Central Bank of India Share Price & Analysis
Price Chart
Fundamentals
Strengths
- Attractively valued vs sector (P/E 6.2x vs industry 37.5x)
- Trading below book value (P/B 0.7x)
- Regular dividends — yield 3.9%
Concerns
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹712 | ₹11.0L Cr | 13.9 | 1.83 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,423 | ₹10.2L Cr | 18.2 | 2.7 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹1,016 | ₹9.4L Cr | 11.2 | 1.51 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,061 | ₹6.6L Cr | 32.2 | 5.8 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹415 | ₹5.3L Cr | 8.75 | — | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹425 | ₹4.2L Cr | 21.1 | 2.33 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,273 | ₹4.0L Cr | 14.3 | 1.79 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
CENTRALBK · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 93.08% | 93.08% | 93.08% | 93.08% | 93.08% | 89.27% |
| FII | 0.07% | 0.17% | 0.16% | 0.33% | 0.44% | 1.27% |
| DII | 2.79% | 2.80% | 2.81% | 2.81% | 2.82% | 5.87% |
| Public | 4.04% | 3.95% | 3.95% | 3.75% | 3.65% | 3.59% |
Corporate Events
To consider and approve the financial results for the period ended Jun 30, 2026
Interim Dividend - Rs 0.60 Per Share
Interim Dividend - Re 0.20 Per Share
Interim Dividend - Re 0.20 Per Share
Interim Dividend - Re 0.20 Per Share
Dividend - Re 0.1875 Per Share
Annual General Meeting
Annual General Meeting
Latest News
All newsCentral Bank of India shares AGM notice, annual report
*Central Bank of India shares AGM notice, annual report* — The bank has shared the weblink for its AGM notice and integrated annual report with shareholders. This is a routine disclosure ahead of the annual general meeting. No immediate financial figures or strategic updates were disclosed. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AGM
Central Bank of India announces 19th AGM date via notice
*Central Bank of India announces 19th AGM date via notice*\nCentral Bank of India has published a notice for its 19th Annual General Meeting. The announcement was made through a newspaper publication as part of regulatory compliance. No financial figures or strategic updates were disclosed.\n\n📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #LOWIMPACT #AGM
Central Bank of India posts 29% loan growth in Q1
*Central Bank of India posts 29% loan growth in Q1* with total business rising **18%**. This strong credit expansion indicates improved lending momentum and customer demand. The bank’s focus on retail and MSME segments drove the surge in disbursements. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #LoanGrowth
Central Bank of India sees 29% loan growth in Q1
*Central Bank of India sees 29% loan growth in Q1.* The bank reported an **18% rise in total business**, driven by strong retail and MSME lending. Asset quality remained stable with slippages under control. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #loan growth
NCLT admits ₹44.68 cr insolvency plea against Deepak Education
