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Medium ImpactBanking

Credit growth outpaces deposits for 4th straight quarter

Moneycontrol.comRead the original5 Oct 2026

Credit growth has outpaced deposit growth for the fourth consecutive quarter, signaling rising asset-liability pressure. Private banks led the expansion with credit growth at 15.5% versus deposit growth of 9.8%. This widening gap may impact liquidity management and margin pressures. Rising reliance on wholesale funding could affect net interest margins.

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