Aadhar Housing Finance Limited Share Price & Analysis
₹513.5▲ +0.58%Updated 21 Jul 2026, 05:01 pm IST
LTP
₹513.5
+0.58%
Open
₹—
High
₹517.35
Low
₹505.6
Close
₹513.5
52W High
₹563
52W Low
₹425
Volume
321K
Lot Size
1
Sector
Financial Services
Market Cap
₹23K Cr
Face Value
₹10
Large CapNIFTY 500
Price Chart
Fundamentals
P/E
20.4
Sector P/E
35.4
P/B
2.68
EPS
₹24.78
ROE
15.9%
ROCE
11.4%
D/E Ratio
2.49
Div Yield
0%
Book Value
₹173
+
Strengths
- ✓Strong return on equity (ROE 15.9%)
- ✓Attractively valued vs sector (P/E 20.4x vs industry 35.4x)
−
Concerns
- ✗Heavy debt load (D/E 2.5x)
Peer Comparison
| Company | CMP | Mkt Cap | P/E | P/B | ROE % | ROCE % | D/E |
|---|---|---|---|---|---|---|---|
| HDFCBANK HDFC Bank Limited | ₹754 | ₹12.6L Cr | 16 | 1.93 | 13.6 | 7.02 | — |
| ICICIBANK ICICI Bank Limited | ₹1,440 | ₹10.4L Cr | 18.5 | 2.73 | 17.3 | 7.59 | — |
| SBIN State Bank of India | ₹1,025 | ₹9.6L Cr | 11.6 | 1.59 | 15.4 | 6.13 | — |
| BAJFINANCE Bajaj Finance Limited | ₹1,056 | ₹6.6L Cr | 34.2 | 5.77 | 18.2 | 10.9 | — |
| LICI Life Insurance Corporation Of India | ₹424 | ₹5.5L Cr | 9.54 | 3.03 | 37.8 | 35.1 | 0 |
| AXISBANK Axis Bank Limited | ₹1,234 | ₹4.1L Cr | 14.9 | 1.73 | 13.1 | 6.24 | — |
| KOTAKBANK Kotak Mahindra Bank Limited | ₹382 | ₹3.9L Cr | 19.4 | 2.1 | 11.4 | 6.98 | — |
Showing 7 peers in the same sector · Sorted by market cap
Shareholding Pattern
AADHARHFC · as of Mar 2026
Promoters75.19%▼0.13
FII6.19%▲0.08
DII8.45%▲0.20
Public10.17%▼0.16
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoters | 75.89% | 75.74% | 75.61% | 75.50% | 75.32% | 75.19% |
| FII | 4.32% | 4.30% | 5.32% | 5.58% | 6.11% | 6.19% |
| DII | 9.46% | 9.27% | 8.58% | 8.43% | 8.25% | 8.45% |
| Public | 10.33% | 10.69% | 10.51% | 10.48% | 10.33% | 10.17% |
Corporate Events
To consider and approve the Standalone and Consolidated Unaudited Financial Results along with the Limited Review Report of the Joint Statutory Auditors for the quarter ended June 30, 2026
Results30 Jul 2026
Latest News
All news →Financials
Quarterly Results
| Metric | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Net Profit | ₹311 Cr ▲10.7% | ₹281 Cr ▲5.6% | ₹266 Cr ▲12.2% | ₹237 Cr ▼3.3% | ₹245 Cr ▲2.5% | ₹239 Cr ▲4.8% | ₹228 Cr ▲14.0% | ₹200 Cr |
| EPS (₹) | 7.14 ▲10.2% | 6.48 ▲5.4% | 6.15 ▲12.0% | 5.49 ▼3.3% | 5.68 ▲2.2% | 5.56 ▲5.1% | 5.29 ▲12.8% | 4.69 |
Values in ₹ Cr · Source: Screener.in
Annual Profit & Loss
| Metric | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Expenses | ₹868 Cr ▲17.9% | ₹736 Cr ▲18.9% | ₹619 Cr ▲22.1% | ₹507 Cr ▲31.0% | ₹387 Cr ▲22.5% | ₹316 Cr ▼9.7% | ₹350 Cr ▲26.8% | ₹276 Cr |
