Capital India Finance Limited Share Price & Analysis
Price Chart
Fundamentals
Strengths
Concerns
- Negative return on equity (ROE -8.6%)
- Low capital efficiency (ROCE 1.2%)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹685 | ₹10.7L Cr | 13.3 | 1.75 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,378 | ₹10.0L Cr | 17 | 2.55 | 15.9 | 7.18 | — |
| SBIN State Bank of India | ₹957 | ₹8.8L Cr | 10.5 | 1.42 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹917 | ₹5.8L Cr | 26.4 | 4.63 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹391 | ₹4.8L Cr | 8.03 | 2.8 | 37.8 | 35.1 | 0 |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹440 | ₹4.3L Cr | 20.2 | 2.24 | 11.4 | 6.98 | — |
| AXISBANK Axis Bank Limited | ₹1,220 | ₹3.8L Cr | 12.7 | 1.65 | 13.1 | 6.24 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
CIFL · as of Mar 2026
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 73.04% | 73.04% | 73.04% | 73.04% | 73.02% | 72.95% |
| FII | — | — | — | — | — | 0.13% |
| Public | 26.96% | 26.97% | 26.98% | 26.97% | 26.99% | 26.93% |
Corporate Events
To consider and approve the financial results for the quarter and financial year ended March 31, 2026 and dividend.
Dividend - Re 0.02 Per Share
Latest News
All newsCapital India Finance publishes investor campaign notice
*Capital India Finance publishes investor campaign notice* for its 'Saksham Niveshak' campaign running over 100 days. The notice is part of a regulatory requirement disclosed via NSE filing. No financial impact or operational change is indicated. This is a routine disclosure. 📊 *STOCKS:* CAPITALIFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #investor_campaign
Capital India Finance raises ₹100 crore via NCDs
*Capital India Finance raises ₹100 crore via NCDs.* The company successfully raised **₹100 crore** through secured non-convertible debentures (NCDs) to strengthen its capital position. This funding will support its ongoing credit operations and debt requirements. The issuance reflects moderate investor confidence in its debt instruments. 📊 *STOCKS:* $CIFL | 🏢 *SECTOR:* CapitalMarkets | #LOWIMPACT #Funding
Financials
Quarterly Results
| Metric | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹-5.19 Cr 111.6% | ₹44.69 Cr 892.4% | ₹-5.64 Cr 120.3% | ₹-2.56 Cr 34.0% | ₹-1.91 Cr 418.3% | ₹0.6 Cr 109.4% | ₹-6.35 Cr 67.1% | ₹-3.8 Cr |
| EPS (₹) | -0.07 106.1% | 1.15 1742.9% | -0.07 250.0% | -0.02 200.0% | 0.02 75.0% | 0.08 300.0% | -0.04 300.0% | 0.02 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — | — |
| Expenses | ₹487 Cr 0.4% | ₹485 Cr 13.7% | ₹562 Cr 11.2% | ₹633 Cr 33.0% | ₹476 Cr 79.6% | ₹265 Cr 108.7% | ₹127 Cr 309.7% | ₹31 Cr 181.8% | ₹11 Cr |
| Op. Profit | — | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — | — |
| Other Income | ₹110 Cr 1733.3% | ₹6 Cr 66.7% | ₹18 Cr 1700.0% | ₹1 Cr 150.0% | ₹-2 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Interest | ₹84 Cr 23.6% | ₹110 Cr 4.8% | ₹105 Cr 25.0% | ₹84 Cr 64.7% | ₹51 Cr 112.5% | ₹24 Cr 41.2% | ₹17 Cr 88.9% | ₹9 Cr 10.0% | ₹10 Cr |
| Depreciation | ₹31 Cr 3.1% | ₹32 Cr 6.7% | ₹30 Cr 20.0% | ₹25 Cr 19.0% | ₹21 Cr 40.0% | ₹15 Cr 25.0% | ₹12 Cr 50.0% | ₹8 Cr | ₹0 Cr |
| PBT | ₹36 Cr 500.0% | ₹-9 Cr 1000.0% | ₹1 Cr 101.2% | ₹-85 Cr 372.2% | ₹-18 Cr 220.0% | ₹15 Cr 37.5% | ₹24 Cr 118.2% | ₹11 Cr 175.0% | ₹4 Cr |
