Bank credit growth hits four-year high at 20%

Bank credit growth surges to a four-year high of 20% driven by strong retail and corporate demand, while deposit growth lags at 9%, widening the credit-deposit gap. This imbalance could pressure banks' liquidity and margin outlook. A rising reliance on costlier wholesale funding may squeeze net interest margins. Regulatory monitoring may intensify if the gap widens further.

📊 STOCKS: | 🏢 SECTOR: Banking | #HIGHIMPACT #CreditGrowth