*NCLT Mumbai admits ₹44.68 crore insolvency petition against Deepak Education.* The move could trigger resolution proceedings under IBC. **₹44.68 crore** is the disputed amount claimed by Central Bank of India. Stock may face volatility on default fears. 📊 *STOCKS:* DEEPAKESS | 🏢 *SECTOR:* Education | #MEDIUMIMPACT #Insolvency
Govt to sell 4% stake in Central Bank of India via OFS
*Govt to sell 4% stake in Central Bank of India via OFS* with a floor price of **₹31/share**. The disinvestment will be conducted through an Offer for Sale (OFS) mechanism, allowing retail and institutional investors to participate. This move is part of the government’s broader divestment agenda to raise capital. 📊 *STOCKS:* CENBANK | 🏢 *SECTOR:* Banking | #MEDIUMIMPACT #StakeSale
Central Bank of India to pay ₹0.60 dividend
*Central Bank of India to pay upcoming dividend of **₹0.60** per share.* The announcement has attracted investor attention, particularly from income-focused traders. While positive, the dividend is not large enough to signal major financial shift. It reflects steady capital management. 📊 *STOCKS:* CENTRALBK | 🏢 *SECTOR:* Banking | #LOWIMPACT #dividend
Central Bank of India declares ₹0.20 dividend per share
*Central Bank of India announces upcoming **₹0.20 dividend** per share, signaling consistent shareholder returns.* The dividend payout reflects the bank's profitability and commitment to distributing earnings to investors. This regular dividend distribution provides steady income for retail shareholders holding the stock. 📊 *STOCKS:* $CENTRALBK | 🏢 *SECTOR:* Banking | #LOWIMPACT #dividend
Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹748 Cr 40.9% | ₹1.3K Cr 2.5% | ₹1.2K Cr 3.9% | ₹1.3K Cr 16.1% | ₹1.1K Cr 14.5% | ₹966 Cr 4.3% | ₹926 Cr 2.0% | ₹945 Cr |
| EPS (₹) | 0.82 41.4% | 1.4 2.9% | 1.36 4.2% | 1.42 16.4% | 1.22 9.9% | 1.11 4.7% | 1.06 2.8% | 1.09 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — | — |
| Expenses | ₹13.6K Cr 3.7% | ₹14.1K Cr 7.7% | ₹13.1K Cr 2.5% | ₹12.8K Cr 22.0% | ₹10.5K Cr 15.6% | ₹12.4K Cr 2.3% | ₹12.1K Cr 16.8% | ₹14.6K Cr 4.0% | ₹14.0K Cr 10.0% | ₹12.7K Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — | — |
| Other Income | ₹6.5K Cr 11.7% | ₹5.8K Cr 20.1% | ₹4.8K Cr 15.6% | ₹4.2K Cr 39.5% | ₹3.0K Cr 0.3% | ₹3.0K Cr 17.3% | ₹3.6K Cr 49.9% | ₹2.4K Cr 7.8% | ₹2.6K Cr 8.7% | ₹2.9K Cr |
| Interest | ₹21.9K Cr 10.6% | ₹19.8K Cr 10.9% | ₹17.9K Cr 28.6% | ₹13.9K Cr 4.1% | ₹13.4K Cr 8.1% | ₹14.5K Cr 9.1% | ₹16.0K Cr 0.4% | ₹15.9K Cr 9.5% | ₹17.6K Cr 3.1% | ₹18.2K Cr |
| Depreciation | ₹530 Cr 5.0% | ₹558 Cr 11.6% | ₹500 Cr 29.5% | ₹386 Cr 30.0% | ₹297 Cr 1.4% | ₹293 Cr 2.8% | ₹285 Cr 2.5% | ₹278 Cr 6.9% | ₹260 Cr 0.8% | ₹258 Cr |
| PBT | ₹6.6K Cr 29.6% | ₹5.1K Cr 21.8% | ₹4.2K Cr 51.9% | ₹2.8K Cr 56.8% | ₹1.8K Cr 222.6% | ₹-1.4K Cr 27.0% | ₹-1.1K Cr 80.0% | ₹-5.6K Cr 10.4% | ₹-5.1K Cr 44.6% | ₹-3.5K Cr |
| Tax % | 31.0% 34.8% | 23.0% 36.1% | 36.0% 7.7% | 39.0% 2.6% | 38.0% 226.7% | -30.0% | 0.0% | 0.0% | 0.0% 100.0% | -31.0% |
| Net Profit | ₹4.5K Cr 14.9% | ₹3.9K Cr 47.3% | ₹2.7K Cr 58.6% | ₹1.7K Cr 55.9% | ₹1.1K Cr 208.8% | ₹-995 Cr 20.5% | ₹-1.3K Cr 77.7% | ₹-5.6K Cr 9.3% | ₹-5.1K Cr 109.0% | ₹-2.5K Cr |