| Op. Profit | — | — | — | — | — | — | — | — |
| OPM | — | — | — | — | — | — | — | — |
| Other Income | ₹-13 Cr | ₹0 Cr | ₹0 Cr ▲100.0% | ₹-25 Cr | ₹0 Cr | ₹0 Cr ▲100.0% | ₹-2 Cr ▲85.7% | ₹-14 Cr |
| Interest | ₹1.4K Cr ▲16.2% | ₹1.2K Cr ▲18.9% | ₹987 Cr ▲23.5% | ₹799 Cr ▲5.0% | ₹761 Cr ▼6.7% | ₹816 Cr ▲2.9% | ₹793 Cr ▲8.3% | ₹732 Cr |
| Depreciation | ₹32 Cr ▲28.0% | ₹25 Cr ▲19.0% | ₹21 Cr ▲31.3% | ₹16 Cr ▲23.1% | ₹13 Cr ▲18.2% | ₹11 Cr ▼8.3% | ₹12 Cr ▲33.3% | ₹9 Cr |
| PBT | ₹1.4K Cr ▲19.9% | ₹1.2K Cr ▲22.2% | ₹960 Cr ▲37.9% | ₹696 Cr ▲22.8% | ₹567 Cr ▲30.9% | ₹433 Cr ▲87.4% | ₹231 Cr ▼1.7% | ₹235 Cr |
| Tax % | 22.0% ▲0.0% | 22.0% ▲0.0% | 22.0% ▲0.0% | 22.0% ▲0.0% | 22.0% ▲4.8% | 21.0% ▲16.7% | 18.0% ▼41.9% | 31.0% |
| Net Profit | ₹1.1K Cr ▲20.2% | ₹912 Cr ▲21.6% | ₹750 Cr ▲37.6% | ₹545 Cr ▲22.5% | ₹445 Cr ▲30.9% | ₹340 Cr ▲79.9% | ₹189 Cr ▲16.7% | ₹162 Cr |
| EPS (₹) | 25.15 ▲19.0% | 21.14 ▲11.3% | 18.99 ▲37.6% | 13.8 ▲22.4% | 11.27 ▲30.7% | 8.62 ▼82.0% | 47.99 ▼25.4% | 64.37 |
| Div Payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Values in ₹ Cr · Source: Screener.in
Balance Sheet
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Liabilities | ||||||||
| Equity Capital | ₹436 Cr ▲1.2% | ₹431 Cr ▲9.1% | ₹395 Cr ▲0.0% | ₹395 Cr ▲0.0% | ₹395 Cr ▲0.0% | ₹395 Cr ▲912.8% | ₹39 Cr ▲56.0% | ₹25 Cr |
| Reserves | ₹7.1K Cr ▲19.6% | ₹5.9K Cr ▲46.5% | ₹4.1K Cr ▲22.8% | ₹3.3K Cr ▲20.0% | ₹2.8K Cr ▲19.8% | ₹2.3K Cr ▼0.4% | ₹2.3K Cr ▲176.7% | ₹834 Cr |
| Borrowings | — | — | — | — | — | — | — | — |
| Other Liabilities | ₹1.1K Cr ▲110.6% | ₹529 Cr ▼22.5% | ₹683 Cr ▼10.8% | ₹766 Cr ▲38.3% | ₹554 Cr ▼1.6% | ₹563 Cr ▲49.7% | ₹376 Cr ▼11.7% | ₹426 Cr |
| Total Liabilities | ₹27.4K Cr ▲18.0% | ₹23.2K Cr ▲21.6% | ₹19.1K Cr ▲14.9% | ₹16.6K Cr ▲15.6% | ₹14.4K Cr ▲5.5% | ₹13.6K Cr ▲10.2% | ₹12.4K Cr ▲30.4% | ₹9.5K Cr |
| Assets | ||||||||
| Fixed Assets | ₹138 Cr ▲50.0% | ₹92 Cr ▲15.0% | ₹80 Cr ▲27.0% | ₹63 Cr ▲14.5% | ₹55 Cr ▲3.8% | ₹53 Cr ▲20.5% | ₹44 Cr ▲4.8% | ₹42 Cr |
| CWIP | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr |
| Investments | ₹637 Cr ▲24.2% | ₹513 Cr ▲11.0% | ₹462 Cr ▲0.7% | ₹459 Cr ▲35.8% | ₹338 Cr ▼32.0% | ₹497 Cr ▲1970.8% | ₹24 Cr ▼84.0% | ₹150 Cr |
| Other Assets | ₹26.6K Cr ▲17.7% | ₹22.6K Cr ▲21.9% | ₹18.6K Cr ▲15.3% | ₹16.1K Cr ▲15.1% | ₹14.0K Cr ▲6.9% | ₹13.1K Cr ▲6.4% | ₹12.3K Cr ▲32.4% | ₹9.3K Cr |
| Total Assets | ₹27.4K Cr ▲18.0% | ₹23.2K Cr ▲21.6% | ₹19.1K Cr ▲14.9% | ₹16.6K Cr ▲15.6% | ₹14.4K Cr ▲5.5% | ₹13.6K Cr ▲10.2% | ₹12.4K Cr ▲30.4% | ₹9.5K Cr |
Values in ₹ Cr · Source: Screener.in