| Tax % | 14.0% 6.7% | 15.0% 97.5% | 599.0% 29850.0% | 2.0% 88.9% | 18.0% 69.5% | 59.0% 37.2% | 43.0% 2.4% | 42.0% 13.5% | 37.0% |
| Net Profit | ₹31 Cr 410.0% | ₹-10 Cr 66.7% | ₹-6 Cr 93.1% | ₹-87 Cr 314.3% | ₹-21 Cr 450.0% | ₹6 Cr 57.1% | ₹14 Cr 100.0% | ₹7 Cr 133.3% | ₹3 Cr |
| EPS (₹) | 0.99 2375.0% | 0.04 86.7% | 0.3 128.0% | -1.07 1428.6% | -0.07 128.0% | 0.25 43.2% | 0.44 158.8% | 0.17 80.9% | 0.89 |
| Div Payout | 0.0% 100.0% | 50.0% 614.3% | 7.0% 450.0% | -2.0% 92.9% | -28.0% 450.0% | 8.0% 60.0% | 5.0% 89.6% | 48.0% 269.2% | 13.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Sep 2025 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|---|
Liabilities | ||||||||||
| Equity Capital | ₹78 Cr 0.0% | ₹78 Cr 0.0% | ₹78 Cr 0.0% | ₹78 Cr 0.0% | ₹78 Cr 0.0% | ₹78 Cr 0.0% | ₹78 Cr 0.0% | ₹78 Cr 0.0% | ₹78 Cr 1850.0% | ₹4 Cr |
| Reserves | ₹595 Cr 0.2% | ₹594 Cr 8.0% | ₹550 Cr 0.9% | ₹545 Cr 3.2% | ₹528 Cr 2.8% | ₹543 Cr 12.0% | ₹485 Cr 9.2% | ₹444 Cr 3.3% | ₹430 Cr 235.9% | ₹128 Cr |
| Borrowings | — | — | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹211 Cr 7.9% | ₹229 Cr 0.4% | ₹228 Cr 18.3% | ₹279 Cr 5.3% | ₹265 Cr 9.5% | ₹242 Cr 57.1% | ₹154 Cr 120.0% | ₹70 Cr 133.3% | ₹30 Cr 87.5% | ₹16 Cr |
| Total Liabilities | ₹1.8K Cr 15.3% | ₹1.6K Cr 13.6% | ₹1.9K Cr 2.9% | ₹1.8K Cr 0.3% | ₹1.8K Cr 10.4% | ₹1.6K Cr 55.7% | ₹1.0K Cr 46.4% | ₹713 Cr 6.4% | ₹670 Cr 335.1% | ₹154 Cr |
Assets | ||||||||||
| Fixed Assets | ₹86 Cr 3.6% | ₹83 Cr 7.8% | ₹90 Cr 4.3% | ₹94 Cr 16.0% | ₹81 Cr 3.8% | ₹78 Cr 39.3% | ₹56 Cr 19.1% | ₹47 Cr 51.6% | ₹31 Cr 287.5% | ₹8 Cr |
| CWIP | ₹0 Cr | ₹0 Cr 100.0% | ₹9 Cr 10.0% | ₹10 Cr 71.4% | ₹35 Cr 218.2% | ₹11 Cr 120.0% | ₹5 Cr 400.0% | ₹1 Cr 50.0% | ₹2 Cr 0.0% | ₹2 Cr |
| Investments | ₹210 Cr 6.6% | ₹197 Cr 207.8% | ₹64 Cr 540.0% | ₹10 Cr 77.3% | ₹44 Cr 340.0% | ₹10 Cr | ₹0 Cr 100.0% | ₹9 Cr 62.5% | ₹24 Cr | ₹0 Cr |
| Other Assets | ₹1.6K Cr 17.3% | ₹1.3K Cr 21.9% | ₹1.7K Cr 0.2% | ₹1.7K Cr 3.2% | ₹1.6K Cr 6.9% | ₹1.5K Cr 55.6% | ₹982 Cr 49.7% | ₹656 Cr 6.8% | ₹614 Cr 326.4% | ₹144 Cr |
| Total Assets | ₹1.8K Cr 15.3% | ₹1.6K Cr 13.6% | ₹1.9K Cr 2.9% | ₹1.8K Cr 0.3% | ₹1.8K Cr 10.4% | ₹1.6K Cr 55.7% | ₹1.0K Cr 46.4% | ₹713 Cr 6.4% | ₹670 Cr 335.1% | ₹154 Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-254 Cr 2053.8% | ₹13 Cr 89.3% | ₹121 Cr 626.1% | ₹-23 Cr 92.7% | ₹-313 Cr 353.6% | ₹-69 Cr 330.0% | ₹30 Cr 106.6% | ₹-453 Cr 8960.0% | ₹-5 Cr |
| Investing CF | ₹98 Cr 260.7% | ₹-61 Cr 6200.0% | ₹1 Cr 106.3% | ₹-16 Cr 85.5% | ₹-110 Cr 26.4% | ₹-87 Cr 448.0% | ₹25 Cr 186.2% | ₹-29 Cr 38.1% | ₹-21 Cr |
| Financing CF | ₹226 Cr 937.0% | ₹-27 Cr 78.2% | ₹-124 Cr 255.0% | ₹80 Cr 83.3% | ₹480 Cr 107.8% | ₹231 Cr 1458.8% | ₹-17 Cr 103.5% | ₹490 Cr 8266.7% | ₹-6 Cr |
| Net Cash Flow | ₹70 Cr 193.3% | ₹-75 Cr 3650.0% | ₹-2 Cr 104.9% | ₹41 Cr 26.8% | ₹56 Cr 24.3% | ₹74 Cr 94.7% | ₹38 Cr 375.0% | ₹8 Cr 125.0% | ₹-32 Cr |
| Free Cash Flow | ₹-260 Cr 8766.7% | ₹3 Cr 97.0% | ₹99 Cr 233.8% | ₹-74 Cr 78.7% | ₹-347 Cr 328.4% | ₹-81 Cr 424.0% | ₹25 Cr 105.4% | ₹-463 Cr 2793.8% | ₹-16 Cr |
Values in ₹ Cr · Source: Screener.in
About Capital India Finance Limited
Incorporated in 1994, Capital India Finance Ltd is in the business of lending, forex (including MTSS business) and fintech business[1]
Financial ServicesFinance