| EPS (₹) | 5 14.9% | 4.35 41.7% | 3.07 59.1% | 1.93 55.6% | 1.24 172.9% | -1.7 22.7% | -2.2 84.1% | -13.88 29.3% | -19.63 51.8% | -12.93 |
| Div Payout | 36.0% 800.0% | 4.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹9.1K Cr 0.0% | ₹9.1K Cr 4.3% | ₹8.7K Cr 0.0% | ₹8.7K Cr 0.0% | ₹8.7K Cr 47.7% | ₹5.9K Cr 2.9% | ₹5.7K Cr 41.1% | ₹4.0K Cr 54.6% | ₹2.6K Cr 37.6% | ₹1.9K Cr |
| Reserves | ₹29.9K Cr 7.6% | ₹27.8K Cr 17.5% | ₹23.7K Cr 15.4% | ₹20.5K Cr 8.8% | ₹18.9K Cr 8.5% | ₹20.6K Cr 30.3% | ₹15.8K Cr 3.1% | ₹15.3K Cr 1.6% | ₹15.6K Cr 4.4% | ₹16.3K Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹11.8K Cr 38.8% | ₹8.5K Cr 13.8% | ₹9.8K Cr 0.9% | ₹9.8K Cr 9.4% | ₹8.9K Cr 20.6% | ₹7.4K Cr 51.8% | ₹15.3K Cr 134.6% | ₹6.5K Cr 15.7% | ₹7.8K Cr 18.8% | ₹9.6K Cr |
| Total Liabilities | ₹5.5L Cr 14.7% | ₹4.8L Cr 7.3% | ₹4.5L Cr 10.0% | ₹4.1L Cr 5.1% | ₹3.9L Cr 4.7% | ₹3.7L Cr 3.6% | ₹3.6L Cr 7.6% | ₹3.3L Cr 1.4% | ₹3.3L Cr 2.2% | ₹3.3L Cr |
Assets | ||||||||||
| Fixed Assets | ₹5.2K Cr 0.2% | ₹5.2K Cr 2.5% | ₹5.3K Cr 11.7% | ₹4.8K Cr 3.6% | ₹5.0K Cr 3.5% | ₹5.1K Cr 18.3% | ₹4.3K Cr 0.6% | ₹4.3K Cr 0.8% | ₹4.4K Cr 1.2% | ₹4.3K Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹1.6L Cr 11.3% | ₹1.4L Cr 1.6% | ₹1.4L Cr 5.4% | ₹1.4L Cr 3.0% | ₹1.4L Cr 5.2% | ₹1.5L Cr 4.2% | ₹1.4L Cr 13.6% | ₹1.3L Cr 22.1% | ₹1.0L Cr 11.4% | ₹92.3K Cr |
| Other Assets | ₹3.9L Cr 16.4% | ₹3.3L Cr 11.8% | ₹3.0L Cr 12.3% | ₹2.7L Cr 10.0% | ₹2.4L Cr 11.7% | ₹2.2L Cr 2.9% | ₹2.1L Cr 4.0% | ₹2.0L Cr 8.2% | ₹2.2L Cr 7.5% | ₹2.4L Cr |
| Total Assets | ₹5.5L Cr 14.7% | ₹4.8L Cr 7.3% | ₹4.5L Cr 10.0% | ₹4.1L Cr 5.1% | ₹3.9L Cr 4.7% | ₹3.7L Cr 3.6% | ₹3.6L Cr 7.6% | ₹3.3L Cr 1.4% | ₹3.3L Cr 2.2% | ₹3.3L Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹2.8K Cr 214.0% | ₹-2.5K Cr 58.4% | ₹-5.9K Cr 32.7% | ₹-8.8K Cr 161.5% | ₹14.3K Cr 812.8% | ₹-2.0K Cr 216.0% | ₹1.7K Cr 111.9% | ₹-14.5K Cr 67.3% | ₹-44.4K Cr 171.7% | ₹61.9K Cr |
| Investing CF | ₹-454 Cr 0.7% | ₹-451 Cr 22.8% | ₹-584 Cr 179.4% | ₹-209 Cr 57.1% | ₹-133 Cr 34.2% | ₹-202 Cr 35.9% | ₹-315 Cr 25.5% | ₹-251 Cr 19.0% | ₹-310 Cr 64.0% | ₹-189 Cr |
| Financing CF | ₹-713 Cr 147.5% | ₹1.5K Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr 100.0% | ₹5.1K Cr 48.9% | ₹3.4K Cr 50.0% | ₹6.8K Cr 31.9% | ₹5.2K Cr 234.0% | ₹1.5K Cr |
| Net Cash Flow | ₹1.6K Cr 216.1% | ₹-1.4K Cr 78.3% | ₹-6.5K Cr 27.8% | ₹-9.0K Cr 163.6% | ₹14.1K Cr 396.4% | ₹2.8K Cr 40.7% | ₹4.8K Cr 160.4% | ₹-8.0K Cr 79.9% | ₹-39.5K Cr 162.5% | ₹63.2K Cr |
| Free Cash Flow | ₹2.4K Cr 180.8% | ₹-2.9K Cr 55.2% | ₹-6.5K Cr 27.8% | ₹-9.0K Cr 163.6% | ₹14.1K Cr 741.1% | ₹-2.2K Cr 256.3% | ₹1.4K Cr 109.6% | ₹-14.8K Cr 67.0% | ₹-44.7K Cr 172.4% | ₹61.7K Cr |
Values in ₹ Cr · Source: Screener.in
About Central Bank of India
Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business. The Treasury Operations segment includes dealing in government and other securities, money market operations and Forex operations.[1]
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