Cash Flow Statement
| Item | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|---|---|---|---|
| Operating CF | ₹-2.8K Cr ▲7.2% | ₹-3.0K Cr ▼18.7% | ₹-2.5K Cr ▼120.6% | ₹-1.2K Cr ▼27.5% | ₹-907 Cr ▲24.5% | ₹-1.2K Cr ▲32.7% | ₹-1.8K Cr ▲30.1% | ₹-2.6K Cr |
| Investing CF | ₹309 Cr ▲93.1% | ₹160 Cr ▼77.9% | ₹723 Cr ▲251.6% | ₹-477 Cr ▼158.0% | ₹823 Cr ▲271.5% | ₹-480 Cr ▲67.9% | ₹-1.5K Cr ▼2951.0% | ₹-49 Cr |
| Financing CF | ₹2.3K Cr ▼31.1% | ₹3.4K Cr ▲90.6% | ₹1.8K Cr ▲21.5% | ₹1.5K Cr ▲432.0% | ₹275 Cr ▼60.8% | ₹701 Cr ▼81.1% | ₹3.7K Cr ▲10.3% | ₹3.4K Cr |
| Net Cash Flow | ₹-164 Cr ▼131.4% | ₹522 Cr ▲1165.3% | ₹-49 Cr ▲71.0% | ₹-169 Cr ▼188.5% | ₹191 Cr ▲119.5% | ₹-981 Cr ▼332.5% | ₹422 Cr ▼44.0% | ₹754 Cr |
| Free Cash Flow | ₹-2.8K Cr ▲7.0% | ₹-3.0K Cr ▼18.6% | ₹-2.6K Cr ▼120.0% | ₹-1.2K Cr ▼27.0% | ₹-918 Cr ▲23.9% | ₹-1.2K Cr ▲32.5% | ₹-1.8K Cr ▲30.2% | ₹-2.6K Cr |
Values in ₹ Cr · Source: Screener.in
About Aadhar Housing Finance Limited
Aadhar Housing Finance Ltd is one of the largest low-income housing finance companies in India servicing the home financing needs of the low income sections of the society. [1]
Financial Services · Finance
Related Analysis
Frequently Asked Questions
What is Aadhar Housing Finance Limited share price today?▾
Aadhar Housing Finance Limited (AADHARHFC) is currently trading at ₹513.5 on NSE, up 0.58% as of the last market session. Prices update daily after market close on MarketNetra.
Is Aadhar Housing Finance Limited available in F&O (Futures & Options)?▾
Yes, Aadhar Housing Finance Limited (AADHARHFC) is part of the NSE F&O segment with a lot size of 1 shares. Options are available with monthly expiry contracts. You can track the full option chain and OI analysis on MarketNetra.
What is Aadhar Housing Finance Limited 52-week high and low?▾
Aadhar Housing Finance Limited's 52-week high is ₹563 and the 52-week low is ₹425. The current price of ₹513.5 is 8.8% below the 52W high.
What is Aadhar Housing Finance Limited P/E ratio?▾
Aadhar Housing Finance Limited's current P/E ratio is 20.4. This indicates the market is paying ₹20.4 for every ₹1 of earnings. Compare this to the sector average to assess relative valuation.
How to trade Aadhar Housing Finance Limited options?▾
Aadhar Housing Finance Limited options are traded on NSE with monthly expiry contracts (lot size: 1 shares). To trade AADHARHFC options: select your expiry on the option chain page, identify key OI strikes, check the PCR and buildup type on OI analysis, and review FII/DII flows for institutional sentiment before taking a position.