 10.9% | ₹17.9K Cr 28.6% | ₹13.9K Cr 4.1% | ₹13.4K Cr 8.1% | ₹14.5K Cr 9.1% | ₹16.0K Cr 0.4% | ₹15.9K Cr 9.5% | ₹17.6K Cr 3.1% | ₹18.2K Cr |
| Depreciation | ₹530 Cr 5.0% | ₹558 Cr 11.6% | ₹500 Cr 29.5% | ₹386 Cr 30.0% | ₹297 Cr 1.4% | ₹293 Cr 2.8% | ₹285 Cr 2.5% | ₹278 Cr 6.9% | ₹260 Cr 0.8% | ₹258 Cr |
| PBT | ₹6.6K Cr 29.6% | ₹5.1K Cr 21.8% | ₹4.2K Cr 51.9% | ₹2.8K Cr 56.8% | ₹1.8K Cr 222.6% | ₹-1.4K Cr 27.0% | ₹-1.1K Cr 80.0% | ₹-5.6K Cr 10.4% | ₹-5.1K Cr 44.6% | ₹-3.5K Cr |
| Tax % | 31.0% 34.8% | 23.0% 36.1% | 36.0% 7.7% | 39.0% 2.6% | 38.0% 226.7% | -30.0% | 0.0% | 0.0% | 0.0% 100.0% | -31.0% |
| Net Profit | ₹4.5K Cr 14.9% | ₹3.9K Cr 47.3% | ₹2.7K Cr 58.6% | ₹1.7K Cr 55.9% | ₹1.1K Cr 208.8% | ₹-995 Cr 20.5% | ₹-1.3K Cr 77.7% | ₹-5.6K Cr 9.3% | ₹-5.1K Cr 109.0% | ₹-2.5K Cr |
| EPS (₹) | 5 14.9% | 4.35 41.7% | 3.07 59.1% | 1.93 55.6% | 1.24 172.9% | -1.7 22.7% | -2.2 84.1% | -13.88 29.3% | -19.63 51.8% | -12.93 |
| Div Payout | 36.0% 800.0% | 4.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹9.1K Cr 0.0% | ₹9.1K Cr 4.3% | ₹8.7K Cr 0.0% | ₹8.7K Cr 0.0% | ₹8.7K Cr 47.7% | ₹5.9K Cr 2.9% | ₹5.7K Cr 41.1% | ₹4.0K Cr 54.6% | ₹2.6K Cr 37.6% | ₹1.9K Cr |
| Reserves | ₹29.9K Cr 7.6% | ₹27.8K Cr 17.5% | ₹23.7K Cr 15.4% | ₹20.5K Cr 8.8% | ₹18.9K Cr 8.5% | ₹20.6K Cr 30.3% | ₹15.8K Cr 3.1% | ₹15.3K Cr 1.6% | ₹15.6K Cr 4.4% | ₹16.3K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹11.8K Cr 38.8% | ₹8.5K Cr 13.8% | ₹9.8K Cr 0.9% | ₹9.8K Cr 9.4% | ₹8.9K Cr 20.6% | ₹7.4K Cr 51.8% | ₹15.3K Cr 134.6% | ₹6.5K Cr 15.7% | ₹7.8K Cr 18.8% | ₹9.6K Cr |
| Total Liabilities | ₹5.5L Cr 14.7% | ₹4.8L Cr 7.3% | ₹4.5L Cr 10.0% | ₹4.1L Cr 5.1% | ₹3.9L Cr 4.7% | ₹3.7L Cr 3.6% | ₹3.6L Cr 7.6% | ₹3.3L Cr 1.4% | ₹3.3L Cr 2.2% | ₹3.3L Cr |
Assets | ||||||||||
| Fixed Assets | ₹5.2K Cr 0.2% | ₹5.2K Cr 2.5% | ₹5.3K Cr 11.7% | ₹4.8K Cr 3.6% | ₹5.0K Cr 3.5% | ₹5.1K Cr 18.3% | ₹4.3K Cr 0.6% | ₹4.3K Cr 0.8% | ₹4.4K Cr 1.2% | ₹4.3K Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹1.6L Cr 11.3% | ₹1.4L Cr 1.6% | ₹1.4L Cr 5.4% | ₹1.4L Cr 3.0% | ₹1.4L Cr 5.2% | ₹1.5L Cr 4.2% | ₹1.4L Cr 13.6% | ₹1.3L Cr 22.1% | ₹1.0L Cr 11.4% | ₹92.3K Cr |
| Other Assets | ₹3.9L Cr 16.4% | ₹3.3L Cr 11.8% | ₹3.0L Cr 12.3% | ₹2.7L Cr 10.0% | ₹2.4L Cr 11.7% | ₹2.2L Cr 2.9% | ₹2.1L Cr 4.0% | ₹2.0L Cr 8.2% | ₹2.2L Cr 7.5% | ₹2.4L Cr |
| Total Assets | ₹5.5L Cr 14.7% | ₹4.8L Cr 7.3% | ₹4.5L Cr 10.0% | ₹4.1L Cr 5.1% | ₹3.9L Cr 4.7% | ₹3.7L Cr 3.6% | ₹3.6L Cr 7.6% | ₹3.3L Cr 1.4% | ₹3.3L Cr 2.2% | ₹3.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹2.8K Cr 214.0% | ₹-2.5K Cr 58.4% | ₹-5.9K Cr 32.7% | ₹-8.8K Cr 161.5% | ₹14.3K Cr 812.8% | ₹-2.0K Cr 216.0% | ₹1.7K Cr 111.9% | ₹-14.5K Cr 67.3% | ₹-44.4K Cr 171.7% | ₹61.9K Cr |
| Investing CF | ₹-454 Cr 0.7% | ₹-451 Cr 22.8% | ₹-584 Cr 179.4% | ₹-209 Cr 57.1% | ₹-133 Cr 34.2% | ₹-202 Cr 35.9% | ₹-315 Cr 25.5% | ₹-251 Cr 19.0% | ₹-310 Cr 64.0% | ₹-189 Cr |
| Financing CF | ₹-713 Cr 147.5% | ₹1.5K Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹5.1K Cr 48.9% | ₹3.4K Cr 50.0% | ₹6.8K Cr 31.9% | ₹5.2K Cr 234.0% | ₹1.5K Cr |
| Net Cash Flow | ₹1.6K Cr 216.1% | ₹-1.4K Cr 78.3% | ₹-6.5K Cr 27.8% | ₹-9.0K Cr 163.6% | ₹14.1K Cr 396.4% | ₹2.8K Cr 40.7% | ₹4.8K Cr 160.4% | ₹-8.0K Cr 79.9% | ₹-39.5K Cr 162.5% | ₹63.2K Cr |
| Free Cash Flow | ₹2.4K Cr 180.8% | ₹-2.9K Cr 55.2% | ₹-6.5K Cr 27.8% | ₹-9.0K Cr 163.6% | ₹14.1K Cr 741.1% | ₹-2.2K Cr 256.3% | ₹1.4K Cr 109.6% | ₹-14.8K Cr 67.0% | ₹-44.7K Cr 172.4% | ₹61.7K Cr |
Values in ₹ Cr · Source: Screener.in
About Central Bank of India
Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations.[1]
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